<SEC-DOCUMENT>0001095073-20-000004.txt : 20200210
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<ACCEPTANCE-DATETIME>20200210163437
ACCESSION NUMBER:		0001095073-20-000004
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		14
CONFORMED PERIOD OF REPORT:	20200210
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20200210
DATE AS OF CHANGE:		20200210

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			EVEREST RE GROUP LTD
		CENTRAL INDEX KEY:			0001095073
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				980365432
		STATE OF INCORPORATION:			D0
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15731
		FILM NUMBER:		20592404

	BUSINESS ADDRESS:	
		STREET 1:		SEON PLACE, 4TH FLOOR
		STREET 2:		141 FRONT STREET
		CITY:			HAMILTON
		STATE:			D0
		ZIP:			HM 19
		BUSINESS PHONE:		4412950006

	MAIL ADDRESS:	
		STREET 1:		C/O REINSURANCE HOLDINGS INC
		STREET 2:		477 MARTINSVILLE RD PO BOX 830
		CITY:			LIBERTY CORNER
		STATE:			NJ
		ZIP:			07938

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EVEREST REINSURANCE GROUP LTD
		DATE OF NAME CHANGE:	19990915
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
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<DESCRIPTION>GROUP 8-K 4Q2019
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesMember" xlink:label="element17" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element17" xlink:to="label17" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="element18" />
        <label xlink:type="resource" xlink:label="label18" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_en-US">Fair Value Measurements Fair Value Hierarchy [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element18" xlink:to="label18" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="element19" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element19" xlink:to="label19" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="element20" />
        <label xlink:type="resource" xlink:label="label20" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueInputsLevel1Member_en-US">Fair Value Inputs Level1 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element20" xlink:to="label20" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="element21" />
        <label xlink:type="resource" xlink:label="label21" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueInputsLevel1Member_en-US">Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element21" xlink:to="label21" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="element22" />
        <label xlink:type="resource" xlink:label="label22" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueInputsLevel3Member_en-US">Fair Value Inputs Level3 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element22" xlink:to="label22" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="element23" />
        <label xlink:type="resource" xlink:label="label23" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueInputsLevel3Member_en-US">Significant Unobservable Inputs (Level 3) [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element23" xlink:to="label23" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="element24" />
        <label xlink:type="resource" xlink:label="label24" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueInputsLevel2Member_en-US">Fair Value Inputs Level2 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element24" xlink:to="label24" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="element25" />
        <label xlink:type="resource" xlink:label="label25" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueInputsLevel2Member_en-US">Significant Other Observable Inputs (Level 2) [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element25" xlink:to="label25" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="element26" />
        <label xlink:type="resource" xlink:label="label26" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncomeStatementAbstract_en-US">Consolidated Statements Of Operations And Comprehensive Income (Loss) [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element26" xlink:to="label26" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReceivable" xlink:label="element27" />
        <label xlink:type="resource" xlink:label="label27" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncomeTaxReceivable_en-US">Federal income taxes recoverable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element27" xlink:to="label27" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReceivable" xlink:label="element28" />
        <label xlink:type="resource" xlink:label="label28" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_IncomeTaxReceivable_en-US">Income taxes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element28" xlink:to="label28" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpense" xlink:label="element29" />
        <label xlink:type="resource" xlink:label="label29" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestExpense_en-US">Interest, fees and bond issue cost amortization expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element29" xlink:to="label29" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpense" xlink:label="element30" />
        <label xlink:type="resource" xlink:label="label30" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_InterestExpense_en-US">Interest, fee and bond issue cost amortization expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element30" xlink:to="label30" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="element31" />
        <label xlink:type="resource" xlink:label="label31" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LiabilitiesAbstract_en-US">LIABILITIES:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element31" xlink:to="label31" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherAssets" xlink:label="element32" />
        <label xlink:type="resource" xlink:label="label32" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherAssets_en-US">Other assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element32" xlink:to="label32" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherAssets" xlink:label="element33" />
        <label xlink:type="resource" xlink:label="label33" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_OtherAssets_en-US">Other invested assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element33" xlink:to="label33" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="element34" />
        <label xlink:type="resource" xlink:label="label34" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_en-US">Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, Net of Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element34" xlink:to="label34" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="element35" />
