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v3.25.1

Consolidated Statements of Income - CLP ($) $ in Millions | 12 Months Ended
--- | ---
Dec. 31, 2024 | Dec. 31, 2023 | Dec. 31, 2022
Profit or loss [abstract] |  |  |
Interest and UF indexation revenue | $ 3,771,059 | $ 4,044,665 | $ 4,466,881
Interest and UF indexation expense | (1,608,304) | (2,123,873) | (2,200,752)
Net interest and UF indexation income | 2,162,755 | 1,920,792 | 2,266,129
Income from commissions | 717,347 | 703,134 | 671,099
Expense from commissions | (161,039) | (168,450) | (148,860)
Net income from commissions | 556,308 | 534,684 | 522,239
Net Financial income (expense) | 280,480 | 469,553 | 306,824
Income attributable to investments in other companies | 16,655 | 13,409 | 13,031
Result from non-current assets and disposal groups held for sale not admissible as discontinued operations | (458) | 2,807 | 4,848
Other operating income | 51,777 | 72,939 | 26,408
TOTAL OPERATING INCOME, BEFORE EXPECTED CREDIT LOSSES | 3,067,517 | 3,014,184 | 3,139,479
Expected credit losses | (352,706) | (201,944) | (412,130)
TOTAL OPERATING INCOME, NET OF EXPECTED CREDIT LOSSES | 2,714,811 | 2,812,240 | 2,727,349
Expenses from salaries and employee benefits | (582,547) | (582,684) | (528,226)
Administrative expenses | (416,696) | (403,255) | (350,367)
Depreciation and amortization | (94,601) | (92,308) | (84,205)
Impairment of non-financial assets | (2,851) | (1,762) | (77)
Other operating expenses | (36,039) | (36,090) | (29,464)
TOTAL OPERATING EXPENSES | (1,132,734) | (1,116,099) | (992,339)
NET OPERATING INCOME | 1,582,077 | 1,696,141 | 1,735,010
Income taxes | (333,601) | (322,114) | (289,209)
NET INCOME FOR THE YEAR | 1,248,476 | 1,374,027 | 1,445,801
Attributable to: |  |  |
Shareholders of the Bank | 1,248,476 | 1,374,026 | 1,445,799
Non-controlling interests |  | $ 1 | $ 2
Earnings per share: |  |  |
Basic earnings (in Pesos per share) | $ 12.36 | $ 13.6 | $ 14.31
Diluted earnings (in Pesos per share) | $ 12.36 | $ 13.6 | $ 14.31

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- Definition The amount of income arising from interest. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 8 -IssueDate 2024-01-01 -Paragraph 23 -Subparagraph c -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=8&code=ifrs-tx-2024-en-r&anchor=para_23_c&doctype=Standard -URIDate 2024-03-27 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 8 -IssueDate 2024-01-01 -Paragraph 28 -Subparagraph e -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=8&code=ifrs-tx-2024-en-r&anchor=para_28_e&doctype=Standard -URIDate 2024-03-27 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 12 -IssueDate 2024-01-01 -Paragraph B13 -Subparagraph e -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=12&code=ifrs-tx-2024-en-r&anchor=para_B13_e&doctype=Appendix&subtype=B -URIDate 2024-03-27 Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef -Name IAS -Number 1 -IssueDate 2024-01-01 -Paragraph 112 -Subparagraph c -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2024-en-r&anchor=para_112_c&doctype=Standard -URIDate 2024-03-27 + Details
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Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration