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Administrative Expenses | 12 Months Ended
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Dec. 31, 2022
Administrative Expenses Disclosure [Abstract] |
Administrative expenses |
| 36. | Administrative expenses:
This item is composed as follows:
|  | 2022 |  |  | 2021 |  |  | 2020 |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |
General administrative expenses |  |  |  |  |  |  |  |  |
Information technology and communications |  |  | 123,810 |  |  |  | 109,026 |  |  |  | 99,763 |
Maintenance and repair of property and equipment |  |  | 42,157 |  |  |  | 39,679 |  |  |  | 48,218 |
External advisory services and professional services fees |  |  | 15,267 |  |  |  | 16,819 |  |  |  | 13,194 |
Surveillance and securities transport services |  |  | 12,996 |  |  |  | 13,229 |  |  |  | 10,787 |
Office supplies |  |  | 9,288 |  |  |  | 8,093 |  |  |  | 11,094 |
Insurance premiums except to cover operational risk events |  |  | 8,465 |  |  |  | 7,621 |  |  |  | 8,273 |
Energy, heating and other utilities |  |  | 5,307 |  |  |  | 4,445 |  |  |  | 5,556 |
External service of financial information and fraud prevention |  |  | 4,614 |  |  |  | 6,297 |  |  |  | 5,912 |
Postal box, mail, postage and home delivery services |  |  | 4,372 |  |  |  | 4,718 |  |  |  | 4,218 |
External service of custody of documentation |  |  | 3,846 |  |  |  | 3,094 |  |  |  | 3,359 |
Legal and notary expenses |  |  | 3,733 |  |  |  | 4,308 |  |  |  | 4,182 |
Other expenses of obligations for lease contracts |  |  | 3,731 |  |  |  | 4,227 |  |  |  | 2,684 |
Expenses for short-term leases |  |  | 2,782 |  |  |  | 3,371 |  |  |  | 4,196 |
Representation and travel expenses |  |  | 2,449 |  |  |  | 2,703 |  |  |  | 2,780 |
Fees for other technical reports |  |  | 799 |  |  |  | 729 |  |  |  | 639 |
Fees for review and audit of the financial statements by the external auditor |  |  | 777 |  |  |  | 657 |  |  |  | 751 |
Expenses for leases low value |  |  | 491 |  |  |  | 453 |  |  |  | 533 |
Fines applied by other agencies |  |  | 211 |  |  |  | 152 |  |  |  | 66 |
Other general administrative expenses |  |  | 14,214 |  |  |  | 7,945 |  |  |  | 7,313 |
Outsource services |  |  |  |  |  |  |  |  |  |  |  |
Technological developments expenses, certification and technology testing |  |  | 17,939 |  |  |  | 17,526 |  |  |  | 17,433 |
Data processing |  |  | 8,385 |  |  |  | 9,407 |  |  |  | 9,333 |
External credit evaluation service |  |  | 5,208 |  |  |  | 4,958 |  |  |  | 12,241 |
External human resources administration services and supply of external personnel |  |  | 1,438 |  |  |  | 1,108 |  |  |  | 2,000 |
External cleaning service, casino, custody of files and documents, storage of furniture and equipment |  |  | 358 |  |  |  | 355 |  |  |  | 435 |
Call Center service for sales, marketing, quality control customer service |  |  | 92 |  |  |  | 103 |  |  |  | — |
Board expenses |  |  |  |  |  |  |  |  |  |  |  |
Board of Directors Compensation |  |  | 3,095 |  |  |  | 2,889 |  |  |  | 2,795 |
Other Board expenses |  |  | 102 |  |  |  | 16 |  |  |  | 30 |
Marketing |  |  | 37,233 |  |  |  | 30,652 |  |  |  | 23,561 |
Taxes, contributions and other legal charges |  |  |  |  |  |  |  |  |  |  |  |
Contribution to the banking regulator |  |  | 13,566 |  |  |  | 11,968 |  |  |  | 11,408 |
Real estate contributions |  |  | 4,727 |  |  |  | 4,852 |  |  |  | 4,054 |
Taxes other than income tax |  |  | 2,207 |  |  |  | 1,785 |  |  |  | 789 |
Municipal patents |  |  | 1,568 |  |  |  | 1,395 |  |  |  | 1,240 |
Other legal charges |  |  | 47 |  |  |  | 45 |  |  |  | 44 |
Total |  |  | 355,274 |  |  |  | 324,625 |  |  |  | 318,881 |

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- Definition The disclosure of general and administrative expenses. [Refer: Administrative expenses] + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Name IAS -Number 1 -IssueDate 2022-03-24 -Paragraph 10 -Subparagraph e -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2022-en-r&anchor=para_10_e&doctype=Standard -URIDate 2022-03-24 + Details
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