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Related Party Disclosures (Tables) | 12 Months Ended
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Dec. 31, 2024
Related Party Disclosures [Abstract] |
Schedule of Other Assets and Liabilities with Related Parties | Assets and liabilities with related parties:
|  | Related Party Type |
Type of current assets and liabilities with related parties As of December 31, 2024 |  | Parent Entity |  |  | Other Legal Entity |  |  | Key Personnel of the Consolidated Bank |  |  | Other Related Party |  |  | Total |
ASSETS |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Financial assets held for trading at fair value through profit or loss |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Derivative Financial Instruments |  |  | — |  |  |  | 273,492 |  |  |  | — |  |  |  | — |  |  |  | 273,492 |
Debt financial instruments |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Other financial instruments |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Non-trading financial assets mandatorily measured at fair value through profit or loss |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Financial assets designated as at fair value through profit or loss |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Financial assets at fair value through other comprehensive income |  |  | — |  |  |  | 5,388 |  |  |  | — |  |  |  | — |  |  |  | 5,388 |
Derivative Financial Instruments for hedging purposes |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Financial assets at amortized cost: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Rights by resale agreements and securities lending |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Debt financial instruments |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial loans |  |  | — |  |  |  | 266,912 |  |  |  | 1,291 |  |  |  | 9,967 |  |  |  | 278,170 |
Residential mortgage loans |  |  | — |  |  |  | — |  |  |  | 14,694 |  |  |  | 59,861 |  |  |  | 74,555 |
Consumer Loans |  |  | — |  |  |  | — |  |  |  | 1,656 |  |  |  | 11,482 |  |  |  | 13,138 |
Allowances established – Loans |  |  | — |  |  |  | (1,291 | ) |  |  | (30 | ) |  |  | (326 | ) |  |  | (1,647 | )
Other assets |  |  | 16 |  |  |  | 132,549 |  |  |  | 38 |  |  |  | 7 |  |  |  | 132,610 |
Contingent loans |  |  | — |  |  |  | 159,749 |  |  |  | 3,822 |  |  |  | 17,761 |  |  |  | 181,332 |
LIABILITIES |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Financial liabilities held for trading at fair value through profit or loss |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Derivative Financial Instruments |  |  | — |  |  |  | 300,756 |  |  |  | — |  |  |  | — |  |  |  | 300,756 |
Financial liabilities designated as at fair value through profit or loss |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Derivative Financial Instruments for hedging purposes |  |  | — |  |  |  | 3,137 |  |  |  | — |  |  |  | — |  |  |  | 3,137 |
Financial liabilities at amortized cost: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Current accounts and other demand deposits |  |  | 170 |  |  |  | 141,497 |  |  |  | 2,860 |  |  |  | 6,844 |  |  |  | 151,371 |
Saving accounts and time deposits |  |  | 151,595 |  |  |  | 78,618 |  |  |  | 3,093 |  |  |  | 19,082 |  |  |  | 252,388 |
Obligations by repurchase agreements and securities lending |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Borrowings from financial institutions |  |  | — |  |  |  | 3,175 |  |  |  | — |  |  |  | — |  |  |  | 3,175 |
Debt financial instruments issued |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Other financial obligations |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Lease liabilities |  |  | — |  |  |  | 9,200 |  |  |  | — |  |  |  | — |  |  |  | 9,200 |
