XML 40 R29.htm IDEA: XBRL DOCUMENT
v3.8.0.1

Loans Receivable and Allowance for Credit Losses (Tables) | 9 Months Ended
--- | ---
Sep. 30, 2017
Loans and Leases Receivable Disclosure [Abstract] |
Schedule of composition of non-PCI and PCI loans | The following table presents the composition of the Company’s non-PCI and PCI loans as of September 30, 2017 and December 31, 2016:
($ in thousands) |  | September 30, 2017 |  | December 31, 2016
| Non-PCI Loans (1) |  | PCI Loans (2) |  | Total (1)(2) |  | Non-PCI Loans (1) |  | PCI Loans (2) |  | Total (1)(2)
CRE: |  |  |  |  |  |  |  |  |  |  |  |
Income producing |  | $ | 8,530,519 |  |  | $ | 313,257 |  |  | $ | 8,843,776 |  |  | $ | 7,667,661 |  |  | $ | 348,448 |  |  | $ | 8,016,109 |
Construction |  | 572,027 |  |  | — |  |  | 572,027 |  |  | 551,560 |  |  | — |  |  | 551,560 |
Land |  | 111,006 |  |  | 371 |  |  | 111,377 |  |  | 121,276 |  |  | 1,918 |  |  | 123,194 |
Total CRE |  | 9,213,552 |  |  | 313,628 |  |  | 9,527,180 |  |  | 8,340,497 |  |  | 350,366 |  |  | 8,690,863 |
C&I: |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | 9,763,688 |  |  | 12,566 |  |  | 9,776,254 |  |  | 8,921,246 |  |  | 38,387 |  |  | 8,959,633 |
Trade finance |  | 868,902 |  |  | — |  |  | 868,902 |  |  | 680,930 |  |  | — |  |  | 680,930 |
Total C&I |  | 10,632,590 |  |  | 12,566 |  |  | 10,645,156 |  |  | 9,602,176 |  |  | 38,387 |  |  | 9,640,563 |
Residential: |  |  |  |  |  |  |  |  |  |  |  |
Single-family |  | 4,234,017 |  |  | 121,992 |  |  | 4,356,009 |  |  | 3,370,669 |  |  | 139,110 |  |  | 3,509,779 |
Multifamily |  | 1,808,311 |  |  | 68,645 |  |  | 1,876,956 |  |  | 1,490,285 |  |  | 95,654 |  |  | 1,585,939 |
Total residential |  | 6,042,328 |  |  | 190,637 |  |  | 6,232,965 |  |  | 4,860,954 |  |  | 234,764 |  |  | 5,095,718 |
Consumer |  | 2,104,614 |  |  | 15,442 |  |  | 2,120,056 |  |  | 2,057,067 |  |  | 18,928 |  |  | 2,075,995 |
Total loans held-for-investment |  | $ | 27,993,084 |  |  | $ | 532,273 |  |  | $ | 28,525,357 |  |  | $ | 24,860,694 |  |  | $ | 642,445 |  |  | $ | 25,503,139 |
Allowance for loan losses |  | (285,858 | ) |  | (68 | ) |  | (285,926 | ) |  | (260,402 | ) |  | (118 | ) |  | (260,520 | )
Loans held-for-investment, net |  | $ | 27,707,226 |  |  | $ | 532,205 |  |  | $ | 28,239,431 |  |  | $ | 24,600,292 |  |  | $ | 642,327 |  |  | $ | 25,242,619 |
(1) | Includes $(29.2) million and $1.2 million as of September 30, 2017 and December 31, 2016, respectively, of net deferred loan fees, unearned income, unamortized premiums and unaccreted discounts.
(2) | Loans net of ASC 310-30 discount.
