<SEC-DOCUMENT>0001095073-20-000043.txt : 20201029
<SEC-HEADER>0001095073-20-000043.hdr.sgml : 20201029
<ACCEPTANCE-DATETIME>20201029163249
ACCESSION NUMBER:		0001095073-20-000043
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		15
CONFORMED PERIOD OF REPORT:	20201029
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20201029
DATE AS OF CHANGE:		20201029

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			EVEREST RE GROUP LTD
		CENTRAL INDEX KEY:			0001095073
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				980365432
		STATE OF INCORPORATION:			D0
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15731
		FILM NUMBER:		201273072

	BUSINESS ADDRESS:	
		STREET 1:		SEON PLACE, 4TH FLOOR
		STREET 2:		141 FRONT STREET
		CITY:			HAMILTON
		STATE:			D0
		ZIP:			HM 19
		BUSINESS PHONE:		4412950006

	MAIL ADDRESS:	
		STREET 1:		C/O REINSURANCE HOLDINGS INC
		STREET 2:		477 MARTINSVILLE RD PO BOX 830
		CITY:			LIBERTY CORNER
		STATE:			NJ
		ZIP:			07938

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EVEREST REINSURANCE GROUP LTD
		DATE OF NAME CHANGE:	19990915
</SEC-HEADER>
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<TYPE>8-K
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<DESCRIPTION>8K EARNINGS RELEASE 3Q20
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<div id="a161" style="position:absolute;font-weight:bold;left:64.32px;top:93.4px;">ITEM 2.02 </div><div id="a164" style="position:absolute;font-weight:bold;left:155.547px;top:93.4px;">DISCLOSURE OF RESULTS<div style="display:inline-block;width:5.3px">&#160;</div>OF OPERATIONS<div style="display:inline-block;width:5.09px">&#160;</div>AND FINANCIAL CONDITION </div><div id="a167" style="position:absolute;left:64.32px;top:106.6px;"><div style="display:inline-block;width:3.68px">&#160;</div></div><div id="a169" style="position:absolute;left:64.32px;top:120px;">On October 29,<div style="display:inline-block;width:6.3px">&#160;</div>2020, the registrant<div style="display:inline-block;width:7.4px">&#160;</div>issued a news<div style="display:inline-block;width:7.33px">&#160;</div>release announcing<div style="display:inline-block;width:6.36px">&#160;</div>its third quarter<div style="display:inline-block;width:7.37px">&#160;</div>2020 results.<div style="display:inline-block;width:11.02px">&#160;</div>A copy of<div style="display:inline-block;width:7.45px">&#160;</div>that </div><div id="a181" style="position:absolute;left:64.32px;top:133.4px;">news release is furnished herewith as Exhibit 99.1 and is incorporated herein by reference.<div style="display:inline-block;width:8.28px">&#160;</div></div><div id="a183" style="position:absolute;left:64.32px;top:146.6px;">&#160;</div><div id="a184" style="position:absolute;left:64.32px;top:160px;white-spacepre-wrap">The  news  release<div style="display:inline-block;width:11.08px">&#160;</div>furnished  herewith<div style="display:inline-block;width:10.09px">&#160;</div>contains  information<div style="display:inline-block;width:9.97px">&#160;</div>regarding  the<div style="display:inline-block;width:9.9px">&#160;</div>registrant&#8217;s  operating<div style="display:inline-block;width:10.82px">&#160;</div>income  (loss).<div style="display:inline-block;width:5.08px">&#160;</div></div><div id="a185" style="position:absolute;left:64.32px;top:173.4px;">Operating income (loss) differs from<div style="display:inline-block;width:5.3px">&#160;</div>net income (loss) attributable to Everest<div style="display:inline-block;width:5.28px">&#160;</div>Re Group, the most directly comparable </div><div id="a187" style="position:absolute;left:64.32px;top:186.7px;">generally accepted<div style="display:inline-block;width:9.8px">&#160;</div>accounting principle<div style="display:inline-block;width:9.84px">&#160;</div>financial measure,<div style="display:inline-block;width:9.73px">&#160;</div>by the<div style="display:inline-block;width:9.73px">&#160;</div>exclusion of<div style="display:inline-block;width:9.8px">&#160;</div>realized capital<div style="display:inline-block;width:9.72px">&#160;</div>gains (losses)<div style="display:inline-block;width:9.67px">&#160;</div>on </div><div id="a188" style="position:absolute;left:64.32px;top:200px;">investments and net<div style="display:inline-block;width:5.9px">&#160;</div>foreign exchange income<div style="display:inline-block;width:5.8px">&#160;</div>(expense). 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<div id="a259" style="position:absolute;font-weight:bold;left:64.32px;top:93.4px;">SIGNATURES </div><div id="a261" style="position:absolute;left:64.32px;top:106.6px;">&#160;</div><div id="a262" style="position:absolute;left:64.32px;top:120px;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be </div><div id="a263" style="position:absolute;left:64.32px;top:133.4px;">signed on its behalf by the undersigned hereunto duly authorized. </div><div id="a265" style="position:absolute;left:64.32px;top:146.6px;">&#160;</div><div id="a266" style="position:absolute;left:64.32px;top:160px;">&#160;</div><div id="a269" style="position:absolute;left:456.933px;top:173.4px;">EVEREST RE GROUP,<div style="display:inline-block;width:5.5px">&#160;</div>LTD. </div><div id="a284" style="position:absolute;left:418.347px;top:226.7px;">By:<div style="display:inline-block;width:3.75px">&#160;</div></div><div id="a286" style="position:absolute;left:456.933px;top:226.7px;">/S/ KEITH SHOEMAKER </div><div id="a291" style="position:absolute;left:456.933px;top:240.7px;">Keith Shoemaker </div><div id="a295" style="position:absolute;left:456.933px;top:254px;">Senior Vice President and Comptroller </div><div id="a301" style="position:absolute;left:64.32px;top:267.4px;">&#160;</div><div id="a302" style="position:absolute;left:64.32px;top:280.7px;">Dated:<div style="display:inline-block;width:7.38px">&#160;</div>October 29, 2020 </div></div>
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<div id="a308" style="position:absolute;font-weight:bold;left:355.467px;top:93.4px;">EXHIBIT INDEX </div><div id="a310" style="position:absolute;left:64.32px;top:106.6px;">&#160;</div><div id="a311" style="position:absolute;left:64.32px;top:120px;">&#160;</div><div id="a312" style="position:absolute;left:64.32px;top:133.4px;">&#160;</div><div id="a313" style="position:absolute;font-weight:bold;left:64.32px;top:146.6px;">Exhibit</div><div id="a318" style="position:absolute;font-weight:bold;left:64.32px;top:160px;">Number</div><div id="a321" style="position:absolute;font-weight:bold;left:293.227px;top:160px;">Description of Document </div><div id="a323" style="position:absolute;font-weight:bold;left:594.213px;top:160px;">Page No. </div><div id="a329" style="position:absolute;color:#0563C1;left:64.32px;top:186.7px;"><a href="ex991.htm" style="color:#0563C1;text-decoration:underline;">99.1</a></div><div id="a332" style="position:absolute;color:#0563C1;left:293.227px;top:186.7px;"><a href="ex991.htm" style="color:#0563C1;text-decoration:underline;">News Release of registrant,</a></div><div id="a337" style="position:absolute;color:#0563C1;left:293.227px;top:200px;"><a href="ex991.htm" style="color:#0563C1;text-decoration:underline;">dated October 29, 2020</a></div><div id="a341" style="position:absolute;left:594.213px;top:200px;">5 </div><div id="a343" style="position:absolute;left:64.32px;top:213.4px;">&#160;</div></div>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="element59" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="element60" />
