<SEC-DOCUMENT>0001095073-21-000013.txt : 20210428
<SEC-HEADER>0001095073-21-000013.hdr.sgml : 20210428
<ACCEPTANCE-DATETIME>20210428163825
ACCESSION NUMBER:		0001095073-21-000013
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		15
CONFORMED PERIOD OF REPORT:	20210428
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20210428
DATE AS OF CHANGE:		20210428

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			EVEREST RE GROUP LTD
		CENTRAL INDEX KEY:			0001095073
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				980365432
		STATE OF INCORPORATION:			D0
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15731
		FILM NUMBER:		21864852

	BUSINESS ADDRESS:	
		STREET 1:		SEON PLACE, 4TH FLOOR
		STREET 2:		141 FRONT STREET
		CITY:			HAMILTON
		STATE:			D0
		ZIP:			HM 19
		BUSINESS PHONE:		4412950006

	MAIL ADDRESS:	
		STREET 1:		C/O REINSURANCE HOLDINGS INC
		STREET 2:		477 MARTINSVILLE RD PO BOX 830
		CITY:			LIBERTY CORNER
		STATE:			NJ
		ZIP:			07938

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EVEREST REINSURANCE GROUP LTD
		DATE OF NAME CHANGE:	19990915
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>re-20210428.htm
<DESCRIPTION>Q1 2021 EARNINGS RELEASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--Inline XBRL document created by Certent CDM HD version: 20.11.1 -->
<html xmlns="http://www.w3.org/1999/xhtml" xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:re="http://www.everestre.com/20210428" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:us-gaap="http://fasb.org/us-gaap/2020-01-31" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:us-types="http://fasb.org/us-types/2020-01-31" xmlns:srt-types="http://fasb.org/srt-types/2020-01-31" xmlns:us-roles="http://fasb.org/us-roles/2020-01-31" xmlns:srt="http://fasb.org/srt/2020-01-31" xmlns:srt-roles="http://fasb.org/srt-roles/2020-01-31" xmlns:country="http://xbrl.sec.gov/country/2020-01-31" xmlns:dei="http://xbrl.sec.gov/dei/2020-01-31" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:utr="http://www.xbrl.org/2009/utr" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" version="-//XBRL International//DTD XHTML Inline XBRL 1.1//EN" xml:lang="en-US">
<head><title>re-20210428</title>
<meta http-equiv="Content-Type" content="text/html" />
</head>
<body style="background-color:RGB(230, 230, 230);font-family:Times New Roman;font-style:normal;font-size:14.64px;font-weight:normal;font-stretch:normal;color:#000000;">
<div style="display:none;">
<ix:header>
<ix:hidden>
<ix:nonNumeric id="ID_1" name="dei:AmendmentFlag" contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073" format="ixt:booleanfalse">FALSE</ix:nonNumeric>
<ix:nonNumeric id="ID_19" name="dei:EntityCentralIndexKey" contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073">0001095073</ix:nonNumeric>
</ix:hidden>

<ix:references xml:lang="en-US"><link:schemaRef xlink:href="re-20210428.xsd" xlink:type="simple" /></ix:references>
<ix:resources>

  <xbrli:context id="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073">

    <xbrli:entity>

      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001095073</xbrli:identifier>