Summary of credit risk rating for non-PCI and PCI loans by portfolio segment | The following tables present the credit risk ratings for non-PCI loans by portfolio segment as of September 30, 2017 and December 31, 2016:
($ in thousands) |  | September 30, 2017
| Pass/Watch |  | Special Mention |  | Substandard |  | Doubtful |  | Loss |  | Total Non-PCI Loans
CRE: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Income producing |  | $ | 8,341,970 |  |  | $ | 74,028 |  |  | $ | 114,521 |  |  | $ | — |  |  | $ | — |  |  | $ | 8,530,519 |
Construction |  | 540,851 |  |  | 22,176 |  |  | 9,000 |  |  | — |  |  | — |  |  | 572,027 |
Land |  | 96,160 |  |  | — |  |  | 14,846 |  |  | — |  |  | — |  |  | 111,006 |
C&I: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | 9,447,163 |  |  | 142,531 |  |  | 152,975 |  |  | 21,019 |  |  | — |  |  | 9,763,688 |
Trade finance |  | 830,268 |  |  | 18,631 |  |  | 20,003 |  |  | — |  |  | — |  |  | 868,902 |
Residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single-family |  | 4,199,554 |  |  | 11,501 |  |  | 22,962 |  |  | — |  |  | — |  |  | 4,234,017 |
Multifamily |  | 1,789,351 |  |  | — |  |  | 18,960 |  |  | — |  |  | — |  |  | 1,808,311 |
Consumer |  | 2,080,056 |  |  | 9,683 |  |  | 14,875 |  |  | — |  |  | — |  |  | 2,104,614 |
Total |  | $ | 27,325,373 |  |  | $ | 278,550 |  |  | $ | 368,142 |  |  | $ | 21,019 |  |  | $ | — |  |  | $ | 27,993,084 |
($ in thousands) |  | December 31, 2016
| Pass/Watch |  | Special Mention |  | Substandard |  | Doubtful |  | Loss |  | Total Non-PCI Loans
CRE: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Income producing |  | $ | 7,476,804 |  |  | $ | 29,005 |  |  | $ | 161,852 |  |  | $ | — |  |  | $ | — |  |  | $ | 7,667,661 |
Construction |  | 551,560 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 551,560 |
Land |  | 107,976 |  |  | — |  |  | 13,290 |  |  | 10 |  |  | — |  |  | 121,276 |
C&I: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | 8,559,674 |  |  | 155,276 |  |  | 201,139 |  |  | 5,157 |  |  | — |  |  | 8,921,246 |
Trade finance |  | 635,027 |  |  | 9,435 |  |  | 36,460 |  |  | — |  |  | 8 |  |  | 680,930 |
Residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single-family |  | 3,341,015 |  |  | 10,179 |  |  | 19,475 |  |  | — |  |  | — |  |  | 3,370,669 |
Multifamily |  | 1,462,522 |  |  | 2,268 |  |  | 25,495 |  |  | — |  |  | — |  |  | 1,490,285 |
Consumer |  | 2,043,405 |  |  | 6,764 |  |  | 6,898 |  |  | — |  |  | — |  |  | 2,057,067 |
Total |  | $ | 24,177,983 |  |  | $ | 212,927 |  |  | $ | 464,609 |  |  | $ | 5,167 |  |  | $ | 8 |  |  | $ | 24,860,694 |
The following tables present the credit risk ratings for PCI loans by portfolio segment as of September 30, 2017 and December 31, 2016:
($ in thousands) |  | September 30, 2017
| Pass/Watch |  | Special Mention |  | Substandard |  | Doubtful |  | Loss |  | Total PCI Loans
CRE: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Income producing |  | $ | 261,907 |  |  | $ | — |  |  | $ | 51,350 |  |  | $ | — |  |  | $ | — |  |  | $ | 313,257 |
Land |  | 44 |  |  | — |  |  | 327 |  |  | — |  |  | — |  |  | 371 |
C&I: |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | 11,205 |  |  | 90 |  |  | 1,271 |  |  | — |  |  | — |  |  | 12,566 |
Residential: |  |  |  |  |  |  |  |  |  |  |  |  |
Single-family |  | 118,281 |  |  | 1,769 |  |  | 1,942 |  |  | — |  |  | — |  |  | 121,992 |
Multifamily |  | 64,455 |  |  | — |  |  | 4,190 |  |  | — |  |  | — |  |  | 68,645 |
Consumer |  | 13,962 |  |  | 364 |  |  | 1,116 |  |  | — |  |  | — |  |  | 15,442 |
Total (1) |  | $ | 469,854 |  |  | $ | 2,223 |  |  | $ | 60,196 |  |  | $ | — |  |  | $ | — |  |  | $ | 532,273 |
($ in thousands) |  | December 31, 2016
| Pass/Watch |  | Special Mention |  | Substandard |  | Doubtful |  | Loss |  | Total PCI Loans
CRE: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Income producing |  | $ | 293,529 |  |  | $ | 3,239 |  |  | $ | 51,680 |  |  | $ | — |  |  | $ | — |  |  | $ | 348,448 |
Land |  | 1,562 |  |  | — |  |  | 356 |  |  | — |  |  | — |  |  | 1,918 |
C&I: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | 33,885 |  |  | 772 |  |  | 3,730 |  |  | — |  |  | — |  |  | 38,387 |
Residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single-family |  | 136,245 |  |  | 1,239 |  |  | 1,626 |  |  | — |  |  | — |  |  | 139,110 |
Multifamily |  | 86,190 |  |  | — |  |  | 9,464 |  |  | — |  |  | — |  |  | 95,654 |
Consumer |  | 17,433 |  |  | 316 |  |  | 1,179 |  |  | — |  |  | — |  |  | 18,928 |
Total (1) |  | $ | 568,844 |  |  | $ | 5,566 |  |  | $ | 68,035 |  |  | $ | — |  |  | $ | — |  |  | $ | 642,445 |
(1) | Loans net of ASC 310-30 discount.
