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Contingencies and Commitments (Tables)
12 Months Ended
Dec. 31, 2022
Contingencies and Commitments [Abstract]  
Schedule of contingent loans and other liabilities
   2022   2021 
   MCh$   MCh$ 
Guarantees and sureties        
Guarantees and sureties in chilean currency   
    
 
Guarantees and sureties in foreign currency   348,774    439,669 
           
Letters of credit for goods circulation operations   424,195    450,024 
           
Debt purchase commitments in local currency abroad   
    
 
           
Transactions related to contingent events          
Transactions related to contingent events in chilean currency   2,230,917    1,952,980 
Transactions related to contingent events in foreign currency   466,691    413,974 
           
Undrawn credit lines with immediate termination          
Balance of lines of credit and agreed overdraft in current account – commercial loans   1,396,659    1,483,884 
Balance of lines of credit on credit card – commercial loans   290,950    261,642 
Balance of lines of credit and agreed overdraft in current account – consumer loans   1,457,303    1,350,157 
Balance of lines of credit on credit card – consumer loans   6,202,951    5,555,510 
Balance of lines of credit and agreed overdraft in current account – due from banks loans   
    
 
           
Undrawn credit lines          
Balance of lines of credit and agreed overdraft in current account – commercial loans   
    
 
Balance of lines of credit on credit card – commercial loans   
    
 
Balance of lines of credit and agreed overdraft in current account – consumer loans   
    
 
Balance of lines of credit on credit card – consumer loans   
    
 
Balance of lines of credit and agreed overdraft in current account – due from banks loans   
    
 
           
Other commitments          
Credits for higher studies Law No. 20,027 (CAE)   
    
 
Other irrevocable credit commitments   72,355    78,951 
           
Other credit commitments   
    
 
Total   12,890,795    11,986,791 

 

   2022   2021 
   MCh$   MCh$ 
Transactions on behalf of third parties        
Collections   174,238    152,297 
Placement or sale of financial instruments   
    
 
Transferred financial assets managed by the bank   
    
 
Third-party resources managed by the bank   766,706    749,007 
Subtotal   940,944    901,304 
           
Securities custody          
Securities safekept by a banking subsidiary   5,593,924    5,232,546 
Securities safekept by the Bank   3,646,536    2,459,320 
Securities safekept deposited in another entity   14,855,338    12,601,349 
Securities issued by the bank   
    
 
Subtotal   24,095,798    20,293,215 
Total   25,036,742    21,194,519 

 

Schedule of estimated dates of the respective legal contingencies
   As of December 31, 2022 
   2023   2024   2025   2026   Total 
   MCh$   MCh$   MCh$   MCh$   MCh$ 
Legal contingencies   286    1,504    
    
    1,790 

 

Schedule of subsidiary established a guarantee in an insurance policy
   2022   2021 
  MCh$   MCh$ 
Guarantees:        
Shares delivered to guarantee forward sales transactions covered simultaneously:        
Santiago Securities Exchange, Stock Exchange   15,840    38,279 
Electronic Chilean Securities Exchange, Stock Exchange   10,323    12,839 
           
Fixed income securities to guarantee CCLV system:          
Santiago Securities Exchange, Stock Exchange   9,983    9,990 
           
Fixed Income securities to guarantee equity short sale and Hedging Loan:          
Santiago Securities Exchange, Stock Exchange       2,344 
           
Shares delivered to guarantee equity lending and short-selling:          
Santiago Securities Exchange, Stock Exchange   7,992     
           
Cash guarantees received for operations with derivatives   743    1,723 
Cash guarantees for operations with derivatives   1,443    3,198 
           
Equity securities received for operations with derivatives          
Electronic Chilean Securities Exchange, Stock Exchange   273    342 
Depósito Central de Valores S.A.   1,363    1,726 
           
Financial intermediation securities received for operations with derivatives          
Internal custody   238     
Total   48,198    70,441 

 

Schedule of insurance policies contracted
Matter insured  Amount
Insured (UF)
 
Errors and omissions liability policy   

500

 
Civil responsibility policy   

60,000