    </xbrli:entity>

    <xbrli:period>

      <xbrli:startDate>2021-04-28</xbrli:startDate>

      <xbrli:endDate>2021-04-28</xbrli:endDate>

    </xbrli:period>

  </xbrli:context>


</ix:resources>
</ix:header>
</div>
<div id="fixed-layout-inline-document" style="display:none;"></div><div id="Doc1" style="background-color:RGB(230, 230, 230);line-height:normal;font-family:Times New Roman;font-size:14.64px;font-weight:400;">
<div style="padding: 7px">
<div id="Page1" style="background-color:RGB(256, 256, 256);position:relative;margin-left:auto;margin-right:auto;overflow:hidden;border-style:solid;border-width:thin;border-color:RGB(198, 198, 198);page-break-after:always;width:816px;height:1056px;">
<div style="position:absolute; width:710.5px; height:1px; left:48.1px; top:362.1px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:710.5px; height:1px; left:48.5px; top:481.8px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:700.1px; height:2px; left:53.7px; top:574.8px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:28.9px; height:1px; left:164.8px; top:788.6px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:101.1px; height:1px; left:336.7px; top:788.6px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:194px; height:1px; left:507.3px; top:788.6px; background-color:#000000; ">&#160;</div>
<div id="a0" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-weight:bold;left:339.867px;top:72.4px;">UNITED STATES </div><div id="a2" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-weight:bold;left:231.467px;top:86.5px;">SECURITIES AND EXCHANGE COMMISSION </div><div id="a4" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;font-weight:bold;left:334.587px;top:102.2px;">Washington, D.C. 20549 </div><div id="a6" style="position:absolute;font-family:'Times New Roman';left:403.707px;top:114.4px;">&#160;</div><div id="a7" style="position:absolute;font-family:'Times New Roman';font-size:24px;font-weight:bold;left:344.747px;top:130.9px;">FORM </div><div id="a7_5_3" style="position:absolute;font-family:'Times New Roman';font-size:24px;font-weight:bold;left:424.027px;top:130.9px;"><ix:nonNumeric id="ID_0" name="dei:DocumentType" contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073">8-K</ix:nonNumeric></div><div id="a7_8_1" style="position:absolute;font-family:'Times New Roman';font-size:24px;font-weight:bold;left:462.693px;top:130.9px;"> </div><div id="a11" style="position:absolute;font-family:'Times New Roman';left:403.707px;top:155.4px;">&#160;</div><div id="a12" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-weight:bold;left:228.187px;top:167.4px;">Current Report Pursuant to Section 13 OR 15(d) of </div><div id="a14" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-weight:bold;left:279.067px;top:180.8px;">The Securities Exchange Act of 1934 </div><div id="a16" style="position:absolute;font-family:'Times New Roman';left:403.707px;top:195.4px;">&#160;</div><div id="a17" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:277.307px;top:209.8px;">Date of Report (Date of earliest event reported) </div><div id="a19" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:364.587px;top:223.2px;"><ix:nonNumeric id="ID_7" name="dei:DocumentPeriodEndDate" contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073" format="ixt:datemonthdayyearen">April 28, 2021</ix:nonNumeric></div><div id="a19_14_1" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:442.773px;top:223.2px;"> </div><div id="a23" style="position:absolute;font-family:'Times New Roman';left:403.707px;top:235.4px;">&#160;</div><div id="a24" style="position:absolute;font-family:'Times New Roman';left:403.707px;top:248.7px;">&#160;</div><div id="a25" style="position:absolute;font-family:'Times New Roman';font-size:24px;font-weight:bold;left:283.387px;top:265.2px;"><ix:nonNumeric id="ID_8" name="dei:EntityRegistrantName" contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073">Everest Re Group, Ltd.</ix:nonNumeric></div><div id="a25_22_1" style="position:absolute;font-family:'Times New Roman';font-size:24px;font-weight:bold;left:523.973px;top:265.2px;"> </div><div id="a28" style="position:absolute;font-family:'Times New Roman';left:403.707px;top:292.6px;">&#160;</div><div id="a29" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:55.68px;top:307.7px;">(Exact name of registrant as specified in its charter) </div><div id="a31" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:319.8px;">&#160;</div><div id="a32" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:142.4px;top:334.3px;"><ix:nonNumeric id="ID_13" name="dei:EntityIncorporationStateCountryCode" contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073" format="ixt-sec:edgarprovcountryen">Bermuda</ix:nonNumeric></div><div id="a34" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:381.547px;top:334.3px;"><ix:nonNumeric id="ID_2" name="dei:EntityFileNumber" contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073">1-15731</ix:nonNumeric></div><div id="a38" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:608.373px;top:334.3px;"><ix:nonNumeric id="ID_14" name="dei:EntityTaxIdentificationNumber" contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073">98-0365432</ix:nonNumeric></div><div id="a45" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:96.72px;top:372.3px;">(State or other jurisdiction </div><div id="a47" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:367.787px;top:372.3px;">(Commission </div><div id="a49" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:599.973px;top:372.3px;">(IRS Employer </div><div id="a51" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:121.52px;top:385.7px;">of incorporation) </div><div id="a53" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:367.627px;top:385.7px;">File Number) </div><div id="a55" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:590.933px;top:385.7px;">Identification No.) </div><div id="a60" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:224.587px;top:413.7px;"><ix:nonNumeric id="ID_15" name="dei:EntityAddressAddressLine1" contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073">Seon Place &#8211; 4th Floor</ix:nonNumeric></div><div id="a65" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:242.027px;top:427px;"><ix:nonNumeric id="ID_3" name="dei:EntityAddressAddressLine2" contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073">141 Front Street</ix:nonNumeric></div><div id="a68" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:239.947px;top:440.3px;"><ix:nonNumeric id="ID_9" name="dei:EntityAddressAddressLine3" contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073">PO Box HM 845</ix:nonNumeric></div><div id="a70" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:211.627px;top:453.7px;"><ix:nonNumeric id="ID_16" name="dei:EntityAddressCityOrTown" contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073">Hamilton</ix:nonNumeric></div><div id="a70_9_5" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:265.387px;top:453.7px;"><ix:nonNumeric id="ID_4" name="dei:EntityAddressPostalZipCode" contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073">HM 19</ix:nonNumeric></div><div id="a70_14_2" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:303.467px;top:453.7px;">, </div><div id="a70_16_7" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:310.187px;top:453.7px;"><ix:nonNumeric id="ID_17" name="dei:EntityAddressCountry" contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073" format="ixt-sec:countrynameen">Bermuda</ix:nonNumeric></div><div id="a72" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:599.653px;top:453.7px;">Not Applicable </div><div id="a77" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:179.467px;top:492px;">(Address of principal executive offices) </div><div id="a79" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:611.093px;top:492px;">(Zip Code) </div><div id="a81" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:504.2px;">&#160;</div><div id="a82" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:226.907px;top:518.6px;">Registrant&#8217;s telephone number, including area code </div><div id="a82_51_3" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:504.986px;top:518.6px;"><ix:nonNumeric id="ID_18" name="dei:CityAreaCode" contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073">441</ix:nonNumeric></div><div id="a82_54_1" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:525.013px;top:518.6px;">-</div><div id="a82_55_8" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:529.493px;top:518.6px;"><ix:nonNumeric id="ID_10" name="dei:LocalPhoneNumber" contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073">295-0006</ix:nonNumeric></div><div id="a82_63_1" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:580.533px;top:518.6px;"> </div><div id="a88" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:403.707px;top:532px;">&#160;</div><div id="a89" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:362.747px;top:545.4px;">Not Applicable </div><div id="a91" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:55.68px;top:558.7px;">&#160;</div><div id="a92" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:55.68px;top:575.4px;">(Former name or former address, if changed since last report.) </div><div id="a95" style="position:absolute;font-family:'Times New Roman';font-size:12px;left:55.68px;top:589.9px;">&#160;</div><div id="a96" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:55.68px;top:602px;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant </div><div id="a99" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:55.68px;top:615.4px;">under any of the following provisions (see General Instruction A.2. below): </div><div id="a101" style="position:absolute;font-family:'Times New Roman';font-size:12px;left:55.68px;top:629.9px;">&#160;</div><div id="a102" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:55.68px;top:642px;"><ix:nonNumeric id="ID_5" name="dei:WrittenCommunications" contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></div><div id="a103" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:67.6px;top:642px;"><div style="display:inline-block;width:3.28px">&#160;</div>Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) </div><div id="a107" style="position:absolute;font-family:'Times New Roman';font-size:12px;left:55.68px;top:656.6px;">&#160;</div><div id="a108" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:55.68px;top:668.7px;"><ix:nonNumeric id="ID_11" name="dei:SolicitingMaterial" contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></div><div id="a109" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:67.6px;top:668.7px;"><div style="display:inline-block;width:3.36px">&#160;</div>Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) </div><div id="a116" style="position:absolute;font-family:'Times New Roman';font-size:12px;left:55.68px;top:683.3px;">&#160;</div><div id="a117" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:55.68px;top:695.4px;"><ix:nonNumeric id="ID_12" name="dei:PreCommencementTenderOffer" contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></div><div id="a118" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:67.6px;top:695.4px;"><div style="display:inline-block;width:3.36px">&#160;</div>Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) </div><div id="a128" style="position:absolute;font-family:'Times New Roman';font-size:12px;left:55.68px;top:709.9px;">&#160;</div><div id="a129" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:55.68px;top:722px;"><ix:nonNumeric id="ID_20" name="dei:PreCommencementIssuerTenderOffer" contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></div><div id="a130" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:67.6px;top:722px;"><div style="display:inline-block;width:3.36px">&#160;</div>Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) </div><div id="a139" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:55.68px;top:735.4px;">&#160;</div><div id="a140" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:55.68px;top:748.7px;">Securities registered pursuant to Section 12(b) of the Act:<div style="display:inline-block;width:6.25px">&#160;</div></div><div id="a142" style="position:absolute;font-family:'Times New Roman';font-size:9.36px;left:55.68px;top:765.7px;">&#160;</div><div id="a143" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:165.227px;top:775.4px;">Class </div><div id="a146" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:337.147px;top:775.4px;">Trading Symbol(s) </div><div id="a149" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:507.653px;top:775.4px;">Name of Exchange where registered </div><div id="a151" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;font-weight:bold;left:85.6px;top:788.7px;"><ix:nonNumeric id="ID_23" name="dei:Security12bTitle" contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073">Common Shares, $0.01 par value</ix:nonNumeric></div><div id="a154" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;font-weight:bold;left:378.427px;top:788.7px;"><ix:nonNumeric id="ID_22" name="dei:TradingSymbol" contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073">RE</ix:nonNumeric></div><div id="a157" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;font-weight:bold;left:528.533px;top:788.7px;"><ix:nonNumeric id="ID_21" name="dei:SecurityExchangeName" contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073" format="ixt-sec:exchnameen">New York Stock Exchange</ix:nonNumeric></div><div id="a159" style="position:absolute;font-family:'Times New Roman';font-size:8px;left:55.68px;top:807.6px;">&#160;</div><div id="a160" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:55.68px;top:815.4px;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of </div><div id="a161" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:55.68px;top:828.7px;">1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter). </div><div id="a170" style="position:absolute;font-family:'Times New Roman';font-size:10.64px;left:55.68px;top:844.5px;">&#160;</div><div id="a171" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:593.893px;top:855.4px;">Emerging growth company</div><div id="a172" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:739.84px;top:855.4px;"><ix:nonNumeric id="ID_6" name="dei:EntityEmergingGrowthCompany" contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></div><div id="a173" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:751.76px;top:855.4px;"><div style="display:inline-block;width:3.28px">&#160;</div></div><div id="a175" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:55.68px;top:868.7px;">&#160;</div><div id="a176" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:55.68px;top:882px;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for </div><div id="a179" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:55.68px;top:895.4px;">complying with any new or revised financial accounting standards provided pursuant to Section 12(a) of the Exchange Act.<div style="display:inline-block;width:2.23px">&#160;</div></div><div id="a182" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:720.72px;top:895.4px;">&#9744;</div><div id="a183" style="position:absolute;font-family:'Times New Roman';font-size:13.36px;left:732.56px;top:895.4px;">&#160;</div></div>
</div>
<div style="padding: 7px">
<div id="Page2" style="background-color:RGB(256, 256, 256);position:relative;margin-left:auto;margin-right:auto;overflow:hidden;border-style:solid;border-width:thin;border-color:RGB(198, 198, 198);page-break-after:always;width:816px;height:1056px;">
<div style="position:absolute; width:48.9px; height:1px; left:198.5px; top:377.2px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:68.4px; height:1px; left:198.5px; top:403.9px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:68.4px; height:1px; left:454.5px; top:403.9px; background-color:#000000; ">&#160;</div>
<div id="a184" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:55.68px;top:69.4px;">ITEM 2.02 </div><div id="a186" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:146.907px;top:69.4px;">DISCLOSURE OF RESULTS<div style="display:inline-block;width:5.26px">&#160;</div>OF OPERATIONS<div style="display:inline-block;width:5.09px">&#160;</div>AND FINANCIAL CONDITION </div><div id="a188" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:82.6px;"><div style="display:inline-block;width:3.68px">&#160;</div></div><div id="a190" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:96px;">On April 28,<div style="display:inline-block;width:5.1px">&#160;</div>2021, the registrant<div style="display:inline-block;width:5.21px">&#160;</div>issued a news<div style="display:inline-block;width:5.09px">&#160;</div>release announcing its<div style="display:inline-block;width:5.27px">&#160;</div>first quarter 2021<div style="display:inline-block;width:5.22px">&#160;</div>results.<div style="display:inline-block;width:8.28px">&#160;</div>A copy of that<div style="display:inline-block;width:5.52px">&#160;</div>news </div><div id="a193" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:109.4px;">release is furnished herewith as Exhibit 99.1 and is incorporated herein by reference.<div style="display:inline-block;width:8.19px">&#160;</div></div><div id="a195" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:122.6px;">&#160;</div><div id="a196" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:136px;">The<div style="display:inline-block;width:8.6px">&#160;</div>news<div style="display:inline-block;width:8.55px">&#160;</div>release<div style="display:inline-block;width:8.57px">&#160;</div>furnished<div style="display:inline-block;width:8.79px">&#160;</div>herewith<div style="display:inline-block;width:8.62px">&#160;</div>contains<div style="display:inline-block;width:8.65px">&#160;</div>information<div style="display:inline-block;width:8.64px">&#160;</div>regarding<div style="display:inline-block;width:8.71px">&#160;</div>the<div style="display:inline-block;width:8.51px">&#160;</div>registrant&#8217;s<div style="display:inline-block;width:9.43px">&#160;</div>operating<div style="display:inline-block;width:8.71px">&#160;</div>income<div style="display:inline-block;width:8.51px">&#160;</div>(loss).<div style="display:inline-block;width:3.89px">&#160;</div></div><div id="a197" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:149.4px;">Operating income (loss) differs<div style="display:inline-block;width:4.99px">&#160;</div>from net income (loss) attributable<div style="display:inline-block;width:5.05px">&#160;</div>to Everest Re Group, the most<div style="display:inline-block;width:5.21px">&#160;</div>directly comparable </div><div id="a199" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:162.6px;">generally<div style="display:inline-block;width:6.74px">&#160;</div>accepted<div style="display:inline-block;width:6.72px">&#160;</div>accounting<div style="display:inline-block;width:6.81px">&#160;</div>principle<div style="display:inline-block;width:6.69px">&#160;</div>financial<div style="display:inline-block;width:6.71px">&#160;</div>measure,<div style="display:inline-block;width:6.69px">&#160;</div>by<div style="display:inline-block;width:6.72px">&#160;</div>the<div style="display:inline-block;width:6.67px">&#160;</div>exclusion<div style="display:inline-block;width:6.77px">&#160;</div>of<div style="display:inline-block;width:6.68px">&#160;</div>realized<div style="display:inline-block;width:6.64px">&#160;</div>capital<div style="display:inline-block;width:6.74px">&#160;</div>gains<div style="display:inline-block;width:6.7px">&#160;</div>(losses)<div style="display:inline-block;width:6.63px">&#160;</div>on </div><div id="a200" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:176px;">investments and<div style="display:inline-block;width:5.18px">&#160;</div>net foreign<div style="display:inline-block;width:5.06px">&#160;</div>exchange income<div style="display:inline-block;width:5.12px">&#160;</div>(expense). Management<div style="display:inline-block;width:5.27px">&#160;</div>believes that<div style="display:inline-block;width:5.14px">&#160;</div>presentation of<div style="display:inline-block;width:5.24px">&#160;</div>operating income </div><div id="a203" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:189.4px;">(loss)<div style="display:inline-block;width:6.67px">&#160;</div>provides<div style="display:inline-block;width:6.7px">&#160;</div>useful<div style="display:inline-block;width:6.7px">&#160;</div>information<div style="display:inline-block;width:6.72px">&#160;</div>to<div style="display:inline-block;width:6.61px">&#160;</div>investors<div style="display:inline-block;width:6.66px">&#160;</div>because<div style="display:inline-block;width:6.63px">&#160;</div>it<div style="display:inline-block;width:6.67px">&#160;</div>more<div style="display:inline-block;width:6.64px">&#160;</div>accurately<div style="display:inline-block;width:6.66px">&#160;</div>measures<div style="display:inline-block;width:6.65px">&#160;</div>and<div style="display:inline-block;width:6.78px">&#160;</div>predicts<div style="display:inline-block;width:6.7px">&#160;</div>the<div style="display:inline-block;width:6.59px">&#160;</div>registrant&#8217;s </div><div id="a204" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:202.7px;">results<div style="display:inline-block;width:5.86px">&#160;</div>of<div style="display:inline-block;width:5.88px">&#160;</div>operations<div style="display:inline-block;width:5.98px">&#160;</div>by<div style="display:inline-block;width:5.92px">&#160;</div>removing<div style="display:inline-block;width:5.97px">&#160;</div>the<div style="display:inline-block;width:5.79px">&#160;</div>variability<div style="display:inline-block;width:5.99px">&#160;</div>arising<div style="display:inline-block;width:5.91px">&#160;</div>from<div style="display:inline-block;width:5.86px">&#160;</div>both<div style="display:inline-block;width:5.95px">&#160;</div>the<div style="display:inline-block;width:5.87px">&#160;</div>management<div style="display:inline-block;width:5.85px">&#160;</div>of<div style="display:inline-block;width:5.88px">&#160;</div>the<div style="display:inline-block;width:5.87px">&#160;</div>registrant&#8217;s<div style="display:inline-block;width:6.71px">&#160;</div>investment </div><div id="a206" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:216px;">portfolio and the fluctuations<div style="display:inline-block;width:5.41px">&#160;</div>of foreign currency exchange<div style="display:inline-block;width:5.43px">&#160;</div>rates. In addition, management,<div style="display:inline-block;width:5.27px">&#160;</div>analysts and investors use </div><div id="a207" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:229.4px;">operating income (loss) to evaluate the financial performance of the registrant and the insurance industry in general.<div style="display:inline-block;width:8.34px">&#160;</div></div><div id="a210" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:242.7px;">&#160;</div><div id="a211" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:256px;">In accordance with general instruction B.2<div style="display:inline-block;width:5.21px">&#160;</div>of Form 8-K, the information in<div style="display:inline-block;width:5.15px">&#160;</div>this report, including exhibits, is furnished </div><div id="a214" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:269.4px;">pursuant to Item 2.02 and shall not be deemed &#8220;filed&#8221; for the purposes of Section 18 of the Securities Exchange Act of </div><div id="a216" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:282.7px;">1934, or otherwise subject to the liability of that section.<div style="display:inline-block;width:7.8px">&#160;</div></div><div id="a218" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:296px;"><div style="display:inline-block;width:3.68px">&#160;</div></div><div id="a220" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:309.4px;">&#160;</div><div id="a221" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:322.7px;">&#160;</div><div id="a222" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:55.68px;top:336px;">ITEM 9.01 </div><div id="a224" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:198.907px;top:336px;">FINANCIAL STATEMENTS<div style="display:inline-block;width:6.1px">&#160;</div>AND EXHIBITS </div><div id="a226" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:349.4px;">&#160;</div><div id="a227" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:362.7px;">(c) </div><div id="a230" style="position:absolute;font-family:'Times New Roman';left:198.907px;top:362.7px;">Exhibits </div><div id="a239" style="position:absolute;font-family:'Times New Roman';left:198.907px;top:389.4px;">Exhibit No. </div><div id="a241" style="position:absolute;font-family:'Times New Roman';left:454.933px;top:389.4px;">Description </div><div id="a249" style="position:absolute;font-family:'Times New Roman';left:198.907px;top:416px;">99.1 </div><div id="a251" style="position:absolute;font-family:'Times New Roman';left:454.933px;top:416px;">News Release of the registrant, </div><div id="a256" style="position:absolute;font-family:'Times New Roman';left:454.933px;top:429.4px;">dated April 28, 2021 </div></div>
</div>
<div style="padding: 7px">
<div id="Page3" style="background-color:RGB(256, 256, 256);position:relative;margin-left:auto;margin-right:auto;overflow:hidden;border-style:solid;border-width:thin;border-color:RGB(198, 198, 198);page-break-after:always;width:816px;height:1056px;">
<div style="position:absolute; width:318.2px; height:1px; left:441.2px; top:218.3px; background-color:#000000; ">&#160;</div>
<div id="a265" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:55.68px;top:69.4px;">SIGNATURES </div><div id="a267" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:82.6px;">&#160;</div><div id="a268" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:96px;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be </div><div id="a269" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:109.4px;">signed on its behalf by the undersigned hereunto duly authorized. </div><div id="a271" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:122.6px;">&#160;</div><div id="a272" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:136px;">&#160;</div><div id="a275" style="position:absolute;font-family:'Times New Roman';left:448.773px;top:149.4px;">EVEREST RE GROUP,<div style="display:inline-block;width:5.46px">&#160;</div>LTD. </div><div id="a290" style="position:absolute;font-family:'Times New Roman';left:410.187px;top:202.7px;">By:<div style="display:inline-block;width:3.75px">&#160;</div></div><div id="a292" style="position:absolute;font-family:'Times New Roman';left:448.773px;top:202.7px;">/S/ KEITH SHOEMAKER </div><div id="a297" style="position:absolute;font-family:'Times New Roman';left:448.773px;top:216.7px;">Keith Shoemaker </div><div id="a301" style="position:absolute;font-family:'Times New Roman';left:448.773px;top:230px;">Senior Vice President and Comptroller </div><div id="a311" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:256.7px;">&#160;</div><div id="a312" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:270px;">Dated:<div style="display:inline-block;width:7.38px">&#160;</div>April 28, 2021 </div></div>
</div>
<div style="padding: 7px">
<div id="Page4" style="background-color:RGB(256, 256, 256);position:relative;margin-left:auto;margin-right:auto;overflow:hidden;border-style:solid;border-width:thin;border-color:RGB(198, 198, 198);page-break-after:always;width:816px;height:1056px;">
<div style="position:absolute; width:52.2px; height:1px; left:55.7px; top:151px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:156.4px; height:1px; left:286.9px; top:151px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:55.4px; height:1px; left:590.9px; top:151px; background-color:#000000; ">&#160;</div>
<div id="a318" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:55.68px;top:69.4px;">EXHIBIT INDEX </div><div id="a320" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:82.6px;">&#160;</div><div id="a321" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:96px;">&#160;</div><div id="a322" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:109.4px;">&#160;</div><div id="a323" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:55.68px;top:122.6px;">Exhibit</div><div id="a328" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:55.68px;top:136px;">Number</div><div id="a331" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:286.907px;top:136px;">Description of Document </div><div id="a333" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:590.933px;top:136px;">Page No. </div><div id="a339" style="position:absolute;font-family:'Times New Roman';color:#0563C1;left:55.68px;top:162.6px;"><a href="ex991.htm" style="color:#0563C1;text-decoration:underline;">99.1</a></div><div id="a342" style="position:absolute;font-family:'Times New Roman';color:#0563C1;left:286.907px;top:162.6px;"><a href="ex991.htm" style="color:#0563C1;text-decoration:underline;">News Release of registrant,</a></div><div id="a347" style="position:absolute;font-family:'Times New Roman';color:#0563C1;left:286.907px;top:176px;"><a href="ex991.htm" style="color:#0563C1;text-decoration:underline;">dated April 28, 2021</a></div><div id="a351" style="position:absolute;font-family:'Times New Roman';left:590.933px;top:176px;">5 </div><div id="a353" style="position:absolute;font-family:'Times New Roman';left:55.68px;top:189.4px;">&#160;</div></div>
</div>
</div>