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        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element60" xlink:to="label60" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="element61" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="element62" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="element63" />
        <label xlink:type="resource" xlink:label="label63" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueInputsLevel3Member_en-US">Significant Unobservable Inputs (Level 3) [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element63" xlink:to="label63" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="element64" />
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxReceivable" xlink:label="element65" />
        <label xlink:type="resource" xlink:label="label65" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncomeTaxReceivable_en-US">Federal income taxes recoverable</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxReceivable" xlink:label="element66" />
        <label xlink:type="resource" xlink:label="label66" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_IncomeTaxReceivable_en-US">Income taxes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element66" xlink:to="label66" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InterestExpense" xlink:label="element67" />
        <label xlink:type="resource" xlink:label="label67" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestExpense_en-US">Interest, fees and bond issue cost amortization expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element67" xlink:to="label67" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InterestExpense" xlink:label="element68" />
        <label xlink:type="resource" xlink:label="label68" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_InterestExpense_en-US">Interest, fee and bond issue cost amortization expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element68" xlink:to="label68" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="element69" />
        <label xlink:type="resource" xlink:label="label69" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LiabilitiesAbstract_en-US">LIABILITIES:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element69" xlink:to="label69" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherAssets" xlink:label="element70" />
        <label xlink:type="resource" xlink:label="label70" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherAssets_en-US">Other assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element70" xlink:to="label70" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherAssets" xlink:label="element71" />
        <label xlink:type="resource" xlink:label="label71" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_OtherAssets_en-US">Other invested assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element71" xlink:to="label71" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="element72" />
        <label xlink:type="resource" xlink:label="label72" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherCostAndExpenseOperating_en-US">Other Cost and Expense, Operating</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element72" xlink:to="label72" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="element73" />
        <label xlink:type="resource" xlink:label="label73" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_OtherCostAndExpenseOperating_en-US">Other underwriting expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element73" xlink:to="label73" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="element74" />
        <label xlink:type="resource" xlink:label="label74" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_en-US">Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, Net of Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element74" xlink:to="label74" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="element75" />
        <label xlink:type="resource" xlink:label="label75" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_en-US">Unrealized appreciation (depreciation) ("URA(D)") on securities arising during the period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element75" xlink:to="label75" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="element76" />
        <label xlink:type="resource" xlink:label="label76" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherLiabilities_en-US">Other liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element76" xlink:to="label76" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PensionPlansDefinedBenefitMember" xlink:label="element77" />
        <label xlink:type="resource" xlink:label="label77" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PensionPlansDefinedBenefitMember_en-US">Pension Plans Defined Benefit [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element77" xlink:to="label77" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PensionPlansDefinedBenefitMember" xlink:label="element78" />
        <label xlink:type="resource" xlink:label="label78" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_PensionPlansDefinedBenefitMember_en-US">Defined Benefit Pension Plan [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element78" xlink:to="label78" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RelatedPartyDomain" xlink:label="element79" />
        <label xlink:type="resource" xlink:label="label79" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RelatedPartyDomain_en-US">Related Party [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element79" xlink:to="label79" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RelatedPartyDomain" xlink:label="element80" />
        <label xlink:type="resource" xlink:label="label80" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_RelatedPartyDomain_en-US">Related Party [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element80" xlink:to="label80" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RetirementPlanTypeDomain" xlink:label="element81" />
        <label xlink:type="resource" xlink:label="label81" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RetirementPlanTypeDomain_en-US">Retirement Plan Type [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element81" xlink:to="label81" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RetirementPlanTypeDomain" xlink:label="element82" />
