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Income and Expenses from Commissions (Tables) | 12 Months Ended
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Dec. 31, 2024
Income and Expenses from Commissions [Abstract] |
Schedule of Income and Expenses from Commissions | The income and expenses from commissions shown in the Consolidated Statement of Income for the years ended December 31, 2024, 2023 and 2022 refer to the following items:
|  | 2024 |  |  | 2023 |  |  | 2022 |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Income from commissions and services rendered |  |  |  |  |  |  |  |  |
Comissions from debit and credit card services |  |  | 231,343 |  |  |  | 238,523 |  |  |  | 217,342 |
Remuneration from administration of mutual funds, investment funds or others |  |  | 142,311 |  |  |  | 118,170 |  |  |  | 121,028 |
Comissions from collections and payments |  |  | 80,326 |  |  |  | 81,043 |  |  |  | 87,541 |
Comissions from portfolio management |  |  | 68,969 |  |  |  | 62,218 |  |  |  | 59,812 |
Comissions from guarantees and letters of credit |  |  | 41,923 |  |  |  | 37,399 |  |  |  | 35,381 |
Brand use agreement |  |  | 29,082 |  |  |  | 32,655 |  |  |  | 26,333 |
Insurance not related to the granting of credits to natural persons |  |  | 25,303 |  |  |  | 24,772 |  |  |  | 21,594 |
Use of distribution channel |  |  | 24,670 |  |  |  | 31,184 |  |  |  | 27,135 |
Comissions from trading and securities management |  |  | 19,653 |  |  |  | 17,287 |  |  |  | 19,238 |
Insurance related to the granting of credits to natural persons |  |  | 11,942 |  |  |  | 15,428 |  |  |  | 14,237 |
Insurance not related to the granting of credits to legal entities |  |  | 5,144 |  |  |  | 7,317 |  |  |  | 4,197 |
Comissions from lines of credit and current account overdrafts |  |  | 4,978 |  |  |  | 4,958 |  |  |  | 4,607 |
Financial advisory services |  |  | 2,688 |  |  |  | 5,274 |  |  |  | 9,070 |
Insurance related to the granting of credits to legal entities |  |  | 2,007 |  |  |  | 2,098 |  |  |  | 1,706 |
Comissions from factoring operations services |  |  | 1,313 |  |  |  | 1,380 |  |  |  | 1,394 |
Loan commissions with letters of credit |  |  | 68 |  |  |  | 106 |  |  |  | 212 |
Other commission earned |  |  | 25,627 |  |  |  | 23,322 |  |  |  | 20,272 |
Total |  |  | 717,347 |  |  |  | 703,134 |  |  |  | 671,099 |
of which: recognized over time |  |  | 706,602 |  |  |  | 678,513 |  |  |  | 648,706 |
of which: recognized at a point in time |  |  | 10,745 |  |  |  | 24,621 |  |  |  | 22,393 |
Expenses from commissions and services received |  |  |  |  |  |  |  |  |  |  |  |
Commissions from card transactions |  |  | 59,763 |  |  |  | 54,981 |  |  |  | 49,223 |
Expenses from obligations of loyalty and merit card customers programs |  |  | 39,518 |  |  |  | 39,731 |  |  |  | 34,324 |
Interbank transactions |  |  | 39,471 |  |  |  | 50,734 |  |  |  | 41,012 |
Commissions from use of card brands license |  |  | 8,529 |  |  |  | 9,115 |  |  |  | 9,224 |
Comissions from securities transaction |  |  | 5,293 |  |  |  | 4,995 |  |  |  | 5,599 |
Collections and payments |  |  | 4,120 |  |  |  | 4,279 |  |  |  | 4,469 |
Other commissions from services received |  |  | 4,345 |  |  |  | 4,615 |  |  |  | 5,009 |
Total |  |  | 161,039 |  |  |  | 168,450 |  |  |  | 148,860 |

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