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NON-COVERED LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 12) (USD $) In Thousands, unless otherwise specified | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2014 | Sep. 30, 2013 | Sep. 30, 2014 | Sep. 30, 2013
Financing Receivable Allowance for Credit Losses Roll Forward |  |  |  |  |
Provision for loan losses | $ 15,225 | $ 3,571 | $ 30,158 |  | $ 16,898
Non-covered loans |  |  |  |  |
Financing Receivable Allowance for Credit Losses Roll Forward |  |  |  |  |
Beginning balance | 246,468 | 233,480 | 241,930 |  | 229,382
Provision for loan losses | 7,556 | 4,535 | 24,454 |  | 12,050
Provision allocation for unfunded loan commitments and letters of credit | 623 | (3,445) | (421) |  | (2,297)
Charge-offs | (8,357) | (2,399) | (22,563) |  | (11,315)
Recoveries | 2,978 | 2,065 | 5,868 |  | 6,416
Net charge-offs | (5,379) | (334) | (16,695) |  | (4,899)
Ending balance | 249,268 | 234,236 | 249,268 |  | 234,236
Ending balance allocated to: |  |  |  |  |
Individually evaluated for impairment | 26,958 | 17,293 | 26,958 |  | 17,293
Collectively evaluated for impairment | 222,020 | 216,943 | 222,020 |  | 216,943
Acquired with deteriorated credit quality | 290 |  | 290 |  |
Ending balance | 249,268 | 234,236 | 249,268 |  | 234,236
Non-covered loans | MetroCorp |  |  |  |  |
Financing Receivable Allowance for Credit Losses Roll Forward |  |  |  |  |
Charge-offs |  |  | 523 |  |
Residential | Non-covered loans |  |  |  |  |
Financing Receivable Allowance for Credit Losses Roll Forward |  |  |  |  |
Beginning balance | 45,783 | 47,337 | 50,717 |  | 49,349
Provision for loan losses | (835) | 3,402 | (5,625) |  | 1,180
Charge-offs | (8) | (432) | (351) |  | (1,293)
Recoveries | 95 | 469 | 294 |  | 1,540
Net charge-offs | 87 | 37 | (57) |  | 247
Ending balance | 45,035 | 50,776 | 45,035 |  | 50,776
Ending balance allocated to: |  |  |  |  |
Individually evaluated for impairment | 1,880 | 809 | 1,880 |  | 809
Collectively evaluated for impairment | 43,155 | 49,967 | 43,155 |  | 49,967
Ending balance | 45,035 | 50,776 | 45,035 |  | 50,776
Commercial Real Estate ("CRE") | Non-covered loans |  |  |  |  |
Financing Receivable Allowance for Credit Losses Roll Forward |  |  |  |  |
Beginning balance | 60,600 | 72,830 | 64,677 |  | 69,856
Provision for loan losses | (16) | (3,169) | (3,839) |  | 223
Charge-offs | (1,522) | (574) | (3,156) | [1] | (2,341)
Recoveries | 259 | 270 | 1,639 |  | 1,619
Net charge-offs | (1,263) | (304) | (1,517) |  | (722)
Ending balance | 59,321 | 69,357 | 59,321 |  | 69,357
Ending balance allocated to: |  |  |  |  |
Individually evaluated for impairment | 4,280 | 6,045 | 4,280 |  | 6,045
Collectively evaluated for impairment | 54,751 | 63,312 | 54,751 |  | 63,312
Acquired with deteriorated credit quality | 290 |  | 290 |  |
Ending balance | 59,321 | 69,357 | 59,321 |  | 69,357
Commercial and Industrial ("C&I") | Non-covered loans |  |  |  |  |
Financing Receivable Allowance for Credit Losses Roll Forward |  |  |  |  |
Beginning balance | 128,479 | 105,376 | 115,184 |  | 105,376
Provision for loan losses | 8,406 | (594) | 32,621 |  | 3,347
Charge-offs | (6,693) | (1,387) | (18,917) |  | (6,464)
Recoveries | 2,621 | 1,243 | 3,925 |  | 2,379
Net charge-offs | (4,072) | (144) | (14,992) |  | (4,085)
Ending balance | 132,813 | 104,638 | 132,813 |  | 104,638
Ending balance allocated to: |  |  |  |  |
Individually evaluated for impairment | 20,797 | 10,439 | 20,797 |  | 10,439
Collectively evaluated for impairment | 112,016 | 94,199 | 112,016 |  | 94,199
Ending balance | 132,813 | 104,638 | 132,813 |  | 104,638
Consumer | Non-covered loans |  |  |  |  |
Financing Receivable Allowance for Credit Losses Roll Forward |  |  |  |  |
Beginning balance | 11,606 | 7,937 | 11,352 |  | 4,801
Provision for loan losses | 624 | 1,451 | 876 |  | 5,003
Charge-offs | (134) | (6) | (139) |  | (1,217)
Recoveries | 3 | 83 | 10 |  | 878
Net charge-offs | (131) | 77 | (129) |  | (339)
Ending balance | 12,099 | 9,465 | 12,099 |  | 9,465
Ending balance allocated to: |  |  |  |  |
Individually evaluated for impairment | 1 |  | 1 |  |
Collectively evaluated for impairment | 12,098 | 9,465 | 12,098 |  | 9,465
Ending balance | 12,099 | 9,465 | 12,099 |  | 9,465
Unallocated | Non-covered loans |  |  |  |  |
Financing Receivable Allowance for Credit Losses Roll Forward |  |  |  |  |
Provision for loan losses | (623) | 3,445 | 421 |  | 2,297
Provision allocation for unfunded loan commitments and letters of credit | $ 623 | $ (3,445) | $ (421) |  | $ (2,297)
[1] | Includes charge-off of $523 thousand relating to PCI loans acquired from MetroCorp.

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