        <label xlink:type="resource" xlink:label="label35" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_en-US">Unrealized appreciation (depreciation) ("URA(D)") on securities arising during the period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element35" xlink:to="label35" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="element36" />
        <label xlink:type="resource" xlink:label="label36" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherCostAndExpenseOperating_en-US">Other Cost and Expense, Operating</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element36" xlink:to="label36" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="element37" />
        <label xlink:type="resource" xlink:label="label37" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_OtherCostAndExpenseOperating_en-US">Other underwriting expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element37" xlink:to="label37" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="element38" />
        <label xlink:type="resource" xlink:label="label38" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherLiabilities_en-US">Other liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element38" xlink:to="label38" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PensionPlansDefinedBenefitMember" xlink:label="element39" />
        <label xlink:type="resource" xlink:label="label39" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PensionPlansDefinedBenefitMember_en-US">Pension Plans Defined Benefit [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element39" xlink:to="label39" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PensionPlansDefinedBenefitMember" xlink:label="element40" />
        <label xlink:type="resource" xlink:label="label40" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_PensionPlansDefinedBenefitMember_en-US">Defined Benefit Pension Plan [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element40" xlink:to="label40" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyDomain" xlink:label="element41" />
        <label xlink:type="resource" xlink:label="label41" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RelatedPartyDomain_en-US">Related Party [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element41" xlink:to="label41" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyDomain" xlink:label="element42" />
        <label xlink:type="resource" xlink:label="label42" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_RelatedPartyDomain_en-US">Related Party [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element42" xlink:to="label42" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetirementPlanTypeDomain" xlink:label="element43" />
        <label xlink:type="resource" xlink:label="label43" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RetirementPlanTypeDomain_en-US">Retirement Plan Type [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element43" xlink:to="label43" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetirementPlanTypeDomain" xlink:label="element44" />
        <label xlink:type="resource" xlink:label="label44" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_RetirementPlanTypeDomain_en-US">Retirement Plan Type [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element44" xlink:to="label44" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Revenues" xlink:label="element45" />
        <label xlink:type="resource" xlink:label="label45" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_Revenues_en-US">Revenues</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element45" xlink:to="label45" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Revenues" xlink:label="element46" />
        <label xlink:type="resource" xlink:label="label46" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_Revenues_en-US">Total revenues</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element46" xlink:to="label46" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="element47" />
        <label xlink:type="resource" xlink:label="label47" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SegmentDomain_en-US">Segment [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element47" xlink:to="label47" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="element48" />
        <label xlink:type="resource" xlink:label="label48" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_SegmentDomain_en-US">Reporting Segment [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element48" xlink:to="label48" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SellingAndMarketingExpense" xlink:label="element49" />
        <label xlink:type="resource" xlink:label="label49" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SellingAndMarketingExpense_en-US">Commission, brokerage, taxes and fees</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element49" xlink:to="label49" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SellingAndMarketingExpense" xlink:label="element50" />
        <label xlink:type="resource" xlink:label="label50" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_SellingAndMarketingExpense_en-US">Commission and brokerage</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element50" xlink:to="label50" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="element51" />
        <label xlink:type="resource" xlink:label="label51" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_en-US">Transfers And Servicing Of Financial Instruments Types Of Financial Instruments [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element51" xlink:to="label51" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="element52" />
        <label xlink:type="resource" xlink:label="label52" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_en-US">Major Types of Debt and Equity Securities [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element52" xlink:to="label52" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element81" xlink:to="label81" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element85" xlink:to="label85" />
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        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFileNumber" xlink:label="element87" />
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        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityShellCompany" xlink:label="element88" />
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<DESCRIPTION>NEWS RELEASE 4Q19
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<p style="margin:0in;margin-bottom:.0001pt;margin-left:0in;text-indent:.25in;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:9.0pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:3.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:.25in;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">EVEREST
RE GROUP, LTD.</font></b></p>

