XML 47 R30.htm IDEA: XBRL DOCUMENT v3.21.2

Loans Receivable and Allowance for Credit Losses (Tables)

6 Months Ended

Jun. 30, 2021

Loans and Leases Receivable Disclosure [Abstract]

Schedule of composition of loans held-for-investment

The following table presents the composition of the Company’s loans held-for-investment as of June 30, 2021 and December 31, 2020:

($ in thousands)						June 30, 2021						December 31, 2020
Commercial:
C&I (1)						$	13,790,461					$	13,631,726
CRE:
CRE						11,711,369						11,174,611
Multifamily residential						3,219,796						3,033,998
Construction and land						460,678						599,692
Total CRE						15,391,843						14,808,301
Total commercial						29,182,304						28,440,027
Consumer:
Residential mortgage:
Single-family residential						8,869,370						8,185,953
HELOCs						1,872,166						1,601,716
Total residential mortgage						10,741,536						9,787,669
Other consumer						147,659						163,259
Total consumer						10,889,195						9,950,928
Total loans held-for-investment (2)						$	40,071,499					$	38,390,955
Allowance for loan losses						(585,724)						(619,983)
Loans held-for-investment, net (2)						$	39,485,775					$	37,770,972

(1)Includes Paycheck Protection Program (“PPP”) loans of $1.43 billion and $1.57 billion as of June 30, 2021 and December 31, 2020, respectively.

(2)Includes net deferred loan fees, unearned fees, unamortized premiums and unaccreted discounts of $(67.0) million and $(58.8) million as of June 30, 2021 and December 31, 2020, respectively. Net origination fees related to PPP loans were $(25.9) million and $(12.7) million as of June 30, 2021 and December 31, 2020, respectively.

Schedule of loans held-for-investment by loan portfolio segments, internal risk ratings and vintage year

The following tables summarize the Company’s loans held-for-investment as of June 30, 2021 and December 31, 2020, presented by loan portfolio segments, internal risk ratings and vintage year. The vintage year is the year of origination, renewal or major modification.

						June 30, 2021
						Term Loans																																				Revolving Loans Amortized Cost Basis						Revolving Loans Converted to Term Loans Amortized Cost Basis						Total
																																							Amortized Cost Basis by Origination Year
($ in thousands)																																							2021						2020						2019						2018						2017						Prior
Commercial:
C&I:
Pass						$	2,473,716					$	2,133,586					$	1,062,978					$	333,190					$	200,711					$	261,156					$	6,706,592					$	29,175					$	13,201,104
Criticized (accrual)						63,030						115,148						87,636						13,847						3,184						4,939						218,348						—						506,132
Criticized (nonaccrual)						16,760						814						2,114						20,977						12,748						1,377						28,435						—						83,225
Total C&I						2,553,506						2,249,548						1,152,728						368,014						216,643						267,472						6,953,375						29,175						13,790,461
CRE:
CRE:
Pass						1,296,562						2,215,380						2,316,293						2,142,042						1,239,195						2,021,101						153,758						24,073						11,408,404
Criticized (accrual)						80,204						13,844						48,131						9,743						33,358						58,905						—						—						244,185
Criticized (nonaccrual)						4,500						—						—						46,829						5,868						1,583						—						—						58,780
Total CRE						1,381,266						2,229,224						2,364,424						2,198,614						1,278,421						2,081,589						153,758						24,073						11,711,369
Multifamily residential:
Pass						384,655						760,226						743,769						454,684						338,701						469,340						6,430						—						3,157,805
Criticized (accrual)						—						—						728						22,337						6,035						29,998						—						—						59,098
Criticized (nonaccrual)						—						—						—						1,189						—						1,704						—						—						2,893
Total multifamily residential						384,655						760,226						744,497						478,210						344,736						501,042						6,430						—						3,219,796
Construction and land:
Pass						54,054						120,898						130,702						111,112						—						1,421						—						—						418,187
Criticized (accrual)						3,440						—						—						—						—						19,151						—						—						22,591
Criticized (nonaccrual)						—						—						—						—						—						19,900						—						—						19,900
Total construction and land						57,494						120,898						130,702						111,112						—						40,472						—						—						460,678
Total CRE						1,823,415						3,110,348						3,239,623						2,787,936						1,623,157						2,623,103						160,188						24,073						15,391,843
Total commercial						4,376,921						5,359,896						4,392,351						3,155,950						1,839,800						2,890,575						7,113,563						53,248						29,182,304
Consumer:
Residential mortgage:
Single-family residential:
Pass (1)						1,526,669						2,319,273						1,567,312						1,273,541						879,004						1,282,396						—						—						8,848,195
Criticized (accrual)						—						397						156						1,100						—						—						—						—						1,653
Criticized (nonaccrual) (1)						1,125						—						1,420						2,667						2,245						12,065						—						—						19,522
Total single-family residential mortgage						1,527,794						2,319,670						1,568,888						1,277,308						881,249						1,294,461						—						—						8,869,370
HELOCs:
Pass						—						1,938						1,501						1,824						4,508						11,385						1,592,348						247,174						1,860,678
Criticized (accrual)						—						—						—						201						—						600						366						—						1,167
Criticized (nonaccrual)						—						—						618						188						3,533						1,927						—						4,055						10,321
Total HELOCs						—						1,938						2,119						2,213						8,041						13,912						1,592,714						251,229						1,872,166
Total residential mortgage						1,527,794						2,321,608						1,571,007						1,279,521						889,290						1,308,373						1,592,714						251,229						10,741,536
Other consumer:
Pass						4,096						7,228						—						—						1,741						81,906						50,166						—						145,137
Criticized (accrual)						19						—						—						—						—						—						—						—						19
Criticized (nonaccrual)						—						—						—						—						2,491						—						12						—						2,503
Total other consumer						4,115						7,228						—						—						4,232						81,906						50,178						—						147,659
Total consumer						1,531,909						2,328,836						1,571,007						1,279,521						893,522						1,390,279						1,642,892						251,229						10,889,195
Total						$	5,908,830					$	7,688,732					$	5,963,358					$	4,435,471					$	2,733,322					$	4,280,854					$	8,756,455					$	304,477					$	40,071,499

