XML 249 R226.htm IDEA: XBRL DOCUMENT v3.22.1
Maturity of Assets and Liabilities (Details) - Schedule of classification of assets and liabilities in the order of liquidity - CLP ($)
$ in Millions
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Assets Total [Member]    
Assets    
Cash and due from banks $ 3,713,734 $ 2,560,216
Transactions in the course of collection 326,446 163,252
Financial Assets held-for-trading 3,876,695 4,666,156
Investments under resale agreements 64,365 76,407
Derivative instruments 2,983,298 2,618,004
Loans and advances to banks [1] 1,529,832 2,939,656
Loans to customers at amortized cost [1] 34,265,873 30,937,690
Financial Assets at Fair Value through Other Comprehensive Income 3,061,174 1,068,153
Financial instruments at amortized cost 839,744
Total financial assets 50,661,161 45,029,534
Liabilities, Total [Member]    
Liabilities    
Current accounts and other demand deposits 18,542,791 15,167,229
Transactions in the course of payment 210,479 882,944
Obligations under repurchase agreements 95,009 288,917
Savings accounts and time deposits [2] 8,691,749 8,556,991
Derivative instruments 2,773,476 2,841,653
Borrowings from financial institutions 4,861,865 3,669,753
Debt issued:    
Mortgage bonds 4,116 6,786
Bonds 8,557,279 7,700,402
Subordinate bonds 917,510 886,407
Other financial obligations 274,618 191,713
Lease liabilities 95,670 115,017
Total financial liabilities 45,024,562 40,307,812
Demand [Member]    
Assets    
Cash and due from banks 3,713,734 2,560,216
Transactions in the course of collection
Financial Assets held-for-trading
Investments under resale agreements
Derivative instruments
Loans and advances to banks [1]
Loans to customers at amortized cost [1]
Financial Assets at Fair Value through Other Comprehensive Income
Financial instruments at amortized cost
Total financial assets 3,713,734 2,560,216
Liabilities    
Current accounts and other demand deposits 18,542,791 15,167,229
Transactions in the course of payment
Obligations under repurchase agreements
Savings accounts and time deposits [2]
Derivative instruments
Borrowings from financial institutions
Debt issued:    
Mortgage bonds 528
Bonds 139,874
Subordinate bonds 4,227
Other financial obligations
Lease liabilities 2,312
Total financial liabilities 18,689,732 15,167,229
Up to 1 month [Member]    
Assets    
Cash and due from banks
Transactions in the course of collection 326,446 163,252
Financial Assets held-for-trading 3,876,695 4,666,156
Investments under resale agreements 37,763 39,095
Derivative instruments 81,336 131,978
Loans and advances to banks [1] 1,366,332 2,743,134
Loans to customers at amortized cost [1] 3,602,722 3,135,874
Financial Assets at Fair Value through Other Comprehensive Income 92,654 78,180
Financial instruments at amortized cost
Total financial assets 9,383,948 10,957,669
Liabilities    
Current accounts and other demand deposits
Transactions in the course of payment 210,479 882,944
Obligations under repurchase agreements 87,667 288,874
Savings accounts and time deposits [2] 6,640,986 5,909,865
Derivative instruments 34,931 185,093
Borrowings from financial institutions 196,093 76,018
Debt issued:    
Mortgage bonds 544 806
Bonds 374,532 220,455
Subordinate bonds 1,390 3,547
Other financial obligations 274,413 191,303
Lease liabilities 6,586 2,271
Total financial liabilities 7,827,621 7,761,176
Over 1 month and up to 3 months [Member]    
Assets    
Cash and due from banks
Transactions in the course of collection
Financial Assets held-for-trading
Investments under resale agreements 14,013 20,591
Derivative instruments 235,071 211,871
Loans and advances to banks [1] 81,053 71,401
Loans to customers at amortized cost [1] 2,492,113 2,173,685
Financial Assets at Fair Value through Other Comprehensive Income 475,406 140,367
Financial instruments at amortized cost
Total financial assets 3,297,656 2,617,915
Liabilities    
Current accounts and other demand deposits
Transactions in the course of payment
Obligations under repurchase agreements 4 43
Savings accounts and time deposits [2] 1,748,178 1,945,177
Derivative instruments 226,057 243,096
Borrowings from financial institutions 1,259,282 141,809
Debt issued:    
Mortgage bonds 1,066 793
Bonds 848,924 113,448
Subordinate bonds 112,859 1,221
Other financial obligations 25 40
Lease liabilities 17,502 4,621
Total financial liabilities 4,213,897 2,450,248
Over 3 month and up to 12 months [Member]    
Assets    
Cash and due from banks
Transactions in the course of collection
Financial Assets held-for-trading
Investments under resale agreements 12,589 16,721
Derivative instruments 703,543 423,431
Loans and advances to banks [1] 81,457 125,121
Loans to customers at amortized cost [1] 6,415,681 5,791,178
Financial Assets at Fair Value through Other Comprehensive Income 1,008,858 487,075
Financial instruments at amortized cost
Total financial assets 8,222,128 6,843,526
Liabilities    
Current accounts and other demand deposits
Transactions in the course of payment
Obligations under repurchase agreements 7,338
Savings accounts and time deposits [2] 234,675 642,125
Derivative instruments 713,279 442,551
Borrowings from financial institutions 18,344 341,188
Debt issued:    
Mortgage bonds 1,714
Bonds 891,973
Subordinate bonds 113,397
Other financial obligations 90 163
Lease liabilities 20,025
Total financial liabilities 973,726 2,453,136
Subtotal up to 1 year [Member]    