Schedule of aging analysis on non-PCI loans | The following tables present the aging analysis on non-PCI loans as of September 30, 2017 and December 31, 2016:
($ in thousands) |  | September 30, 2017
| Accruing Loans 30-59 Days Past Due |  | Accruing Loans 60-89 Days Past Due |  | Total Accruing Past Due Loans |  | Nonaccrual Loans Less Than 90 Days Past Due |  | Nonaccrual Loans 90 or More Days Past Due |  | Total Nonaccrual Loans |  | Current Accruing Loans |  | Total Non-PCI Loans
CRE: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Income producing |  | $ | 5,211 |  |  | $ | 1,924 |  |  | $ | 7,135 |  |  | $ | 4,853 |  |  | $ | 19,949 |  |  | $ | 24,802 |  |  | $ | 8,498,582 |  |  | $ | 8,530,519 |
Construction |  | 9,000 |  |  | — |  |  | 9,000 |  |  | — |  |  | — |  |  | — |  |  | 563,027 |  |  | 572,027 |
Land |  | — |  |  | — |  |  | — |  |  | 10 |  |  | 4,173 |  |  | 4,183 |  |  | 106,823 |  |  | 111,006 |
C&I: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | 16,315 |  |  | 108 |  |  | 16,423 |  |  | 34,844 |  |  | 38,540 |  |  | 73,384 |  |  | 9,673,881 |  |  | 9,763,688 |
Trade finance |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 868,902 |  |  | 868,902 |
Residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single-family |  | 16,765 |  |  | 1,560 |  |  | 18,325 |  |  | — |  |  | 6,639 |  |  | 6,639 |  |  | 4,209,053 |  |  | 4,234,017 |
Multifamily |  | 7,476 |  |  | 664 |  |  | 8,140 |  |  | 1,456 |  |  | 1,164 |  |  | 2,620 |  |  | 1,797,551 |  |  | 1,808,311 |
Consumer |  | 8,837 |  |  | 5,346 |  |  | 14,183 |  |  | 93 |  |  | 3,004 |  |  | 3,097 |  |  | 2,087,334 |  |  | 2,104,614 |
Total |  | $ | 63,604 |  |  | $ | 9,602 |  |  | $ | 73,206 |  |  | $ | 41,256 |  |  | $ | 73,469 |  |  | $ | 114,725 |  |  | $ | 27,805,153 |  |  | $ | 27,993,084 |
($ in thousands) |  | December 31, 2016
| Accruing Loans 30-59 Days Past Due |  | Accruing Loans 60-89 Days Past Due |  | Total Accruing Past Due Loans |  | Nonaccrual Loans Less Than 90 Days Past Due |  | Nonaccrual Loans 90 or More Days Past Due |  | Total Nonaccrual Loans |  | Current Accruing Loans |  | Total Non-PCI Loans
CRE: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Income producing |  | $ | 6,233 |  |  | $ | 14,080 |  |  | $ | 20,313 |  |  | $ | 14,872 |  |  | $ | 12,035 |  |  | $ | 26,907 |  |  | $ | 7,620,441 |  |  | $ | 7,667,661 |
Construction |  | 4,994 |  |  | — |  |  | 4,994 |  |  | — |  |  | — |  |  | — |  |  | 546,566 |  |  | 551,560 |
Land |  | — |  |  | — |  |  | — |  |  | 433 |  |  | 4,893 |  |  | 5,326 |  |  | 115,950 |  |  | 121,276 |
C&I: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | 45,052 |  |  | 2,279 |  |  | 47,331 |  |  | 60,511 |  |  | 20,737 |  |  | 81,248 |  |  | 8,792,667 |  |  | 8,921,246 |
Trade finance |  | — |  |  | — |  |  | — |  |  | 8 |  |  | — |  |  | 8 |  |  | 680,922 |  |  | 680,930 |
Residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single-family |  | 9,595 |  |  | 8,076 |  |  | 17,671 |  |  | — |  |  | 4,214 |  |  | 4,214 |  |  | 3,348,784 |  |  | 3,370,669 |
Multifamily |  | 3,951 |  |  | 374 |  |  | 4,325 |  |  | 2,790 |  |  | 194 |  |  | 2,984 |  |  | 1,482,976 |  |  | 1,490,285 |
Consumer |  | 3,327 |  |  | 3,228 |  |  | 6,555 |  |  | 165 |  |  | 1,965 |  |  | 2,130 |  |  | 2,048,382 |  |  | 2,057,067 |
Total |  | $ | 73,152 |  |  | $ | 28,037 |  |  | $ | 101,189 |  |  | $ | 78,779 |  |  | $ | 44,038 |  |  | $ | 122,817 |  |  | $ | 24,636,688 |  |  | $ | 24,860,694 |
Summary of additions and modifications to non-PCI troubled debt restructurings | The following tables present information for loans modified as TDRs within the previous 12 months that have subsequently defaulted during the three and nine months ended September 30, 2017 and 2016, and were still in default at the respective period end:
