XML 154 R229.htm IDEA: XBRL DOCUMENT v3.20.1
Risk Management - Collateral and Other Enhancements (Details) - CLP ($)
$ in Millions
Dec. 31, 2019
Dec. 31, 2018
Disclosure of guarantee values [line items]    
Maximum exposure to credit risk $ 1,366,343 $ 1,053,191
Loans to customers    
Disclosure of guarantee values [line items]    
Maximum exposure to credit risk 30,033,272 27,926,632
Fair value of loans covered by collateral    
Mortgages 13,948,027 13,391,818
Pledge [1] 113,848 107,400
Securities 374,141 455,039
Warrants 2,182 2,263
Others 302,423 313,149
Net collateral 14,740,621 14,269,669
Net exposure 15,292,651 13,656,963
Corporate lending    
Disclosure of guarantee values [line items]    
Maximum exposure to credit risk 11,705,859
Fair value of loans covered by collateral    
Mortgages 2,453,533 2,589,429
Pledge [1] 82,365 75,105
Securities 345,246 423,556
Warrants 2,182 2,263
Others 207,052 221,919
Net collateral 3,090,378 3,312,272
Net exposure 9,027,346 8,393,587
Small business lending    
Disclosure of guarantee values [line items]    
Maximum exposure to credit risk 4,176,488 3,732,539
Fair value of loans covered by collateral    
Mortgages 3,133,480 2,977,286
Pledge [1] 30,466 31,270
Securities 26,674 28,974
Warrants
Others 74,725 71,140
Net collateral 3,265,345 3,108,670
Net exposure 911,143 623,869
Consumer Loans [Member]    
Disclosure of guarantee values [line items]    
Maximum exposure to credit risk 4,532,333 4,436,161
Fair value of loans covered by collateral    
Mortgages 341,495 332,030
Pledge [1] 966 967
Securities 2,045 2,244
Warrants
Others 20,646 20,090
Net collateral 365,152 355,331
Net exposure 4,167,181 4,080,830
Mortgages    
Disclosure of guarantee values [line items]    
Maximum exposure to credit risk 9,206,727 8,052,073
Fair value of loans covered by collateral    
Mortgages 8,019,519 7,493,073
Pledge [1] 51 58
Securities 176 265
Warrants
Others  
Net collateral 8,019,746 7,493,396
Net exposure $ 1,186,981 $ 558,677
[1] Includes agricultural and industrial pledges and pledges without conveyance.