XML 100 R82.htm IDEA: XBRL DOCUMENT

Interest and UF Indexation Revenue and Expenses (Tables)

12 Months Ended

Dec. 31, 2022

Interest and UF Indexation Revenue and Expenses [Abstract]

Schedule of interest recognized on a received basis for impaired portfolio

		2022												2021												2020
		Interest				UF indexation				Total				Interest				UF indexation				Total				Interest				UF indexation				Total
		MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$
Interest revenue			2,344,384				2,122,497				4,466,881				1,393,233				995,237				2,388,470				1,492,800				383,995				1,876,795
Interest expenses			(1,040,914	)			(1,159,838	)			(2,200,752	)			(276,087	)			(538,361	)			(814,448	)			(329,811	)			(230,196	)			(560,007	)
Total net interest income			1,303,470				962,659				2,266,129				1,117,146				456,876				1,574,022				1,162,989				153,799				1,316,788

Schedule of interest revenue

		2022												2021												2020
		Interest				UF indexation				Total				Interest				UF indexation				Total				Interest				UF indexation				Total
		MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$
Financial assets at amortized cost
Rights by resale agreements and securities lending			4,142				—				4,142				1,756				—				1,756				1,406				—				1,406
Debt financial instruments			13,992				68,107				82,099				2,784				15,243				18,027				—				—				—
Loans and advances to Banks			154,727				—				154,727				19,349				—				19,349				11,824				—				11,824
Commercial loans			1,054,785				852,296				1,907,081				630,918				397,720				1,028,638				661,913				164,527				826,440
Residential mortgage loans			323,452				1,340,082				1,663,534				283,941				634,511				918,452				277,248				243,023				520,271
Consumer Loans			615,572				6,986				622,558				442,352				4,256				446,608				531,461				1,806				533,267
Other financial instruments			442				5,238				5,680				—				1,790				1,790				—				1,881				1,881
Financial assets at fair value through other comprehensive income
Debt financial instruments			187,073				70,845				257,918				38,943				24,469				63,412				29,740				6,570				36,310
Other financial instruments			16,930				—				16,930				1,365				—				1.365				8,229				—				8,229
Income of accounting hedges of interest rate risk			(26,731	)			(221,057	)			(247,788	)			(28,175	)			(82,752	)			(110,927	)			(29,021	)			(33,812	)			(62,833	)
Total			2,344,384				2,122,497				4,466,881				1,393,233				995,237				2,388,470				1,492,800				383,995				1,876,795

Schedule of interest expenses

		2022												2021												2021
		Interest				UF indexation				Total				Interest				UF indexation				Total				Interest				UF indexation				Total
		MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$
Financial liabilities at amortized cost
Current accounts and other demand deposits			4,515				40,557				45,072				843				32,292				33,135				375				12,432				12,807
Saving accounts and time deposits			776,658				195,244				971,902				73,961				57,080				131,041				114,593				28,030				142,623
Obligations by repurchase agreements and securities lending			15,845				—				15,845				940				—				940				1,851				2				1,853
Borrowings from financial institutions			37,414				—				37,414				23,386				—				23,386				27,830				—				27,830
Debt financial instruments issued			210,393				803,863				1,014,256				175,531				391,500				567,031				184,693				166,194				350,887
Other financial obligations			—				—				—				12				19				31				395				18				413
Lease liabilities			1,865				—				1,865				1,978				—				1,978				2,532				—				2,532
Financial instruments of regulatory capital issued			31,271				120,174				151,445				29,389				57,470				86,859				29,582				23,520				53,102
Income of accounting hedges of interest rate risk			(37,047	)			—				(37,047	)			(29,953	)			—				(29,953	)			(32,040	)			—				(32,040	)
Total			1,040,914				1,159,838				2,200,752				276,087				538,361				814,448				329,811				230,196				560,007

Schedule of gain loss from accounting hedge

		2022																								2021																								2020
		Interest								UF indexation								Total								Interest								UF indexation								Total								Interest								UF indexation								Total
		Income				Expense				Income				Expense				Income				Expense				Income				Expense				Income				Expense				Income				Expense				Income				Expense				Income				Expense				Income				Expense
		MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$
Gain from fair value accounting hedges			608				—				—				—				608				—				6,075				—				—				—				6,075				—				2,951				—				—				—				2,951				—
Loss from fair value accounting hedges			(740	)			—				—				—				(740	)			—				(5,513	)			—				—				—				(5,513	)			—				(9,392	)			—				—				—				(9,392	)			—
Gain from cash flow accounting hedges			72,354				112,322				—				—				72,354				112,322				192,590				234,986				—				—				192,590				234,986				55,544				96,015				—				—				55,544				96,015
Loss from cash flow accounting hedges			(98,345	)			(75,275	)			(221,057	)			—				(319,402	)			(75,275	)			(215,898	)			(205,033	)			(82,752	)			—				(298,650	)			(205,033	)			(76,073	)			(63,975	)			(33,812	)			—				(109,885	)			(63,975	)
Net gain on hedge items			(608	)			—				—				—				(608	)			—				(5,429	)			—				—				—				(5,429	)			—				(2,051	)			—				—				—				(2,051	)			—
Total			(26,731	)			37,047				(221,057	)			—				(247,788	)			37,047				(28,175	)			29,953				(82,752	)			—				(110,927	)			29,953				(29,021	)			32,040				(33,812	)			—				(62,833	)			32,040