</body>
</html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>2
<FILENAME>re-20210428.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL document created by Certent CDM version: 20.11.1 using Fujitsu Interstage XWand -->
<schema targetNamespace="http://www.everestre.com/20210428" elementFormDefault="qualified" xmlns="http://www.w3.org/2001/XMLSchema" xmlns:re="http://www.everestre.com/20210428" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <annotation>
        <appinfo>
            <link:linkbaseRef xlink:type="simple" xlink:href="re-20210428_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
            <link:linkbaseRef xlink:type="simple" xlink:href="re-20210428_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
            <link:roleType roleURI="http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation" id="ELRID_DocumentAndEntityInformation">
                <link:definition>000090 - Document - Document And Entity Information</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
            </link:roleType>
        </appinfo>
    </annotation>
    <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
    <import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" />
    <import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd" />
    <import namespace="http://www.xbrl.org/2009/role/net" schemaLocation="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd" />
    <import namespace="http://fasb.org/us-gaap/2020-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd" />
    <import namespace="http://xbrl.sec.gov/dei/2020-01-31" schemaLocation="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd" />
</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>3
<FILENAME>re-20210428_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL document created by Certent CDM version: 20.11.1 using Fujitsu Interstage XWand -->
<linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/instance http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink">
    <roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" />
    <roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" />
    <labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccruedInvestmentIncomeReceivable" xlink:label="element1" />
        <label xlink:type="resource" xlink:label="label1" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AccruedInvestmentIncomeReceivable_en-US">Accrued investment income</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1" xlink:to="label1" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="element2" />
        <label xlink:type="resource" xlink:label="label2" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_AssetsAbstract_en-US">ASSETS:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2" xlink:to="label2" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockMember" xlink:label="element3" />
        <label xlink:type="resource" xlink:label="label3" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_CommonStockMember_en-US">Common Stock [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3" xlink:to="label3" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockMember" xlink:label="element4" />
        <label xlink:type="resource" xlink:label="label4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_CommonStockMember_en-US">Common Shares [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element4" xlink:to="label4" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DefinedBenefitPlanRecognizedNetGainLossDueToSettlements1" xlink:label="element5" />
        <label xlink:type="resource" xlink:label="label5" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanRecognizedNetGainLossDueToSettlements1_en-US">Defined Benefit Plan, Recognized Net (Gain) Loss Due to Settlements</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element5" xlink:to="label5" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DefinedBenefitPlanRecognizedNetGainLossDueToSettlements1" xlink:label="element6" />
        <label xlink:type="resource" xlink:label="label6" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xml:lang="en-US" id="NegatedTerse_us-gaap_DefinedBenefitPlanRecognizedNetGainLossDueToSettlements1_en-US">FAS 88 settlement charge</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element6" xlink:to="label6" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit" xlink:label="element7" />
        <label xlink:type="resource" xlink:label="label7" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit_en-US">Defined Benefit Plan, Amortization of Prior Service Cost (Credit)</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element7" xlink:to="label7" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit" xlink:label="element8" />
        <label xlink:type="resource" xlink:label="label8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit_en-US">Prior service credit recognition</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element8" xlink:to="label8" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit" xlink:label="element9" />
        <label xlink:type="resource" xlink:label="label9" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit_en-US">Amortization of prior service cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element9" xlink:to="label9" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets" xlink:label="element10" />
        <label xlink:type="resource" xlink:label="label10" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_en-US">Defined Benefit Plan, Expected Return on Plan Assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element10" xlink:to="label10" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets" xlink:label="element11" />
        <label xlink:type="resource" xlink:label="label11" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_en-US">Expected return on plan assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element11" xlink:to="label11" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:label="element12" />
        <label xlink:type="resource" xlink:label="label12" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanInterestCost_en-US">Defined Benefit Plan, Interest Cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element12" xlink:to="label12" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:label="element13" />
        <label xlink:type="resource" xlink:label="label13" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DefinedBenefitPlanInterestCost_en-US">Interest cost</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element13" xlink:to="label13" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DefinedBenefitPostretirementHealthCoverageMember" xlink:label="element14" />
        <label xlink:type="resource" xlink:label="label14" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPostretirementHealthCoverageMember_en-US">Defined Benefit Postretirement Health Coverage [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element14" xlink:to="label14" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DefinedBenefitPostretirementHealthCoverageMember" xlink:label="element15" />
        <label xlink:type="resource" xlink:label="label15" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_DefinedBenefitPostretirementHealthCoverageMember_en-US">Post-Retirement Plan [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element15" xlink:to="label15" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EquitySecuritiesMember" xlink:label="element16" />
        <label xlink:type="resource" xlink:label="label16" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_EquitySecuritiesMember_en-US">Equity Securities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element16" xlink:to="label16" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EquitySecuritiesMember" xlink:label="element17" />
        <label xlink:type="resource" xlink:label="label17" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_EquitySecuritiesMember_en-US">Equity Securities [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element17" xlink:to="label17" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="element18" />
        <label xlink:type="resource" xlink:label="label18" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_en-US">Fair Value Measurements Fair Value Hierarchy [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element18" xlink:to="label18" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="element19" />
        <label xlink:type="resource" xlink:label="label19" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_en-US">Fair Value Plan Asset Measurement [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element19" xlink:to="label19" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="element20" />
        <label xlink:type="resource" xlink:label="label20" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueInputsLevel1Member_en-US">Fair Value Inputs Level1 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element20" xlink:to="label20" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="element21" />
        <label xlink:type="resource" xlink:label="label21" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueInputsLevel1Member_en-US">Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element21" xlink:to="label21" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="element22" />
        <label xlink:type="resource" xlink:label="label22" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueInputsLevel2Member_en-US">Fair Value Inputs Level2 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element22" xlink:to="label22" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="element23" />
        <label xlink:type="resource" xlink:label="label23" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueInputsLevel2Member_en-US">Significant Other Observable Inputs (Level 2) [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element23" xlink:to="label23" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="element24" />
        <label xlink:type="resource" xlink:label="label24" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_FairValueInputsLevel3Member_en-US">Fair Value Inputs Level3 [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element24" xlink:to="label24" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="element25" />
        <label xlink:type="resource" xlink:label="label25" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_FairValueInputsLevel3Member_en-US">Significant Unobservable Inputs (Level 3) [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element25" xlink:to="label25" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="element26" />
        <label xlink:type="resource" xlink:label="label26" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncomeStatementAbstract_en-US">Consolidated Statements Of Operations And Comprehensive Income (Loss) [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element26" xlink:to="label26" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxReceivable" xlink:label="element27" />
        <label xlink:type="resource" xlink:label="label27" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_IncomeTaxReceivable_en-US">Federal income taxes recoverable</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element27" xlink:to="label27" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxReceivable" xlink:label="element28" />
        <label xlink:type="resource" xlink:label="label28" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_IncomeTaxReceivable_en-US">Income taxes</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element28" xlink:to="label28" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InterestExpense" xlink:label="element29" />
        <label xlink:type="resource" xlink:label="label29" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_InterestExpense_en-US">Interest, fees and bond issue cost amortization expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element29" xlink:to="label29" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InterestExpense" xlink:label="element30" />
        <label xlink:type="resource" xlink:label="label30" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_InterestExpense_en-US">Interest, fee and bond issue cost amortization expense</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element30" xlink:to="label30" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="element31" />
        <label xlink:type="resource" xlink:label="label31" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_LiabilitiesAbstract_en-US">LIABILITIES:</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element31" xlink:to="label31" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherAssets" xlink:label="element32" />
        <label xlink:type="resource" xlink:label="label32" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherAssets_en-US">Other assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element32" xlink:to="label32" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherAssets" xlink:label="element33" />
        <label xlink:type="resource" xlink:label="label33" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_OtherAssets_en-US">Other invested assets</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element33" xlink:to="label33" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="element34" />
        <label xlink:type="resource" xlink:label="label34" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherCostAndExpenseOperating_en-US">Other Cost and Expense, Operating</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element34" xlink:to="label34" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="element35" />
        <label xlink:type="resource" xlink:label="label35" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xml:lang="en-US" id="Negated_us-gaap_OtherCostAndExpenseOperating_en-US">Other underwriting expenses</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element35" xlink:to="label35" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="element36" />
        <label xlink:type="resource" xlink:label="label36" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_en-US">Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, Net of Tax</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element36" xlink:to="label36" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="element37" />
        <label xlink:type="resource" xlink:label="label37" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xml:lang="en-US" id="verbose_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_en-US">Unrealized appreciation (depreciation) ("URA(D)") on securities arising during the period</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element37" xlink:to="label37" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="element38" />
        <label xlink:type="resource" xlink:label="label38" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_OtherLiabilities_en-US">Other liabilities</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element38" xlink:to="label38" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PensionPlansDefinedBenefitMember" xlink:label="element39" />
        <label xlink:type="resource" xlink:label="label39" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_PensionPlansDefinedBenefitMember_en-US">Pension Plans Defined Benefit [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element39" xlink:to="label39" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PensionPlansDefinedBenefitMember" xlink:label="element40" />
        <label xlink:type="resource" xlink:label="label40" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_PensionPlansDefinedBenefitMember_en-US">Defined Benefit Pension Plan [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element40" xlink:to="label40" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RelatedPartyDomain" xlink:label="element41" />
        <label xlink:type="resource" xlink:label="label41" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RelatedPartyDomain_en-US">Related Party [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element41" xlink:to="label41" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RelatedPartyDomain" xlink:label="element42" />
        <label xlink:type="resource" xlink:label="label42" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_RelatedPartyDomain_en-US">Related Party [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element42" xlink:to="label42" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RetirementPlanTypeDomain" xlink:label="element43" />
        <label xlink:type="resource" xlink:label="label43" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_RetirementPlanTypeDomain_en-US">Retirement Plan Type [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element43" xlink:to="label43" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RetirementPlanTypeDomain" xlink:label="element44" />
        <label xlink:type="resource" xlink:label="label44" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_RetirementPlanTypeDomain_en-US">Retirement Plan Type [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element44" xlink:to="label44" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Revenues" xlink:label="element45" />
        <label xlink:type="resource" xlink:label="label45" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_Revenues_en-US">Revenues</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element45" xlink:to="label45" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Revenues" xlink:label="element46" />
        <label xlink:type="resource" xlink:label="label46" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xml:lang="en-US" id="total_us-gaap_Revenues_en-US">Total revenues</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element46" xlink:to="label46" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SegmentDomain" xlink:label="element47" />
        <label xlink:type="resource" xlink:label="label47" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SegmentDomain_en-US">Segment [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element47" xlink:to="label47" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SegmentDomain" xlink:label="element48" />
        <label xlink:type="resource" xlink:label="label48" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_SegmentDomain_en-US">Reporting Segment [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element48" xlink:to="label48" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SellingAndMarketingExpense" xlink:label="element49" />
        <label xlink:type="resource" xlink:label="label49" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_SellingAndMarketingExpense_en-US">Commission, brokerage, taxes and fees</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element49" xlink:to="label49" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SellingAndMarketingExpense" xlink:label="element50" />
        <label xlink:type="resource" xlink:label="label50" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_SellingAndMarketingExpense_en-US">Commission and brokerage</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element50" xlink:to="label50" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="element51" />
        <label xlink:type="resource" xlink:label="label51" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_en-US">Transfers And Servicing Of Financial Instruments Types Of Financial Instruments [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element51" xlink:to="label51" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="element52" />
        <label xlink:type="resource" xlink:label="label52" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_en-US">Major Types of Debt and Equity Securities [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element52" xlink:to="label52" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TypeOfAdoptionMember" xlink:label="element53" />
        <label xlink:type="resource" xlink:label="label53" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_us-gaap_TypeOfAdoptionMember_en-US">Type Of Adoption [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element53" xlink:to="label53" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TypeOfAdoptionMember" xlink:label="element54" />
        <label xlink:type="resource" xlink:label="label54" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_us-gaap_TypeOfAdoptionMember_en-US">Type of Adoption [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element54" xlink:to="label54" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="element55" />
        <label xlink:type="resource" xlink:label="label55" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_CoverAbstract_en-US">Cover [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element55" xlink:to="label55" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentType" xlink:label="element56" />
        <label xlink:type="resource" xlink:label="label56" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_DocumentType_en-US">Document Type</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element56" xlink:to="label56" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentQuarterlyReport" xlink:label="element57" />
        <label xlink:type="resource" xlink:label="label57" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_DocumentQuarterlyReport_en-US">Document Quarterly Report</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element57" xlink:to="label57" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentTransitionReport" xlink:label="element58" />
        <label xlink:type="resource" xlink:label="label58" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_DocumentTransitionReport_en-US">Document Transition Report</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element58" xlink:to="label58" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityInteractiveDataCurrent" xlink:label="element59" />
        <label xlink:type="resource" xlink:label="label59" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityInteractiveDataCurrent_en-US">Entity Interactive Data Current</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element59" xlink:to="label59" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_WrittenCommunications" xlink:label="element60" />
        <label xlink:type="resource" xlink:label="label60" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_WrittenCommunications_en-US">Written Communications</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element60" xlink:to="label60" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SolicitingMaterial" xlink:label="element61" />
        <label xlink:type="resource" xlink:label="label61" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_SolicitingMaterial_en-US">Soliciting Material</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element61" xlink:to="label61" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementTenderOffer" xlink:label="element62" />
        <label xlink:type="resource" xlink:label="label62" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_PreCommencementTenderOffer_en-US">Pre Commencement Tender Offer</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element62" xlink:to="label62" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="element63" />
        <label xlink:type="resource" xlink:label="label63" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_PreCommencementIssuerTenderOffer_en-US">Pre Commencement Issuer Tender Offer</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element63" xlink:to="label63" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_AmendmentFlag" xlink:label="element64" />
        <label xlink:type="resource" xlink:label="label64" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_AmendmentFlag_en-US">Amendment Flag</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element64" xlink:to="label64" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="element65" />
        <label xlink:type="resource" xlink:label="label65" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_DocumentFiscalYearFocus_en-US">Document Fiscal Year Focus</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element65" xlink:to="label65" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="element66" />
        <label xlink:type="resource" xlink:label="label66" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_DocumentFiscalPeriodFocus_en-US">Document Fiscal Period Focus</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element66" xlink:to="label66" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="element67" />
        <label xlink:type="resource" xlink:label="label67" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_DocumentPeriodEndDate_en-US">Document Period End Date</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element67" xlink:to="label67" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityRegistrantName" xlink:label="element68" />
        <label xlink:type="resource" xlink:label="label68" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityRegistrantName_en-US">Entity Registrant Name</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element68" xlink:to="label68" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="element69" />
        <label xlink:type="resource" xlink:label="label69" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityCentralIndexKey_en-US">Entity Central Index Key</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element69" xlink:to="label69" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityFileNumber" xlink:label="element70" />
        <label xlink:type="resource" xlink:label="label70" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityFileNumber_en-US">Entity File Number</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element70" xlink:to="label70" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityTaxIdentificationNumber" xlink:label="element71" />
        <label xlink:type="resource" xlink:label="label71" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityTaxIdentificationNumber_en-US">Entity Tax Identification Number</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element71" xlink:to="label71" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="element72" />
        <label xlink:type="resource" xlink:label="label72" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityIncorporationStateCountryCode_en-US">Entity Incorporation State Country Code</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element72" xlink:to="label72" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="element73" />
        <label xlink:type="resource" xlink:label="label73" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_CurrentFiscalYearEndDate_en-US">Current Fiscal Year End Date</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element73" xlink:to="label73" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="element74" />
        <label xlink:type="resource" xlink:label="label74" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityCurrentReportingStatus_en-US">Entity Current Reporting Status</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element74" xlink:to="label74" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityShellCompany" xlink:label="element75" />
        <label xlink:type="resource" xlink:label="label75" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityShellCompany_en-US">Entity Shell Company</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element75" xlink:to="label75" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityFilerCategory" xlink:label="element76" />
        <label xlink:type="resource" xlink:label="label76" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityFilerCategory_en-US">Entity Filer Category</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element76" xlink:to="label76" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntitySmallBusiness" xlink:label="element77" />
        <label xlink:type="resource" xlink:label="label77" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntitySmallBusiness_en-US">Entity Small Business</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element77" xlink:to="label77" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityEmergingGrowthCompany" xlink:label="element78" />
        <label xlink:type="resource" xlink:label="label78" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityEmergingGrowthCompany_en-US">Entity Emerging Growth Company</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element78" xlink:to="label78" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressAddressLine1" xlink:label="element79" />
        <label xlink:type="resource" xlink:label="label79" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityAddressAddressLine1_en-US">Entity Address Address Line 1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element79" xlink:to="label79" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressAddressLine2" xlink:label="element80" />
        <label xlink:type="resource" xlink:label="label80" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityAddressAddressLine2_en-US">Entity Address Address Line 2</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element80" xlink:to="label80" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressAddressLine3" xlink:label="element81" />
        <label xlink:type="resource" xlink:label="label81" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityAddressAddressLine3_en-US">Entity Address Address Line 3</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element81" xlink:to="label81" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressCityOrTown" xlink:label="element82" />
        <label xlink:type="resource" xlink:label="label82" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityAddressCityOrTown_en-US">Entity Address City Or Town</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element82" xlink:to="label82" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressStateOrProvince" xlink:label="element83" />
        <label xlink:type="resource" xlink:label="label83" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityAddressStateOrProvince_en-US">Entity Address, State or Province</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element83" xlink:to="label83" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressCountry" xlink:label="element84" />
        <label xlink:type="resource" xlink:label="label84" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityAddressCountry_en-US">Entity Address Country</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element84" xlink:to="label84" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressPostalZipCode" xlink:label="element85" />
        <label xlink:type="resource" xlink:label="label85" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityAddressPostalZipCode_en-US">Entity Address Postal Zip Code</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element85" xlink:to="label85" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CountryRegion" xlink:label="element86" />
        <label xlink:type="resource" xlink:label="label86" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_CountryRegion_en-US">Country Region</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element86" xlink:to="label86" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CityAreaCode" xlink:label="element87" />
        <label xlink:type="resource" xlink:label="label87" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_CityAreaCode_en-US">City Area Code</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element87" xlink:to="label87" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_LocalPhoneNumber" xlink:label="element88" />
        <label xlink:type="resource" xlink:label="label88" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_LocalPhoneNumber_en-US">Local Phone Number</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element88" xlink:to="label88" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_Security12bTitle" xlink:label="element89" />
        <label xlink:type="resource" xlink:label="label89" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_Security12bTitle_en-US">Security 12b Title</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element89" xlink:to="label89" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_TradingSymbol" xlink:label="element90" />
        <label xlink:type="resource" xlink:label="label90" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_TradingSymbol_en-US">Trading Symbol</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element90" xlink:to="label90" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SecurityExchangeName" xlink:label="element91" />
        <label xlink:type="resource" xlink:label="label91" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_SecurityExchangeName_en-US">Security Exchange Name</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element91" xlink:to="label91" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="element92" />
        <label xlink:type="resource" xlink:label="label92" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityCommonStockSharesOutstanding_en-US">Entity Common Stock, Shares Outstanding</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element92" xlink:to="label92" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2020/country-2020-01-31.xsd#country_GB" xlink:label="element93" />
        <label xlink:type="resource" xlink:label="label93" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_country_GB_en-US">G [B]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element93" xlink:to="label93" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2020/country-2020-01-31.xsd#country_GB" xlink:label="element94" />
        <label xlink:type="resource" xlink:label="label94" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_country_GB_en-US">United Kingdom [Member]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element94" xlink:to="label94" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ProductsAndServicesDomain" xlink:label="element95" />
        <label xlink:type="resource" xlink:label="label95" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_srt_ProductsAndServicesDomain_en-US">Products And Services [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element95" xlink:to="label95" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ProductsAndServicesDomain" xlink:label="element96" />
        <label xlink:type="resource" xlink:label="label96" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_srt_ProductsAndServicesDomain_en-US">Insurance Product Line [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element96" xlink:to="label96" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_SegmentGeographicalDomain" xlink:label="element97" />
        <label xlink:type="resource" xlink:label="label97" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_srt_SegmentGeographicalDomain_en-US">Segment Geographical [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element97" xlink:to="label97" />
        <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_SegmentGeographicalDomain" xlink:label="element98" />
        <label xlink:type="resource" xlink:label="label98" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US" id="terse_srt_SegmentGeographicalDomain_en-US">Segment, Geographical [Domain]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element98" xlink:to="label98" />
    </labelLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>4
<FILENAME>re-20210428_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL document created by Certent CDM version: 20.11.1 using Fujitsu Interstage XWand -->
<linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/instance http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink">
    <roleRef roleURI="http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation" xlink:type="simple" xlink:href="re-20210428.xsd#ELRID_DocumentAndEntityInformation" />
    <presentationLink xlink:type="extended" xlink:role="http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation">
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_1" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentType" xlink:label="Locator_dei_DocumentType_2" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_1" xlink:to="Locator_dei_DocumentType_2" order="1.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_3" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_AmendmentFlag" xlink:label="Locator_dei_AmendmentFlag_4" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_3" xlink:to="Locator_dei_AmendmentFlag_4" order="2.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_5" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentQuarterlyReport" xlink:label="Locator_dei_DocumentQuarterlyReport_6" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_5" xlink:to="Locator_dei_DocumentQuarterlyReport_6" order="3.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_7" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="Locator_dei_DocumentPeriodEndDate_8" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_7" xlink:to="Locator_dei_DocumentPeriodEndDate_8" order="4.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_9" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentTransitionReport" xlink:label="Locator_dei_DocumentTransitionReport_10" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_9" xlink:to="Locator_dei_DocumentTransitionReport_10" order="5.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_11" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="Locator_dei_DocumentFiscalYearFocus_12" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_11" xlink:to="Locator_dei_DocumentFiscalYearFocus_12" order="6.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_13" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="Locator_dei_DocumentFiscalPeriodFocus_14" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_13" xlink:to="Locator_dei_DocumentFiscalPeriodFocus_14" order="7.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_15" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="Locator_dei_CurrentFiscalYearEndDate_16" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_15" xlink:to="Locator_dei_CurrentFiscalYearEndDate_16" order="8.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_17" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityFileNumber" xlink:label="Locator_dei_EntityFileNumber_18" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_17" xlink:to="Locator_dei_EntityFileNumber_18" order="9.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_19" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityRegistrantName" xlink:label="Locator_dei_EntityRegistrantName_20" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_19" xlink:to="Locator_dei_EntityRegistrantName_20" order="10.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_21" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="Locator_dei_EntityCentralIndexKey_22" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_21" xlink:to="Locator_dei_EntityCentralIndexKey_22" order="11.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_23" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="Locator_dei_EntityIncorporationStateCountryCode_24" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_23" xlink:to="Locator_dei_EntityIncorporationStateCountryCode_24" order="12.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_25" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityTaxIdentificationNumber" xlink:label="Locator_dei_EntityTaxIdentificationNumber_26" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_25" xlink:to="Locator_dei_EntityTaxIdentificationNumber_26" order="13.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_27" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressAddressLine1" xlink:label="Locator_dei_EntityAddressAddressLine1_28" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_27" xlink:to="Locator_dei_EntityAddressAddressLine1_28" order="14.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_29" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressAddressLine2" xlink:label="Locator_dei_EntityAddressAddressLine2_30" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_29" xlink:to="Locator_dei_EntityAddressAddressLine2_30" order="15.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_31" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressAddressLine3" xlink:label="Locator_dei_EntityAddressAddressLine3_32" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_31" xlink:to="Locator_dei_EntityAddressAddressLine3_32" order="16.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_33" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressCityOrTown" xlink:label="Locator_dei_EntityAddressCityOrTown_34" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_33" xlink:to="Locator_dei_EntityAddressCityOrTown_34" order="17.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_35" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressStateOrProvince" xlink:label="Locator_dei_EntityAddressStateOrProvince_36" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_35" xlink:to="Locator_dei_EntityAddressStateOrProvince_36" order="18.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_37" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressPostalZipCode" xlink:label="Locator_dei_EntityAddressPostalZipCode_38" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_37" xlink:to="Locator_dei_EntityAddressPostalZipCode_38" order="19.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_39" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressCountry" xlink:label="Locator_dei_EntityAddressCountry_40" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_39" xlink:to="Locator_dei_EntityAddressCountry_40" order="20.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_41" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CountryRegion" xlink:label="Locator_dei_CountryRegion_42" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_41" xlink:to="Locator_dei_CountryRegion_42" order="21.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_43" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CityAreaCode" xlink:label="Locator_dei_CityAreaCode_44" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_43" xlink:to="Locator_dei_CityAreaCode_44" order="22.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_45" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_LocalPhoneNumber" xlink:label="Locator_dei_LocalPhoneNumber_46" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_45" xlink:to="Locator_dei_LocalPhoneNumber_46" order="23.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_47" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="Locator_dei_EntityCurrentReportingStatus_48" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_47" xlink:to="Locator_dei_EntityCurrentReportingStatus_48" order="24.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_49" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityFilerCategory" xlink:label="Locator_dei_EntityFilerCategory_50" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_49" xlink:to="Locator_dei_EntityFilerCategory_50" order="25.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_51" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityInteractiveDataCurrent" xlink:label="Locator_dei_EntityInteractiveDataCurrent_52" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_51" xlink:to="Locator_dei_EntityInteractiveDataCurrent_52" order="26.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_53" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_WrittenCommunications" xlink:label="Locator_dei_WrittenCommunications_54" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_53" xlink:to="Locator_dei_WrittenCommunications_54" order="27.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_55" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SolicitingMaterial" xlink:label="Locator_dei_SolicitingMaterial_56" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_55" xlink:to="Locator_dei_SolicitingMaterial_56" order="28.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_57" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementTenderOffer" xlink:label="Locator_dei_PreCommencementTenderOffer_58" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_57" xlink:to="Locator_dei_PreCommencementTenderOffer_58" order="29.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_59" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="Locator_dei_PreCommencementIssuerTenderOffer_60" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_59" xlink:to="Locator_dei_PreCommencementIssuerTenderOffer_60" order="30.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_61" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityEmergingGrowthCompany" xlink:label="Locator_dei_EntityEmergingGrowthCompany_62" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_61" xlink:to="Locator_dei_EntityEmergingGrowthCompany_62" order="31.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_63" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntitySmallBusiness" xlink:label="Locator_dei_EntitySmallBusiness_64" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_63" xlink:to="Locator_dei_EntitySmallBusiness_64" order="32.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_65" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityShellCompany" xlink:label="Locator_dei_EntityShellCompany_66" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_65" xlink:to="Locator_dei_EntityShellCompany_66" order="33.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_67" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_Security12bTitle" xlink:label="Locator_dei_Security12bTitle_68" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_67" xlink:to="Locator_dei_Security12bTitle_68" order="34.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_69" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_TradingSymbol" xlink:label="Locator_dei_TradingSymbol_70" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_69" xlink:to="Locator_dei_TradingSymbol_70" order="35.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_71" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SecurityExchangeName" xlink:label="Locator_dei_SecurityExchangeName_72" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_71" xlink:to="Locator_dei_SecurityExchangeName_72" order="36.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_73" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="Locator_dei_EntityCommonStockSharesOutstanding_74" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_73" xlink:to="Locator_dei_EntityCommonStockSharesOutstanding_74" order="37.0" />
    </presentationLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>5
<FILENAME>ex991.htm
<DESCRIPTION>EXHIBIT 99-1
<TEXT>
<html>