        <label xlink:type="resource" xlink:label="label82" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_RetirementPlanTypeDomain_en-US">Retirement Plan Type [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element82" xlink:to="label82" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Revenues" xlink:label="element83" />
        <label xlink:type="resource" xlink:label="label83" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_Revenues_en-US">Revenues</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element83" xlink:to="label83" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Revenues" xlink:label="element84" />
        <label xlink:type="resource" xlink:label="label84" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_Revenues_en-US">Total revenues</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element84" xlink:to="label84" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SegmentDomain" xlink:label="element85" />
        <label xlink:type="resource" xlink:label="label85" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SegmentDomain_en-US">Segment [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element85" xlink:to="label85" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SegmentDomain" xlink:label="element86" />
        <label xlink:type="resource" xlink:label="label86" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_SegmentDomain_en-US">Reporting Segment [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element86" xlink:to="label86" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SellingAndMarketingExpense" xlink:label="element87" />
        <label xlink:type="resource" xlink:label="label87" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SellingAndMarketingExpense_en-US">Commission, brokerage, taxes and fees</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element87" xlink:to="label87" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SellingAndMarketingExpense" xlink:label="element88" />
        <label xlink:type="resource" xlink:label="label88" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_SellingAndMarketingExpense_en-US">Commission and brokerage</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element88" xlink:to="label88" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="element89" />
        <label xlink:type="resource" xlink:label="label89" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_en-US">Transfers And Servicing Of Financial Instruments Types Of Financial Instruments [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element89" xlink:to="label89" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="element90" />
        <label xlink:type="resource" xlink:label="label90" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_en-US">Major Types of Debt and Equity Securities [Domain]</label>
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        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TypeOfAdoptionMember" xlink:label="element92" />
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<p style="margin:0in;margin-bottom:.0001pt;"><img align="left" alt="25th Anniversary Logo Hi Res Final for Email Signatures" border="0" height="84" src="ex991x0x0.gif" title="" width="218"></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:5.75pt;margin-right:0in;margin-top:10.2pt;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:18.0pt;">NEWS RELEASE</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:0pt;"><img height="4" id="Group 2" src="ex991x0x1.gif" width="430">&nbsp;</p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:10.2pt;margin-right:0in;margin-top:16.6pt;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">EVEREST RE
GROUP, LTD.</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:10.2pt;margin-right:0in;margin-top:2.9pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">Seon Place, 141
Front Street, 4<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> Floor, Hamilton HM 19, Bermuda</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:.05pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:9.4pt;margin-right:0in;margin-top:4.55pt;"><u><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">Contacts</font></u></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:9.4pt;margin-right:0in;margin-top:.05pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:12.6pt;">Media:</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.05pt;line-height:12.6pt;"> </font><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:12.6pt;">Dane&nbsp;</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.05pt;line-height:12.6pt;"> </font><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:12.6pt;">Lopes&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Investors:
Jon</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.2pt;line-height:12.6pt;"> </font><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:12.6pt;">Levenson&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:9.4pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:12.6pt;">Group Head of Marketing</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.4pt;line-height:12.6pt;"> </font><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:12.6pt;">&amp;&nbsp;</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.1pt;line-height:12.6pt;"> </font><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:12.6pt;">Communications&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Head
of Investor</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:.05pt;line-height:12.6pt;"> </font><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:12.6pt;">Relations&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:9.4pt;margin-right:0in;margin-top:.1pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:12.6pt;">Everest
Global</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.1pt;line-height:12.6pt;"> </font><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:12.6pt;">Services,&nbsp;</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.1pt;line-height:12.6pt;"> </font><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:12.6pt;">Inc.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Everest
Global Services, Inc.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:9.4pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:12.6pt;">203.388.3977&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 908.604.3169</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-top:.5pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<p align="right" style="margin:0in;margin-bottom:.0001pt;margin-top:.5pt;text-align:right;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &nbsp;</font></p>

