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Loans Receivable and Allowance for Credit Losses (Tables) | 12 Months Ended
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Dec. 31, 2019
Loans and Leases Receivable Disclosure [Abstract] |
Summary of TDR loans subsequently defaulted | The following table presents information on loans for which a subsequent default occurred during the years ended December 31, 2019, 2018 and 2017, that had been modified as TDR within 12 months or less of its default, and were still in default at the respective period end:
($ in thousands) |  | Loans Modified as TDRs that Subsequently Defaulted During the Year Ended December 31,
| 2019 |  | 2018 |  | 2017
| Number of Loans |  | Recorded Investment |  | Number of Loans |  | Recorded Investment |  | Number of Loans |  | Recorded Investment
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
C&I |  | 3 |  |  | $ | 13,112 |  |  | 4 |  |  | $ | 1,890 |  |  | 3 |  |  | $ | 8,659 |
CRE: |  |  |  |  |  |  |  |  |  |  |  |
CRE |  | — |  |  | $ | — |  |  | 1 |  |  | $ | 186 |  |  | — |  |  | $ | — |
Total CRE |  | — |  |  | $ | — |  |  | 1 |  |  | $ | 186 |  |  | — |  |  | $ | — |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage: |  |  |  |  |  |  |  |  |  |  |  |
HELOCs |  | — |  |  | $ | — |  |  | 1 |  |  | $ | 150 |  |  | — |  |  | $ | — |
Total residential mortgage |  | — |  |  | $ | — |  |  | 1 |  |  | $ | 150 |  |  | — |  |  | $ | — |
Schedule of the composition of Non-PCI and PCI loans | The following table presents the composition of the Company’s non-PCI and PCI loans as of December 31, 2019 and 2018:
($ in thousands) |  | December 31, 2019 |  | December 31, 2018
| Non-PCI Loans (1) |  | PCI Loans (2) |  | Total (1)(2) |  | Non-PCI Loans (1) |  | PCI Loans (2) |  | Total (1)(2)
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
C&I |  | $ | 12,149,121 |  |  | $ | 1,810 |  |  | $ | 12,150,931 |  |  | $ | 12,054,818 |  |  | $ | 2,152 |  |  | $ | 12,056,970 |
CRE: |  |  |  |  |  |  |  |  |  |  |  |
CRE |  | 10,165,247 |  |  | 113,201 |  |  | 10,278,448 |  |  | 9,097,165 |  |  | 163,034 |  |  | 9,260,199 |
Multifamily residential |  | 2,834,212 |  |  | 22,162 |  |  | 2,856,374 |  |  | 2,433,924 |  |  | 36,744 |  |  | 2,470,668 |
Construction and land |  | 628,459 |  |  | 40 |  |  | 628,499 |  |  | 538,752 |  |  | 42 |  |  | 538,794 |
Total CRE |  | 13,627,918 |  |  | 135,403 |  |  | 13,763,321 |  |  | 12,069,841 |  |  | 199,820 |  |  | 12,269,661 |
Total commercial |  | 25,777,039 |  |  | 137,213 |  |  | 25,914,252 |  |  | 24,124,659 |  |  | 201,972 |  |  | 24,326,631 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage: |  |  |  |  |  |  |  |  |  |  |  |
Single-family residential |  | 7,028,979 |  |  | 79,611 |  |  | 7,108,590 |  |  | 5,939,258 |  |  | 97,196 |  |  | 6,036,454 |
HELOCs |  | 1,466,736 |  |  | 6,047 |  |  | 1,472,783 |  |  | 1,681,979 |  |  | 8,855 |  |  | 1,690,834 |
Total residential mortgage |  | 8,495,715 |  |  | 85,658 |  |  | 8,581,373 |  |  | 7,621,237 |  |  | 106,051 |  |  | 7,727,288 |
Other consumer |  | 282,914 |  |  | — |  |  | 282,914 |  |  | 331,270 |  |  | — |  |  | 331,270 |
Total consumer |  | 8,778,629 |  |  | 85,658 |  |  | 8,864,287 |  |  | 7,952,507 |  |  | 106,051 |  |  | 8,058,558 |
Total loans held-for-investment |  | $ | 34,555,668 |  |  | $ | 222,871 |  |  | $ | 34,778,539 |  |  | $ | 32,077,166 |  |  | $ | 308,023 |  |  | $ | 32,385,189 |
Allowance for loan losses |  | (358,287 | ) |  | — |  |  | (358,287 | ) |  | (311,300 | ) |  | (22 | ) |  | (311,322 | )
Loans held-for-investment, net |  | $ | 34,197,381 |  |  | $ | 222,871 |  |  | $ | 34,420,252 |  |  | $ | 31,765,866 |  |  | $ | 308,001 |  |  | $ | 32,073,867 |
(1) | Includes net deferred loan fees, unearned fees, unamortized premiums and unaccreted discounts of $(43.2) million and $(48.9) million as of December 31, 2019 and 2018, respectively.
(2) Includes ASC 310-30 discount of $14.3 million and $22.2 million as of December 31, 2019 and 2018, respectively.
