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v3.23.1

Contingencies and Commitments (Tables) | 12 Months Ended
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Dec. 31, 2022
Contingencies and Commitments [Abstract] |
Schedule of contingent loans and other liabilities |
|  | 2022 |  |  | 2021 |
|  | MCh$ |  |  | MCh$ |
Guarantees and sureties |  |  |  |  |  |
Guarantees and sureties in chilean currency |  |  | — |  |  |  | — |
Guarantees and sureties in foreign currency |  |  | 348,774 |  |  |  | 439,669 |
Letters of credit for goods circulation operations |  |  | 424,195 |  |  |  | 450,024 |
Debt purchase commitments in local currency abroad |  |  | — |  |  |  | — |
Transactions related to contingent events |  |  |  |  |  |  |  |
Transactions related to contingent events in chilean currency |  |  | 2,230,917 |  |  |  | 1,952,980 |
Transactions related to contingent events in foreign currency |  |  | 466,691 |  |  |  | 413,974 |
Undrawn credit lines with immediate termination |  |  |  |  |  |  |  |
Balance of lines of credit and agreed overdraft in current account – commercial loans |  |  | 1,396,659 |  |  |  | 1,483,884 |
Balance of lines of credit on credit card – commercial loans |  |  | 290,950 |  |  |  | 261,642 |
Balance of lines of credit and agreed overdraft in current account – consumer loans |  |  | 1,457,303 |  |  |  | 1,350,157 |
Balance of lines of credit on credit card – consumer loans |  |  | 6,202,951 |  |  |  | 5,555,510 |
Balance of lines of credit and agreed overdraft in current account – due from banks loans |  |  | — |  |  |  | — |
Undrawn credit lines |  |  |  |  |  |  |  |
Balance of lines of credit and agreed overdraft in current account – commercial loans |  |  | — |  |  |  | — |
Balance of lines of credit on credit card – commercial loans |  |  | — |  |  |  | — |
Balance of lines of credit and agreed overdraft in current account – consumer loans |  |  | — |  |  |  | — |
Balance of lines of credit on credit card – consumer loans |  |  | — |  |  |  | — |
Balance of lines of credit and agreed overdraft in current account – due from banks loans |  |  | — |  |  |  | — |
Other commitments |  |  |  |  |  |  |  |
Credits for higher studies Law No. 20,027 (CAE) |  |  | — |  |  |  | — |
Other irrevocable credit commitments |  |  | 72,355 |  |  |  | 78,951 |
Other credit commitments |  |  | — |  |  |  | — |
Total |  |  | 12,890,795 |  |  |  | 11,986,791 |
|  | 2022 |  |  | 2021 |
|  | MCh$ |  |  | MCh$ |
Transactions on behalf of third parties |  |  |  |  |  |
Collections |  |  | 174,238 |  |  |  | 152,297 |
Placement or sale of financial instruments |  |  | — |  |  |  | — |
Transferred financial assets managed by the bank |  |  | — |  |  |  | — |
Third-party resources managed by the bank |  |  | 766,706 |  |  |  | 749,007 |
Subtotal |  |  | 940,944 |  |  |  | 901,304 |
Securities custody |  |  |  |  |  |  |  |
Securities safekept by a banking subsidiary |  |  | 5,593,924 |  |  |  | 5,232,546 |
Securities safekept by the Bank |  |  | 3,646,536 |  |  |  | 2,459,320 |
Securities safekept deposited in another entity |  |  | 14,855,338 |  |  |  | 12,601,349 |
Securities issued by the bank |  |  | — |  |  |  | — |
Subtotal |  |  | 24,095,798 |  |  |  | 20,293,215 |
Total |  |  | 25,036,742 |  |  |  | 21,194,519 |
Schedule of estimated dates of the respective legal contingencies |
|  | As of December 31, 2022 |
|  | 2023 |  |  | 2024 |  |  | 2025 |  |  | 2026 |  |  | Total |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Legal contingencies |  |  | 286 |  |  |  | 1,504 |  |  |  | — |  |  |  | — |  |  |  | 1,790 |
Schedule of subsidiary established a guarantee in an insurance policy |
|  | 2022 |  |  | 2021 |
|  | MCh$ |  |  | MCh$ |
Guarantees: |  |  |  |  |  |
Shares delivered to guarantee forward sales transactions covered simultaneously: |  |  |  |  |  |
Santiago Securities Exchange, Stock Exchange |  |  | 15,840 |  |  |  | 38,279 |
Electronic Chilean Securities Exchange, Stock Exchange |  |  | 10,323 |  |  |  | 12,839 |
Fixed income securities to guarantee CCLV system: |  |  |  |  |  |  |  |
Santiago Securities Exchange, Stock Exchange |  |  | 9,983 |  |  |  | 9,990 |
Fixed Income securities to guarantee equity short sale and Hedging Loan: |  |  |  |  |  |  |  |
Santiago Securities Exchange, Stock Exchange |  |  | — |  |  |  | 2,344 |
Shares delivered to guarantee equity lending and short-selling: |  |  |  |  |  |  |  |
Santiago Securities Exchange, Stock Exchange |  |  | 7,992 |  |  |  | — |
Cash guarantees received for operations with derivatives |  |  | 743 |  |  |  | 1,723 |
Cash guarantees for operations with derivatives |  |  | 1,443 |  |  |  | 3,198 |
Equity securities received for operations with derivatives |  |  |  |  |  |  |  |
Electronic Chilean Securities Exchange, Stock Exchange |  |  | 273 |  |  |  | 342 |
Depósito Central de Valores S.A. |  |  | 1,363 |  |  |  | 1,726 |
Financial intermediation securities received for operations with derivatives |  |  |  |  |  |  |  |
Internal custody |  |  | 238 |  |  |  | — |
Total |  |  | 48,198 |  |  |  | 70,441 |
Schedule of insurance policies contracted |
Matter insured |  | Amount Insured (UF) |
Errors and omissions liability policy |  |  | 500 |
Civil responsibility policy |  |  | 60,000 |

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