<p align="center" style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Everest Re Group Reports Third Quarter 2020 Results;
Net Income of $243.1 Million and 16% Growth in Gross Written Premium Year Over
Year</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">&nbsp;</font></p>

<ul type="disc" style="margin-bottom:0in;margin-top:0in;">
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Net income available to Everest common shareholders of $243.1
     million, equal to $6.07 per diluted common share, an 11.0% annualized
     return on average common equity</font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Gross written premium of $2.8 billion, reflecting growth of 16% over
     the same quarter in 2019, comprised of Reinsurance segment growth of 20%
     and Insurance segment growth of 6%.&#160; Growth was driven by continued rate
     acceleration, new business opportunities and increased share with existing
     customers</font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">An attritional combined ratio excluding the impact of catastrophe
     and Covid-19 pandemic losses of 85.8%, an improvement vs. the 87.1% for
     the same quarter in 2019</font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Net investment income of $234.2 million</font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Net operating income available to Everest common shareholders of
     $97.0 million, equal to $2.42 per diluted common share, a 4.4% annualized
     operating return on average common equity</font></li>
</ul>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">HAMILTON, Bermuda -- (BUSINESS WIRE) &#8211; October
29, 2020</font><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.15pt;line-height:150%;"> &#8211; Everest Re Group, Ltd.
(&#8220;Everest&#8221; or the &#8220;Company&#8221;) </font><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">today reported that for the three months
ended September 30, 2020, net income was $243.1 million, or $6.07 per diluted
common share, compared to net income of $104.4 million, or $2.56 per diluted
common share, for the three months ended September 30, 2019.&nbsp;After-tax
operating income&#185; for the quarter was $97.0 million, or $2.42
</font></p>


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 <p align="center" style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">1</font></font><font style="border:none;">&nbsp;</font></p>

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<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">per diluted common
share, compared to after-tax operating income&#185; of $138.4 million, or $3.39 per
diluted common share, for the same period in 2019.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="background:white;font-size:12.0pt;line-height:200%;">Everest Re Group President &amp; CEO Juan
C. Andrade commented: &#8220;</font><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:200%;">Everest is benefitting
from a flight to quality and strength in the reinsurance and insurance
markets.&#160; This is an underwriter&#8217;s market. Our broadly diversified reinsurance
and insurance franchises, our financial strength, deep distribution
relationships, and our focus on providing solutions to our customers position
us well for this environment. Everest&#8217;s core strength is evidenced by our third
quarter 2020 results where we achieved 16% growth in gross written premium, an
improved attritional combined ratio of 85.8% and net income of $243 million.&#8221;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Group Quarterly Results</font></p>

<ul type="disc" style="margin-bottom:0in;margin-top:0in;">
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Excluding the catastrophe and Covid-19 Pandemic
     (&#8220;Pandemic&#8221;) losses, the Company reported an attritional combined ratio of
     85.8%, as compared to 87.1% in the same period during 2019.</font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="windowtext" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Pre-tax catastrophe
     losses in the amount of $300 million, this amount is net of reinsurance
     and reinstatement premiums. These losses include the impact of Hurricanes
     Laura, Isaias and Sally, wildfires in California and Oregon, and other
     events including the Midwest United States Derecho windstorm.&#160; </font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">$125 million of net pre-tax losses related to the
     Pandemic, primarily IBNR and attributed $110 million to reinsurance and
     $15 million to insurance. To date, Everest has incurred $435 million of
     losses related to the Pandemic. </font></li>
</ul>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Segmental Quarterly Results</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Reinsurance segment</font></p>

<ul type="disc" style="margin-bottom:0in;margin-top:0in;">
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Gross written premiums of $2.1 billion, a 20%
     increase over the same period in 2019</font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Strong premium growth in facultative risk and
     property and casualty treaty reinsurance in the US, Canada, and Latin
     America</font></li>
 <li style="margin:0in;margin-bottom:10.0pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">Attritional combined ratio of 83.0%,
     excluding catastrophe and Pandemic losses vs. the prior year comparative
     figure of 84.0%
 </font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Combined ratio of 105.4%,
     which included catastrophe losses of 16.3% and Pandemic losses of 6.7%</font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Pre-tax catastrophe losses of $262.7 million, net of
     reinsurance and reinstatement premiums, and pre-tax net pandemic losses of
     $110 million</font></li>
</ul>


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<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Insurance segment</font></p>

<ul type="disc" style="margin-bottom:0in;margin-top:0in;">
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Gross written premiums of $705 million, a 6% increase
     over the same period in 2019</font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Strong renewal rate change of 19% excluding Worker&#8217;s
     Comp and 13% across all lines</font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Attritional combined ratio of 94.2%, excluding
     catastrophe and Pandemic, vs. the prior year comparative figure of 96.0%</font></li>
</ul>

<ul type="disc" style="margin-bottom:0in;margin-top:0in;">
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Combined ratio of 104.5%, which included catastrophe
     losses of 7.0% and Pandemic losses of 3.4%</font></li>
</ul>

<ul type="disc" style="margin-bottom:0in;margin-top:0in;">
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Pre-tax catastrophe losses of $37.5 million, net of
     reinsurance and reinstatement premiums, and pre-tax net pandemic losses of
     $15.0 million</font></li>
</ul>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Balance Sheet and Investments</font></p>

