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Risk Management and Report (Tables)

12 Months Ended

Dec. 31, 2022

Risk Management and Report [Abstract]

Schedule of credit risk exposure per balance sheet item, including derivatives, detailed by both geographic region and industry sector

		Chile				United States				England				Brazil				Others				Total
		MCh$				MCh$				MCh$				MCh$				MCh$				MCh$
Financial Assets
Cash and Due from Banks			1,448,441				1,227,305				24,982				8				64,148				2,764,884
Financial assets held for trading at fair value through profit or loss
Derivative contracts Financial
Forwards (*)			316,204				38,355				91,832				—				119,659				566,050
Swaps (**)			1,037,521				32,161				1,095,040				—				224,855				2,389,577
Call Options			2,321				—				—				—				—				2,321
Put Options			2,758				—				—				—				—				2,758
Futures			—				—				—				—				—				—
Subtotal			1,358,804				70,516				1,186,872				—				344,514				2,960,706
Debt Financial Instruments
From the Chilean Government and Central Bank			3,059,292				—				—				—				—				3,059,292
Other debt financial instruments issued in Chile			374,453				—				—				—				—				374,453
Financial debt instruments issued Abroad			—				—				—				—				—				—
Subtotal			3,433,745				—				—				—				—				3,433,745
Others Financial Instruments
Investments in mutual funds			257,325				—				—				—				—				257,325
Subtotal			257,325				—				—				—				—				257,325
Financial Assets at fair value through other comprehensive income
Debt Financial Instruments
From the Chilean Government and Central Bank			2,258,857				—				—				—				—				2,258,857
Other debt financial instruments issued in Chile			1,540,908				—				—				—				—				1,540,908
Financial debt instruments issued Abroad			—				167,627				—				—				—				167,627
Subtotal			3,799,765				167,627				—				—				—				3,967,392
Equity Instruments
Equity instruments issued in Chile			5,700				—				—				—				—				5,700
Equity instruments issued by foreign institutions			—				—				—				—				845				845
Subtotal			5,700				—				—				—				845				6,545
Derivative contracts financial for hedging purposes
Forwards			—				—				—				—				—				—
Swaps			118				18,368				8,142				—				449				27,077
Call Options			—				—				—				—				—				—
Put Options			—				—				—				—				—				—
Futures			—				—				—				—				—				—
Subtotal			118				18,368				8,142				—				449				27,077
Financial assets at amortized cost
Rights by resale agreements and securities lending			54,061				—				—				—				—				54,061
Debt Financial Instruments
From the Chilean Government and Central Bank			902,355				—				—				—				—				902,355
Subtotal			902,355				—				—				—				—				902,355
Loans and advances to Banks
Central Bank of Chile			1,801,100				—				—				—				—				1,801,100
Domestic banks			—				—				—				—				—				—
Foreign banks			—				—				18,679				182,320				172,693				373,692
Subtotal			1,801,100				—				18,679				182,320				172,693				2,174,792
Loans to Customers, Net
Commercial loans			20,279,201				—				—				—				29,544				20,308,745
Residential mortgage loans			11,422,322				—				—				—				—				11,422,322
Consumer loans			4,995,230				—				—				—				—				4,995,230
Subtotal			36,696,753				—				—				—				29,544				36,726,297

(*) Others includes: France Ch$92,885 million and Spain Ch$18,923 million.

(**) Others includes: France Ch$62,731 million and Spain Ch$45,189 million.

