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Income and Expenses from Fees and Commissions | 12 Months Ended
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Dec. 31, 2019
Fee and commission income (expense) [abstract] |
Income and Expenses from Fees and Commissions |
30. | Income and Expenses from Fees and Commissions:
The income and expenses for fees and commissions shown in the Consolidated Statement of Comprehensive Income for the years ended December 31, 2017, 2018 and 2019 refer to the following items:
|  | 2017 |  |  | 2018 |  |  | 2019 |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Income from fees and commissions |  |  |  |  |  |  |  |  |
Debit and credit card services |  |  | 155,572 |  |  |  | 167,201 |  |  |  | 185,878 |
Investments in mutual funds and others |  |  | 86,103 |  |  |  | 91,173 |  |  |  | 101,046 |
Use of distribution channel and access to customers |  |  | 18,204 |  |  |  | 20,974 |  |  |  | 65,243 |
Collections and payments |  |  | 50,343 |  |  |  | 52,717 |  |  |  | 56,389 |
Portfolio management |  |  | 43,915 |  |  |  | 46,730 |  |  |  | 47,816 |
Fees for insurance transactions |  |  | 30,163 |  |  |  | 32,886 |  |  |  | 37,035 |
Guarantees and letter of credit |  |  | 24,485 |  |  |  | 25,021 |  |  |  | 26,101 |
Trading and securities management |  |  | 18,741 |  |  |  | 24,632 |  |  |  | 21,878 |
Brand use agreement |  |  | 14,515 |  |  |  | 14,840 |  |  |  | 16,494 |
Lines of credit and overdrafts |  |  | 5,000 |  |  |  | 4,837 |  |  |  | 4,716 |
Financial advisory services |  |  | 5,536 |  |  |  | 5,046 |  |  |  | 4,393 |
Other fees earned |  |  | 19,125 |  |  |  | 19,057 |  |  |  | 22,183 |
Total income from fees and commissions |  |  | 471,702 |  |  |  | 505,114 |  |  |  | 589,172 |
Expenses from fees and commissions |  |  |  |  |  |  |  |  |  |  |  |
Credit card transactions |  |  | (96,872 | ) |  |  | (113,403 | ) |  |  | (97,823 | )
Interbank transactions |  |  | (13,189 | ) |  |  | (16,554 | ) |  |  | (20,133 | )
Collections and payments |  |  | (6,206 | ) |  |  | (6,546 | ) |  |  | (6,284 | )
Securities transactions |  |  | (6,802 | ) |  |  | (7,544 | ) |  |  | (5,943 | )
Sales force |  |  | (213 | ) |  |  | (258 | ) |  |  | (404 | )
Other fees |  |  | (746 | ) |  |  | (854 | ) |  |  | (1,283 | )
Total expenses from fees and commissions |  |  | (124,028 | ) |  |  | (145,159 | ) |  |  | (131,870)

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- Definition The disclosure of fee and commission income (expense). [Refer: Fee and commission income (expense)] + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Name IAS -Number 1 -IssueDate 2019-01-01 -Paragraph 10 -Subparagraph e -URI http://eifrs.ifrs.org/eifrs/xifrs-link?type=IAS&num=1&code=ifrs-tx-2019-en-r&anchor=para_10_e&doctype=Standard -URIDate 2019-03-27 + Details
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