<SEC-DOCUMENT>0001095073-20-000014.txt : 20200506
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<ACCEPTANCE-DATETIME>20200506162357
ACCESSION NUMBER:		0001095073-20-000014
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		14
CONFORMED PERIOD OF REPORT:	20200506
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20200506
DATE AS OF CHANGE:		20200506

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			EVEREST RE GROUP LTD
		CENTRAL INDEX KEY:			0001095073
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				980365432
		STATE OF INCORPORATION:			D0
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15731
		FILM NUMBER:		20852956

	BUSINESS ADDRESS:	
		STREET 1:		SEON PLACE, 4TH FLOOR
		STREET 2:		141 FRONT STREET
		CITY:			HAMILTON
		STATE:			D0
		ZIP:			HM 19
		BUSINESS PHONE:		4412950006

	MAIL ADDRESS:	
		STREET 1:		C/O REINSURANCE HOLDINGS INC
		STREET 2:		477 MARTINSVILLE RD PO BOX 830
		CITY:			LIBERTY CORNER
		STATE:			NJ
		ZIP:			07938

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EVEREST REINSURANCE GROUP LTD
		DATE OF NAME CHANGE:	19990915
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>re-20200506.htm
<DESCRIPTION>EVEREST RE GROUP 8-K 1Q2020
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_EquitySecuritiesMember" xlink:label="element17" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element17" xlink:to="label17" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="element18" />
        <label xlink:type="resource" xlink:label="label18" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_en-US">Fair Value Measurements Fair Value Hierarchy [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element18" xlink:to="label18" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="element19" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element19" xlink:to="label19" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="element20" />
        <label xlink:type="resource" xlink:label="label20" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueInputsLevel1Member_en-US">Fair Value Inputs Level1 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element20" xlink:to="label20" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="element21" />
        <label xlink:type="resource" xlink:label="label21" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueInputsLevel1Member_en-US">Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element21" xlink:to="label21" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="element22" />
        <label xlink:type="resource" xlink:label="label22" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueInputsLevel3Member_en-US">Fair Value Inputs Level3 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element22" xlink:to="label22" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="element23" />
        <label xlink:type="resource" xlink:label="label23" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueInputsLevel3Member_en-US">Significant Unobservable Inputs (Level 3) [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element23" xlink:to="label23" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="element24" />
        <label xlink:type="resource" xlink:label="label24" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueInputsLevel2Member_en-US">Fair Value Inputs Level2 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element24" xlink:to="label24" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="element25" />
        <label xlink:type="resource" xlink:label="label25" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueInputsLevel2Member_en-US">Significant Other Observable Inputs (Level 2) [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element25" xlink:to="label25" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="element26" />
        <label xlink:type="resource" xlink:label="label26" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncomeStatementAbstract_en-US">Consolidated Statements Of Operations And Comprehensive Income (Loss) [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element26" xlink:to="label26" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReceivable" xlink:label="element27" />
        <label xlink:type="resource" xlink:label="label27" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncomeTaxReceivable_en-US">Federal income taxes recoverable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element27" xlink:to="label27" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_IncomeTaxReceivable" xlink:label="element28" />
        <label xlink:type="resource" xlink:label="label28" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_IncomeTaxReceivable_en-US">Income taxes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element28" xlink:to="label28" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpense" xlink:label="element29" />
        <label xlink:type="resource" xlink:label="label29" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestExpense_en-US">Interest, fees and bond issue cost amortization expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element29" xlink:to="label29" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_InterestExpense" xlink:label="element30" />
        <label xlink:type="resource" xlink:label="label30" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_InterestExpense_en-US">Interest, fee and bond issue cost amortization expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element30" xlink:to="label30" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="element31" />
        <label xlink:type="resource" xlink:label="label31" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LiabilitiesAbstract_en-US">LIABILITIES:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element31" xlink:to="label31" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherAssets" xlink:label="element32" />
        <label xlink:type="resource" xlink:label="label32" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherAssets_en-US">Other assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element32" xlink:to="label32" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherAssets" xlink:label="element33" />
        <label xlink:type="resource" xlink:label="label33" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_OtherAssets_en-US">Other invested assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element33" xlink:to="label33" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="element34" />
        <label xlink:type="resource" xlink:label="label34" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_en-US">Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, Net of Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element34" xlink:to="label34" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="element35" />
        <label xlink:type="resource" xlink:label="label35" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_en-US">Unrealized appreciation (depreciation) ("URA(D)") on securities arising during the period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element35" xlink:to="label35" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="element36" />
        <label xlink:type="resource" xlink:label="label36" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherCostAndExpenseOperating_en-US">Other Cost and Expense, Operating</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element36" xlink:to="label36" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="element37" />
