<SEC-DOCUMENT>0001095073-22-000024.txt : 20221026
<SEC-HEADER>0001095073-22-000024.hdr.sgml : 20221026
<ACCEPTANCE-DATETIME>20221026162629
ACCESSION NUMBER:		0001095073-22-000024
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		15
CONFORMED PERIOD OF REPORT:	20221026
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20221026
DATE AS OF CHANGE:		20221026

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			EVEREST RE GROUP LTD
		CENTRAL INDEX KEY:			0001095073
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				980365432
		STATE OF INCORPORATION:			D0
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15731
		FILM NUMBER:		221333522

	BUSINESS ADDRESS:	
		STREET 1:		SEON PLACE, 4TH FLOOR
		STREET 2:		141 FRONT STREET
		CITY:			HAMILTON
		STATE:			D0
		ZIP:			HM 19
		BUSINESS PHONE:		4412950006

	MAIL ADDRESS:	
		STREET 1:		C/O REINSURANCE HOLDINGS INC
		STREET 2:		100 EVEREST WAY
		CITY:			WARREN
		STATE:			NJ
		ZIP:			07059

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EVEREST REINSURANCE GROUP LTD
		DATE OF NAME CHANGE:	19990915
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>re-20221026.htm
<DESCRIPTION>EARNINGS RELEASE 3Q22 8-K
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--Inline XBRL document created by Certent CDM HD version: 22.2.0 -->
<html xmlns="http://www.w3.org/1999/xhtml" xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:re="http://www.everestre.com/20221026" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:dei="http://xbrl.sec.gov/dei/2022" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2020-01-21" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:utr="http://www.xbrl.org/2009/utr" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" version="-//XBRL International//DTD XHTML Inline XBRL 1.1//EN" xml:lang="en-US">
<head><title>re-20221026</title>
<meta http-equiv="Content-Type" content="text/html;" />
</head>
<body style="background-color:RGB(230, 230, 230);font-family:Times New Roman;font-style:normal;font-size:14.72px;font-weight:normal;font-stretch:normal;color:#000000;">
<div style="display:none;">
<ix:header>
<ix:hidden>
<ix:nonNumeric id="ID_1" name="dei:AmendmentFlag" contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073" format="ixt:booleanfalse">FALSE</ix:nonNumeric>
<ix:nonNumeric id="ID_19" name="dei:EntityCentralIndexKey" contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073">0001095073</ix:nonNumeric>
</ix:hidden>
<ix:references xml:lang="en-US"><link:schemaRef xlink:href="re-20221026.xsd" xlink:type="simple" /></ix:references>
<ix:resources>

  <xbrli:context id="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073">

    <xbrli:entity>

      <xbrli:identifier scheme="http://www.sec.gov/CIK">0001095073</xbrli:identifier>

    </xbrli:entity>

    <xbrli:period>

      <xbrli:startDate>2022-10-26</xbrli:startDate>

      <xbrli:endDate>2022-10-26</xbrli:endDate>

    </xbrli:period>

  </xbrli:context>
</ix:resources>
</ix:header>
</div>
<div id="fixed-layout-inline-document" style="display:none;"></div><div id="Doc1" style="background-color:RGB(230, 230, 230);line-height:normal;font-family:Times New Roman;font-size:14.72px;font-weight:400;">
<div style="padding: 7px">
<div id="Page1" style="background-color:RGB(255, 255, 255);position:relative;margin-left:auto;margin-right:auto;overflow:hidden;border-style:solid;border-width:thin;border-color:RGB(198, 198, 198);page-break-after:always;width:816px;height:1056px;">
<div style="position:absolute; width:686.5px; height:1px; left:64.4px; top:386.1px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:686.5px; height:1px; left:64.8px; top:505.8px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:676px; height:1.9px; left:70.1px; top:599px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:29px; height:1px; left:181.1px; top:812.7px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:101.1px; height:1px; left:353.1px; top:812.7px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:194px; height:1px; left:523.7px; top:812.7px; background-color:#000000; ">&#160;</div>
<div id="a0" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-weight:bold;left:344px;top:96px;">UNITED STATES </div><div id="a2" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-weight:bold;left:236px;top:111px;">SECURITIES AND EXCHANGE COMMISSION </div><div id="a4" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;font-weight:bold;left:339px;top:126px;">Washington, D.C. 20549 </div><div id="a7" style="position:absolute;font-family:'Times New Roman';font-size:24px;font-weight:bold;left:349px;top:155px;">FORM </div><div id="a7_5_3" style="position:absolute;font-family:'Times New Roman';font-size:24px;font-weight:bold;left:429px;top:155px;"><ix:nonNumeric id="ID_0" name="dei:DocumentType" contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073">8-K</ix:nonNumeric></div><div id="a12" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-weight:bold;left:233px;top:192px;">Current Report Pursuant to Section 13 OR 15(d) of </div><div id="a14" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-weight:bold;left:283px;top:205px;">The Securities Exchange Act of 1934 </div><div id="a17" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:282px;top:234px;">Date of Report (Date of earliest event reported) </div><div id="a19" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:362px;top:247px;"><ix:nonNumeric id="ID_7" name="dei:DocumentPeriodEndDate" contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073" format="ixt:datemonthdayyearen">October 26, 2022</ix:nonNumeric></div><div id="a25" style="position:absolute;font-family:'Times New Roman';font-size:24px;font-weight:bold;left:288px;top:289px;"><ix:nonNumeric id="ID_8" name="dei:EntityRegistrantName" contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073">Everest Re Group, Ltd.</ix:nonNumeric></div><div id="a29" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:72px;top:332px;">(Exact name of registrant as specified in its charter) </div><div id="a32" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:155px;top:359px;"><ix:nonNumeric id="ID_13" name="dei:EntityIncorporationStateCountryCode" contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073" format="ixt-sec:edgarprovcountryen">Bermuda</ix:nonNumeric></div><div id="a34" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:386px;top:359px;"><ix:nonNumeric id="ID_2" name="dei:EntityFileNumber" contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073">1-15731</ix:nonNumeric></div><div id="a38" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:605px;top:359px;"><ix:nonNumeric id="ID_14" name="dei:EntityTaxIdentificationNumber" contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073">98-0365432</ix:nonNumeric></div><div id="a45" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:109px;top:396px;">(State or other jurisdiction </div><div id="a47" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:372px;top:396px;">(Commission </div><div id="a49" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:596px;top:396px;">(IRS Employer </div><div id="a51" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:134px;top:410px;">of incorporation) </div><div id="a53" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:372px;top:410px;">File Number) </div><div id="a55" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:587px;top:410px;">Identification No.) </div><div id="a60" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:233px;top:438px;"><ix:nonNumeric id="ID_15" name="dei:EntityAddressAddressLine1" contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073">Seon Place &#8211; 4th Floor</ix:nonNumeric></div><div id="a65" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:250px;top:451px;"><ix:nonNumeric id="ID_3" name="dei:EntityAddressAddressLine2" contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073">141 Front Street</ix:nonNumeric></div><div id="a68" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:248px;top:464px;"><ix:nonNumeric id="ID_9" name="dei:EntityAddressAddressLine3" contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073">PO Box HM 845</ix:nonNumeric></div><div id="a70" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:220px;top:478px;"><ix:nonNumeric id="ID_16" name="dei:EntityAddressCityOrTown" contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073">Hamilton</ix:nonNumeric></div><div