# Filing Detail

Form 20-F - Annual and transition report of foreign private issuers [Sections 13 or 15(d)]:
SEC Accession No. 0002003292-26-000007
Filing Date
2026-02-26
Accepted
2026-02-26 17:02:05
Documents
357
Period of Report
2025-12-31

Document Format Files

Seq | Description | Document | Type | Size
--- | --- | --- | --- | ---
1 | 20-F | klar-20251231.htm iXBRL | 20-F | 11843237
2 | EX-2.1 DESCRIPTION OF SECURITIES | exhibit21-descriptionofs.htm | EX-2.1 | 53759
3 | EX-3.1 ARTICLES OF ASSOCIATION | exhibit31-articlesofasso.htm | EX-3.1 | 30245
4 | EX-8.1 LIST OF SUBSIDIARIES OF THE REGISTRANT | exhibit81-listofsubsidia.htm | EX-8.1 | 3112
5 | EX-10.6 REGISTRATION RIGHTS AGREEMENT | exhibit106-registrationr.htm | EX-10.6 | 107572
6 | EX-11.1 INSIDER TRADING POLICY | exhibit111-insidertradin.htm | EX-11.1 | 25912
7 | EX-12.1 CERTIFICATION OF SEBASTIAN SIEMIATKOWSKI | exhibit121-certification.htm | EX-12.1 | 4481
8 | EX-12.2 CERTIFICATION OF NICLAS NEGLEN | exhibit122-certification.htm | EX-12.2 | 4433
9 | EX-12.3 CERTIFICATION OF SEBASTIAN SIEMIATKOWSKI | exhibit123-certification.htm | EX-12.3 | 1961
10 | EX-12.4 CERTIFICATION OF NICLAS NEGLEN | exhibit124-certification.htm | EX-12.4 | 1920
11 | EX-23.1 CONSENT OF ERNST & YOUNG AB | exhitit231-consentoferns.htm | EX-23.1 | 1443
12 | EX-97.1 COMPENSATION RECOUPMENT POLICY | exhibit971-compensationr.htm | EX-97.1 | 24690
18 |  | exhibit106-registrationr001.jpg | GRAPHIC | 45195
19 |  | exhibit106-registrationr002.jpg | GRAPHIC | 78707
20 |  | exhibit106-registrationr003.jpg | GRAPHIC | 184562
21 |  | exhibit106-registrationr004.jpg | GRAPHIC | 193130
22 |  | exhibit106-registrationr005.jpg | GRAPHIC | 248053
23 |  | exhibit106-registrationr006.jpg | GRAPHIC | 246835
24 |  | exhibit106-registrationr007.jpg | GRAPHIC | 295182
25 |  | exhibit106-registrationr008.jpg | GRAPHIC | 258360
26 |  | exhibit106-registrationr009.jpg | GRAPHIC | 249478
27 |  | exhibit106-registrationr010.jpg | GRAPHIC | 298685
28 |  | exhibit106-registrationr011.jpg | GRAPHIC | 221149
29 |  | exhibit106-registrationr012.jpg | GRAPHIC | 245159
30 |  | exhibit106-registrationr013.jpg | GRAPHIC | 233142
31 |  | exhibit106-registrationr014.jpg | GRAPHIC | 233118
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33 |  | exhibit106-registrationr016.jpg | GRAPHIC | 282671
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45 |  | exhibit106-registrationr028.jpg | GRAPHIC | 68748
46 |  | exhibit106-registrationr029.jpg | GRAPHIC | 75947
47 |  | exhibit106-registrationr030.jpg | GRAPHIC | 74220
48 |  | exhibit106-registrationr031.jpg | GRAPHIC | 218010
49 |  | exhibit106-registrationr032.jpg | GRAPHIC | 44197
50 |  | exhibit106-registrationr033.jpg | GRAPHIC | 132840
51 |  | exhibit106-registrationr034.jpg | GRAPHIC | 110773
52 |  | exhibit111-insidertradin001.jpg | GRAPHIC | 28890
53 |  | exhibit111-insidertradin002.jpg | GRAPHIC | 53425
54 |  | exhibit111-insidertradin003.jpg | GRAPHIC | 139603
55 |  | exhibit111-insidertradin004.jpg | GRAPHIC | 137617
