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NON-COVERED LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 12) (USD $) In Thousands, unless otherwise specified | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2014 | Jun. 30, 2013 | Jun. 30, 2014 | Jun. 30, 2013
Financing Receivable Allowance for Credit Losses Roll Forward |  |  |  |  |  |
Provision for loan losses | $ 8,000 |  | $ 9,000 | $ 14,933 |  | $ 13,327
Non-covered loans |  |  |  |  |  |
Financing Receivable Allowance for Credit Losses Roll Forward |  |  |  |  |  |
Beginning balance | 245,618 |  | 228,796 | 241,930 |  | 229,382
Provision for loan losses | 8,944 |  | 8,277 | 16,898 |  | 7,515
Provision allocation for unfunded loan commitments and letters of credit | (829) |  | 432 | (1,044) |  | 1,148
Charge-offs | (8,276) |  | (5,993) | (14,206) |  | (8,916)
Recoveries | 1,011 |  | 1,968 | 2,890 |  | 4,351
Net charge-offs | (7,265) |  | (4,025) | (11,316) |  | (4,565)
Ending balance | 246,468 |  | 233,480 | 246,468 |  | 233,480
Ending balance allocated to: |  |  |  |  |  |
Individually evaluated for impairment | 24,841 |  | 13,147 | 24,841 |  | 13,147
Collectively evaluated for impairment | 221,257 |  | 220,333 | 221,257 |  | 220,333
Acquired with deteriorated credit quality | 370 |  |  | 370 |  |
Ending balance | 246,468 |  | 233,480 | 246,468 |  | 233,480
Non-covered loans | MetroCorp |  |  |  |  |  |
Financing Receivable Allowance for Credit Losses Roll Forward |  |  |  |  |  |
Charge-offs | 523 |  |  | 523 |  |
Residential | Non-covered loans |  |  |  |  |  |
Financing Receivable Allowance for Credit Losses Roll Forward |  |  |  |  |  |
Beginning balance | 47,827 |  | 46,880 | 50,717 |  | 49,349
Provision for loan losses | (2,046) |  | 704 | (4,790) |  | (2,222)
Charge-offs | (61) |  | (550) | (343) |  | (861)
Recoveries | 63 |  | 303 | 199 |  | 1,071
Net charge-offs | 2 |  | (247) | (144) |  | 210
Ending balance | 45,783 |  | 47,337 | 45,783 |  | 47,337
Ending balance allocated to: |  |  |  |  |  |
Individually evaluated for impairment | 1,377 |  | 1,508 | 1,377 |  | 1,508
Collectively evaluated for impairment | 44,406 |  | 45,829 | 44,406 |  | 45,829
Ending balance | 45,783 |  | 47,337 | 45,783 |  | 47,337
Commercial Real Estate ("CRE") | Non-covered loans |  |  |  |  |  |
Financing Receivable Allowance for Credit Losses Roll Forward |  |  |  |  |  |
Beginning balance | 62,739 |  | 72,958 | 64,677 |  | 69,856
Provision for loan losses | (1,376) |  | (426) | (3,823) |  | 3,392
Charge-offs | (1,314) | [1] | (762) | (1,634) | [1] | (1,767)
Recoveries | 551 |  | 1,060 | 1,380 |  | 1,349
Net charge-offs | (763) |  | 298 | (254) |  | (418)
Ending balance | 60,600 |  | 72,830 | 60,600 |  | 72,830
Ending balance allocated to: |  |  |  |  |  |
Individually evaluated for impairment | 4,546 |  | 7,931 | 4,546 |  | 7,931
Collectively evaluated for impairment | 55,684 |  | 64,899 | 55,684 |  | 64,899
Acquired with deteriorated credit quality | 370 |  |  | 370 |  |
Ending balance | 60,600 |  | 72,830 | 60,600 |  | 72,830
Commercial and Industrial ("C&I") | Non-covered loans |  |  |  |  |  |
Financing Receivable Allowance for Credit Losses Roll Forward |  |  |  |  |  |
Beginning balance | 124,201 |  | 102,346 | 115,184 |  | 105,376
Provision for loan losses | 10,784 |  | 6,241 | 24,215 |  | 3,941
Charge-offs | (6,899) |  | (3,816) | (12,224) |  | (5,077)
Recoveries | 393 |  | 605 | 1,304 |  | 1,136
Net charge-offs | (6,506) |  | (3,211) | (10,920) |  | (3,941)
Ending balance | 128,479 |  | 105,376 | 128,479 |  | 105,376
Ending balance allocated to: |  |  |  |  |  |
Individually evaluated for impairment | 18,918 |  | 3,708 | 18,918 |  | 3,708
Collectively evaluated for impairment | 109,561 |  | 101,668 | 109,561 |  | 101,668
Ending balance | 128,479 |  | 105,376 | 128,479 |  | 105,376
Consumer | Non-covered loans |  |  |  |  |  |
Financing Receivable Allowance for Credit Losses Roll Forward |  |  |  |  |  |
Beginning balance | 10,851 |  | 6,612 | 11,352 |  | 4,801
Provision for loan losses | 753 |  | 2,190 | 252 |  | 3,552
Charge-offs | (2) |  | (865) | (5) |  | (1,211)
Recoveries | 4 |  |  | 7 |  | 795
Net charge-offs | 2 |  | (865) | 2 |  | (416)
Ending balance | 11,606 |  | 7,937 | 11,606 |  | 7,937
Ending balance allocated to: |  |  |  |  |  |
Collectively evaluated for impairment | 11,606 |  | 7,937 | 11,606 |  | 7,937
Ending balance | 11,606 |  | 7,937 | 11,606 |  | 7,937
Unallocated | Non-covered loans |  |  |  |  |  |
Financing Receivable Allowance for Credit Losses Roll Forward |  |  |  |  |  |
Provision for loan losses | 829 |  | (432) | 1,044 |  | (1,148)
Provision allocation for unfunded loan commitments and letters of credit | $ (829) |  | $ 432 | $ (1,044) |  | $ 1,148
[1] | Includes charge-off of $523 thousand relating to PCI loans acquired from MetroCorp.

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- Definition A valuation allowance for financing receivables that are expected to be uncollectible. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953423-111524 + Details
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- Definition Amount of expense related to estimated loss from loan and lease transactions. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=31042434&loc=d3e3602-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 04 -Paragraph 11 -Article 9 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details
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