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Segment Reporting (Tables)

12 Months Ended

Dec. 31, 2021

	As of December 31, 2019
	Retail			Wholesale			Treasury			Subsidiaries			Subtotal			Reclassifications and adjustments to conform IFRS				Total
	MCh$			MCh$			MCh$			MCh$			MCh$			MCh$			Note	MCh$
Net interest income		1,020,346			366,638			(13,511	)		(7,650	)		1,365,823			5,455				1,371,278
Net fees and commissions income		268,345			49,492			(2,917	)		153,330			468,250			(10,948	)			457,302
Other operating income		37,225			62,153			42,087			53,931			195,396			(18,758	)			176,638
Total operating revenue		1,325,916			478,283			25,659			199,611			2,029,469			(24,251	)	(1)		2,005,218
Provisions for Expected Credit losses		(332,833	)		(14,375	)		—			(66	)		(347,274	)		15,673		(2)		(331,601	)
Depreciation and amortization		(57,826	)		(6,605	)		(264	)		(5,846	)		(70,541	)		—				(70,541	)
Other operating expenses		(588,997	)		(151,949	)		(2,967	)		(111,499	)		(855,412	)		23,703		(3)		(831,709	)
Income attributable to associates		4,826			1,020			111			493			6,450			(411	)			6,039
Income before income taxes		351,086			306,374			22,539			82,693			762,692			14,714				777,406
Income taxes														(169,683	)		(3,978	)	(4)		(173,661	)
Income after income taxes														593,009			10,736				603,745

Assets		18,215,859			10,765,728			11,351,141			964,695			41,297,423			(515,199	)			40,782,224
Current and deferred taxes														321,305			(89,655	)			231,650
Total assets														41,618,728			(604,854	)	(5)		41,013,874

Liabilities		10,735,252			9,160,441			17,337,471			781,052			38,014,216			(982,392	)			37,031,824
Current and deferred taxes														76,289			—				76,289
Total liabilities														38,090,505			(982,392	)	(6)		37,108,113

	As of December 31, 2020
	Retail			Wholesale			Treasury			Subsidiaries			Subtotal			Reclassifications and adjustments to conform IFRS				Total
	MCh$			MCh$			MCh$			MCh$			MCh$			MCh$			Note	MCh$
Net interest income		940,075			377,314			(3,603	)		(1,923	)		1,311,863			4,925				1,316,788
Net fees and commissions income		265,338			55,599			(1,969	)		143,863			462,831			(16,863	)			445,968
Other operating income		26,231			48,163			75,144			35,991			185,529			(13,475	)			172,054
Total operating revenue		1,231,644			481,076			69,572			177,931			1,960,223			(25,413	)	(1)		1,934,810
Provisions for Expected Credit losses		(325,852	)		(136,448	)		—			(380	)		(462,680	)		(84,426	)	(2)		(547,106	)
Depreciation and amortization		(59,730	)		(7,317	)		(312	)		(5,998	)		(73,357	)		—				(73,357	)
Other operating expenses		(566,688	)		(153,717	)		(3,458	)		(106,591	)		(830,454	)		26,059		(3)		(804,395	)
Income attributable to associates		(6,674	)		1,548			(7	)		472			(4,661	)		(438	)			(5,099	)
Income before income taxes		272,700			185,142			65,795			65,434			589,071			(84,218	)			504,853
Income taxes														(125,962	)		22,739		(4)		(103,223	)
Income after income taxes														463,109			(61,479	)			401,630

Assets		18,800,918			10,811,000			15,400,139			830,910			45,842,967			(607,473	)			45,235,494
Current and deferred taxes														380,894			(65,428	)			315,466
Total assets														46,223,861			(672,901	)	(5)		45,550,960

Liabilities		13,848,124			10,143,939			17,844,350			660,869			42,497,282			(943,714	)			41,553,568
Current and deferred taxes														311			—				311
Total liabilities														42,497,593			(943,714	)	(6)		41,553,879

	As of December 31, 2021
	Retail			Wholesale			Treasury			Subsidiaries			Subtotal			Reclassifications and adjustments to conform IFRS				Total
	MCh$			MCh$			MCh$			MCh$			MCh$			MCh$			Note	MCh$
Net interest income		1,084,191			478,807			6,479			(1,198	)		1,568,279			5,743				1,574,022
Net fees and commissions income		250,470			61,671			(1,864	)		160,507			470,784			(15,756	)			455,028
Other operating income		42,160			80,994			52,058			36,839			212,051			(7,016	)			205,035
Total operating revenue		1,376,821			621,472			56,673			196,148			2,251,114			(17,029	)	(1)		2,234,085
Provisions for Expected Credit losses		(259,229	)		(114,299	)		—			268			(373,260	)		354,088		(2)		(19,172	)
Depreciation and amortization		(62,721	)		(8,114	)		(365	)		(5,598	)		(76,798	)		—				(76,798	)
Other operating expenses		(562,599	)		(155,701	)		(3,538	)		(109,985	)		(831,823	)		24,201		(3)		(807,622	)
Income attributable to associates		(229	)		1,886			84			499			2,240			(447	)			1,793
Income before income taxes		492,043			345,244			52,854			81,332			971,473			360,813				1,332,286
Income taxes														(178,550	)		(97,419	)	(4)		(275,969	)
Income after income taxes														792,923			263,394				1,056,317

Assets		20,458,338			12,806,598			17,412,053			954,858			51,631,847			(482,299	)			51,149,548
Current and deferred taxes														440,040			(163,640	)			276,400
Total assets														52,071,887			(645,939	)	(5)		51,425,948

Liabilities		16,794,546			10,530,749			19,640,221			770,228			47,735,744			(1,241,051	)			46,494,693
Current and deferred taxes														113,129			(846	)			112,283
Total liabilities														47,848,873			(1,241,897	)	(6)		46,606,976