($ in thousands)						December 31, 2020
						Term Loans																																				Revolving Loans Amortized Cost Basis						Revolving Loans Converted to Term Loans Amortized Cost Basis						Total
																																							Amortized Cost Basis by Origination Year
																																							2020						2019						2018						2017						2016						Prior
			Commercial:
			C&I:
Pass						$	3,912,147					$	1,477,740					$	483,725					$	245,594					$	69,482					$	245,615					$	6,431,003					$	29,487					$	12,894,793
Criticized (accrual)						120,183						74,601						56,785						19,426						1,487						5,872						324,640						—						602,994
Criticized (nonaccrual)						2,125						25,267						22,240						18,787						4,964						1,592						58,964						—						133,939
Total C&I						4,034,455						1,577,608						562,750						283,807						75,933						253,079						6,814,607						29,487						13,631,726
CRE:
CRE:
Pass						2,296,649						2,402,136						2,310,748						1,328,251						732,694						1,529,681						173,267						19,064						10,792,490
Criticized (accrual)						47,459						63,654						43,447						98,259						2,094						80,662						—						—						335,575
Criticized (nonaccrual)						—						—						42,067						1,115						—						3,364						—						—						46,546
Total CRE						2,344,108						2,465,790						2,396,262						1,427,625						734,788						1,613,707						173,267						19,064						11,174,611
Multifamily residential:
Pass						783,671						783,589						479,959						411,945						181,213						348,751						5,895						—						2,995,023
Criticized (accrual)						—						735						22,330						6,101						264						5,877						—						—						35,307
Criticized (nonaccrual)						—						—						1,475						—						—						2,193						—						—						3,668
Total multifamily residential						783,671						784,324						503,764						418,046						181,477						356,821						5,895						—						3,033,998
Construction and land:
Pass						224,924						172,707						156,712						—						20,897						1,028						—						—						576,268
Criticized (accrual)						3,524						—						—						—						—						19,900						—						—						23,424
Criticized (nonaccrual)						—						—						—						—						—						—						—						—						—
Total construction and land						228,448						172,707						156,712						—						20,897						20,928						—						—						599,692
Total CRE						3,356,227						3,422,821						3,056,738						1,845,671						937,162						1,991,456						179,162						19,064						14,808,301
Total commercial						7,390,682						5,000,429						3,619,488						2,129,478						1,013,095						2,244,535						6,993,769						48,551						28,440,027
Consumer:
Residential mortgage:
Single-family residential:
Pass (1)						2,385,853						1,813,200						1,501,660						1,021,707						523,170						921,714						—						—						8,167,304
Criticized (accrual)						—						1,429						—						—						119						1,034						—						—						2,582
Criticized (nonaccrual) (1)						—						226						812						1,789						1,994						11,246						—						—						16,067
Total single-family residential mortgage						2,385,853						1,814,855						1,502,472						1,023,496						525,283						933,994						—						—						8,185,953
HELOCs:
Pass						1,131						880						2,879						5,363						8,433						13,475						1,328,919						225,810						1,586,890
Criticized (accrual)						—						—						200						—						996						—						1,328						606						3,130
Criticized (nonaccrual)						—						151						285						4,617						164						1,962						—						4,517						11,696
Total HELOCs						1,131						1,031						3,364						9,980						9,593						15,437						1,330,247						230,933						1,601,716
Total residential mortgage						2,386,984						1,815,886						1,505,836						1,033,476						534,876						949,431						1,330,247						230,933						9,787,669
Other consumer:
Pass						9,531						—						—						1,830						—						83,255						66,136						—						160,752
Criticized (accrual)						16						—						—						—						—						—						—						—						16
Criticized (nonaccrual)						—						—						—						2,491						—						—						—						—						2,491
Total other consumer						9,547						—						—						4,321						—						83,255						66,136						—						163,259
Total consumer						2,396,531						1,815,886						1,505,836						1,037,797						534,876						1,032,686						1,396,383						230,933						9,950,928
Total						$	9,787,213					$	6,816,315					$	5,125,324					$	3,167,275					$	1,547,971					$	3,277,221					$	8,390,152					$	279,484					$	38,390,955

