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v3.25.1

Business Segment - Schedule of Income, and Assets and Liabilities by Segment (Details) - CLP ($) $ in Millions | 12 Months Ended
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Dec. 31, 2024 | Dec. 31, 2023 | Dec. 31, 2022
Schedule of Income, and Assets and Liabilities by Segment [Line Items] |  |  |
Net interest income and UF indexation | $ 2,162,755 | $ 1,920,792 | $ 2,266,129
Net commissions income | 556,308 | 534,684 | 522,239
Net financial income | 280,480 | 469,553 | 306,824
Other income | 51,319 | 75,746 | 31,256
Income attributable to investments in other companies | 16,655 | 13,409 | 13,031
Operating income, before expected credit losses | 3,067,517 | 3,014,184 | 3,139,479
Expenses for expected credit losses | (352,706) | (201,944) | (412,130)
Total operating income, after expected credit losses | 2,714,811 | 2,812,240 | 2,727,349
Expenses from salaries and employee benefits | (582,547) | (582,684) | (528,226)
Administrative expenses | (416,696) | (403,255) | (350,367)
Depreciation and amortization | (94,601) | (92,308) | (84,205)
Impairment of non-financial assets | (2,851) | (1,762) | (77)
Other operating expenses | (36,039) | (36,090) | (29,464)
Total operating expenses | (1,132,734) | (1,116,099) | (992,339)
Net operating income | 1,582,077 | 1,696,141 | 1,735,010
Income taxes | (333,601) | (322,114) | (289,209)
Net income after taxes | 1,248,476 | 1,374,027 | 1,445,801
Assets | 51,573,452 | 55,256,441 | 54,553,267
Current and deferred taxes | 482,090 | 461,600 | 555,587
Total assets | 52,055,542 | 55,718,041 | 55,108,854
Liabilities | 45,550,348 | 49,635,288 | 49,676,485
Current and deferred taxes | 298 | 808 | 932
Total liabilities | 45,550,646 | 49,636,096 | 49,677,417
Retail [Member] |  |  |
Schedule of Income, and Assets and Liabilities by Segment [Line Items] |  |  |
Net interest income and UF indexation | 1,503,824 | 1,427,085 | 1,446,658
Net commissions income | 323,869 | 321,736 | 301,671
Net financial income | 15,885 | 10,771 | 8,248
Other income | 44,156 | 54,623 | 22,422
Income attributable to investments in other companies | 9,291 | 9,624 | 9,471
Operating income, before expected credit losses | 1,897,025 | 1,823,839 | 1,788,470
Expenses for expected credit losses | (364,712) | (373,169) | (323,364)
Total operating income, after expected credit losses | 1,532,313 | 1,450,670 | 1,465,106
Expenses from salaries and employee benefits | (382,339) | (380,149) | (339,850)
Administrative expenses | (337,630) | (326,380) | (267,664)
Depreciation and amortization | (78,908) | (76,893) | (69,100)
Impairment of non-financial assets | (1,147) | (1,773) | (9)
Other operating expenses | (25,583) | (28,439) | (22,180)
Total operating expenses | (825,607) | (813,634) | (698,803)
Net operating income | 706,706 | 637,036 | 766,303
Assets | 24,831,698 | 23,583,402 | 21,676,597
Liabilities | 18,014,282 | 19,123,031 | 17,586,680
Wholesale [Member] |  |  |
Schedule of Income, and Assets and Liabilities by Segment [Line Items] |  |  |
Net interest income and UF indexation | 744,346 | 790,083 | 863,104
Net commissions income | 90,259 | 81,680 | 73,105
Net financial income | 47,410 | 54,902 | 57,389
Other income | 7,822 | 24,913 | 8,649
Income attributable to investments in other companies | 6,385 | 3,366 | 3,180
Operating income, before expected credit losses | 896,222 | 954,944 | 1,005,427
Expenses for expected credit losses | (26,033) | 9,164 | (103,745)
Total operating income, after expected credit losses | 870,189 | 964,108 | 901,682
Expenses from salaries and employee benefits | (110,857) | (110,822) | (102,395)
Administrative expenses | (75,140) | (74,445) | (66,547)
Depreciation and amortization | (8,002) | (8,502) | (8,540)
Impairment of non-financial assets |  | (5) | (122)
Other operating expenses | (9,973) | (6,841) | (6,880)
Total operating expenses | (203,972) | (200,615) | (184,484)
Net operating income | 666,217 | 763,493 | 717,198
Assets | 13,259,610 | 13,247,584 | 13,576,675
Liabilities | 10,790,972 | 10,671,254 | 10,151,503
Treasury [Member] |  |  |
Schedule of Income, and Assets and Liabilities by Segment [Line Items] |  |  |
Net interest income and UF indexation | (105,115) | (316,290) | (60,758)
Net commissions income | 4,376 | 1,725 | (2,280)
Net financial income | 160,589 | 336,515 | 172,949
Other income |  |  |
Income attributable to investments in other companies | 980 | 342 | 279
Operating income, before expected credit losses | 60,830 | 22,292 | 110,190
Expenses for expected credit losses | (1,009) | 2,754 | (8,009)