56 |  | exhibit111-insidertradin005.jpg | GRAPHIC | 178415
57 |  | exhibit111-insidertradin006.jpg | GRAPHIC | 169503
58 |  | exhibit111-insidertradin007.jpg | GRAPHIC | 39807
59 |  | exhibit121-certification001.jpg | GRAPHIC | 209924
60 |  | exhibit121-certification002.jpg | GRAPHIC | 71788
61 |  | exhibit122-certification001.jpg | GRAPHIC | 219716
62 |  | exhibit122-certification002.jpg | GRAPHIC | 60251
63 |  | exhibit123-certification001.jpg | GRAPHIC | 111431
64 |  | exhibit124-certification001.jpg | GRAPHIC | 107399
65 |  | exhibit21-descriptionofs001.jpg | GRAPHIC | 258641
66 |  | exhibit21-descriptionofs002.jpg | GRAPHIC | 224108
67 |  | exhibit21-descriptionofs003.jpg | GRAPHIC | 269285
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73 |  | exhibit21-descriptionofs009.jpg | GRAPHIC | 235379
74 |  | exhibit21-descriptionofs010.jpg | GRAPHIC | 283644
75 |  | exhibit21-descriptionofs011.jpg | GRAPHIC | 262830
76 |  | exhibit21-descriptionofs012.jpg | GRAPHIC | 97375
77 |  | exhibit31-articlesofasso001.jpg | GRAPHIC | 41356
78 |  | exhibit31-articlesofasso002.jpg | GRAPHIC | 169051
79 |  | exhibit31-articlesofasso003.jpg | GRAPHIC | 176144
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92 |  | exhibit31-articlesofasso016.jpg | GRAPHIC | 212350
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102 |  | exhibit31-articlesofasso026.jpg | GRAPHIC | 177847
103 |  | exhibit31-articlesofasso027.jpg | GRAPHIC | 194692
104 |  | exhibit31-articlesofasso028.jpg | GRAPHIC | 204690
105 |  | exhibit31-articlesofasso029.jpg | GRAPHIC | 242197
106 |  | exhibit31-articlesofasso030.jpg | GRAPHIC | 214491
107 |  | exhibit31-articlesofasso031.jpg | GRAPHIC | 241482
108 |  | exhibit31-articlesofasso032.jpg | GRAPHIC | 187557
109 |  | exhibit31-articlesofasso033.jpg | GRAPHIC | 215845
110 |  | exhibit31-articlesofasso034.jpg | GRAPHIC | 204984
111 |  | exhibit31-articlesofasso035.jpg | GRAPHIC | 209701
112 |  | exhibit31-articlesofasso036.jpg | GRAPHIC | 198581
113 |  | exhibit31-articlesofasso037.jpg | GRAPHIC | 190501
114 |  | exhibit31-articlesofasso038.jpg | GRAPHIC | 184303
115 |  | exhibit31-articlesofasso039.jpg | GRAPHIC | 252064
116 |  | exhibit31-articlesofasso040.jpg | GRAPHIC | 227808
117 |  | exhibit31-articlesofasso041.jpg | GRAPHIC | 247887
118 |  | exhibit31-articlesofasso042.jpg | GRAPHIC | 250426
119 |  | exhibit31-articlesofasso043.jpg | GRAPHIC | 271916
120 |  | exhibit31-articlesofasso044.jpg | GRAPHIC | 216807
121 |  | exhibit31-articlesofasso045.jpg | GRAPHIC | 249593
122 |  | exhibit31-articlesofasso046.jpg | GRAPHIC | 231757
123 |  | exhibit31-articlesofasso047.jpg | GRAPHIC | 215742
124 |  | exhibit31-articlesofasso048.jpg | GRAPHIC | 205453
125 |  | exhibit31-articlesofasso049.jpg | GRAPHIC | 196628
126 |  | exhibit31-articlesofasso050.jpg | GRAPHIC | 213757
127 |  | exhibit31-articlesofasso051.jpg | GRAPHIC | 224205
128 |  | exhibit31-articlesofasso052.jpg | GRAPHIC | 232298
129 |  | exhibit31-articlesofasso053.jpg | GRAPHIC | 211535
