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Provisions for Loan Losses (Tables) | 12 Months Ended
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Dec. 31, 2019
Provisions for Loan Losses [abstract] |
Schedule of changes in provisions for loan losses |
|  | Loans and |  |  | Loans to customers as of December 31, 2017 |  |  | Debt instruments |  |  | Provisions for |  |  |  |
|  | advance to banks |  |  | Commercial loans |  |  | Mortgage loans |  |  | Consumer loans |  |  | Subtotal |  |  | at fair value through OCI |  |  | contingent loan risks |  |  | Total |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Provisions established: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individual provisions |  |  | (5 | ) |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | (5 | )
Group provisions |  |  | ― |  |  |  | (47,837 | ) |  |  | (4,361 | ) |  |  | (247,810 | ) |  |  | (300,008 | ) |  |  | ― |  |  |  | (3,131 | ) |  |  | (303,139 | )
Provisions established net |  |  | (5 | ) |  |  | (47,837 | ) |  |  | (4,361 | ) |  |  | (247,810 | ) |  |  | (300,008 | ) |  |  | ― |  |  |  | (3,131 | ) |  |  | (303,144 | )
Provisions released: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individual provisions |  |  | ― |  |  |  | 28,571 |  |  |  | ― |  |  |  | ― |  |  |  | 28,571 |  |  |  | ― |  |  |  | 3,841 |  |  |  | 32,412 |
Group provisions |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | ― |
Provisions released net |  |  | ― |  |  |  | 28,571 |  |  |  | ― |  |  |  | ― |  |  |  | 28,571 |  |  |  | ― |  |  |  | 3,841 |  |  |  | 32,412 |
Recovery of written-off assets |  |  | ― |  |  |  | 13,750 |  |  |  | 3,246 |  |  |  | 32,481 |  |  |  | 49,477 |  |  |  | ― |  |  |  | ― |  |  |  | 49,477 |
Provisions net allowances for credit risk |  |  | (5 | ) |  |  | (5,516 | ) |  |  | (1,115 | ) |  |  | (215,329 | ) |  |  | (221,960 | ) |  |  | ― |  |  |  | 710 |  |  |  | (221,255 | )
The detail of the amounts presented in the Consolidated Statement of Cash Flow is as follows:
|  | 2017 |
|  | MCh$ |
Allowances established of loans to customer and loans and advances to banks |  |  | (300,013 | )
Allowances released of loans to customer and loans and advances to banks |  |  | 28,571 |
Total allowances of loans to customer and loans and advances to banks |  |  | (271,442 | )
|  | Loans and |  |  | Loans to customers as of December 31, 2018 |  |  | Debt instruments |  |  | Provisions for |  |  |  |
|  | advance to banks |  |  | Commercial loans |  |  | Mortgage loans |  |  | Consumer loans |  |  | Subtotal |  |  | at fair value through OCI |  |  | contingent loan risks |  |  | Total |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Provisions established: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individual provisions |  |  | (240 | ) |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | (2,368 | ) |  |  | (2,608 | )
Group provisions |  |  | ― |  |  |  | (61,702 | ) |  |  | (7,546 | ) |  |  | (241,244 | ) |  |  | (310,492 | ) |  |  | ― |  |  |  | ― |  |  |  | (310,492 | )
Provisions established net |  |  | (240 | ) |  |  | (61,702 | ) |  |  | (7,546 | ) |  |  | (241,244 | ) |  |  | (310,492 | ) |  |  | ― |  |  |  | (2,368 | ) |  |  | (313,100 | )
Provisions released: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individual provisions |  |  | ― |  |  |  | 871 |  |  |  | ― |  |  |  | ― |  |  |  | 871 |  |  |  | 1,552 |  |  |  | ― |  |  |  | 2,423 |
Group provisions |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | 327 |  |  |  | 327 |
Provisions released net |  |  | ― |  |  |  | 871 |  |  |  | ― |  |  |  | ― |  |  |  | 871 |  |  |  | 1,552 |  |  |  | 327 |  |  |  | 2,750 |
Recovery of written-off assets |  |  | ― |  |  |  | 13,579 |  |  |  | 4,572 |  |  |  | 42,428 |  |  |  | 60,579 |  |  |  | ― |  |  |  | ― |  |  |  | 60,579 |
Provisions net allowances for credit risk |  |  | (240 | ) |  |  | (47,252 | ) |  |  | (2,974 | ) |  |  | (198,816 | ) |  |  | (249,042 | ) |  |  | 1,552 |  |  |  | (2,041 | ) |  |  | (249,771 | )
The detail of the amounts presented in the Consolidated Statement of Cash Flow is as follows:
|  | 2018 |
|  | MCh$ |
Allowances established of loans to customer and loans and advances to banks |  |  | (310,732 | )
Allowances released of loans to customer and loans and advances to banks |  |  | 871 |
Total allowances of loans to customer and loans and advances to banks |  |  | (309,861 | )
|  | Loans and |  |  | Loans to customers as of December 31, 2019 |  |  | Debt instruments |  |  | Provisions for |  |  |  |
|  | advance to banks |  |  | Commercial loans |  |  | Mortgage loans |  |  | Consumer loans |  |  | Subtotal |  |  | at fair value through OCI |  |  | contingent loan risks |  |  | Total |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Provisions established: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individual provisions |  |  | ― |  |  |  | (17,143 | ) |  |  | ― |  |  |  | ― |  |  |  | (17,143 | ) |  |  | (3,468 | ) |  |  | ― |  |  |  | (20,611 | )
Group provisions |  |  | ― |  |  |  | (64,492 | ) |  |  | (17,168 | ) |  |  | (278,252 | ) |  |  | (359,912 | ) |  |  | ― |  |  |  | (2,707 | ) |  |  | (362,619 | )
Provisions established net |  |  | ― |  |  |  | (81,635 | ) |  |  | (17,168 | ) |  |  | (278,252 | ) |  |  | (377,055 | ) |  |  | (3,468 | ) |  |  | (2,707 | ) |  |  | (383,230 | )
Provisions released: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individual provisions |  |  | 902 |  |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | 2,752 |  |  |  | 3,654 |
Group provisions |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | ― |
Provisions released net |  |  | 902 |  |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | ― |  |  |  | 2,752 |  |  |  | 3,654 |
Recovery of written-off assets |  |  | ― |  |  |  | 12,253 |  |  |  | 5,114 |  |  |  | 30,608 |  |  |  | 47,975 |  |  |  | ― |  |  |  | ― |  |  |  | 47,975 |
Provisions net allowances for credit risk |  |  | 902 |  |  |  | (69,382 | ) |  |  | (12,054 | ) |  |  | (247,644 | ) |  |  | (329,080 | ) |  |  | (3,468 | ) |  |  | 45 |  |  |  | (331,601 | )
The detail of the amounts presented in the Consolidated Statement of Cash Flow is as follows:
|  | 2019 |
|  | MCh$ |
Allowances established of loans to customer and loans and advances to banks |  |  | (377,055 | )
Allowances released of loans to customer and loans and advances to banks |  |  | 902 |
Total allowances of loans to customer and loans and advances to banks |  |  | (376,153 | )

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