		Central Bank of Chile				Government				Retail (Individuals)				Financial Services				Trade				Manufacturing				Mining				Electricity, Gas and Water				Agriculture and Livestock				Fishing				Transportation   and Telecom				Construction				Services				Others				Total
		MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$
Cash and Due from Banks			384,230				—				—				2,380,654				—				—				—				—				—				—				—				—				—				—				2,764,884
Financial Assets held for trading at fair value through profit or loss
Derivative contracts Financial
Forwards			—				—				—				372,637				28,966				12,435				124				2,153				8,456				18				144				1,602				139,515				—				566,050
Swaps			—				—				—				2,311,655				9,770				9,123				—				10,148				4,236				3,848				16,166				14,493				10,138				—				2,389,577
Call Options			—				—				—				123				601				61				—				—				90				6				1				1,437				2				—				2,321
Put Options			—				—				—				752				1,412				481				—				—				5				—				21				—				87				—				2,758
Futures			—				—				—				—				—				—				—				—				—				—				—				—				—				—				—
Subtotal			—				—				—				2,685,167				40,749				22,100				124				12,301				12,787				3,872				16,332				17,532				149,742				—				2,960,706
Debt Financial Instruments
From the Chilean Government and Central Bank			3,019,487				39,805				—				—				—				—				—				—				—				—				—				—				—				—				3,059,292
Other debt financial instruments issued in Chile			—				—				—				374,453				—				—				—				—				—				—				—				—				—				—				374,453
Financial debt instruments issued Abroad			—				—				—				—				—				—				—				—				—				—				—				—				—				—				—
Subtotal			3,019,487				39,805				—				374,453				—				—				—				—				—				—				—				—				—				—				3,433,745
Others Financial Instruments
Investments in mutual funds			—				—				—				257,325				—				—				—				—				—				—				—				—				—				—				257,325
Subtotal			—				—				—				257,325				—				—				—				—				—				—				—				—				—				—				257,325
Financial Assets at fair value through Other Comprehensive Income
Debt Financial Instruments
From the Chilean Government and Central Bank			—				2,258,857				—				—				—				—				—				—				—				—				—				—				—				—				2,258,857
Other debt financial instruments issued in Chile			—				—				—				1,513,240				13,591				—				—				4,934				—				—				4,639				4,504				—				—				1,540,908
Financial debt instruments issued Abroad			—				—				—				167,627				—				—				—				—				—				—				—				—				—				—				167,627
Subtotal			—				2,258,857				—				1,680,867				13,591				—				—				4,934				—				—				4,639				4,504				—				—				3,967,392
Equity Instruments
Equity instruments issued in Chile			—				—				—				5,700				—				—				—				—				—				—				—				—				—				—				5,700
Equity instruments issued by foreign institutions			—				—				—				845				—				—				—				—				—				—				—				—				—				—				845
Subtotal			—				—				—				6,545				—				—				—				—				—				—				—				—				—				—				6,545
Derivative contracts financial for hedging purposes
Forwards			—				—				—				—				—				—				—				—				—				—				—				—				—				—				—
Swaps			—				—				—				27,077				—				—				—				—				—				—				—				—				—				—				27,077
Call Options			—				—				—				—				—				—				—				—				—				—				—				—				—				—				—
Put Options			—				—				—				—				—				—				—				—				—				—				—				—				—				—				—
Futures			—				—				—				—				—				—				—				—				—				—				—				—				—				—				—
Subtotal			—				—				—				27,077				—				—				—				—				—				—				—				—				—				—				27,077
Financial assets at amortized cost (*)
Rights by resale agreements			—				—				—				43,116				469				—				—				—				—				—				—				—				7,950				2,526				54,061
Debt financial instruments
From the Chilean Government and Central Bank			—				902,355				—				—				—				—				—				—				—				—				—				—				—				—				902,355
Subtotal			—				902,355				—				—				—				—				—				—				—				—				—				—				—				—				902,355
Loans and advances to Banks
Central Bank of Chile			1,801,100				—				—				—				—				—				—				—				—				—				—				—				—				—				1,801,100
Domestic banks			—				—				—				—				—				—				—				—				—				—				—				—				—				—				—
Foreign banks			—				—				—				373,692				—				—				—				—				—				—				—				—				—				—				373,692
Subtotal			1,801,100				—				—				373,692				—				—				—				—				—				—				—				—				—				—				2,174,792