<p style="margin:0in;margin-bottom:3.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:.25in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Seon
Place, 141 Front Street, 4<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Floor, Hamilton HM 19, Bermuda</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:0in;text-indent:.25in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:0in;text-indent:.25in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&nbsp;</font></p>

<p align="center" style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Everest Re Group Reports Full Year and Fourth Quarter 2019
Results</font></b></p>

<p align="center" style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">2019 Net Income of over $1 billion with a 12% Return
on Equity</font></b></p>

<p align="center" style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&nbsp;</font></b></p>

<p align="center" style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">HAMILTON,
Bermuda--(BUSINESS WIRE) &#8211; February 10, 2020 &#8211; Everest Re Group, Ltd.
(&#8220;Everest&#8221; or the &#8220;Company&#8221;) today reported that for the full year ended
December 31, 2019, net income was $1,009.5 million, or $24.70 per diluted
common share, compared to net income of $89.0 million, or $2.17 per diluted
common share, for the year ended December 31, 2018. After-tax operating income&#185;
for the year was $872.4 million, or $21.34 per diluted common share, compared
to after-tax operating income&#185; of $190.7 million, or $4.65 per diluted common
share, for the same period in 2018.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">For
the fourth quarter 2019, the Company reported net income of $217.6 million, or
$5.32 per diluted common share, compared to a net loss of $385.3 million, or
($9.58) per common share for the fourth quarter of 2018. After-tax operating
income&#185; was $130.8 million, or $3.20 per diluted common share, for the fourth
quarter of 2019, compared to an after-tax operating loss of $236.9 million, or
($5.89) per common share, for the same period last year.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Commenting
on the Company&#8217;s results, President and Chief Executive Officer, Juan C.
Andrade said, &#8220;For the full year 2019, Everest produced net income of over $1
billion, the best result since 2014. On an ROE basis, this equates to a 12%
return on average equity. These numbers speak to the strength and
diversification of our business, and the strength of our underwriting and
investment operations. Everest has a great franchise, a well-diversified platform
and top talent.&#160; We are well positioned for the future.&#8221;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Operating highlights for the full year 2019 included
the following:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&#8226;</font><font face="Times New Roman" lang="EN-US" style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Gross written premiums for the
year were $9.1 billion, an increase of 8% compared to 2018. Reinsurance
premiums were up 2% to $6.4 billion with growth in treaty casualty more than
offsetting reductions to treaty property premium and reinstatement premiums.&#160;
Insurance premiums were up 23% to $2.8 billion, with balanced growth being
generated across all major business lines.</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&#8226;</font><font face="Times New Roman" lang="EN-US" style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">The combined ratio was 95.5% for
the year, compared to 108.8% for 2018. Excluding catastrophe losses,
reinstatement premiums and the favorable prior period loss development, the
attritional combined ratio was 88.4% for the year, compared to 87.0% for 2018.&#160;
</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&#8226;</font><font face="Times New Roman" lang="EN-US" style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Catastrophe losses, net of
reinsurance and reinstatement premiums, amounted to $550.0 million in the year,
primarily related to losses from Hurricane Dorian of $166.4 million and losses
from Japanese Typhoons Faxai and Hagibis in the amount of $113.3 million and
$190.0 million, respectively.&#160; </font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&#8226;</font><font face="Times New Roman" lang="EN-US" style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Prior year reserve development for
2019 was reported in the amount of $93.6 million favorable, equal to 1.3 loss
ratio points.</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&#8226;</font><font face="Times New Roman" lang="EN-US" style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Net investment income amounted to
$647.1 million for the year, an increase of 11%, including limited partnership
income in the amount of $105.8 million.&#160; </font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&#8226;</font><font face="Times New Roman" lang="EN-US" style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Net after-tax realized gains
amounted to $150.8 million for the year, while net after-tax unrealized capital
gains were $483.8 million.</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</div>
<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&#8226;</font><font face="Times New Roman" lang="EN-US" style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Cash flow from operations was $1.9
billion for the full year 2019, compared to $610.1 million for 2018.</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&#8226;</font><font face="Times New Roman" lang="EN-US" style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">During 2019, the Company
repurchased 114,633 shares at a total cost of $24.6 million. The repurchases
were made pursuant to a share repurchase authorization, provided by the
Company&#8217;s Board of Directors, under which there remains 1.3 million shares
available.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;"><br>
Operating highlights for the fourth quarter of 2019 included the following:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&#8226;</font><font face="Times New Roman" lang="EN-US" style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Gross written premiums for the
quarter were $2.4 billion, an increase of 7% compared to the fourth quarter of
2018. Reinsurance premiums, excluding the impact of reinstatement premiums,
increased 4%, mainly due to growth in treaty casualty. Insurance premiums were
up 30% to $758.7 million, with balanced growth being generated across all major
business lines.</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&#8226;</font><font face="Times New Roman" lang="EN-US" style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">The combined ratio was 101.5% for
the quarter, compared to 134.1% for the same period during 2018. Excluding
catastrophe losses, reinstatement premiums and the favorable prior period loss
development, the attritional combined ratio was 90.3% for the quarter, compared
to 90.4% for the fourth quarter of 2018.</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&#8226;</font><font face="Times New Roman" lang="EN-US" style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Catastrophe losses, net of
reinsurance and reinstatement premiums, amounted to $215.0 million in the
quarter, primarily related to losses from Japanese Typhoon Hagibis in the
amount of $190.0 million and Tornadoes in Dallas, Texas in the amount of $25.0
million.</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&#8226;</font><font face="Times New Roman" lang="EN-US" style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Prior year development for the
quarter was reported in the amount of $19.2 million favorable, equal to 1.0
loss ratio point.</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&#8226;</font><font face="Times New Roman" lang="EN-US" style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Net investment income amounted to
$146.1 million for the quarter including limited partnership income in the
amount of $5.5 million.</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;text-indent:-.25in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&#8226;</font><font face="Times New Roman" lang="EN-US" style="font-size:7.0pt;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Net after-tax realized gains
amounted to $61.1 million for the quarter, while net after-tax unrealized
capital losses were $36.6 million.</font></p>