Total operating income, after expected credit losses | 59,821 | 25,046 | 102,181
Expenses from salaries and employee benefits | (2,974) | (2,972) | (2,644)
Administrative expenses | (1,676) | (1,866) | (1,771)
Depreciation and amortization | (302) | (289) | (424)
Impairment of non-financial assets |  |  |
Other operating expenses | (2) | (3) |
Total operating expenses | (4,954) | (5,130) | (4,839)
Net operating income | 54,867 | 19,916 | 97,342
Assets | 12,590,222 | 17,530,710 | 18,587,455
Liabilities | 17,199,083 | 20,219,857 | 22,167,730
Subsidiaries [Member] |  |  |
Schedule of Income, and Assets and Liabilities by Segment [Line Items] |  |  |
Net interest income and UF indexation | (3,759) | (11,162) | (13,592)
Net commissions income | 190,192 | 173,416 | 174,423
Net financial income | 52,858 | 66,521 | 64,933
Other income | 3,408 | 3,400 | 3,530
Income attributable to investments in other companies | 396 | 1,100 | 650
Operating income, before expected credit losses | 243,095 | 233,275 | 229,944
Expenses for expected credit losses |  |  |
Total operating income, after expected credit losses | 243,095 | 233,275 | 229,944
Expenses from salaries and employee benefits | (86,397) | (88,761) | (83,356)
Administrative expenses | (48,178) | (39,052) | (34,651)
Depreciation and amortization | (7,389) | (6,624) | (6,141)
Impairment of non-financial assets | (1,704) | 16 | 54
Other operating expenses | (1,420) | (1,777) | (1,501)
Total operating expenses | (145,088) | (136,198) | (125,595)
Net operating income | 98,007 | 97,077 | 104,349
Assets | 924,392 | 986,697 | 925,064
Liabilities | 694,984 | 777,170 | 727,529
Subtotal [Member] |  |  |
Schedule of Income, and Assets and Liabilities by Segment [Line Items] |  |  |
Net interest income and UF indexation | 2,139,296 | 1,889,716 | 2,235,412
Net commissions income | 608,696 | 578,557 | 546,919
Net financial income | 276,742 | 468,709 | 303,519
Other income | 55,386 | 82,936 | 34,601
Income attributable to investments in other companies | 17,052 | 14,432 | 13,580
Operating income, before expected credit losses | 3,097,172 | 3,034,350 | 3,134,031
Expenses for expected credit losses | (391,754) | (361,251) | (435,118)
Total operating income, after expected credit losses | 2,705,418 | 2,673,099 | 2,698,913
Expenses from salaries and employee benefits | (582,567) | (582,704) | (528,245)
Administrative expenses | (462,624) | (441,743) | (370,633)
Depreciation and amortization | (94,601) | (92,308) | (84,205)
Impairment of non-financial assets | (2,851) | (1,762) | (77)
Other operating expenses | (36,978) | (37,060) | (30,561)
Total operating expenses | (1,179,621) | (1,155,577) | (1,013,721)
Net operating income | 1,525,797 | 1,517,522 | 1,685,192
Income taxes | (318,405) | (273,887) | (275,757)
Net income after taxes | 1,207,392 | 1,243,635 | 1,409,435
Assets | 51,605,922 | 55,348,393 | 54,765,791
Current and deferred taxes | 716,698 | 681,012 | 726,910
Total assets | 52,322,620 | 56,029,405 | 55,492,701
Liabilities | 46,699,321 | 50,791,312 | 50,633,442
Current and deferred taxes | 298 | 808 | 932
Total liabilities | 46,699,619 | 50,792,120 | 50,634,374
Reclassifications and adjustments to conform [Member] |  |  |
Schedule of Income, and Assets and Liabilities by Segment [Line Items] |  |  |
Net interest income and UF indexation | 23,459 | 31,076 | 30,717
Net commissions income | (52,388) | (43,873) | (24,680)
Net financial income | 3,738 | 844 | 3,305
Other income | (4,067) | (7,190) | (3,345)
Income attributable to investments in other companies | (397) | (1,023) | (549)
Operating income, before expected credit losses | (29,655) | (20,166) | 5,448
Expenses for expected credit losses | 39,048 | 159,307 | 22,988
Total operating income, after expected credit losses | 9,393 | 139,141 | 28,436
Expenses from salaries and employee benefits | 20 | 20 | 19
Administrative expenses | 45,928 | 38,488 | 20,266
Depreciation and amortization |  |  |
Impairment of non-financial assets |  |  |
Other operating expenses | 939 | 970 | 1,097
Total operating expenses | 46,887 | 39,478 | 21,382
Net operating income | 56,280 | 178,619 | 49,818
Income taxes | (15,196) | (48,227) | (13,452)
Net income after taxes | 41,084 | 130,392 | 36,366
Assets | (32,470) | (91,952) | (212,524)
Current and deferred taxes | (234,608) | (219,412) | (171,323)
Total assets | (267,078) | (311,364) | (383,847)
Liabilities | (1,148,973) | (1,156,024) | (956,957)
Current and deferred taxes |  |  |
Total liabilities | $ (1,148,973) | $ (1,156,024) | $ (956,957)

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