<head>
    <meta content="text/html; charset=utf-8">




&nbsp;
    <!-- Licensed to: Everest Reinsurance
         Document created using EDGARfilings PROfile 7.4.0.0
         Copyright 1995 - 2021 Broadridge -->
  </head>

<body style="word-wrap:break-word;"><a name="page_1"></a><div bclpageborder="" style="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<div bclheader="">


<p style="margin:0in;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</div>
<p style="margin:0in;"><img align="left" alt="25th Anniversary Logo Hi Res Final for Email Signatures" border="0" height="84" src="ex991x0x0.gif" title="" width="218"></p>

<p style="margin:0in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:5.75pt;margin-right:0in;margin-top:10.2pt;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:24.0pt;">N</font></b><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:20.0pt;">EWS </font></b><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:24.0pt;">R</font></b><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:20.0pt;">ELEASE&nbsp;</font></b></p>

<p style="margin:0in;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:10.0pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-top:.25pt;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.5pt;">&nbsp;</font></b></p>

<p style="margin:0in;margin-left:0pt;"><img height="4" id="Group 1" src="ex991x0x1.gif" width="430"></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:10.2pt;margin-right:0in;margin-top:16.6pt;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">EVEREST RE GROUP, LTD.</font></b></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:10.2pt;margin-right:0in;margin-top:2.9pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Seon Place, 141 Front Street, 4<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup>
Floor, Hamilton HM 19, Bermuda</font></p>

<p style="margin:0in;margin-top:.05pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:9.5pt;">&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:9.4pt;margin-right:0in;margin-top:4.55pt;"><u><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">Contacts</font></u></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:9.4pt;margin-right:0in;margin-top:.05pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:12.6pt;">Media:</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;letter-spacing:-.05pt;line-height:12.6pt;"> </font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:12.6pt;">Dane&nbsp;</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;letter-spacing:-.05pt;line-height:12.6pt;"> </font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:12.6pt;">Lopes&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Investors:
Jon</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;letter-spacing:-.2pt;line-height:12.6pt;"> </font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:12.6pt;">Levenson&nbsp;</font></p>

<p style="margin:0in;margin-left:9.4pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:12.6pt;">Group Head of
Marketing</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;letter-spacing:-.4pt;line-height:12.6pt;"> </font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:12.6pt;">&amp;&nbsp;</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;letter-spacing:-.1pt;line-height:12.6pt;"> </font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:12.6pt;">Communications&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Head
of Investor</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;letter-spacing:.05pt;line-height:12.6pt;"> </font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:12.6pt;">Relations&nbsp;</font></p>

<p style="margin:0in;margin-bottom:.0001pt;margin-left:9.4pt;margin-right:0in;margin-top:.1pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:12.6pt;">Everest Global</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;letter-spacing:-.1pt;line-height:12.6pt;"> </font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:12.6pt;">Services,&nbsp;</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;letter-spacing:-.1pt;line-height:12.6pt;">
</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:12.6pt;">Inc.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Everest Global
Services, Inc.</font></p>

<p style="margin:0in;margin-left:9.4pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:12.6pt;">203.388.3977&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; 908.604.3169</font></p>

<p style="margin:0in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;margin-top:.5pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:9.5pt;">&nbsp;</font></p>

<p align="right" style="margin:0in;margin-bottom:.0001pt;margin-left:0in;margin-right:5.0pt;margin-top:.05pt;text-align:right;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;">For
Immediate Release</font></p>

<p style="margin:0in;margin-top:.2pt;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:10.0pt;">&nbsp;</font></p>

<p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.2pt;line-height:115%;">&nbsp;</font></b></p>

<p align="center" style="margin:0in;text-align:center;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Everest Re Group Reports First Quarter 2021 Results</font></b></p>

<p align="center" style="margin:0in;text-align:center;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Net Income of $342 Million Including $260 Million of
Net Operating Income</font></b></p>

<p align="center" style="margin:0in;text-align:center;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">14% Growth in Gross Written Premium with </font></b></p>

<p align="center" style="margin:0in;text-align:center;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Continued Attritional Underwriting Margin
Improvement&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></b></p>

<p style="margin:0in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">&nbsp;</font></p>

<p style="margin:0in;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">HAMILTON, Bermuda -- (BUSINESS WIRE) &#8211; April
28, 2021</font><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.15pt;line-height:150%;"> &#8211; Everest Re Group, Ltd.
(&#8220;Everest&#8221; or the &#8220;Company&#8221;) </font><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">today reported its 2021 first quarter
results.</font></p>

<p style="margin:0in;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">&nbsp;</font></p>

<p style="margin:0in;text-align:justify;"><u><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">First Quarter 2021 Highlights</font></u></p>

<ul type="disc" style="margin-bottom:0in;margin-top:0in;">
 <li style="margin:0in;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Net income of $342 million equal to $8.52 per share</font></li>
 <li style="margin:0in;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Net operating income of $260 million, equal to $6.49
     per share</font></li>
 <li style="margin:0in;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Gross written premium growth of 14% and net written
     premium growth of 16%</font></li>
 <li style="margin:0in;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Attritional combined ratio of 87.3%, a 2.5-point
     improvement year over year</font></li>
 <li style="margin:0in;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Underwriting income of $45 million inclusive of
     pre-tax net catastrophe losses of $270 million ($260 million net of
     reinstatement premiums)</font></li>
 <li style="margin:0in;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">No change to the Covid-19 Pandemic (&#8220;Pandemic&#8221;) loss
     provision</font></li>
 <li style="margin:0in;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Combined ratio of 98.1%</font></li>
 <li style="margin:0in;margin-bottom:10.0pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:115%;">Operating cashflow of $904 million for the
     quarter
 </font></li>
</ul>


<div bclfooter="">

 <p align="center" style="border:none;margin:0in;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">&nbsp;</font></font></p>
 <p align="center" style="border:none;margin:0in;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">1</font></font><font style="border:none;">&nbsp;</font></p>

</div>
</div><hr noshade="" style="page-break-after: always" align="center" width="100%" size="2"><a name="page_2"></a><div bclpageborder="" style="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<div bclheader="">


<p style="margin:0in;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</div>
<p style="margin:0in;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="background:white;font-size:12.0pt;line-height:150%;">The following
table summarizes the Company&#8217;s net income and related financial metrics.</font></p>










<p style="margin:0in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:10.0pt;">&nbsp;</font></p>