id="a70_9_5" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:274px;top:478px;"><ix:nonNumeric id="ID_4" name="dei:EntityAddressPostalZipCode" contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073">HM 19</ix:nonNumeric></div><div id="a70_14_2" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:312px;top:478px;">, </div><div id="a70_16_7" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:319px;top:478px;"><ix:nonNumeric id="ID_17" name="dei:EntityAddressCountry" contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073" format="ixt-sec:countrynameen">Bermuda</ix:nonNumeric></div><div id="a72" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:596px;top:478px;">Not Applicable </div><div id="a77" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:188px;top:516px;">(Address of principal executive offices) </div><div id="a79" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:607px;top:516px;">(Zip Code) </div><div id="a82" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:231px;top:543px;">Registrant&#8217;s telephone number,<div style="display:inline-block;width:5px">&#160;</div>including area code </div><div id="a82_51_3" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:509px;top:543px;"><ix:nonNumeric id="ID_18" name="dei:CityAreaCode" contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073">441</ix:nonNumeric></div><div id="a82_54_1" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:529px;top:543px;">-</div><div id="a82_55_8" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:534px;top:543px;"><ix:nonNumeric id="ID_10" name="dei:LocalPhoneNumber" contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073">295-0006</ix:nonNumeric></div><div id="a89" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:367px;top:569px;">Not Applicable </div><div id="a92" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:72px;top:599px;">(Former name or former address, if changed since last report.) </div><div id="a96" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:72px;top:626px;">Check the appropriate box below if the Form 8-K filing is intended<div style="display:inline-block;width:5px">&#160;</div>to simultaneously satisfy the filing obligation of the </div><div id="a99" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:72px;top:639px;">registrant under any of the following provisions (see General Instruction<div style="display:inline-block;width:5px">&#160;</div>A.2. below): </div><div id="a102" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:72px;top:666px;"><ix:nonNumeric id="ID_5" name="dei:WrittenCommunications" contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></div><div id="a103" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:84px;top:666px;"><div style="display:inline-block;width:3px">&#160;</div>Written communications pursuant<div style="display:inline-block;width:5px">&#160;</div>to Rule 425 under the Securities Act (17 CFR 230.425) </div><div id="a108" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:72px;top:693px;"><ix:nonNumeric id="ID_11" name="dei:SolicitingMaterial" contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></div><div id="a109" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:84px;top:693px;"><div style="display:inline-block;width:3px">&#160;</div>Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17<div style="display:inline-block;width:5px">&#160;</div>CFR 240.14a-12) </div><div id="a117" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:72px;top:719px;"><ix:nonNumeric id="ID_12" name="dei:PreCommencementTenderOffer" contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></div><div id="a118" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:84px;top:719px;"><div style="display:inline-block;width:3px">&#160;</div>Pre-commencement communications pursuant to Rule 14d-2(b) under<div style="display:inline-block;width:5px">&#160;</div>the Exchange Act (17 CFR 240.14d-2(b)) </div><div id="a129" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:72px;top:746px;"><ix:nonNumeric id="ID_20" name="dei:PreCommencementIssuerTenderOffer" contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></div><div id="a130" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:84px;top:746px;"><div style="display:inline-block;width:3px">&#160;</div>Pre-commencement communications pursuant to Rule 13e-4(c) under<div style="display:inline-block;width:5px">&#160;</div>the Exchange Act (17 CFR 240.13e-4(c)) </div><div id="a140" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:72px;top:773px;">Securities registered pursuant to Section 12(b) of the Act:<div style="display:inline-block;width:8px">&#160;</div></div><div id="a143" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:181px;top:800px;">Class </div><div id="a146" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:354px;top:800px;">Trading Symbol(s) </div><div id="a149" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:524px;top:800px;">Name of Exchange where registered </div><div id="a151" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;font-weight:bold;left:102px;top:813px;"><ix:nonNumeric id="ID_23" name="dei:Security12bTitle" contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073">Common Shares, $0.01 par value</ix:nonNumeric></div><div id="a154" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;font-weight:bold;left:395px;top:813px;"><ix:nonNumeric id="ID_22" name="dei:TradingSymbol" contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073">RE</ix:nonNumeric></div><div id="a157" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;font-weight:bold;left:545px;top:813px;"><ix:nonNumeric id="ID_21" name="dei:SecurityExchangeName" contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073" format="ixt-sec:exchnameen">New York Stock Exchange</ix:nonNumeric></div><div id="a160" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:72px;top:840px;">Indicate by check mark whether the registrant is an emerging growth<div style="display:inline-block;width:5px">&#160;</div>company as defined in Rule 405 of the Securities Act of </div><div id="a161" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:72px;top:853px;">1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange<div style="display:inline-block;width:5px">&#160;</div>Act of 1934 (&#167;240.12b-2 of this chapter). </div><div id="a171" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:586px;top:880px;">Emerging growth company</div><div id="a172" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:732px;top:880px;"><ix:nonNumeric id="ID_6" name="dei:EntityEmergingGrowthCompany" contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></div><div id="a173" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:744px;top:880px;"><div style="display:inline-block;width:3px">&#160;</div></div><div id="a176" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:72px;top:906px;">If an emerging growth company,<div style="display:inline-block;width:5px">&#160;</div>indicate by check mark if the registrant has elected not to use the extended transition period </div><div id="a178" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:72px;top:920px;">for complying with any new or revised financial accounting standards<div style="display:inline-block;width:5px">&#160;</div>provided pursuant to Section 12(a) of the Exchange </div><div id="a180" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:72px;top:933px;">Act.<div style="display:inline-block;width:3px">&#160;</div></div><div id="a182" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;left:101px;top:933px;">&#9744;</div></div>
</div>
<div style="padding: 7px">
<div id="Page2" style="background-color:RGB(255, 255, 255);position:relative;margin-left:auto;margin-right:auto;overflow:hidden;border-style:solid;border-width:thin;border-color:RGB(198, 198, 198);page-break-after:always;width:816px;height:1056px;">
<div style="position:absolute; width:49px; height:1px; left:214.8px; top:401.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:68.5px; height:1px; left:214.8px; top:428px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:68.5px; height:1px; left:470.9px; top:428px; background-color:#000000; ">&#160;</div>