($ in thousands) |  | Loans Modified as TDRs that Subsequently Defaulted During the Three Months Ended September 30,
| 2017 |  | 2016
| Number of Loans |  | Recorded Investment |  | Number of Loans |  | Recorded Investment
CRE: |  |  |  |  |  |  |  |  |  |  |  |
Income producing |  | — |  |  | $ | — |  |  | 1 |  |  | $ | 1,000 |
C&I: |  |  |  |  |  |  |  |
Commercial business |  | 1 |  |  | $ | 9,386 |  |  | — |  |  | $ | — |
($ in thousands) |  | Loans Modified as TDRs that Subsequently Defaulted During the Nine Months Ended September 30,
| 2017 |  | 2016
| Number of Loans |  | Recorded Investment |  | Number of Loans |  | Recorded Investment
CRE: |  |  |  |  |  |  |  |  |  |  |  |
Income producing |  | — |  |  | $ | — |  |  | 1 |  |  | $ | 1,000 |
C&I: |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | 1 |  |  | $ | 9,386 |  |  | 2 |  |  | $ | 119 |
Consumer |  | 1 |  |  | $ | 48 |  |  | — |  |  | $ | — |
The following tables present the additions to non-PCI TDRs for the three and nine months ended September 30, 2017 and 2016:
|  | Loans Modified as TDRs During the Three Months Ended September 30,
($ in thousands) |  | 2017 |  | 2016
| Number of Loans |  | Pre- Modification Outstanding Recorded Investment |  | Post- Modification Outstanding Recorded Investment (1) |  | Financial Impact (2) |  | Number of Loans |  | Pre- Modification Outstanding Recorded Investment |  | Post- Modification Outstanding Recorded Investment (1) |  | Financial Impact (2)
CRE: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Income producing |  | 1 |  | $ | 172 |  |  | $ | 172 |  |  | $ | 8 |  |  | — |  | $ | — |  |  | $ | — |  |  | $ | — |
C&I: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | 10 |  | $ | 15,143 |  |  | $ | 14,927 |  |  | $ | 65 |  |  | 3 |  | $ | 493 |  |  | $ | 475 |  |  | $ | 93 |
|  | Loans Modified as TDRs During the Nine Months Ended September 30,
($ in thousands) |  | 2017 |  | 2016
| Number of Loans |  | Pre- Modification Outstanding Recorded Investment |  | Post- Modification Outstanding Recorded Investment (1) |  | Financial Impact (2) |  | Number of Loans |  | Pre- Modification Outstanding Recorded Investment |  | Post- Modification Outstanding Recorded Investment (1) |  | Financial Impact (2)
CRE: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Income producing |  | 2 |  | $ | 1,699 |  |  | $ | 1,648 |  |  | $ | 8 |  |  | 3 |  | $ | 15,899 |  |  | $ | 15,730 |  |  | $ | 43 |
Land |  | — |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | 1 |  | $ | 5,522 |  |  | $ | 5,233 |  |  | $ | — |
C&I: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | 15 |  | $ | 29,541 |  |  | $ | 28,796 |  |  | $ | 10,365 |  |  | 8 |  | $ | 22,182 |  |  | $ | 9,113 |  |  | $ | 2,711 |
Trade finance |  | — |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | 2 |  | $ | 7,901 |  |  | $ | 3,025 |  |  | $ | — |
Residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single-family |  | — |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | 2 |  | $ | 1,071 |  |  | $ | 1,065 |  |  | $ | — |
Multifamily |  | 1 |  | $ | 3,655 |  |  | $ | 3,620 |  |  | $ | 112 |  |  | — |  | $ | — |  |  | $ | — |  |  | $ | — |
Consumer |  | — |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | 1 |  | $ | 344 |  |  | $ | 337 |  |  | $ | 1 |
(1) | Includes subsequent payments after modification and reflects the balance as of September 30, 2017 and 2016.
(2) | The financial impact includes charge-offs and specific reserves recorded at the modification date.