        <label xlink:type="resource" xlink:label="label37" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_OtherCostAndExpenseOperating_en-US">Other underwriting expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element37" xlink:to="label37" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="element38" />
        <label xlink:type="resource" xlink:label="label38" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherLiabilities_en-US">Other liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element38" xlink:to="label38" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PensionPlansDefinedBenefitMember" xlink:label="element39" />
        <label xlink:type="resource" xlink:label="label39" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PensionPlansDefinedBenefitMember_en-US">Pension Plans Defined Benefit [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element39" xlink:to="label39" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_PensionPlansDefinedBenefitMember" xlink:label="element40" />
        <label xlink:type="resource" xlink:label="label40" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_PensionPlansDefinedBenefitMember_en-US">Defined Benefit Pension Plan [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element40" xlink:to="label40" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyDomain" xlink:label="element41" />
        <label xlink:type="resource" xlink:label="label41" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RelatedPartyDomain_en-US">Related Party [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element41" xlink:to="label41" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RelatedPartyDomain" xlink:label="element42" />
        <label xlink:type="resource" xlink:label="label42" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_RelatedPartyDomain_en-US">Related Party [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element42" xlink:to="label42" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetirementPlanTypeDomain" xlink:label="element43" />
        <label xlink:type="resource" xlink:label="label43" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RetirementPlanTypeDomain_en-US">Retirement Plan Type [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element43" xlink:to="label43" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_RetirementPlanTypeDomain" xlink:label="element44" />
        <label xlink:type="resource" xlink:label="label44" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_RetirementPlanTypeDomain_en-US">Retirement Plan Type [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element44" xlink:to="label44" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Revenues" xlink:label="element45" />
        <label xlink:type="resource" xlink:label="label45" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_Revenues_en-US">Revenues</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element45" xlink:to="label45" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_Revenues" xlink:label="element46" />
        <label xlink:type="resource" xlink:label="label46" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_Revenues_en-US">Total revenues</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element46" xlink:to="label46" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="element47" />
        <label xlink:type="resource" xlink:label="label47" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SegmentDomain_en-US">Segment [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element47" xlink:to="label47" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SegmentDomain" xlink:label="element48" />
        <label xlink:type="resource" xlink:label="label48" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_SegmentDomain_en-US">Reporting Segment [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element48" xlink:to="label48" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SellingAndMarketingExpense" xlink:label="element49" />
        <label xlink:type="resource" xlink:label="label49" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SellingAndMarketingExpense_en-US">Commission, brokerage, taxes and fees</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element49" xlink:to="label49" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SellingAndMarketingExpense" xlink:label="element50" />
        <label xlink:type="resource" xlink:label="label50" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_SellingAndMarketingExpense_en-US">Commission and brokerage</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element50" xlink:to="label50" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="element51" />
        <label xlink:type="resource" xlink:label="label51" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_en-US">Transfers And Servicing Of Financial Instruments Types Of Financial Instruments [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element51" xlink:to="label51" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="element52" />
        <label xlink:type="resource" xlink:label="label52" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_en-US">Major Types of Debt and Equity Securities [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element52" xlink:to="label52" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element81" xlink:to="label81" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element85" xlink:to="label85" />
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        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFileNumber" xlink:label="element87" />
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        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityShellCompany" xlink:label="element88" />
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<TYPE>EX-101.PRE
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<p style="margin:0in;margin-bottom:.0001pt;margin-left:0in;text-indent:.25in;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:9.0pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:3.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:.25in;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">EVEREST
RE GROUP, LTD.</font></b></p>

<p style="margin:0in;margin-bottom:3.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:.25in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Seon
Place, 141 Front Street, 4<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Floor, Hamilton HM 19, Bermuda</font></p>

<p style="margin:0in;margin-bottom:3.0pt;margin-left:0in;margin-right:0in;margin-top:0in;text-indent:.25in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:0in;text-indent:.25in;"><u><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Contacts:</font></u></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Media: Dane Lopes&#160;&#160;&#160;&#160;&#160;  &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Investors:
Jon Levenson</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Group Head of Marketing &amp;
Communications&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Head of Investor Relations</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Everest Global Services, Inc. &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Everest
Global Services, Inc.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">203.388.3977&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 908.604.3169</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:0in;text-indent:.25in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&nbsp;</font></p>