(1)As of June 30, 2021 and December 31, 2020, $647 thousand and $747 thousand of nonaccrual loans whose payments are guaranteed by the Federal Housing Administration, respectively, were classified with a “Pass” rating.

Schedule of aging analysis of loans

The following tables present the aging analysis of total loans held-for-investment as of June 30, 2021 and December 31, 2020:

($ in thousands)						June 30, 2021
						Current Accruing Loans (1)						Accruing Loans 30-59  Days Past Due						Accruing Loans 60-89  Days Past Due																		Total Accruing Past Due Loans																		Total Nonaccrual Loans						Total Loans
Commercial:
C&I						$	13,677,054					$	30,148					$	34																	$	30,182																	$	83,225					$	13,790,461
CRE:
CRE						11,647,942						4,647						—																		4,647																		58,780						11,711,369
Multifamily residential						3,215,139						1,764						—																		1,764																		2,893						3,219,796
Construction and land						440,778						—						—																		—																		19,900						460,678
Total CRE						15,303,859						6,411						—																		6,411																		81,573						15,391,843
Total commercial						28,980,913						36,559						34																		36,593																		164,798						29,182,304
Consumer:
Residential mortgage:
Single-family residential						8,834,580						12,969						1,653																		14,622																		20,168						8,869,370
HELOCs						1,858,040						2,643						1,162																		3,805																		10,321						1,872,166
Total residential mortgage						10,692,620						15,612						2,815																		18,427																		30,489						10,741,536
Other consumer						144,871						265						20																		285																		2,503						147,659
Total consumer						10,837,491						15,877						2,835																		18,712																		32,992						10,889,195
Total						$	39,818,404					$	52,436					$	2,869																	$	55,305																	$	197,790					$	40,071,499

