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Income and Expenses from Fees and Commissions | 12 Months Ended
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Dec. 31, 2021
Disclosure of fee and commission income (expense) [text block] [Abstract] |
Income and Expenses from Fees and Commissions |
| 31. | Income and Expenses from Fees and Commissions:
The income and expenses for fees and commissions shown in the Consolidated Statement of Comprehensive Income for the years ended December 31, 2019, 2020 and 2021 refer to the following items:
|  | 2019 |  |  | 2020 |  |  | 2021 |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Income from fees and commissions |  |  |  |  |  |  |  |  |
Debit and credit card services |  |  | 185,878 |  |  |  | 156,786 |  |  |  | 183,292 |
Investments in mutual funds and others |  |  | 101,046 |  |  |  | 92,514 |  |  |  | 108,348 |
Collections and payments |  |  | 56,389 |  |  |  | 64,475 |  |  |  | 74,273 |
Portfolio management |  |  | 47,816 |  |  |  | 50,272 |  |  |  | 50,793 |
Fees for insurance transactions |  |  | 37,035 |  |  |  | 33,049 |  |  |  | 38,057 |
Use of distribution channel and access to customers |  |  | 65,243 |  |  |  | 75,074 |  |  |  | 30,518 |
Guarantees and letter of credit |  |  | 26,101 |  |  |  | 27,824 |  |  |  | 30,131 |
Trading and securities management |  |  | 21,878 |  |  |  | 21,226 |  |  |  | 23,334 |
Brand use agreement |  |  | 16,494 |  |  |  | 19,835 |  |  |  | 22,616 |
Financial advisory services |  |  | 4,393 |  |  |  | 4,487 |  |  |  | 4,948 |
Lines of credit and overdrafts |  |  | 4,716 |  |  |  | 4,568 |  |  |  | 4,396 |
Other fees earned |  |  | 22,183 |  |  |  | 12,036 |  |  |  | 13,615 |
Total income from fees and commissions |  |  | 589,172 |  |  |  | 562,146 |  |  |  | 584,321 |
Expenses from fees and commissions |  |  |  |  |  |  |  |  |  |  |  |
Credit card transactions |  |  | (97,823 | ) |  |  | (79,893 | ) |  |  | (87,256 | )
Interbank transactions |  |  | (20,133 | ) |  |  | (24,843 | ) |  |  | (31,368 | )
Securities transactions |  |  | (5,943 | ) |  |  | (4,411 | ) |  |  | (4,759 | )
Collections and payments |  |  | (6,284 | ) |  |  | (4,927 | ) |  |  | (4,211 | )
Sales force |  |  | (404 | ) |  |  | (244 | ) |  |  | (229 | )
Other fees |  |  | (1,283 | ) |  |  | (1,860 | ) |  |  | (1,470 | )
Total expenses from fees and commissions |  |  | (131,870 | ) |  |  | (116,178 | ) |  |  | (129,293 | )

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- Definition The disclosure of fee and commission income (expense). [Refer: Fee and commission income (expense)] + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Name IAS -Number 1 -IssueDate 2021-01-01 -Paragraph 10 -Subparagraph e -URI http://eifrs.ifrs.org/eifrs/xifrs-link?type=IAS&num=1&code=ifrs-tx-2021-en-r&anchor=para_10_e&doctype=Standard -URIDate 2021-03-24 + Details
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