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Loans Receivable and Allowance for Credit Losses - Schedule Of Activity In The Allowance For Credit Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended
--- | --- | ---
Mar. 31, 2025 | Mar. 31, 2024 | Dec. 31, 2024
Allowance for loan losses |  |  |
Allowance for loan losses, beginning of period | $ 702,052 | $ 668,743 | $ 668,743
Provision for (reversal of) credit losses on loans | 48,062 | 24,154 |
Gross charge-offs | (16,983) | (24,684) |
Gross recoveries | 1,702 | 2,107 |
Total net recoveries (charge-offs) | (15,281) | (22,577) |
Foreign currency translation adjustment | 23 | (40) |
Allowance for loan losses, end of period | 734,856 | 670,280 | 702,052
Commercial lending | C&I |  |  |
Allowance for loan losses |  |  |
Allowance for loan losses, beginning of period | 384,319 | 392,685 | 392,685
Provision for (reversal of) credit losses on loans | 36,370 | 274 |
Gross charge-offs | (988) | (20,998) |
Gross recoveries | 1,564 | 1,710 |
Total net recoveries (charge-offs) | 576 | (19,288) |
Foreign currency translation adjustment | 23 | (40) |
Allowance for loan losses, end of period | 421,288 | 373,631 | 384,319
Commercial lending | CRE |  |  |
Allowance for loan losses |  |  |
Allowance for loan losses, beginning of period | 218,677 | 170,592 | 170,592
Provision for (reversal of) credit losses on loans | 8,105 | 19,132 |
Gross charge-offs | (13,937) | (2,398) |
Gross recoveries | 54 | 134 |
Total net recoveries (charge-offs) | (13,883) | (2,264) |
Foreign currency translation adjustment | 0 | 0 |
Allowance for loan losses, end of period | 212,899 | 187,460 | 218,677
Commercial lending | Multifamily Residential |  |  |
Allowance for loan losses |  |  |
Allowance for loan losses, beginning of period | 32,117 | 34,375 | 34,375
Provision for (reversal of) credit losses on loans | 201 | 3,032 |
Gross charge-offs | (4) | (6) |
Gross recoveries | 10 | 17 |
Total net recoveries (charge-offs) | 6 | 11 |
Foreign currency translation adjustment | 0 | 0 |
Allowance for loan losses, end of period | 32,324 | 37,418 | 32,117
Commercial lending | Construction and Land |  |  |
Allowance for loan losses |  |  |
Allowance for loan losses, beginning of period | 17,497 | 10,469 | 10,469
Provision for (reversal of) credit losses on loans | (305) | 1,381 |
Gross charge-offs | (1,996) | (1,224) |
Gross recoveries | 3 | 193 |
Total net recoveries (charge-offs) | (1,993) | (1,031) |
Foreign currency translation adjustment | 0 | 0 |
Allowance for loan losses, end of period | 15,199 | 10,819 | 17,497
Consumer lending | Single-Family Residential |  |  |
Allowance for loan losses |  |  |
Allowance for loan losses, beginning of period | 44,816 | 55,018 | 55,018
Provision for (reversal of) credit losses on loans | 2,072 | 899 |
Gross charge-offs | (9) | 0 |
Gross recoveries | 50 | 5 |
Total net recoveries (charge-offs) | 41 | 5 |
Foreign currency translation adjustment | 0 | 0 |
Allowance for loan losses, end of period | 46,929 | 55,922 | 44,816
Consumer lending | HELOCs |  |  |
Allowance for loan losses |  |  |
Allowance for loan losses, beginning of period | 3,132 | 3,947 | 3,947
Provision for (reversal of) credit losses on loans | 1,739 | (432) |
Gross charge-offs | 0 | 0 |
Gross recoveries | 8 | 48 |
Total net recoveries (charge-offs) | 8 | 48 |
Foreign currency translation adjustment | 0 | 0 |
Allowance for loan losses, end of period | 4,879 | 3,563 | 3,132
Consumer lending | Other Consumer |  |  |
Allowance for loan losses |  |  |
Allowance for loan losses, beginning of period | 1,494 | 1,657 | 1,657
Provision for (reversal of) credit losses on loans | (120) | (132) |
Gross charge-offs | (49) | (58) |
Gross recoveries | 13 | 0 |
Total net recoveries (charge-offs) | (36) | (58) |
Foreign currency translation adjustment | 0 | 0 |
Allowance for loan losses, end of period | $ 1,338 | $ 1,467 | $ 1,494

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of foreign currency translation gain (loss) which decreases (increases) allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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