($ in thousands)						December 31, 2020
						Current Accruing Loans (1)						Accruing Loans 30-59 Days Past Due						Accruing Loans 60-89 Days Past Due												Total Accruing Past Due Loans																		Total Nonaccrual Loans						Total Loans
Commercial:
C&I						$	13,488,070					$	8,993					$	724											$	9,717																	$	133,939					$	13,631,726
CRE:
CRE						11,127,690						375						—												375																		46,546						11,174,611
Multifamily residential						3,028,512						1,818						—												1,818																		3,668						3,033,998
Construction and land						579,792						19,900						—												19,900																		—						599,692
Total CRE						14,735,994						22,093						—												22,093																		50,214						14,808,301
Total commercial						28,224,064						31,086						724												31,810																		184,153						28,440,027
Consumer:
Residential mortgage:
Single-family residential						8,156,645						9,911						2,583												12,494																		16,814						8,185,953
HELOCs						1,583,968						2,922						3,130												6,052																		11,696						1,601,716
Total residential mortgage						9,740,613						12,833						5,713												18,546																		28,510						9,787,669
Other consumer						160,534						217						17												234																		2,491						163,259
Total consumer						9,901,147						13,050						5,730												18,780																		31,001						9,950,928
Total						$	38,125,211					$	44,136					$	6,454											$	50,590																	$	215,154					$	38,390,955

(1)As of June 30, 2021 and December 31, 2020, loans in payment deferral programs offered in response to the COVID-19 pandemic that are performing according to their modified terms are generally not considered delinquent, and are included in the “Current Accruing Loans” column.

Schedule of amortized cost of loans on nonaccrual status with no related allowance for loan losses

The following table presents the amortized cost of loans on nonaccrual status for which there was no related allowance for loan losses as of both June 30, 2021 and December 31, 2020. Nonaccrual loans may not have an allowance for credit losses if the loss expectation is zero because the loan balances are supported by the collateral value.

($ in thousands)									June 30, 2021									December 31, 2020
Commercial:
C&I									$	44,110								$	62,040
CRE:
CRE									58,346									45,537
Multifamily residential									2,428									2,519
Construction and land									19,900									—
Total CRE									80,674									48,056
Total commercial									124,784									110,096
Consumer:
Residential mortgage:
Single-family residential									8,702									6,013
HELOCs									6,871									8,076
Total residential mortgage									15,573									14,089
Other consumer									—									2,491
Total consumer									15,573									16,580
Total nonaccrual loans with no related allowance for loan losses									$	140,357								$	126,676

Summary of additions and post-modification to troubled debt restructurings

The following tables present the additions to TDRs for the three and six months ended June 30, 2021 and 2020:

($ in thousands)						Loans Modified as TDRs During the Three Months Ended June 30,
						2021																								2020
						Number of Loans						Pre- Modification Outstanding Recorded Investment						Post- Modification Outstanding Recorded    Investment (1)						Financial    Impact (2)						Number of Loans						Pre- Modification Outstanding Recorded Investment						Post- Modification Outstanding Recorded    Investment (1)						Financial    Impact (2)
Commercial:
C&I						4						$	20,375					$	20,084					$	2,162					3						$	35,260					$	28,926					$	872
Total						4						$	20,375					$	20,084					$	2,162					3						$	35,260					$	28,926					$	872

($ in thousands)						Loans Modified as TDRs During the Six Months Ended June 30,
						2021																								2020
						Number of Loans						Pre- Modification Outstanding Recorded Investment						Post- Modification Outstanding Recorded    Investment (1)						Financial    Impact (2)						Number of Loans						Pre- Modification Outstanding Recorded Investment						Post- Modification Outstanding Recorded    Investment (1)						Financial    Impact (2)
Commercial:
C&I						5						$	20,818					$	20,499					$	2,318					6						$	51,708					$	43,833					$	1,000
Total						5						$	20,818					$	20,499					$	2,318					6						$	51,708					$	43,833					$	1,000

(1)Includes subsequent payments after modification and reflects the balance as of June 30, 2021 and 2020.

(2)Includes charge-offs and specific reserves recorded since the modification date.

