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v3.23.2

Loans Receivable and Allowance for Credit Losses - Summary of Activities in Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2023 | Jun. 30, 2022 | Jun. 30, 2023 | Jun. 30, 2022 | Dec. 31, 2022
Allowance for loan losses |  |  |  |  |
Allowance for loan losses, December 31, 2022 |  |  |  |  | $ 595,645
Allowance for loan losses, start of period | $ 619,893 | $ 545,685 | $ 595,645 | $ 541,579 |
Provision for (reversal of) credit losses on loans | 24,025 | 12,469 | 42,545 | 24,721 |
Gross charge-offs | (9,755) | (1,146) | (11,792) | (12,779) |
Gross recoveries | 2,218 | 7,730 | 3,646 | 11,099 |
Total net (charge-offs) recoveries | (7,537) | 6,584 | (8,146) | (1,680) |
Foreign currency translation adjustment | (981) | (1,468) | (672) | (1,350) |
Allowance for loan losses, end of period | 635,400 | 563,270 | 635,400 | 563,270 |
Commercial lending | Commercial and industrial (“C&I”) |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Allowance for loan losses, December 31, 2022 |  |  |  |  | 371,700
Allowance for loan losses, start of period | 376,325 | 339,446 |  | 338,252 |
Provision for (reversal of) credit losses on loans | 5,259 | 19,030 | 4,581 | 28,292 |
Gross charge-offs | (7,335) | (240) | (9,235) | (11,428) |
Gross recoveries | 2,065 | 6,514 | 3,276 | 9,516 |
Total net (charge-offs) recoveries | (5,270) | 6,274 | (5,959) | (1,912) |
Foreign currency translation adjustment | (981) | (1,468) | (672) | (1,350) |
Allowance for loan losses, end of period | 375,333 | 363,282 | 375,333 | 363,282 |
Commercial lending | CRE |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Allowance for loan losses, December 31, 2022 |  |  |  |  | 149,864
Allowance for loan losses, start of period | 155,067 | 147,104 |  | 150,940 |
Provision for (reversal of) credit losses on loans | 15,685 | (6,819) | 20,361 | (10,312) |
Gross charge-offs | (2,366) | (671) | (2,372) | (1,069) |
Gross recoveries | 119 | 631 | 315 | 686 |
Total net (charge-offs) recoveries | (2,247) | (40) | (2,057) | (383) |
Foreign currency translation adjustment | 0 | 0 | 0 | 0 |
Allowance for loan losses, end of period | 168,505 | 140,245 | 168,505 | 140,245 |
Commercial lending | Residential loan | Multifamily residential |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Allowance for loan losses, December 31, 2022 |  |  |  |  | 23,373
Allowance for loan losses, start of period | 24,526 | 24,176 |  | 14,400 |
Provision for (reversal of) credit losses on loans | (1,604) | 1,976 | (469) | 11,633 |
Gross charge-offs | 0 | (8) | 0 | (9) |
Gross recoveries | 16 | 408 | 28 | 528 |
Total net (charge-offs) recoveries | 16 | 400 | 28 | 519 |
Foreign currency translation adjustment | 0 | 0 | 0 | 0 |
Allowance for loan losses, end of period | 22,938 | 26,552 | 22,938 | 26,552 |
Commercial lending | Construction and land |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Allowance for loan losses, December 31, 2022 |  |  |  |  | 9,109
Allowance for loan losses, start of period | 9,322 | 11,016 |  | 15,468 |
Provision for (reversal of) credit losses on loans | 1,995 | (4,338) | 2,205 | (8,844) |
Gross charge-offs | 0 | 0 | 0 | 0 |
Gross recoveries | 8 | 4 | 11 | 58 |
Total net (charge-offs) recoveries | 8 | 4 | 11 | 58 |
Foreign currency translation adjustment | 0 | 0 | 0 | 0 |
Allowance for loan losses, end of period | 11,325 | 6,682 | 11,325 | 6,682 |
Consumer lending | Residential loan | Single-family residential |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Allowance for loan losses, December 31, 2022 |  |  |  |  | 35,564
Allowance for loan losses, start of period | 48,007 | 18,210 |  | 17,160 |
Provision for (reversal of) credit losses on loans | 3,501 | 3,461 | 15,943 | 4,387 |
Gross charge-offs | 0 | 0 | 0 | 0 |
Gross recoveries | 5 | 169 | 5 | 293 |
Total net (charge-offs) recoveries | 5 | 169 | 5 | 293 |
Foreign currency translation adjustment | 0 | 0 | 0 | 0 |
Allowance for loan losses, end of period | 51,513 | 21,840 | 51,513 | 21,840 |
Consumer lending | HELOCs |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Allowance for loan losses, December 31, 2022 |  |  |  |  | 4,475
Allowance for loan losses, start of period | 4,971 | 3,748 |  | 3,435 |
Provision for (reversal of) credit losses on loans | (444) | (339) | 136 | (40) |
Gross charge-offs | (6) | (193) | (97) | (193) |
Gross recoveries | 5 | 4 | 11 | 18 |
Total net (charge-offs) recoveries | (1) | (189) | (86) | (175) |
Foreign currency translation adjustment | 0 | 0 | 0 | 0 |
Allowance for loan losses, end of period | 4,526 | 3,220 | 4,526 | 3,220 |
Consumer lending | Other consumer |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Allowance for loan losses, December 31, 2022 |  |  |  |  | 1,560
Allowance for loan losses, start of period | 1,675 | 1,985 |  | 1,924 |
Provision for (reversal of) credit losses on loans | (367) | (502) | (212) | (395) |
Gross charge-offs | (48) | (34) | (88) | (80) |
Gross recoveries | 0 | 0 | 0 | 0 |
Total net (charge-offs) recoveries | (48) | (34) | (88) | (80) |
Foreign currency translation adjustment | 0 | 0 | 0 | 0 |
Allowance for loan losses, end of period | $ 1,260 | $ 1,449 | 1,260 | $ 1,449 |
Accounting Standards Update 2022-02 |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Impact of ASU 2022-02 adoption |  |  |  |  | 6,028
Allowance for loan losses, start of period |  |  | $ (6,000) |  |
Accounting Standards Update 2022-02 | Commercial lending | Commercial and industrial (“C&I”) |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Impact of ASU 2022-02 adoption |  |  |  |  | 5,683
Accounting Standards Update 2022-02 | Commercial lending | CRE |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Impact of ASU 2022-02 adoption |  |  |  |  | 337
Accounting Standards Update 2022-02 | Commercial lending | Residential loan | Multifamily residential |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Impact of ASU 2022-02 adoption |  |  |  |  | 6
Accounting Standards Update 2022-02 | Commercial lending | Construction and land |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Impact of ASU 2022-02 adoption |  |  |  |  | 0
Accounting Standards Update 2022-02 | Consumer lending | Residential loan | Single-family residential |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Impact of ASU 2022-02 adoption |  |  |  |  | 1
Accounting Standards Update 2022-02 | Consumer lending | HELOCs |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Impact of ASU 2022-02 adoption |  |  |  |  | 1
Accounting Standards Update 2022-02 | Consumer lending | Other consumer |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Impact of ASU 2022-02 adoption |  |  |  |  | $ 0

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 + Details
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- Definition Amount of foreign currency translation gain (loss) which decreases (increases) allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
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