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Business Segments (Tables)
 3 Months Ended
Mar. 31, 2018
Segment Reporting [Abstract]  
Schedule of operating results and other key financial measures by operating segments
The following tables present the operating results and other key financial measures for the individual operating segments as of and for the three months ended March 31, 2018 and 2017:
 
($ in thousands)
 
Retail
Banking
 
Commercial
Banking
 
Other
 
Total
Three Months Ended March 31, 2018
 
 
 
 
 
 
 
 
Interest income
 
$
104,710

 
$
239,577

 
$
27,586

 
$
371,873

Charge for funds used
 
(49,273
)
 
(111,366
)
 
(18,327
)
 
(178,966
)
Interest spread on funds used
 
55,437

 
128,211

 
9,259

 
192,907

Interest expense
 
(24,940
)
 
(9,179
)
 
(11,061
)
 
(45,180
)
Credit on funds provided
 
145,451

 
25,448

 
8,067

 
178,966

Interest spread on funds provided (used)
 
120,511

 
16,269

 
(2,994
)
 
133,786

Net interest income before provision for credit losses
 
$
175,948

 
$
144,480

 
$
6,265

 
$
326,693

Provision for credit losses
 
$
3,093

 
$
17,125

 
$
—

 
$
20,218

Noninterest income
 
$
44,448

 
$
27,438

 
$
2,558

 
$
74,444

Noninterest expense
 
$
81,968

 
$
65,020

 
$
22,147

 
$
169,135

Segment income (loss) before income taxes
 
$
135,335

 
$
89,773

 
$
(13,324
)
 
$
211,784

Segment income after income taxes
 
$
96,968

 
$
64,362

 
$
25,702

 
$
187,032

As of March 31, 2018:
 
 
 
 
 
 
 


Segment assets
 
$
9,345,892

 
$
21,992,393

 
$
6,354,873

 
$
37,693,158

 
 
($ in thousands)
 
Retail
Banking
 
Commercial
Banking
 
Other
 
Total
Three Months Ended March 31, 2017
 
 
 
 
 
 
 
 
Interest income
 
$
81,025

 
$
192,419

 
$
29,225

 
$
302,669

Charge for funds used
 
(27,738
)
 
(64,509
)
 
(28,167
)
 
(120,414
)
Interest spread on funds used
 
53,287

 
127,910

 
1,058

 
182,255

Interest expense
 
(16,183
)
 
(5,098
)
 
(9,266
)
 
(30,547
)
Credit on funds provided
 
102,546

 
12,043

 
5,825

 
120,414

Interest spread on funds provided (used)
 
86,363

 
6,945

 
(3,441
)
 
89,867

Net interest income (loss) before provision for credit losses
 
$
139,650

 
$
134,855

 
$
(2,383
)
 
$
272,122

Provision for credit losses
 
$
378

 
$
6,690

 
$
—

 
$
7,068

Noninterest income
 
$
13,564

 
$
25,734

 
$
76,530

 
$
115,828

Noninterest expense
 
$
72,844

 
$
54,373

 
$
25,661

 
$
152,878

Segment income before income taxes
 
$
79,992

 
$
99,526

 
$
48,486

 
$
228,004

Segment income after income taxes
 
$
47,035

 
$
58,796

 
$
63,905

 
$
169,736

As of March 31, 2017:
 
 
 
 
 
 
 


Segment assets
 
$
8,213,268

 
$
19,624,237

 
$
7,504,621

 
$
35,342,126