		Chile				United States				England				Brazil				Others				Total
		MCh$				MCh$				MCh$				MCh$				MCh$				MCh$
Financial Assets
Cash and Due from Banks			2,748,930				897,881				10,782				8				56,133				3,713,734
Financial assets held for trading at fair value through profit or loss
Derivative contracts Financial
Forwards			585,463				90,461				59,444				—				7,177				742,545
Swaps			1,113,136				256,829				516,952				—				71,326				1,958,243
Call Options			4,509				—				—				—				—				4,509
Put Options			199				—				—				—				—				199
Futures			—				—				—				—				—				—
Subtotal			1,703,307				347,290				576,396				—				78,503				2,705,496
Debt Financial Instruments
From the Chilean Government and Central Bank			3,472,122				—				—				—				—				3,472,122
Other debt financial instruments issued in Chile			265,820				—				—				—				—				265,820
Financial debt instruments issued Abroad			—				—				—				—				—				—
Subtotal			3,737,942				—				—				—				—				3,737,942
Others Financial Instruments
Investments in mutual funds			138,753				—				—				—				—				138,753
Subtotal			138,753				—				—				—				—				138,753
Financial Assets at fair value through Other Comprehensive Income
Debt Financial Instruments
From the Chilean Government and Central Bank			2,488,850				—				—				—				—				2,488,850
Other debt financial instruments issued in Chile			565,959				—				—				—				—				565,959
Financial debt instruments issued Abroad			—				—				—				—				—				—
Subtotal			3,054,809				—				—				—				—				3,054,809
Equity Instruments
Equity instruments issued in Chile			5,499				—				—				—				—				5,499
Equity instruments issued by foreign institutions			—				—				—				—				866				866
Subtotal			5,499				—				—				—				866				6,365
Derivative contracts financial for hedging purposes
Forwards			—				—				—				—				—				—
Swaps			16,374				79,904				162,478				—				19,046				277,802
Call Options			—				—				—				—				—				—
Put Options			—				—				—				—				—				—
Futures			—				—				—				—				—				—
Subtotal			16,374				79,904				162,478				—				19,046				277,802
Financial assets at amortized cost
Rights by resale agreements and securities lending			64,365				—				—				—				—				64,365
Debt Financial Instruments
From the Chilean Government and Central Bank			839,744				—				—				—				—				839,744
Subtotal			839,744				—				—				—				—				839,744
Loans and advances to Banks
Central Bank of Chile			1,090,000				—				—				—				—				1,090,000
Domestic banks			160,018				—				—				—				—				160,018
Foreign banks			—				—				—				141,249				138,565				279,814
Subtotal			1,250,018				—				—				141,249				138,565				1,529,832
Loans to Customers, Net
Commercial loans			19,658,614				—				—				—				13,718				19,672,332
Residential mortgage loans			10,346,528				—				—				—				—				10,346,528
Consumer loans			4,247,013				—				—				—				—				4,247,013
Subtotal			34,252,155				—				—				—				13,718				34,265,873

		Central Bank of Chile				Government				Retail (Individuals)				Financial Services				Trade				Manufacturing				Mining				Electricity, Gas and Water				Agriculture and Livestock				Fishing				Transportation and Telecom				Construction				Services				Others				Total
		MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$
Cash and Due from Banks			1,545,472				—				—-				2,168,262				—				—				—				—				—				—				—				—				—				—				3,713,734
Financial Assets held for trading at fair value through profit or loss
Derivative contracts Financial
Forwards			—				—				—				521,735				3,685				18,806				1,343				12,623				4,873				—				—				247				—				179,233				742,545
Swaps			—				—				—				1,870,975				342				3,444				2				8,129				17,815				5,409				11,516				3,098				—				37,513				1,958,243
Call Options			—				—				—				251				3,595				474				—				—				80				109				—				—				—				—				4,509
Put Options			—				—				—				21				178				—				—				—				—				—				—				—				—				—				199
Futures			—				—				—				—				—				—				—				—				—				—				—				—				—				—				—
Subtotal			—				—				—				2,392,982				7,800				22,724				1,345				20,752				22,768				5,518				11,516				3,345				—				216,746				2,705,496
Debt Financial Instruments
From the Chilean Government and Central Bank			3,287,111				162,433				—				22,578				—				—				—				—				—				—				—				—				—				—				3,472,122
Other debt financial instruments issued in Chile			—				—				—				265,820				—				—				—				—				—				—				—				—				—				—				265,820
Financial debt instruments issued Abroad			—				—				—				—				—				—				—				—				—				—				—				—				—				—				—
Subtotal			3,287,111				162,433				—				288,398				—				—				—				—				—				—				—				—				—				—				3,737,942
Others Financial Instruments
Investments in mutual funds			—				—				—				138,753				—				—				—				—				—				—				—				—				—				—				138,753
Subtotal			—				—				—				138,753				—				—				—				—				—				—				—				—				—				—				138,753
Financial Assets at fair value through Other Comprehensive Income
Debt Financial Instruments
From the Chilean Government and Central Bank			102				2,488,748				—				—				—				—				—				—				—				—				—				—				—				—				2,488,850
Other debt financial instruments issued in Chile			—				—				—				537,036				—				—				—				5,254				—				—				5,321				4,609				—				13,739				565,959
Financial debt instruments issued Abroad			—				—				—				—				—				—				—				—				—				—				—				—				—				—				—
Subtotal			102				2,488,748				—				537,036				—				—				—				5,254				—				—				5,321				4,609				—				13,739				3,054,809
Equity Instruments
Equity instruments issued in Chile			—				—				—				5,499				—				—				—				—				—				—				—				—				—				—				5,499
Equity instruments issued by foreign institutions			—				—				—				866				—				—				—				—				—				—				—				—				—				—				866
Subtotal			—				—				—				6,365				—				—				—				—				—				—				—				—				—				—				6,365
Derivative contracts financial for hedging purposes
Forwards			—				—				—				—				—				—				—				—				—				—				—				—				—				—				—
Swaps			—				—				—				277,802				—				—				—				—				—				—				—				—				—				—				277,802
Call Options			—				—				—				—				—				—				—				—				—				—				—				—				—				—				—
Put Options			—				—				—				—				—				—				—				—				—				—				—				—				—				—				—
Futures			—				—				—				—				—				—				—				—				—				—				—				—				—				—				—
Subtotal			—				—				—				277,802				—				—				—				—				—				—				—				—				—				—				277,802
Financial assets at amortized cost (*)
Rights by resale agreements			—				—				232				62,030				1,327				—				—				—				—				—				—				13				—				763				64,365
Debt financial instruments
From the Chilean Government and Central Bank			—				839,744				—				—				—				—				—				—				—				—				—				—				—				—				839,744
Subtotal			—				839,744				—				—				—				—				—				—				—				—				—				—				—				—				839,744
Loans and advances to Banks
Central Bank of Chile			1,090,000				—				—				—				—				—				—				—				—				—				—				—				—				—				1,090,000
Domestic banks			—				—				—				160,018				—				—				—				—				—				—				—				—				—				—				160,018
Foreign banks			—				—				—				279,814				—				—				—				—				—				—				—				—				—				—				279,814
Subtotal			1,090,000				—				—				439,832				—				—				—				—				—				—				—				—				—				—				1,529,832