Summary of credit risk rating for non-PCI and PCI loans by loan type | The following tables present the credit risk ratings for non-PCI loans by loan type as of December 31, 2019 and 2018:
($ in thousands) |  | December 31, 2019
| Pass |  | Special Mention |  | Substandard |  | Doubtful |  | Total Non- PCI Loans
Commercial: |  |  |  |  |  |  |  |  |  |
C&I |  | $ | 11,423,094 |  |  | $ | 406,543 |  |  | $ | 302,509 |  |  | $ | 16,975 |  |  | $ | 12,149,121 |
CRE: |  |  |  |  |  |  |  |  |  |
CRE |  | 10,003,749 |  |  | 83,683 |  |  | 77,815 |  |  | — |  |  | 10,165,247 |
Multifamily residential |  | 2,806,475 |  |  | 20,406 |  |  | 7,331 |  |  | — |  |  | 2,834,212 |
Construction and land |  | 603,447 |  |  | — |  |  | 25,012 |  |  | — |  |  | 628,459 |
Total CRE |  | 13,413,671 |  |  | 104,089 |  |  | 110,158 |  |  | — |  |  | 13,627,918 |
Total commercial |  | 24,836,765 |  |  | 510,632 |  |  | 412,667 |  |  | 16,975 |  |  | 25,777,039 |
Consumer: |  |  |  |  |  |  |  |  |  |
Residential mortgage: |  |  |  |  |  |  |  |  |  |
Single-family residential |  | 7,012,522 |  |  | 2,278 |  |  | 14,179 |  |  | — |  |  | 7,028,979 |
HELOCs |  | 1,453,207 |  |  | 2,787 |  |  | 10,742 |  |  | — |  |  | 1,466,736 |
Total residential mortgage |  | 8,465,729 |  |  | 5,065 |  |  | 24,921 |  |  | — |  |  | 8,495,715 |
Other consumer |  | 280,392 |  |  | 5 |  |  | 2,517 |  |  | — |  |  | 282,914 |
Total consumer |  | 8,746,121 |  |  | 5,070 |  |  | 27,438 |  |  | — |  |  | 8,778,629 |
Total |  | $ | 33,582,886 |  |  | $ | 515,702 |  |  | $ | 440,105 |  |  | $ | 16,975 |  |  | $ | 34,555,668 |
($ in thousands) |  | December 31, 2018
| Pass/Watch |  | Special Mention |  | Substandard |  | Doubtful |  | Total Non- PCI Loans
Commercial: |  |  |  |  |  |  |  |  |  |
C&I |  | $ | 11,644,470 |  |  | $ | 260,089 |  |  | $ | 139,844 |  |  | $ | 10,415 |  |  | $ | 12,054,818 |
CRE: |  |  |  |  |  |  |  |  |  |
CRE |  | 8,957,228 |  |  | 49,705 |  |  | 90,232 |  |  | — |  |  | 9,097,165 |
Multifamily residential |  | 2,402,991 |  |  | 20,551 |  |  | 10,382 |  |  | — |  |  | 2,433,924 |
Construction and land |  | 485,217 |  |  | 19,838 |  |  | 33,697 |  |  | — |  |  | 538,752 |
Total CRE |  | 11,845,436 |  |  | 90,094 |  |  | 134,311 |  |  | — |  |  | 12,069,841 |
Total commercial |  | 23,489,906 |  |  | 350,183 |  |  | 274,155 |  |  | 10,415 |  |  | 24,124,659 |
Consumer: |  |  |  |  |  |  |  |  |  |
Residential mortgage: |  |  |  |  |  |  |  |  |  |
Single-family residential |  | 5,925,584 |  |  | 6,376 |  |  | 7,298 |  |  | — |  |  | 5,939,258 |
HELOCs |  | 1,669,300 |  |  | 1,576 |  |  | 11,103 |  |  | — |  |  | 1,681,979 |
Total residential mortgage |  | 7,594,884 |  |  | 7,952 |  |  | 18,401 |  |  | — |  |  | 7,621,237 |
Other consumer |  | 328,767 |  |  | 1 |  |  | 2,502 |  |  | — |  |  | 331,270 |
Total consumer |  | 7,923,651 |  |  | 7,953 |  |  | 20,903 |  |  | — |  |  | 7,952,507 |
Total |  | $ | 31,413,557 |  |  | $ | 358,136 |  |  | $ | 295,058 |  |  | $ | 10,415 |  |  | $ | 32,077,166 |
The following tables present the credit risk ratings for PCI loans by loan type as of December 31, 2019 and 2018:
($ in thousands) |  | December 31, 2019
| Pass |  | Special Mention |  | Substandard |  | Doubtful |  | Total PCI Loans
Commercial: |  |  |  |  |  |  |  |  |  |
C&I |  | $ | 1,810 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 1,810 |
CRE: |  |  |  |  |  |  |  |  |  |
CRE |  | 102,257 |  |  | — |  |  | 10,944 |  |  | — |  |  | 113,201 |
Multifamily residential |  | 22,162 |  |  | — |  |  | — |  |  | — |  |  | 22,162 |
Construction and land |  | 40 |  |  | — |  |  | — |  |  | — |  |  | 40 |
Total CRE |  | 124,459 |  |  | — |  |  | 10,944 |  |  | — |  |  | 135,403 |
Total commercial |  | 126,269 |  |  | — |  |  | 10,944 |  |  | — |  |  | 137,213 |
Consumer: |  |  |  |  |  |  |  |  |  |
Residential mortgage: |  |  |  |  |  |  |  |  |  |
Single-family residential |  | 79,517 |  |  | — |  |  | 94 |  |  | — |  |  | 79,611 |
HELOCs |  | 5,849 |  |  | — |  |  | 198 |  |  | — |  |  | 6,047 |
Total residential mortgage |  | 85,366 |  |  | — |  |  | 292 |  |  | — |  |  | 85,658 |
Total consumer |  | 85,366 |  |  | — |  |  | 292 |  |  | — |  |  | 85,658 |
Total (1) |  | $ | 211,635 |  |  | $ | — |  |  | $ | 11,236 |  |  | $ | — |  |  | $ | 222,871 |
($ in thousands) |  | December 31, 2018
| Pass/Watch |  | Special Mention |  | Substandard |  | Doubtful |  | Total PCI Loans
Commercial: |  |  |  |  |  |  |  |  |  |
C&I |  | $ | 1,996 |  |  | $ | — |  |  | $ | 156 |  |  | $ | — |  |  | $ | 2,152 |
CRE: |  |  |  |  |  |  |  |  |  |
CRE |  | 143,839 |  |  | — |  |  | 19,195 |  |  | — |  |  | 163,034 |
Multifamily residential |  | 35,221 |  |  | — |  |  | 1,523 |  |  | — |  |  | 36,744 |
Construction and land |  | 42 |  |  | — |  |  | — |  |  | — |  |  | 42 |
Total CRE |  | 179,102 |  |  | — |  |  | 20,718 |  |  | — |  |  | 199,820 |
Total commercial |  | 181,098 |  |  | — |  |  | 20,874 |  |  | — |  |  | 201,972 |
Consumer: |  |  |  |  |  |  |  |  |  |
Residential mortgage: |  |  |  |  |  |  |  |  |  |
Single-family residential |  | 95,789 |  |  | 1,021 |  |  | 386 |  |  | — |  |  | 97,196 |
HELOCs |  | 8,314 |  |  | 256 |  |  | 285 |  |  | — |  |  | 8,855 |
Total residential mortgage |  | 104,103 |  |  | 1,277 |  |  | 671 |  |  | — |  |  | 106,051 |
Total consumer |  | 104,103 |  |  | 1,277 |  |  | 671 |  |  | — |  |  | 106,051 |
Total (1) |  | $ | 285,201 |  |  | $ | 1,277 |  |  | $ | 21,545 |  |  | $ | — |  |  | $ | 308,023 |
(1) Loans net of ASC 310-30 discount.
