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Other Operating Income and Expenses
 12 Months Ended
Dec. 31, 2023
Other Operating Income and Expenses [Abstract]  
Other operating Income and Expenses
34.Other operating Income and Expenses:

 

a)During the year 2023, 2022 and 2021, the Bank and its subsidiaries present other operating income, according to the following:

 

   2023   2022   2021 
   MCh$   MCh$   MCh$ 
             
Expense recovery   25,938    1,938    1,393 
Release of provisions not related to credit risk   23,355    —    — 
Revaluation of prepaid monthly payments   9,144    17,044    5,183 
Revaluation of tax refunds from previous years   6,905    204    3,117 
Income from investment properties   6,793    6,765    6,069 
Income from correspondent banks   2,923    3,116    2,800 
Fiduciary and trustee commissions   132    135    261 
Foreign trade income   98    75    55 
Expense recovery income   65    48    39 
Others income   642    334    2,146 
Total   75,995    29,659    21,063 

 

b)During the year 2023, 2022 and 2021, the Bank and its subsidiaries present other operating expenses, according to the following:

 

   2023   2022   2021 
   MCh$   MCh$   MCh$ 
Write-offs for operating risks   30,763    18,391    13,898 
Expenses for credit operations of financial leasing   4,071    4,786    242 
Legal expenses   2,918    1,917    357 
Correspondent banks   2,594    3,321    2,614 
Card administration   606    2,086    2,099 
Expenses for charge-off leased assets recoveries   493    130    583 
Renegotiated loan insurance premium   290    351    416 
Life ensurance   275    258    233 
Valuation expense   250    226    249 
Provisions for trials and litigation   145    56    2 
(Release) expense of provisions for operational risk   (1,324)   1,523    765 
Expense recovery from operational risk events   (9,217)   (6,050)   (4,010)
Others expenses   1,041    706    1,900 
Total   32,905    27,701    19,348