<div align="left"><table cellpadding="0" cellspacing="0" border="0" style="border-collapse:collapse;width:100%;">
 <tr style="height:15.75pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="63%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="10%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="7%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="10%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:24.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="63%" style="background:#DEEBF7;border:none;border-left:solid black 1.0pt;height:24.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">Net income and operating income</font></p>
  </td>
 <td nowrap="" valign="top" width="8%" style="background:#DEEBF7;border:none;height:24.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">Q1</font></p>
  </td>
 <td valign="top" width="10%" style="background:#DEEBF7;border:none;height:24.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">Year to Date</font></p>
  </td>
 <td nowrap="" valign="top" width="2%" style="background:#DEEBF7;border:none;height:24.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="7%" style="background:#DEEBF7;border:none;height:24.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">Q1</font></p>
  </td>
 <td valign="top" width="10%" style="background:#DEEBF7;border:none;border-right:solid black 1.0pt;height:24.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">Year to Date</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="63%" style="background:#DEEBF7;border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">All values in USD millions except for per share amounts
  and percentages</font></p>
  </td>
 <td nowrap="" valign="top" width="8%" style="background:#DEEBF7;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">2021</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="background:#DEEBF7;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">2021</font></p>
  </td>
 <td nowrap="" valign="top" width="2%" style="background:#DEEBF7;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="7%" style="background:#DEEBF7;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">2020</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="background:#DEEBF7;border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">2020</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="63%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><u><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">Everest Re Group</font></u></p>
  </td>
 <td nowrap="" valign="top" width="8%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="2%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="7%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="63%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">Net income</font></p>
  </td>
 <td nowrap="" valign="top" width="8%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&#160;341.9 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&#160;341.9 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="2%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="7%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&#160;16.6 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&#160;16.6 &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="63%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">Net operating income (loss)</font></p>
  </td>
 <td nowrap="" valign="top" width="8%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&#160;260.2 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&#160;260.2 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="2%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="7%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&#160;164.4 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&#160;164.4 &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="63%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="8%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="2%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="7%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="63%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">Net income per diluted common share</font></p>
  </td>
 <td nowrap="" valign="top" width="8%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&#160;8.52 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&#160;8.52 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="2%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="7%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&#160;0.41 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&#160;0.41 &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="63%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">Net operating income per diluted common share</font></p>
  </td>
 <td nowrap="" valign="top" width="8%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&#160;6.49 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&#160;6.49 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="2%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="7%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&#160;4.03 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&#160;4.03 &nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="63%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="8%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="2%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="7%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="63%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">Net income annualized return on average equity</font></p>
  </td>
 <td nowrap="" valign="top" width="8%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">15.0%</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">15.0%</font></p>
  </td>
 <td nowrap="" valign="top" width="2%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="7%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">0.8%</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">0.8%</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="63%" style="border-bottom:solid black 1.0pt;border-left:solid black 1.0pt;border-right:none;border-top:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">Net operating income annualized return on average equity</font></p>
  </td>
 <td nowrap="" valign="top" width="8%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">11.4%</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">11.4%</font></p>
  </td>
 <td nowrap="" valign="top" width="2%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="7%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">7.6%</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid black 1.0pt;border-top:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">7.6%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="63%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Notes</font></p>
  </td>
 <td nowrap="" valign="top" width="8%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="2%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="7%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="63%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">1/ Refer to the reconciliation of net income to net
  operating income found later in this release</font></p>
  </td>
 <td nowrap="" valign="top" width="8%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="2%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="7%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font face="Times New Roman,serif" style="font-size:12.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="background:white;font-size:12.0pt;line-height:150%;">Everest Re Group President
&amp; CEO Juan C. Andrade commented on the Company&#8217;s results:</font></p>

<p style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">&nbsp;</font></p>

<p style="margin:0in;margin-left:.5in;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="background:white;font-size:12.0pt;line-height:150%;">&#8220;Firstly, our
thoughts are with those impacted by the U.S. winter storms and the flooding in
Australia. I am very proud of the work our claims team is doing on the ground
to help those affected rebuild their lives.</font></p>

<p style="margin:0in;margin-left:.5in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">&nbsp;</font></p>

<p style="margin:0in;margin-left:.5in;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="background:white;font-size:12.0pt;line-height:150%;">Everest had a
strong start to 2021 with robust growth, strong overall profitability,
continued improvement in attritional underwriting margins, and excellent
investment performance. Our first quarter results further illustrate the
earnings power of Everest and our success in implementing our strategy to build
a broadly diversified company with a relentless focus on strong operational
performance and disciplined underwriting.&#8221;</font></p>

<p style="margin:0in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">&nbsp;</font></p>

<p style="margin:0in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">The following information summarizes the Company&#8217;s
underwriting results, on a consolidated basis and also by segment &#8211; Reinsurance
and Insurance, with selected commentary on results by segment. </font></p>


<div bclfooter="">

 <p align="center" style="border:none;margin:0in;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">&nbsp;</font></font></p>
 <p align="center" style="border:none;margin:0in;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">2</font></font><font style="border:none;">&nbsp;</font></p>

</div>
</div><hr noshade="" style="page-break-after: always" align="center" width="100%" size="2"><a name="page_3"></a><div bclpageborder="" style="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<div align="left"><table cellpadding="0" cellspacing="0" border="0" style="border-collapse:collapse;width:100%;">
 <tr style="height:16.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:12.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:12.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:12.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:12.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:12.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:12.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:12.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:12.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:12.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="background:#DEEBF7;border:none;border-left:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Underwriting information - Everest Re Group</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="background:#DEEBF7;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Q1</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="background:#DEEBF7;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Year to Date</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="background:#DEEBF7;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="background:#DEEBF7;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Q1</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="background:#DEEBF7;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Year to Date</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="background:#DEEBF7;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="2" nowrap="" valign="top" width="19%" style="background:#DEEBF7;border:none;border-right:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><u><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Year on Year </font></u></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="background:#DEEBF7;border:none;border-left:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">All values in USD millions except for percentages</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="background:#DEEBF7;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2021</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="background:#DEEBF7;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2021</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="background:#DEEBF7;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="background:#DEEBF7;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2020</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="background:#DEEBF7;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2020</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="background:#DEEBF7;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="background:#DEEBF7;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Q1</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="background:#DEEBF7;border:none;border-right:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Year to Date</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="border:none;border-left:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Gross written premium</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;2,931.4 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;2,931.4 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;2,570.9 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;2,570.9 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">14.0%</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">14.0%</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="border:none;border-left:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net written premium</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;2,553.9 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;2,553.9 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;2,201.5 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;2,201.5 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">16.0%</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">16.0%</font></p>
  </td>
 </tr>
<tr style="height:5.25pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="border:none;border-left:solid black 1.0pt;height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:5.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:5.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="border:none;border-left:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Combined ratio</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">98.1%</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">98.1%</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">98.6%</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">98.6%</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">-0.5 pts</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">-0.5 pts</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="border:none;border-left:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Attritional combined ratio</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">87.3%</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">87.3%</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">89.8%</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">89.8%</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">-2.5 pts</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">-2.5 pts</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="border:none;border-left:solid black 1.0pt;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="border:none;border-left:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Pre-tax net catastrophe losses</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;260.0 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;260.0 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;30.0 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;30.0 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="border:none;border-left:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Pre-tax net covid losses</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;150.0 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;150.0 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="border-bottom:solid black 1.0pt;border-left:solid black 1.0pt;border-right:none;border-top:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Pre-tax net prior year reserve development</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;(2.6)&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;(2.6)&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid black 1.0pt;border-top:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Notes</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td colspan="9" nowrap="" valign="top" width="100%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">1/ Attritional ratios exclude prior year reserve
  development, Covid-19 pandemic impacts, catastrophe losses, and reinstatement
  premiums</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;page-break-inside:avoid;">
  <td colspan="9" nowrap="" valign="top" width="100%" style="height:13.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2/Pre-tax net catastrophe losses are net of reinsurance
  and reinstatement premiums</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;text-align:justify;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Reinsurance segment</font></b></p>

<ul type="disc" style="margin-bottom:0in;margin-top:0in;">
 <li style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">The Reinsurance segment achieved strong growth with gross written
     premiums up 16% for the quarter, driven by a successful January 1 renewal
     season. The targeted and disciplined growth was driven by rate, increased
     shares on profitable deals, and new opportunities in property, casualty,
     specialty lines, and facultative business.</font></li>
</ul>

<p style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">&nbsp;</font></p>

<ul type="disc" style="margin-bottom:0in;margin-top:0in;">
 <li style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">The improved attritional combined ratio for the quarter included
     proactive underwriting actions to improve risk adjusted returns and
     achieve a lower loss ratio, while the acquisition expense ratio declined
     primarily due to changes in business mix. We continue to write a stronger,
     more diversified, and more profitable book.</font></li>
</ul>

<p style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">&nbsp;</font></p>

<ul type="disc" style="margin-bottom:0in;margin-top:0in;">
 <li style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">The April renewal season was successfully completed with the
     Reinsurance segment capturing rate increases on Japanese and
     retrocessional business and pro-rata busines benefitting from primary rate
     improvement.</font></li>
</ul>


<div bclfooter="">

 <p align="center" style="border:none;margin:0in;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">&nbsp;</font></font></p>
 <p align="center" style="border:none;margin:0in;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">3</font></font><font style="border:none;">&nbsp;</font></p>

</div>
</div><hr noshade="" style="page-break-after: always" align="center" width="100%" size="2"><a name="page_4"></a><div bclpageborder="" style="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<div bclheader="">


<p style="margin:0in;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</div>

<div align="left"><table cellpadding="0" cellspacing="0" border="0" style="border-collapse:collapse;width:100%;">
 <tr style="height:16.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="44%" style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="8%" style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:12.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-bottom:solid black 1.0pt;height:16.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:12.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="44%" style="background:#DEEBF7;border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Underwriting information - Reinsurance segment</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="background:#DEEBF7;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Q1</font></p>
  </td>
 <td nowrap="" width="9%" style="background:#DEEBF7;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Year to Date</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#DEEBF7;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="background:#DEEBF7;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Q1</font></p>
  </td>
 <td nowrap="" width="9%" style="background:#DEEBF7;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Year to Date</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#DEEBF7;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="2" nowrap="" valign="bottom" width="18%" style="background:#DEEBF7;border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><u><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Year on Year</font></u></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="44%" style="background:#DEEBF7;border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">All values in USD millions except for percentages</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="background:#DEEBF7;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2021</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="background:#DEEBF7;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2021</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#DEEBF7;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="background:#DEEBF7;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2020</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="background:#DEEBF7;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2020</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="background:#DEEBF7;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="8%" style="background:#DEEBF7;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Q1</font></p>
  </td>
 <td valign="top" width="10%" style="background:#DEEBF7;border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Year to Date</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="44%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Gross written premium</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;2,059.0 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;2,059.0 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;1,777.8 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;1,777.8 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="8%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">15.8%</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">15.8%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="44%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net written premium</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;1,912.9 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;1,912.9 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;1,613.1 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;1,613.1 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="8%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">18.6%</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">18.6%</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="44%" style="border:none;border-left:solid black 1.0pt;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="8%" style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="44%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Combined ratio</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">97.5%</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">97.5%</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">96.6%</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">96.6%</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="8%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">0.9 pts</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">0.9 pts</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="44%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Attritional combined ratio</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">85.5%</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">85.5%</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">87.8%</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">87.8%</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="8%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">-2.3 pts</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">-2.3 pts</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="44%" style="border:none;border-left:solid black 1.0pt;height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="8%" style="height:4.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:4.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="44%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Pre-tax net catastrophe losses</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;212.5 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;212.5 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;24.5 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;24.5 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="8%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="44%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Pre-tax net covid losses</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;110.0 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;110.0 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="8%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="44%" style="border-bottom:solid black 1.0pt;border-left:solid black 1.0pt;border-right:none;border-top:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Pre-tax net prior year reserve development</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;(1.8)&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;(1.8)&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;(2.6)&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;(2.6)&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="8%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid black 1.0pt;border-top:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="44%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">Notes</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="8%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td colspan="9" nowrap="" valign="top" width="100%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">1/ Attritional ratios exclude prior year reserve
  development, Covid-19 pandemic impacts, catastrophe losses, and reinstatement
  premiums</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td colspan="9" nowrap="" valign="top" width="100%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2/Pre-tax net catastrophe losses are net of reinsurance
  and reinstatement premiums</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;text-align:justify;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Insurance segment</font></b></p>

<ul type="disc" style="margin-bottom:0in;margin-top:0in;">
 <li style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">The Company&#8217;s Insurance segment achieved strong growth with gross
     written premiums, up 10% for the quarter (20% excluding worker&#8217;s
     compensation) with notable growth in specialty casualty,
     property/short-tail and professional liability classes of business, offset
     by reductions in workers&#8217; compensation as we purposely sought growth in
     lines with more attractive pricing.</font></li>
</ul>

<p style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">&nbsp;</font></p>

<ul type="disc" style="margin-bottom:0in;margin-top:0in;">
 <li style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">The improved attritional combined ratio for the quarter reflected a
     more profitable mix of business resulting from continued disciplined cycle
     management, with reductions in both the loss and expense ratios.</font></li>
</ul>

<p style="margin:0in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<ul type="disc" style="margin-bottom:0in;margin-top:0in;">
 <li style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Continued strong rate growth in excess of trend with renewal rate
     increases of 16% in the quarter excluding workers compensation, and up 10%
     including workers compensation.</font></li>
</ul>

<p style="margin:0in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>


<div bclfooter="">

 <p align="center" style="border:none;margin:0in;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">&nbsp;</font></font></p>
 <p align="center" style="border:none;margin:0in;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">4</font></font><font style="border:none;">&nbsp;</font></p>

</div>
</div><hr noshade="" style="page-break-after: always" align="center" width="100%" size="2"><a name="page_5"></a><div bclpageborder="" style="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<div bclheader="">


<p style="margin:0in;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</div>

<div align="left"><table cellpadding="0" cellspacing="0" border="0" style="border-collapse:collapse;width:100%;">
 <tr style="height:15.75pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="43%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="10%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="background:#DEEBF7;border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Underwriting information - Insurance segment</font></p>
  </td>
 <td nowrap="" width="9%" style="background:#DEEBF7;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Q1</font></p>
  </td>
 <td nowrap="" width="9%" style="background:#DEEBF7;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Year to Date</font></p>
  </td>
 <td nowrap="" width="1%" style="background:#DEEBF7;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="9%" style="background:#DEEBF7;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Q1</font></p>
  </td>
 <td nowrap="" width="9%" style="background:#DEEBF7;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Year to Date</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="background:#DEEBF7;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="2" nowrap="" valign="bottom" width="19%" style="background:#DEEBF7;border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><u><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Year on Year</font></u></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="background:#DEEBF7;border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">All values in USD millions except for percentages</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="background:#DEEBF7;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2021</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="background:#DEEBF7;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2021</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="background:#DEEBF7;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="background:#DEEBF7;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2020</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="background:#DEEBF7;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2020</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="background:#DEEBF7;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="background:#DEEBF7;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Q1</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="background:#DEEBF7;border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Year to Date</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Gross written premium</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;872.4 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;872.4 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;793.1 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;793.1 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">10.0%</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">10.0%</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net written premium</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;641.0 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;641.0 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;588.4 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;588.4 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">8.9%</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">8.9%</font></p>
  </td>
 </tr>
<tr style="height:6.75pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="border:none;border-left:solid black 1.0pt;height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:6.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Combined ratio</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">99.9%</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">99.9%</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">103.9%</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">103.9%</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">-4.0pts</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">-4.0pts</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Attritional combined ratio</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">92.2%</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">92.2%</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">94.9%</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">94.9%</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">-2.7 pts</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">-2.7 pts</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="border:none;border-left:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Pre-tax net catastrophe losses</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;47.5 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;47.5 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;5.5 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;5.5 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Pre-tax net covid losses</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;40.0 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;40.0 &nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="border-bottom:solid black 1.0pt;border-left:solid black 1.0pt;border-right:none;border-top:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Pre-tax net prior year reserve development</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&#160;-&#160;&#160; &nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="9%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid black 1.0pt;border-top:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="top" width="43%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Notes</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="1%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="9%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="10%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;page-break-inside:avoid;">
  <td colspan="9" nowrap="" valign="top" width="100%" style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">1/ Attritional ratios exclude prior year reserve
  development, Covid-19 pandemic impacts, catastrophe losses, and reinstatement
  premiums</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;page-break-inside:avoid;">
  <td colspan="9" nowrap="" valign="top" width="100%" style="height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2/Pre-tax net catastrophe losses are net of reinsurance
  and reinstatement premiums</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;text-align:justify;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Investments and Shareholders&#8217; Equity</font></b></p>