Schedule of aging analysis on non-PCI loans | The following tables present the aging analysis on non-PCI loans as of December 31, 2019 and 2018:
($ in thousands) |  | December 31, 2019
| Accruing Loans 30-59 Days Past Due |  | Accruing Loans 60-89 Days Past Due |  | Total Accruing Past Due Loans |  | Nonaccrual Loans Less Than 90 Days Past Due |  | Nonaccrual Loans 90 or More Days Past Due |  | Total Nonaccrual Loans |  | Current Accruing Loans |  | Total Non- PCI Loans
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
C&I |  | $ | 31,121 |  |  | $ | 17,034 |  |  | $ | 48,155 |  |  | $ | 31,084 |  |  | $ | 43,751 |  |  | $ | 74,835 |  |  | $ | 12,026,131 |  |  | $ | 12,149,121 |
CRE: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
CRE |  | 22,830 |  |  | 1,977 |  |  | 24,807 |  |  | 540 |  |  | 15,901 |  |  | 16,441 |  |  | 10,123,999 |  |  | 10,165,247 |
Multifamily residential |  | 198 |  |  | 531 |  |  | 729 |  |  | 534 |  |  | 285 |  |  | 819 |  |  | 2,832,664 |  |  | 2,834,212 |
Construction and land |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 628,459 |  |  | 628,459 |
Total CRE |  | 23,028 |  |  | 2,508 |  |  | 25,536 |  |  | 1,074 |  |  | 16,186 |  |  | 17,260 |  |  | 13,585,122 |  |  | 13,627,918 |
Total commercial |  | 54,149 |  |  | 19,542 |  |  | 73,691 |  |  | 32,158 |  |  | 59,937 |  |  | 92,095 |  |  | 25,611,253 |  |  | 25,777,039 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single-family residential |  | 15,443 |  |  | 5,074 |  |  | 20,517 |  |  | 1,964 |  |  | 12,901 |  |  | 14,865 |  |  | 6,993,597 |  |  | 7,028,979 |
HELOCs |  | 4,273 |  |  | 2,791 |  |  | 7,064 |  |  | 1,448 |  |  | 9,294 |  |  | 10,742 |  |  | 1,448,930 |  |  | 1,466,736 |
Total residential mortgage |  | 19,716 |  |  | 7,865 |  |  | 27,581 |  |  | 3,412 |  |  | 22,195 |  |  | 25,607 |  |  | 8,442,527 |  |  | 8,495,715 |
Other consumer |  | 6 |  |  | 5 |  |  | 11 |  |  | — |  |  | 2,517 |  |  | 2,517 |  |  | 280,386 |  |  | 282,914 |
Total consumer |  | 19,722 |  |  | 7,870 |  |  | 27,592 |  |  | 3,412 |  |  | 24,712 |  |  | 28,124 |  |  | 8,722,913 |  |  | 8,778,629 |
Total |  | $ | 73,871 |  |  | $ | 27,412 |  |  | $ | 101,283 |  |  | $ | 35,570 |  |  | $ | 84,649 |  |  | $ | 120,219 |  |  | $ | 34,334,166 |  |  | $ | 34,555,668 |
($ in thousands) |  | December 31, 2018
| Accruing Loans 30-59 Days Past Due |  | Accruing Loans 60-89 Days Past Due |  | Total Accruing Past Due Loans |  | Nonaccrual Loans Less Than 90 Days Past Due |  | Nonaccrual Loans 90 or More Days Past Due |  | Total Nonaccrual Loans |  | Current Accruing Loans |  | Total Non- PCI Loans
Commercial: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
C&I |  | $ | 21,032 |  |  | $ | 19,170 |  |  | $ | 40,202 |  |  | $ | 17,097 |  |  | $ | 26,743 |  |  | $ | 43,840 |  |  | $ | 11,970,776 |  |  | $ | 12,054,818 |
CRE: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
CRE |  | 7,740 |  |  | — |  |  | 7,740 |  |  | 3,704 |  |  | 20,514 |  |  | 24,218 |  |  | 9,065,207 |  |  | 9,097,165 |
Multifamily residential |  | 4,174 |  |  | — |  |  | 4,174 |  |  | 1,067 |  |  | 193 |  |  | 1,260 |  |  | 2,428,490 |  |  | 2,433,924 |
Construction and land |  | 207 |  |  | — |  |  | 207 |  |  | — |  |  | — |  |  | — |  |  | 538,545 |  |  | 538,752 |
Total CRE |  | 12,121 |  |  | — |  |  | 12,121 |  |  | 4,771 |  |  | 20,707 |  |  | 25,478 |  |  | 12,032,242 |  |  | 12,069,841 |
Total commercial |  | 33,153 |  |  | 19,170 |  |  | 52,323 |  |  | 21,868 |  |  | 47,450 |  |  | 69,318 |  |  | 24,003,018 |  |  | 24,124,659 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Single-family residential |  | 14,645 |  |  | 7,850 |  |  | 22,495 |  |  | 509 |  |  | 4,750 |  |  | 5,259 |  |  | 5,911,504 |  |  | 5,939,258 |
HELOCs |  | 2,573 |  |  | 1,816 |  |  | 4,389 |  |  | 1,423 |  |  | 7,191 |  |  | 8,614 |  |  | 1,668,976 |  |  | 1,681,979 |