The following tables present the non-PCI TDR modifications for the three and nine months ended September 30, 2017 and 2016 by modification type:
($ in thousands) |  | Modification Type During the Three Months Ended September 30, 2017
| Principal (1) |  | Principal and Interest (2) |  | Interest Rate Reduction |  | Interest Deferments |  | Other |  | Total
CRE |  | $ | 172 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 172 |
C&I |  | 14,903 |  |  | 24 |  |  | — |  |  | — |  |  | — |  |  | 14,927 |
Total |  | $ | 15,075 |  |  | $ | 24 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 15,099 |
($ in thousands) |  | Modification Type During the Three Months Ended September 30, 2016
| Principal (1) |  | Principal and Interest (2) |  | Interest Rate Reduction |  | Interest Deferments |  | Other |  | Total
C&I |  | $ | 444 |  |  | $ | — |  |  | $ | — |  |  | $ | 31 |  |  | $ | — |  |  | $ | 475 |
Total |  | $ | 444 |  |  | $ | — |  |  | $ | — |  |  | $ | 31 |  |  | $ | — |  |  | $ | 475 |
($ in thousands) |  | Modification Type During the Nine Months Ended September 30, 2017
| Principal (1) |  | Principal and Interest (2) |  | Interest Rate Reduction |  | Interest Deferments |  | Other |  | Total
CRE |  | $ | 1,648 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 1,648 |
C&I |  | 18,289 |  |  | 10,507 |  |  | — |  |  | — |  |  | — |  |  | 28,796 |
Residential |  | 3,620 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 3,620 |
Total |  | $ | 23,557 |  |  | $ | 10,507 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 34,064 |
($ in thousands) |  | Modification Type During the Nine Months Ended September 30, 2016
| Principal (1) |  | Principal and Interest (2) |  | Interest Rate Reduction |  | Interest Deferments |  | Other |  | Total
CRE |  | $ | 19,812 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 1,151 |  |  | $ | 20,963 |
C&I |  | 10,218 |  |  | — |  |  | 1,288 |  |  | 32 |  |  | 600 |  |  | 12,138 |
Residential |  | 266 |  |  | — |  |  | 799 |  |  | — |  |  | — |  |  | 1,065 |
Consumer |  | 337 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 337 |
Total |  | $ | 30,633 |  |  | $ | — |  |  | $ | 2,087 |  |  | $ | 32 |  |  | $ | 1,751 |  |  | $ | 34,503 |
(1) | Includes forbearance payments, term extensions and principal deferments that modify the terms of the loan from principal and interest payments to interest payments only.
(2) | Includes principal and interest deferments or reductions.
Summary of non-PCI impaired loans | The following tables present information on the non-PCI impaired loans as of September 30, 2017 and December 31, 2016:
($ in thousands) |  | September 30, 2017
| Unpaid Principal Balance |  | Recorded Investment With No Allowance |  | Recorded Investment With Allowance |  | Total Recorded Investment |  | Related Allowance
CRE: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Income producing |  | $ | 35,133 |  |  | $ | 28,908 |  |  | $ | 6,241 |  |  | $ | 35,149 |  |  | $ | 1,011 |
Land |  | 4,183 |  |  | 4,173 |  |  | 10 |  |  | 4,183 |  |  | 1 |
C&I: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | 89,233 |  |  | 50,700 |  |  | 38,392 |  |  | 89,092 |  |  | 18,183 |
Trade finance |  | 4,786 |  |  | — |  |  | 4,708 |  |  | 4,708 |  |  | 786 |
Residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single-family |  | 15,868 |  |  | 1,867 |  |  | 14,032 |  |  | 15,899 |  |  | 572 |
Multifamily |  | 12,224 |  |  | 6,062 |  |  | 6,170 |  |  | 12,232 |  |  | 194 |
Consumer |  | 4,298 |  |  | 1,303 |  |  | 2,998 |  |  | 4,301 |  |  | 4 |
Total |  | $ | 165,725 |  |  | $ | 93,013 |  |  | $ | 72,551 |  |  | $ | 165,564 |  |  | $ | 20,751 |
($ in thousands) |  | December 31, 2016
| Unpaid Principal Balance |  | Recorded Investment With No Allowance |  | Recorded Investment With Allowance |  | Total Recorded Investment |  | Related Allowance
CRE: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Income producing |  | $ | 50,718 |  |  | $ | 32,507 |  |  | $ | 14,001 |  |  | $ | 46,508 |  |  | $ | 1,263 |
Land |  | 6,457 |  |  | 5,427 |  |  | 443 |  |  | 5,870 |  |  | 63 |
C&I: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | 162,239 |  |  | 78,316 |  |  | 42,137 |  |  | 120,453 |  |  | 10,443 |