130 |  | exhibit31-articlesofasso054.jpg | GRAPHIC | 208916
131 |  | exhibit31-articlesofasso055.jpg | GRAPHIC | 211231
132 |  | exhibit31-articlesofasso056.jpg | GRAPHIC | 231560
133 |  | exhibit31-articlesofasso057.jpg | GRAPHIC | 232522
134 |  | exhibit31-articlesofasso058.jpg | GRAPHIC | 198053
135 |  | exhibit31-articlesofasso059.jpg | GRAPHIC | 200939
136 |  | exhibit31-articlesofasso060.jpg | GRAPHIC | 265764
137 |  | exhibit31-articlesofasso061.jpg | GRAPHIC | 264085
138 |  | exhibit31-articlesofasso062.jpg | GRAPHIC | 241596
139 |  | exhibit31-articlesofasso063.jpg | GRAPHIC | 228790
140 |  | exhibit31-articlesofasso064.jpg | GRAPHIC | 206418
141 |  | exhibit31-articlesofasso065.jpg | GRAPHIC | 235642
142 |  | exhibit31-articlesofasso066.jpg | GRAPHIC | 213701
143 |  | exhibit31-articlesofasso067.jpg | GRAPHIC | 223833
144 |  | exhibit31-articlesofasso068.jpg | GRAPHIC | 223206
145 |  | exhibit31-articlesofasso069.jpg | GRAPHIC | 236428
146 |  | exhibit31-articlesofasso070.jpg | GRAPHIC | 203796
147 |  | exhibit31-articlesofasso071.jpg | GRAPHIC | 226213
148 |  | exhibit31-articlesofasso072.jpg | GRAPHIC | 245711
149 |  | exhibit31-articlesofasso073.jpg | GRAPHIC | 237826
150 |  | exhibit31-articlesofasso074.jpg | GRAPHIC | 212123
151 |  | exhibit31-articlesofasso075.jpg | GRAPHIC | 239191
152 |  | exhibit31-articlesofasso076.jpg | GRAPHIC | 204509
153 |  | exhibit31-articlesofasso077.jpg | GRAPHIC | 231231
154 |  | exhibit31-articlesofasso078.jpg | GRAPHIC | 225153
155 |  | exhibit31-articlesofasso079.jpg | GRAPHIC | 218823
156 |  | exhibit31-articlesofasso080.jpg | GRAPHIC | 187683
157 |  | exhibit31-articlesofasso081.jpg | GRAPHIC | 199905
158 |  | exhibit31-articlesofasso082.jpg | GRAPHIC | 211073
159 |  | exhibit31-articlesofasso083.jpg | GRAPHIC | 247093
160 |  | exhibit31-articlesofasso084.jpg | GRAPHIC | 212552
161 |  | exhibit31-articlesofasso085.jpg | GRAPHIC | 197541
162 |  | exhibit31-articlesofasso086.jpg | GRAPHIC | 232463
163 |  | exhibit31-articlesofasso087.jpg | GRAPHIC | 222363
164 |  | exhibit31-articlesofasso088.jpg | GRAPHIC | 223417
165 |  | exhibit31-articlesofasso089.jpg | GRAPHIC | 243111
166 |  | exhibit31-articlesofasso090.jpg | GRAPHIC | 228435
167 |  | exhibit31-articlesofasso091.jpg | GRAPHIC | 225229
168 |  | exhibit31-articlesofasso092.jpg | GRAPHIC | 191371
169 |  | exhibit31-articlesofasso093.jpg | GRAPHIC | 195406
170 |  | exhibit31-articlesofasso094.jpg | GRAPHIC | 190215
171 |  | exhibit31-articlesofasso095.jpg | GRAPHIC | 196664
172 |  | exhibit31-articlesofasso096.jpg | GRAPHIC | 63944
173 |  | exhibit31-articlesofasso097.jpg | GRAPHIC | 284931
174 |  | exhibit31-articlesofasso098.jpg | GRAPHIC | 149459
175 |  | exhibit81-listofsubsidia001.jpg | GRAPHIC | 184942
176 |  | exhibit81-listofsubsidia002.jpg | GRAPHIC | 167010
177 |  | exhibit971-compensationr001.jpg | GRAPHIC | 212716
178 |  | exhibit971-compensationr002.jpg | GRAPHIC | 247285
179 |  | exhibit971-compensationr003.jpg | GRAPHIC | 246628