<p align="center" style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Everest Re Group Reports First Quarter 2020 Results</font></b></p>

<p align="center" style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&nbsp;</font></b></p>

<p align="center" style="margin:0in;margin-bottom:.0001pt;text-align:center;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">HAMILTON,
Bermuda--(BUSINESS WIRE &#8211; May&nbsp;6, 2020)</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.15pt;line-height:150%;">&#160;Everest Re Group, Ltd. (&#8220;Everest&#8221; or
the &#8220;Company&#8221;) </font><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">today reported that for the
three months ended March 31, 2020, net income was $16.6 million, or $0.41 per
diluted common share, compared to net income of $354.6 million, or $8.67 per
diluted common share, for the three months ended March 31, 2019.&nbsp;After-tax
operating income&#185; for the quarter was $164.4 million, or $4.03 per diluted
common share, compared to after-tax operating income&#185; of $282.4 million, or
$6.91 per diluted common share, for the same period in 2019.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="background:white;font-size:12.0pt;line-height:150%;">&#8220;Our thoughts </font><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">and sympathies go out to all those directly affected </font><font color="black" face="Times New Roman,serif" lang="EN-US" style="background:white;font-size:12.0pt;line-height:150%;">by the coronavirus.&nbsp; We would like to offer our
sincere gratitude and thanks to those on the front lines who are putting
themselves at risk to keep everyone&nbsp;safe. Additionally, we&#8217;d like to share
our tremendous appreciation to all of those who are working hard to keep the
supply chains going,&#8221; said Juan C. Andrade, President and Chief Executive
Officer. &#8220;Everest continues to do its part by successfully operating remotely
to serve all of our customers and stakeholders without interruption. Our
diversified global platform with its broad mix of products, distribution and
geography is an important source of stable capacity to our broker partners and
customers.&nbsp; Our capital position remains a source of strength, with high
quality invested assets, significant liquidity and low financial leverage. Our
well-diversified investment portfolio is resilient, and we have taken
additional steps to reposition it by moving up in credit quality and further
reducing equity exposure. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">&nbsp;</font></p>


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 <p align="center" style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">&nbsp;</font></font></p>
 <p align="center" style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">1</font></font><font style="border:none;">&nbsp;</font></p>

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<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="background:white;font-size:12.0pt;line-height:150%;">Above all it is
the ingenuity, perseverance and dedication of our employees during these unique
times that allows us to operate our business without interruption. Despite the
impacts of the pandemic, Everest remains profitable and resilient with a strong
capital base.&#8221;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">&#8220;Turning to the Company&#8217;s results, Everest wrote nearly
$2.6 billion in gross written premiums for the quarter, an increase of 21% as
compared to a year ago. Our Reinsurance segment grew 16% while the Insurance
segment was up 33%.&#160; These results continue to demonstrate the value of the
Everest franchise to our broker partners and customers.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Our combined ratio for the quarter was 98.6%, which
includes $150 million in net pre-tax IBNR losses related to the Covid-19
pandemic (91.2% combined ratio excluding these losses). The IBNR loss is
attributed $110 million to Reinsurance and $40 million to Insurance.&#160; Excluding
catastrophe and pandemic IBNR, the underlying combined ratio was 89.9%, 87.7%
for Reinsurance and 95.6% for Insurance, highlighting the underlying strength
and sustainable profitability of the franchise.&#8221;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Operating highlights for the first quarter of 2020 included
the following:</font></p>

