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BUSINESS SEGMENTS (Tables)
 6 Months Ended
Jun. 30, 2016
Segment Reporting [Abstract]  
Schedule of operating results and key financial measures for operating segments
The following tables present the operating results and other key financial measures for the individual operating segments as of and for the three and six months ended June 30, 2016 and 2015:
 
($ in thousands)
 
Three Months Ended June 30, 2016
 
Retail
Banking
 
Commercial
Banking
 
Other
 
Total
Interest income
 
$
78,635

 
$
177,426

 
$
22,804

 
$
278,865

Charge for funds used
 
(23,798
)
 
(52,681
)
 
(6,770
)
 
(83,249
)
Interest spread on funds used
 
54,837

 
124,745

 
16,034

 
195,616

Interest expense
 
(14,672
)
 
(4,240
)
 
(6,369
)
 
(25,281
)
Credit on funds provided
 
69,778

 
8,472

 
4,999

 
83,249

Interest spread on funds provided
 
55,106

 
4,232

 
(1,370
)
 
57,968

Net interest income
 
$
109,943

 
$
128,977

 
$
14,664

 
$
253,584

Provision for credit losses
 
$
2,445

 
$
3,608

 
$
—

 
$
6,053

Depreciation, amortization and (accretion), net
 
$
(546
)
 
$
(9,267
)
 
$
22,287

 
$
12,474

Goodwill
 
$
357,207

 
$
112,226

 
$
—

 
$
469,433

Segment pretax profit
 
$
36,264

 
$
95,179

 
$
11,473

 
$
142,916

Segment assets
 
$
7,437,534

 
$
18,196,664

 
$
7,318,014

 
$
32,952,212

 

 
($ in thousands)
 
Three Months Ended June 30, 2015
 
Retail
Banking
 
Commercial
Banking
 
Other
 
Total
Interest income
 
$
82,729

 
$
157,337

 
$
15,379

 
$
255,445

Charge for funds used
 
(21,357
)
 
(38,328
)
 
(13,723
)
 
(73,408
)
Interest spread on funds used
 
61,372

 
119,009

 
1,656

 
182,037

Interest expense
 
(12,996
)
 
(4,710
)
 
(10,247
)
 
(27,953
)
Credit on funds provided
 
60,950

 
7,995

 
4,463

 
73,408

Interest spread on funds provided
 
47,954

 
3,285

 
(5,784
)
 
45,455

Net interest income (loss)
 
$
109,326

 
$
122,294

 
$
(4,128
)
 
$
227,492

(Reversal of) provision for credit losses
 
$
(3,454
)
 
$
6,948

 
$
—

 
$
3,494

Depreciation, amortization and (accretion), net (1)
 
$
3,235

 
$
(6,054
)
 
$
8,938

 
$
6,119

Goodwill
 
$
357,207

 
$
112,226

 
$
—

 
$
469,433

Segment pretax profit (loss)
 
$
55,349

 
$
97,269

 
$
(8,197
)
 
$
144,421

Segment assets
 
$
7,373,641

 
$
16,141,368

 
$
6,549,063

 
$
30,064,072

 
 
($ in thousands)
 
Six Months Ended June 30, 2016
 
Retail
Banking
 
Commercial
Banking
 
Other
 
Total
Interest income
 
$
156,006

 
$
354,508

 
$
44,523

 
$
555,037

Charge for funds used
 
(46,450
)
 
(106,472
)
 
(18,607
)
 
(171,529
)
Interest spread on funds used
 
109,556

 
248,036

 
25,916

 
383,508

Interest expense
 
(29,278
)
 
(8,266
)
 
(11,705
)
 
(49,249
)
Credit on funds provided
 
142,209

 
18,449

 
10,871

 
171,529

Interest spread on funds provided
 
112,931

 
10,183

 
(834
)
 
122,280

Net interest income
 
$
222,487

 
$
258,219

 
$
25,082

 
$
505,788

Provision for credit losses
 
$
863

 
$
6,630

 
$
—

 
$
7,493

Depreciation, amortization and (accretion), net
 
$
(503
)
 
$
(20,040
)
 
$
45,775

 
$
25,232

Goodwill
 
$
357,207

 
$
112,226

 
$
—

 
$
469,433

Segment pretax profit
 
$
82,209

 
$
188,008

 
$
17,370

 
$
287,587

Segment assets
 
$
7,437,534

 
$
18,196,664

 
$
7,318,014

 
$
32,952,212

 
 
($ in thousands)
 
Six Months Ended June 30, 2015
 
Retail
Banking
 
Commercial
Banking
 
Other
 
Total
Interest income
 
$
170,175

 
$
316,122

 
$
32,409

 
$
518,706

Charge for funds used
 
(44,656
)
 
(75,678
)
 
(23,168
)
 
(143,502
)
Interest spread on funds used
 
125,519

 
240,444

 
9,241

 
375,204

Interest expense
 
(25,219
)
 
(8,973
)
 
(21,305
)
 
(55,497
)
Credit on funds provided
 
118,618

 
16,010

 
8,874

 
143,502

Interest spread on funds provided
 
93,399

 
7,037

 
(12,431
)
 
88,005

Net interest income (loss)
 
$
218,918

 
$
247,481

 
$
(3,190
)
 
$
463,209

(Reversal of) provision for credit losses
 
$
(2,723
)
 
$
11,204

 
$
—

 
$
8,481

Depreciation, amortization and (accretion), net (1)
 
$
4,917

 
$
(16,531
)
 
$
21,860

 
$
10,246

Goodwill
 
$
357,207

 
$
112,226

 
$
—

 
$
469,433

Segment pretax profit (loss)
 
$
108,284

 
$
190,444

 
$
(7,481
)
 
$
291,247

Segment assets
 
$
7,373,641

 
$
16,141,368

 
$
6,549,063

 
$
30,064,072

 
(1)
Includes amortization and accretion related to the FDIC indemnification asset/net payable to the FDIC