Other liabilities |  |  | — |  |  |  | 140,479 |  |  |  | 532 |  |  |  | 5 |  |  |  | 141,016 |
|  | Related Party Type |
Type of current assets and liabilities with related parties As of December 31, 2023 |  | Parent Entity |  |  | Other Legal Entity |  |  | Key Personnel of the Consolidated Bank |  |  | Other Related Party |  |  | Total |
ASSETS |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Financial assets held for trading at fair value through profit or loss |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Derivative Financial Instruments |  |  | — |  |  |  | 212,147 |  |  |  | — |  |  |  | — |  |  |  | 212,147 |
Debt financial instruments |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Other financial instruments |  |  | — |  |  |  | 1,410 |  |  |  | — |  |  |  | — |  |  |  | 1,410 |
Non-trading financial assets mandatorily measured at fair value through profit or loss |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Financial assets designated as at fair value through profit or loss |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Financial assets at fair value through other comprehensive income |  |  | — |  |  |  | 6,328 |  |  |  | — |  |  |  | — |  |  |  | 6,328 |
Derivative Financial Instruments for hedging purposes |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Financial assets at amortized cost: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Rights by resale agreements and securities lending |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Debt financial instruments |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial loans |  |  | — |  |  |  | 199,564 |  |  |  | 1,028 |  |  |  | 11,340 |  |  |  | 211,932 |
Residential mortgage loans |  |  | — |  |  |  | — |  |  |  | 17,975 |  |  |  | 60,153 |  |  |  | 78,128 |
Consumer Loans |  |  | — |  |  |  | 5 |  |  |  | 1,969 |  |  |  | 11,739 |  |  |  | 13,713 |
Allowances established – Loans |  |  | — |  |  |  | (1,709 | ) |  |  | (19 | ) |  |  | (312 | ) |  |  | (2,040 | )
Other assets |  |  | 10 |  |  |  | 159,805 |  |  |  | 13 |  |  |  | 16 |  |  |  | 159,844 |
Contingent loans |  |  | — |  |  |  | 119,510 |  |  |  | 4,058 |  |  |  | 17,714 |  |  |  | 141,282 |
LIABILITIES |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Financial liabilities held for trading at fair value through profit or loss |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Derivative Financial Instruments |  |  | — |  |  |  | 242,098 |  |  |  | — |  |  |  | — |  |  |  | 242,098 |
Financial liabilities designated as at fair value through profit or loss |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Derivative Financial Instruments for hedging purposes |  |  | — |  |  |  | 5,674 |  |  |  | — |  |  |  | — |  |  |  | 5,674 |
Financial liabilities at amortized cost: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Current accounts and other demand deposits |  |  | 336 |  |  |  | 200,019 |  |  |  | 2,161 |  |  |  | 7,652 |  |  |  | 210,168 |
Saving accounts and time deposits |  |  | 85,904 |  |  |  | 160,760 |  |  |  | 4,392 |  |  |  | 24,265 |  |  |  | 275,321 |
Obligations by repurchase agreements and securities lending |  |  | — |  |  |  | 2,003 |  |  |  | — |  |  |  | — |  |  |  | 2,003 |
Borrowings from financial institutions |  |  | — |  |  |  | 86,642 |  |  |  | — |  |  |  | — |  |  |  | 86,642 |
Debt financial instruments issued |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Other financial obligations |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Lease liabilities |  |  | — |  |  |  | 10,845 |  |  |  | — |  |  |  | — |  |  |  | 10,845 |
Other liabilities |  |  | — |  |  |  | 152,457 |  |  |  | 493 |  |  |  | 53 |  |  |  | 153,003 |
Schedule of Other Related Parties | Income and expenses from related party transactions (*):