<p style="margin-bottom:0in;margin-left:.75in;margin-right:0in;margin-top:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><i><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">This
news release contains forward-looking statements within the meaning of the U.S.
federal securities laws.&#160; We intend these forward-looking statements to be
covered by the safe harbor provisions for forward-looking statements in the
U.S. Federal securities laws.&#160; These statements involve risks and uncertainties
that could cause actual results to differ materially from those contained in
forward-looking statements made on behalf of the Company. These risks and
uncertainties include the impact of general economic conditions and conditions
affecting the insurance and reinsurance industry, the adequacy of our reserves,
our ability to assess underwriting risk, trends in rates for property and
casualty insurance and reinsurance, competition, investment market
fluctuations, trends in insured and paid losses, catastrophes, regulatory and
legal uncertainties and other factors described in our latest Annual Report on
Form 10-K.&#160; The Company undertakes no obligation to publicly update or revise
any forward-looking statements, whether as a result of new information, future
events or otherwise.</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><u><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">About
Everest Re Group, Ltd.</font></u></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;text-decoration:none;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Everest
Re Group, Ltd. (&#8220;Everest&#8221;) is a leading global provider of reinsurance and
insurance, operating for more than 40 years through subsidiaries in the U.S.,
Europe, Bermuda and other territories.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Everest
offers property, casualty, and specialty products through its various operating
affiliates located in key markets around the world. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Everest
common stock (NYSE:RE) is a component of the S&amp;P 500 index.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">A
conference call discussing the fourth quarter results will be held at 10:30
a.m. Eastern Time on February 11, 2020. The call will be available on the
Internet through the Company&#8217;s web site at </font><u><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">everestre.com/investors&nbsp;</font></u><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;"> or at
</font><u><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">www.streetevents.com.&nbsp;</font></u></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Additional
information about Everest, our people, and our products can be found on our
website at </font><u><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">www.everestre.com.&nbsp;</font></u><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;"> All issuing companies may not do business
in all jurisdictions.</font></p>


<div bclfooter="">

 <p align="center" style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">&nbsp;</font></font></p>
 <p align="center" style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">2</font></font><font style="border:none;">&nbsp;</font></p>

</div>
</div><hr noshade="" style="page-break-after: always" align="center" width="100%" size="2"><a name="page_3"></a><div bclpageborder="" style="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<div bclheader="">


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</div>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Recipients
are encouraged to visit the Company&#8217;s web site to view supplemental financial
information on the Company&#8217;s results.&#160; The supplemental information is located
at </font><u><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">www.everestre.com&nbsp;</font></u><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;"> in the &#8220;Financial Reports&#8221; section of the &#8220;Investor
Center&#8221;.&#160; The supplemental financial information may also be obtained by
contacting the Company directly. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">_____________________________
</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:9.0pt;">1</font></sup><font face="Times New Roman,serif" lang="EN-US" style="font-size:9.0pt;"> The Company generally uses after-tax operating income
(loss), a non-GAAP financial measure, to evaluate its performance.&#160; After-tax
operating income (loss) consists of net income (loss) excluding after-tax net
realized capital gains (losses), after-tax net foreign exchange income
(expense), and the tax charge related&#160; to the enactment of the Tax Cuts and
Jobs Act of 2017 (TCJA), as the following reconciliation displays:</font></p>










<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:10.0pt;">&nbsp;</font></p>