Schedule of guarantees values

						Fair value of collateral and credit enhancements held as of December 31, 2022
		Maximum exposure to credit risk				Mortgages				Pledge				Securities				Warrants				Net collateral				Net exposure
Loans to customers:		MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$
Corporate lending			15,474,528				3,993,984				193,235				590,126				4,386				4,781,731				10,692,797
Small business lending			4,834,217				3,352,055				20,294				11,700				—				3,384,049				1,450,168
Consumer lending			4,995,230				364,469				912				3,364				—				368,745				4,626,485
Mortgage lending			11,422,322				9,928,827				133				607				—				9,929,567				1,492,755
Total			36,726,297				17,639,335				214,574				605,797				4,386				18,464,092				18,262,205

						Fair value of collateral and credit enhancements held as of December 31, 2021
		Maximum exposure to credit risk				Mortgages				Pledge				Securities				Warrants				Net collateral				Net exposure
Loans to customers:		MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$
Corporate lending			14,633,419				3,392,760				149,892				508,711				4,451				4,055,814				10,577,605
Small business lending			5,038,913				3,124,172				26,310				12,898				—				3,163,380				1,875,533
Consumer lending			4,247,013				317,215				622				2,498				—				320,335				3,926,678
Mortgage lending			10,346,528				8,730,747				96				196				—				8,731,039				1,615,489
Total			34,265,873				15,564,894				176,920				524,303				4,451				16,270,568				17,995,305

Schedule of aging analysis of loans

						Past due but not impaired(*)
As of		Neither past due nor impaired				Up to 30 days				Over 30 days and up to 60 days				Over 60 days and up to 90 days				Over 90 days				Total
December 31,		MCh$				MCh$				MCh$				MCh$				MCh$				MCh$
2022			35,151,698				472,863				106,985				29,307				34				35,760,887
2021			32,836,252				409,338				51,001				15,402				87				33,312,080

^(*) These amounts include the overdue portion and the remaining balance of loans in default.

Schedule of book value of loans with renegotiated terms

		2022				2021
Financial assets		MCh$				MCh$
Loans and advances to banks
Domestic banks			—				—
Foreign banks			—				—
Subtotal			—				—
Loans to Customers at amortized cost
Commercial loans			381,171				331,127
Residential mortgage loans			251,380				243,684
Consumer loans			258,434				361,015
Subtotal			890,985				935,826
Total renegotiated financial assets			890,985				935,826

Schedule of amortized costs and net loss of modified financial assets

		2022 MCh$
Amortized costs of financial assets modified during the period			211,841
Net modification loss			61,636

Schedule of gross carrying amount of previously modified financial assets for which loss allowances has changed to 12 month expected credit losses

		December 31, 2022
		Post modification								Pre-modification
		Gross carrying amount MCh$				Corresponding ECL MCh$				Gross carrying amount MCh$				Corresponding ECL MCh$
Facilities that have cured since modification and are now measured using 12mECLs (Stage 1)			11,349				3,511				11,466				3,874
Facilities that reverted to (Stage 2/3) lifetime ECLs having once cured			5,668				2,083				5,642				1,989

Schedule of credit limit granted to debtors

		December 2022				December 2021
		MCh$				MCh$
Total related debt			960,640				798,419
Consolidated Total or Regulatory Capital			6,367,997				5,634,345
Limit used %			15.09	%			14.17	%