As of December 31, 2024 |  | Parent Entity |  |  | Other Legal Entity |  |  | Key personnel of the consolidated Bank |  |  | Other Related party |  |  | Total |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Interest and UF indexation revenue |  |  | — |  |  |  | 20,660 |  |  |  | 1,059 |  |  |  | 5,964 |  |  |  | 27,683 |
Income from commissions |  |  | 146 |  |  |  | 92,827 |  |  |  | 43 |  |  |  | 71 |  |  |  | 93,087 |
Net Financial income (expense) |  |  | — |  |  |  | 35,318 |  |  |  | — |  |  |  | — |  |  |  | 35,318 |
Other income |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total Income |  |  | 146 |  |  |  | 148,805 |  |  |  | 1,102 |  |  |  | 6,035 |  |  |  | 156,088 |
Interest and UF indexation expense |  |  | 8,420 |  |  |  | 7,166 |  |  |  | 249 |  |  |  | 1,351 |  |  |  | 17,186 |
Expenses from commissions |  |  | — |  |  |  | 28,569 |  |  |  | — |  |  |  | — |  |  |  | 28,569 |
Expenses credit losses |  |  | — |  |  |  | (1,233 | ) |  |  | 12 |  |  |  | 94 |  |  |  | (1,127 | )
Expenses from salaries and employee benefits |  |  | — |  |  |  | 312 |  |  |  | 37,918 |  |  |  | 81,818 |  |  |  | 120,048 |
Administrative expenses |  |  | — |  |  |  | 11,462 |  |  |  | 3,628 |  |  |  | 88 |  |  |  | 15,178 |
Other expenses |  |  | — |  |  |  | — |  |  |  | 1 |  |  |  | 11 |  |  |  | 12 |
Total Expenses |  |  | 8,420 |  |  |  | 46,276 |  |  |  | 41,808 |  |  |  | 83,362 |  |  |  | 179,866 |
As of December 31, 2023 |  | Parent Entity |  |  | Other Legal Entity |  |  | Key personnel of the consolidated Bank |  |  | Other Related party |  |  | Total |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Interest and UF indexation revenue |  |  | — |  |  |  | 29,432 |  |  |  | 1,298 |  |  |  | 6,034 |  |  |  | 36,764 |
Income from commissions |  |  | 165 |  |  |  | 103,906 |  |  |  | 24 |  |  |  | 84 |  |  |  | 104,179 |
Net Financial income (expense) |  |  | — |  |  |  | (18,367 | ) |  |  | — |  |  |  | — |  |  |  | (18,367 | )
Other income |  |  | — |  |  |  | 215 |  |  |  | — |  |  |  | — |  |  |  | 215 |
Total Income |  |  | 165 |  |  |  | 115,186 |  |  |  | 1,322 |  |  |  | 6,118 |  |  |  | 122,791 |
Interest and UF indexation expense |  |  | 1,998 |  |  |  | 7,329 |  |  |  | 546 |  |  |  | 2,505 |  |  |  | 12,378 |
Expenses from commissions |  |  | — |  |  |  | 29,508 |  |  |  | — |  |  |  | — |  |  |  | 29,508 |
Expenses credit losses |  |  | — |  |  |  | (2,078 | ) |  |  | (3 | ) |  |  | (15 | ) |  |  | (2,096 | )
Expenses from salaries and employee benefits |  |  | — |  |  |  | 421 |  |  |  | 38,083 |  |  |  | 80,430 |  |  |  | 118,934 |
Administrative expenses |  |  | — |  |  |  | 11,776 |  |  |  | 3,786 |  |  |  | 229 |  |  |  | 15,791 |
Other expenses |  |  | — |  |  |  | — |  |  |  | 2 |  |  |  | 23 |  |  |  | 25 |
Total Expenses |  |  | 1,998 |  |  |  | 46,956 |  |  |  | 42,414 |  |  |  | 83,172 |  |  |  | 174,540 |
As of December 31, 2022 |  | Parent Entity |  |  | Other Legal Entity |  |  | Key personnel of the consolidated Bank |  |  | Other Related party |  |  | Total |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Interest and UF indexation revenue |  |  | — |  |  |  | 49,027 |  |  |  | 2,382 |  |  |  | 9,736 |  |  |  | 61,145 |
Income from commissions |  |  | 92 |  |  |  | 112,308 |  |  |  | 20 |  |  |  | 69 |  |  |  | 112,489 |
Net Financial income (expense) |  |  | — |  |  |  | 88,103 |  |  |  | — |  |  |  | — |  |  |  | 88,103 |
Other income |  |  | — |  |  |  | 79 |  |  |  | — |  |  |  | — |  |  |  | 79 |
Total Income |  |  | 92 |  |  |  | 249,517 |  |  |  | 2,402 |  |  |  | 9,805 |  |  |  | 261,816 |
Interest and UF indexation expense |  |  | 872 |  |  |  | 11,307 |  |  |  | 182 |  |  |  | 1,393 |  |  |  | 13,754 |