<div id="a184" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:72px;top:93px;">ITEM 2.02 </div><div id="a186" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:163px;top:93px;">DISCLOSURE OF RESULTS OF OPERATIONS<div style="display:inline-block;width:5px">&#160;</div>AND FINANCIAL CONDITION </div><div id="a188" style="position:absolute;font-family:'Times New Roman';left:72px;top:107px;"><div style="display:inline-block;width:4px">&#160;</div></div><div id="a190" style="position:absolute;font-family:'Times New Roman';left:72px;top:120px;">On October 26, 2022, the registrant issued a news release announcing its third quarter 2022 results. A copy of that </div><div id="a193" style="position:absolute;font-family:'Times New Roman';left:72px;top:133px;">news release is furnished herewith as Exhibit 99.1 and is incorporated herein<div style="display:inline-block;width:2px">&#160;</div>by reference.<div style="display:inline-block;width:7px">&#160;</div></div><div id="a196" style="position:absolute;font-family:'Times New Roman';left:72px;top:160px;">The<div style="display:inline-block;width:7px">&#160;</div>news<div style="display:inline-block;width:6px">&#160;</div>release<div style="display:inline-block;width:7px">&#160;</div>furnished<div style="display:inline-block;width:6px">&#160;</div>herewith<div style="display:inline-block;width:6px">&#160;</div>contains<div style="display:inline-block;width:6px">&#160;</div>information<div style="display:inline-block;width:6px">&#160;</div>regarding<div style="display:inline-block;width:6px">&#160;</div>the<div style="display:inline-block;width:6px">&#160;</div>registrant&#8217;s<div style="display:inline-block;width:7px">&#160;</div>operating<div style="display:inline-block;width:6px">&#160;</div>income<div style="display:inline-block;width:6px">&#160;</div>(loss).<div style="display:inline-block;width:3px">&#160;</div></div><div id="a197" style="position:absolute;font-family:'Times New Roman';left:72px;top:173px;">Operating<div style="display:inline-block;width:7px">&#160;</div>income<div style="display:inline-block;width:7px">&#160;</div>(loss)<div style="display:inline-block;width:7px">&#160;</div>differs<div style="display:inline-block;width:7px">&#160;</div>from<div style="display:inline-block;width:7px">&#160;</div>net<div style="display:inline-block;width:7px">&#160;</div>income<div style="display:inline-block;width:7px">&#160;</div>(loss)<div style="display:inline-block;width:7px">&#160;</div>attributable<div style="display:inline-block;width:7px">&#160;</div>to<div style="display:inline-block;width:7px">&#160;</div>Everest<div style="display:inline-block;width:7px">&#160;</div>Re<div style="display:inline-block;width:7px">&#160;</div>Group,<div style="display:inline-block;width:7px">&#160;</div>the<div style="display:inline-block;width:7px">&#160;</div>most<div style="display:inline-block;width:7px">&#160;</div>directly </div><div id="a199" style="position:absolute;font-family:'Times New Roman';left:72px;top:187px;">comparable generally<div style="display:inline-block;width:6px">&#160;</div>accepted accounting<div style="display:inline-block;width:6px">&#160;</div>principle financial<div style="display:inline-block;width:6px">&#160;</div>measure, by<div style="display:inline-block;width:6px">&#160;</div>the exclusion<div style="display:inline-block;width:6px">&#160;</div>of net<div style="display:inline-block;width:6px">&#160;</div>gains (losses)<div style="display:inline-block;width:6px">&#160;</div>on </div><div id="a201" style="position:absolute;font-family:'Times New Roman';left:72px;top:200px;">investments<div style="display:inline-block;width:6px">&#160;</div>and<div style="display:inline-block;width:6px">&#160;</div>net<div style="display:inline-block;width:6px">&#160;</div>foreign<div style="display:inline-block;width:6px">&#160;</div>exchange<div style="display:inline-block;width:6px">&#160;</div>income<div style="display:inline-block;width:6px">&#160;</div>(expense).<div style="display:inline-block;width:6px">&#160;</div>Management<div style="display:inline-block;width:6px">&#160;</div>believes<div style="display:inline-block;width:6px">&#160;</div>that<div style="display:inline-block;width:6px">&#160;</div>presentation<div style="display:inline-block;width:6px">&#160;</div>of<div style="display:inline-block;width:6px">&#160;</div>operating </div><div id="a205" style="position:absolute;font-family:'Times New Roman';left:72px;top:213px;">income<div style="display:inline-block;width:6px">&#160;</div>(loss)<div style="display:inline-block;width:6px">&#160;</div>provides<div style="display:inline-block;width:6px">&#160;</div>useful<div style="display:inline-block;width:6px">&#160;</div>information<div style="display:inline-block;width:6px">&#160;</div>to<div style="display:inline-block;width:6px">&#160;</div>investors<div style="display:inline-block;width:7px">&#160;</div>because<div style="display:inline-block;width:6px">&#160;</div>it<div style="display:inline-block;width:7px">&#160;</div>more<div style="display:inline-block;width:6px">&#160;</div>accurately<div style="display:inline-block;width:6px">&#160;</div>measures<div style="display:inline-block;width:6px">&#160;</div>and<div style="display:inline-block;width:7px">&#160;</div>predicts<div style="display:inline-block;width:6px">&#160;</div>the </div><div id="a206" style="position:absolute;font-family:'Times New Roman';left:72px;top:227px;">registrant&#8217;s results<div style="display:inline-block;width:5px">&#160;</div>of operations by removing the<div style="display:inline-block;width:5px">&#160;</div>variability arising from both the<div style="display:inline-block;width:5px">&#160;</div>management of the registrant&#8217;s </div><div id="a208" style="position:absolute;font-family:'Times New Roman';left:72px;top:240px;">investment portfolio<div style="display:inline-block;width:6px">&#160;</div>and the<div style="display:inline-block;width:6px">&#160;</div>fluctuations of<div style="display:inline-block;width:6px">&#160;</div>foreign currency<div style="display:inline-block;width:6px">&#160;</div>exchange rates.<div style="display:inline-block;width:6px">&#160;</div>In addition,<div style="display:inline-block;width:6px">&#160;</div>management, analysts </div><div id="a209" style="position:absolute;font-family:'Times New Roman';left:72px;top:253px;">and investors use operating income (loss) to evaluate the financial performance of the<div style="display:inline-block;width:5px">&#160;</div>registrant and the insurance </div><div id="a210" style="position:absolute;font-family:'Times New Roman';left:72px;top:267px;">industry in general.<div style="display:inline-block;width:7px">&#160;</div></div><div id="a214" style="position:absolute;font-family:'Times New Roman';left:72px;top:293px;">In<div style="display:inline-block;width:6px">&#160;</div>accordance<div style="display:inline-block;width:6px">&#160;</div>with<div style="display:inline-block;width:6px">&#160;</div>general<div style="display:inline-block;width:6px">&#160;</div>instruction<div style="display:inline-block;width:6px">&#160;</div>B.2<div style="display:inline-block;width:6px">&#160;</div>of<div style="display:inline-block;width:6px">&#160;</div>Form<div style="display:inline-block;width:6px">&#160;</div>8-K,<div style="display:inline-block;width:6px">&#160;</div>the<div style="display:inline-block;width:6px">&#160;</div>information<div style="display:inline-block;width:6px">&#160;</div>in<div style="display:inline-block;width:6px">&#160;</div>this<div style="display:inline-block;width:6px">&#160;</div>report,<div style="display:inline-block;width:6px">&#160;</div>including<div style="display:inline-block;width:6px">&#160;</div>exhibits,<div style="display:inline-block;width:6px">&#160;</div>is </div><div id="a217" style="position:absolute;font-family:'Times New Roman';left:72px;top:307px;">furnished pursuant<div style="display:inline-block;width:5px">&#160;</div>to Item<div style="display:inline-block;width:6px">&#160;</div>2.02 and<div style="display:inline-block;width:6px">&#160;</div>shall not<div style="display:inline-block;width:6px">&#160;</div>be deemed<div style="display:inline-block;width:5px">&#160;</div>&#8220;filed&#8221; for<div style="display:inline-block;width:6px">&#160;</div>the purposes<div style="display:inline-block;width:5px">&#160;</div>of Section<div style="display:inline-block;width:6px">&#160;</div>18 of<div style="display:inline-block;width:6px">&#160;</div>the Securities </div><div id="a218" style="position:absolute;font-family:'Times New Roman';left:72px;top:320px;">Exchange Act of 1934, or otherwise subject to the liability of that section.<div style="display:inline-block;width:6px">&#160;</div></div><div id="a225" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:72px;top:373px;">ITEM 9.01 </div><div id="a227" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:215px;top:373px;">FINANCIAL STATEMENTS<div style="display:inline-block;width:5px">&#160;</div>AND EXHIBITS </div><div id="a229" style="position:absolute;font-family:'Times New Roman';left:72px;top:387px;">(c) </div><div id="a232" style="position:absolute;font-family:'Times New Roman';left:215px;top:387px;">Exhibits </div><div id="a241" style="position:absolute;font-family:'Times New Roman';left:215px;top:413px;">Exhibit No. </div><div id="a243" style="position:absolute;font-family:'Times New Roman';left:471px;top:413px;">Description </div><div id="a251" style="position:absolute;font-family:'Times New Roman';left:215px;top:440px;">99.1 </div><div id="a253" style="position:absolute;font-family:'Times New Roman';left:471px;top:440px;">News Release of the registrant, </div><div id="a258" style="position:absolute;font-family:'Times New Roman';left:471px;top:453px;">dated October 26, 2022 </div></div>