Schedule of use of MAR

		MAR LCCY + FCCY MMM$								MAR FCCY MMUS$
		1 – 30 days				1 – 90 days				1 – 30 days				1 – 90 days
Maximum			1,197				2,962				1,590				2,419
Minimum			-1,726				486				-896				27
Average			-156				2,016				252				1,173

Schedule of use of Cross Currency Funding

		Cross Currency Funding MMUS$
Maximum			3,378
Minimum			1,552
Average			2,280

Schedule of financial ratios

		Liquid Assets/ Net Funding <30 days				Liabilities>1 year/ Assets >1 year				Deposits/ Loans
Maximum			218	%			101	%			68	%
Minimum			174	%			93	%			63	%
Average			193	%			98	%			66	%

Schedules for calculation of C46 regulatory information

		Adjusted C46 All CCYs as part of Tier-1 Capital								Adjusted C46 FCCY as part of Tier-1 Capital
		1 – 30 days				1 – 90 days				1 – 30 days
Maximum			0.13				(0.03	)			0.30
Minimum			(0.38	)			(0.44	)			0.07
Average			(0.07	)			(0.19	)			0.20
Regulatory Limit			N/A				N/A				1.0

Schedules of consolidated term liquidity

STATEMENT OF INDIVIDUAL LIQUIDITY SITUATION
AS OF DECEMBER 31, 2022 CONTRACTUAL BASIS
Values in MCh$
CONSOLIDATED CURRENCY		From 0 to 7 days				From 0 to 15 days				From 0 to 30 days				From 0 to 90 days
Cash flow receivable (assets) and income			10,071,396				12,129,421				13,485,753				16,627,649
Cash flow payable (liabilities) and expenses			18,376,493				20,338,204				24,302,901				28,132,703
Liquidity Gap			8,305,097				8,208,783				10,817,148				11,505,054

FOREIGN CURRENCY		From 0 to 7 days				From 0 to 15 days				From 0 to 30 days				From 0 to 90 days
Cash flow receivable (assets) and income			1,930,251				2,148,891				2,004,482				2,273,163
Cash flow payable (liabilities) and expenses			3,492,717				3,754,973				4,251,778				4,667,901
Liquidity Gap			1,562,466				1,606,082				2,247,296				2,394,738
Limits:
One time capital											4,839,388
AVAILABLE MARGIN											2,592,092				—

STATEMENT OF INDIVIDUAL LIQUIDITY SITUATION
AS OF DECEMBER 31, 2022 ADJUSTED BASIS
Values in MCh$
CONSOLIDATED CURRENCY		From 0 to 7 days				From 0 to 15 days				From 0 to 30 days				From 0 to 90 days
Cash flow receivable (assets) and income			9,747,979				11,606,518				12,519,708				14,605,826
Cash flow payable (liabilities) and expenses			8,735,416				9,450,119				10,997,519				12,799,639
Liquidity Gap			(1,012,563	)			(2,156,399	)			(1,522,189	)			(1,806,187	)

FOREIGN CURRENCY		From 0 to 7 days				From 0 to 15 days				From 0 to 30 days				From 0 to 90 days
Cash flow receivable (assets) and income			1,808,204				1,970,538				1,685,491				1,653,650
Cash flow payable (liabilities) and expenses			2,371,029				2,562,700				2,927,049				3,246,680
Liquidity Gap			562,825				592,162				1,241,558				1,593,030
Limits:
One time capital											4,839,388
AVAILABLE MARGIN											3,597,830				—

STATEMENT OF CONSOLIDATED LIQUIDITY SITUATION
AS OF DECEMBER 31, 2022 CONTRACTUAL BASIS
Values in MCh$
CONSOLIDATED CURRENCY		From 0 to 7 days				From 0 to 15 days				From 0 to 30 days				From 0 to 90 days
Cash flow receivable (assets) and income			10,795,492				12,860,076				14,237,130				17,396,178
Cash flow payable (liabilities) and expenses			18,757,121				20,756,432				24,740,790				28,570,645
Liquidity Gap			7,961,629				7,896,356				10,503,660				11,174,467

FOREIGN CURRENCY		From 0 to 7 days				From 0 to 15 days				From 0 to 30 days				From 0 to 90 days
Cash flow receivable (assets) and income			1,922,706				2,141,345				1,996,945				2,265,645
Cash flow payable (liabilities) and expenses			3,492,291				3,754,547				4,251,351				4,667,527
Liquidity Gap			1,569,585				1,613,202				2,254,406				2,401,882
Limits:
One time capital											4,839,388
AVAILABLE MARGIN											2,584,982				—