<ul type="disc" style="margin-bottom:0in;margin-top:0in;">
 <li style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Net investment income of $260.4 million for the quarter including
     alternative investment gains of $120.3 million for the quarter</font></li>
</ul>

<ul type="disc" style="margin-bottom:0in;margin-top:0in;">
 <li style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Total invested assets and cash of $25.9 billion at March 31, 2021,
     1.9% growth versus year end 2020</font></li>
 <li style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Shareholders&#8217; equity remained flat at $9.7 billion as of March 31,
     2021, versus year end 2020</font></li>
 <li style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Book value per diluted share of $241.57 at March 31, 2021</font></li>
 <li style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Common share dividends declared and paid in the quarter of $1.55 per
     share, equal to $62.2 million </font></li>
 <li style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Common share repurchases of $23.5 million during the quarter,
     representing 97,462 shares at an average price of $241.58 per share</font></li>
</ul>

<p style="margin:0in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:10.0pt;">&nbsp;</font></p>

<div align="left"><table cellpadding="0" cellspacing="0" border="0" style="border-collapse:collapse;width:100%;">
 <tr style="height:15.75pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="70%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="background:#DEEBF7;border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><b><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">Equity and Book Value per Share</font></b></p>
  </td>
 <td nowrap="" width="15%" style="background:#DEEBF7;border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><b><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">Q1</font></b></p>
  </td>
 <td nowrap="" width="15%" style="background:#DEEBF7;border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><b><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">Q1</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="background:#DEEBF7;border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><b><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">All values in USD millions except per share amounts</font></b></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="background:#DEEBF7;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><b><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">2021</font></b></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="background:#DEEBF7;border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><b><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">2020</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Beginning shareholders' equity</font></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">9,726.2</font></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">9,132.9</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net income</font></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">341.9</font></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">16.6</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Change in investment unrealized gains (URAD)</font></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(292.3)</font></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(248.0)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Dividends to shareholders</font></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(62.2)</font></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(63.3)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Purchase of treasury shares</font></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(23.5)</font></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(200.0)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other</font></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(7.2)</font></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(57.3)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Ending shareholders' equity</font></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">9,682.9</font></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">8,580.9</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Diluted common shares outstanding</font></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">40.1</font></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">40.0</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Book value per diluted common share</font></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">241.57</font></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">214.59</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="border:none;border-left:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Common share dividends paid - last 12 months</font></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">6.20</font></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="border:none;border-right:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">5.90</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;page-break-inside:avoid;">
  <td nowrap="" width="70%" style="border-bottom:solid black 1.0pt;border-left:solid black 1.0pt;border-right:none;border-top:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Dividend adjusted growth in BVPS - last 12 months</font></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">15.5%</font></p>
  </td>
 <td nowrap="" valign="top" width="15%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid black 1.0pt;border-top:none;height:15.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">7.2%</font></p>
  </td>
 </tr>
</table></div>




<div bclfooter="">

 <p align="center" style="border:none;margin:0in;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">&nbsp;</font></font></p>
 <p align="center" style="border:none;margin:0in;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">5</font></font><font style="border:none;">&nbsp;</font></p>

</div>
</div><hr noshade="" style="page-break-after: always" align="center" width="100%" size="2"><a name="page_6"></a><div bclpageborder="" style="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">
<p style="margin:0in;text-align:justify;"><i><font color="black" face="Times New Roman,serif" lang="EN-US" style="background:white;font-size:12.0pt;line-height:150%;">This news release contains forward-looking statements within
the meaning of the U.S. federal securities laws. We intend these
forward-looking statements to be covered by the safe harbor provisions for
forward-looking statements in the U.S. Federal securities laws. These
statements involve risks and uncertainties that could cause actual results to
differ materially from those contained in forward-looking statements made on
behalf of the Company. These risks and uncertainties include the impact of
general economic conditions and conditions affecting the insurance and
reinsurance industry, the adequacy of our reserves, our ability to assess
underwriting risk, trends in rates for property and casualty insurance and
reinsurance, competition, investment market and investment income fluctuations,
trends in insured and paid losses, catastrophes, pandemic, regulatory and legal
uncertainties and other factors described in our latest Annual Report on Form
10-K. The Company undertakes no obligation to publicly update or revise any
forward-looking statements, whether as a result of new information, future
events or otherwise.</font></i></p>

<p style="margin:0in;text-align:justify;"><i><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:6.0pt;line-height:150%;">&nbsp;</font></i></p>

<p style="margin:0in;text-align:justify;"><u><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">About Everest Re Group,</font></u><u><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.25pt;line-height:150%;"> </font></u><u><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Ltd.&nbsp;</font></u></p>

<p style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:6.0pt;line-height:150%;">&nbsp;</font></p>

<p style="margin:0in;margin-right:5.1pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Everest Re Group, Ltd. (&#8220;Everest&#8221;) is a leading
global provider of reinsurance and insurance, operating for close to 50 years
through subsidiaries in the U.S., Europe, Singapore, Canada, Bermuda, and other</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.15pt;line-height:150%;"> </font><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">territories.&nbsp;</font></p>

<p style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:6.0pt;line-height:150%;">&nbsp;</font></p>

<p style="margin:0in;margin-right:5.3pt;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Everest offers property, casualty, and specialty
products through its various operating affiliates located in key markets around
the world.</font></p>

<p style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:6.0pt;line-height:150%;">&nbsp;</font></p>

<p style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Everest common stock (NYSE:RE) is a component of the S&amp;P 500 index.</font></p>

<p style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:6.0pt;line-height:150%;">&nbsp;</font></p>

<p style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Additional information about Everest, our people, and our products can be
found on our website at </font><i><font color="windowtext" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">www.everestre.com</font></i><font color="windowtext" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;text-decoration:none;">. </font><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">All issuing companies may not do business in
all jurisdictions.</font></p>

<p style="margin:0in;text-align:justify;"><font color="black" face="Times New Roman,serif" lang="EN-US" style="font-size:6.0pt;line-height:150%;">&nbsp;</font></p>

<p style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.15pt;line-height:150%;">A conference call discussing the
second quarter results will be held at 8:00 a.m. Eastern Time on April 29,
2021.&#160; The call will be available on the Internet through the Company&#8217;s web
site </font><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">at </font><u><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">everestre.com/investors</font></u><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.15pt;line-height:150%;">.&nbsp;</font></p>

<p style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:6.0pt;letter-spacing:-.15pt;line-height:150%;">&nbsp;</font></p>

<p style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.15pt;line-height:150%;">Recipients are encouraged to visit
the Company&#8217;s web site to view supplemental financial information on the
Company&#8217;s results.&#160; The supplemental information is located at </font><font color="blue" face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.15pt;line-height:150%;">www.everestre.com&nbsp;</font><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.15pt;line-height:150%;"> in the &#8220;Investors/Financial Reports/Quarterly
Reports&#8221; section of the website.&#160; The supplemental financial
</font></p>


<div bclfooter="">

 <p align="center" style="border:none;margin:0in;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">&nbsp;</font></font></p>
 <p align="center" style="border:none;margin:0in;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">6</font></font><font style="border:none;">&nbsp;</font></p>

</div>
</div><hr noshade="" style="page-break-after: always" align="center" width="100%" size="2"><a name="page_7"></a><div bclpageborder="" style="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">
<p style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.15pt;line-height:150%;">information
may also be obtained by contacting the Company directly. </font></p>

<p style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.15pt;line-height:150%;">_______________________________________________</font></p>

<p style="margin:0in;text-align:justify;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">&nbsp;</font></sup></p>

<p style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">The Company
generally uses after-tax operating income (loss), a non-GAAP financial measure,
to evaluate its performance.&#160; After-tax operating income (loss) consists of net
income (loss) excluding after-tax net realized capital gains (losses) and
after-tax net foreign exchange income (expense) as the following reconciliation
displays:</font></p>

<p style="margin:0in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>

<p style="margin:0in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:10.0pt;">&nbsp;</font></p>

<div align="left"><table cellpadding="0" cellspacing="0" border="0" style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="49%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="7" nowrap="" valign="bottom" width="51%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="49%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="7" nowrap="" valign="bottom" width="51%" style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Three Months Ended March 31,</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="49%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(Dollars in thousands, except per share amounts)</font></p>
  </td>
 <td colspan="3" nowrap="" valign="bottom" width="25%" style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2021</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" valign="bottom" width="25%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2020</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="49%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" valign="bottom" width="25%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(unaudited)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;border-top:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="49%" style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="49%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Per Diluted</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Per Diluted</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="49%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Common</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Common</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="49%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Amount</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Share</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Amount</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Share</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="49%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="49%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net income (loss)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$341,862</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$8.52</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$16,612</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$0.41</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="49%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">After-tax net realized capital gains (losses)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">30,035</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">0.75</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(172,364)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(4.22)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="49%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">After-tax net foreign exchange income (expense)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">51,618</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1.29</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">24,604</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">0.60</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="49%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="49%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">After-tax operating income (loss)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$260,209</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$6.49</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$164,372</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$4.03</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="49%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td colspan="8" nowrap="" width="100%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(Some amounts may not reconcile due to rounding.)</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:11.0pt;line-height:10.0pt;">&nbsp;</font></p>

<p style="margin:0in;text-align:justify;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:150%;">Although net realized capital gains
(losses) and net foreign exchange income (expense) are an integral part of the
Company&#8217;s insurance operations, the determination of net realized capital gains
(losses) and foreign exchange income (expense) is independent of the insurance
underwriting process.&#160; The Company believes that the level of net realized
capital gains (losses) and net foreign exchange income (expense) for any
particular period is not indicative of the performance of the underlying
business in that particular period.&#160; Providing only a GAAP presentation of net
income (loss) makes it more difficult for users of the financial information to
evaluate the Company&#8217;s success or failure in its basic business and may lead to
incorrect or misleading assumptions and conclusions.&#160; The Company understands
that the equity analysts who follow the Company focus on after-tax operating
income (loss) in their analyses for the reasons discussed above.&#160; The Company
provides after-tax operating income (loss) to investors so that they have what
management believes to be a useful supplement to GAAP information concerning
the Company&#8217;s performance. </font></p>

<p style="margin:0in;text-align:justify;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.15pt;line-height:150%;">&nbsp;</font></b></p>

<p style="margin:0in;text-align:justify;"><b><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;letter-spacing:-.15pt;line-height:150%;">--Financial Details Follow--</font></b></p>


<div bclfooter="">

 <p align="center" style="border:none;margin:0in;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">&nbsp;</font></font></p>
 <p align="center" style="border:none;margin:0in;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">7</font></font><font style="border:none;">&nbsp;</font></p>

</div>
</div><hr noshade="" style="page-break-after: always" align="center" width="100%" size="2"><a name="page_8"></a><div bclpageborder="" style="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<div bclheader="">


<p style="margin:0in;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</div>

<div align="left"><table cellpadding="0" cellspacing="0" border="0" style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">EVEREST RE GROUP, LTD.</font></p>
  </td>
 <td nowrap="" valign="bottom" width="13%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="13%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">CONSOLIDATED STATEMENTS OF OPERATIONS</font></p>
  </td>
 <td nowrap="" valign="bottom" width="13%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="13%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">AND COMPREHENSIVE INCOME (LOSS)</font></p>
  </td>
 <td nowrap="" valign="bottom" width="13%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="13%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="73%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="13%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="13%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="73%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="13%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="1%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="13%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" width="27%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Three Months Ended </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" width="27%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">March 31,</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(Dollars in thousands, except per share amounts)</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2021</font></p>
  </td>
 <td nowrap="" width="1%" style="border:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2020</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(unaudited)</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">REVENUES:</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Premiums earned </font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$2,387,865</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$2,036,814</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net investment income</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">260,413</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">147,800</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Net realized capital gains (losses):</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 8.75pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Credit allowances on fixed maturity securities</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(6,977)</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(21,774)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 8.75pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other-than-temporary impairments on fixed maturity
  securities</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 8.75pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other net realized capital gains (losses)</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">45,879</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(188,814)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total net realized capital gains (losses)</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">38,902</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(210,588)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other income (expense)</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">56,593</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">7,990</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total revenues</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,743,773</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,982,016</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">CLAIMS AND EXPENSES:</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Incurred losses and loss adjustment expenses </font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,711,419</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,430,840</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Commission, brokerage, taxes and fees</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">489,011</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">448,522</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other underwriting expenses&#160; </font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">142,231</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">128,860</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Corporate expenses</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">12,378</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">9,833</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Interest, fees and bond issue cost amortization expense</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">15,639</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">7,583</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total claims and expenses</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,370,678</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,025,638</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">INCOME (LOSS) BEFORE TAXES</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">373,095</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(43,622)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Income tax expense (benefit)</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">31,233</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(60,234)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">NET INCOME (LOSS)</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$341,862</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$16,612</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other comprehensive income (loss), net of tax:</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 8.75pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Unrealized appreciation (depreciation)
  (&quot;URA(D)&quot;) on securities arising during the period</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(288,615)</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(279,398)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 8.75pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Reclassification adjustment for realized losses (gains) included
  in net income (loss)</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(3,666)</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">31,399</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 22.25pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total URA(D) on securities arising during the period</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(292,281)</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(247,999)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 8.75pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Foreign currency translation adjustments</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(9,582)</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(50,824)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 8.75pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Reclassification adjustment for amortization of net (gain)
  loss included in net income (loss)</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,043</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">920</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 22.25pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total benefit plan net gain (loss) for the period</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,043</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">920</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total other comprehensive income (loss), net of tax</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(299,820)</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(297,903)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">COMPREHENSIVE INCOME (LOSS)</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$42,042</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$(281,291)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="border:none;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">EARNINGS PER COMMON SHARE:</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 15.5pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Basic</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$8.53</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$0.41</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="73%" style="height:12.75pt;padding:0in 2.0pt 0in 15.5pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Diluted</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">8.52</font></p>
  </td>
 <td nowrap="" width="1%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="13%" style="height:12.75pt;padding:0in 5.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">0.41</font></p>
  </td>
 </tr>
</table></div>




<div bclfooter="">

 <p align="center" style="border:none;margin:0in;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">&nbsp;</font></font></p>
 <p align="center" style="border:none;margin:0in;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">8</font></font><font style="border:none;">&nbsp;</font></p>

</div>
</div><hr noshade="" style="page-break-after: always" align="center" width="100%" size="2"><a name="page_9"></a><div bclpageborder="" style="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<div bclheader="">


<p style="margin:0in;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:.7pt;">&nbsp;</font></p>


