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Loans Receivable and Allowance for Credit Losses - Schedule Of Activity In The Allowance For Credit Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | Dec. 31, 2022
Allowance for loan losses |  |  |  |  |
Allowance for loan losses, start of period | $ 670,280 | $ 619,893 | $ 668,743 | $ 595,645 |
Provision for (reversal of) credit losses on loans | 36,762 | 24,025 | 60,916 | 42,545 |
Gross charge-offs | (25,322) | (9,755) | (50,006) | (11,792) |
Gross recoveries | 2,187 | 2,218 | 4,294 | 3,646 |
Total net (charge-offs) recoveries | (23,135) | (7,537) | (45,712) | (8,146) |
Foreign currency translation adjustment | (113) | (981) | (153) | (672) |
Allowance for loan losses, end of period | 683,794 | 635,400 | 683,794 | 635,400 |
Commercial lending | C&I |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Allowance for loan losses, start of period | 373,631 | 376,325 | 392,685 | 371,700 |
Provision for (reversal of) credit losses on loans | 17,783 | 5,259 | 18,057 | 4,581 |
Gross charge-offs | (13,134) | (7,335) | (34,132) | (9,235) |
Gross recoveries | 1,817 | 2,065 | 3,527 | 3,276 |
Total net (charge-offs) recoveries | (11,317) | (5,270) | (30,605) | (5,959) |
Foreign currency translation adjustment | (113) | (981) | (153) | (672) |
Allowance for loan losses, end of period | 379,984 | 375,333 | 379,984 | 375,333 |
Commercial lending | CRE |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Allowance for loan losses, start of period | 187,460 | 155,067 | 170,592 | 149,864 |
Provision for (reversal of) credit losses on loans | 18,287 | 15,685 | 37,419 | 20,361 |
Gross charge-offs | (11,103) | (2,366) | (13,501) | (2,372) |
Gross recoveries | 150 | 119 | 284 | 315 |
Total net (charge-offs) recoveries | (10,953) | (2,247) | (13,217) | (2,057) |
Foreign currency translation adjustment | 0 | 0 | 0 | 0 |
Allowance for loan losses, end of period | 194,794 | 168,505 | 194,794 | 168,505 |
Commercial lending | Construction and land |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Allowance for loan losses, start of period | 10,819 | 9,322 | 10,469 | 9,109 |
Provision for (reversal of) credit losses on loans | 4,422 | 1,995 | 5,803 | 2,205 |
Gross charge-offs | (920) | 0 | (2,144) | 0 |
Gross recoveries | 1 | 8 | 194 | 11 |
Total net (charge-offs) recoveries | (919) | 8 | (1,950) | 11 |
Foreign currency translation adjustment | 0 | 0 | 0 | 0 |
Allowance for loan losses, end of period | 14,322 | 11,325 | 14,322 | 11,325 |
Commercial lending | Multifamily residential |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Allowance for loan losses, start of period | 37,418 | 24,526 | 34,375 | 23,373 |
Provision for (reversal of) credit losses on loans | 2,628 | (1,604) | 5,660 | (469) |
Gross charge-offs | 0 | 0 | (6) | 0 |
Gross recoveries | 208 | 16 | 225 | 28 |
Total net (charge-offs) recoveries | 208 | 16 | 219 | 28 |
Foreign currency translation adjustment | 0 | 0 | 0 | 0 |
Allowance for loan losses, end of period | 40,254 | 22,938 | 40,254 | 22,938 |
Consumer lending | HELOCs |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Allowance for loan losses, start of period | 3,563 | 4,971 | 3,947 | 4,475 |
Provision for (reversal of) credit losses on loans | (232) | (444) | (664) | 136 |
Gross charge-offs | 0 | (6) | 0 | (97) |
Gross recoveries | 9 | 5 | 57 | 11 |
Total net (charge-offs) recoveries | 9 | (1) | 57 | (86) |
Foreign currency translation adjustment | 0 | 0 | 0 | 0 |
Allowance for loan losses, end of period | 3,340 | 4,526 | 3,340 | 4,526 |
Consumer lending | Other consumer |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Allowance for loan losses, start of period | 1,467 | 1,675 | 1,657 | 1,560 |
Provision for (reversal of) credit losses on loans | 240 | (367) | 108 | (212) |
Gross charge-offs | (130) | (48) | (188) | (88) |
Gross recoveries | 0 | 0 | 0 | 0 |
Total net (charge-offs) recoveries | (130) | (48) | (188) | (88) |
Foreign currency translation adjustment | 0 | 0 | 0 | 0 |
Allowance for loan losses, end of period | 1,577 | 1,260 | 1,577 | 1,260 |
Consumer lending | Single-family residential |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Allowance for loan losses, start of period | 55,922 | 48,007 | 55,018 | 35,564 |
Provision for (reversal of) credit losses on loans | (6,366) | 3,501 | (5,467) | 15,943 |
Gross charge-offs | (35) | 0 | (35) | 0 |
Gross recoveries | 2 | 5 | 7 | 5 |
Total net (charge-offs) recoveries | (33) | 5 | (28) | 5 |
Foreign currency translation adjustment | 0 | 0 | 0 | 0 |
Allowance for loan losses, end of period | $ 49,523 | $ 51,513 | $ 49,523 | $ 51,513 |
Accounting Standards Update 2022-02 |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Impact of ASU 2022-02 adoption |  |  |  |  | $ 6,028
Accounting Standards Update 2022-02 | Commercial lending | C&I |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Impact of ASU 2022-02 adoption |  |  |  |  | 5,683
Accounting Standards Update 2022-02 | Commercial lending | CRE |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Impact of ASU 2022-02 adoption |  |  |  |  | 337
Accounting Standards Update 2022-02 | Commercial lending | Construction and land |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Impact of ASU 2022-02 adoption |  |  |  |  | 0
Accounting Standards Update 2022-02 | Commercial lending | Multifamily residential |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Impact of ASU 2022-02 adoption |  |  |  |  | 6
Accounting Standards Update 2022-02 | Consumer lending | HELOCs |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Impact of ASU 2022-02 adoption |  |  |  |  | 1
Accounting Standards Update 2022-02 | Consumer lending | Other consumer |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Impact of ASU 2022-02 adoption |  |  |  |  | 0
Accounting Standards Update 2022-02 | Consumer lending | Single-family residential |  |  |  |  |
Allowance for loan losses |  |  |  |  |
Impact of ASU 2022-02 adoption |  |  |  |  | $ 1

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