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Consolidated Statement of Income
$ in Thousands, $ in Millions
12 Months Ended
Dec. 31, 2019
USD ($)
$ / shares
Dec. 31, 2019
CLP ($)
$ / shares
Dec. 31, 2018
CLP ($)
$ / shares
Dec. 31, 2017
CLP ($)
$ / shares
STATEMENT OF INCOME        
Interest revenue   $ 2,113,548 $ 2,000,617 $ 1,886,700
Interest expense   (742,270) (679,640) (652,005)
Net interest income   1,371,278 1,320,977 1,234,695
Income from fees and commissions   589,172 505,114 471,702
Expense from fees and commissions   (131,870) (145,159) (124,028)
Net fees and commissions income   457,302 359,955 347,674
Net financial operating income   113,437 117,142 (29,661)
Foreign exchange transactions, net   30,886 2,701 104,875
Other operating income   32,315 45,295 29,959
Total operating revenues   2,005,218 1,846,070 1,687,542
Provision for loan losses   (331,601) (249,771) (221,255)
OPERATING REVENUES, NET OF PROVISIONS FOR LOAN LOSSES   1,673,617 1,596,299 1,466,287
Personnel expenses   (475,599) (440,630) (409,331)
Administrative expenses   (329,705) (331,477) (311,455)
Depreciation and amortization   (70,541) (37,681) (37,536)
Impairment property and equipment   (2,555) (334) (166)
Other operating expenses   (23,850) (29,586) (25,868)
TOTAL OPERATING EXPENSES   (902,250) (839,708) (784,356)
NET OPERATING INCOME   771,367 756,591 681,931
Income attributable to associates   6,039 6,811 5,511
Income before income taxes   777,406 763,402 687,442
Income taxes   (173,661) (159,768) (115,361)
NET INCOME FOR THE YEAR   603,745 603,634 572,081
Attributable to:        
Equity holders of the parent   603,744 603,633 572,080
Non-controlling interest   $ 1 $ 1 $ 1
Net income per share from continued operations attributable to equity holders of the parent:        
Basic net income per share | $ / shares   $ 5.98 $ 5.98 $ 5.66
Diluted net income per share | $ / shares   $ 5.98 $ 5.98 $ 5.66
USD        
STATEMENT OF INCOME        
Interest revenue $ 2,811,018      
Interest expense (987,219)      
Net interest income 1,823,799      
Income from fees and commissions 783,598      
Expense from fees and commissions (175,387)      
Net fees and commissions income 608,211      
Net financial operating income 150,871      
Foreign exchange transactions, net 41,078      
Other operating income 42,979      
Total operating revenues 2,666,938      
Provision for loan losses (441,029)      
OPERATING REVENUES, NET OF PROVISIONS FOR LOAN LOSSES 2,225,909      
Personnel expenses (632,546)      
Administrative expenses (438,507)      
Depreciation and amortization (93,820)      
Impairment property and equipment (3,398)      
Other operating expenses (31,721)      
TOTAL OPERATING EXPENSES (1,199,992)      
NET OPERATING INCOME 1,025,917      
Income attributable to associates 8,032      
Income before income taxes 1,033,949      
Income taxes (230,969)      
NET INCOME FOR THE YEAR 802,980      
Attributable to:        
Equity holders of the parent 802,980      
Non-controlling interest $ 1,000      
Net income per share from continued operations attributable to equity holders of the parent:        
Basic net income per share | $ / shares $ 0.01      
Diluted net income per share | $ / shares $ 0.01