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Interest Revenue and Expenses
 12 Months Ended
Dec. 31, 2019
Interest Revenue and Expenses [abstract]  
Interest Revenue and Expenses

29.Interest Revenue and Expenses:

 

(a)As of each year-end below, interest revenue is detailed as follows:

 

   2017   2018   2019 
   MCh$   MCh$   MCh$ 
Commercial loans   786,794    851,328    910,229 
Consumer loans   614,393    613,293    638,198 
Residential mortgage loans   401,862    502,832    532,009 
Financial investments   35,403    52,909    45,294 
Repurchase agreements   7,337    2,767    2,480 
Loans and advances to banks   15,024    24,138    27,457 
Gain (loss) from accounting hedges   20,722    (58,560)   (59,874)
Other interest revenue   5,165    11,910    17,755 
Total   1,886,700    2,000,617    2,113,548 

 

The amount of interest recognized on a received basis for impaired portfolio in 2019 amounts to Ch$4,415 million (Ch$5,113 million as of December 31, 2018).

 

(b)As of each year-end below, interest expenses are detailed as follows:

 

   2017   2018   2019 
   MCh$   MCh$   MCh$ 
Savings accounts and time deposits   297,277    301,251    313,142 
Debt issued   268,203    352,351    386,015 
Other financial obligations   1,640    1,482    918 
Repurchase agreements   5,193    8,901    7,048 
Borrowings from financial institutions   19,255    29,275    43,570 
(Gain) loss from accounting hedges   54,834    (23,694)   (25,888)
Demand deposits   5,350    9,380    14,408 
Lease liabilities   —    —    2,574 
Other interest expenses   253    694    483 
Total   652,005    679,640    742,270 

 

(c)As of each year-end below, loss from accounting hedge is the following:

 

   2017   2018   2019 
   MCh$   MCh$   MCh$ 
Cash Flow hedge   (29,477)   (33,031)   (28,690)
Fair value hedge   (4,635)   (1,835)   (5,296)
Total   (34,112)   (34,866)   (33,986)