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Loans Receivable and Allowance for Credit Losses - Schedule Of Activity In The Allowance For Credit Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Sep. 30, 2025 | Sep. 30, 2024 | Sep. 30, 2025 | Sep. 30, 2024 | Dec. 31, 2024
Allowance for loan losses |  |  |  |  |
ALLL, beginning of period | $ 760,416 | $ 683,794 | $ 702,052 | $ 668,743 | $ 668,743
Allowance recognized on purchased credit-deteriorated (“PCD”) loans | 18,175 |  | 18,175 |  |
Provision for (reversal of) credit losses on loans | 29,916 | 41,717 | 118,134 | 102,633 |
Gross charge-offs | (25,403) | (30,298) | (58,850) | (80,304) |
Gross recoveries | 7,263 | 935 | 10,778 | 5,229 |
Total net (charge-offs) recoveries | (18,140) | (29,363) | (48,072) | (75,075) |
Foreign currency translation adjustment | 153 | 337 | 231 | 184 |
ALLL, end of period | 790,520 | 696,485 | 790,520 | 696,485 | 702,052
Commercial lending | C&I |  |  |  |  |
Allowance for loan losses |  |  |  |  |
ALLL, beginning of period | 442,291 | 379,984 | 384,319 | 392,685 | 392,685
Allowance recognized on purchased credit-deteriorated (“PCD”) loans | 18,175 |  | 18,175 |  |
Provision for (reversal of) credit losses on loans | (992) | 26,416 | 62,973 | 44,473 |
Gross charge-offs | (25,325) | (29,260) | (34,464) | (63,392) |
Gross recoveries | 7,236 | 838 | 10,304 | 4,365 |
Total net (charge-offs) recoveries | (18,089) | (28,422) | (24,160) | (59,027) |
Foreign currency translation adjustment | 153 | 337 | 231 | 184 |
ALLL, end of period | 441,538 | 378,315 | 441,538 | 378,315 | 384,319
Commercial lending | CRE |  |  |  |  |
Allowance for loan losses |  |  |  |  |
ALLL, beginning of period | 212,618 | 194,794 | 218,677 | 170,592 | 170,592
Allowance recognized on purchased credit-deteriorated (“PCD”) loans | 0 |  | 0 |  |
Provision for (reversal of) credit losses on loans | 14,552 | 27,123 | 30,664 | 64,542 |
Gross charge-offs | (5) | (734) | (22,248) | (14,235) |
Gross recoveries | 2 | 61 | 74 | 345 |
Total net (charge-offs) recoveries | (3) | (673) | (22,174) | (13,890) |
Foreign currency translation adjustment | 0 | 0 | 0 | 0 |
ALLL, end of period | 227,167 | 221,244 | 227,167 | 221,244 | 218,677
Commercial lending | Multifamily Residential |  |  |  |  |
Allowance for loan losses |  |  |  |  |
ALLL, beginning of period | 29,073 | 40,254 | 32,117 | 34,375 | 34,375
Allowance recognized on purchased credit-deteriorated (“PCD”) loans | 0 |  | 0 |  |
Provision for (reversal of) credit losses on loans | 6,101 | (8,493) | 3,028 | (2,833) |
Gross charge-offs | 0 | 0 | (7) | (6) |
Gross recoveries | 13 | 21 | 49 | 246 |
Total net (charge-offs) recoveries | 13 | 21 | 42 | 240 |
Foreign currency translation adjustment | 0 | 0 | 0 | 0 |
ALLL, end of period | 35,187 | 31,782 | 35,187 | 31,782 | 32,117
Commercial lending | Land and construction |  |  |  |  |
Allowance for loan losses |  |  |  |  |
ALLL, beginning of period | 17,856 | 14,322 | 17,497 | 10,469 | 10,469
Allowance recognized on purchased credit-deteriorated (“PCD”) loans | 0 |  | 0 |  |
Provision for (reversal of) credit losses on loans | 671 | (1,975) | 3,020 | 3,828 |
Gross charge-offs | 0 | (145) | (1,996) | (2,289) |
Gross recoveries | 3 | 6 | 9 | 200 |
Total net (charge-offs) recoveries | 3 | (139) | (1,987) | (2,089) |
Foreign currency translation adjustment | 0 | 0 | 0 | 0 |
ALLL, end of period | 18,530 | 12,208 | 18,530 | 12,208 | 17,497
Consumer lending | Single-Family Residential |  |  |  |  |
Allowance for loan losses |  |  |  |  |
ALLL, beginning of period | 51,997 | 49,523 | 44,816 | 55,018 | 55,018
Allowance recognized on purchased credit-deteriorated (“PCD”) loans | 0 |  | 0 |  |
Provision for (reversal of) credit losses on loans | 8,873 | (1,293) | 16,009 | (6,760) |
Gross charge-offs | 0 | 0 | (9) | (35) |
Gross recoveries | 6 | 1 | 60 | 8 |
Total net (charge-offs) recoveries | 6 | 1 | 51 | (27) |
Foreign currency translation adjustment | 0 | 0 | 0 | 0 |
ALLL, end of period | 60,876 | 48,231 | 60,876 | 48,231 | 44,816
Consumer lending | HELOCs |  |  |  |  |
Allowance for loan losses |  |  |  |  |
ALLL, beginning of period | 5,256 | 3,340 | 3,132 | 3,947 | 3,947
Allowance recognized on purchased credit-deteriorated (“PCD”) loans | 0 |  | 0 |  |
Provision for (reversal of) credit losses on loans | 854 | (128) | 2,962 | (792) |
Gross charge-offs | 0 | (10) | 0 | (10) |
Gross recoveries | 3 | 8 | 19 | 65 |
Total net (charge-offs) recoveries | 3 | (2) | 19 | 55 |
Foreign currency translation adjustment | 0 | 0 | 0 | 0 |
ALLL, end of period | 6,113 | 3,210 | 6,113 | 3,210 | 3,132
Consumer lending | Other Consumer |  |  |  |  |
Allowance for loan losses |  |  |  |  |
ALLL, beginning of period | 1,325 | 1,577 | 1,494 | 1,657 | 1,657
Allowance recognized on purchased credit-deteriorated (“PCD”) loans | 0 |  | 0 |  |
Provision for (reversal of) credit losses on loans | (143) | 67 | (522) | 175 |
Gross charge-offs | (73) | (149) | (126) | (337) |
Gross recoveries | 0 | 0 | 263 | 0 |
Total net (charge-offs) recoveries | (73) | (149) | 137 | (337) |
Foreign currency translation adjustment | 0 | 0 | 0 | 0 |
ALLL, end of period | $ 1,109 | $ 1,495 | $ 1,109 | $ 1,495 | $ 1,494

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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