Trade finance |  | 5,227 |  |  | — |  |  | 5,166 |  |  | 5,166 |  |  | 34 |
Residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single-family |  | 15,435 |  |  | — |  |  | 14,335 |  |  | 14,335 |  |  | 687 |
Multifamily |  | 11,181 |  |  | 5,684 |  |  | 4,357 |  |  | 10,041 |  |  | 180 |
Consumer |  | 4,016 |  |  | — |  |  | 3,682 |  |  | 3,682 |  |  | 31 |
Total |  | $ | 255,273 |  |  | $ | 121,934 |  |  | $ | 84,121 |  |  | $ | 206,055 |  |  | $ | 12,701 |
Schedule of average recorded investment and interest income recognized on non-PCI impaired loans | The following table presents the average recorded investment and interest income recognized on non-PCI impaired loans for the three and nine months ended September 30, 2017 and 2016:
($ in thousands) |  | Three Months Ended September 30, |  | Nine Months Ended September 30,
| 2017 |  | 2016 |  | 2017 |  | 2016
| Average Recorded Investment |  | Recognized Interest Income (1) |  | Average Recorded Investment |  | Recognized Interest Income (1) |  | Average Recorded Investment |  | Recognized Interest Income (1) |  | Average Recorded Investment |  | Recognized Interest Income (1)
CRE: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Income producing |  | $ | 37,489 |  |  | $ | 179 |  |  | $ | 52,116 |  |  | $ | 464 |  |  | $ | 37,238 |  |  | $ | 535 |  |  | $ | 52,221 |  |  | $ | 1,368 |
Land |  | 4,337 |  |  | — |  |  | 6,622 |  |  | 9 |  |  | 4,484 |  |  | — |  |  | 6,777 |  |  | 26 |
C&I: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial business |  | 93,278 |  |  | 242 |  |  | 91,290 |  |  | 258 |  |  | 94,709 |  |  | 799 |  |  | 92,805 |  |  | 648 |
Trade finance |  | 4,216 |  |  | 53 |  |  | 9,005 |  |  | 33 |  |  | 4,444 |  |  | 122 |  |  | 10,028 |  |  | 166 |
Residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single-family |  | 16,124 |  |  | 111 |  |  | 13,438 |  |  | 72 |  |  | 16,141 |  |  | 325 |  |  | 13,517 |  |  | 220 |
Multifamily |  | 12,532 |  |  | 108 |  |  | 20,585 |  |  | 77 |  |  | 12,540 |  |  | 324 |  |  | 20,646 |  |  | 231 |
Consumer |  | 4,492 |  |  | 14 |  |  | 1,571 |  |  | 16 |  |  | 4,455 |  |  | 41 |  |  | 1,575 |  |  | 48 |
Total non-PCI impaired loans |  | $ | 172,468 |  |  | $ | 707 |  |  | $ | 194,627 |  |  | $ | 929 |  |  | $ | 174,011 |  |  | $ | 2,146 |  |  | $ | 197,569 |  |  | $ | 2,707 |
(1) | Includes interest recognized on accruing non-PCI TDRs. Interest payments received on nonaccrual non-PCI loans are reflected as a reduction to principal and not as interest income.
Summary of activities in the allowance for credit losses | The following table presents a summary of activities in the allowance for unfunded credit reserves for the three and nine months ended September 30, 2017 and 2016:
($ in thousands) |  | Three Months Ended September 30, |  | Nine Months Ended September 30,
| 2017 |  | 2016 |  | 2017 |  | 2016
Beginning balance |  | $ | 15,188 |  |  | $ | 20,318 |  |  | $ | 16,121 |  |  | $ | 20,360 |
Reversal of unfunded credit reserves |  | (452 | ) |  | (1,989 | ) |  | (1,385 | ) |  | (2,031 | )
Ending balance |  | $ | 14,736 |  |  | $ | 18,329 |  |  | $ | 14,736 |  |  | $ | 18,329 |
The following tables present a summary of activities in the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2017 and 2016:
($ in thousands) |  | Three Months Ended September 30, 2017
| Non-PCI Loans |  | PCI Loans |  | Total
| CRE |  | C&I |  | Residential |  | Consumer |  | Total |  |
Beginning balance |  | $ | 73,985 |  |  | $ | 150,136 |  |  | $ | 43,679 |  |  | $ | 8,438 |  |  | $ | 276,238 |  |  | $ | 78 |  |  | $ | 276,316 |
(Reversal of) provision for loan losses |  | (346 | ) |  | 15,656 |  |  | (583 | ) |  | (1,269 | ) |  | 13,458 |  |  | (10 | ) |  | 13,448 |
Charge-offs |  | — |  |  | (7,359 | ) |  | — |  |  | (65 | ) |  | (7,424 | ) |  | — |  |  | (7,424 | )
Recoveries |  | 610 |  |  | 2,165 |  |  | 809 |  |  | 2 |  |  | 3,586 |  |  | — |  |  | 3,586 |
Net recoveries (charge-offs) |  | 610 |  |  | (5,194 | ) |  | 809 |  |  | (63 | ) |  | (3,838 | ) |  | — |  |  | (3,838 | )
Ending balance |  | $ | 74,249 |  |  | $ | 160,598 |  |  | $ | 43,905 |  |  | $ | 7,106 |  |  | $ | 285,858 |  |  | $ | 68 |  |  | $ | 285,926 |
($ in thousands) |  | Three Months Ended September 30, 2016