<ul type="disc" style="margin-bottom:0in;margin-top:0in;">
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Shareholders&#8217; equity increased to a record $9.6 billion</font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Book value per diluted share of $239.98, up 9.3% on a dividend
     adjusted basis since year end 2019</font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Net investment income of $234.2 million includes limited partnership
     gains of $88.8 million. Note that net investment income from limited
     partnerships is generally subject to a quarterly reporting lag, with
     current quarter results reflective of the rebound in US and global equity
     markets during the second quarter of 2020</font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Net after-tax realized gains of $88.9
     million for the quarter, with net after-tax unrealized gains of $52.0
     million</font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Cash flow from operations of $1.1 billion for the quarter </font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Common share dividends declared and paid of $1.55 per share, equal
     to $61.9 million</font></li>
 <li style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">The Company repurchased no common shares in the quarter</font></li>
</ul>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><i><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><i><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><i><font color="black" face="Times New Roman,serif" lang="EN-US" style="background:white;font-size:12.0pt;">This news release contains forward-looking
statements within the meaning of the U.S. federal securities laws. We intend
these forward-looking statements to be covered by the safe harbor provisions
for forward-looking statements in the U.S. Federal securities laws. These statements

</font></i></p>


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 <p align="center" style="border:none;margin:0in;margin-bottom:.0001pt;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">3</font></font><font style="border:none;">&nbsp;</font></p>

</div>
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<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><i><font color="black" face="Times New Roman,serif" lang="EN-US" style="background:white;font-size:12.0pt;">involve
risks and uncertainties that could cause actual results to differ materially
from those contained in forward-looking statements made on behalf of the
Company. These risks and uncertainties include the impact of general economic
conditions and conditions affecting the insurance and reinsurance industry, the
adequacy of our reserves, our ability to assess underwriting risk, trends in
rates for property and casualty insurance and reinsurance, competition,
investment market and investment income fluctuations, trends in insured and
paid losses, catastrophes, pandemic, regulatory and legal uncertainties and
other factors described in our latest Annual Report on Form 10-K. The Company
undertakes no obligation to publicly update or revise any forward-looking
statements, whether as a result of new information, future events or otherwise.</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><i><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></i></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><u><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">About Everest Re Group, Ltd.</font></u></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;text-decoration:none;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">Everest Re Group, Ltd. (&#8220;Everest&#8221;) is a leading
global provider of reinsurance and insurance, operating for close to 50 years
through subsidiaries in the U.S., Europe, Singapore, Canada, Bermuda, and other
territories.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">Everest offers property, casualty, and
specialty products through its various operating affiliates located in key
markets around the world. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">Everest common stock (NYSE:RE) is a component
of the S&amp;P 500 index.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">Additional information about Everest, our
people, and our products can be found on our website at</font><i><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;"> www.everestre.com</font></i><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">.
All issuing companies may not do business in all jurisdictions.</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.15pt;">A conference call discussing the second quarter
results will be held at 8:00 a.m. Eastern Time on October 30, 2020. The call
will be available on the Internet through the Company&#8217;s web site </font><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">at </font><u><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">everestre.com/investors</font></u><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.15pt;">.&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.15pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.15pt;">Recipients are encouraged to visit the Company&#8217;s
web site to view supplemental financial information on the Company&#8217;s results.&#160;
The supplemental information is located at </font><font color="blue" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.15pt;">www.everestre.com&nbsp;</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.15pt;"> in the &#8220;Financial Reports&#8221; section of the
&#8220;Investor Center&#8221;.&#160; The supplemental financial information may also be obtained
by contacting the Company directly. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.15pt;">_______________________________________________</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></sup></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">1 </font></sup><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">The Company
generally uses after-tax operating income (loss), a non-GAAP financial measure,
to evaluate its performance.&#160; After-tax operating income (loss) consists of net
income (loss) excluding after-tax net realized capital gains (losses) and
after-tax net foreign exchange income (expense) as the following reconciliation
displays:</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>










<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:10.0pt;">&nbsp;</font></p>