</div>

<div align="left"><table cellpadding="0" cellspacing="0" border="0" style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">EVEREST RE GROUP, LTD.</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">CONSOLIDATED BALANCE SHEETS</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.75pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="74%" style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><b><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:6.75pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="74%" style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><b><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">March 31,</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">December 31,</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(Dollars and share amounts in thousands, except par value
  per share)</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2021 </font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2020 </font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="74%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(unaudited)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">ASSETS:</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="12%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Fixed maturities - available for sale, at market value</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$20,407,480</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$20,040,173</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;page-break-inside:avoid;">
  <td width="74%" style="height:25.5pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(amortized cost: 2021, $19,932,190;&#160; 2020, $19,225,067,
  credit allowances: 2021, ($8,723); 2020, ($1,745))</font></p>
  </td>
 <td nowrap="" width="12%" style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:25.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Equity securities, at fair value</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,400,674</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,472,236</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Short-term investments (cost: 2021, $826,777; 2020,
  $1,135,088)</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">826,769</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,134,950</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other invested assets (cost: 2021, $2,173,221; 2020,
  $2,012,581)</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,173,221</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,012,581</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Cash</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,132,660</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">801,651</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 20.25pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total investments and cash</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">25,940,804</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">25,461,591</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Accrued investment income</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">156,330</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">141,304</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Premiums receivable</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,789,602</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,680,562</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Reinsurance receivables </font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,029,734</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">1,994,555</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Funds held by reinsureds</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">740,554</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">716,655</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Deferred acquisition costs</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">663,560</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">622,053</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Prepaid reinsurance premiums</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">441,606</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">412,015</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Income taxes</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">31,738</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">17,253</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other assets</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">801,424</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">742,369</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">TOTAL ASSETS</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$33,595,352</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$32,788,357</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:6.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="background:white;border:none;height:6.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">LIABILITIES:</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Reserve for losses and loss adjustment expenses</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">17,090,644</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">16,398,997</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Future policy benefit reserve</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">37,561</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">37,723</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Unearned premium reserve</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">3,704,189</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">3,501,359</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Funds held under reinsurance treaties</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">13,875</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">15,807</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other net payable to reinsurers</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">402,379</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">294,347</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Losses in course of payment</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">139,382</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">127,971</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Senior notes due 6/1/2044</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">397,224</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">397,194</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Senior notes due 10/1/2050</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">979,654</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">979,524</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Long term notes due 5/1/2067</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">223,699</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">223,674</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Borrowings from FHLB</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">310,000</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">310,000</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Accrued interest on debt and borrowings</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">24,035</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">10,460</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Unsettled securities payable</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">151,174</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">206,693</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Other liabilities</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">438,654</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">558,432</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 27.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total liabilities</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">23,912,470</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">23,062,181</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Preferred shares, par value: $0.01; 50,000 shares
  authorized;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">no shares issued and outstanding</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">-</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">-</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Common shares, par value: $0.01; 200,000 shares authorized;
  (2021) 69,816</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:15.0pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">and (2020) 69,620 outstanding before treasury shares</font></p>
  </td>
 <td nowrap="" width="12%" style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">698</font></p>
  </td>
 <td nowrap="" width="2%" style="height:15.0pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:15.0pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">696</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Additional paid-in capital</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,245,737</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">2,245,301</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Accumulated other comprehensive income (loss), net of
  deferred income tax expense</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 13.5pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(benefit) of $41,161 at 2021 and $80,451 at 2020</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">235,079</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">534,899</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Treasury shares, at cost; 29,734 shares (2021) and 29,636
  shares (2020)</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(3,645,717)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">(3,622,172)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Retained earnings</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">10,847,085</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">10,567,452</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 27.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">Total shareholders' equity </font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">9,682,882</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">9,726,176</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="74%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$33,595,352</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="12%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 3.0pt 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:8.0pt;">$32,788,357</font></p>
  </td>
 </tr>
</table></div>




<div bclfooter="">

 <p align="center" style="border:none;margin:0in;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">&nbsp;</font></font></p>
 <p align="center" style="border:none;margin:0in;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">9</font></font><font style="border:none;">&nbsp;</font></p>

</div>
</div><hr noshade="" style="page-break-after: always" align="center" width="100%" size="2"><a name="page_10"></a><div bclpageborder="" style="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<div align="left"><table cellpadding="0" cellspacing="0" border="0" style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="68%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">EVEREST RE GROUP, LTD.</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="68%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">CONSOLIDATED STATEMENTS OF CASH FLOWS&#160; </font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="68%" style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td nowrap="" valign="bottom" width="68%" style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" nowrap="" width="32%" style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Three Months Ended </font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan="3" width="32%" style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">March 31,</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(Dollars in thousands)</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2021</font></p>
  </td>
 <td nowrap="" width="2%" style="border:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 0in 0in 0in;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:12.0pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2020</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;height:8.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="center" style="margin:0in;page-break-after:avoid;text-align:center;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(unaudited)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;height:8.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">CASH FLOWS FROM OPERATING ACTIVITIES:</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="15%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net income (loss)</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$341,862</font></p>
  </td>
 <td nowrap="" width="2%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$16,612</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Adjustments to reconcile net income to net cash provided
  by operating activities:</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:10.5pt;padding:0in 2.0pt 0in 15.5pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Decrease (increase) in premiums receivable</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(105,460)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(119,548)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:10.5pt;padding:0in 2.0pt 0in 15.5pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Decrease (increase) in funds held by reinsureds, net</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(25,584)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(28,973)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:10.5pt;padding:0in 2.0pt 0in 15.5pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Decrease (increase) in reinsurance receivables</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(14,518)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(130,593)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:10.5pt;padding:0in 2.0pt 0in 15.5pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Decrease (increase) in income taxes</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">24,908</font></p>
  </td>
 <td nowrap="" width="2%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(65,114)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:10.5pt;padding:0in 2.0pt 0in 15.5pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Decrease (increase) in prepaid reinsurance premiums</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(27,071)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(10,572)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:10.5pt;padding:0in 2.0pt 0in 15.5pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Increase (decrease) in reserve for losses and loss
  adjustment expenses</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">655,054</font></p>
  </td>
 <td nowrap="" width="2%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">406,257</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:10.5pt;padding:0in 2.0pt 0in 15.5pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Increase (decrease) in future policy benefit reserve</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(162)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(915)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:10.5pt;padding:0in 2.0pt 0in 15.5pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Increase (decrease) in unearned premiums</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">196,631</font></p>
  </td>
 <td nowrap="" width="2%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">158,744</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:10.5pt;padding:0in 2.0pt 0in 15.5pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Increase (decrease) in other net payable to reinsurers</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">105,390</font></p>
  </td>
 <td nowrap="" width="2%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">95,555</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:10.5pt;padding:0in 2.0pt 0in 15.5pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Increase (decrease) in losses in course of payment</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">11,980</font></p>
  </td>
 <td nowrap="" width="2%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(1,422)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:10.5pt;padding:0in 2.0pt 0in 15.5pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Change in equity adjustments in limited partnerships</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(116,767)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(8,512)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:10.5pt;padding:0in 2.0pt 0in 15.5pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Distribution of limited partnership income</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">18,125</font></p>
  </td>
 <td nowrap="" width="2%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">11,108</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:10.5pt;padding:0in 2.0pt 0in 15.5pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Change in other assets and liabilities, net</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(149,464)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(45,259)</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:10.5pt;padding:0in 2.0pt 0in 15.5pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Non-cash compensation expense </font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">11,021</font></p>
  </td>
 <td nowrap="" width="2%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">9,393</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:10.5pt;padding:0in 2.0pt 0in 15.5pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Amortization of bond premium (accrual of bond discount)</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">17,323</font></p>
  </td>
 <td nowrap="" width="2%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">8,640</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:10.5pt;padding:0in 2.0pt 0in 15.5pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net realized capital (gains) losses </font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(38,902)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">210,588</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net cash provided by (used in) operating activities</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">904,366</font></p>
  </td>
 <td nowrap="" width="2%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">505,989</font></p>
  </td>
 </tr>
<tr style="height:6.75pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:white;border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">CASH FLOWS FROM INVESTING ACTIVITIES:</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Proceeds from fixed maturities matured/called - available
  for sale, at market value</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">818,352</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">656,070</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Proceeds from fixed maturities sold - available for sale,
  at market value</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">228,278</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">501,953</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Proceeds from equity securities sold, at fair value</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">281,313</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">112,841</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Distributions from other invested assets</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">52,211</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">104,085</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Cost of fixed maturities acquired - available for sale, at
  market value</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(1,776,730)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(1,359,281)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Cost of equity securities acquired, at fair value</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(174,981)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(76,513)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Cost of other invested assets acquired</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(98,939)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(152,269)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net change in short-term investments</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">308,585</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(27,882)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net change in unsettled securities transactions</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(93,610)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(17,185)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net cash provided by (used in) investing activities</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(455,521)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(258,181)</font></p>
  </td>
 </tr>
<tr style="height:6.75pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:6.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:white;border:none;height:6.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">CASH FLOWS FROM FINANCING ACTIVITIES:</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:white;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Common shares issued during the period for share-based
  compensation, net of expense</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(10,583)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(12,573)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Purchase of treasury shares</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(23,545)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(200,020)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Dividends paid to shareholders</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(62,229)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(63,277)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Proceeds from revolving credit borrowings</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">50,000</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Cost of debt repurchase</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">-</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(1,198)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Cost of shares withheld on settlements of share-based
  compensation awards</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(12,507)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:11.25pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(13,982)</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:7.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net cash provided by (used in) financing activities</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(108,864)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:7.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:7.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(241,050)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:white;border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">EFFECT OF EXCHANGE RATE CHANGES ON CASH</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">(8,972)</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2,832</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Net increase (decrease) in cash</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">331,009</font></p>
  </td>
 <td nowrap="" width="2%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">9,590</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:10.5pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Cash, beginning of period</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">801,651</font></p>
  </td>
 <td nowrap="" width="2%" style="height:10.5pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">808,036</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Cash, end of period</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$1,132,660</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;border-bottom:solid black 1.0pt;height:12.75pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$817,626</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="2%" style="height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="border:none;height:11.25pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:12.75pt;padding:0in 2.0pt 0in 2.0pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">SUPPLEMENTAL CASH FLOW INFORMATION:</font></p>
  </td>
 <td nowrap="" width="15%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="red" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="red" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:12.75pt;padding:0in 2.0pt 0in 15.5pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Income taxes paid (recovered)</font></p>
  </td>
 <td nowrap="" width="15%" style="height:12.75pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$6,417</font></p>
  </td>
 <td nowrap="" valign="bottom" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:white;height:12.75pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">$4,920</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;page-break-inside:avoid;">
  <td nowrap="" width="68%" style="height:12.75pt;padding:0in 2.0pt 0in 15.5pt;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">Interest paid </font></p>
  </td>
 <td nowrap="" width="15%" style="height:12.75pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">1,880</font></p>
  </td>
 <td nowrap="" width="2%" style="height:12.75pt;padding:0in 0in 0in 0in;">
  <p style="margin:0in;page-break-after:avoid;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap="" width="15%" style="background:white;height:12.75pt;padding:0in 4.25pt 0in 2.0pt;">
  <p align="right" style="margin:0in;page-break-after:avoid;text-align:right;"><font color="black" face="Times New Roman,serif" style="font-size:7.0pt;">2,817</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0in;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;">&nbsp;</font></p>




<div bclfooter="">

 <p align="center" style="border:none;margin:0in;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">&nbsp;</font></font></p>
 <p align="center" style="border:none;margin:0in;mso-border-shadow:yes;mso-line-height-rule:exactly;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:center;"><font style="border:none;"><font face="Times New Roman,serif" lang="EN-US" style="font-size:12.0pt;line-height:10.0pt;">10</font></font><font style="border:none;">&nbsp;</font></p>

</div>
</div><hr noshade="" align="center" width="100%" size="2"></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>ex991x0x0.gif
<TEXT>
begin 644 ex991x0x0.gif
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MFM,G!# %.#1D7=2S7S[D< 3_7>@ 1\C 6FZVF@/P0%65:5X!40"#)9F!)O7
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M6@^-9>,6:SI7!#3F6X%\*3#9Z'*::=(PC=TB_QL:<^":OQSFS6:C%!D;5V&
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MNB+0C#0(06BII+P,EB61</WA%I'X@Q=:_X](V. ((WIN1QESEP;<@@<LUC#
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1+6BLP=<,:H,!^$)&41(0 #L!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>ex991x0x1.gif
<TEXT>
begin 644 ex991x0x1.gif
M1TE&.#=AK@$$ /D                  "P     K@$$   ",)2/J<OM#Z.<
JM-J+L]Z\^P]F 0"$YHFFZLJV[@M'8QG7]HWG^LZ+9 \,"H?$8G%6   [

