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Maturity of Assets and Liabilities

12 Months Ended

Dec. 31, 2021

Disclosure of amounts to be recovered or settled after twelve months for classes of assets and liabilities that contain amounts to be recovered or settled both no more and more than twelve months after reporting date [text block] [Abstract]

Maturity of Assets and Liabilities

42.

Maturity of Assets and Liabilities:

The table below shows the classification of assets and liabilities as current and non-current as the balance sheet is presented in the order of liquidity without indicating this information:

						2020
		Demand				Up to 1 month				Over 1 month and up to 3 months				Over 3 month and up to 12 months				Subtotal up to 1 year				Over 1 year and up to 3 years				Over 3 year and up to 5 years				Over 5 years				Subtotal over 1 year				Total
		MM$				MM$				MM$				MM$				MM$				MM$				MM$				MM$				MM$				MM$
Assets
Cash and due from banks		2,560,216				—				—				—				2,560,216				—				—				—				—				2,560,216
Transactions in the course of collection			—				163,252				—				—				163,252				—				—				—				—				163,252
Financial Assets held-for-trading			—				4,666,156				—				—				4,666,156				—				—				—				—				4,666,156
Investments under resale agreements			—				39,095				20,591				16,721				76,407				—				—				—				—				76,407
Derivative instruments			—				131,978				211,871				423,431				767,280				593,691				405,153				851,880				1,850,724				2,618,004
Loans and advances to banks (*)			—				2,743,134				71,401				125,121				2,939,656				—				—				—				—				2,939,656
Loans to customers at amortized cost (*)			—				3,135,874				2,173,685				5,791,178				11,100,737				6,876,058				3,711,756				9,249,139				19,836,953				30,937,690
Financial Assets at Fair Value through Other Comprehensive Income			—				78,180				140,367				487,075				705,622				162,683				16,856				182,992				362,531				1,068,153
Financial instruments at amortized cost			—				—				—				—				—				—				—				—				—				—
Total financial assets			2,560,216				10,957,669				2,617,915				6,843,526				22,979,326				7,632,432				4,133,765				10,284,011				22,050,208				45,029,534

						2021
		Demand				Up to 1 month				Over 1 month and up to 3 months				Over 3 month and up to 12 months				Subtotal up to 1 year				Over 1 year and up to 3 years				Over 3 year and up to 5 years				Over 5 years				Subtotal over 1 year				Total
		MM$				MM$				MM$				MM$				MM$				MM$				MM$				MM$				MM$				MM$
Assets
Cash and due from banks			3,713,734				—				—				—				3,713,734				—				—				—				—				3,713,734
Transactions in the course of collection			—				326,446				—				—				326,446				—				—				—				—				326,446
Financial Assets held-for-trading			—				3,876,695				—				—				3,876,695				—				—				—				—				3,876,695
Investments under resale agreements			—				37,763				14,013				12,589				64,365				—				—				—				—				64,365
Derivative instruments			—				81,336				235,071				703,543				1,019,950				651,610				400,466				911,272				1,963,348				2,983,298
Loans and advances to banks (*)			—				1,366,332				81,053				81,457				1,528,842				990				—				—				990				1,529,832
Loans to customers at amortized cost (*)			—				3,602,722				2,492,113				6,415,681				12,510,516				7,627,207				4,002,539				10,125,611				21,755,357				34,265,873
Financial Assets at Fair Value through Other Comprehensive Income			—				92,654				475,406				1,008,858				1,576,918				836,880				124,380				522,996				1,484,256				3,061,174
Financial instruments at amortized cost			—				—				—				—				—				—				413,599				426,145				839,744				839,744
Total financial assets			3,713,734				9,383,948				3,297,656				8,222,128				24,617,466				9,116,687				4,940,984				11,986,024				26,043,695				50,661,161

(*)

The respective provisions, which amount to Ch$836,107 million and Ch$673,496 million in 2020 and 2021, respectively, for loans to customers and Ch$458 million and Ch$81 million for loans and advances to banks, have not been deducted from these balances.

