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Other Operating Income and Expenses | 12 Months Ended
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Dec. 31, 2023
Other Operating Income and Expenses [Abstract] |
Other operating Income and Expenses |
34. | Other operating Income and Expenses:
| a) | During the year 2023, 2022 and 2021, the Bank and its subsidiaries present other operating income, according to the following:
|  | 2023 |  |  | 2022 |  |  | 2021 |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Expense recovery |  |  | 25,938 |  |  |  | 1,938 |  |  |  | 1,393 |
Release of provisions not related to credit risk |  |  | 23,355 |  |  |  | — |  |  |  | — |
Revaluation of prepaid monthly payments |  |  | 9,144 |  |  |  | 17,044 |  |  |  | 5,183 |
Revaluation of tax refunds from previous years |  |  | 6,905 |  |  |  | 204 |  |  |  | 3,117 |
Income from investment properties |  |  | 6,793 |  |  |  | 6,765 |  |  |  | 6,069 |
Income from correspondent banks |  |  | 2,923 |  |  |  | 3,116 |  |  |  | 2,800 |
Fiduciary and trustee commissions |  |  | 132 |  |  |  | 135 |  |  |  | 261 |
Foreign trade income |  |  | 98 |  |  |  | 75 |  |  |  | 55 |
Expense recovery income |  |  | 65 |  |  |  | 48 |  |  |  | 39 |
Others income |  |  | 642 |  |  |  | 334 |  |  |  | 2,146 |
Total |  |  | 75,995 |  |  |  | 29,659 |  |  |  | 21,063 |
| b) | During the year 2023, 2022 and 2021, the Bank and its subsidiaries present other operating expenses, according to the following:
|  | 2023 |  |  | 2022 |  |  | 2021 |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Write-offs for operating risks |  |  | 30,763 |  |  |  | 18,391 |  |  |  | 13,898 |
Expenses for credit operations of financial leasing |  |  | 4,071 |  |  |  | 4,786 |  |  |  | 242 |
Legal expenses |  |  | 2,918 |  |  |  | 1,917 |  |  |  | 357 |
Correspondent banks |  |  | 2,594 |  |  |  | 3,321 |  |  |  | 2,614 |
Card administration |  |  | 606 |  |  |  | 2,086 |  |  |  | 2,099 |
Expenses for charge-off leased assets recoveries |  |  | 493 |  |  |  | 130 |  |  |  | 583 |
Renegotiated loan insurance premium |  |  | 290 |  |  |  | 351 |  |  |  | 416 |
Life ensurance |  |  | 275 |  |  |  | 258 |  |  |  | 233 |
Valuation expense |  |  | 250 |  |  |  | 226 |  |  |  | 249 |
Provisions for trials and litigation |  |  | 145 |  |  |  | 56 |  |  |  | 2 |
(Release) expense of provisions for operational risk |  |  | (1,324 | ) |  |  | 1,523 |  |  |  | 765 |
Expense recovery from operational risk events |  |  | (9,217 | ) |  |  | (6,050 | ) |  |  | (4,010 | )
Others expenses |  |  | 1,041 |  |  |  | 706 |  |  |  | 1,900 |
Total |  |  | 32,905 |  |  |  | 27,701 |  |  |  | 19,348 |

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- Definition The disclosure of other operating income or expense. [Refer: Other operating income (expense)] + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Name IAS -Number 1 -IssueDate 2023-01-01 -Paragraph 10 -Subparagraph e -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2023-en-r&anchor=para_10_e&doctype=Standard -URIDate 2023-03-23 + Details
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