Total residential mortgage |  | 17,218 |  |  | 9,666 |  |  | 26,884 |  |  | 1,932 |  |  | 11,941 |  |  | 13,873 |  |  | 7,580,480 |  |  | 7,621,237 |
Other consumer |  | 11 |  |  | 12 |  |  | 23 |  |  | — |  |  | 2,502 |  |  | 2,502 |  |  | 328,745 |  |  | 331,270 |
Total consumer |  | 17,229 |  |  | 9,678 |  |  | 26,907 |  |  | 1,932 |  |  | 14,443 |  |  | 16,375 |  |  | 7,909,225 |  |  | 7,952,507 |
Total |  | $ | 50,382 |  |  | $ | 28,848 |  |  | $ | 79,230 |  |  | $ | 23,800 |  |  | $ | 61,893 |  |  | $ | 85,693 |  |  | $ | 31,912,243 |  |  | $ | 32,077,166 |
Summary of additions and modifications to non-PCI troubled debt restructurings | The following tables present the additions to non-PCI TDRs for the years ended December 31, 2019, 2018 and 2017:
($ in thousands) |  | Loans Modified as TDRs During the Year Ended December 31, 2019
| Number of Loans |  | Pre-Modification Outstanding Recorded Investment |  | Post-Modification Outstanding Recorded Investment (1) |  | Financial Impact (2)
Commercial: |  |  |  |  |  |  |  |
C&I |  | 8 |  |  | $ | 95,742 |  |  | $ | 71,332 |  |  | $ | 8,004 |
CRE: |  |  |  |  |  |  |  |
Construction and land |  | 1 |  |  | 19,696 |  |  | 19,691 |  |  | — |
Total CRE |  | 1 |  |  | 19,696 |  |  | 19,691 |  |  | — |
Total commercial |  | 9 |  |  | $ | 115,438 |  |  | $ | 91,023 |  |  | $ | 8,004 |
Consumer: |  |  |  |  |  |  |  |
Residential mortgage: |  |  |  |  |  |  |  |
Single-family residential |  | 2 |  |  | $ | 1,123 |  |  | $ | 1,098 |  |  | $ | 2 |
HELOCs |  | 2 |  |  | 539 |  |  | 528 |  |  | — |
Total residential mortgage |  | 4 |  |  | 1,662 |  |  | 1,626 |  |  | 2 |
Total consumer |  | 4 |  |  | $ | 1,662 |  |  | $ | 1,626 |  |  | $ | 2 |
($ in thousands) |  | Loans Modified as TDRs During the Year Ended December 31, 2018
| Number of Loans |  | Pre-Modification Outstanding Recorded Investment |  | Post-Modification Outstanding Recorded Investment (1) |  | Financial Impact (2)
Commercial: |  |  |  |  |  |  |  |
C&I |  | 8 |  |  | $ | 11,366 |  |  | $ | 9,520 |  |  | $ | 699 |
CRE: |  |  |  |  |  |  |  |
CRE |  | 1 |  |  | 750 |  |  | 752 |  |  | — |
Total CRE |  | 1 |  |  | 750 |  |  | 752 |  |  | — |
Total commercial |  | 9 |  |  | $ | 12,116 |  |  | $ | 10,272 |  |  | $ | 699 |
Consumer: |  |  |  |  |  |  |  |
Residential mortgage: |  |  |  |  |  |  |  |
Single-family residential |  | 2 |  |  | $ | 405 |  |  | $ | 391 |  |  | $ | (28 | )
HELOCs |  | 2 |  |  | 1,546 |  |  | 1,418 |  |  | — |
Total residential mortgage |  | 4 |  |  | 1,951 |  |  | 1,809 |  |  | (28 | )
Total consumer |  | 4 |  |  | $ | 1,951 |  |  | $ | 1,809 |  |  | $ | (28 | )
($ in thousands) |  | Loans Modified as TDRs During the Year Ended December 31, 2017
| Number of Loans |  | Pre-Modification Outstanding Recorded Investment |  | Post-Modification Outstanding Recorded Investment (1) |  | Financial Impact (2)
Commercial: |  |  |  |  |  |  |  |
C&I |  | 16 |  |  | $ | 43,884 |  |  | $ | 37,900 |  |  | $ | 11,520 |
CRE: |  |  |  |  |  |  |  |
CRE |  | 4 |  |  | 2,675 |  |  | 2,627 |  |  | 157 |
Multifamily residential |  | 1 |  |  | 3,655 |  |  | 2,969 |  |  | — |
Total CRE |  | 5 |  |  | 6,330 |  |  | 5,596 |  |  | 157 |
Total commercial |  | 21 |  |  | $ | 50,214 |  |  | $ | 43,496 |  |  | $ | 11,677 |
Consumer: |  |  |  |  |  |  |  |
Residential mortgage: |  |  |  |  |  |  |  |
HELOCs |  | 1 |  |  | $ | 152 |  |  | $ | 155 |  |  | $ | — |
Total residential mortgage |  | 1 |  |  | 152 |  |  | 155 |  |  | — |
Total consumer |  | 1 |  |  | $ | 152 |  |  | $ | 155 |  |  | $ | — |
(1) | Includes subsequent payments after modification and reflects the balance as of December 31, 2019, 2018 and 2017.
(2) | The financial impact includes charge-offs and specific reserves recorded since the modification date.