CONSOLIDATED CURRENCY		From 0 to 7 days				From 0 to 15 days				From 0 to 30 days				From 0 to 90 days
Cash flow receivable (assets) and income			10,472,075				12,337,173				13,271,085				15,374,355
Cash flow payable (liabilities) and expenses			9,116,044				9,868,348				11,435,409				13,237,581
Liquidity Gap			(1,356,031	)			(2,468,825	)			(1,835,676	)			(2,136,774	)

FOREIGN CURRENCY		From 0 to 7 days				From 0 to 15 days				From 0 to 30 days				From 0 to 90 days
Cash flow receivable (assets) and income			1,800,658				1,962,992				1,677,954				1,646,133
Cash flow payable (liabilities) and expenses			2,370,603				2,562,274				2,926,623				3,246,306
Liquidity Gap			569,945				599,282				1,248,669				1,600,173
Limits:
One time capital											4,839,388
AVAILABLE MARGIN											3,590,719				—

Schedule of the LCR and the NSFR

		LCR				NSFR
Maximum			4.10				1.35
Minimum			2.31				1.29
Average			3.28				1.32
Regulatory Limit			1.0(*)				0.6(**)

(*) Valid value from June 1, 2022.

(**) Effective value from June 1, 2022, which will gradually increase until reaching 1.0 in January 2026.

Schedule of contractual maturity of financial liabilities

		Up to 1 month				1 to 3 months				3 to 12 months				1 to 3 years				3 to 5 years				Over 5 years				Total
		MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$
Liabilities as of December 31, 2022
Transactions in the course of payment			681,792				—				—				—				—				—				681,792
Full delivery derivative transactions			743,686				780,406				1,375,700				1,581,587				756,582				1,743,275				6,981,236
Financial liabilities at amortized cost
Current accounts and other demand deposits			13,383,232				—				—				—				—				—				13,383,232
Saving accounts and time deposits			9,774,591				3,013,166				1,362,905				121,808				5,940				655				14,279,065
Obligations by repurchase agreements and securities lending			219,043				52				—				—				—				—				219,095
Borrowings from financial institutions			158,173				83,612				795,721				4,348,400				—				—				5,385,906
Debt financial instruments issued (all currencies)			13,442				170,745				1,349,567				2,286,711				2,555,020				4,119,530				10,495,015
Other financial obligations			343,526				21				110				45				—				—				343,702
Financial instruments of regulatory capital issued (subordinated bonds)			2,869				—				48,017				94,649				84,952				1,135,504				1,365,991
Total (excluding non-delivery derivative transactions)			25,320,354				4,048,002				4,932,020				8,433,200				3,402,494				6,998,964				53,135,034
Non-delivery derivative transactions			686,308				751,720				1,595,212				1,283,629				683,109				2,161,307				7,161,285

		Up to 1 month				1 to 3 months				3 to 12 months				1 to 3 years				3 to 5 years				Over 5 years				Total
		MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$
Liabilities as of December 31, 2021
Transactions in the course of payment			210,479				—				—				—				—				—				210,479
Full delivery derivative transactions			434,113				469,349				2,603,467				1,645,489				968,078				1,761,581				7,882,077
Financial liabilities at amortized cost
Current accounts and other demand deposits			18,542,791				—				—				—				—				—				18,542,791
Saving accounts and time deposits			7,103,640				1,774,627				240,912				66,492				1,619				—				9,187,290
Obligations by repurchase agreements and securities lending			88,433				—				52				—				—				—				88,485
Borrowings from financial institutions			67,813				1,259,167				18,344				3,515,979				—				—				4,861,303
Debt financial instruments issued (all currencies)			17,154				369,988				1,083,540				2,358,966				2,104,219				4,839,310				10,773,177
Other financial obligations			273,394				50				183				183				—				—				273,810
Total (excluding non-delivery derivative transactions)			26,737,817				3,873,181				3,946,498				7,587,109				3,073,916				6,600,891				51,819,412
Non-delivery derivative transactions			271,193				586,231				2,602,915				1,030,628				669,796				2,145,008				7,305,771

Schedule of use of VaR

		Value-at-Risk 99% one-day confidence level MCh$
Maximum			2,048
Minimum			487
Average			1,100

Schedule of use of EaR

		12- months Earnings-at-Risk 99% confidence level 3 months defeasance period MCh$
Maximum			261,533
Minimum			179,379
Average			219,818