Expenses from commissions |  |  | — |  |  |  | 35,948 |  |  |  | — |  |  |  | — |  |  |  | 35,948 |
Expenses credit losses |  |  | — |  |  |  | 242 |  |  |  | (5 | ) |  |  | 31 |  |  |  | 268 |
Expenses from salaries and employee benefits |  |  | — |  |  |  | 173 |  |  |  | 32,894 |  |  |  | 71,503 |  |  |  | 104,570 |
Administrative expenses |  |  | — |  |  |  | 22,254 |  |  |  | 3,603 |  |  |  | 120 |  |  |  | 25,977 |
Other expenses |  |  | — |  |  |  | 10 |  |  |  | 3 |  |  |  | 15 |  |  |  | 28 |
Total Expenses |  |  | 872 |  |  |  | 69,934 |  |  |  | 36,677 |  |  |  | 73,062 |  |  |  | 180,545 |
Schedule of Other Related Parties | As of December 31, 2024
|  |  |  | Description of the transaction |  |  |  |  |  |  | Effect on Income |  |  | Effect on Financial position |
Company name |  | Nature of the relationship with the Bank |  | Type of service |  | Term |  | Renewal conditions |  | Transactions under equivalent conditions to those transactions with mutual independence between the parties |  | Amount MCh$ |  |  | Income MCh$ |  |  | Expenses MCh$ |  |  | Accounts receivable MCh$ |  |  | Accounts payable MCh$ |
Ionix SPA |  | Other related parties |  | IT support services |  | 30 days |  | Contract |  | Yes |  |  | 141 |  |  |  | — |  |  |  | 141 |  |  |  | — |  |  |  | — |
Servipag Ltda. |  | Joint venture |  | IT support serices |  | 30 days |  | Contract |  | Yes |  |  | 367 |  |  |  | — |  |  |  | 367 |  |  |  | — |  |  |  | — |
|  |  |  | Collection services |  | 30 days |  | Contract |  | Yes |  |  | 4,235 |  |  |  | — |  |  |  | 4,235 |  |  |  | — |  |  |  | 387 |
Bolsa de Comercio de Santiago, Bolsa de Valores |  | Minority investments |  | Service of financial information |  | 30 days |  | Contract |  | Yes |  |  | 356 |  |  |  | — |  |  |  | 356 |  |  |  | — |  |  |  | 25 |
|  |  |  | Brokerage commission |  | 30 days |  | Contract |  | Yes |  |  | 423 |  |  |  | — |  |  |  | 423 |  |  |  | — |  |  |  | — |
|  |  |  | IT support services |  | 30 days |  | Contract |  | Yes |  |  | 256 |  |  |  | — |  |  |  | 256 |  |  |  | — |  |  |  | — |
Enex S.A. |  | Other related parties |  | Rent spaces for ATM |  | 30 days |  | Contract |  | Yes |  |  | 1,740 |  |  |  | — |  |  |  | 1,740 |  |  |  | — |  |  |  | 498 |
Universidad del Desarrollo |  | Other related parties |  | Advertising service |  | 30 days |  | Contract |  | Yes |  |  | 126 |  |  |  | — |  |  |  | 126 |  |  |  | — |  |  |  | — |
Universidad Adolfo Ibáñez |  | Other related parties |  | Training |  | 30 days |  | Contract |  | Yes |  |  | 272 |  |  |  | — |  |  |  | 272 |  |  |  | — |  |  |  | — |
Bolsa Electrónica de Chile S.A. |  | Minority investments |  | Brokerage commission |  | 30 days |  | Contract |  | Yes |  |  | 203 |  |  |  | — |  |  |  | 203 |  |  |  | — |  |  |  | 1 |
|  |  |  | Service of financial information |  | 30 days |  | Contract |  | Yes |  |  | 117 |  |  |  | — |  |  |  | 117 |  |  |  | — |  |  |  | — |
DCV Registros de Chile S.A. |  | Other related parties |  | IT services |  | 30 days |  | Contract |  | Yes |  |  | 294 |  |  |  | — |  |  |  | 294 |  |  |  | — |  |  |  | — |
|  |  |  | Electronic transaction management |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Redbanc S.A. |  | Associates |  | Services |  | 30 days |  | Contract |  | Yes |  |  | 17,658 |  |  |  | — |  |  |  | 17,658 |  |  |  | — |  |  |  | 1,707 |
|  |  |  | IT proyect services |  | 30 days |  | Contract |  | Yes |  |  | 132 |  |  |  | — |  |  |  | 132 |  |  |  | — |  |  |  | — |
|  |  |  | Installation services |  | 30 days |  | Contract |  | Yes |  |  | 81 |  |  |  | — |  |  |  | 81 |  |  |  | — |  |  |  | — |
|  |  |  | Fraud prevention services |  | 30 days |  | Contract |  | Yes |  |  | 108 |  |  |  | — |  |  |  | 108 |  |  |  | — |  |  |  | — |