The following tables present the non-PCI TDR modifications for the years ended December 31, 2019, 2018 and 2017 by modification type:
($ in thousands) |  | Modification Type During the Year Ended December 31, 2019
| Principal (1) |  | Principal and Interest (2) |  | Interest Rate Reduction |  | Other (3) |  | Total
Commercial: |  |  |  |  |  |  |  |  |  |
C&I |  | $ | 31,611 |  |  | $ | — |  |  | $ | — |  |  | $ | 39,721 |  |  | $ | 71,332 |
CRE: |  |  |  |  |  |  |  |  |  |
Construction and land |  | — |  |  | — |  |  | 19,691 |  |  | — |  |  | 19,691 |
Total CRE |  | — |  |  | — |  |  | 19,691 |  |  | — |  |  | 19,691 |
Total commercial |  | 31,611 |  |  | — |  |  | 19,691 |  |  | 39,721 |  |  | 91,023 |
Consumer: |  |  |  |  |  |  |  |  |  |
Residential mortgage: |  |  |  |  |  |  |  |  |  |
Single-family residential |  | — |  |  | 1,098 |  |  | — |  |  | — |  |  | 1,098 |
HELOCs |  | — |  |  | 397 |  |  | — |  |  | 131 |  |  | 528 |
Total residential mortgage |  | — |  |  | 1,495 |  |  | — |  |  | 131 |  |  | 1,626 |
Total consumer |  | — |  |  | 1,495 |  |  | — |  |  | 131 |  |  | 1,626 |
Total |  | $ | 31,611 |  |  | $ | 1,495 |  |  | $ | 19,691 |  |  | $ | 39,852 |  |  | $ | 92,649 |
($ in thousands) |  | Modification Type During the Year Ended December 31, 2018
| Principal (1) |  | Principal and Interest (2) |  | Interest Rate Reduction |  | Other (3) |  | Total
Commercial: |  |  |  |  |  |  |  |  |  |
C&I |  | $ | 5,472 |  |  | $ | — |  |  | $ | — |  |  | $ | 4,048 |  |  | $ | 9,520 |
CRE: |  |  |  |  |  |  |  |  |  |
CRE |  | — |  |  | — |  |  | 752 |  |  | — |  |  | 752 |
Total CRE |  | — |  |  | — |  |  | 752 |  |  | — |  |  | 752 |
Total commercial |  | 5,472 |  |  | — |  |  | 752 |  |  | 4,048 |  |  | 10,272 |
Consumer: |  |  |  |  |  |  |  |  |  |
Residential mortgage: |  |  |  |  |  |  |  |  |  |
Single-family residential |  | 66 |  |  | — |  |  | — |  |  | 325 |  |  | 391 |
HELOCs |  | 1,353 |  |  | — |  |  | — |  |  | 65 |  |  | 1,418 |
Total residential mortgage |  | 1,419 |  |  | — |  |  | — |  |  | 390 |  |  | 1,809 |
Total consumer |  | 1,419 |  |  | — |  |  | — |  |  | 390 |  |  | 1,809 |
Total |  | $ | 6,891 |  |  | $ | — |  |  | $ | 752 |  |  | $ | 4,438 |  |  | $ | 12,081 |
($ in thousands) |  | Modification Type During the Year Ended December 31, 2017
| Principal (1) |  | Principal and Interest (2) |  | Interest Rate Reduction |  | Other (3) |  | Total
Commercial: |  |  |  |  |  |  |  |  |  |
C&I |  | $ | 13,568 |  |  | $ | 7,848 |  |  | $ | — |  |  | $ | 16,484 |  |  | $ | 37,900 |
CRE: |  |  |  |  |  |  |  |  |  |
CRE |  | 2,627 |  |  | — |  |  | — |  |  | — |  |  | 2,627 |
Multifamily residential |  | 2,969 |  |  | — |  |  | — |  |  | — |  |  | 2,969 |
Total CRE |  | 5,596 |  |  | — |  |  | — |  |  | — |  |  | 5,596 |
Total commercial |  | 19,164 |  |  | 7,848 |  |  | — |  |  | 16,484 |  |  | 43,496 |
Consumer: |  |  |  |  |  |  |  |  |  |
Residential mortgage: |  |  |  |  |  |  |  |  |  |
HELOCs |  | — |  |  | 155 |  |  | — |  |  | — |  |  | 155 |
Total residential mortgage |  | — |  |  | 155 |  |  | — |  |  | — |  |  | 155 |
Total consumer |  | — |  |  | 155 |  |  | — |  |  | — |  |  | 155 |
Total |  | $ | 19,164 |  |  | $ | 8,003 |  |  | $ | — |  |  | $ | 16,484 |  |  | $ | 43,651 |
(1) | Includes forbearance payments, term extensions and principal deferments that modify the terms of the loan from principal and interest payments to interest payments only.
(2) | Includes principal and interest deferments or reductions.
(3) Includes primarily funding to secure additional collateral and provides liquidity to collateral-dependent C&I loans.
Summary of non-PCI impaired loans | The following tables present information on non-PCI impaired loans as of December 31, 2019 and 2018:
($ in thousands) |  | December 31, 2019
| Unpaid Principal Balance |  | Recorded Investment With No Allowance |  | Recorded Investment With Allowance |  | Total Recorded Investment |  | Related Allowance
Commercial: |  |  |  |  |  |  |  |  |  |
C&I |  | $ | 174,656 |  |  | $ | 73,956 |  |  | $ | 40,086 |  |  | $ | 114,042 |  |  | $ | 2,881 |
CRE: |  |  |  |  |  |  |  |  |  |
CRE |  | 27,601 |  |  | 20,098 |  |  | 1,520 |  |  | 21,618 |  |  | 97 |
Multifamily residential |  | 4,965 |  |  | 1,371 |  |  | 3,093 |  |  | 4,464 |  |  | 55 |
