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Segment Reporting (Tables)

12 Months Ended

Dec. 31, 2020

	As of December 31, 2018
	Retail			Wholesale			Treasury			Subsidiaries			Subtotal			Reclassifications and adjustments to conform IFRS				Total
	MCh$			MCh$			MCh$			MCh$			MCh$			MCh$			Note	MCh$
Net interest income		976,698			356,167			(7,657	)		(8,994	)		1,316,214			4,763				1,320,977
Net fees and commissions income		184,494			45,576			(3,651	)		145,704			372,123			(12,168	)			359,955
Other operating income		42,490			62,302			61,803			33,341			199,936			(34,798	)			165,138
Total operating revenue		1,203,682			464,045			50,495			170,051			1,888,273			(42,203	)	(1)		1,846,070
Provisions for Expected Credit losses		(287,073	)		5,545			—			118			(281,410	)		31,639		(2)		(249,771	)
Depreciation and amortization		(29,621	)		(5,029	)		(20	)		(3,011	)		(37,681	)		—				(37,681	)
Other operating expenses		(563,643	)		(152,235	)		(3,249	)		(105,906	)		(825,033	)		23,006		(3)		(802,027	)
Income attributable to associates		5,454			1,213			126			462			7,255			(444	)			6,811
Income before income taxes		328,799			313,539			47,352			61,714			751,404			11,998				763,402
Income taxes														(156,531	)		(3,237	)	(4)		(159,768	)
Income after income taxes														594,873			8,761				603,634

Assets		16,425,483			10,591,702			8,093,850			925,440			36,036,475			(612,545	)			35,423,930
Current and deferred taxes														262,582			(85,082	)			177,500
Total assets														36,299,057			(697,627	)	(5)		35,601,430

Liabilities		10,399,587			9,873,018			11,952,656			764,736			32,989,997			(1,067,190	)			31,922,807
Current and deferred taxes														4,907			—				4,907
Total liabilities														32,994,904			(1,067,190	)	(6)		31,927,714

	As of December 31, 2019
	Retail			Wholesale			Treasury			Subsidiaries			Subtotal			Reclassifications and adjustments to conform IFRS				Total
	MCh$			MCh$			MCh$			MCh$			MCh$			MCh$			Note	MCh$
Net interest income		1,020,346			366,638			(13,511	)		(7,650	)		1,365,823			5,455				1,371,278
Net fees and commissions income		268,345			49,492			(2,917	)		153,330			468,250			(10,948	)			457,302
Other operating income		37,225			62,153			42,087			53,931			195,396			(18,758	)			176,638
Total operating revenue		1,325,916			478,283			25,659			199,611			2,029,469			(24,251	)	(1)		2,005,218
Provisions for Expected Credit losses		(332,833	)		(14,375	)		—			(66	)		(347,274	)		15,673		(2)		(331,601	)
Depreciation and amortization		(57,826	)		(6,605	)		(264	)		(5,846	)		(70,541	)		—				(70,541	)
Other operating expenses		(588,997	)		(151,949	)		(2,967	)		(111,499	)		(855,412	)		23,703		(3)		(831,709	)
Income attributable to associates		4,826			1,020			111			493			6,450			(411	)			6,039
Income before income taxes		351,086			306,374			22,539			82,693			762,692			14,714				777,406
Income taxes														(169,683	)		(3,978	)	(4)		(173,661	)
Income after income taxes														593,009			10,736				603,745

Assets		18,215,859			10,765,728			11,351,141			964,695			41,297,423			(515,199	)			40,782,224
Current and deferred taxes														321,305			(89,655	)			231,650
Total assets														41,618,728			(604,854	)	(5)		41,013,874

Liabilities		10,735,252			9,160,441			17,337,471			781,052			38,014,216			(982,392	)			37,031,824
Current and deferred taxes														76,289			—				76,289
Total liabilities														38,090,505			(982,392	)	(6)		37,108,113

	As of December 31, 2020
	Retail			Wholesale			Treasury			Subsidiaries			Subtotal			Reclassifications and adjustments to conform IFRS				Total
	MCh$			MCh$			MCh$			MCh$			MCh$			MCh$			Note	MCh$
Net interest income		940,088			377,301			(3,603	)		(1,923	)		1,311,863			4,925				1,316,788
Net fees and commissions income		265,233			55,704			(1,969	)		143,863			462,831			(16,863	)			445,968
Other operating income		26,233			49,186			74,119			35,991			185,529			(13,475	)			172,054
Total operating revenue		1,231,554			482,191			68,547			177,931			1,960,223			(25,413	)	(1)		1,934,810
Provisions for Expected Credit losses		(325,852	)		(136,448	)		—			(380	)		(462,680	)		(84,426	)	(2)		(547,106	)
Depreciation and amortization		(59,933	)		(7,155	)		(271	)		(5,998	)		(73,357	)		—				(73,357	)
Other operating expenses		(569,247	)		(151,367	)		(3,249	)		(106,591	)		(830,454	)		26,059		(3)		(804,395	)
Income attributable to associates		(5,139	)		97			(91	)		472			(4,661	)		(438	)			(5,099	)
Income before income taxes		271,383			187,318			64,936			65,434			589,071			(84,218	)			504,853
Income taxes														(125,962	)		22,739		(4)		(103,223	)
Income after income taxes														463,109			(61,479	)			401,630

Assets		18,800,897			10,811,021			15,400,139			830,910			45,842,967			(607,473	)			45,235,494
Current and deferred taxes														380,894			(65,428	)			315,466
Total assets														46,223,861			(672,901	)	(5)		45,550,960

Liabilities		13,647,952			9,980,003			18,208,458			660,869			42,497,282			(943,714	)			41,553,568
Current and deferred taxes														311			—				311
Total liabilities														42,497,593			(943,714	)	(6)		41,553,879