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Maturity of Assets and Liabilities (Tables)

12 Months Ended

Dec. 31, 2019

Maturity of Assets and Liabilities [abstract]

Schedule of classification of assets and liabilities in the order of liquidity

		2018
		Up to 1 month				Over 1 month and up to 3 months				Over 3 month and up to 12 months				Subtotal up to 1 year				Over 1 year and up to 3 years				Over 3 year and up to 5 years				Over 5 years				Subtotal over 1 year				Total
Assets		MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$
Cash and due from banks			880,081				―				―				880,081				―				―				―				―				880,081
Transactions in the course of collection			289,194				―				―				289,194				―				―				―				―				289,194
Financial Assets held-for-trading			1,745,366				―				―				1,745,366				―				―				―				―				1,745,366
Investments under resale agreements			73,496				16,918				6,875				97,289				―				―				―				―				97,289
Derivative instruments			157,417				241,305				378,093				776,815				274,200				214,863				248,069				737,132				1,513,947
Loans and advances to banks (*)			1,262,428				77,268				132,259				1,471,955				23,441				―				―				23,441				1,495,396
Loans to customers at amortized cost (*)			3,954,066				2,143,023				4,973,622				11,070,711				5,726,668				3,133,606				7,995,647				16,855,921				27,926,632
Financial Assets at Fair Value through Other Comprehensive Income			38,691				137,420				383,200				559,311				74,940				136,342				282,598				493,880				1,053,191
Financial assets held-to-maturity			―				―				―				―				―				―				―				―				―
Total financial assets			8,400,739				2,615,934				5,874,049				16,890,722				6,099,249				3,484,811				8,526,314				18,110,374				35,001,096

		2019
		Up to 1 month				Over 1 month and up to 3 months				Over 3 month and up to 12 months				Subtotal up to 1 year				Over 1 year and up to 3 years				Over 3 year and up to 5 years				Over 5 years				Subtotal over 1 year				Total
Assets		MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$
Cash and due from banks			2,392,166				―				―				2,392,166				―				―				―				―				2,392,166
Transactions in the course of collection			331,420				―				―				331,420				―				―				―				―				331,420
Financial Assets held-for-trading			1,872,355				―				―				1,872,355				―				―				―				―				1,872,355
Investments under resale agreements			102,057				29,393				10,879				142,329				―				―				―				―				142,329
Derivative instruments			158,873				314,446				621,036				1,094,355				543,469				411,470				736,921				1,691,860				2,786,215
Loans and advances to banks (*)			876,119				97,585				166,487				1,140,191				―				―				―				―				1,140,191
Loans to customers at amortized cost (*)			4,175,064				2,340,320				5,685,646				12,201,030				5,624,031				3,198,639				9,009,572				17,832,242				30,033,272
Financial Assets at Fair Value through Other Comprehensive Income			23,786				225,772				779,872				1,029,430				106,930				30,080				199,903				336,913				1,366,343
Financial assets held-to-maturity			―				―				―				―				―				―				―				―				―
Total financial assets			9,931,840				3,007,516				7,263,920				20,203,276				6,274,430				3,640,189				9,946,396				19,861,015				40,064,291

(*)	The respective provisions, which amount to Ch$585,378 million and Ch$649,233 million in 2018 and 2019, respectively, for loans to customers and Ch$1,012 million and Ch$110 million for loans and advances to banks, have not been deducted from these balances.

		2018
		Up to 1 month				Over 1 month and up to 3 months				Over 3 month and up to 12 months				Subtotal up to 1 year				Over 1 year and up to 3 years				Over 3 year and up to 5 years				Over 5 years				Subtotal over 1 year				Total
Liabilities		MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$
Current accounts and other demand deposits			9,584,488				―				―				9,584,488				―				―				―				―			9,584,488
Transactions in the course of payment			44,436				―				―				44,436				―				―				―				―			44,436
Obligations under repurchase agreements			237,999				1,448				64,373				303,820				―				―				―				―			303,820
Savings accounts and time deposits (**)			5,018,791				1,946,688				3,100,464				10,065,943				365,177				619				132				365,928			10,431,871
Derivative instruments			146,764				237,039				335,497				719,300				264,438				273,790				270,706				808,934			1,528,234
Borrowings from financial institutions			115,220				269,412				1,052,830				1,437,462				79,297				―				―				79,297			1,516,759
Debt issued:
Mortgage bonds			1,453				1,618				3,581				6,652				5,911				2,577				1,228				9,716			16,368
Bonds			325,766				275,688				583,876				1,185,330				844,692				1,505,660				3,237,308				5,587,660			6,772,990
Subordinate bonds			4,220				2,254				44,901				51,375				41,122				27,906				565,791				634,819			686,194
Other financial obligations			97,393				3,505				10,126				111,024				5,555				1,307				128				6,990			118,014
Total financial liabilities			15,576,530				2,737,652				5,195,648				23,509,830				1,606,192				1,811,859				4,075,293				7,493,344			31,003,174

			2019
			Up to 1 month				Over 1 month and up to 3 months				Over 3 month and up to 12 months				Subtotal up to 1 year				Over 1 year and up to 3 years				Over 3 year and up to 5 years				Over 5 years				Subtotal over 1 year			Total
Liabilities			MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$			MCh$
Current accounts and other demand deposits			11,326,133				―				―				11,326,133				―				―				―				―			11,326,133
Transactions in the course of payment			98,869				―				―				98,869				―				―				―				―			98,869
Obligations under repurchase agreements			298,711				8,583				1,440				308,734				―				―				―				―			308,734
Savings accounts and time deposits (**)			6,130,583				1,979,110				2,224,778				10,334,471				281,384				492				421				282,297			10,616,768
Derivative instruments			156,291				237,743				616,472				1,010,506				608,516				469,861				729,538				1,807,915			2,818,421
Borrowings from financial institutions			69,711				349,478				1,049,781				1,468,970				94,307				―				―				94,307			1,563,277
Debt issued:
Mortgage bonds			1,102				1,212				2,622				4,936				3,868				1,579				515				5,962			10,898
Bonds			423,966				211,648				413,485				1,049,099				1,460,318				1,746,745				3,656,459				6,863,522			7,912,621
Subordinate bonds			3,041				2,460				115,933				121,434				38,525				18,251				711,685				768,461			889,895
Other financial obligations			140,449				1,436				6,490				148,375				6,383				1,471				―				7,854			156,229
Lease liabilities			2,353				4,776				20,841				27,970				51,571				28,463				38,009				118,043			146,013
Total financial liabilities			18,651,209				2,796,446				4,451,842				25,899,497				2,544,872				2,266,862				5,136,627				9,948,361			35,847,858

(**)	Excludes term saving accounts, which amount to Ch$239,850 million (Ch$224,303 million in December 2018).