|  |  |  | IT services |  | 30 days |  | Contract |  | Yes |  |  | 442 |  |  |  | — |  |  |  | 442 |  |  |  | — |  |  |  | — |
Depósito Central de Valores S.A. |  | Other related parties |  | Quality control and custodial services |  | 30 days |  | Contract |  | Yes |  |  | 833 |  |  |  | — |  |  |  | 833 |  |  |  | — |  |  |  | 90 |
|  |  |  | Custodial services |  | 30 days |  | Contract |  | Yes |  |  | 1,357 |  |  |  | — |  |  |  | 1,357 |  |  |  | — |  |  |  | — |
CCLV Contraparte Central S.A. |  | Minority investments |  | Brokerage commission |  | 30 days |  | Contract |  | Yes |  |  | 352 |  |  |  | — |  |  |  | 352 |  |  |  | — |  |  |  | 22 |
Manantial S.A. |  | Other related parties |  | General expenses |  | 30 days |  | Contract |  | Yes |  |  | 379 |  |  |  | — |  |  |  | 379 |  |  |  | — |  |  |  | — |
Sociedad Operadora de la Cámara de Compensación de Pagos de Alto Valor S.A. |  | Associates |  | Collection services |  | 30 days |  | Contract |  | Yes |  |  | 881 |  |  |  | — |  |  |  | 881 |  |  |  | — |  |  |  | 91 |
Comder Contraparte Central S.A. |  | Other related parties |  | Securities clearing services |  | 30 days |  | Contract |  | Yes |  |  | 529 |  |  |  | — |  |  |  | 529 |  |  |  | — |  |  |  | — |
Citigroup Global Markets INC |  | Other related parties |  | Brokerage commission |  | 30 days |  | Contract |  | Yes |  |  | 387 |  |  |  | — |  |  |  | 387 |  |  |  | — |  |  |  | 29 |
Transbank S.A. |  | Associates |  | Card processing |  | 30 days |  | Contract |  | Yes |  |  | 498 |  |  |  | — |  |  |  | 498 |  |  |  |  |  |  |  | 97 |
|  |  |  | Project consultation |  | 30 days |  | Contract |  | Yes |  |  | 114 |  |  |  | — |  |  |  | 114 |  |  |  | — |  |  |  | — |
|  |  |  | Fraud Prevention services |  | 30 days |  | Contract |  | Yes |  |  | 87 |  |  |  | — |  |  |  | 87 |  |  |  | — |  |  |  | — |
|  |  |  | Exchange commission |  | 30 days |  | Contract |  | Yes |  |  | 79,025 |  |  |  | 79,025 |  |  |  | — |  |  |  | — |  |  |  | — |
Centro de Compensación Automatizado S.A. |  | Associates |  | Fraud Prevention services |  | 30 days |  | Contract |  | Yes |  |  | 657 |  |  |  | — |  |  |  | 657 |  |  |  | — |  |  |  | 333 |
|  |  |  | Collection services |  | 30 days |  | Contract |  | Yes |  |  | 187 |  |  |  | — |  |  |  | 187 |  |  |  | — |  |  |  | — |
|  |  |  | Transfer services |  | 30 days |  | Contract |  | Yes |  |  | 2,803 |  |  |  | — |  |  |  | 2,803 |  |  |  | — |  |  |  | — |
Artikos Chile S.A. |  | Joint venture |  | IT support services |  | 30 days |  | Contract |  | Yes |  |  | 422 |  |  |  | — |  |  |  | 422 |  |  |  | — |  |  |  | 2 |
|  |  |  | IT services |  | 30 days |  | Contract |  | Yes |  |  | 465 |  |  |  | — |  |  |  | 465 |  |  |  | — |  |  |  | — |
Citibank N.A. |  | Other related parties |  | Connectivity business commissions |  | Quarterly |  | Contract |  | Yes |  |  | 8,065 |  |  |  | 8,065 |  |  |  | — |  |  |  | 3,272 |  |  |  | — |
Fundación Teletón |  | Other related parties |  | Advertising services |  | 30 days |  | Contract |  | Yes |  |  | 449 |  |  |  | — |  |  |  | 449 |  |  |  | — |  |  |  | 121 |
|  |  |  | Donations |  | 30 days |  | Contract |  | Yes |  |  | 1,599 |  |  |  | — |  |  |  | 1,599 |  |  |  | — |  |  |  | — |
Canal 13 |  | Other related parties |  | Advertising services |  | 30 days |  | Contract |  | Yes |  |  | 202 |  |  |  | — |  |  |  | 202 |  |  |  | — |  |  |  | 73 |
Inmobiliaria e Inversiones Capitolio S.A. |  | Other related parties |  | Leases |  | 30 days |  | Contract |  | Yes |  |  | 84 |  |  |  | — |  |  |  | 84 |  |  |  | — |  |  |  | — |
Nuevos Desarrollos S.A. |  | Other related parties |  | Financial lease agreements |  | 30 days |  | Contract |  | Yes |  |  | 180 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 496 |
