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Interest Revenue and Expenses | 12 Months Ended
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Dec. 31, 2021
Disclosure of interest income (expense) [text block] [Abstract] |
Interest Revenue and Expenses |
| 30. | Interest Revenue and Expenses:
| (a) | As of each year-end below, interest revenue is detailed as follows:
|  | 2019 |  |  | 2020 |  |  | 2021 |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Commercial loans |  |  | 910,229 |  |  |  | 826,440 |  |  |  | 1,028,638 |
Consumer loans |  |  | 638,198 |  |  |  | 533,267 |  |  |  | 446,608 |
Residential mortgage loans |  |  | 532,009 |  |  |  | 520,271 |  |  |  | 918,452 |
Financial investments |  |  | 45,294 |  |  |  | 36,748 |  |  |  | 81,887 |
Repurchase agreements |  |  | 2,480 |  |  |  | 1,406 |  |  |  | 1,756 |
Loans and advances to banks |  |  | 27,457 |  |  |  | 10,797 |  |  |  | 14,524 |
Gain (loss) from accounting hedges |  |  | (59,874 | ) |  |  | (62,826 | ) |  |  | (110,927 | )
Other interest revenue |  |  | 17,755 |  |  |  | 10,692 |  |  |  | 7,532 |
Total |  |  | 2,113,548 |  |  |  | 1,876,795 |  |  |  | 2,388,470 |
The amount of interest recognized on a received basis for impaired portfolio in 2021 amounts to Ch$5,408 million (Ch$3,811 million as of December 31, 2020).
| (b) | As of each year-end below, interest expenses are detailed as follows:
|  | 2019 |  |  | 2020 |  |  | 2021 |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Savings accounts and time deposits |  |  | 313,142 |  |  |  | 142,623 |  |  |  | 133,338 |
Debt issued |  |  | 386,015 |  |  |  | 403,989 |  |  |  | 653,890 |
Other financial obligations |  |  | 918 |  |  |  | 413 |  |  |  | 31 |
Repurchase agreements |  |  | 7,048 |  |  |  | 1,853 |  |  |  | 940 |
Borrowings from financial institutions |  |  | 43,570 |  |  |  | 27,830 |  |  |  | 23,382 |
(Gain) loss from accounting hedges |  |  | (25,888 | ) |  |  | (32,040 | ) |  |  | (29,953 | )
Demand deposits |  |  | 14,408 |  |  |  | 11,559 |  |  |  | 28,367 |
Lease liabilities |  |  | 2,574 |  |  |  | 2,532 |  |  |  | 1,978 |
Other interest expenses |  |  | 483 |  |  |  | 1,248 |  |  |  | 2,475 |
Total |  |  | 742,270 |  |  |  | 560,007 |  |  |  | 814,448 |
| (c) | As of each year-end below, loss from accounting hedge is the following:
|  | 2019 |  |  | 2020 |  |  | 2021 |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Cash Flow hedge |  |  | (28,690 | ) |  |  | (22,293 | ) |  |  | (76,108 | )
Fair value hedge |  |  | (5,296 | ) |  |  | (8,493 | ) |  |  | (4,866 | )
Total |  |  | (33,986 | ) |  |  | (30,786 | ) |  |  | (80,974 | )

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- Definition The disclosure of interest income and expense. [Refer: Interest income (expense)] + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Name IAS -Number 1 -IssueDate 2021-01-01 -Paragraph 10 -Subparagraph e -URI http://eifrs.ifrs.org/eifrs/xifrs-link?type=IAS&num=1&code=ifrs-tx-2021-en-r&anchor=para_10_e&doctype=Standard -URIDate 2021-03-24 + Details
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