<ul type="disc" style="margin-bottom:0in;">
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">The
     combined ratio was 98.6% for the first quarter of 2020 compared with 88.7%
     for the first quarter of 2019. Excluding the impacts of catastrophe
     losses, reinstatement premiums, and the 7.4% impact of Covid-19 pandemic
     the comparable combined ratios are 89.9% for the first quarter of 2020 and
     87.4% for the first quarter of 2019. The increase in these comparable
     combined ratios is primarily attributable to the continued business mix
     shift toward more pro-rata business in Reinsurance.</font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Catastrophe
     losses, net of reinsurance and reinstatement premiums, amounted to $30.0
     million in the quarter, related to losses from Australian wildfires,
     Australian East Coast storms and the Nashville, U.S. tornadoes.</font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Cash
     flow from operations was $506.0 million for the quarter compared to $459.8
     million for 2019.</font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Net
     income of $16.6 million included a $31.0 million tax benefit from the
     CARES Act, which extended the carry back period for tax losses.</font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Net
     investment income of $147.8 million for the quarter including limited
     partnership income of $21.6 million.&#160; Note that </font><font color="black" face="Times New Roman,serif" lang="EN-US" style="background:white;font-size:12.0pt;line-height:150%;">net investment income from limited partnerships is generally
     subject to a reporting lag averaging one quarter.</font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Net after-tax realized losses amounted to $172.4
     million for the quarter, while net after-tax unrealized losses were $248.0
     million for the quarter.&#160; Since the end of the quarter, the unrealized
     loss position has substantially recovered.</font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Shareholders&#8217;
     equity at quarter end was $8.6 billion vs. $9.1 billion at year end 2019.</font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">The
     Company paid $63.3 million in common share dividends.</font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Everest
     repurchased 970,892 shares at an average cost of $206.00 per share, for a
     total repurchase of $200.0 million.&nbsp;The repurchases were made
     pursuant to a share repurchase authorization, provided by the Company&#8217;s
     Board of Directors, under which there remains 0.4 million shares
     available.</font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Book
     value per share declined 4.1% during the quarter, to $214.59 at March 31,
     2020 compared to $223.85 at December 31, 2019.</font></li>
</ul>


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<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Note that beginning with this quarter&#8217;s results, the
Company&#8217;s operations as detailed in the Financial Supplement will be presented
as two (2) segments, Reinsurance and Insurance, in line with how management
views results.&#160; The former three (3) reinsurance sub-segments of US
Reinsurance, Bermuda (reinsurance) and International (reinsurance) are now part
of the overall Reinsurance segment.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><i><font color="black" face="Times New Roman,serif" lang="EN-US" style="background:white;font-size:13.5pt;">This news release contains forward-looking
statements within the meaning of the U.S. federal securities laws. We intend
these forward-looking statements to be covered by the safe harbor provisions
for forward-looking statements in the U.S. Federal securities laws. These
statements involve risks and uncertainties that could cause actual results to
differ materially from those contained in forward-looking statements made on
behalf of the Company. These risks and uncertainties include the impact of
general economic conditions and conditions affecting the insurance and
reinsurance industry, the adequacy of our reserves, </font></i><i><font color="#333333" face="Times New Roman,serif" lang="EN-US" style="background:white;font-size:13.5pt;">our ability to assess
underwriting risk, trends in rates for property and casualty insurance and
reinsurance, competition, investment market fluctuations, trends in insured and
paid losses, catastrophes, regulatory and legal uncertainties and other factors
described in our latest Annual Report on Form 10-K. The Company undertakes no
obligation to publicly update or revise any forward-looking statements, whether
as a result of new information, future events or otherwise.</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><u><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">About Everest Re Group, Ltd.</font></u></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;text-decoration:none;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">Everest Re Group, Ltd. (&#8220;Everest&#8221;) is a leading global
provider of reinsurance and insurance, operating for close to 50 years through subsidiaries
in the U.S., Europe, Singapore, Canada, Bermuda and other territories.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">&nbsp;</font></p>


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<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">Everest offers property,
casualty, and specialty products through its various operating affiliates
located in key markets around the world. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">Everest common stock (NYSE:RE) is a component of the
S&amp;P 500 index.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">Additional information about Everest, our people, and our
products can be found on our website at</font><i><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;"> www.everestre.com</font></i><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">.
All issuing companies may not do business in all jurisdictions.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:13.5pt;letter-spacing:-.15pt;">A conference call discussing the first quarter results
will be held at 10:30 a.m. Eastern Time on May 7, 2020. The call will be
available on the Internet through the Company&#8217;s web site </font><font face="Times New Roman,serif" lang="EN-US" style="font-size:13.5pt;">at </font><u><font face="Times New Roman,serif" lang="EN-US" style="font-size:13.5pt;">everestre.com/investors&nbsp;</font></u><font face="Times New Roman,serif" lang="EN-US" style="font-size:13.5pt;letter-spacing:-.15pt;"> or at </font><font color="windowtext" face="Times New Roman,serif" lang="EN-US" style="font-size:13.5pt;letter-spacing:-.15pt;">www.streetevents.com</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:13.5pt;letter-spacing:-.15pt;">.&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:13.5pt;letter-spacing:-.15pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:13.5pt;">Additional
information about Everest, our people, and our products can be found on our
website at </font><font color="blue" face="Times New Roman,serif" lang="EN-US" style="font-size:13.5pt;">www.everestre.com</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:13.5pt;">. All issuing companies may not do business in all
jurisdictions.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:13.5pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:13.5pt;letter-spacing:-.15pt;">Recipients are encouraged to visit the Company&#8217;s web
site to view supplemental financial information on the Company&#8217;s results.&#160; The
supplemental information is located at </font><font color="blue" face="Times New Roman,serif" lang="EN-US" style="font-size:13.5pt;letter-spacing:-.15pt;">www.everestre.com&nbsp;</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:13.5pt;letter-spacing:-.15pt;"> in the &#8220;Financial Reports&#8221;
section of the &#8220;Investor Center&#8221;.&#160; The supplemental financial information may
also be obtained by contacting the Company directly. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:13.5pt;letter-spacing:-.15pt;">_______________________________________________</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:13.5pt;letter-spacing:-.15pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:13.5pt;">1
</font></sup><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">The Company generally uses after-tax operating income (loss), a
non-GAAP financial measure, to evaluate its performance.&#160; After-tax operating
income (loss) consists of net income (loss) excluding after-tax net realized
capital gains (losses) and after-tax net foreign exchange income (expense) as
the following reconciliation displays:</font></p>