Plaza Vespucio SPA |  | Other related parties |  | Financial lease agreements |  | 30 days |  | Contract |  | Yes |  |  | 127 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 154 |
Plaza Oeste SPA |  | Other related parties |  | Financial lease agreements |  | 30 days |  | Contract |  | Yes |  |  | 254 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 810 |
Plaza del Trebol SPA |  | Other related parties |  | Financial lease agreements |  | 30 days |  | Contract |  | Yes |  |  | 270 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 73 |
Plaza Tobalaba SPA |  | Other related parties |  | Financial lease agreements |  | 30 days |  | Contract |  | Yes |  |  | 135 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 113 |
Plaza La Serena SPA |  | Other related parties |  | Financial lease agreements |  | 30 days |  | Contract |  | Yes |  |  | 223 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 543 |
Inmobiliaria Mall Calama S.A. |  | Other related parties |  | Financial lease agreements |  | 30 days |  | Contract |  | Yes |  |  | 141 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 137 |
As of December 31, 2023
|  |  |  | Description of the transaction |  |  |  |  |  |  | Effect on Income |  |  | Effect on Financial position |
Company name |  | Nature of the relationship with the Bank |  | Type of service |  | Term |  | Renewal conditions |  | Transactions under equivalent conditions to those transactions with mutual independence between the parties |  | Amount MCh$ |  |  | Income MCh$ |  |  | Expenses MCh$ |  |  | Accounts receivable MCh$ |  |  | Accounts payable MCh$ |
Ionix SPA |  | Other related parties |  | IT license services |  | 30 days |  | Contract |  | Yes |  |  | 637 |  |  |  | — |  |  |  | 637 |  |  |  | — |  |  |  | 61 |
|  |  |  | IT support services |  | 30 days |  | Contract |  | Yes |  |  | 349 |  |  |  | — |  |  |  | 349 |  |  |  | — |  |  |  | — |
Servipag Ltda. |  | Joint venture |  | IT support services |  | 30 days |  | Contract |  | Yes |  |  | 386 |  |  |  | — |  |  |  | 386 |  |  |  | — |  |  |  | — |
|  |  |  | Collection services |  | 30 days |  | Contract |  | Yes |  |  | 4,358 |  |  |  | — |  |  |  | 4,358 |  |  |  | — |  |  |  | 432 |
|  |  |  | Software services |  | 30 days |  | Contract |  | Yes |  |  | 220 |  |  |  | — |  |  |  | 220 |  |  |  | — |  |  |  | — |
Bolsa de Comercio de Santiago, Bolsa de Valores |  | Minority investments |  | Service of financial information |  | 30 days |  | Contract |  | Yes |  |  | 362 |  |  |  | — |  |  |  | 362 |  |  |  | — |  |  |  | 1 |
|  |  |  | Brokerage commission |  | 30 days |  | Contract |  | Yes |  |  | 344 |  |  |  | — |  |  |  | 344 |  |  |  | — |  |  |  | — |
|  |  |  | IT support services |  | 30 days |  | Contract |  | Yes |  |  | 289 |  |  |  | — |  |  |  | 289 |  |  |  | — |  |  |  | — |
Enex S.A. |  | Other related parties |  | Rent spaces for ATM |  | 30 days |  | Contract |  | Yes |  |  | 1,381 |  |  |  | — |  |  |  | 1,381 |  |  |  | — |  |  |  | 221 |
DCV Registros S.A. |  | Other related parties |  | IT services |  | 30 days |  | Contract |  | Yes |  |  | 319 |  |  |  | — |  |  |  | 319 |  |  |  | — |  |  |  | — |
CCLV Contraparte Central S.A. |  | Minority investments |  | Brokerage commission |  | 30 days |  | Contract |  | Yes |  |  | 272 |  |  |  | — |  |  |  | 272 |  |  |  | — |  |  |  | — |
Redbanc S.A. |  | Associates |  | Electronic transaction management services |  | 30 days |  | Contract |  | Yes |  |  | 15,570 |  |  |  | — |  |  |  | 15,570 |  |  |  | — |  |  |  | 1,589 |
|  |  |  | IT proyect services |  | 30 days |  | Contract |  | Yes |  |  | 542 |  |  |  | — |  |  |  | 542 |  |  |  | — |  |  |  | — |
|  |  |  | IT services |  | 30 days |  | Contract |  | Yes |  |  | 330 |  |  |  | — |  |  |  | 330 |  |  |  | — |  |  |  | — |