<div align="left"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:100%;">
 <tr style="height:12.4pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="30%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="7" nowrap="" valign="bottom" width="33%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Three Months Ended</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="7" nowrap="" valign="bottom" width="35%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Twelve Months Ended</font></p>
  </td>
 </tr>
<tr style="height:12.4pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="30%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="7" nowrap="" valign="bottom" width="33%" style="border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">December 31,</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="7" nowrap="" valign="bottom" width="35%" style="border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">December 31,</font></p>
  </td>
 </tr>
<tr style="height:12.4pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="30%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="6%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-top:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="10%" style="border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-top:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="30%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(Dollars in thousands, except per share amounts)</font></p>
  </td>
 <td colspan="3" nowrap="" valign="bottom" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2019</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" valign="bottom" width="17%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2018</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" valign="bottom" width="18%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2019</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" valign="bottom" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2018</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="30%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="6%" style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="10%" style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="30%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="5" nowrap="" valign="bottom" width="24%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(unaudited)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="10%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="5" nowrap="" valign="bottom" width="24%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(unaudited)</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="30%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="6%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="10%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="30%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="6%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Per </font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="2" nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Per Diluted</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="10%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="2" nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Per Diluted</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="2" nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Per Diluted</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="30%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="2" nowrap="" valign="bottom" width="7%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Common</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="2" nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Common</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="10%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="2" nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Common</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="2" nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Common</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="30%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Amount</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="6%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Share</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Amount</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Share</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="10%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Amount</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Share</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Amount</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Share</font></p>
  </td>
 </tr>
<tr style="height:10.9pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="30%" style="height:10.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="6%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:10.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="10%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.4pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="30%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net income (loss)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="background:#CCEEFF;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$217,644</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="6%" style="background:#CCEEFF;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$5.32</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$(385,313)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$(9.58)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="10%" style="background:#CCEEFF;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$1,009,461</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="background:#CCEEFF;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$24.70</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="background:#CCEEFF;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$89,041</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="background:#CCEEFF;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$2.17</font></p>
  </td>
 </tr>
<tr style="height:12.4pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="30%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">After-tax net realized capital gains (losses)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">61,052</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="6%" style="height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">1.49</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(143,870)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(3.58)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="10%" style="height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">150,808</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">3.69</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(109,149)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(2.66)</font></p>
  </td>
 </tr>
<tr style="height:12.4pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="30%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">After-tax net foreign exchange income (expense)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="background:#CCEEFF;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">25,763</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="6%" style="background:#CCEEFF;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">0.63</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(5,274)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(0.13)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="10%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(13,767)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(0.34)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="background:#CCEEFF;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">6,779</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="background:#CCEEFF;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">0.17</font></p>
  </td>
 </tr>
<tr style="height:12.4pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="30%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Impact of TCJA enactment</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="6%" style="border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">703</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">0.02</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="10%" style="border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">703</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">0.02</font></p>
  </td>
 </tr>
<tr style="height:10.15pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="30%" style="background:#CCEEFF;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="background:#CCEEFF;border:none;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="6%" style="background:#CCEEFF;border:none;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="background:#CCEEFF;border:none;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="background:#CCEEFF;border:none;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="10%" style="background:#CCEEFF;border:none;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="background:#CCEEFF;border:none;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="background:#CCEEFF;border:none;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="background:#CCEEFF;border:none;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.4pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="30%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">After-tax operating income (loss)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$130,828</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="6%" style="border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$3.20</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$(236,872)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$(5.89)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="10%" style="border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$872,420</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$21.34</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$190,709</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$4.65</font></p>
  </td>
 </tr>
<tr style="height:7.9pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="30%" style="height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="6%" style="border:none;height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="border:none;height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="10%" style="border:none;height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;page-break-inside:avoid;">
  <td colspan="2" nowrap="" width="38%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(Some amounts may not reconcile due to rounding.)</font></p>
  </td>
 <td nowrap="" width="1%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="6%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="9%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="7%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="10%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="7%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="8%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="7%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" style="font-size:12.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Although
net realized capital gains (losses) and net foreign exchange income (expense)
are an integral part of the Company&#8217;s insurance operations, the determination
of net realized capital gains (losses) and foreign exchange income (expense) is
independent of the insurance underwriting process.&#160; The Company believes that
the level of net realized capital gains (losses) and net foreign exchange
income (expense) for any particular period is not indicative of the performance
of the underlying business in that particular period.&#160; Providing only a GAAP
presentation of net income (loss) makes it more difficult for users of the
financial information to evaluate the Company&#8217;s success or failure in its basic
business, and may lead to incorrect or misleading assumptions and conclusions.&#160;
The Company understands that the equity analysts who follow the Company focus
on after-tax operating income (loss) in their analyses for the reasons
discussed above.&#160; The Company provides after-tax operating income (loss) to
investors so that they have what management believes to be a useful supplement
to GAAP information concerning the Company&#8217;s performance.&#160; </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:9.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Return
on equity calculations use adjusted shareholders&#8217; equity excluding net
after-tax unrealized (appreciation) depreciation of investments.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">Contact:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">Everest Re Group, Ltd. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">Jon Levenson, Head of Investor Relations</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><u><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">Investor.relations@everestre.com</font></u></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">Phone (908) 604-3169</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<p align="center" style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">--Financial
Details Follow--</font></b></p>