<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:10.0pt;">&nbsp;</font></p>

<div align="left"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:100%;">
 <tr style="height:12.4pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="50%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="7" nowrap="" valign="bottom" width="50%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.4pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="50%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="7" nowrap="" valign="bottom" width="50%" style="border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Three Months Ended March 31,</font></p>
  </td>
 </tr>
<tr style="height:12.4pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="50%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-top:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="11%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="50%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(Dollars in thousands, except per share amounts)</font></p>
  </td>
 <td colspan="3" nowrap="" valign="bottom" width="25%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2020</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" valign="bottom" width="24%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2019</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="50%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="11%" style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="50%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="7" nowrap="" valign="bottom" width="50%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(unaudited)</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="50%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="11%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="50%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Per Diluted</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="2" nowrap="" valign="bottom" width="12%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Per Diluted</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="50%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="2" nowrap="" valign="bottom" width="13%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Common</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="2" nowrap="" valign="bottom" width="12%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Common</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="50%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Amount</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Share</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Amount</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Share</font></p>
  </td>
 </tr>
<tr style="height:10.9pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="50%" style="height:10.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="11%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.4pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="50%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net income (loss)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="background:#CCEEFF;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$16,612</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="background:#CCEEFF;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$0.41</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="background:#CCEEFF;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$354,551</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="11%" style="background:#CCEEFF;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$8.67</font></p>
  </td>
 </tr>
<tr style="height:12.4pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="50%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">After-tax net realized capital gains (losses)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(172,364)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(4.22)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">73,905</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="11%" style="height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">1.81</font></p>
  </td>
 </tr>
<tr style="height:12.4pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="50%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">After-tax net foreign exchange income (expense)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">24,604</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">0.60</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(1,722)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="11%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(0.04)</font></p>
  </td>
 </tr>
<tr style="height:10.15pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="50%" style="height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="11%" style="border:none;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.4pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="50%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">After-tax operating income (loss)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$164,372</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$4.03</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$282,368</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="11%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$6.91</font></p>
  </td>
 </tr>
<tr style="height:7.9pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="50%" style="height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="11%" style="border:none;height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;page-break-inside:avoid;">
  <td colspan="2" nowrap="" width="62%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(Some amounts may not reconcile due to rounding.)</font></p>
  </td>
 <td nowrap="" width="1%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" style="font-size:12.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:9.0pt;">Although
net realized capital gains (losses) and net foreign exchange income (expense)
are an integral part of the Company&#8217;s insurance operations, the determination
of net realized capital gains (losses) and foreign exchange income (expense) is
independent of the insurance underwriting process.&#160; The Company believes that
the level of net realized capital gains (losses) and net foreign exchange
income (expense) for any particular period is not indicative of the performance
of the underlying business in that particular period.&#160; Providing only a GAAP
presentation of net income (loss) makes it more difficult for users of the
financial information to evaluate the Company&#8217;s success or failure in its basic
business and may lead to incorrect or misleading assumptions and conclusions.&#160;
The Company understands that the equity analysts who follow the Company focus </font><!-- Do not modify beyond this point! !--><a name="bcl_connect_next"></a></p>
<div bclfooter="">

 <p align="center" style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">&nbsp;</font></font></p>
 <p align="center" style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">4</font></font><font style="border:none;">&nbsp;</font></p>

