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Income and Expenses from Fees and Commissions (Tables)

12 Months Ended

Dec. 31, 2018

Income and Expenses from Fees and Commissions

Schedule of income and expenses for fees and commissions

		2016		2017		2018
		MCh$		MCh$		MCh$
Income from fees and commissions
Card services		144,007		155,572		167,201
Investments in mutual funds and other		79,853		86,103		91,173
Collections and payments		49,362		50,343		52,717
Portfolio management		39,838		43,915		46,730
Insurance brokerage		28,036		30,163		32,886
Guarantees and letter of credit		23,183		24,485		25,021
Trading and securities management		13,666		18,741		24,632
Use of distribution channel		18,996		18,204		20,974
Financial advisory services		4,152		5,536		5,046
Lines of credit and overdrafts		5,795		5,000		4,837
Other fees earned		34,155		33,640		33,897
Total income from fees and commissions		441,043		471,702		505,114
Expenses from fees and commissions
Credit card transactions		(98,115)		(96,872)		(113,403)
Fees for interbank transactions		(10,361)		(13,189)		(16,554)
Fees for securities transactions		(3,969)		(6,802)		(7,544)
Fees for collections and payments		(6,427)		(6,206)		(6,546)
Sales force fees		(408)		(213)		(258)
Other fees		(492)		(746)		(854)
Total expenses from fees and commissions		(119,772)		(124,028)		(145,159)

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The disclosure of income and expenses for fees and commissions shown in the consolidated statement of comprehensive income.

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