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>8
<FILENAME>re-20210428_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xml:lang="en-US"
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2020-01-31"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="re-20210428.xsd" xlink:type="simple"/>
    <context id="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001095073</identifier>
        </entity>
        <period>
            <startDate>2021-04-28</startDate>
            <endDate>2021-04-28</endDate>
        </period>
    </context>
    <dei:AmendmentFlag
      contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073"
      id="ID_1">false</dei:AmendmentFlag>
    <dei:EntityCentralIndexKey
      contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073"
      id="ID_19">0001095073</dei:EntityCentralIndexKey>
    <dei:DocumentType
      contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073"
      id="ID_0">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate
      contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073"
      id="ID_7">2021-04-28</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName
      contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073"
      id="ID_8">Everest Re Group, Ltd.</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode
      contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073"
      id="ID_13">D0</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber
      contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073"
      id="ID_2">1-15731</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber
      contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073"
      id="ID_14">98-0365432</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1
      contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073"
      id="ID_15">Seon Place &#x2013; 4th Floor</dei:EntityAddressAddressLine1>
    <dei:EntityAddressAddressLine2
      contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073"
      id="ID_3">141 Front Street</dei:EntityAddressAddressLine2>
    <dei:EntityAddressAddressLine3
      contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073"
      id="ID_9">PO Box HM 845</dei:EntityAddressAddressLine3>
    <dei:EntityAddressCityOrTown
      contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073"
      id="ID_16">Hamilton</dei:EntityAddressCityOrTown>
    <dei:EntityAddressPostalZipCode
      contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073"
      id="ID_4">HM 19</dei:EntityAddressPostalZipCode>
    <dei:EntityAddressCountry
      contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073"
      id="ID_17">BM</dei:EntityAddressCountry>
    <dei:CityAreaCode
      contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073"
      id="ID_18">441</dei:CityAreaCode>
    <dei:LocalPhoneNumber
      contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073"
      id="ID_10">295-0006</dei:LocalPhoneNumber>
    <dei:WrittenCommunications
      contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073"
      id="ID_5">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial
      contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073"
      id="ID_11">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer
      contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073"
      id="ID_12">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer
      contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073"
      id="ID_20">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle
      contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073"
      id="ID_23">Common Shares, $0.01 par value</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073"
      id="ID_22">RE</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073"
      id="ID_21">NYSE</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany
      contextRef="FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073"
      id="ID_6">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.21.1</span><table class="report" border="0" cellspacing="2" id="idm140063309570840">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document And Entity Information<br></strong></div></th>
<th class="th"><div>Apr. 28, 2021</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Apr. 28,  2021<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">1-15731<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">Everest Re Group, Ltd.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001095073<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation State Country Code</a></td>
<td class="text">D0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">98-0365432<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address Address Line 1</a></td>
<td class="text">Seon Place &#8211; 4th Floor<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine2', window );">Entity Address Address Line 2</a></td>
<td class="text">141 Front Street<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine3', window );">Entity Address Address Line 3</a></td>
<td class="text">PO Box HM 845<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address City Or Town</a></td>
<td class="text">Hamilton<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address Postal Zip Code</a></td>
<td class="text">HM 19<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCountry', window );">Entity Address Country</a></td>
<td class="text">BM<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">441<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">295-0006<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre Commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre Commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Security 12b Title</a></td>
<td class="text">Common Shares, $0.01 par value<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">RE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 2 such as Street or Suite number</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine3">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 3 such as an Office Park</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine3</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCountry">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>ISO 3166-1 alpha-2 country code.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCountry</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:countryCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>10
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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M=]W3CHG&K=!X#;[Q3X?#KHG&J]!TZVDF)_VN:Z3I%FA"1N/K>A(5M>5 TR
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M!Z.:60F]A%9JGZJ'-#ZH'C(*!?&Y'C[E>G@*-Y;&O%"N@GL!_]':-\*K^(+
M.7\N?<^E[[GT/:'2MS<C?6?!TXM;WD9N6\3[KC':US0N*&-7<LW(QU2ODRG8
M.9_ [/UH/I[Q[?K9)(2OFEDM(Q:02X&S022X_(O*\"K$">AD6R4)RU3393>*
M$IY"&V[I4_5*E=?EK[DHN#Q;Y.FOH70^+,_Y/%_GM,T+,T.W<DOJMI2^M28X
M2O2QS'!.'LL,.V<\DAVV=Z =-?OV77;D(Z4P4Y=#N!I"O@-MNIW<.CB>F)&Y
M"M-2D&_#^>G%>!KB.=D$N7V85VWGV-'1^^?!4;"C[SR6'<>(\J(A[J&&F,_#
M0X=Y>U^89Y7&4#04;6RL)"Q&MV"XU_$L%.!D8"V@!X.O40+R4E5@,5O& RN0
MHGQ,C$7H<.>77%_CT9+CVZ9EM6ZO*7<9;2)2.<)IF!-GJ\K>9;'!51W/55OR
ML+YJ/;053L_^6:W(GPP13A8+$DACE!>F2J+S&5.^YRM)Q%4XOT4SMA*7&+SC
MYL=Q3E.X$G:V#P(RN;LYJ7IE,6>F\M\M# DL6XA9$N)-7>W5YYN<KGHB=OJ7
M=\%@\OUPR4</Y3OG7_1=0ZY^]MWC^FZ3.TA,G'G%$0%T10(CE1P&%A<RY%#N
MDI &$P'-E,E$\ *"9*8<@)CZ"[WR#+DI%<ZM/CE_12R#ADY>TB42%(JP# 4A
M%W+C[^^3:G>,U_HL@6V$5#)DU1?*0XG!/3-R0]A4)?.NVB8+A=OB5,V[&KXF
M8$O#>FZ=+2?_VU[4/;07/4;SHYG@'K.'<YMZN,)%K/]8UA[Y,M\Y<-LZW@->
MYA,L0Z1^P7V*BH 1JV*^NJ]/^26<.[1[\8$@F_S6VZ3VW> ,?-2K6J5D*Q$_
M2P=\'Y(&8XQ;]#1?CQ1BK::QK<;:,0QY@%CS#*%F.-^'19H:,]6+K#F-"F]!
MU4#E/]O4#6CV#30<D05>,9FV-J/D3@H\W/[O#;#"Q([A[8N_ 5!+ P04
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MY?.J>ZC+N.HL?X;[:)'-M[#/)73)>UYN1]76^T$D7O!9QP<<GB-WPQ-',)^
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M%S?W1:[-XPFNWPQP>'3^ 5!+ P04    " #+A)Q299!YDAD!  #/ P  $P
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MKP   &1O8U!R;W!S+V-O<F4N>&UL4$L! A0#%     @ RX2<4IE<G",0!@
MG"<  !,              ( !S0$  'AL+W1H96UE+W1H96UE,2YX;6Q02P$"
M% ,4    " #+A)Q2'QE(TU<$  !S$0  &               @($."   >&PO
M=V]R:W-H965T<R]S:&5E=#$N>&UL4$L! A0#%     @ RX2<4I^@&_"Q @
MX@P   T              ( !FPP  'AL+W-T>6QE<RYX;6Q02P$"% ,4
M" #+A)Q2EXJ[',     3 @  "P              @ %W#P  7W)E;',O+G)E
M;'-02P$"% ,4    " #+A)Q2.JJBYT !   \ @  #P              @ %@
M$   >&PO=V]R:V)O;VLN>&UL4$L! A0#%     @ RX2<4B0>FZ*M    ^ $
M !H              ( !S1$  'AL+U]R96QS+W=O<FMB;V]K+GAM;"YR96QS
M4$L! A0#%     @ RX2<4F60>9(9 0  SP,  !,              ( !LA(
J %M#;VYT96YT7U1Y<&5S72YX;6Q02P4&      D "0 ^ @  _!,

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>13
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.21.1</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>96</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="re-20210428.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>000090 - Document - Document And Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation</Role>
      <ShortName>Document And Entity Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="re-20210428.htm">re-20210428.htm</File>
    <File>ex991.htm</File>
    <File>re-20210428.xsd</File>
    <File>re-20210428_lab.xml</File>
    <File>re-20210428_pre.xml</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy>http://xbrl.sec.gov/dei/2020-01-31</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>15
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "re-20210428.htm": {
   "axisCustom": 0,
   "axisStandard": 0,
   "contextCount": 1,
   "dts": {
    "definitionLink": {
     "remote": [
      "http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-eedm-def-2020-01-31.xml",
      "http://xbrl.fasb.org/srt/2020/elts/srt-eedm1-def-2020-01-31.xml"
     ]
    },
    "inline": {
     "local": [
      "re-20210428.htm"
     ]
    },
    "labelLink": {
     "local": [
      "re-20210428_lab.xml"
     ],
     "remote": [
      "https://xbrl.sec.gov/dei/2020/dei-doc-2020-01-31.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "re-20210428_pre.xml"
     ]
    },
    "referenceLink": {
     "remote": [
      "https://xbrl.sec.gov/dei/2020/dei-ref-2020-01-31.xml"
     ]
    },
    "schema": {
     "local": [
      "re-20210428.xsd"
     ],
     "remote": [
      "https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd",
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd",
      "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd",
      "http://xbrl.fasb.org/us-gaap/2020/elts/us-roles-2020-01-31.xsd",
      "http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "http://xbrl.fasb.org/srt/2020/elts/srt-types-2020-01-31.xsd",
      "http://xbrl.fasb.org/srt/2020/elts/srt-roles-2020-01-31.xsd",
      "https://xbrl.sec.gov/country/2020/country-2020-01-31.xsd",
      "http://xbrl.fasb.org/us-gaap/2020/elts/us-types-2020-01-31.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/deprecated-2009-12-16.xsd"
     ]
    }
   },
   "elementCount": 38,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2020-01-31": 2,
    "total": 2
   },
   "keyCustom": 0,
   "keyStandard": 96,
   "memberCustom": 0,
   "memberStandard": 0,
   "nsprefix": "re",
   "nsuri": "http://www.everestre.com/20210428",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "re-20210428.htm",
      "contextRef": "FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "000090 - Document - Document And Entity Information",
     "role": "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation",
     "shortName": "Document And Entity Information",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "re-20210428.htm",
      "contextRef": "FROM_Apr28_2021_TO_Apr28_2021_Entity_0001095073",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 0,
   "tag": {
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CountryRegion": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Region code of country",
        "label": "Country Region"
       }
      }
     },
     "localname": "CountryRegion",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CoverAbstract": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Cover page.",
        "label": "Cover [Abstract]"
       }
      }
     },
     "localname": "CoverAbstract",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "xbrltype": "stringItemType"
    },
    "dei_CurrentFiscalYearEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "End date of current fiscal year in the format --MM-DD.",
        "label": "Current Fiscal Year End Date"
       }
      }
     },
     "localname": "CurrentFiscalYearEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "gMonthDayItemType"
    },
    "dei_DocumentFiscalPeriodFocus": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Fiscal period values are FY, Q1, Q2, and Q3.  1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.",
        "label": "Document Fiscal Period Focus"
       }
      }
     },
     "localname": "DocumentFiscalPeriodFocus",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "fiscalPeriodItemType"
    },
    "dei_DocumentFiscalYearFocus": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.",
        "label": "Document Fiscal Year Focus"
       }
      }
     },
     "localname": "DocumentFiscalYearFocus",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "gYearItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is YYYY-MM-DD.",
        "label": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentQuarterlyReport": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as an quarterly report.",
        "label": "Document Quarterly Report"
       }
      }
     },
     "localname": "DocumentQuarterlyReport",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentTransitionReport": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as a transition report.",
        "label": "Document Transition Report"
       }
      }
     },
     "localname": "DocumentTransitionReport",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address Address Line 1"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressAddressLine2": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 2 such as Street or Suite number",
        "label": "Entity Address Address Line 2"
       }
      }
     },
     "localname": "EntityAddressAddressLine2",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressAddressLine3": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 3 such as an Office Park",
        "label": "Entity Address Address Line 3"
       }
      }
     },
     "localname": "EntityAddressAddressLine3",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address City Or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCountry": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "ISO 3166-1 alpha-2 country code.",
        "label": "Entity Address Country"
       }
      }
     },
     "localname": "EntityAddressCountry",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "countryCodeItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r7"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityCommonStockSharesOutstanding": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.",
        "label": "Entity Common Stock, Shares Outstanding"
       }
      }
     },
     "localname": "EntityCommonStockSharesOutstanding",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "sharesItemType"
    },
    "dei_EntityCurrentReportingStatus": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.",
        "label": "Entity Current Reporting Status"
       }
      }
     },
     "localname": "EntityCurrentReportingStatus",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r7"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityFilerCategory": {
     "auth_ref": [
      "r7"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.",
        "label": "Entity Filer Category"
       }
      }
     },
     "localname": "EntityFilerCategory",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "filerCategoryItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation State Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityInteractiveDataCurrent": {
     "auth_ref": [
      "r8"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).",
        "label": "Entity Interactive Data Current"
       }
      }
     },
     "localname": "EntityInteractiveDataCurrent",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r7"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityShellCompany": {
     "auth_ref": [
      "r7"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act.",
        "label": "Entity Shell Company"
       }
      }
     },
     "localname": "EntityShellCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntitySmallBusiness": {
     "auth_ref": [
      "r7"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicates that the company is a Smaller Reporting Company (SRC).",
        "label": "Entity Small Business"
       }
      }
     },
     "localname": "EntitySmallBusiness",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r7"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre Commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre Commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Security 12b Title"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r9"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    }
   },
   "unitCount": 0
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12"
  },
  "r5": {
   "Name": "Form 10-Q",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "308",
   "Subsection": "a"
  },
  "r6": {
   "Name": "Forms 10-K, 10-Q, 20-F",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13",
   "Subsection": "a-1"
  },
  "r7": {
   "Name": "Regulation 12B",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r8": {
   "Name": "Regulation S-T",
   "Number": "232",
   "Publisher": "SEC",
   "Section": "405"
  },
  "r9": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>16
<FILENAME>0001095073-21-000013-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001095073-21-000013-xbrl.zip
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M!O_<)2L;<8Z11S5 @C%1&K^+XIL^W/N?@+H@/!(Q7/.>V:0_(91X@:XSSQL
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MYN_O2;,KE<]363QG/DB51SX+[E8J"SH3E3GNZ]; <7Q>M?A(7$\_MYSTXQ(
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M#UOA82L\;(4G(K8^;/7YXO+L\A,>ML+#5GC8"E7+E@M9HY'#(\W4Y847/"^
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MPD/R$#@KI3B^Q6GFAO\7++I[N!>@&]AI(0ZL/TCW_#4(RM9;#VMYO.43V,"
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MDHS0R=VWP?WE>'AWV[X?U=GNAUV$\7%X>WE[-;S\BJ[N;J^'8]%%&+A#K8[
MC:]JH]HZ).9AA\1YO0_.,>@4[-U%J#[@W%K&>)M3YCV^W?((VL\\UUW LO(^
M<IDY3CO,/, V=<$)<:,(%JV7UXYD[3LDUG:'TR!),_3;,C_169P';]T9X;E+
MEV&6MG4';('+>@F.VJ(L('';2]S@>&&"%AS][WB8O*EO$%&4.%'-"L2;TV42
M!>D,YIKE& LOC,6LLV 29,AQ% QSYQ<%/]4)J[(QQ.[@DM8WU[67(N;4A!_W
MZQU_?MQD_Z%EW*'4BB>F%:3&,]I:'ASNOF#1@8GFMA'*Z6W? [_**JUHW8?%
MS6FE3^W%P*T)%C>[0=1>%B8GBR"JKRQMWXO.2_01P@U K_;RX" U>X%&&-S;
M"5<9WK(S6/-<#!-#[.=FW8;#X&#>942G89RF;]JB!LL4'4:-UV>S^86L5VAY
M5TD+%6-&!>?(#]AV==MYT!6'&\ TB>=@8;.MCMTL2X+),F-UO.UM+Z?Z$ GS
M-U@P#V$>IUU\ S]((, .5T6*(A%6&^,.-9S\5)@5@#\699CAJO4FJ\6M9=?S
MZ")K#6W%H7"NBS(5T;H3FQ-C>>*F]12;BLDK4)4=:3\8CH\YV(IE0MOZGB(V
M)B^8#TZ8[7$12'.6BCY[X3)MC^[  =='/&W/ .< )M0-@_^^0)UXZ^*YBR![
MR1QR/3R^P$KF]TT*H)BF;]J/@3<I_#4$1)48+&&K0( @^@F QBI>V!936ZE#
MP,1-',-=\ T@M&ZK.P"RG*M&J[3BB^PA\,.M@U/ZO*!12M\HZ,:-W,>\K*=#
MI#2A84!!6"\+3#"G6PNP(,!)5;S?GB.NIWC;D/(:(S/<L2L#7IC5#B!39ID[
MK+!E2J?+%ZSP[FZL$&KC]D(0.'QLY<6M'1[H@ULM$^JYR]:1B0AG@K:J+)K'
M.2SW#C@-9G_)PM\7N!^\"$IS^P(I<HY=>]P#)>!P#]8SN[ZF@S*_Q&(;@I00
M=\:5QX&.M]HU<8"HI-SE*],]K1',YB;O!?!G<X(OX2]N;:D-Q>$Z:>UJP<N"
M?-<<@*RUUPI==)A[0Y 3^.DF@3L)PB![P3"X7J"3]$6CX+",!5X=U& 2MTYK
M '4^,'N!#&T>Q%[N'-@<"YT4N1O_K\YDB(*7M3LH !&):3V""_>3G1.=QF$0
MYUG1_,Q@N/2RY0O7M<X-))Y6SBCR\FM_O16J?,OVW7+FDIFK5$'#B!V!S47P
M%JT5J/U^ ^]>0B?A*BV\<%3[!GG% 3\3$O,RA%1N'>=.ENF3+$:4U8*RFHGB
M"&I50@ OY&X4._C+'T.M9A1"*3#SK$T0^4MXN&)E:F7JH7V66^/\!TXN6&*
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MRR45XUB.)YS^K\,K'-D[D]"H-'XBA$19.5PQ?,;'WT]@AJ/>@C[W8TSX\,Y
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M+P4V-$9#D'0ZU-"I-B2II5)A]K)_^@I!\2[)UQ<POO\'4$L! A0#%     @
MRX2<4GBZ"_)&30  -.H%  D              ( !     &5X.3DQ+FAT;5!+
M 0(4 Q0    ( ,N$G%*ZDKZ@H1<  ->+   /              "  6U-  !R
M92TR,#(Q,#0R."YH=&U02P$"% ,4    " #+A)Q2LU17%88"  "Y"   #P
M            @ $[90  <F4M,C R,3 T,C@N>'-D4$L! A0#%     @ RX2<
M4E&=[W-9$0  \,T  !,              ( ![F<  ')E+3(P,C$P-#(X7VQA
M8BYX;6Q02P$"% ,4    " #+A)Q2R91-?,H&  #=4@  $P
M@ %X>0  <F4M,C R,3 T,CA?<')E+GAM;%!+!08     !0 % #,!  !S@
"   !

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