| Non-PCI Loans |  | PCI Loans |  | Total
| CRE |  | C&I |  | Residential |  | Consumer |  | Total |  |
Beginning balance |  | $ | 78,102 |  |  | $ | 148,427 |  |  | $ | 31,561 |  |  | $ | 8,421 |  |  | $ | 266,511 |  |  | $ | 257 |  |  | $ | 266,768 |
(Reversal of) provision for loan losses |  | (6,598 | ) |  | 18,548 |  |  | 309 |  |  | (644 | ) |  | 11,615 |  |  | (101 | ) |  | 11,514 |
Charge-offs |  | (309 | ) |  | (23,696 | ) |  | (29 | ) |  | (13 | ) |  | (24,047 | ) |  | — |  |  | (24,047 | )
Recoveries |  | 634 |  |  | 165 |  |  | 654 |  |  | 124 |  |  | 1,577 |  |  | — |  |  | 1,577 |
Net recoveries (charge-offs) |  | 325 |  |  | (23,531 | ) |  | 625 |  |  | 111 |  |  | (22,470 | ) |  | — |  |  | (22,470 | )
Ending balance |  | $ | 71,829 |  |  | $ | 143,444 |  |  | $ | 32,495 |  |  | $ | 7,888 |  |  | $ | 255,656 |  |  | $ | 156 |  |  | $ | 255,812 |
($ in thousands) |  | Nine Months Ended September 30, 2017
| Non-PCI Loans |  | PCI Loans |  | Total
| CRE |  | C&I |  | Residential |  | Consumer |  | Total |  |
Beginning balance |  | $ | 72,804 |  |  | $ | 142,166 |  |  | $ | 37,333 |  |  | $ | 8,099 |  |  | $ | 260,402 |  |  | $ | 118 |  |  | $ | 260,520 |
(Reversal of) provision for loan losses |  | (120 | ) |  | 28,576 |  |  | 4,815 |  |  | (1,087 | ) |  | 32,184 |  |  | (50 | ) |  | 32,134 |
Charge-offs |  | (149 | ) |  | (19,802 | ) |  | (1 | ) |  | (72 | ) |  | (20,024 | ) |  | — |  |  | (20,024 | )
Recoveries |  | 1,714 |  |  | 9,658 |  |  | 1,758 |  |  | 166 |  |  | 13,296 |  |  | — |  |  | 13,296 |
Net recoveries (charge-offs) |  | 1,565 |  |  | (10,144 | ) |  | 1,757 |  |  | 94 |  |  | (6,728 | ) |  | — |  |  | (6,728 | )
Ending balance |  | $ | 74,249 |  |  | $ | 160,598 |  |  | $ | 43,905 |  |  | $ | 7,106 |  |  | $ | 285,858 |  |  | $ | 68 |  |  | $ | 285,926 |
($ in thousands) |  | Nine Months Ended September 30, 2016
| Non-PCI Loans |  | PCI Loans |  | Total
| CRE |  | C&I |  | Residential |  | Consumer |  | Total |  |
Beginning balance |  | $ | 81,191 |  |  | $ | 134,597 |  |  | $ | 39,292 |  |  | $ | 9,520 |  |  | $ | 264,600 |  |  | $ | 359 |  |  | $ | 264,959 |
(Reversal of) provision for loan losses |  | (9,731 | ) |  | 38,549 |  |  | (7,679 | ) |  | (1,887 | ) |  | 19,252 |  |  | (203 | ) |  | 19,049 |
Charge-offs |  | (504 | ) |  | (31,770 | ) |  | (166 | ) |  | (17 | ) |  | (32,457 | ) |  | — |  |  | (32,457 | )
Recoveries |  | 873 |  |  | 2,068 |  |  | 1,048 |  |  | 272 |  |  | 4,261 |  |  | — |  |  | 4,261 |
Net recoveries (charge-offs) |  | 369 |  |  | (29,702 | ) |  | 882 |  |  | 255 |  |  | (28,196 | ) |  | — |  |  | (28,196 | )
Ending balance |  | $ | 71,829 |  |  | $ | 143,444 |  |  | $ | 32,495 |  |  | $ | 7,888 |  |  | $ | 255,656 |  |  | $ | 156 |  |  | $ | 255,812 |
Summary of allowance for loan losses and recorded investments by portfolio segment and impairment methodology | The following tables present the Company’s allowance for loan losses and recorded investments by portfolio segment and impairment methodology as of September 30, 2017 and December 31, 2016:
($ in thousands) |  | September 30, 2017
| CRE |  | C&I |  | Residential |  | Consumer |  | Total
Allowance for loan losses |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 1,012 |  |  | $ | 18,969 |  |  | $ | 766 |  |  | $ | 4 |  |  | $ | 20,751 |
Collectively evaluated for impairment |  | 73,237 |  |  | 141,629 |  |  | 43,139 |  |  | 7,102 |  |  | 265,107 |
Acquired with deteriorated credit quality |  | 68 |  |  | — |  |  | — |  |  | — |  |  | 68 |
Ending balance |  | $ | 74,317 |  |  | $ | 160,598 |  |  | $ | 43,905 |  |  | $ | 7,106 |  |  | $ | 285,926 |
Recorded investment in loans |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 39,332 |  |  | $ | 93,800 |  |  | $ | 28,131 |  |  | $ | 4,301 |  |  | $ | 165,564 |
Collectively evaluated for impairment |  | 9,174,220 |  |  | 10,538,790 |  |  | 6,014,197 |  |  | 2,100,313 |  |  | 27,827,520 |
Acquired with deteriorated credit quality (1) |  | 313,628 |  |  | 12,566 |  |  | 190,637 |  |  | 15,442 |  |  | 532,273 |
Ending balance (1) |  | $ | 9,527,180 |  |  | $ | 10,645,156 |  |  | $ | 6,232,965 |  |  | $ | 2,120,056 |  |  | $ | 28,525,357 |
($ in thousands) |  | December 31, 2016