</div>
<div style="padding: 7px">
<div id="Page3" style="background-color:RGB(255, 255, 255);position:relative;margin-left:auto;margin-right:auto;overflow:hidden;border-style:solid;border-width:thin;border-color:RGB(198, 198, 198);page-break-after:always;width:816px;height:1056px;">
<div style="position:absolute; width:318.1px; height:1px; left:457.6px; top:242.3px; background-color:#000000; ">&#160;</div>
<div id="a267" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:72px;top:93px;">SIGNATURES </div><div id="a270" style="position:absolute;font-family:'Times New Roman';left:72px;top:120px;">Pursuant to the requirements of the Securities Exchange Act of 1934, the<div style="display:inline-block;width:2px">&#160;</div>registrant has duly caused this report to </div><div id="a271" style="position:absolute;font-family:'Times New Roman';left:72px;top:133px;">be signed on its behalf by the undersigned hereunto duly authorized. </div><div id="a277" style="position:absolute;font-family:'Times New Roman';left:465px;top:173px;">EVEREST RE GROUP, LTD. </div><div id="a292" style="position:absolute;font-family:'Times New Roman';left:426px;top:227px;">By:<div style="display:inline-block;width:4px">&#160;</div></div><div id="a294" style="position:absolute;font-family:'Times New Roman';left:465px;top:227px;">/S/ ROBERT J. FREILING </div><div id="a300" style="position:absolute;font-family:'Times New Roman';left:465px;top:241px;">Robert J. Freiling </div><div id="a304" style="position:absolute;font-family:'Times New Roman';left:465px;top:254px;">Senior Vice President and<div style="display:inline-block;width:4px">&#160;</div></div><div id="a309" style="position:absolute;font-family:'Times New Roman';left:465px;top:267px;">Chief Accounting Officer </div><div id="a316" style="position:absolute;font-family:'Times New Roman';left:72px;top:307px;">Dated:<div style="display:inline-block;width:7px">&#160;</div>October 26, 2022 </div></div>
</div>
<div style="padding: 7px">
<div id="Page4" style="background-color:RGB(255, 255, 255);position:relative;margin-left:auto;margin-right:auto;overflow:hidden;border-style:solid;border-width:thin;border-color:RGB(198, 198, 198);page-break-after:always;width:816px;height:1056px;">
<div style="position:absolute; width:52.2px; height:1px; left:72px; top:175.1px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:156.5px; height:1px; left:303.3px; top:175.1px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:55.4px; height:1px; left:607.3px; top:175.1px; background-color:#000000; ">&#160;</div>
<div id="a322" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:72px;top:93px;">EXHIBIT INDEX </div><div id="a327" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:72px;top:147px;">Exhibit</div><div id="a332" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:72px;top:160px;">Number</div><div id="a335" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:303px;top:160px;">Description of Document </div><div id="a337" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:607px;top:160px;">Page No. </div><div id="a343" style="position:absolute;font-family:'Times New Roman';color:#0563C1;left:72px;top:187px;"><a href="ex991.htm" style="color:#0563C1;text-decoration:underline;">99.1</a></div><div id="a346" style="position:absolute;font-family:'Times New Roman';color:#0563C1;left:303px;top:187px;"><a href="ex991.htm" style="color:#0563C1;text-decoration:underline;">News Release of registrant,</a></div><div id="a351" style="position:absolute;font-family:'Times New Roman';color:#0563C1;left:303px;top:200px;"><a href="ex991.htm" style="color:#0563C1;text-decoration:underline;">dated October 26, 2022</a></div><div id="a355" style="position:absolute;font-family:'Times New Roman';left:607px;top:200px;">5 </div><div id="a361" style="position:absolute;font-family:'Times New Roman';left:72px;top:227px;">104 </div><div id="a364" style="position:absolute;font-family:'Times New Roman';left:303px;top:227px;">Cover Page Interactive Data File (embedded </div><div id="a365" style="position:absolute;font-family:'Times New Roman';left:303px;top:240px;">within the Inline XBRL document </div></div>
</div>
</div>
</body>
</html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>2
<FILENAME>re-20221026.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL document created by Certent CDM version: 22.2.0 using Fujitsu Interstage XWand -->
<schema targetNamespace="http://www.everestre.com/20221026" elementFormDefault="qualified" xmlns="http://www.w3.org/2001/XMLSchema" xmlns:re="http://www.everestre.com/20221026" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance">
    <annotation>
        <appinfo>
            <link:linkbaseRef xlink:type="simple" xlink:href="re-20221026_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
            <link:linkbaseRef xlink:type="simple" xlink:href="re-20221026_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
            <link:linkbaseRef xlink:type="simple" xlink:href="re-20221026_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
            <link:roleType roleURI="http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation" id="ELRID_DocumentAndEntityInformation">
                <link:definition>000090 - Document - Document And Entity Information</link:definition>
                <link:usedOn>link:presentationLink</link:usedOn>
                <link:usedOn>link:definitionLink</link:usedOn>
                <link:usedOn>link:calculationLink</link:usedOn>
            </link:roleType>
        </appinfo>
    </annotation>
    <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
    <import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" />
    <import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd" />
    <import namespace="http://www.xbrl.org/2009/role/net" schemaLocation="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd" />
    <import namespace="http://xbrl.sec.gov/dei/2022" schemaLocation="https://xbrl.sec.gov/dei/2022/dei-2022.xsd" />
</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>3
<FILENAME>re-20221026_def.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL document created by Certent CDM version: 22.2.0 using Fujitsu Interstage XWand -->
<linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/instance http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrldt="http://xbrl.org/2005/xbrldt">
    <roleRef roleURI="http://xbrl.sec.gov/dei/role/document/DocumentInformation" xlink:type="simple" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#di" />
    <roleRef roleURI="http://xbrl.sec.gov/dei/role/document/AuditInformation" xlink:type="simple" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#ai" />
    <roleRef roleURI="http://xbrl.sec.gov/dei/role/document/EntityInformationEntitiesTable" xlink:type="simple" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#EntityInformationEntitiesTable" />
    <roleRef roleURI="http://xbrl.sec.gov/dei/role/document/EntityInformationEntityAddressesTable" xlink:type="simple" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#EntityInformationEntityAddressesTable" />