The following tables present the TDR post-modification outstanding balances for the three and six months ended June 30, 2021 and 2020 by modification type:

($ in thousands)						Modification Type During the Three Months Ended June 30,
						2021																														2020
						Principal (1)						Principal   and Interest						Interest Deferments												Interest Rate Reduction						Total						Principal (1)						Principal   and Interest						Interest Deferments						Interest Rate Reduction												Total
Commercial:
C&I						$	3,373					$	—					$	—											$	16,711					$	20,084					$	11,766					$	—					$	17,160					$	—											$	28,926
Total						$	3,373					$	—					$	—											$	16,711					$	20,084					$	11,766					$	—					$	17,160					$	—											$	28,926

($ in thousands)						Modification Type During the Six Months Ended June 30,
						2021																														2020
						Principal (1)						Principal   and Interest						Interest Deferments												Interest Rate Reduction						Total						Principal (1)						Principal   and Interest(2)						Interest Deferments						Interest Rate Reduction												Total
Commercial:
C&I						$	3,788					$	—					$	—											$	16,711					$	20,499					$	15,898					$	10,775					$	17,160					$	—											$	43,833
Total						$	3,788					$	—					$	—											$	16,711					$	20,499					$	15,898					$	10,775					$	17,160					$	—											$	43,833

(1)Includes forbearance payments, term extensions and principal deferments that modify the terms of the loan from principal and interest payments to interest payments only.

(2)Includes principal and interest deferments or reductions.

Summary of TDR loans subsequently defaulted

The following tables present information on loans for which a subsequent payment default occurred during the three and six months ended June 30, 2021 and 2020, respectively, which had been modified as TDR within the previous 12 months of their default, and which were still in default as of June 30, 2021 and 2020.

($ in thousands)						Loans Modified as TDRs that Subsequently Defaulted During the Three Months Ended June 30,
						2021												2020
						Number of Loans						Recorded Investment						Number of Loans						Recorded Investment
Commercial:
C&I						—						$	—					1						$	17,160
Total						—						$	—					1						$	17,160

($ in thousands)						Loans Modified as TDRs that Subsequently Defaulted During the Six Months Ended June 30,
						2021												2020
						Number of Loans						Recorded Investment						Number of Loans						Recorded Investment
Commercial:
C&I						1						$	11,431					1						$	17,160
Total						1						$	11,431					1						$	17,160

Summary of activity in the allowance for credit losses

The following tables summarize the activity in the allowance for loan losses by portfolio segments for the three and six months ended June 30, 2021 and 2020:

($ in thousands)						Three Months Ended June 30, 2021
						Commercial																								Consumer																		Total
						C&I						CRE																		Residential Mortgage												Other Consumer
												CRE						Multifamily Residential						Construction and Land						Single- Family Residential						HELOCs
Allowance for loan losses, beginning of period						$	394,084					$	146,399					$	27,407					$	19,089					$	15,839					$	2,670					$	2,018					$	607,506
(Reversal of) provision for credit losses on loans			(a)			(22,586)						19,375						(5,385)						(3,243)						609						250						2,209						(8,771)
Gross charge-offs						(10,572)						(4,134)						(113)						(209)						—						—						(32)						(15,060)
Gross recoveries						1,338						322						16						6						82						18						3						1,785
Total net (charge-offs) recoveries						(9,234)						(3,812)						(97)						(203)						82						18						(29)						(13,275)
Foreign currency translation adjustment						264						—						—						—						—						—						—						264
Allowance for loan losses, end of period						$	362,528					$	161,962					$	21,925					$	15,643					$	16,530					$	2,938					$	4,198					$	585,724

($ in thousands)						Three Months Ended June 30, 2020
						Commercial																								Consumer																		Total
						C&I						CRE																		Residential Mortgage												Other Consumer
												CRE						Multifamily Residential						Construction and Land						Single- Family Residential						HELOCs
Allowance for loan losses, beginning of period						$	362,629					$	132,819					$	16,530					$	11,018					$	26,822					$	3,881					$	3,304					$	557,003
Provision for (reversal of) credit losses on loans			(a)			37,862						43,315						7,908						7,526						(1,667)						205						(849)						94,300
Gross charge-offs						(20,378)						(320)						—						—						—						(221)						(30)						(20,949)
Gross recoveries						602						226						620						7						159						2						93						1,709
Total net (charge-offs) recoveries						(19,776)						(94)						620						7						159						(219)						63						(19,240)
Foreign currency translation adjustment						8						—						—						—						—						—						—						8
Allowance for loan losses, end of period						$	380,723					$	176,040					$	25,058					$	18,551					$	25,314					$	3,867					$	2,518					$	632,071

