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Interest Revenue and Expenses
 12 Months Ended
Dec. 31, 2020
Disclosure of interest income (expense) [text block] [Abstract]  
Interest Revenue and Expenses
29.Interest Revenue and Expenses:

(a)As of each year-end below, interest revenue is detailed as follows:

   2018   2019   2020 
  

MCh$

  

MCh$

  

MCh$

 
Commercial loans   851,328    910,229    826,440 
Consumer loans   613,293    638,198    533,267 
Residential mortgage loans   502,832    532,009    520,271 
Financial investments   52,909    45,294    36,748 
Repurchase agreements   2,767    2,480    1,406 
Loans and advances to banks   24,138    27,457    10,797 
Gain (loss) from accounting hedges   (58,560)   (59,874)   (62,826)
Other interest revenue   11,910    17,755    10,692 
Total   2,000,617    2,113,548    1,876,795 

The amount of interest recognized on a received basis for impaired portfolio in 2020 amounts to Ch$3,811 million (Ch$4,415 million as of December 31, 2019).


(b)As of each year-end below, interest expenses are detailed as follows:

   2018   2019   2020 
  

MCh$

  

MCh$

  

MCh$

 
Savings accounts and time deposits   301,251    313,142    142,623 
Debt issued   352,351    386,015    403,989 
Other financial obligations   1,482    918    413 
Repurchase agreements   8,901    7,048    1,853 
Borrowings from financial institutions   29,275    43,570    27,830 
(Gain) loss from accounting hedges   (23,694)   (25,888)   (32,040)
Demand deposits   9,380    14,408    11,559 
Lease liabilities   —    2,574    2,532 
Other interest expenses   694    483    1,248 
Total   679,640    742,270    560,007 

(c)As of each year-end below, loss from accounting hedge is the following:

   2018   2019   2020 
   MCh$   MCh$   MCh$ 
Cash Flow hedge   (33,031)   (28,690)   (22,293)
Fair value hedge   (1,835)   (5,296)   (8,493)
Total   (34,866)   (33,986)   (30,786)