    <roleRef roleURI="http://xbrl.sec.gov/dei/role/document/EntityInformationEntityListingsTable" xlink:type="simple" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#EntityInformationEntityListingsTable" />
    <roleRef roleURI="http://xbrl.sec.gov/dei/role/document/EntityInformationNameChangeEventTable" xlink:type="simple" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#EntityInformationNameChangeEventTable" />
    <arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all" />
    <definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/dei/role/document/DocumentInformation">
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentInformationLineItems" xlink:label="Locator_dei_DocumentInformationLineItems_1" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentInformationTable" xlink:label="Locator_dei_DocumentInformationTable_2" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_dei_DocumentInformationLineItems_1" xlink:to="Locator_dei_DocumentInformationTable_2" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/dei/role/document/AuditInformation">
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_AuditorLineItems" xlink:label="Locator_dei_AuditorLineItems_5" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_AuditorTable" xlink:label="Locator_dei_AuditorTable_6" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_dei_AuditorLineItems_5" xlink:to="Locator_dei_AuditorTable_6" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/dei/role/document/EntityInformationEntitiesTable">
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityInformationLineItems" xlink:label="Locator_dei_EntityInformationLineItems_9" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntitiesTable" xlink:label="Locator_dei_EntitiesTable_10" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_dei_EntityInformationLineItems_9" xlink:to="Locator_dei_EntitiesTable_10" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/dei/role/document/EntityInformationEntityAddressesTable">
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressesLineItems" xlink:label="Locator_dei_EntityAddressesLineItems_13" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressesTable" xlink:label="Locator_dei_EntityAddressesTable_14" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_dei_EntityAddressesLineItems_13" xlink:to="Locator_dei_EntityAddressesTable_14" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/dei/role/document/EntityInformationEntityListingsTable">
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityListingsLineItems" xlink:label="Locator_dei_EntityListingsLineItems_17" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityListingsTable" xlink:label="Locator_dei_EntityListingsTable_18" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_dei_EntityListingsLineItems_17" xlink:to="Locator_dei_EntityListingsTable_18" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
    </definitionLink>
    <definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/dei/role/document/EntityInformationNameChangeEventTable">
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_NameChangeEventLineItems" xlink:label="Locator_dei_NameChangeEventLineItems_21" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_NameChangeEventTable" xlink:label="Locator_dei_NameChangeEventTable_22" />
        <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="Locator_dei_NameChangeEventLineItems_21" xlink:to="Locator_dei_NameChangeEventTable_22" order="-1.0" xbrldt:contextElement="segment" xbrldt:closed="true" />
    </definitionLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>4
<FILENAME>re-20221026_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL document created by Certent CDM version: 22.2.0 using Fujitsu Interstage XWand -->
<linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/instance http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink">
    <labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="element1" />
        <label xlink:type="resource" xlink:label="label1" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_CoverAbstract_en-US">Cover [Abstract]</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element1" xlink:to="label1" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentType" xlink:label="element2" />
        <label xlink:type="resource" xlink:label="label2" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_DocumentType_en-US">Document Type</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element2" xlink:to="label2" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentQuarterlyReport" xlink:label="element3" />
        <label xlink:type="resource" xlink:label="label3" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_DocumentQuarterlyReport_en-US">Document Quarterly Report</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element3" xlink:to="label3" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentTransitionReport" xlink:label="element4" />
        <label xlink:type="resource" xlink:label="label4" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_DocumentTransitionReport_en-US">Document Transition Report</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element4" xlink:to="label4" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityInteractiveDataCurrent" xlink:label="element5" />
        <label xlink:type="resource" xlink:label="label5" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityInteractiveDataCurrent_en-US">Entity Interactive Data Current</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element5" xlink:to="label5" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_WrittenCommunications" xlink:label="element6" />
        <label xlink:type="resource" xlink:label="label6" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_WrittenCommunications_en-US">Written Communications</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element6" xlink:to="label6" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SolicitingMaterial" xlink:label="element7" />
        <label xlink:type="resource" xlink:label="label7" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_SolicitingMaterial_en-US">Soliciting Material</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element7" xlink:to="label7" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementTenderOffer" xlink:label="element8" />
        <label xlink:type="resource" xlink:label="label8" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_PreCommencementTenderOffer_en-US">Pre Commencement Tender Offer</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element8" xlink:to="label8" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="element9" />
        <label xlink:type="resource" xlink:label="label9" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_PreCommencementIssuerTenderOffer_en-US">Pre Commencement Issuer Tender Offer</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element9" xlink:to="label9" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_AmendmentFlag" xlink:label="element10" />
        <label xlink:type="resource" xlink:label="label10" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_AmendmentFlag_en-US">Amendment Flag</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element10" xlink:to="label10" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentFiscalYearFocus" xlink:label="element11" />
        <label xlink:type="resource" xlink:label="label11" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_DocumentFiscalYearFocus_en-US">Document Fiscal Year Focus</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element11" xlink:to="label11" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="element12" />
        <label xlink:type="resource" xlink:label="label12" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_DocumentFiscalPeriodFocus_en-US">Document Fiscal Period Focus</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element12" xlink:to="label12" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentPeriodEndDate" xlink:label="element13" />
        <label xlink:type="resource" xlink:label="label13" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_DocumentPeriodEndDate_en-US">Document Period End Date</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element13" xlink:to="label13" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityRegistrantName" xlink:label="element14" />