180 |  | exhibit971-compensationr004.jpg | GRAPHIC | 233477
181 |  | exhibit971-compensationr005.jpg | GRAPHIC | 266058
182 |  | exhibit971-compensationr006.jpg | GRAPHIC | 253122
183 |  | exhibit971-compensationr007.jpg | GRAPHIC | 168891
184 |  | exhitit231-consentoferns001.jpg | GRAPHIC | 61807
185 |  | klar-20251231_g1.jpg | GRAPHIC | 187651
186 |  | klar-20251231_g10.gif | GRAPHIC | 22823
187 |  | klar-20251231_g11.jpg | GRAPHIC | 37460
188 |  | klar-20251231_g12.gif | GRAPHIC | 30440
189 |  | klar-20251231_g13.gif | GRAPHIC | 28102
190 |  | klar-20251231_g14.gif | GRAPHIC | 32581
191 |  | klar-20251231_g15.gif | GRAPHIC | 197220
192 |  | klar-20251231_g16.jpg | GRAPHIC | 346037
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196 |  | klar-20251231_g2.gif | GRAPHIC | 18309
197 |  | klar-20251231_g20.jpg | GRAPHIC | 61613
198 |  | klar-20251231_g21.jpg | GRAPHIC | 26640
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200 |  | klar-20251231_g23.gif | GRAPHIC | 37924
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207 |  | klar-20251231_g3.gif | GRAPHIC | 30023
208 |  | klar-20251231_g30.jpg | GRAPHIC | 85921
209 |  | klar-20251231_g31.jpg | GRAPHIC | 164835
210 |  | klar-20251231_g32.gif | GRAPHIC | 22885
211 |  | klar-20251231_g33.gif | GRAPHIC | 23279
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217 |  | klar-20251231_g39.gif | GRAPHIC | 25318
218 |  | klar-20251231_g4.gif | GRAPHIC | 27291
219 |  | klar-20251231_g40.gif | GRAPHIC | 24810
220 |  | klar-20251231_g41.gif | GRAPHIC | 24883
221 |  | klar-20251231_g42.gif | GRAPHIC | 27876
222 |  | klar-20251231_g43.gif | GRAPHIC | 31913
223 |  | klar-20251231_g44.gif | GRAPHIC | 6858
224 |  | klar-20251231_g5.gif | GRAPHIC | 19809
225 |  | klar-20251231_g6.jpg | GRAPHIC | 444044
226 |  | klar-20251231_g7.jpg | GRAPHIC | 7824
227 |  | klar-20251231_g8.jpg | GRAPHIC | 2646
228 |  | klar-20251231_g9.jpg | GRAPHIC | 195948
| Complete submission text file | 0002003292-26-000007.txt |  | 87170127

Data Files

Seq | Description | Document | Type | Size
--- | --- | --- | --- | ---
13 | XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT | klar-20251231.xsd | EX-101.SCH | 130722
14 | XBRL TAXONOMY EXTENSION CALCULATION LINKBASE DOCUMENT | klar-20251231_cal.xml | EX-101.CAL | 125327
15 | XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT | klar-20251231_def.xml | EX-101.DEF | 569392
16 | XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT | klar-20251231_lab.xml | EX-101.LAB | 1068725
17 | XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT | klar-20251231_pre.xml | EX-101.PRE | 840928
360 | EXTRACTED XBRL INSTANCE DOCUMENT | klar-20251231_htm.xml | XML | 7348482

Mailing Address 10 YORK ROAD LONDON X0 SE1 7ND
Business Address 10 YORK ROAD LONDON X0 SE1 7ND 0046734205795
Klarna Group plc (Filer) CIK: 0002003292 (see all company filings)

EIN.: 000000000 | State of Incorp.: X0 | Fiscal Year End: 1231
Type: 20-F | Act: 34 | File No.: 001-42832 | Film No.: 26690315
SIC: 6199 Finance Services
(CF Office: 02 Finance)