Assets    
Cash and due from banks 3,713,734 2,560,216
Transactions in the course of collection 326,446 163,252
Financial Assets held-for-trading 3,876,695 4,666,156
Investments under resale agreements 64,365 76,407
Derivative instruments 1,019,950 767,280
Loans and advances to banks [1] 1,528,842 2,939,656
Loans to customers at amortized cost [1] 12,510,516 11,100,737
Financial Assets at Fair Value through Other Comprehensive Income 1,576,918 705,622
Financial instruments at amortized cost
Total financial assets 24,617,466 22,979,326
Liabilities    
Current accounts and other demand deposits 18,542,791 15,167,229
Transactions in the course of payment 210,479 882,944
Obligations under repurchase agreements 95,009 288,917
Savings accounts and time deposits [2] 8,623,839 8,497,167
Derivative instruments 974,267 870,740
Borrowings from financial institutions 1,473,719 559,015
Debt issued:    
Mortgage bonds 2,138 3,313
Bonds 1,363,330 1,225,876
Subordinate bonds 118,476 118,165
Other financial obligations 274,528 191,506
Lease liabilities 26,400 26,917
Total financial liabilities 31,704,976 27,831,789
Over 1 year and up to 3 years [Member]    
Assets    
Cash and due from banks
Transactions in the course of collection
Financial Assets held-for-trading
Investments under resale agreements
Derivative instruments 651,610 593,691
Loans and advances to banks [1] 990
Loans to customers at amortized cost [1] 7,627,207 6,876,058
Financial Assets at Fair Value through Other Comprehensive Income 836,880 162,683
Financial instruments at amortized cost
Total financial assets 9,116,687 7,632,432
Liabilities    
Current accounts and other demand deposits
Transactions in the course of payment
Obligations under repurchase agreements
Savings accounts and time deposits [2] 65,552 58,441
Derivative instruments 644,452 666,493
Borrowings from financial institutions 3,388,146 1,020,138
Debt issued:    
Mortgage bonds 1,425 2,321
Bonds 1,933,284 1,704,497
Subordinate bonds 19,979 29,354
Other financial obligations 90 189
Lease liabilities 29,056 39,697
Total financial liabilities 6,081,984 3,521,130
Over 3 year and up to 5 years [Member]    
Assets    
Cash and due from banks
Transactions in the course of collection
Financial Assets held-for-trading
Investments under resale agreements
Derivative instruments 400,466 405,153
Loans and advances to banks [1]
Loans to customers at amortized cost [1] 4,002,539 3,711,756
Financial Assets at Fair Value through Other Comprehensive Income 124,380 16,856
Financial instruments at amortized cost 413,599
Total financial assets 4,940,984 4,133,765
Liabilities    
Current accounts and other demand deposits
Transactions in the course of payment
Obligations under repurchase agreements
Savings accounts and time deposits [2] 1,906 1,232
Derivative instruments 399,499 427,190
Borrowings from financial institutions 2,090,600
Debt issued:    
Mortgage bonds 185 838
Bonds 1,784,606 1,586,221
Subordinate bonds 15,854 16,688
Other financial obligations 18
Lease liabilities 16,449 19,424
Total financial liabilities 2,218,499 4,142,211
Over 5 years [Member]    
Assets    
Cash and due from banks
Transactions in the course of collection
Financial Assets held-for-trading
Investments under resale agreements
Derivative instruments 911,272 851,880
Loans and advances to banks [1]
Loans to customers at amortized cost [1] 10,125,611 9,249,139
Financial Assets at Fair Value through Other Comprehensive Income 522,996 182,992
Financial instruments at amortized cost 426,145
Total financial assets 11,986,024 10,284,011
Liabilities    
Current accounts and other demand deposits
Transactions in the course of payment
Obligations under repurchase agreements
Savings accounts and time deposits [2] 452 151
Derivative instruments 755,258 877,230
Borrowings from financial institutions
Debt issued:    
Mortgage bonds 368 314
Bonds 3,476,059 3,183,808
Subordinate bonds 763,201 722,200
Other financial obligations
Lease liabilities 23,765 28,979
Total financial liabilities 5,019,103 4,812,682
Subtotal over 1 year [Member]    
Assets    
Cash and due from banks
Transactions in the course of collection
Financial Assets held-for-trading
Investments under resale agreements
Derivative instruments 1,963,348 1,850,724
Loans and advances to banks [1] 990
Loans to customers at amortized cost [1] 21,755,357 19,836,953
Financial Assets at Fair Value through Other Comprehensive Income 1,484,256 362,531
Financial instruments at amortized cost 839,744
Total financial assets 26,043,695 22,050,208
Liabilities    
Current accounts and other demand deposits
Transactions in the course of payment
Obligations under repurchase agreements
Savings accounts and time deposits [2] 67,910 59,824
Derivative instruments 1,799,209 1,970,913
Borrowings from financial institutions 3,388,146 3,110,738
Debt issued:    
Mortgage bonds 1,978 3,473
Bonds 7,193,949 6,474,526
Subordinate bonds 799,034 768,242
Other financial obligations 90 207
Lease liabilities 69,270 88,100
Total financial liabilities $ 13,319,586 $ 12,476,023
[1] The respective provisions, which amount to Ch$836,107 million and Ch$673,496 million in 2020 and 2021, respectively, for loans to customers and Ch$458 million and Ch$81 million for loans and advances to banks, have not been deducted from these balances.
[2] Excludes term saving accounts, which amount to Ch$448,257 million (Ch$342,550 million in December 2020