        <label xlink:type="resource" xlink:label="label14" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityRegistrantName_en-US">Entity Registrant Name</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element14" xlink:to="label14" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityCentralIndexKey" xlink:label="element15" />
        <label xlink:type="resource" xlink:label="label15" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityCentralIndexKey_en-US">Entity Central Index Key</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element15" xlink:to="label15" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityFileNumber" xlink:label="element16" />
        <label xlink:type="resource" xlink:label="label16" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityFileNumber_en-US">Entity File Number</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element16" xlink:to="label16" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityTaxIdentificationNumber" xlink:label="element17" />
        <label xlink:type="resource" xlink:label="label17" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityTaxIdentificationNumber_en-US">Entity Tax Identification Number</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element17" xlink:to="label17" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="element18" />
        <label xlink:type="resource" xlink:label="label18" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityIncorporationStateCountryCode_en-US">Entity Incorporation State Country Code</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element18" xlink:to="label18" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CurrentFiscalYearEndDate" xlink:label="element19" />
        <label xlink:type="resource" xlink:label="label19" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_CurrentFiscalYearEndDate_en-US">Current Fiscal Year End Date</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element19" xlink:to="label19" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityCurrentReportingStatus" xlink:label="element20" />
        <label xlink:type="resource" xlink:label="label20" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityCurrentReportingStatus_en-US">Entity Current Reporting Status</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element20" xlink:to="label20" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityShellCompany" xlink:label="element21" />
        <label xlink:type="resource" xlink:label="label21" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityShellCompany_en-US">Entity Shell Company</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element21" xlink:to="label21" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityFilerCategory" xlink:label="element22" />
        <label xlink:type="resource" xlink:label="label22" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityFilerCategory_en-US">Entity Filer Category</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element22" xlink:to="label22" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntitySmallBusiness" xlink:label="element23" />
        <label xlink:type="resource" xlink:label="label23" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntitySmallBusiness_en-US">Entity Small Business</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element23" xlink:to="label23" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityEmergingGrowthCompany" xlink:label="element24" />
        <label xlink:type="resource" xlink:label="label24" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityEmergingGrowthCompany_en-US">Entity Emerging Growth Company</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element24" xlink:to="label24" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressAddressLine1" xlink:label="element25" />
        <label xlink:type="resource" xlink:label="label25" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityAddressAddressLine1_en-US">Entity Address Address Line 1</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element25" xlink:to="label25" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressAddressLine2" xlink:label="element26" />
        <label xlink:type="resource" xlink:label="label26" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityAddressAddressLine2_en-US">Entity Address Address Line 2</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element26" xlink:to="label26" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressAddressLine3" xlink:label="element27" />
        <label xlink:type="resource" xlink:label="label27" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityAddressAddressLine3_en-US">Entity Address Address Line 3</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element27" xlink:to="label27" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressCityOrTown" xlink:label="element28" />
        <label xlink:type="resource" xlink:label="label28" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityAddressCityOrTown_en-US">Entity Address City Or Town</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element28" xlink:to="label28" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressStateOrProvince" xlink:label="element29" />
        <label xlink:type="resource" xlink:label="label29" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityAddressStateOrProvince_en-US">Entity Address, State or Province</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element29" xlink:to="label29" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressCountry" xlink:label="element30" />
        <label xlink:type="resource" xlink:label="label30" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityAddressCountry_en-US">Entity Address Country</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element30" xlink:to="label30" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressPostalZipCode" xlink:label="element31" />
        <label xlink:type="resource" xlink:label="label31" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityAddressPostalZipCode_en-US">Entity Address Postal Zip Code</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element31" xlink:to="label31" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CountryRegion" xlink:label="element32" />
        <label xlink:type="resource" xlink:label="label32" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_CountryRegion_en-US">Country Region</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element32" xlink:to="label32" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CityAreaCode" xlink:label="element33" />
        <label xlink:type="resource" xlink:label="label33" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_CityAreaCode_en-US">City Area Code</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element33" xlink:to="label33" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_LocalPhoneNumber" xlink:label="element34" />
        <label xlink:type="resource" xlink:label="label34" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_LocalPhoneNumber_en-US">Local Phone Number</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element34" xlink:to="label34" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_Security12bTitle" xlink:label="element35" />
        <label xlink:type="resource" xlink:label="label35" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_Security12bTitle_en-US">Security 12b Title</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element35" xlink:to="label35" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_TradingSymbol" xlink:label="element36" />
        <label xlink:type="resource" xlink:label="label36" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_TradingSymbol_en-US">Trading Symbol</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element36" xlink:to="label36" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SecurityExchangeName" xlink:label="element37" />
        <label xlink:type="resource" xlink:label="label37" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_SecurityExchangeName_en-US">Security Exchange Name</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element37" xlink:to="label37" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="element38" />
        <label xlink:type="resource" xlink:label="label38" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US" id="label_dei_EntityCommonStockSharesOutstanding_en-US">Entity Common Stock, Shares Outstanding</label>
        <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="element38" xlink:to="label38" />