|  |  |  | Fraud prevention services |  | 30 days |  | Contract |  | Yes |  |  | 82 |  |  |  | — |  |  |  | 82 |  |  |  | — |  |  |  | — |
Sistemas Oracle de Chile Ltda. |  | Other related parties |  | IT services |  | 30 days |  | Contract |  | Yes |  |  | 91 |  |  |  | — |  |  |  | 91 |  |  |  | — |  |  |  | — |
|  |  |  | IT support services |  | 30 days |  | Contract |  | Yes |  |  | 1,326 |  |  |  | — |  |  |  | 1,326 |  |  |  | — |  |  |  | — |
Depósito Central de Valores S.A. |  | Other related parties |  | Quality control and custodial services |  | 30 days |  | Contract |  | Yes |  |  | 1,026 |  |  |  | — |  |  |  | 1,026 |  |  |  | — |  |  |  | 42 |
|  |  |  | Custodial services |  | 30 days |  | Contract |  | Yes |  |  | 1,042 |  |  |  | — |  |  |  | 1,042 |  |  |  | — |  |  |  | — |
Manantial S.A. |  | Other related parties |  | General expenses |  | 30 days |  | Contract |  | Yes |  |  | 366 |  |  |  | — |  |  |  | 366 |  |  |  | — |  |  |  | — |
Universidad del Desarrollo |  | Other related parties |  | Loyalty |  | 30 days |  | Contract |  | Yes |  |  | 115 |  |  |  | — |  |  |  | 115 |  |  |  | — |  |  |  | 7 |
Universidad Adolfo Ibáñez |  | Other related parties |  | Training |  | 30 days |  | Contract |  | Yes |  |  | 334 |  |  |  | — |  |  |  | 334 |  |  |  | — |  |  |  | — |
Canal 13 S.A. |  | Other related parties |  | Advertising service |  | 30 days |  | Monthly |  | Yes |  |  | 92 |  |  |  | — |  |  |  | 92 |  |  |  | — |  |  |  | 36 |
Nexus S.A. |  | Other related parties |  | General income |  | 30 days |  | Contract |  | Yes |  |  | 148 |  |  |  | 148 |  |  |  | — |  |  |  | — |  |  |  | — |
|  |  |  | Card processing |  | 30 days |  | Contract |  | Yes |  |  | 3,487 |  |  |  | — |  |  |  | 3,487 |  |  |  | — |  |  |  | — |
|  |  |  | IT services |  | 30 days |  | Contract |  | Yes |  |  | 405 |  |  |  | — |  |  |  | 405 |  |  |  | — |  |  |  | — |
|  |  |  | Embossing services |  | 30 days |  | Contract |  | Yes |  |  | 235 |  |  |  | — |  |  |  | 235 |  |  |  | — |  |  |  | — |
|  |  |  | Customer product delivery services |  | 30 days |  | Contract |  | Yes |  |  | 273 |  |  |  | — |  |  |  | 273 |  |  |  | — |  |  |  | — |
|  |  |  | Fraud prevention services |  | 30 days |  | Contract |  | Yes |  |  | 380 |  |  |  | — |  |  |  | 380 |  |  |  | — |  |  |  | — |
Sociedad Operadora de la Cámara de Compensación de Pagos de Alto Valor S.A. |  | Associates |  | Collection services |  | 30 days |  | Contract |  | Yes |  |  | 669 |  |  |  | — |  |  |  | 669 |  |  |  | — |  |  |  | 61 |
Comder Contraparte Central S.A. |  | Other related parties |  | Securities clearing services |  | 30 days |  | Contract |  | Yes |  |  | 703 |  |  |  | — |  |  |  | 703 |  |  |  | — |  |  |  | — |
Bolsa Electrónica de Chile S.A. |  | Minority investments |  | Brokerage commission |  | 30 days |  | Contract |  | Yes |  |  | 141 |  |  |  | — |  |  |  | 141 |  |  |  | — |  |  |  | — |
|  |  |  | Service of financial information |  | 30 days |  | Contract |  | Yes |  |  | 84 |  |  |  | — |  |  |  | 84 |  |  |  | — |  |  |  | — |
Citigroup Global Markets INC |  | Other related parties |  | Brokerage commission |  | 30 days |  | Contract |  | Yes |  |  | 363 |  |  |  | — |  |  |  | 363 |  |  |  | — |  |  |  | — |
Transbank S.A. |  | Associates |  | Card processing |  | 30 days |  | Contract |  | Yes |  |  | 580 |  |  |  | — |  |  |  | 580 |  |  |  | — |  |  |  | 51 |
|  |  |  | Project consultation |  | 30 days |  | Contract |  | Yes |  |  | 153 |  |  |  | — |  |  |  | 153 |  |  |  | — |  |  |  | — |
|  |  |  | Exchange commission |  | 30 days |  | Contract |  | Yes |  |  | 93,168 |  |  |  | 93,168 |  |  |  | — |  |  |  | 9 |  |  |  | — |
