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v3.21.1

Consolidated Statements of Comprehensive Income $ in Thousands, $ in Millions | 12 Months Ended
--- | ---
Dec. 31, 2020 CLP ($) $ / shares | Dec. 31, 2020 USD ($) $ / shares | Dec. 31, 2019 CLP ($) $ / shares | Dec. 31, 2018 CLP ($) $ / shares
Profit or loss [abstract] |  |  |  |
Interest revenue | $ 1,876,795 | $ 2,636,318 | $ 2,113,548 | $ 2,000,617
Interest expense | (560,007) | (786,637) | (742,270) | (679,640)
Net interest income | 1,316,788 | 1,849,681 | 1,371,278 | 1,320,977
Income from fees and commissions | 562,146 | 789,642 | 589,172 | 505,114
Expense from fees and commissions | (116,178) | (163,194) | (131,870) | (145,159)
Net fees and commissions income | 445,968 | 626,448 | 457,302 | 359,955
Net financial operating income | (11,279) | (15,844) | 113,437 | 117,142
Foreign exchange transactions, net | 156,662 | 220,062 | 30,886 | 2,701
Other operating income | 26,671 | 37,465 | 32,315 | 45,295
Total operating revenues | 1,934,810 | 2,717,812 | 2,005,218 | 1,846,070
Provision for Expected Credit losses | (547,106) | (768,515) | (331,601) | (249,771)
OPERATING REVENUES, NET OF PROVISIONS FOR LOAN LOSSES | 1,387,704 | 1,949,297 | 1,673,617 | 1,596,299
Personnel expenses | (457,176) | (642,191) | (475,599) | (440,630)
Administrative expenses | (318,881) | (447,929) | (329,705) | (331,477)
Depreciation and amortization | (73,357) | (103,044) | (70,541) | (37,681)
Impairment property and equipment | (1,661) | (2,333) | (2,555) | (334)
Other operating expenses | (26,677) | (37,474) | (23,850) | (29,586)
TOTAL OPERATING EXPENSES | (877,752) | (1,232,971) | (902,250) | (839,708)
NET OPERATING INCOME | 509,952 | 716,326 | 771,367 | 756,591
Income attributable to associates | (5,099) | (7,163) | 6,039 | 6,811
Income before income taxes | 504,853 | 709,163 | 777,406 | 763,402
Income taxes | (103,223) | (144,997) | (173,661) | (159,768)
NET INCOME FOR THE YEAR | 401,630 | 564,166 | 603,745 | 603,634
Attributable to: |  |  |  |
Equity holders of the parent | 401,629 | 564,165 | 603,744 | 603,633
Non-controlling interest | $ 1 | $ 1 | $ 1 | $ 1
Net income per share from continued operations attributable to equity holders of the parent: |  |  |  |
Basic net income per share (in Dollars per share and Pesos per share) | (per share) | $ 3.98 | $ 0.01 | $ 5.98 | $ 5.98
Diluted net income per share (in Dollars per share and Pesos per share) | (per share) | $ 3.98 | $ 0.01 | $ 5.98 | $ 5.98

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