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  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
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  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Three Months Ended September
  30,</font></p>
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  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
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  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Nine Months Ended September
  30,</font></p>
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  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(Dollars in thousands, except per share amounts)</font></p>
  </td>
 <td colspan="3" nowrap="" valign="bottom" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2020</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" valign="bottom" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2019</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" valign="bottom" width="17%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2020</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" valign="bottom" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2019</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="31%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;border-top:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="31%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="7" nowrap="" valign="bottom" width="33%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(unaudited)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="7" nowrap="" valign="bottom" width="34%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(unaudited)</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="31%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="31%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Per Diluted</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="2" nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Per Diluted</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Per Diluted</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="2" nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Per Diluted</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="31%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="2" nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Common</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="2" nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Common</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="2" nowrap="" valign="bottom" width="9%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Common</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="2" nowrap="" valign="bottom" width="8%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Common</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="31%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Amount</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Share</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Amount</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Share</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Amount</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Share</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Amount</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Share</font></p>
  </td>
 </tr>
<tr style="height:10.9pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="31%" style="height:10.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;height:10.9pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.4pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="31%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net income (loss)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="background:#CCEEFF;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$243,057</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="background:#CCEEFF;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$6.07</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="background:#CCEEFF;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$104,398</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="background:#CCEEFF;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$2.56</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="background:#CCEEFF;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$450,549</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="background:#CCEEFF;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$11.18</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="background:#CCEEFF;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$791,817</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="background:#CCEEFF;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$19.38</font></p>
  </td>
 </tr>
<tr style="height:12.4pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="31%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">After-tax net realized capital gains (losses)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">88,911</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2.22</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(10,143)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(0.25)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">67,067</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">1.66</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">89,756</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2.20</font></p>
  </td>
 </tr>
<tr style="height:12.4pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="31%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">After-tax net foreign exchange income (expense)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">57,157</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">1.43</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(23,821)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(0.58)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">39,233</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">0.97</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(39,530)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(0.97)</font></p>
  </td>
 </tr>
<tr style="height:10.15pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="31%" style="height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;height:10.15pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.4pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="31%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">After-tax operating income (loss)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$96,989</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$2.42</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$138,362</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$3.39</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$344,249</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$8.54</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$741,592</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:12.4pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:12.4pt;padding:0in 2.25pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$18.15</font></p>
  </td>
 </tr>
<tr style="height:7.9pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="31%" style="height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;height:7.9pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.45pt;page-break-inside:avoid;">
  <td colspan="2" nowrap="" width="39%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(Some amounts may not reconcile due to rounding.)</font></p>
  </td>
 <td nowrap="" width="1%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="7%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="8%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="7%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="8%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="8%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="8%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="7%" style="height:11.45pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" style="font-size:12.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">Although
net realized capital gains (losses) and net foreign exchange income (expense)
are an integral part of the Company&#8217;s insurance operations, the determination
of net realized capital gains (losses) and foreign exchange income (expense) is
independent of the insurance underwriting process.&#160; The Company believes that
the level of net realized capital gains (losses) and net foreign exchange
income (expense) for any particular period is not indicative of the performance
of the underlying business in that particular period.&#160; Providing only a GAAP
presentation of net income (loss) makes it more difficult for users of the
financial information to evaluate the Company&#8217;s success or failure in its basic
business and may lead to incorrect or misleading assumptions and conclusions.&#160;
The Company understands that the equity analysts who follow the Company focus
on after-tax operating income (loss) in their analyses for the reasons
discussed above.&#160; The Company provides after-tax operating income (loss) to
investors so that they have what management believes to be a useful supplement
to GAAP information concerning the Company&#8217;s performance. </font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<p align="center" style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.15pt;">&nbsp;</font></b></p>

<p align="center" style="margin:0in;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.15pt;">--Financial Details Follow--</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:179.2pt;margin-right:16.95pt;margin-top:0in;text-indent:-157.45pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>











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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">EVEREST RE GROUP, LTD.</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">CONSOLIDATED STATEMENTS OF OPERATIONS</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">AND COMPREHENSIVE INCOME (LOSS)</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Three Months Ended </font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Nine Months Ended </font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">September 30,</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">September 30,</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(Dollars in thousands, except per share amounts)</font></p>
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  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2020</font></p>
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 <td nowrap="" width="1%" style="border:none;border-top:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
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  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2019</font></p>
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 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
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  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2020</font></p>
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 <td nowrap="" width="1%" style="border:none;border-top:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
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  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2019</font></p>
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<tr style="height:9.6pt;page-break-inside:avoid;">
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
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  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(unaudited)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
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  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(unaudited)</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">REVENUES:</font></p>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
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  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
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  <td nowrap="" width="52%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Premiums earned </font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$2,205,811</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$1,905,619</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$6,285,030</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$5,455,615</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net investment income</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">234,233</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">181,058</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">420,116</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">501,062</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net realized capital gains (losses):</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td width="52%" style="height:9.6pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Credit allowances on fixed maturity securities</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">6,196</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(19,641)</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td width="52%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other-than-temporary impairments on fixed maturity
  securities</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(7,314)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(15,404)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="height:9.6pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other net realized capital gains (losses)</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">104,007</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(5,629)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">103,904</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">124,965</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total net realized capital gains (losses)</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">110,203</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(12,943)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">84,263</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">109,561</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net derivative gain (loss)</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,456</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(189)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(1,048)</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">3,395</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other income (expense)</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">57,481</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(31,025)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">48,354</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(52,550)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total revenues</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,610,184</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,042,520</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">6,836,715</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">6,017,083</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">CLAIMS AND EXPENSES:</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Incurred losses and loss adjustment expenses </font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,736,210</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,371,924</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">4,574,066</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">3,515,104</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Commission, brokerage, taxes and fees</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">445,332</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">443,076</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,360,170</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,253,500</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other underwriting expenses&#160; </font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">138,875</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">118,158</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">385,865</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">321,976</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Corporate expenses</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">10,618</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">8,435</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">29,184</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">22,622</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Interest, fees and bond issue cost amortization expense</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">6,641</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">7,907</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">21,477</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">23,972</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total claims and expenses</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,337,676</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,949,500</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">6,370,762</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">5,137,174</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">INCOME (LOSS) BEFORE TAXES</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">272,508</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">93,020</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">465,953</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">879,909</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Income tax expense (benefit)</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">29,451</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(11,378)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">15,404</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">88,092</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">NET INCOME (LOSS)</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$243,057</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$104,398</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$450,549</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$791,817</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other comprehensive income (loss), net of tax:</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td width="52%" style="height:9.6pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Unrealized appreciation (depreciation)
  (&quot;URA(D)&quot;) on securities arising during the period</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">63,480</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">93,765</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">335,835</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">524,589</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td width="52%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Reclassification adjustment for realized losses (gains)
  included in net income (loss)</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(11,453)</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(529)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">12,689</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(4,220)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td width="52%" style="height:9.6pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total URA(D) on securities arising during the period</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">52,027</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">93,236</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">348,524</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">520,369</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="height:9.6pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Foreign currency translation adjustments</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">60,628</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(3,426)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">30,390</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(15,206)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td width="52%" style="height:9.6pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Reclassification adjustment for amortization of net (gain)
  loss included in net income (loss)</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,806</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,363</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">4,532</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">3,665</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td width="52%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total benefit plan net gain (loss) for the period</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,806</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,363</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">4,532</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">3,665</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total other comprehensive income (loss), net of tax</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">114,461</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">91,173</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">383,446</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">508,828</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">COMPREHENSIVE INCOME (LOSS)</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$357,518</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$195,571</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$833,995</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$1,300,645</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="11%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="11%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="11%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="11%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">EARNINGS PER COMMON SHARE:</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Basic</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$6.08</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$2.56</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$11.20</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$19.44</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="height:9.6pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Diluted</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">6.07</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2.56</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">11.18</font></p>
  </td>
 <td nowrap="" width="1%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="height:9.6pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">19.38</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="52%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="11%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font face="Times New Roman,serif" style="font-size:12.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>




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<div align="left"><table cellpadding="0" cellspacing="0" border="0" style="border-collapse:collapse;width:100%;">
 <tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">EVEREST RE GROUP, LTD.</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">CONSOLIDATED BALANCE SHEETS</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><b><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">September 30,</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">December 31,</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(Dollars and share amounts in thousands, except par value
  per share)</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2020 </font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2019 </font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(unaudited)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">ASSETS:</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Fixed maturities - available for sale, at market value</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$17,856,377</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:10.5pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$16,824,944</font></p>
  </td>
 </tr>
<tr style="height:26.25pt;page-break-inside:avoid;">
  <td width="66%" style="height:26.25pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(amortized cost: 2020, $17,131,414; 2019, $16,473,491,
  credit allowances: 2020, $19,641; 2019, $0)</font></p>
  </td>
 <td nowrap="" width="16%" style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:26.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Fixed maturities - available for sale, at fair value</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">3,748</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">5,826</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Equity securities, at fair value</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,173,162</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">931,457</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Short-term investments (cost: 2020, $1,221,198; 2019,
  $414,639)</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,220,753</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">414,706</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other invested assets (cost: 2020, $1,911,757; 2019,
  $1,763,531)</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,911,757</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,763,531</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Cash</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">938,881</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">808,036</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total investments and cash</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">23,104,678</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">20,748,500</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Accrued investment income</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">132,513</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">116,804</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Premiums receivable</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,611,036</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,259,088</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Reinsurance receivables </font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,923,012</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,763,471</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Funds held by reinsureds</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">548,940</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">489,901</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Deferred acquisition costs</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">601,784</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">581,863</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Prepaid reinsurance premiums</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">455,961</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">445,716</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Income taxes</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">77,761</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">305,711</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other assets</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">697,342</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">612,997</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">TOTAL ASSETS</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$30,153,027</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$27,324,051</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">LIABILITIES:</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Reserve for losses and loss adjustment expenses</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">15,233,125</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">13,611,313</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Future policy benefit reserve</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">40,374</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">42,592</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Unearned premium reserve</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">3,447,455</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">3,056,735</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Funds held under reinsurance treaties</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">15,931</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">10,668</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other net payable to reinsurers</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">364,654</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">291,660</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Losses in course of payment</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">184,894</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">51,950</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Senior notes due 6/1/2044</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">397,164</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">397,074</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Long term notes due 5/1/2067</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">223,649</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">236,758</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Borrowings from FHLB</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">90,000</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Accrued interest on debt and borrowings</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">7,215</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,878</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Equity index put option liability</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">6,632</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">5,584</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Unsettled securities payable</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">119,869</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">30,650</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other liabilities</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">430,773</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">453,264</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total liabilities</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">20,561,735</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">18,191,126</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">SHAREHOLDERS' EQUITY:</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Preferred shares, par value: $0.01; 50,000 shares
  authorized;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">no shares issued and outstanding</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Common shares, par value: $0.01; 200,000 shares
  authorized; (2020) 69,624</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">and (2019) 69,464 outstanding before treasury shares</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">696</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">694</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Additional paid-in capital</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,235,378</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,219,660</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Accumulated other comprehensive income (loss), net of
  deferred income tax expense</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 6.75pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(benefit) of $74,481 at 2020 and $30,996 at 2019</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">411,598</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">28,152</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Treasury shares, at cost; 29,636 shares (2020) and 28,665
  shares (2019)</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(3,622,172)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(3,422,152)</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Retained earnings</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">10,565,792</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">10,306,571</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total shareholders' equity </font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">9,591,292</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">9,132,925</font></p>
  </td>
 </tr>
<tr style="height:11.1pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$30,153,027</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.1pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:11.1pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$27,324,051</font></p>
  </td>
 </tr>
</table></div>




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<div align="left"><table cellpadding="0" cellspacing="0" border="0" style="border-collapse:collapse;width:100%;">
 <tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">EVEREST RE GROUP, LTD.</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">CONSOLIDATED STATEMENTS OF CASH FLOWS&#160; </font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="66%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="66%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" width="34%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Nine Months Ended</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" width="34%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">September 30,</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(Dollars in thousands)</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2020</font></p>
  </td>
 <td nowrap="" width="2%" style="border:none;border-top:solid black 1.0pt;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2019</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" width="34%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="center" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(unaudited)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">CASH FLOWS FROM OPERATING ACTIVITIES:</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net income (loss)</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$450,549</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$791,817</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Adjustments to reconcile net income to net cash provided
  by operating activities:</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Decrease (increase) in premiums receivable</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(357,162)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(219,637)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Decrease (increase) in funds held by reinsureds, net</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(53,878)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(17,961)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Decrease (increase) in reinsurance receivables</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(172,454)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(42,891)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Decrease (increase) in income taxes</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">184,311</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">168,360</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Decrease (increase) in prepaid reinsurance premiums</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(7,963)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(145,846)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Increase (decrease) in reserve for losses and loss
  adjustment expenses</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,665,982</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">553,668</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Increase (decrease) in future policy benefit reserve</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(2,218)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(2,502)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Increase (decrease) in unearned premiums</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">392,904</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">388,597</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Increase (decrease) in other net payable to reinsurers</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">68,784</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">160,306</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Increase (decrease) in losses in course of payment</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">132,208</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(6,438)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Change in equity adjustments in limited partnerships</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(12,475)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(104,987)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Distribution of limited partnership income</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">55,576</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">62,359</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Change in other assets and liabilities, net</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(131,224)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(37,449)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Non-cash compensation expense </font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">29,337</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">25,386</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Amortization of bond premium (accrual of bond discount)</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">32,594</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">23,642</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net realized capital (gains) losses </font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(84,263)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(109,561)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net cash provided by (used in) operating activities</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,190,608</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,486,863</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">CASH FLOWS FROM INVESTING ACTIVITIES:</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Proceeds from fixed maturities matured/called - available
  for sale, at market value</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,781,821</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,631,298</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Proceeds from fixed maturities sold - available for sale,
  at market value</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,390,747</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,589,232</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Proceeds from fixed maturities sold - available for sale,
  at fair value</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,054</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,706</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Proceeds from equity securities sold, at fair value</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">329,750</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">185,157</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Distributions from other invested assets</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">210,527</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">215,800</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Cost of fixed maturities acquired - available for sale, at
  market value</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(3,874,890)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(5,039,728)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Cost of equity securities acquired, at fair value</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(460,953)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(269,969)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Cost of other invested assets acquired</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(392,650)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(299,480)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net change in short-term investments</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(804,744)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(213,048)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net change in unsettled securities transactions</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">89,064</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(13,770)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net cash provided by (used in) investing activities</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(1,729,274)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(1,211,802)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">CASH FLOWS FROM FINANCING ACTIVITIES:</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Common shares issued during the period for share-based
  compensation, net of expense</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(13,617)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(7,836)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Purchase of treasury shares</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(200,020)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(24,604)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Dividends paid to shareholders</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(187,110)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(171,131)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Cost of debt repurchase</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(10,647)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">FHLB advances (repayments)</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">90,000</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Cost of shares withheld on settlements of share-based
  compensation awards</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(15,298)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(12,473)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net cash provided by (used in) financing activities</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(336,692)</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(216,044)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="66%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="16%" style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">EFFECT OF EXCHANGE RATE CHANGES ON CASH</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">6,203</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,060</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net increase (decrease) in cash</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">130,845</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">61,077</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Cash, beginning of period</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">808,036</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">656,095</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Cash, end of period</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$938,881</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;border:none;border-bottom:solid black 1.0pt;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$717,172</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="border:none;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">SUPPLEMENTAL CASH FLOW INFORMATION:</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="red" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="red" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Income taxes paid (recovered)</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$(169,149)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$(80,544)</font></p>
  </td>
 </tr>
<tr style="height:9.6pt;page-break-inside:avoid;">
  <td nowrap="" width="66%" style="background:#CCEEFF;height:9.6pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Interest paid </font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">16,731</font></p>
  </td>
 <td nowrap="" width="2%" style="background:#CCEEFF;height:9.6pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;margin-bottom:.0001pt;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="16%" style="background:#CCEEFF;height:9.6pt;padding:0in 5.0pt 0in 2.0pt;">
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<span style="display: none;">v3.20.2</span><table class="report" border="0" cellspacing="2" id="idm139809659229640">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document And Entity Information<br></strong></div></th>
<th class="th"><div>Oct. 29, 2020</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Oct. 29,  2020<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">1-15731<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">Everest Re Group, Ltd.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001095073<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation State Country Code</a></td>
<td class="text">D0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">98-0365432<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address Address Line 1</a></td>
<td class="text">Seon Place &#8211; 4th Floor<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine2', window );">Entity Address Address Line 2</a></td>
<td class="text">141 Front Street<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine3', window );">Entity Address Address Line 3</a></td>
<td class="text">PO Box HM 845<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address City Or Town</a></td>
<td class="text">Hamilton<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address Postal Zip Code</a></td>
<td class="text">HM 19<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCountry', window );">Entity Address Country</a></td>
<td class="text">BM<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">441<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">295-0006<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre Commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre Commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 2 such as Street or Suite number</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine3">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 3 such as an Office Park</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine3</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCountry">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>ISO 3166-1 alpha-2 country code.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCountry</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:countryCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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   "Publisher": "SEC",
   "Section": "425"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>16
<FILENAME>0001095073-20-000043-xbrl.zip
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
