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Property and Equipment
 12 Months Ended
Dec. 31, 2023
Property and Equipment [Abstract]  
Property and Equipment
14.Property and Equipment:

 

(a)The properties and equipment as of December 31, 2023 and 2022 are composed as follows:

 

   Useful Life   Average remaining depreciation   Gross balance   Accumulated Depreciation   Net balance 
   2023   2022   2023   2022   2023   2022   2023   2022   2023   2022 
   Years   Years   Years   Years   MCh$   MCh$   MCh$   MCh$   MCh$   MCh$ 
Type of property and equipment:                                        
Land and Buildings   25    25    18    18    322,766    316,968    (165,286)   (157,810)   157,480    159,158 
Equipment   5    5    3    3    256,933    246,706    (221,083)   (203,136)   35,850    43,570 
Others   7    7    4    4    61,118    58,890    (52,791)   (51,494)   8,327    7,396 
Total                       640,817    622,564    (439,160)   (412,440)   201,657    210,124 

 

(b)As of December 31, 2023 and 2022, this account and its changes are detailed as follows:

 

   December 2023 
   Land and Buildings   Equipment   Others   Total 
   MCh$   MCh$   MCh$   MCh$ 
Gross Balance                
Balance as of January 1, 2023   316,968    246,706    58,890    622,564 
Additions   10,277    11,136    3,338    24,751 
Write-downs and sales of the year   (4,479)   (906)   (1,110)   (6,495)
Impairment (**) (***)   —    (3)   —    (3)
Total   322,766    256,933    61,118    640,817 
                     
Accumulated Depreciation                    
Balance as of January 1, 2023   (157,810)   (203,136)   (51,494)   (412,440)
Depreciation of the year (*)   (9,295)   (18,733)   (2,365)   (30,393)
Write-downs and sales of the year   1,819    786    1,068    3,673 
Total   (165,286)   (221,083)   (52,791)   (439,160)
                     
Balance as of  December 31, 2023   157,480    35,850    8,327    201,657 

 

   December 2022 
   Land and Buildings   Equipment   Others   Total 
   MCh$   MCh$   MCh$   MCh$ 
Gross Balance                
Balance as of January 1, 2022   311,279    243,757    56,582    611,618 
Additions   6,041    9,823    2,842    18,706 
Write-downs and sales of the year   (352)   (6,901)   (498)   (7,751)
Transfers   —    36    (36)   — 
Impairment (**)   —    (9)   —    (9)
Total   316,968    246,706    58,890    622,564 
                     
Accumulated Depreciation                    
Balance as of January 1, 2022   (148,645)   (191,334)   (49,319)   (389,298)
Reclassification   —    —    —    — 
Depreciation of the year (*)   (9,228)   (18,650)   (2,701)   (30,579)
Write-downs and sales of the year   63    6,884    490    7,437 
Transfers   —    (36)   36    — 
Total   (157,810)   (203,136)   (51,494)   (412,440)
                     
Balance as of  December 31, 2022   159,158    43,570    7,396    210,124 

 

(*)See Note No. 37 about Depreciation and Amortization.

 

(**)See Note No. 38 Impairment of non-financial assets.

 

(***) Does not include provision for write-off of Property for Ch$1,751 million.

 

(c)As of December 31, 2023, the Bank records Ch$3,395 million (Ch$5,554 million as of December 31, 2022) in assets under construction.

 

(d)As of December 31, 2023 and 2022, there are no restrictions on the properties and equipment of the Bank and its subsidiaries. Furthermore, there are no properties and equipment held as collateral for the fulfillment of obligations.