Schedule of interest rate cash-flows of the banking book

		Up to 1 month				1 to 3 months				3 to 12 months				1 to 3 years				3 to 5 years				Over 5 years				Total
		MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$
Assets as of December 31, 2022
Cash and due from banks			2,624,888				—				—				—				—				—				2,624,888
Transactions in the course of collection			743,379				—				—				—				—				—				743,379
Financial assets at fair value through other comprehensive income
Debt financial instruments			82,025				324,492				2,487,874				614,944				220,962				248,832				3,979,129
Derivative financial instruments for hedging purposes			378				4,040				296,187				347,208				352,502				1,033,196				2,033,511
Financial assets at amortized cost
Rights by resale agreements and securities lending			—				—				—				—				—				—				—
Debt financial instruments			—				8,816				11,222				56,159				459,884				452,991				989,072
Loans and advances to Banks			1,904,368				63,569				209,047				—				—				—				2,176,984
Loans to customers, net			5,061,294				3,188,902				7,913,635				9,165,338				4,722,852				13,044,702				43,096,723
Total Assets			10,416,332				3,589,819				10,917,965				10,183,649				5,756,200				14,779,721				55,643,686

		Up to 1 month				1 to 3 months				3 to 12 months				1 to 3 years				3 to 5 years				Over 5 years				Total
		MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$
Assets as of December 31, 2021
Cash and due from banks			3,329,623				—				—				—				—				—				3,329,623
Transactions in the course of collection			446,603				—				—				—				—				—				446,603
Financial assets at fair value through other comprehensive income
Debt financial instruments			95,585				488,919				1,479,321				619,044				169,289				208,507				3,060,665
Derivative financial instruments for hedging purposes			64				2,163				69,192				500,218				198,926				1,669,980				2,440,543
Financial assets at amortized cost
Rights by resale agreements and securities lending			—				—				—				—				—				—				—
Debt financial instruments			—				8,334				10,740				38,148				431,285				450,200				938,707
Loans and advances to Banks			1,366,378				81,164				81,800				—				—				—				1,529,342
Loans to customers, net			2,529,601				2,676,130				7,226,224				9,018,799				4,798,188				11,955,962				38,204,904
Total Assets			7,767,854				3,256,710				8,867,277				10,176,209				5,597,688				14,284,649				49,950,387

		Up to 1 month				1 to 3 months				3 to 12 months				1 to 3 years				3 to 5 years				Over 5 years				Total
		MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$
Liabilities as of December 31,  2022
Transactions in the course of payment			650,640				—				—				—				—				—				650,640
Derivative Financial Instruments for hedging purposes			1,440				1,006				272,568				341,455				332,705				1,503,902				2,453,076
Financial liabilities at amortized cost
Current accounts and other demand deposits			13,454,288				—				—				—				—				—				13,454,288
Saving accounts and time deposits			9,774,591				3,013,166				1,362,905				121,808				5,940				655				14,279,065
Obligations by repurchase agreements and securities lending			7,344				—				—				—				—				—				7,344
Borrowings from financial institutions			158,173				83,612				795,721				4,348,400				—				—				5,385,906
Debt financial instruments issued (*)			13,443				170,745				1,349,566				2,286,711				2,555,020				4,119,530				10,495,015
Financial instruments of regulatory capital issued (subordinated bonds)			2,869				—				48,017				94,649				84,952				1,135,504				1,365,991
Other liabilities			343,526				21				110				45				—				—				343,702
Total liabilities			24,406,314				3,268,550				3,828,887				7,193,068				2,978,617				6,759,591				48,435,027

		Up to 1 month				1 to 3 months				3 to 12 months				1 to 3 years				3 to 5 years				Over 5 years				Total
		MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$
Liabilities as of December 31, 2021
Transactions in the course of payment			83,420				—				—				—				—				—				83,420
Derivative Financial Instruments for hedging purposes			538				979				62,220				407,960				167,805				1,401,836				2,041,338
Financial liabilities at amortized cost
Current accounts and other demand deposits			18,611,880				—				—				—				—				—				18,611,880
Saving accounts and time deposits			7,103,640				1,774,627				240,912				66,492				1,619				—				9,187,290
Obligations by repurchase agreements and securities lending			351				—				—				—				—				—				351
Borrowings from financial institutions			63,611				1,259,167				18,344				3,515,979				—				—				4,857,101
Debt financial instruments issued (*)			17,154				369,988				1,083,540				2,358,966				2,104,219				4,839,310				10,773,177
Other liabilities			273,394				50				183				183				—				—				273,810
Total liabilities			26,153,988				3,404,811				1,405,199				6,349,580				2,273,643				6,241,146				45,828,367

Schedule of Adverse scenario market factors fluctuations

Average Fluctuations of Market Factors for Maximum Stress Scenario Trading Book
		CLP Derivatives (bps)				CLP Bonds (bps)				CLF Derivatives (bps)				CLF Bonds (bps)				USD Offshore Libor Derivatives (bps)				Spread USD On/Off Derivatives (bps)
Less than 1 year			5				226				124				236				(20	)			(41	)
Greater than 1 year			9				124				42				153				7				(24	)

		CLP Bonds (bps)				CLF Bonds (bps)				USD Offshore Libor Derivatives (bps)				Spread USD On/Off Derivatives (bps)
Less than 1 year			245				262				16				2
Greater than 1 year			163				201				28				6

Schedule of Potential Profit and Loss Impact on Trading Book

Most Adverse Stress Scenario P&L Impact Trading Book (MCh$)
CLP Interest Rate							(4,076	)
Derivatives			(143	)
Debt instruments			(4,219	)
CLF Interest Rate							(4,100	)
Derivatives			331
Debt instruments			(3,769	)
Interest rate USD offshore							(267	)
Domestic/offshore interest rate spread USD							(294	)
Banking spread							19
Total Interest rates							(8,718	)
Total FX and FX Options							(46	)
Total							(8,764	)

CLP Debt Instrument			(54,649	)
CLF Debt Instrument			(58,257	)
Interest rate USD offshore			(2,794	)
Domestic/offshore interest rate spread USD			—
Banking spread			(215	)
Corporative spread			(2,534	)
Total			(118,449	)

Schedule of NRFF impact on accrual book for next 12-months

Most Adverse Stress Scenario 12-Month Revenue Accrual Book (MCh$)
Impact by Base Interest Rate shocks			(355,563	)
Impact due to Spreads Shocks			(21,607	)
Higher / (Lower) Net revenues			(377,170	)

Schedule of contracts susceptible to offset

		Fair Value								Negative Fair Value of contracts with right to offset								Positive Fair Value of contracts with right to offset								Financial Collateral								Net Fair Value
		2022				2021				2022				2021				2022				2021				2022				2021				2022				2021
		MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$
Derivative financial assets			2,987,783				2,983,298				(1,014,141	)			(1,259,233	)			(1,508,710	)			(782,776	)			(180,863	)			(327,840	)			284,069				613,449
Derivative financial liabilities			3,324,485				2,773,476				(1,014,141	)			(1,259,233	)			(1,508,710	)			(782,776	)			(302,571	)			(275,191	)			499,063				456,276

Schedule of net loss, gross loss and recoveries due to operational risk events

		December 2022												December 2021
Category		Lost Gross MCh$				Recoveries MCh$				Lost Net MCh$				Lost Gross MCh$				Recoveries MCh$				Lost Net MCh$
Internal fraud			77				(7	)			70				—				—				—
External fraud			16,197				(5,806	)			10,391				11,090				(3,805	)			7,285
Work practices and safety in the business position			1,391				(3	)			1,388				630				—				630
Customers, products and business practices			1,082				—				1,082				550				(1	)			549
Damage to physical assets			527				(3	)			524				556				(342	)			214
Business interruption and system failures			175				—				175				209				(17	)			192
Execution, delivery and process management			4,691				(425	)			4,266				4,046				(75	)			3,971
Total			24,140				(6,244	)			17,896				17,081				(4,240	)			12,841

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- Definition

The disclosure of detailed information about Earnings-at-Risk (EaR) measurements used in calculation of market risk.

+ References

No definition available.

+ Details

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- Definition

The disclosure of detailed information about usage of management asset report value in managing liquidity risk.

+ References

No definition available.

+ Details

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- Definition

The disclosure of detailed information about Value-at-Risk (VaR).

+ References

No definition available.

+ Details

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- Definition

The disclosure of a maturity analysis for financial liabilities.

+ References

No definition available.

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- References

No definition available.

+ Details

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- Definition

Tabular disclosure of schedule of credit risk exposure per balance sheet item, including derivatives, detailed by both geographic region and industry sector.

+ References

No definition available.

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- Definition

Tabular disclosure of schedule of gross carrying amount of previously modified financial assets for which loss allowances has changed to 12 month expected credit losses.

+ References

No definition available.

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- Definition

Tabular disclosure of net loss, gross loss and recoveries due to operational risk events.

+ References

No definition available.

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- Definition

Analysis of the age of financial assets that are past due but not impaired. [Refer: Financial assets]

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Note Expiry date 2023-01-01
-Name IFRS
-Number 7
-IssueDate 2022-03-24
-Paragraph 37
-Subparagraph a
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The disclosure of liquidity risk. [Refer: Liquidity risk [member]]

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name IAS
-Number 1
-IssueDate 2022-03-24
-Paragraph 10
-Subparagraph e
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