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Intangible Assets (Tables) | 12 Months Ended
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Dec. 31, 2024
Intangible Assets [Abstract] |
Schedule of Intangible Assets | As of December 31, 2024 and 2023 intangible assets are detailed as follows:
|  | Useful Life |  |  | Average remaining amortization period |  |  | Gross balance |  |  | Accumulated Amortization |  |  | Net balance |
|  | 2024 |  |  | 2023 |  |  | 2024 |  |  | 2023 |  |  | 2024 |  |  | 2023 |  |  | 2024 |  |  | 2023 |  |  | 2024 |  |  | 2023 |
|  | Years |  |  | Years |  |  | Years |  |  | Years |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Other Intangible Assets: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Goodwill |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 16,714 |  |  |  | 16,714 |  |  |  | — |  |  |  | — |  |  |  | 16,714 |  |  |  | 16,714 |
Intangible assets arising from business combinations |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 56,249 |  |  |  | 56,249 |  |  |  | (39,553 | ) |  |  | (39,553 | ) |  |  | 16,696 |  |  |  | 16,696 |
Software or computer programs |  |  | 6 |  |  |  | 6 |  |  |  | 4 |  |  |  | 5 |  |  |  | 379,572 |  |  |  | 322,174 |  |  |  | (221,016 | ) |  |  | (184,970 | ) |  |  | 158,556 |  |  |  | 137,204 |
Total |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 452,535 |  |  |  | 395,137 |  |  |  | (260,569 | ) |  |  | (224,523 | ) |  |  | 191,966 |  |  |  | 170,614 |
Schedule of Changes in Intangible Assets | Changes in intangible assets during the year 2024 and 2023 are as follows:
|  | Goodwill (1) |  |  | Intangible assets arising from business combinations (2) |  |  | Software or computer programs |  |  | Total |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Gross Balance |  |  |  |  |  |  |  |  |  |  |  |
Balance as of January 1, 2024 |  |  | 16,714 |  |  |  | 56,249 |  |  |  | 322,174 |  |  |  | 395,137 |
Acquisitions |  |  | — |  |  |  | — |  |  |  | 57,617 |  |  |  | 57,617 |
Disposals/write-downs |  |  | — |  |  |  | — |  |  |  | (219 | ) |  |  | (219 | )
Reclassification |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Impairment (*) |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total |  |  | 16,714 |  |  |  | 56,249 |  |  |  | 379,572 |  |  |  | 452,535 |
Accumulated Amortization |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance as of January 1, 2024 |  |  | — |  |  |  | (39,553 | ) |  |  | (184,970 | ) |  |  | (224,523 | )
Amortization for the year (**) |  |  | — |  |  |  | — |  |  |  | (36,265 | ) |  |  | (36,265 | )
Disposals/write-downs |  |  | — |  |  |  | — |  |  |  | 219 |  |  |  | 219 |
Reclassification |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Impairment (*) |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total |  |  | — |  |  |  | (39,553 | ) |  |  | (221,016 | ) |  |  | (260,569 | )
Balance as of December 31, 2024 |  |  | 16,714 |  |  |  | 16,696 |  |  |  | 158,556 |  |  |  | 191,966 |
|  | Goodwill (1) |  |  | Intangible assets arising from business combinations (2) |  |  | Software or computer programs |  |  | Total |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Gross Balance |  |  |  |  |  |  |  |  |  |  |  |
Balance as of January 1, 2023 |  |  | 16,714 |  |  |  | 56,249 |  |  |  | 263,294 |  |  |  | 336,257 |
Acquisitions |  |  | — |  |  |  | — |  |  |  | 59,955 |  |  |  | 59,955 |
Disposals/write-downs |  |  | — |  |  |  | — |  |  |  | (1,050 | ) |  |  | (1,050 | )
Reclassification |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Impairment (*) |  |  | — |  |  |  | — |  |  |  | (25 | ) |  |  | (25 | )
Total |  |  | 16,714 |  |  |  | 56,249 |  |  |  | 322,174 |  |  |  | 395,137 |
Accumulated Amortization |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance as of January 1, 2023 |  |  | — |  |  |  | (39,553 | ) |  |  | (156,674 | ) |  |  | (196,227 | )
Amortization for the year (**) |  |  | — |  |  |  | — |  |  |  | (29,346 | ) |  |  | (29,346 | )
Disposals/write-downs |  |  | — |  |  |  | — |  |  |  | 1,050 |  |  |  | 1,050 |
Reclassification |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Impairment (*) |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total |  |  | — |  |  |  | (39,553 | ) |  |  | (184,970 | ) |  |  | (224,523 | )
Balance as of December 31, 2023 |  |  | 16,714 |  |  |  | 16,696 |  |  |  | 137,204 |  |  |  | 170,614 |
| (1) | Goodwill corresponds mainly to business combination with Citibank Chile whose amount is of MCh$12,576 that represents the value of synergies to be generated in the combination process and the acquisition of know-how.
| (2) | Intangible assets arising from business combinations include assets with indefinite useful lives acquired in the business combination with Citibank Chile.
| (*) | See Note No. 38 Impairment of non-financial assets.
| (**) | See Note No. 37 Depreciation and Amortization.
Schedule of Goodwill Allocated to Individual Business Segments | Accordingly, for impairment testing purposes, goodwill acquired through business combinations has been allocated to four individual business segments, as follows:
Business Segments |  | 2024 |  |  | 2023 |
|  | MCh$ |  |  | MCh$ |
Retail |  |  | 5,928 |  |  |  | 5,928 |
Wholesale |  |  | 2,135 |  |  |  | 2,135 |
Treasury and money market operations |  |  | 4,513 |  |  |  | 4,513 |
Subsidiaries |  |  | 4,138 |  |  |  | 4,138 |
Total |  |  | 16,714 |  |  |  | 16,714 |

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- Definition The disclosure of detailed information about intangible assets. [Refer: Intangible assets other than goodwill] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IAS -Number 38 -IssueDate 2024-01-01 -Paragraph 118 -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=38&code=ifrs-tx-2024-en-r&anchor=para_118&doctype=Standard -URIDate 2024-03-27 + Details
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