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v3.20.1

Provisions for Loan Losses (Details) - CLP ($) $ in Millions | 12 Months Ended
--- | ---
Dec. 31, 2019 | Dec. 31, 2018 | Dec. 31, 2017
Provisions established: |  |  |
Individual provisions | $ (20,611) | $ (2,608) | $ (5)
Group provisions | (362,619) | (310,492) | (303,139)
Provisions established net | (383,230) | (313,100) | (303,144)
Provisions released: |  |  |
Individual provisions | 3,654 | 2,423 | 32,412
Group provisions |  | 327 |
Provisions released net | 3,654 | 2,750 | 32,412
Recovery of written-off assets | 47,975 | 60,579 | 49,477
Provisions net allowances for credit risk | (331,601) | (249,771) | (221,255)
Loans and advances to banks, net |  |  |
Provisions established: |  |  |
Individual provisions |  | (240) | (5)
Group provisions |  |  |
Provisions established net |  | (240) | (5)
Provisions released: |  |  |
Individual provisions | 902 |  |
Group provisions |  |  |
Provisions released net | 902 |  |
Recovery of written-off assets |  |  |
Provisions net allowances for credit risk | 902 | (240) | (5)
Loans to customer and loans and advances to banks Consolidated Statement of Cash Flow |  |  |
Allowances established of loans to customer | (377,055) | (310,732) | (300,013)
Allowances released of loans to customer | 902 | 871 | 28,571
Total allowances of loans to customer | (376,153) | (309,861) | (271,442)
Commercial loans |  |  |
Provisions established: |  |  |
Individual provisions | (17,143) |  |
Group provisions | (64,492) | (61,702) | (47,837)
Provisions established net | (81,635) | (61,702) | (47,837)
Provisions released: |  |  |
Individual provisions |  | 871 | 28,571
Group provisions |  |  |
Provisions released net |  | 871 | 28,571
Recovery of written-off assets | 12,253 | 13,579 | 13,750
Provisions net allowances for credit risk | (69,382) | (47,252) | (5,516)
Mortgage loans |  |  |
Provisions established: |  |  |
Individual provisions |  |  |
Group provisions | (17,168) | (7,546) | (4,361)
Provisions established net | (17,168) | (7,546) | (4,361)
Provisions released: |  |  |
Individual provisions |  |  |
Group provisions |  |  |
Provisions released net |  |  |
Recovery of written-off assets | 5,114 | 4,572 | 3,246
Provisions net allowances for credit risk | (12,054) | (2,974) | (1,115)
Consumer loans |  |  |
Provisions established: |  |  |
Individual provisions |  |  |
Group provisions | (278,252) | (241,244) | (247,810)
Provisions established net | (278,252) | (241,244) | (247,810)
Provisions released: |  |  |
Individual provisions |  |  |
Group provisions |  |  |
Provisions released net |  |  |
Recovery of written-off assets | 30,608 | 42,428 | 32,481
Provisions net allowances for credit risk | (247,644) | (198,816) | (215,329)
Total Loans to customers |  |  |
Provisions established: |  |  |
Individual provisions | (17,143) |  |
Group provisions | (359,912) | (310,492) | (300,008)
Provisions established net | (377,055) | (310,492) | (300,008)
Provisions released: |  |  |
Individual provisions |  | 871 | 28,571
Group provisions |  |  |
Provisions released net |  | 871 | 28,571
Recovery of written-off assets | 47,975 | 60,579 | 49,477
Provisions net allowances for credit risk | (329,080) | (249,042) | (221,960)
Debt Instruments at fair value Through OCI [Member] |  |  |
Provisions established: |  |  |
Individual provisions | (3,468) |  |
Group provisions |  |  |
Provisions established net | (3,468) |  |
Provisions released: |  |  |
Individual provisions |  | 1,552 |
Group provisions |  |  |
Provisions released net |  | 1,552 |
Recovery of written-off assets |  |  |
Provisions net allowances for credit risk | (3,468) | 1,552 |
Provisions for contingent loan risks |  |  |
Provisions established: |  |  |
Individual provisions |  | (2,368) |
Group provisions | (2,707) |  | (3,131)
Provisions established net | (2,707) | (2,368) | (3,131)
Provisions released: |  |  |
Individual provisions | 2,752 |  | 3,841
Group provisions |  | 327 |
Provisions released net | 2,752 | 327 | 3,841
Recovery of written-off assets |  |  |
Provisions net allowances for credit risk | $ 45 | $ (2,041) | $ 710

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