</div>
</div><hr noshade="" style="page-break-after: always" align="center" width="100%" size="2"><a name="page_5"></a><div bclpageborder="" style="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<div bclheader="">


<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</div>
<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><a name="bcl_connect_prev"></a><!-- Do not modify before this point! !--><font face="Times New Roman,serif" lang="EN-US" style="font-size:9.0pt;">on after-tax operating income (loss) in their analyses for
the reasons discussed above.&#160; The Company provides after-tax operating income
(loss) to investors so that they have what management believes to be a useful
supplement to GAAP information concerning the Company&#8217;s performance.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<p align="center" style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">--Financial
Details Follow--</font></b></p>









<div bclfooter="">

 <p align="center" style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">&nbsp;</font></font></p>
 <p align="center" style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">5</font></font><font style="border:none;">&nbsp;</font></p>

</div>
</div><hr noshade="" style="page-break-after: always" align="center" width="100%" size="2"><a name="page_6"></a><div bclpageborder="" style="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

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<p style="margin:0in;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</div>

<div align="left"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:100%;">
 <tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="70%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">EVEREST RE GROUP, LTD.</font></p>
  </td>
 <td nowrap="" valign="bottom" width="14%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="14%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="70%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">CONSOLIDATED STATEMENTS OF OPERATIONS</font></p>
  </td>
 <td nowrap="" valign="bottom" width="14%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="14%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="70%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">AND COMPREHENSIVE INCOME (LOSS)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="14%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="14%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="70%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="14%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="14%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="70%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="14%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="14%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" width="30%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Three Months Ended </font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" width="30%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">March 31,</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(Dollars in thousands, except per share amounts)</font></p>
  </td>
 <td nowrap="" width="14%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2020</font></p>
  </td>
 <td nowrap="" width="2%" style="border:none;border-top:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2019</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" width="30%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(unaudited)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">REVENUES:</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Premiums earned </font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$2,036,814</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$1,732,697</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net investment income</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">147,800</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">140,976</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net realized capital gains (losses):</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td width="70%" style="height:9.6pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Credit allowances on fixed maturity securities</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(21,774)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td width="70%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other-than-temporary impairments on fixed maturity
  securities</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(2,933)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="height:9.6pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other net realized capital gains (losses)</font></p>
  </td>
 <td nowrap="" width="14%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(188,814)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">95,165</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total net realized capital gains (losses)</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(210,588)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">92,232</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net derivative gain (loss)</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(15,373)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">3,231</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other income (expense)</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">23,363</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(3,300)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total revenues</font></p>
  </td>
 <td nowrap="" width="14%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,982,016</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,965,836</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">CLAIMS AND EXPENSES:</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Incurred losses and loss adjustment expenses </font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,430,840</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,048,550</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Commission, brokerage, taxes and fees</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">448,522</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">389,474</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other underwriting expenses&#160; </font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">128,860</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">98,985</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Corporate expenses</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">9,833</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">6,652</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Interest, fees and bond issue cost amortization expense</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">7,583</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">7,631</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total claims and expenses</font></p>
  </td>
 <td nowrap="" width="14%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,025,638</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,551,292</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">INCOME (LOSS) BEFORE TAXES</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(43,622)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">414,544</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Income tax expense (benefit)</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(60,234)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">59,993</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">NET INCOME (LOSS)</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$16,612</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$354,551</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other comprehensive income (loss), net of tax:</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="height:9.6pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Unrealized appreciation (depreciation)
  (&quot;URA(D)&quot;) on securities arising during the period</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(279,398)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">233,065</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td width="70%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Reclassification adjustment for realized losses (gains)
  included in net income (loss)</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">31,399</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(1,822)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td width="70%" style="height:9.6pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total URA(D) on securities arising during the period</font></p>
  </td>
 <td nowrap="" width="14%" style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(247,999)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="border:none;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">231,243</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="height:9.6pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Foreign currency translation adjustments</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(50,824)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">14,052</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="height:9.6pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Reclassification adjustment for amortization of net (gain)
  loss included in net income (loss)</font></p>
  </td>
 <td nowrap="" width="14%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">920</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,151</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td width="70%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total benefit plan net gain (loss) for the period</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">920</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,151</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total other comprehensive income (loss), net of tax</font></p>
  </td>
 <td nowrap="" width="14%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(297,903)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">246,446</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">COMPREHENSIVE INCOME (LOSS)</font></p>
  </td>