($ in thousands)						Six Months Ended June 30, 2021
						Commercial																								Consumer																		Total
						C&I						CRE																		Residential Mortgage												Other Consumer
												CRE						Multifamily Residential						Construction and Land						Single- Family Residential						HELOCs
Allowance for loan losses, beginning of period						$	398,040					$	163,791					$	27,573					$	10,239					$	15,520					$	2,690					$	2,130					$	619,983
(Reversal of) provision for credit losses on loans			(a)			(18,747)						9,098						(6,776)						5,349						985						272						2,096						(7,723)
Gross charge-offs						(19,008)						(11,329)						(130)						(280)						(134)						(45)						(33)						(30,959)
Gross recoveries						2,098						402						1,258						335						159						21						5						4,278
Total net (charge-offs) recoveries						(16,910)						(10,927)						1,128						55						25						(24)						(28)						(26,681)
Foreign currency translation adjustment						145						—						—						—						—						—						—						145
Allowance for loan losses, end of period						$	362,528					$	161,962					$	21,925					$	15,643					$	16,530					$	2,938					$	4,198					$	585,724

($ in thousands)						Six Months Ended June 30, 2020
						Commercial																								Consumer																		Total
						C&I						CRE																		Residential Mortgage												Other Consumer
												CRE						Multifamily Residential						Construction and Land						Single- Family Residential						HELOCs
Allowance for loan losses, beginning of period						$	238,376					$	40,509					$	22,826					$	19,404					$	28,527					$	5,265					$	3,380					$	358,287
Impact of ASU 2016-13 adoption						74,237						72,169						(8,112)						(9,889)						(3,670)						(1,798)						2,221						125,158
Allowance for loan losses, January 1, 2020						312,613						112,678						14,714						9,515						24,857						3,467						5,601						483,445
Provision for (reversal of) credit losses on loans			(a)			98,480						54,750						9,189						9,008						33						617						(3,121)						168,956
Gross charge-offs						(32,355)						(1,274)						—						—						—						(221)						(56)						(33,906)
Gross recoveries						2,177						9,886						1,155						28						424						4						94						13,768
Total net (charge-offs) recoveries						(30,178)						8,612						1,155						28						424						(217)						38						(20,138)
Foreign currency translation adjustment						(192)						—						—						—						—						—						—						(192)
Allowance for loan losses, end of period						$	380,723					$	176,040					$	25,058					$	18,551					$	25,314					$	3,867					$	2,518					$	632,071

The following table summarizes the activities in the allowance for unfunded credit commitments for the three and six months ended June 30, 2021 and 2020:

($ in thousands)						Three Months Ended June 30,												Six Months Ended June 30,
						2021						2020						2021						2020
Unfunded credit facilities
Allowance for unfunded credit commitments, beginning of period						$	32,529					$	20,829					$	33,577					$	11,158
Impact of ASU 2016-13 adoption						—						—						—						10,457
(Reversal of) provision for credit losses on unfunded credit commitments			(b)			(6,229)						8,143						(7,277)						7,357
Allowance for unfunded credit commitments, end of period						26,300						28,972						26,300						28,972
(Reversal of) provision for credit losses			(a) + (b)			$	(15,000)					$	102,443					$	(15,000)					$	176,313

Schedule of carrying value of loans purchased for the held-for-investment portfolio, loans sold and loans transferred from held-for-investment to held-for-sale at lower of cost or fair value

The following tables provide information about the carrying value of loans transferred, loans sold and purchased for the held-for-investment portfolio, during the three and six months ended June 30, 2021 and 2020:

($ in thousands)						Three Months Ended June 30, 2021
						Commercial												Consumer																		Total
						C&I						CRE															Residential Mortgage
												CRE															Single-Family Residential
Loans transferred from held-for-investment to held-for-sale (1)						$	84,745					$	17,019														$	—																	$	101,764
Sales (2)(3)(4)						$	84,503					$	17,019														$	2,658																	$	104,180
Purchases (5)						$	66,415					$	—														$	165,163																	$	231,578

($ in thousands)						Three Months Ended June 30, 2020
						Commercial												Consumer																		Total
						C&I									CRE												Residential Mortgage
															Multifamily Residential												Single-Family Residential
Loans transferred from held-for-investment to held-for-sale (1)						$	33,060								$	—											$	—																	$	33,060
Sales (2)(3)(4)						$	33,060								$	—											$	13,708																	$	46,768
Purchases (5)						$	12,503								$	7											$	—																	$	12,510

