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Employee Benefits (Tables)
12 Months Ended
Dec. 31, 2021
Disclosure of employee benefits [text block] [Abstract]  
Schedule of provisions for personnel benefits and payroll
   2020   2021 
   MCh$   MCh$ 
         
Short-term personnel benefits (a.2)   43,941    53,069 
Vacation accrual (a.3)   33,993    37,010 
Other Benefits   25,728    10,438 
Employee defined benefit plan (a.1)(*)   7,581    6,446 
Total   111,243    106,963 

 

(*)See Note No. 2 (x) (iii).

 

(a.1)Employee defined benefit plan:

 

Schedule of employee defined benefit plan
   2020   2021 
   MCh$   MCh$ 
         
Current service cost   367    226 
Interest cost on benefit obligation   160    364 
Actuarial gains and losses   91    (523)
Net benefit expense   618    67 

 

Schedule of principal assumptions used in determining pension obligations for the bank's plan
   December 31,   December 31, 
   2020   2021 
   %   % 
         
Discount rate   2.31    5.70 
Annual salary increase   4.04    3.94 
Payment probability   99.99    99.99 

 

Schedule of changes in the present value of the defined benefit obligation
   2020   2021 
   MCh$   MCh$ 
         
Opening defined benefit obligation, January 1,   7,566    7,581 
Increase in provision   527    590 
Benefits paid   (603)   (1,202)
Actuarial gains and losses   91    (523)
Closing defined benefit obligation   7,581    6,446 

 

Schedule of changes in provisions for incentive plans
   2020   2021 
   MCh$   MCh$ 
         
Balances as of January 1,   51,051    43,941 
Provisions established   34,138    49,652 
Provisions used   (41,248)   (40,524)
Provisions released   
    
 —
 
Balances as of December 31,   43,941    53,069 

 

Schedule of changes in provisions for vacation
   2020   2021 
   MCh$   MCh$ 
         
Balances as of January 1,   27,609    33,993 
Provisions established   11,512    11,294 
Provisions used   (5,128)   (8,277)
Provisions released   
    
 —
 
Balances as of December 31,   33,993    37,010