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v3.23.3

Loans Receivable and Allowance for Credit Losses - Summary of Activities in Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended |
--- | --- | --- | ---
Sep. 30, 2023 | Sep. 30, 2022 | Sep. 30, 2023 | Sep. 30, 2022 | Dec. 31, 2022
Allowance for loan losses |  |  |  |  |
Allowance for loan losses, December 31, 2022 |  |  |  |  | $ 595,645
Allowance for loan losses, start of period | $ 635,400 | $ 563,270 | $ 595,645 | $ 541,579 |
Provision for (reversal of) credit losses on loans | 38,136 | 27,274 | 80,681 | 51,995 |
Gross charge-offs | (21,007) | (13,905) | (32,799) | (26,684) |
Gross recoveries | 2,861 | 7,264 | 6,507 | 18,363 |
Total net (charge-offs) recoveries | (18,146) | (6,641) | (26,292) | (8,321) |
Foreign currency translation adjustment | 133 | (1,386) | (539) | (2,736) |
Allowance for loan losses, end of period | 655,523 | 582,517 | 655,523 | 582,517 |
Commercial lending | Commercial and industrial (“C&I”) |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Allowance for loan losses, December 31, 2022 |  |  |  |  | 371,700
Allowance for loan losses, start of period | 375,333 | 363,282 |  | 338,252 |
Provision for (reversal of) credit losses on loans | 13,006 | 9,575 | 17,587 | 37,867 |
Gross charge-offs | (7,074) | (6,894) | (16,309) | (18,322) |
Gross recoveries | 2,279 | 7,172 | 5,555 | 16,688 |
Total net (charge-offs) recoveries | (4,795) | 278 | (10,754) | (1,634) |
Foreign currency translation adjustment | 133 | (1,386) | (539) | (2,736) |
Allowance for loan losses, end of period | 383,677 | 371,749 | 383,677 | 371,749 |
Commercial lending | CRE |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Allowance for loan losses, December 31, 2022 |  |  |  |  | 149,864
Allowance for loan losses, start of period | 168,505 | 140,245 |  | 150,940 |
Provision for (reversal of) credit losses on loans | 12,952 | 5,299 | 33,313 | (5,013) |
Gross charge-offs | (3,466) | (288) | (5,838) | (1,357) |
Gross recoveries | 49 | 45 | 364 | 731 |
Total net (charge-offs) recoveries | (3,417) | (243) | (5,474) | (626) |
Foreign currency translation adjustment | 0 | 0 | 0 | 0 |
Allowance for loan losses, end of period | 178,040 | 145,301 | 178,040 | 145,301 |
Commercial lending | Residential loan | Multifamily residential |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Allowance for loan losses, December 31, 2022 |  |  |  |  | 23,373
Allowance for loan losses, start of period | 22,938 | 26,552 |  | 14,400 |
Provision for (reversal of) credit losses on loans | 772 | 5,047 | 303 | 16,680 |
Gross charge-offs | 0 | (5,938) | 0 | (5,947) |
Gross recoveries | 452 | 19 | 480 | 547 |
Total net (charge-offs) recoveries | 452 | (5,919) | 480 | (5,400) |
Foreign currency translation adjustment | 0 | 0 | 0 | 0 |
Allowance for loan losses, end of period | 24,162 | 25,680 | 24,162 | 25,680 |
Commercial lending | Construction and land |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Allowance for loan losses, December 31, 2022 |  |  |  |  | 9,109
Allowance for loan losses, start of period | 11,325 | 6,682 |  | 15,468 |
Provision for (reversal of) credit losses on loans | 8,302 | 817 | 10,507 | (8,027) |
Gross charge-offs | (10,413) | 0 | (10,413) | 0 |
Gross recoveries | 2 | 7 | 13 | 65 |
Total net (charge-offs) recoveries | (10,411) | 7 | (10,400) | 65 |
Foreign currency translation adjustment | 0 | 0 | 0 | 0 |
Allowance for loan losses, end of period | 9,216 | 7,506 | 9,216 | 7,506 |
Consumer lending | Residential loan | Single-family residential |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Allowance for loan losses, December 31, 2022 |  |  |  |  | 35,564
Allowance for loan losses, start of period | 51,513 | 21,840 |  | 17,160 |
Provision for (reversal of) credit losses on loans | 3,353 | 6,182 | 19,296 | 10,569 |
Gross charge-offs | 0 | (775) | 0 | (775) |
Gross recoveries | 64 | 16 | 69 | 309 |
Total net (charge-offs) recoveries | 64 | (759) | 69 | (466) |
Foreign currency translation adjustment | 0 | 0 | 0 | 0 |
Allowance for loan losses, end of period | 54,930 | 27,263 | 54,930 | 27,263 |
Consumer lending | HELOCs |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Allowance for loan losses, December 31, 2022 |  |  |  |  | 4,475
Allowance for loan losses, start of period | 4,526 | 3,220 |  | 3,435 |
Provision for (reversal of) credit losses on loans | (705) | 99 | (569) | 59 |
Gross charge-offs | (41) | 0 | (138) | (193) |
Gross recoveries | 15 | 5 | 26 | 23 |
Total net (charge-offs) recoveries | (26) | 5 | (112) | (170) |
Foreign currency translation adjustment | 0 | 0 | 0 | 0 |
Allowance for loan losses, end of period | 3,795 | 3,324 | 3,795 | 3,324 |
Consumer lending | Other consumer |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Allowance for loan losses, December 31, 2022 |  |  |  |  | 1,560
Allowance for loan losses, start of period | 1,260 | 1,449 |  | 1,924 |
Provision for (reversal of) credit losses on loans | 456 | 255 | 244 | (140) |
Gross charge-offs | (13) | (10) | (101) | (90) |
Gross recoveries | 0 | 0 | 0 | 0 |
Total net (charge-offs) recoveries | (13) | (10) | (101) | (90) |
Foreign currency translation adjustment | 0 | 0 | 0 | 0 |
Allowance for loan losses, end of period | $ 1,703 | $ 1,694 | 1,703 | $ 1,694 |
Accounting Standards Update 2022-02 |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Impact of ASU 2022-02 adoption |  |  |  |  | 6,028
Allowance for loan losses, start of period |  |  | $ (6,000) |  |
Accounting Standards Update 2022-02 | Commercial lending | Commercial and industrial (“C&I”) |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Impact of ASU 2022-02 adoption |  |  |  |  | 5,683
Accounting Standards Update 2022-02 | Commercial lending | CRE |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Impact of ASU 2022-02 adoption |  |  |  |  | 337
Accounting Standards Update 2022-02 | Commercial lending | Residential loan | Multifamily residential |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Impact of ASU 2022-02 adoption |  |  |  |  | 6
Accounting Standards Update 2022-02 | Commercial lending | Construction and land |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Impact of ASU 2022-02 adoption |  |  |  |  | 0
Accounting Standards Update 2022-02 | Consumer lending | Residential loan | Single-family residential |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Impact of ASU 2022-02 adoption |  |  |  |  | 1
Accounting Standards Update 2022-02 | Consumer lending | HELOCs |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Impact of ASU 2022-02 adoption |  |  |  |  | 1
Accounting Standards Update 2022-02 | Consumer lending | Other consumer |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Impact of ASU 2022-02 adoption |  |  |  |  | $ 0

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 + Details
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