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Other Operating Income and Expenses | 12 Months Ended
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Dec. 31, 2024
Other Operating Income and Expenses [Abstract] |
Other operating Income and Expenses |
| 34. | Other operating Income and Expenses:
| a) | During the year 2024, 2023 and 2022, the Bank and its subsidiaries present other operating income, according to the following:
|  | 2024 |  |  | 2023 |  |  | 2022 |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Expense recovery |  |  | 26,179 |  |  |  | 26,310 |  |  |  | 1,986 |
Revaluation of prepaid monthly payments |  |  | 9,771 |  |  |  | 9,146 |  |  |  | 17,044 |
Revaluation of tax refunds from previous years |  |  | 8,451 |  |  |  | 6,905 |  |  |  | 204 |
Income from investment properties |  |  | 7,147 |  |  |  | 6,793 |  |  |  | 6,765 |
Foreign trade income |  |  | 102 |  |  |  | 98 |  |  |  | 75 |
Release of provisions not related to credit risk |  |  | — |  |  |  | 23,355 |  |  |  | — |
Other income |  |  | 127 |  |  |  | 332 |  |  |  | 334 |
Total |  |  | 51,777 |  |  |  | 72,939 |  |  |  | 26,408 |
| b) | During the year 2024, 2023 and 2022, the Bank and its subsidiaries present other operating expenses, according to the following:
|  | 2024 |  |  | 2023 |  |  | 2022 |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Write-offs for operating risks |  |  | 29,407 |  |  |  | 30,473 |  |  |  | 18,391 |
Expenses for credit operations of financial leasing |  |  | 6,976 |  |  |  | 4,071 |  |  |  | 4,786 |
Insurance premiums expense to cover operational risk events |  |  | 6,275 |  |  |  | 5,779 |  |  |  | 5,085 |
Legal expenses and trials |  |  | 2,847 |  |  |  | 3,063 |  |  |  | 1,973 |
Card administration |  |  | 2,209 |  |  |  | 606 |  |  |  | 2,086 |
(Release) expense of provisions for operational risk |  |  | 558 |  |  |  | (706 | ) |  |  | (900 | )
Provisions for trials and litigation |  |  | 419 |  |  |  | (617 | ) |  |  | 1,317 |
Write-offs for commercial decisions |  |  | 407 |  |  |  | 290 |  |  |  | 398 |
Life insurance |  |  | 343 |  |  |  | 275 |  |  |  | 258 |
Valuation expense |  |  | 256 |  |  |  | 250 |  |  |  | 226 |
Renegotiated loan insurance premium |  |  | 235 |  |  |  | 290 |  |  |  | 351 |
Expenses for charge-off leased assets recoveries |  |  | 195 |  |  |  | 493 |  |  |  | 130 |
Provision for pending operations (90 days) |  |  | (124 | ) |  |  | (117 | ) |  |  | (429 | )
Expense recovery from operational risk events |  |  | (14,314 | ) |  |  | (9,216 | ) |  |  | (6,050 | )
Other expenses |  |  | 350 |  |  |  | 1,156 |  |  |  | 1,842 |
Total |  |  | 36,039 |  |  |  | 36,090 |  |  |  | 29,464 |

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- Definition The disclosure of other operating income or expense. [Refer: Other operating income (expense)] + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Name IAS -Number 1 -IssueDate 2024-01-01 -Paragraph 10 -Subparagraph e -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2024-en-r&anchor=para_10_e&doctype=Standard -URIDate 2024-03-27 + Details
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