    </labelLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>5
<FILENAME>re-20221026_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>
<!--XBRL document created by Certent CDM version: 22.2.0 using Fujitsu Interstage XWand -->
<linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/instance http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" xmlns="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink">
    <roleRef roleURI="http://xbrl.sec.gov/dei/role/document/DocumentInformation" xlink:type="simple" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#di" />
    <roleRef roleURI="http://xbrl.sec.gov/dei/role/document/AuditInformation" xlink:type="simple" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#ai" />
    <roleRef roleURI="http://xbrl.sec.gov/dei/role/document/EntityInformationEntitiesTable" xlink:type="simple" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#EntityInformationEntitiesTable" />
    <roleRef roleURI="http://xbrl.sec.gov/dei/role/document/EntityInformationEntityAddressesTable" xlink:type="simple" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#EntityInformationEntityAddressesTable" />
    <roleRef roleURI="http://xbrl.sec.gov/dei/role/document/EntityInformationEntityListingsTable" xlink:type="simple" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#EntityInformationEntityListingsTable" />
    <roleRef roleURI="http://xbrl.sec.gov/dei/role/document/EntityInformationNameChangeEventTable" xlink:type="simple" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#EntityInformationNameChangeEventTable" />
    <roleRef roleURI="http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation" xlink:type="simple" xlink:href="re-20221026.xsd#ELRID_DocumentAndEntityInformation" />
    <presentationLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/dei/role/document/DocumentInformation">
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentInformationTable" xlink:label="Locator_dei_DocumentInformationTable_3" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentInformationLineItems" xlink:label="Locator_dei_DocumentInformationLineItems_4" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_DocumentInformationTable_3" xlink:to="Locator_dei_DocumentInformationLineItems_4" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/dei/role/document/AuditInformation">
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_AuditorTable" xlink:label="Locator_dei_AuditorTable_7" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_AuditorLineItems" xlink:label="Locator_dei_AuditorLineItems_8" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_AuditorTable_7" xlink:to="Locator_dei_AuditorLineItems_8" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/dei/role/document/EntityInformationEntitiesTable">
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntitiesTable" xlink:label="Locator_dei_EntitiesTable_11" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityInformationLineItems" xlink:label="Locator_dei_EntityInformationLineItems_12" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_EntitiesTable_11" xlink:to="Locator_dei_EntityInformationLineItems_12" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/dei/role/document/EntityInformationEntityAddressesTable">
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressesTable" xlink:label="Locator_dei_EntityAddressesTable_15" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressesLineItems" xlink:label="Locator_dei_EntityAddressesLineItems_16" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_EntityAddressesTable_15" xlink:to="Locator_dei_EntityAddressesLineItems_16" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/dei/role/document/EntityInformationEntityListingsTable">
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityListingsTable" xlink:label="Locator_dei_EntityListingsTable_19" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityListingsLineItems" xlink:label="Locator_dei_EntityListingsLineItems_20" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_EntityListingsTable_19" xlink:to="Locator_dei_EntityListingsLineItems_20" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/dei/role/document/EntityInformationNameChangeEventTable">
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_NameChangeEventTable" xlink:label="Locator_dei_NameChangeEventTable_23" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_NameChangeEventLineItems" xlink:label="Locator_dei_NameChangeEventLineItems_24" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_NameChangeEventTable_23" xlink:to="Locator_dei_NameChangeEventLineItems_24" order="1.0" />
    </presentationLink>
    <presentationLink xlink:type="extended" xlink:role="http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation">
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_25" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentType" xlink:label="Locator_dei_DocumentType_26" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_25" xlink:to="Locator_dei_DocumentType_26" order="1.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_27" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_AmendmentFlag" xlink:label="Locator_dei_AmendmentFlag_28" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_27" xlink:to="Locator_dei_AmendmentFlag_28" order="2.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_29" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentQuarterlyReport" xlink:label="Locator_dei_DocumentQuarterlyReport_30" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_29" xlink:to="Locator_dei_DocumentQuarterlyReport_30" order="3.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_31" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentPeriodEndDate" xlink:label="Locator_dei_DocumentPeriodEndDate_32" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_31" xlink:to="Locator_dei_DocumentPeriodEndDate_32" order="4.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_33" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentTransitionReport" xlink:label="Locator_dei_DocumentTransitionReport_34" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_33" xlink:to="Locator_dei_DocumentTransitionReport_34" order="5.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_35" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentFiscalYearFocus" xlink:label="Locator_dei_DocumentFiscalYearFocus_36" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_35" xlink:to="Locator_dei_DocumentFiscalYearFocus_36" order="6.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_37" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="Locator_dei_DocumentFiscalPeriodFocus_38" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_37" xlink:to="Locator_dei_DocumentFiscalPeriodFocus_38" order="7.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_39" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CurrentFiscalYearEndDate" xlink:label="Locator_dei_CurrentFiscalYearEndDate_40" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_39" xlink:to="Locator_dei_CurrentFiscalYearEndDate_40" order="8.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_41" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityFileNumber" xlink:label="Locator_dei_EntityFileNumber_42" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_41" xlink:to="Locator_dei_EntityFileNumber_42" order="9.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_43" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityRegistrantName" xlink:label="Locator_dei_EntityRegistrantName_44" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_43" xlink:to="Locator_dei_EntityRegistrantName_44" order="10.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_45" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityCentralIndexKey" xlink:label="Locator_dei_EntityCentralIndexKey_46" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_45" xlink:to="Locator_dei_EntityCentralIndexKey_46" order="11.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_47" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="Locator_dei_EntityIncorporationStateCountryCode_48" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_47" xlink:to="Locator_dei_EntityIncorporationStateCountryCode_48" order="12.