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v3.25.1

Other Provisions | 12 Months Ended
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Dec. 31, 2024
Other Provisions [Abstract] |
Other provisions |
| 24. | Other provisions:
As of December 31, 2024 and 2023, this item is composed as follows:
|  | 2024 |  |  | 2023 |
|  | MCh$ |  |  | MCh$ |
Provisions for obligations of customer loyalty and merit programs |  |  | 40,621 |  |  |  | 36,242 |
Provisions for lawsuits and litigation |  |  | 1,592 |  |  |  | 1,173 |
Provisions for operational risk |  |  | 907 |  |  |  | 341 |
Other provisions for contingencies |  |  | — |  |  |  | 264 |
Total |  |  | 43,120 |  |  |  | 38,020 |
| (a) | The following table shows the changes in provisions during the year 2024 and 2023:
|  | Provisions for obligations of customer loyalty and merit programs |  |  | Provisions for lawsuits and litigation |  |  | Provisions for operational risk |  |  | Other provisions for contingencies |  |  | Total |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Balances as of January 1, 2023 |  |  | 33,609 |  |  |  | 1,790 |  |  |  | 1,048 |  |  |  | 264 |  |  |  | 36,711 |
Provisions established |  |  | 2,633 |  |  |  | 604 |  |  |  | 142 |  |  |  | — |  |  |  | 3,379 |
Provisions used |  |  | — |  |  |  | (863 | ) |  |  | (729 | ) |  |  | — |  |  |  | (1,592 | )
Provisions released |  |  | — |  |  |  | (358 | ) |  |  | (120 | ) |  |  | — |  |  |  | (478 | )
Balances as of December 31, 2023 |  |  | 36,242 |  |  |  | 1,173 |  |  |  | 341 |  |  |  | 264 |  |  |  | 38,020 |
Balances as of January 1, 2024 |  |  | 36,242 |  |  |  | 1,173 |  |  |  | 341 |  |  |  | 264 |  |  |  | 38,020 |
Provisions established |  |  | 4,379 |  |  |  | 1,038 |  |  |  | 836 |  |  |  | — |  |  |  | 6,253 |
Provisions used |  |  | — |  |  |  | (482 | ) |  |  | (157 | ) |  |  | — |  |  |  | (639 | )
Provisions released |  |  | — |  |  |  | (137 | ) |  |  | (113 | ) |  |  | (264 | ) |  |  | (514 | )
Balances as of December 31, 2024 |  |  | 40,621 |  |  |  | 1,592 |  |  |  | 907 |  |  |  | — |  |  |  | 43,120 |

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