Centro de Compensación Automatizado S.A. |  | Associates |  | Fraud prevention services |  | 30 days |  | Contract |  | Yes |  |  | 553 |  |  |  | — |  |  |  | 553 |  |  |  | — |  |  |  | 300 |
|  |  |  | Transfer services |  | 30 days |  | Contract |  | Yes |  |  | 2,581 |  |  |  | — |  |  |  | 2,581 |  |  |  | — |  |  |  | — |
|  |  |  | Collection services |  | 30 days |  | Contract |  | Yes |  |  | 180 |  |  |  | — |  |  |  | 180 |  |  |  | — |  |  |  | — |
Artikos Chile S.A. |  | Joint venture |  | IT support services |  | 30 days |  | Contract |  | Yes |  |  | 457 |  |  |  | — |  |  |  | 457 |  |  |  | — |  |  |  | 19 |
|  |  |  | IT services |  | 30 days |  | Contract |  | Yes |  |  | 383 |  |  |  | — |  |  |  | 383 |  |  |  | — |  |  |  | — |
Citibank N.A. |  | Other related parties |  | Connectivity business commissions |  | Quarterly |  | Contract |  | Yes |  |  | 5,867 |  |  |  | 5,867 |  |  |  | — |  |  |  | 2,517 |  |  |  | — |
Nuevos Desarrollos S.A. |  | Other related parties |  | Financial lease agreements |  | 30 days |  | Contract |  | Yes |  |  | 335 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 129 |
Plaza Vespucio SPA |  | Other related parties |  | Financial lease agreements |  | 30 days |  | Contract |  | Yes |  |  | 82 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 261 |
Plaza Oeste SPA |  | Other related parties |  | Financial lease agreements |  | 30 days |  | Contract |  | Yes |  |  | 243 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 963 |
Plaza del Trébol SPA |  | Other related parties |  | Financial lease agreements |  | 30 days |  | Contract |  | Yes |  |  | 292 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 373 |
Plaza Tobalaba SPA |  | Other related parties |  | Financial lease agreements |  | 30 days |  | Contract |  | Yes |  |  | 128 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 229 |
Plaza la Serena SPA |  | Other related parties |  | Financial lease agreements |  | 30 days |  | Contract |  | Yes |  |  | 246 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 714 |
Inmobiliaria Mall Calama S.A. |  | Other related parties |  | Financial lease agreements |  | 30 days |  | Contract |  | Yes |  |  | 162 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 306 |
Plaza Antofagasta SPA |  | Other related parties |  | Financial lease agreements |  | 30 days |  | Contract |  | Yes |  |  | 87 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Schedule of Payments and Composition of Key Management Personnel | Payments to the Board of Directors and to key personnel of the management of the Bank and its subsidiaries:
|  | 2024 |  |  | 2023 |
|  | MCh$ |  |  | MCh$ |
Directory: |  |  |  |  |  |
Payment of remuneration and attendance fees of the Board of Directors - Bank and its subsidiaries |  |  | 3,500 |  |  |  | 3,347 |
Other Board expenses |  |  | 78 |  |  |  | 111 |
Key Personnel of the Management of the Bank and its Subsidiaries: |  |  |  |  |  |  |  |
Payment for short-term employee benefits |  |  | 33,779 |  |  |  | 36,535 |
Payment for severance |  |  | 4,139 |  |  |  | 1,548 |
Subtotal |  |  | 37,918 |  |  |  | 38,083 |
Total |  |  | 41,496 |  |  |  | 41,541 |
Composition of the Board of Directors and key personnel of the Management of the Bank and its subsidiaries:
|  | 2024 |  |  | 2023 |
|  | No. Executives |
Directory: |  |  |  |  |  |
Directors – Bank and its subsidiaries |  |  | 17 |  |  |  | 16 |
Key Personnel of the Management of the Bank and its Subsidiaries: |  |  |  |  |  |  |  |
CEO – Bank |  |  | 1 |  |  |  | 1 |
CEOs – Subsidiaries |  |  | 5 |  |  |  | 5 |
Division Managers / Area – Bank |  |  | 74 |  |  |  | 90 |
Division Managers / Area – Subsidiaries |  |  | 27 |  |  |  | 30 |
Subtotal |  |  | 107 |  |  |  | 126 |
Total |  |  | 124 |  |  |  | 142 |

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