						2020
		Demand				Up to 1 month				Over 1 month and up to 3 months				Over 3 month and up to 12 months				Subtotal up to 1 year				Over 1 year and up to 3 years				Over 3 year and up to 5 years				Over 5 years				Subtotal over 1 year				Total
		MM$				MM$				MM$				MM$				MM$				MM$				MM$				MM$				MM$				MM$
Liabilities
Current accounts and other demand deposits			15,167,229				—				—				—				15,167,229				—				—				—				—				15,167,229
Transactions in the course of payment			—				882,944				—				—				882,944				—				—				—				—				882,944
Obligations under repurchase agreements			—				288,874				43				—				288,917				—				—				—				—				288,917
Savings accounts and time deposits (**)			—				5,909,865				1,945,177				642,125				8,497,167				58,441				1,232				151				59,824				8,556,991
Derivative instruments			—				185,093				243,096				442,551				870,740				666,493				427,190				877,230				1,970,913				2,841,653
Borrowings from financial institutions			—				76,018				141,809				341,188				559,015				1,020,138				2,090,600				—				3,110,738				3,669,753
Debt issued:
Mortgage bonds			—				806				793				1,714				3,313				2,321				838				314				3,473				6,786
Bonds			—				220,455				113,448				891,973				1,225,876				1,704,497				1,586,221				3,183,808				6,474,526				7,700,402
Subordinate bonds			—				3,547				1,221				113,397				118,165				29,354				16,688				722,200				768,242				886,407
Other financial obligations			—				191,303				40				163				191,506				189				18				—				207				191,713
Lease liabilities			—				2,271				4,621				20,025				26,917				39,697				19,424				28,979				88,100				115,017
Total financial liabilities			15,167,229				7,761,176				2,450,248				2,453,136				27,831,789				3,521,130				4,142,211				4,812,682				12,476,023				40,307,812

						2021
		Demand				Up to 1 month				Over 1 month and up to 3 months				Over 3 month and up to 12 months				Subtotal up to 1 year				Over 1 year and up to 3 years				Over 3 year and up to 5 years				Over 5 years				Subtotal over 1 year				Total
		MM$				MM$				MM$				MM$				MM$				MM$				MM$				MM$				MM$				MM$
Liabilities
Current accounts and other demand deposits			18,542,791				—				—				—				18,542,791				—				—				—				—				18,542,791
Transactions in the course of payment			—				210,479				—				—				210,479				—				—				—				—				210,479
Obligations under repurchase agreements			—				87,667				4				7,338				95,009				—				—				—				—				95,009
Savings accounts and time deposits (**)			—				6,640,986				1,748,178				234,675				8,623,839				65,552				1,906				452				67,910				8,691,749
Derivative instruments			—				34,931				226,057				713,279				974,267				644,452				399,499				755,258				1,799,209				2,773,476
Borrowings from financial institutions			—				196,093				1,259,282				18,344				1,473,719				3,388,146				—				—				3,388,146				4,861,865
Debt issued:
Mortgage bonds			528				544				1,066				—				2,138				1,425				185				368				1,978				4,116
Bonds			139,874				374,532				848,924				—				1,363,330				1,933,284				1,784,606				3,476,059				7,193,949				8,557,279
Subordinate bonds			4,227				1,390				112,859				—				118,476				19,979				15,854				763,201				799,034				917,510
Other financial obligations			—				274,413				25				90				274,528				90				—				—				90				274,618
Lease liabilities			2,312				6,586				17,502				—				26,400				29,056				16,449				23,765				69,270				95,670
Total financial liabilities			18,689,732				7,827,621				4,213,897				973,726				31,704,976				6,081,984				2,218,499				5,019,103				13,319,586				45,024,562

(**)

Excludes term saving accounts, which amount to Ch$448,257 million (Ch$342,550 million in December 2020