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<div align="left"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:100%;">
 <tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">EVEREST RE GROUP, LTD.</font></p>
  </td>
 <td nowrap="" valign="bottom" width="13%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="13%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">CONSOLIDATED STATEMENTS OF OPERATIONS</font></p>
  </td>
 <td nowrap="" valign="bottom" width="13%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="13%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">AND COMPREHENSIVE INCOME (LOSS)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="13%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="13%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="13%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="13%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="13%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="13%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" width="27%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Three Months Ended </font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" width="25%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Twelve Months Ended</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" width="27%" style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">December&nbsp;31,</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" width="25%" style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">December&nbsp;31,</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(Dollars in thousands, except per share amounts)</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2019</font></p>
  </td>
 <td nowrap="" width="1%" style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2018</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2019</font></p>
  </td>
 <td nowrap="" width="1%" style="border:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2018</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" width="27%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(unaudited)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(unaudited)</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">REVENUES:</font></p>
  </td>
 <td nowrap="" width="13%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Premiums earned </font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$1,948,071</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$1,850,975</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$7,403,686</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$6,931,699</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net investment income</font></p>
  </td>
 <td nowrap="" width="13%" style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">146,077</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">140,204</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">647,139</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">581,183</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net realized capital gains (losses):</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width="46%" style="height:9.0pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Other-than-temporary impairments on fixed maturity
  securities</font></p>
  </td>
 <td nowrap="" width="13%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(5,495)</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(3,327)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(20,899)</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(8,110)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width="46%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Other-than-temporary impairments on fixed maturity
  securities</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="height:9.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">transferred to other comprehensive income (loss)</font></p>
  </td>
 <td nowrap="" width="13%" style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Other net realized capital gains (losses)</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">80,938</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(169,488)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">205,903</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(119,026)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Total net realized capital gains (losses)</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">75,443</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(172,815)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">185,004</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(127,136)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net derivative gain (loss)</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2,979</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(4,965)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">6,374</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">520</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Other income (expense)</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">41,516</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(21,823)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(11,034)</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(24,771)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Total revenues</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2,214,086</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">1,791,576</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">8,231,169</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">7,361,495</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">CLAIMS AND EXPENSES:</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Incurred losses and loss adjustment expenses </font></p>
  </td>
 <td nowrap="" width="13%" style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">1,407,794</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2,001,054</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">4,922,898</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">5,651,403</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Commission, brokerage, taxes and fees</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">450,226</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">396,588</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">1,703,726</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">1,519,030</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Other underwriting expenses&#160; </font></p>
  </td>
 <td nowrap="" width="13%" style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">118,923</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">84,216</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">440,899</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">371,541</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Corporate expenses</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">10,344</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">7,153</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">32,966</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">30,672</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Interest, fees and bond issue cost amortization expense</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">7,721</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">7,984</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">31,693</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">31,031</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Total claims and expenses</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">1,995,008</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2,496,995</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">7,132,182</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">7,603,677</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">INCOME (LOSS) BEFORE TAXES</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">219,078</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(705,419)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">1,098,987</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(242,182)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Income tax expense (benefit)</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">1,434</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(320,106)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">89,526</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(331,223)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">NET INCOME (LOSS)</font></p>
  </td>
 <td nowrap="" width="13%" style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$217,644</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$(385,313)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$1,009,461</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$89,041</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Other comprehensive income (loss), net of tax:</font></p>
  </td>
 <td nowrap="" width="13%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:.25in;page-break-inside:avoid;">
  <td width="46%" style="background:#CCEEFF;height:.25in;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Unrealized appreciation (depreciation)
  (&quot;URA(D)&quot;) on securities arising during the period</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:.25in;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(28,159)</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:.25in;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(974)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:.25in;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">496,430</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:.25in;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(255,656)</font></p>
  </td>
 </tr>
<tr style="height:.25in;page-break-inside:avoid;">
  <td width="46%" style="height:.25in;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Reclassification adjustment for realized losses (gains) included
  in net income (loss)</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:.25in;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(8,393)</font></p>
  </td>
 <td nowrap="" width="1%" style="height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:.25in;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">34,602</font></p>
  </td>
 <td nowrap="" width="2%" style="height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:.25in;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(12,613)</font></p>
  </td>
 <td nowrap="" width="1%" style="height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:.25in;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">27,496</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Total URA(D) on securities arising during the period</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(36,552)</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">33,628</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">483,817</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(228,160)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Foreign currency translation adjustments</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">29,235</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(24,933)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">14,030</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(76,816)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Benefit plan actuarial net gain (loss) for the period</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(12,591)</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(510)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(12,591)</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(510)</font></p>
  </td>
 </tr>
<tr style="height:.25in;page-break-inside:avoid;">
  <td width="46%" style="height:.25in;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Reclassification adjustment for amortization of net (gain)
  loss included in net income (loss)</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:.25in;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">1,788</font></p>
  </td>
 <td nowrap="" width="1%" style="height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:.25in;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(425)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:.25in;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">5,453</font></p>
  </td>
 <td nowrap="" width="1%" style="height:.25in;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:.25in;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">5,021</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Total benefit plan net gain (loss) for the period</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(10,803)</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(935)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(7,138)</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">4,511</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Total other comprehensive income (loss), net of tax</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(18,120)</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">7,760</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">490,709</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(300,465)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">COMPREHENSIVE INCOME (LOSS)</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$199,524</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$(377,553)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$1,500,170</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$(211,424)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;border:none;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">EARNINGS PER COMMON SHARE:</font></p>
  </td>
 <td nowrap="" width="13%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Basic</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$5.34</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$(9.58)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$24.77</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:#CCEEFF;height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$2.18</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;page-break-inside:avoid;">
  <td nowrap="" width="46%" style="height:9.0pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Diluted</font></p>
  </td>
 <td nowrap="" width="13%" style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">5.32</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(9.58)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">24.70</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:9.0pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2.17</font></p>
  </td>
 </tr>
</table></div>




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<div align="left"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:100%;">
 <tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">EVEREST RE GROUP, LTD.</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">CONSOLIDATED BALANCE SHEETS</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">December&nbsp;31,</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">December 31,</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(Dollars and share amounts in thousands, except par value
  per share)</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2019 </font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2018 </font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(unaudited)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">ASSETS:</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Fixed maturities - available for sale, at market value</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$16,824,944</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$15,225,263</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(amortized cost: 2019, $16,473,491; 2018, $15,406,572) </font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Fixed maturities - available for sale, at fair value</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">5,826</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,337</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Equity securities, at fair value</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">931,457</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">716,639</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Short-term investments (cost: 2019, $414,639; 2018,
  $241,010)</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">414,706</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">240,987</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other invested assets (cost: 2019, $1,763,531; 2018,
  $1,591,745)</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,763,531</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,591,745</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Cash</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">808,036</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">656,095</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total investments and cash</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">20,748,500</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">18,433,066</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Accrued investment income</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">116,804</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">104,619</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Premiums receivable</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,259,088</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,183,183</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Reinsurance receivables </font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,763,471</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,787,648</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Funds held by reinsureds</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">489,901</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">435,031</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Deferred acquisition costs</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">581,863</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">511,573</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Prepaid reinsurance premiums</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">445,716</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">343,343</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Income taxes</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">305,711</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">594,487</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other assets</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">612,997</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">358,042</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">TOTAL ASSETS</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$27,324,051</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$24,750,992</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">LIABILITIES:</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Reserve for losses and loss adjustment expenses</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">13,611,313</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">13,119,090</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Future policy benefit reserve</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">42,592</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">46,778</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Unearned premium reserve</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">3,056,735</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,517,612</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Funds held under reinsurance treaties</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">10,668</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">13,099</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other net payable to reinsurers</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">291,660</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">218,439</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Losses in course of payment</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">51,950</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">85,519</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Senior notes due 6/1/2044</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">397,074</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">396,954</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Long term notes due 5/1/2067</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">236,758</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">236,659</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Accrued interest on debt and borrowings</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,878</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">3,093</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Equity index put option liability</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">5,584</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">11,958</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Unsettled securities payable</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">30,650</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">51,112</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other liabilities</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">453,264</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">189,882</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total liabilities</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">18,191,126</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">16,890,195</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">SHAREHOLDERS' EQUITY:</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Preferred shares, par value: $0.01; 50,000 shares
  authorized;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">no shares issued and outstanding</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Common shares, par value: $0.01; 200,000 shares
  authorized; (2019) 69,464</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">and (2018) 69,202 outstanding before treasury shares</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">694</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">692</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Additional paid-in capital</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,219,660</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,188,777</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Accumulated other comprehensive income (loss), net of
  deferred income tax expense</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(benefit) of $30,996 at 2019 and ($20,697) at 2018</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">28,152</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(462,557)</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Treasury shares, at cost; 28,665 shares (2019) and 28,551
  shares (2018)</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(3,422,152)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(3,397,548)</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Retained earnings</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">10,306,571</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">9,531,433</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total shareholders' equity </font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">9,132,925</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">7,860,797</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$27,324,051</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$24,750,992</font></p>
  </td>
 </tr>
</table></div>




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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</div>

<div align="left"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:100%;">
 <tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">EVEREST RE GROUP, LTD.</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">CONSOLIDATED STATEMENTS OF CASH FLOWS&#160; </font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" width="32%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Twelve Months Ended</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" width="32%" style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">December&nbsp;31,</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(Dollars in thousands)</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2019</font></p>
  </td>
 <td nowrap="" width="2%" style="border:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2018</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(unaudited)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">CASH FLOWS FROM OPERATING ACTIVITIES:</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net income (loss)</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$1,009,461</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$89,041</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Adjustments to reconcile net income to net cash provided
  by operating activities:</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Decrease (increase) in premiums receivable</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(62,018)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(382,987)</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Decrease (increase) in funds held by reinsureds, net</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(56,722)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(153,627)</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Decrease (increase) in reinsurance receivables</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">67,444</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(511,592)</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Decrease (increase) in income taxes</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">237,479</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(265,065)</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Decrease (increase) in prepaid reinsurance premiums</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(95,207)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(65,925)</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Increase (decrease) in reserve for losses and loss
  adjustment expenses</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">402,380</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">1,377,711</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Increase (decrease) in future policy benefit reserve</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(4,186)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(4,236)</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Increase (decrease) in unearned premiums</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">521,709</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">542,023</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Increase (decrease) in other net payable to reinsurers</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">66,477</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">12,276</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Increase (decrease) in losses in course of payment</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(33,557)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">123,209</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Change in equity adjustments in limited partnerships</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(108,332)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(102,052)</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Distribution of limited partnership income</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">81,300</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">84,623</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Change in other assets and liabilities, net</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(54,176)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(322,107)</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Non-cash compensation expense </font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">34,018</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">32,369</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Amortization of bond premium (accrual of bond discount)</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">30,936</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">29,272</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net realized capital (gains) losses </font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(185,004)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">127,136</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net cash provided by (used in) operating activities</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">1,852,002</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">610,069</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">CASH FLOWS FROM INVESTING ACTIVITIES:</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Proceeds from fixed maturities matured/called - available
  for sale, at market value</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2,302,299</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">1,973,652</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Proceeds from fixed maturities sold - available for sale,
  at market value</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">3,280,237</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">3,148,428</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Proceeds from fixed maturities sold - available for sale,
  at fair value</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2,917</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">1,751</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Proceeds from equity securities sold, at fair value</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">283,965</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">1,199,409</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Distributions from other invested assets</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">284,558</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">3,102,018</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Cost of fixed maturities acquired - available for sale, at
  market value</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(6,613,917)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(5,909,504)</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Cost of fixed maturities acquired - available for sale, at
  fair value</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(4,243)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(4,381)</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Cost of equity securities acquired, at fair value</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(329,417)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(921,937)</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Cost of other invested assets acquired</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(425,438)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(3,370,455)</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net change in short-term investments</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(167,290)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">455,350</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net change in unsettled securities transactions</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(26,163)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">46,048</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net cash provided by (used in) investing activities</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(1,412,492)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(279,621)</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">CASH FLOWS FROM FINANCING ACTIVITIES:</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Common shares issued during the period for share-based
  compensation, net of expense</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(3,134)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(8,157)</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Purchase of treasury shares</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(24,604)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(75,304)</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Dividends paid to shareholders</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(234,322)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(216,221)</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Cost of shares withheld on settlements of share-based
  compensation awards</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(13,627)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(16,912)</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net cash provided by (used in) financing activities</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(275,687)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(316,594)</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">EFFECT OF EXCHANGE RATE CHANGES ON CASH</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(11,882)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">7,174</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net increase (decrease) in cash</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">151,941</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">21,028</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Cash, beginning of period</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">656,095</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">635,067</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Cash, end of period</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$808,036</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$656,095</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">SUPPLEMENTAL CASH FLOW INFORMATION:</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="red" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="red" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Income taxes paid (recovered)</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$(148,585)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$(65,064)</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.45pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Interest paid </font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">31,689</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">30,447</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="68%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">NON-CASH TRANSACTIONS:</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td valign="bottom" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Reclassification of investment balances due to prospective
  consolidation of private placement</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="68%" style="height:8.45pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">liquidity sweep facility effective July 1, 2018</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="68%" style="height:8.45pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Fixed maturities - available for sale, at market value</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$-</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$143,656</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="68%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Short-term investments</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">243,864</font></p>
  </td>
 </tr>
<tr style="height:8.45pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="68%" style="height:8.45pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Other invested assets</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:8.45pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(387,520)</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>




<div bclfooter="">

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<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.19.3.a.u2</span><table class="report" border="0" cellspacing="2" id="idp6632079952">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document And Entity Information<br></strong></div></th>
<th class="th"><div>Feb. 10, 2020</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Feb. 10,  2020<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">1-15731<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">Everest Re Group, Ltd.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001095073<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation State Country Code</a></td>
<td class="text">D0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">98-0365432<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address Address Line 1</a></td>
<td class="text">Seon Place &#8211; 4th Floor<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine2', window );">Entity Address Address Line 2</a></td>
<td class="text">141 Front Street<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine3', window );">Entity Address Address Line 3</a></td>
<td class="text">PO Box HM 845<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address City Or Town</a></td>
<td class="text">Hamilton<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address Postal Zip Code</a></td>
<td class="text">HM 19<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCountry', window );">Entity Address Country</a></td>
<td class="text">BM<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">441<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">295-0006<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre Commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre Commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 2 such as Street or Suite number</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine3">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 3 such as an Office Park</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine3</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCountry">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>ISO 3166-1 alpha-2 country code.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCountry</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:countryCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td>xbrli:normalizedStringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
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<td style="white-space:nowrap;">dei_WrittenCommunications</td>
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