Construction and land |  | 19,696 |  |  | 19,691 |  |  | — |  |  | 19,691 |  |  | — |
Total CRE |  | 52,262 |  |  | 41,160 |  |  | 4,613 |  |  | 45,773 |  |  | 152 |
Total commercial |  | 226,918 |  |  | 115,116 |  |  | 44,699 |  |  | 159,815 |  |  | 3,033 |
Consumer: |  |  |  |  |  |  |  |  |  |
Residential mortgage: |  |  |  |  |  |  |  |  |  |
Single-family residential |  | 23,626 |  |  | 8,507 |  |  | 13,704 |  |  | 22,211 |  |  | 35 |
HELOCs |  | 13,711 |  |  | 6,125 |  |  | 7,449 |  |  | 13,574 |  |  | 8 |
Total residential mortgage |  | 37,337 |  |  | 14,632 |  |  | 21,153 |  |  | 35,785 |  |  | 43 |
Other consumer |  | 2,517 |  |  | — |  |  | 2,517 |  |  | 2,517 |  |  | 2,517 |
Total consumer |  | 39,854 |  |  | 14,632 |  |  | 23,670 |  |  | 38,302 |  |  | 2,560 |
Total non-PCI impaired loans |  | $ | 266,772 |  |  | $ | 129,748 |  |  | $ | 68,369 |  |  | $ | 198,117 |  |  | $ | 5,593 |
($ in thousands) |  | December 31, 2018
| Unpaid Principal Balance |  | Recorded Investment With No Allowance |  | Recorded Investment With Allowance |  | Total Recorded Investment |  | Related Allowance
Commercial: |  |  |  |  |  |  |  |  |  |
C&I |  | $ | 82,963 |  |  | $ | 48,479 |  |  | $ | 8,609 |  |  | $ | 57,088 |  |  | $ | 1,219 |
CRE: |  |  |  |  |  |  |  |  |  |
CRE |  | 36,426 |  |  | 28,285 |  |  | 2,067 |  |  | 30,352 |  |  | 208 |
Multifamily residential |  | 6,031 |  |  | 2,949 |  |  | 2,611 |  |  | 5,560 |  |  | 75 |
Total CRE |  | 42,457 |  |  | 31,234 |  |  | 4,678 |  |  | 35,912 |  |  | 283 |
Total commercial |  | 125,420 |  |  | 79,713 |  |  | 13,287 |  |  | 93,000 |  |  | 1,502 |
Consumer: |  |  |  |  |  |  |  |  |  |
Residential mortgage: |  |  |  |  |  |  |  |  |  |
Single-family residential |  | 14,670 |  |  | 2,552 |  |  | 10,908 |  |  | 13,460 |  |  | 34 |
HELOCs |  | 10,035 |  |  | 5,547 |  |  | 4,409 |  |  | 9,956 |  |  | 5 |
Total residential mortgage |  | 24,705 |  |  | 8,099 |  |  | 15,317 |  |  | 23,416 |  |  | 39 |
Other consumer |  | 2,502 |  |  | — |  |  | 2,502 |  |  | 2,502 |  |  | 2,491 |
Total consumer |  | 27,207 |  |  | 8,099 |  |  | 17,819 |  |  | 25,918 |  |  | 2,530 |
Total non-PCI impaired loans |  | $ | 152,627 |  |  | $ | 87,812 |  |  | $ | 31,106 |  |  | $ | 118,918 |  |  | $ | 4,032 |
Schedule of average recorded investment and amount of interest income on non-PCI impaired loans | The following table presents the average recorded investment and interest income recognized on non-PCI impaired loans for the years ended December 31, 2019, 2018 and 2017:
($ in thousands) |  | Year Ended December 31,
| 2019 |  | 2018 |  | 2017
| Average Recorded Investment |  | Recognized Interest Income (1) |  | Average Recorded Investment |  | Recognized Interest Income (1) |  | Average Recorded Investment |  | Recognized Interest Income (1)
Commercial: |  |  |  |  |  |  |  |  |  |  |  |
C&I |  | $ | 248,619 |  |  | $ | 2,932 |  |  | $ | 143,430 |  |  | $ | 1,046 |  |  | $ | 110,662 |  |  | $ | 1,517 |
CRE: |  |  |  |  |  |  |  |  |  |  |  |
CRE |  | 33,046 |  |  | 464 |  |  | 35,049 |  |  | 491 |  |  | 36,003 |  |  | 578 |
Multifamily residential |  | 6,116 |  |  | 228 |  |  | 11,742 |  |  | 249 |  |  | 11,455 |  |  | 422 |
Construction and land |  | 19,691 |  |  | 68 |  |  | 3,973 |  |  | — |  |  | 4,382 |  |  | — |
Total CRE |  | 58,853 |  |  | 760 |  |  | 50,764 |  |  | 740 |  |  | 51,840 |  |  | 1,000 |
Total commercial |  | 307,472 |  |  | 3,692 |  |  | 194,194 |  |  | 1,786 |  |  | 162,502 |  |  | 2,517 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage: |  |  |  |  |  |  |  |  |  |  |  |
Single-family residential |  | 37,315 |  |  | 496 |  |  | 22,350 |  |  | 474 |  |  | 14,994 |  |  | 417 |
HELOCs |  | 22,851 |  |  | 130 |  |  | 14,134 |  |  | 70 |  |  | 5,494 |  |  | 55 |
Total residential mortgage |  | 60,166 |  |  | 626 |  |  | 36,484 |  |  | 544 |  |  | 20,488 |  |  | 472 |
Other consumer |  | 2,552 |  |  | — |  |  | 2,502 |  |  | — |  |  | 2,142 |  |  | — |
Total consumer |  | 62,718 |  |  | 626 |  |  | 38,986 |  |  | 544 |  |  | 22,630 |  |  | 472 |
Total non-PCI impaired loans |  | $ | 370,190 |  |  | $ | 4,318 |  |  | $ | 233,180 |  |  | $ | 2,330 |  |  | $ | 185,132 |  |  | $ | 2,989 |
(1) Includes interest income recognized on accruing non-PCI TDRs. Interest payments received on nonaccrual non-PCI loans are reflected as a reduction to principal, not as interest income.