 <td nowrap="" width="14%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$(281,291)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$600,997</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="14%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="14%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">EARNINGS PER COMMON SHARE:</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Basic</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$0.41</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$8.70</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="height:9.6pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Diluted</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">0.41</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="14%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">8.67</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="14%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="14%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" style="font-size:12.0pt;">&nbsp;</font></p>
  </td>
 </tr>
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  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">CONSOLIDATED BALANCE SHEETS</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">March 31,</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">December 31,</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(Dollars and share amounts in thousands, except par value
  per share)</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2020 </font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2019 </font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(unaudited)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">ASSETS:</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Fixed maturities - available for sale, at market value</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$16,545,895</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$16,824,944</font></p>
  </td>
 </tr>
<tr style="height:26.25pt;page-break-inside:avoid;">
  <td width="66%" style="height:26.25pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(amortized cost: 2020, $16,493,187; 2019, $16,473,491,
  credit allowances: 2020, $21,774; 2019, $0)</font></p>
  </td>
 <td nowrap="" width="16%" style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Fixed maturities - available for sale, at fair value</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">4,703</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">5,826</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Equity securities, at fair value</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">722,851</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">931,457</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Short-term investments (cost: 2020, $441,707; 2019,
  $414,639)</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">441,722</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">414,706</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other invested assets (cost: 2020, $1,803,785; 2019,
  $1,763,531)</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,803,785</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,763,531</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Cash</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">817,626</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">808,036</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total investments and cash</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">20,336,582</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">20,748,500</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Accrued investment income</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">117,791</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">116,804</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Premiums receivable</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,340,392</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,259,088</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Reinsurance receivables </font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,808,601</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,763,471</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Funds held by reinsureds</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">515,076</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">489,901</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Deferred acquisition costs</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">603,735</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">581,863</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Prepaid reinsurance premiums</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">438,308</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">445,716</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Income taxes</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">406,413</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">305,711</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other assets</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">655,740</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">612,997</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">TOTAL ASSETS</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$27,222,638</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$27,324,051</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">LIABILITIES:</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Reserve for losses and loss adjustment expenses</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">13,820,504</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">13,611,313</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Future policy benefit reserve</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">41,677</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">42,592</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Unearned premium reserve</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">3,176,292</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">3,056,735</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Funds held under reinsurance treaties</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">9,163</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">10,668</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other net payable to reinsurers</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">369,385</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">291,660</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Losses in course of payment</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">50,510</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">51,950</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Senior notes due 6/1/2044</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">397,104</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">397,074</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Long term notes due 5/1/2067</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">235,083</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">236,758</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Revolving credit borrowings</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">50,000</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; -</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Accrued interest on debt and borrowings</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">7,589</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,878</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Equity index put option liability</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">20,958</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">5,584</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Unsettled securities payable</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">77,042</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">30,650</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other liabilities</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">386,387</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">453,264</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total liabilities</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">18,641,694</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">18,191,126</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">SHAREHOLDERS' EQUITY:</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Preferred shares, par value: $0.01; 50,000 shares
  authorized;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">no shares issued and outstanding</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Common shares, par value: $0.01; 200,000 shares
  authorized; (2020) 69,624</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">and (2019) 69,464 outstanding before treasury shares</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">696</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">694</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Additional paid-in capital</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,216,479</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,219,660</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Accumulated other comprehensive income (loss), net of
  deferred income tax expense</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(benefit) of ($5,682) at 2020 and $30,996 at 2019</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(269,751)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">28,152</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Treasury shares, at cost; 29,636 shares (2020) and 28,665
  shares (2019)</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(3,622,172)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(3,422,152)</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Retained earnings</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">10,255,692</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">10,306,571</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total shareholders' equity </font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">8,580,944</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">9,132,925</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$27,222,638</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$27,324,051</font></p>
  </td>
 </tr>
</table></div>