| CRE |  | C&I |  | Residential |  | Consumer |  | Total
Allowance for loan losses |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 1,326 |  |  | $ | 10,477 |  |  | $ | 867 |  |  | $ | 31 |  |  | $ | 12,701 |
Collectively evaluated for impairment |  | 71,478 |  |  | 131,689 |  |  | 36,466 |  |  | 8,068 |  |  | 247,701 |
Acquired with deteriorated credit quality |  | 112 |  |  | 1 |  |  | 5 |  |  | — |  |  | 118 |
Ending balance |  | $ | 72,916 |  |  | $ | 142,167 |  |  | $ | 37,338 |  |  | $ | 8,099 |  |  | $ | 260,520 |
Recorded investment in loans |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 52,378 |  |  | $ | 125,619 |  |  | $ | 24,376 |  |  | $ | 3,682 |  |  | $ | 206,055 |
Collectively evaluated for impairment |  | 8,288,119 |  |  | 9,476,557 |  |  | 4,836,578 |  |  | 2,053,385 |  |  | 24,654,639 |
Acquired with deteriorated credit quality (1) |  | 350,366 |  |  | 38,387 |  |  | 234,764 |  |  | 18,928 |  |  | 642,445 |
Ending balance (1) |  | $ | 8,690,863 |  |  | $ | 9,640,563 |  |  | $ | 5,095,718 |  |  | $ | 2,075,995 |  |  | $ | 25,503,139 |
(1) | Loans net of ASC 310-30 discount.
Summary of changes in accretable yield for PCI loans | The following table presents the changes in accretable yield for PCI loans for the three and nine months ended September 30, 2017 and 2016:
($ in thousands) |  | Three Months Ended September 30, |  | Nine Months Ended September 30,
| 2017 |  | 2016 |  | 2017 |  | 2016
Beginning balance |  | $ | 118,625 |  |  | $ | 166,777 |  |  | $ | 136,247 |  |  | $ | 214,907 |
Accretion |  | (10,747 | ) |  | (14,827 | ) |  | (32,108 | ) |  | (53,510 | )
Changes in expected cash flows |  | 2,078 |  |  | 311 |  |  | 5,817 |  |  | (9,136 | )
Ending balance |  | $ | 109,956 |  |  | $ | 152,261 |  |  | $ | 109,956 |  |  | $ | 152,261 |

X
- Definition Tabular disclosure of the changes in the accretable yield for loans acquired with evidence of credit deterioration. + References No definition available. + Details
Name: | ewbc_ChangesInAccretableYieldForPurchasedCreditImpairedLoansTableTextBlock
Namespace Prefix: | ewbc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables average recorded investment and interest income. + References No definition available. + Details
Name: | ewbc_ImpairedFinancingReceivablesAverageRecordedInvestmentAndInterestIncomeTableTextBlock
Namespace Prefix: | ewbc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Loans Receivable And Allowance By Portfolio Segment By Impairment Methodology [Table Text Block] [Table Text Block] + References No definition available. + Details
Name: | ewbc_LoansReceivableAndAllowanceByPortfolioSegmentByImpairmentMethodologyTableTextBlockTableTextBlock
Namespace Prefix: | ewbc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule Of Financing Receivables, Carrying Amount [Table Text Block] + References No definition available. + Details
Name: | ewbc_ScheduleOfFinancingReceivablesCarryingAmountTableTextBlock
Namespace Prefix: | ewbc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953659-111524 + Details
Name: | us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=66008989&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_LoansAndLeasesReceivableDisclosureAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=66008989&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953401-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the activity in the total allowance for credit losses related to financing receivables (such as loans or lease receivables) for entities that have an unclassified balance sheet, including the balance in the allowance at the beginning and end of each period, additions charged to operations, direct write-downs charged against the allowance, and recoveries of amounts previously charged off. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953423-111524 + Details
Name: | us-gaap_ScheduleOfCreditLossesRelatedToFinancingReceivablesCurrentAndNoncurrentTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables and troubled debt restructurings. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953676-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953682-111524 + Details
Name: | us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration