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Property and Equipment | 12 Months Ended
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Dec. 31, 2024
Property and Equipment [Abstract] |
Property and Equipment |
| 14. | Property and Equipment:
| (a) | The properties and equipment as of December 31, 2024 and 2023 are composed as follows:
|  | Average useful Life |  |  | Average remaining depreciation |  |  | Gross balance |  |  | Accumulated Depreciation |  |  | Net balance |
|  | 2024 |  |  | 2023 |  |  | 2024 |  |  | 2023 |  |  | 2024 |  |  | 2023 |  |  | 2024 |  |  | 2023 |  |  | 2024 |  |  | 2023 |
|  | Years |  |  | Years |  |  | Years |  |  | Years |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Type of property and equipment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Land and Buildings |  |  | 26 |  |  |  | 26 |  |  |  | 18 |  |  |  | 18 |  |  |  | 327,862 |  |  |  | 322,766 |  |  |  | (173,132 | ) |  |  | (165,286 | ) |  |  | 154,730 |  |  |  | 157,480 |
Equipment |  |  | 5 |  |  |  | 5 |  |  |  | 3 |  |  |  | 3 |  |  |  | 261,142 |  |  |  | 256,933 |  |  |  | (236,146 | ) |  |  | (221,083 | ) |  |  | 24,996 |  |  |  | 35,850 |
Others |  |  | 7 |  |  |  | 7 |  |  |  | 4 |  |  |  | 4 |  |  |  | 63,198 |  |  |  | 61,118 |  |  |  | (53,851 | ) |  |  | (52,791 | ) |  |  | 9,347 |  |  |  | 8,327 |
Total |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 652,202 |  |  |  | 640,817 |  |  |  | (463,129 | ) |  |  | (439,160 | ) |  |  | 189,073 |  |  |  | 201,657 |
| (b) | The changes in properties and equipment as of December 31, 2024 and 2023, are as follows:
|  | December 2024 |
|  | Land and Buildings |  |  | Equipment |  |  | Others |  |  | Total |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Gross Balance |  |  |  |  |  |  |  |  |  |  |  |
Balance as of January 1, 2024 |  |  | 322,766 |  |  |  | 256,933 |  |  |  | 61,118 |  |  |  | 640,817 |
Additions |  |  | 7,369 |  |  |  | 5,286 |  |  |  | 3,699 |  |  |  | 16,354 |
Write-downs and sales of the year |  |  | (2,273 | ) |  |  | (1,075 | ) |  |  | (1,619 | ) |  |  | (4,967 | )
Impairment (**) (***) |  |  | — |  |  |  | (2 | ) |  |  | — |  |  |  | (2 | )
Total |  |  | 327,862 |  |  |  | 261,142 |  |  |  | 63,198 |  |  |  | 652,202 |
Accumulated Depreciation |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance as of January 1, 2024 |  |  | (165,286 | ) |  |  | (221,083 | ) |  |  | (52,791 | ) |  |  | (439,160 | )
Depreciation of the year (*) |  |  | (9,725 | ) |  |  | (15,881 | ) |  |  | (2,566 | ) |  |  | (28,172 | )
Write-downs and sales of the year |  |  | 1,879 |  |  |  | 818 |  |  |  | 1,506 |  |  |  | 4,203 |
Total |  |  | (173,132 | ) |  |  | (236,146 | ) |  |  | (53,851 | ) |  |  | (463,129 | )
Balance as of December 31, 2024 |  |  | 154,730 |  |  |  | 24,996 |  |  |  | 9,347 |  |  |  | 189,073 |
|  | December 2023 |
|  | Land and Buildings |  |  | Equipment |  |  | Others |  |  | Total |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Gross Balance |  |  |  |  |  |  |  |  |  |  |  |
Balance as of January 1, 2023 |  |  | 316,968 |  |  |  | 246,706 |  |  |  | 58,890 |  |  |  | 622,564 |
Additions |  |  | 10,277 |  |  |  | 11,136 |  |  |  | 3,338 |  |  |  | 24,751 |
Write-downs and sales of the year |  |  | (4,479 | ) |  |  | (906 | ) |  |  | (1,110 | ) |  |  | (6,495 | )
Impairment (**) (***) |  |  | — |  |  |  | (3 | ) |  |  | — |  |  |  | (3 | )
Total |  |  | 322,766 |  |  |  | 256,933 |  |  |  | 61,118 |  |  |  | 640,817 |
Accumulated Depreciation |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance as of January 1, 2023 |  |  | (157,810 | ) |  |  | (203,136 | ) |  |  | (51,494 | ) |  |  | (412,440 | )
Depreciation of the year (*) |  |  | (9,295 | ) |  |  | (18,733 | ) |  |  | (2,365 | ) |  |  | (30,393 | )
Write-downs and sales of the year |  |  | 1,819 |  |  |  | 786 |  |  |  | 1,068 |  |  |  | 3,673 |
Total |  |  | (165,286 | ) |  |  | (221,083 | ) |  |  | (52,791 | ) |  |  | (439,160 | )
Balance as of December 31, 2023 |  |  | 157,480 |  |  |  | 35,850 |  |  |  | 8,327 |  |  |  | 201,657 |
(*) | See Note No. 37 about Depreciation and Amortization.
(**) | See Note No. 38 Impairment of non-financial assets.
(***) | Does not include provision for write-off of Property for Ch$1,119 million (Ch$1,751 million as of December 31, 2023).
| (c) | As of December 31, 2024, the Bank records Ch$5,510 million (Ch$3,395 million as of December 31, 2023) in assets under construction.
| (d) | As of December 31, 2024 and 2023, there are no restrictions on the properties and equipment of the Bank and its subsidiaries. Furthermore, there are no properties and equipment held as collateral for the fulfillment of obligations.

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