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<div align="left"><table border="0" cellpadding="0" cellspacing="0" style="border-collapse:collapse;width:100%;">
 <tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">EVEREST RE GROUP, LTD.</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">CONSOLIDATED STATEMENTS OF CASH FLOWS&#160; </font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" width="33%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Three Months Ended</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" width="33%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">March 31,</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(Dollars in thousands)</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2020</font></p>
  </td>
 <td nowrap="" width="3%" style="border:none;border-top:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2019</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" width="33%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(unaudited)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">CASH FLOWS FROM OPERATING ACTIVITIES:</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net income (loss)</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$16,612</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$354,551</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Adjustments to reconcile net income to net cash provided
  by operating activities:</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Decrease (increase) in premiums receivable</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(119,548)</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(168,377)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Decrease (increase) in funds held by reinsureds, net</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(28,973)</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">9,353</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Decrease (increase) in reinsurance receivables</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(130,593)</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">34,556</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Decrease (increase) in income taxes</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(65,114)</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">91,856</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Decrease (increase) in prepaid reinsurance premiums</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(10,572)</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(11,677)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Increase (decrease) in reserve for losses and loss
  adjustment expenses</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">406,257</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">58,073</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Increase (decrease) in future policy benefit reserve</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(915)</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">103</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Increase (decrease) in unearned premiums</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">158,744</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">135,157</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Increase (decrease) in other net payable to reinsurers</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">95,555</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">63,326</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Increase (decrease) in losses in course of payment</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(1,422)</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(66,714)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Change in equity adjustments in limited partnerships</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(8,512)</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(8,079)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Distribution of limited partnership income</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">11,108</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">14,799</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Change in other assets and liabilities, net</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(45,259)</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">30,152</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Non-cash compensation expense </font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">9,393</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">9,056</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Amortization of bond premium (accrual of bond discount)</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">8,640</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">5,899</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net realized capital (gains) losses </font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">210,588</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(92,232)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net cash provided by (used in) operating activities</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">505,989</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">459,802</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">CASH FLOWS FROM INVESTING ACTIVITIES:</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Proceeds from fixed maturities matured/called - available
  for sale, at market value</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">656,070</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">460,537</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Proceeds from fixed maturities sold - available for sale,
  at market value</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">501,953</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,798,226</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Proceeds from equity securities sold, at fair value</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">112,841</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">69,500</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Distributions from other invested assets</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">104,085</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">54,692</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Cost of fixed maturities acquired - available for sale, at
  market value</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(1,359,281)</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(2,249,663)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Cost of equity securities acquired, at fair value</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(76,513)</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(146,435)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Cost of other invested assets acquired</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(152,269)</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(115,028)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net change in short-term investments</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(27,882)</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(354,388)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net change in unsettled securities transactions</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(17,185)</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">49,809</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net cash provided by (used in) investing activities</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(258,181)</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(432,750)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">CASH FLOWS FROM FINANCING ACTIVITIES:</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Common shares issued during the period for share-based
  compensation, net of expense</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(12,573)</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(8,288)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Purchase of treasury shares</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(200,020)</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(16,153)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Dividends paid to shareholders</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(63,277)</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(57,137)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Proceeds from revolving credit borrowings</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">50,000</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Cost of debt repurchase</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(1,198)</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Cost of shares withheld on settlements of share-based
  compensation awards</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(13,982)</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(11,443)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net cash provided by (used in) financing activities</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(241,050)</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(93,021)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">EFFECT OF EXCHANGE RATE CHANGES ON CASH</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,832</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(6,152)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net increase (decrease) in cash</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">9,590</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(72,121)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Cash, beginning of period</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">808,036</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">656,095</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Cash, end of period</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$817,626</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$583,974</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">SUPPLEMENTAL CASH FLOW INFORMATION:</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="red" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="red" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Income taxes paid (recovered)</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$4,920</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$(90,846)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="67%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Interest paid </font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,817</font></p>
  </td>
 <td nowrap="" width="3%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">3,154</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="67%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="3%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" style="font-size:12.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>




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</div>
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<TYPE>XML
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<body>
<span style="display: none;">v3.20.1</span><table class="report" border="0" cellspacing="2" id="idp6637613872">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document And Entity Information<br></strong></div></th>
<th class="th"><div>May 06, 2020</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">May  06,  2020<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">1-15731<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">Everest Re Group, Ltd.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001095073<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation State Country Code</a></td>
<td class="text">D0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">98-0365432<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address Address Line 1</a></td>
<td class="text">Seon Place &#8211; 4th Floor<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine2', window );">Entity Address Address Line 2</a></td>
<td class="text">141 Front Street<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine3', window );">Entity Address Address Line 3</a></td>
<td class="text">PO Box HM 845<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address City Or Town</a></td>
<td class="text">Hamilton<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address Postal Zip Code</a></td>
<td class="text">HM 19<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCountry', window );">Entity Address Country</a></td>
<td class="text">BM<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">441<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">295-0006<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre Commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre Commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 2 such as Street or Suite number</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine2</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine3">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 3 such as an Office Park</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine3</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCountry">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>ISO 3166-1 alpha-2 country code.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCountry</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:countryCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
