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Interest Revenue and Expenses | 12 Months Ended
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Dec. 31, 2020
Disclosure of interest income (expense) [text block] [Abstract] |
Interest Revenue and Expenses |
| 29. | Interest Revenue and Expenses:
| (a) | As of each year-end below, interest revenue is detailed as follows:
|  | 2018 |  |  | 2019 |  |  | 2020 |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Commercial loans |  |  | 851,328 |  |  |  | 910,229 |  |  |  | 826,440 |
Consumer loans |  |  | 613,293 |  |  |  | 638,198 |  |  |  | 533,267 |
Residential mortgage loans |  |  | 502,832 |  |  |  | 532,009 |  |  |  | 520,271 |
Financial investments |  |  | 52,909 |  |  |  | 45,294 |  |  |  | 36,748 |
Repurchase agreements |  |  | 2,767 |  |  |  | 2,480 |  |  |  | 1,406 |
Loans and advances to banks |  |  | 24,138 |  |  |  | 27,457 |  |  |  | 10,797 |
Gain (loss) from accounting hedges |  |  | (58,560 | ) |  |  | (59,874 | ) |  |  | (62,826 | )
Other interest revenue |  |  | 11,910 |  |  |  | 17,755 |  |  |  | 10,692 |
Total |  |  | 2,000,617 |  |  |  | 2,113,548 |  |  |  | 1,876,795 |
The amount of interest recognized on a received basis for impaired portfolio in 2020 amounts to Ch$3,811 million (Ch$4,415 million as of December 31, 2019).
| (b) | As of each year-end below, interest expenses are detailed as follows:
|  | 2018 |  |  | 2019 |  |  | 2020 |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Savings accounts and time deposits |  |  | 301,251 |  |  |  | 313,142 |  |  |  | 142,623 |
Debt issued |  |  | 352,351 |  |  |  | 386,015 |  |  |  | 403,989 |
Other financial obligations |  |  | 1,482 |  |  |  | 918 |  |  |  | 413 |
Repurchase agreements |  |  | 8,901 |  |  |  | 7,048 |  |  |  | 1,853 |
Borrowings from financial institutions |  |  | 29,275 |  |  |  | 43,570 |  |  |  | 27,830 |
(Gain) loss from accounting hedges |  |  | (23,694 | ) |  |  | (25,888 | ) |  |  | (32,040 | )
Demand deposits |  |  | 9,380 |  |  |  | 14,408 |  |  |  | 11,559 |
Lease liabilities |  |  | — |  |  |  | 2,574 |  |  |  | 2,532 |
Other interest expenses |  |  | 694 |  |  |  | 483 |  |  |  | 1,248 |
Total |  |  | 679,640 |  |  |  | 742,270 |  |  |  | 560,007 |
| (c) | As of each year-end below, loss from accounting hedge is the following:
|  | 2018 |  |  | 2019 |  |  | 2020 |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Cash Flow hedge |  |  | (33,031 | ) |  |  | (28,690 | ) |  |  | (22,293 | )
Fair value hedge |  |  | (1,835 | ) |  |  | (5,296 | ) |  |  | (8,493 | )
Total |  |  | (34,866 | ) |  |  | (33,986 | ) |  |  | (30,786 | )

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- Definition The disclosure of interest income and expense. [Refer: Interest income (expense)] + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Name IAS -Number 1 -IssueDate 2020-01-01 -Paragraph 10 -Subparagraph e -URI http://eifrs.ifrs.org/eifrs/xifrs-link?type=IAS&num=1&code=ifrs-tx-2020-en-r&anchor=para_10_e&doctype=Standard -URIDate 2020-01-01 + Details
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