Summary of the activity in the allowance for credit losses | The following table presents a summary of activities in the allowance for loan losses by loan type for the years ended December 31, 2019, 2018 and 2017:
($ in thousands) |  | Year Ended December 31,
| 2019 |  | 2018 |  | 2017
Non-PCI Loans |  |  |  |  |  |
Allowance for non-PCI loans, beginning of period |  | $ | 311,300 |  |  | $ | 287,070 |  |  | $ | 260,402 |
Provision for loan losses on non-PCI loans |  | 100,115 |  |  | 65,043 |  |  | 49,129 |
Gross charge-offs: |  |  |  |  |  |
Commercial: |  |  |  |  |  |
C&I |  | (73,985 | ) |  | (59,244 | ) |  | (38,118 | )
CRE: |  |  |  |  |  |
CRE |  | (1,021 | ) |  | — |  |  | — |
Multifamily residential |  | — |  |  | — |  |  | (635 | )
Construction and land |  | — |  |  | — |  |  | (149 | )
Total CRE |  | (1,021 | ) |  | — |  |  | (784 | )
Consumer: |  |  |  |  |  |
Residential mortgage: |  |  |  |  |  |
Single-family residential |  | (11 | ) |  | (1 | ) |  | (1 | )
HELOCs |  | — |  |  | — |  |  | (55 | )
Total residential mortgage |  | (11 | ) |  | (1 | ) |  | (56 | )
Other consumer |  | (50 | ) |  | (188 | ) |  | (17 | )
Total gross charge-offs |  | (75,067 | ) |  | (59,433 | ) |  | (38,975 | )
Gross recoveries: |  |  |  |  |  |
Commercial: |  |  |  |  |  |
C&I |  | 14,501 |  |  | 10,417 |  |  | 11,371 |
CRE: |  |  |  |  |  |
CRE |  | 5,209 |  |  | 5,194 |  |  | 2,111 |
Multifamily residential |  | 1,856 |  |  | 1,757 |  |  | 1,357 |
Construction and land |  | 536 |  |  | 740 |  |  | 259 |
Total CRE |  | 7,601 |  |  | 7,691 |  |  | 3,727 |
Consumer: |  |  |  |  |  |
Residential mortgage: |  |  |  |  |  |
Single-family residential |  | 136 |  |  | 1,214 |  |  | 546 |
HELOCs |  | 7 |  |  | 38 |  |  | 24 |
Total residential mortgage |  | 143 |  |  | 1,252 |  |  | 570 |
Other consumer |  | 19 |  |  | 3 |  |  | 152 |
Total gross recoveries |  | 22,264 |  |  | 19,363 |  |  | 15,820 |
Net charge-offs |  | (52,803 | ) |  | (40,070 | ) |  | (23,155 | )
Foreign currency translation adjustments |  | (325 | ) |  | (743 | ) |  | 694 |
Allowance for non-PCI loans, end of period |  | 358,287 |  |  | 311,300 |  |  | 287,070 |
PCI Loans |  |  |  |  |  |
Allowance for PCI loans, beginning of period |  | 22 |  |  | 58 |  |  | 118 |
Reversal of loan losses on PCI loans |  | (22 | ) |  | (36 | ) |  | (60 | )
Allowance for PCI loans, end of period |  | — |  |  | 22 |  |  | 58 |
Allowance for loan losses |  | $ | 358,287 |  |  | $ | 311,322 |  |  | $ | 287,128 |
The following table presents a summary of activities in the allowance for unfunded credit commitments for the years ended December 31, 2019, 2018 and 2017:
($ in thousands) |  | Year Ended December 31,
| 2019 |  | 2018 |  | 2017
Allowance for unfunded credit commitments, beginning of period |  | $ | 12,566 |  |  | $ | 13,318 |  |  | $ | 16,121 |
Reversal of unfunded credit commitments |  | (1,408 | ) |  | (752 | ) |  | (2,803 | )
Allowance for unfunded credit commitments, end of period |  | $ | 11,158 |  |  | $ | 12,566 |  |  | $ | 13,318 |
Allowance for loan losses and recorded investments by loan type and impairment methodology | The following tables present the Company’s allowance for loan losses and recorded investments by loan type and impairment methodology as of December 31, 2019 and 2018:
($ in thousands) |  | December 31, 2019
| Commercial |  | Consumer |  | Total
|  |  | CRE |  | Residential Mortgage |  |  |
| C&I |  | CRE |  | Multifamily Residential |  | Construction and Land |  | Single-Family Residential |  | HELOCs |  | Other Consumer |
Allowance for loan losses |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 2,881 |  |  | $ | 97 |  |  | $ | 55 |  |  | $ | — |  |  | $ | 35 |  |  | $ | 8 |  |  | $ | 2,517 |  |  | $ | 5,593 |
Collectively evaluated for impairment |  | 235,495 |  |  | 40,412 |  |  | 22,771 |  |  | 19,404 |  |  | 28,492 |  |  | 5,257 |  |  | 863 |  |  | 352,694 |
Acquired with deteriorated credit quality |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total |  | $ | 238,376 |  |  | $ | 40,509 |  |  | $ | 22,826 |  |  | $ | 19,404 |  |  | $ | 28,527 |  |  | $ | 5,265 |  |  | $ | 3,380 |  |  | $ | 358,287 |
Recorded investment in loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 114,042 |  |  | $ | 21,618 |  |  | $ | 4,464 |  |  | $ | 19,691 |  |  | $ | 22,211 |  |  | $ | 13,574 |  |  | $ | 2,517 |  |  | $ | 198,117 |
Collectively evaluated for impairment |  | 12,035,079 |  |  | 10,143,629 |  |  | 2,829,748 |  |  | 608,768 |  |  | 7,006,768 |  |  | 1,453,162 |  |  | 280,397 |  |  | 34,357,551 |
Acquired with deteriorated credit quality (1) |  | 1,810 |  |  | 113,201 |  |  | 22,162 |  |  | 40 |  |  | 79,611 |  |  | 6,047 |  |  | — |  |  | 222,871 |
Total (1) |  | $ | 12,150,931 |  |  | $ | 10,278,448 |  |  | $ | 2,856,374 |  |  | $ | 628,499 |  |  | $ | 7,108,590 |  |  | $ | 1,472,783 |  |  | $ | 282,914 |  |  | $ | 34,778,539 |
($ in thousands) |  | December 31, 2018
| Commercial |  | Consumer |  | Total
|  |  | CRE |  | Residential Mortgage |  |  |
| C&I |  | CRE |  | Multifamily Residential |  | Construction and Land |  | Single-Family Residential |  | HELOCs |  | Other Consumer |
Allowance for loan losses |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 1,219 |  |  | $ | 208 |  |  | $ | 75 |  |  | $ | — |  |  | $ | 34 |  |  | $ | 5 |  |  | $ | 2,491 |  |  | $ | 4,032 |
Collectively evaluated for impairment |  | 187,898 |  |  | 40,436 |  |  | 19,810 |  |  | 20,290 |  |  | 31,306 |  |  | 5,769 |  |  | 1,759 |  |  | 307,268 |
Acquired with deteriorated credit quality |  | — |  |  | 22 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 22 |
Total |  | $ | 189,117 |  |  | $ | 40,666 |  |  | $ | 19,885 |  |  | $ | 20,290 |  |  | $ | 31,340 |  |  | $ | 5,774 |  |  | $ | 4,250 |  |  | $ | 311,322 |
Recorded investment in loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 57,088 |  |  | $ | 30,352 |  |  | $ | 5,560 |  |  | $ | — |  |  | $ | 13,460 |  |  | $ | 9,956 |  |  | $ | 2,502 |  |  | $ | 118,918 |
Collectively evaluated for impairment |  | 11,997,730 |  |  | 9,066,813 |  |  | 2,428,364 |  |  | 538,752 |  |  | 5,925,798 |  |  | 1,672,023 |  |  | 328,768 |  |  | 31,958,248 |
Acquired with deteriorated credit quality (1) |  | 2,152 |  |  | 163,034 |  |  | 36,744 |  |  | 42 |  |  | 97,196 |  |  | 8,855 |  |  | — |  |  | 308,023 |
Total (1) |  | $ | 12,056,970 |  |  | $ | 9,260,199 |  |  | $ | 2,470,668 |  |  | $ | 538,794 |  |  | $ | 6,036,454 |  |  | $ | 1,690,834 |  |  | $ | 331,270 |  |  | $ | 32,385,189 |
(1) Loans net of ASC 310-30 discount.