						Six Months Ended June 30, 2021
						Commercial																		Consumer
												CRE												Residential Mortgage
($ in thousands)						C&I						CRE						Multifamily Residential												Single-Family Residential																		Total
Loans transferred from held-for-investment to held-for-sale (1)						$	210,585					$	37,051					$	—											$	—																	$	247,636
Sales (2)(3)(4)						$	210,382					$	37,051					$	—											$	10,164																	$	257,597
Purchases (5)						$	245,093					$	—					$	370											$	296,963																	$	542,426

						Six Months Ended June 30, 2020
						Commercial																		Consumer
												CRE												Residential Mortgage
($ in thousands)						C&I						CRE						Multifamily Residential												Single-Family Residential															Total
Loans transferred from held-for-investment to held-for-sale (1)						$	136,033					$	7,250					$	—											$	—																	$	143,283
Sales (2)(3)(4)						$	136,033					$	7,250					$	—											$	18,350																	$	161,633
Purchases (5)						$	143,086					$	—					$	1,520											$	1,084																	$	145,690

(1)Includes write-downs of $1.3 million to the allowance for loan losses related to loans transferred from held-for-investment to held-for-sale for the three and six months ended June 30, 2021. There were no write-downs for the three and six months ended June 30, 2020.

(2)Includes originated loans sold of $67.6 million and $198.6 million for the three and six months ended June 30, 2021, respectively, and $46.8 million and $161.6 million for the three and six months ended June 30, 2020, respectively. Originated loans sold consisted primarily of C&I loans during the three and six months ended June 30, 2021. In comparison, originated loans sold consisted primarily of C&I and single-family residential loans for the three and six months ended June 30, 2020.

(3)Includes $36.6 million and $59.0 million of purchased loans sold in the secondary market for the three and six months ended June 30, 2021, respectively. There were no purchased loans sold in the secondary market for the three and six months ended June 30, 2020.

(4)Net gains on sales of loans were $1.5 million and $3.3 million for the three and six months ended June 30, 2021, respectively, and $132 thousand and $1.1 million for the three and six months ended June 30, 2020, respectively.

(5)C&I loan purchases were comprised primarily of syndicated C&I term loans.

X

- Definition

Schedule Of Financing Receivables, Carrying Amount [Table Text Block]

+ References

No definition available.

+ Details

Name:	ewbc_ScheduleOfFinancingReceivablesCarryingAmountTableTextBlock
Namespace Prefix:	ewbc_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Schedule Of Sales, Purchases And Securitization Of Loans, And Reclassification Of Loans Held-For-Investment To (From) Loans Held-For-Sale [Table Text Block]

+ References

No definition available.

+ Details

Name:	ewbc_ScheduleOfSalesPurchasesAndSecuritizationOfLoansAndReclassificationOfLoansHeldForInvestmentToFromLoansHeldForSaleTableTextBlock
Namespace Prefix:	ewbc_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Troubled Debt Restructurings on Financing Receivables, Defaulted [Table Text Block]

+ References

No definition available.

+ Details

Name:	ewbc_TroubledDebtRestructuringsonFinancingReceivablesDefaultedTableTextBlock
Namespace Prefix:	ewbc_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of allowance for credit loss on financing receivable.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 13
-URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447

+ Details

Name:	us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 5
-URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 29
-URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953659-111524

+ Details

Name:	us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- References

No definition available.

+ Details

Name:	us-gaap_LoansAndLeasesReceivableDisclosureAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of aging analysis for financing receivable.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 14
-URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919253-210447

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7A
-URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953401-111524

Reference 3: http://www.xbrl.org/2003/role/exampleRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 55
-Paragraph 80
-URI http://asc.fasb.org/extlink&oid=124267575&loc=SL82922355-210448

Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=123577603&loc=d3e5111-111524

+ Details

Name:	us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivable on nonaccrual status.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=123577603&loc=d3e5111-111524

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 16
-URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919258-210447

+ Details

Name:	us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivable modified as troubled debt restructuring.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 33
-URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953676-111524

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 34
-URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953682-111524

+ Details

Name:	us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration