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Income and Expenses from Commissions | 12 Months Ended
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Dec. 31, 2023
Income and Expenses from Commissions [Abstract] |
Income and Expenses from commissions |
30. | Income and Expenses from commissions:
The income and expenses from commissions shown in the Consolidated Statement of Income for the years ended December 31, 2023, 2022 and 2021 refer to the following items:
|  | 2023 |  |  | 2022 |  |  | 2021 |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Income from commissions and services rendered |  |  |  |  |  |  |  |  |
Comissions from debit and credit card services |  |  | 238,523 |  |  |  | 217,342 |  |  |  | 183,292 |
Remuneration from administration of mutual funds, investment funds or others |  |  | 118,170 |  |  |  | 121,028 |  |  |  | 108,221 |
Comissions from collections and payments |  |  | 81,043 |  |  |  | 87,541 |  |  |  | 74,663 |
Comissions from portfolio management |  |  | 62,218 |  |  |  | 59,812 |  |  |  | 50,793 |
Comissions from guarantees and letters of credit |  |  | 37,399 |  |  |  | 35,381 |  |  |  | 30,131 |
Use of distribution channel |  |  | 31,184 |  |  |  | 27,135 |  |  |  | 30,128 |
Brand use agreement |  |  | 32,655 |  |  |  | 26,333 |  |  |  | 22,616 |
Insurance not related to the granting of credits to natural persons |  |  | 24,772 |  |  |  | 21,594 |  |  |  | 18,004 |
Comissions from trading and securities management |  |  | 17,287 |  |  |  | 19,238 |  |  |  | 20,752 |
Insurance related to the granting of credits to natural persons |  |  | 15,428 |  |  |  | 14,237 |  |  |  | 13,355 |
Insurance not related to the granting of credits to legal entities |  |  | 7,317 |  |  |  | 4,197 |  |  |  | 5,595 |
Financial advisory services |  |  | 5,142 |  |  |  | 8,935 |  |  |  | 4,598 |
Comissions from lines of credit and current account overdrafts |  |  | 4,958 |  |  |  | 4,607 |  |  |  | 4,396 |
Insurance related to the granting of credits to legal entities |  |  | 2,098 |  |  |  | 1,706 |  |  |  | 1,103 |
Comissions from factoring operations services |  |  | 1,380 |  |  |  | 1,394 |  |  |  | 1,328 |
Loan commissions with letters of credit |  |  | 106 |  |  |  | 212 |  |  |  | 431 |
Other commission earned |  |  | 20,399 |  |  |  | 17,156 |  |  |  | 14,915 |
Total |  |  | 700,079 |  |  |  | 667,848 |  |  |  | 584,321 |
Expenses from commissions and services received |  |  |  |  |  |  |  |  |  |  |  |
Commissions from card transactions |  |  | 54,981 |  |  |  | 49,223 |  |  |  | 43,831 |
Interbank transactions |  |  | 50,734 |  |  |  | 41,012 |  |  |  | 31,368 |
Expenses from obligations of loyalty and merit card customers programs |  |  | 39,731 |  |  |  | 34,324 |  |  |  | 31,662 |
Commissions from use of card brands license |  |  | 9,115 |  |  |  | 9,224 |  |  |  | 11,762 |
Comissions from securities transaction |  |  | 4,995 |  |  |  | 5,599 |  |  |  | 4,482 |
Collections and payments |  |  | 4,279 |  |  |  | 4,469 |  |  |  | 4,211 |
Other commissions from services received |  |  | 2,212 |  |  |  | 1,865 |  |  |  | 1,977 |
Total |  |  | 166,047 |  |  |  | 145,716 |  |  |  | 129,293 |

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- Definition The disclosure of fee and commission income (expense). [Refer: Fee and commission income (expense)] + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Name IAS -Number 1 -IssueDate 2023-01-01 -Paragraph 10 -Subparagraph e -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2023-en-r&anchor=para_10_e&doctype=Standard -URIDate 2023-03-23 + Details
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