Summary of changes in the accretable yield for the PCI loans | The following table presents the changes in accretable yield on PCI loans for the years ended December 31, 2019, 2018 and 2017:
($ in thousands) |  | Year Ended December 31,
| 2019 |  | 2018 |  | 2017
Accretable yield for PCI loans, beginning of period |  | $ | 74,870 |  |  | $ | 101,977 |  |  | $ | 136,247 |
Accretion |  | (24,220 | ) |  | (34,662 | ) |  | (42,487 | )
Changes in expected cash flows |  | (140 | ) |  | 7,555 |  |  | 8,217 |
Accretable yield for PCI loans, end of period |  | $ | 50,510 |  |  | $ | 74,870 |  |  | $ | 101,977 |
Schedule of loan securitization, loan purchases into held-for-investment portfolio, reclassification of loans held-for-investment to/from held-for-sale, and sales | The following tables provide information about the carrying value of loans purchased for the held-for-investment portfolio, loans sold and loans transferred from held-for-investment to held-for-sale at lower of cost or fair value during the years ended December 31, 2019, 2018 and 2017:
($ in thousands) |  | Year Ended December 31, 2019
| Commercial |  | Consumer |  | Total
|  |  | CRE |  | Residential Mortgage |  |  |
| C&I |  | CRE |  | Multifamily Residential |  | Construction and Land |  | Single-Family Residential |  | HELOCs |  | Other Consumer |
Loans transferred from held-for-investment to held-for-sale (1) |  | $ | 245,002 |  |  | $ | 39,062 |  |  | $ | — |  |  | $ | 1,573 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 285,637 |
Sales (2)(3)(4) |  | $ | 245,791 |  |  | $ | 39,062 |  |  | $ | — |  |  | $ | 1,573 |  |  | $ | 10,410 |  |  | $ | — |  |  | $ | — |  |  | $ | 296,836 |
Purchases (5) |  | $ | 397,615 |  |  | $ | — |  |  | $ | 8,988 |  |  | $ | — |  |  | $ | 117,227 |  |  | $ | — |  |  | $ | — |  |  | $ | 523,830 |
($ in thousands) |  | Year Ended December 31, 2018
| Commercial |  | Consumer |  | Total
|  |  | CRE |  | Residential Mortgage |  |  |
| C&I |  | CRE |  | Multifamily Residential |  | Construction and Land |  | Single-Family Residential |  | HELOCs |  | Other Consumer |
Loans transferred from held-for-investment to held-for-sale (1) |  | $ | 404,321 |  |  | $ | 62,291 |  |  | $ | — |  |  | $ | — |  |  | $ | 14,981 |  |  | $ | — |  |  | $ | — |  |  | $ | 481,593 |
Loans transferred from held-for-sale to held-for-investment |  | $ | 2,306 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 2,306 |
Sales (2)(3)(4) |  | $ | 413,844 |  |  | $ | 62,291 |  |  | $ | — |  |  | $ | — |  |  | $ | 34,966 |  |  | $ | — |  |  | $ | — |  |  | $ | 511,101 |
Purchases (5) |  | $ | 525,767 |  |  | $ | — |  |  | $ | 7,389 |  |  | $ | — |  |  | $ | 63,781 |  |  | $ | — |  |  | $ | — |  |  | $ | 596,937 |
($ in thousands) |  | Year Ended December 31, 2017
| Commercial |  | Consumer |  | Total
|  |  | CRE |  | Residential mortgage |  |  |
| C&I |  | CRE |  | Multifamily Residential |  | Construction and Land |  | Single-Family Residential |  | HELOCs |  | Other Consumer |
Loans transferred from held-for-investment to held-for-sale (1) |  | $ | 476,644 |  |  | $ | 52,217 |  |  | $ | 531 |  |  | $ | 1,609 |  |  | $ | 249 |  |  | $ | — |  |  | $ | 3,706 |  |  | $ | 534,956 |
Loans of DCB branches transferred from held-for-investment to held-for-sale (included in Branch assets held-for-sale) (1) |  | $ | 17,590 |  |  | $ | 36,783 |  |  | $ | 12,448 |  |  | $ | 241 |  |  | $ | 6,416 |  |  | $ | 4,309 |  |  | $ | 345 |  |  | $ | 78,132 |
Sales (2)(3)(4) |  | $ | 476,644 |  |  | $ | 52,217 |  |  | $ | 531 |  |  | $ | 1,609 |  |  | $ | 21,058 |  |  | $ | — |  |  | $ | 25,905 |  |  | $ | 577,964 |
Purchases (5) |  | $ | 503,359 |  |  | $ | — |  |  | $ | 2,311 |  |  | $ | — |  |  | $ | 29,060 |  |  | $ | — |  |  | $ | — |  |  | $ | 534,730 |
(1) | The Company recorded $789 thousand, $14.6 million and $473 thousand in write-downs to the allowance for loan losses related to loans transferred from held-for-investment to held-for-sale for the years ended December 31, 2019, 2018 and 2017, respectively.
(2) | Includes originated loans sold of $230.3 million, $309.7 million and $178.2 million for the years ended December 31, 2019, 2018 and 2017, respectively. Originated loans sold were primarily comprised of C&I loans for the years ended December 31, 2019 and 2018; and C&I, CRE and single-family residential loans for the year ended December 31, 2017.
(3) | Includes purchased loans sold in the secondary market of $66.5 million, $201.4 million and $399.8 million for the years ended December 31, 2019, 2018 and 2017, respectively.
(4) | Net gains on sales of loans were $4.0 million, $6.6 million and $8.9 million for the years ended December 31, 2019, 2018 and 2017, respectively.
(5) C&I loan purchases for each of the yeas ended December 31, 2019, 2018 and 2017 were comprised of broadly syndicated C&I term loans.

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