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_49" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityTaxIdentificationNumber" xlink:label="Locator_dei_EntityTaxIdentificationNumber_50" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_49" xlink:to="Locator_dei_EntityTaxIdentificationNumber_50" order="13.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_51" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressAddressLine1" xlink:label="Locator_dei_EntityAddressAddressLine1_52" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_51" xlink:to="Locator_dei_EntityAddressAddressLine1_52" order="14.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_53" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressAddressLine2" xlink:label="Locator_dei_EntityAddressAddressLine2_54" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_53" xlink:to="Locator_dei_EntityAddressAddressLine2_54" order="15.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_55" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressAddressLine3" xlink:label="Locator_dei_EntityAddressAddressLine3_56" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_55" xlink:to="Locator_dei_EntityAddressAddressLine3_56" order="16.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_57" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressCityOrTown" xlink:label="Locator_dei_EntityAddressCityOrTown_58" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_57" xlink:to="Locator_dei_EntityAddressCityOrTown_58" order="17.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_59" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressStateOrProvince" xlink:label="Locator_dei_EntityAddressStateOrProvince_60" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_59" xlink:to="Locator_dei_EntityAddressStateOrProvince_60" order="18.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_61" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressPostalZipCode" xlink:label="Locator_dei_EntityAddressPostalZipCode_62" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_61" xlink:to="Locator_dei_EntityAddressPostalZipCode_62" order="19.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_63" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressCountry" xlink:label="Locator_dei_EntityAddressCountry_64" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_63" xlink:to="Locator_dei_EntityAddressCountry_64" order="20.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_65" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CountryRegion" xlink:label="Locator_dei_CountryRegion_66" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_65" xlink:to="Locator_dei_CountryRegion_66" order="21.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_67" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CityAreaCode" xlink:label="Locator_dei_CityAreaCode_68" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_67" xlink:to="Locator_dei_CityAreaCode_68" order="22.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_69" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_LocalPhoneNumber" xlink:label="Locator_dei_LocalPhoneNumber_70" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_69" xlink:to="Locator_dei_LocalPhoneNumber_70" order="23.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_71" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityCurrentReportingStatus" xlink:label="Locator_dei_EntityCurrentReportingStatus_72" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_71" xlink:to="Locator_dei_EntityCurrentReportingStatus_72" order="24.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_73" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityFilerCategory" xlink:label="Locator_dei_EntityFilerCategory_74" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_73" xlink:to="Locator_dei_EntityFilerCategory_74" order="25.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_75" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityInteractiveDataCurrent" xlink:label="Locator_dei_EntityInteractiveDataCurrent_76" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_75" xlink:to="Locator_dei_EntityInteractiveDataCurrent_76" order="26.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_77" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_WrittenCommunications" xlink:label="Locator_dei_WrittenCommunications_78" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_77" xlink:to="Locator_dei_WrittenCommunications_78" order="27.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_79" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SolicitingMaterial" xlink:label="Locator_dei_SolicitingMaterial_80" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_79" xlink:to="Locator_dei_SolicitingMaterial_80" order="28.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_81" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementTenderOffer" xlink:label="Locator_dei_PreCommencementTenderOffer_82" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_81" xlink:to="Locator_dei_PreCommencementTenderOffer_82" order="29.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_83" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="Locator_dei_PreCommencementIssuerTenderOffer_84" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_83" xlink:to="Locator_dei_PreCommencementIssuerTenderOffer_84" order="30.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_85" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityEmergingGrowthCompany" xlink:label="Locator_dei_EntityEmergingGrowthCompany_86" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_85" xlink:to="Locator_dei_EntityEmergingGrowthCompany_86" order="31.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_87" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntitySmallBusiness" xlink:label="Locator_dei_EntitySmallBusiness_88" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_87" xlink:to="Locator_dei_EntitySmallBusiness_88" order="32.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_89" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityShellCompany" xlink:label="Locator_dei_EntityShellCompany_90" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_89" xlink:to="Locator_dei_EntityShellCompany_90" order="33.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_91" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_Security12bTitle" xlink:label="Locator_dei_Security12bTitle_92" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_91" xlink:to="Locator_dei_Security12bTitle_92" order="34.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_93" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_TradingSymbol" xlink:label="Locator_dei_TradingSymbol_94" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_93" xlink:to="Locator_dei_TradingSymbol_94" order="35.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_95" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SecurityExchangeName" xlink:label="Locator_dei_SecurityExchangeName_96" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_95" xlink:to="Locator_dei_SecurityExchangeName_96" order="36.0" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="Locator_dei_CoverAbstract_97" />
        <loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="Locator_dei_EntityCommonStockSharesOutstanding_98" />
        <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="Locator_dei_CoverAbstract_97" xlink:to="Locator_dei_EntityCommonStockSharesOutstanding_98" order="37.0" />
    </presentationLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>6
<FILENAME>ex991.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
<html>
<head>
    <title>ex991</title>
    <!-- Licensed to: everest
         Document created using Broadridge PROfile 22.10.1.5080
         Copyright 1995 - 2022 Broadridge -->
  </head>
<body bgcolor="#e6e6e6" style="font-family:Times New Roman;font-style:normal;font-size:9.28px;font-weight:normal;font-stretch:normal;color:#000000;">
<div id="fixed-layout-inline-document" style="display:none;"></div><div id="Doc1" style="background-color:RGB(230, 230, 230);line-height:normal;">
<div style="padding: 7px">
<div id="Page1" style="background-color:RGB(255, 255, 255);position:relative;margin-left:auto;margin-right:auto;overflow:hidden;border-style:solid;border-width:thin;border-color:RGB(198, 198, 198);page-break-after:always;width:816px;height:1056px;">
<img src="ex991p1i0.gif" alt="ex991p1i0" style="position:absolute;left:651.7px;top:41.3px;width:116.2px;height:70.4px;">
<div style="position:absolute; width:51.4px; height:1px; left:84.1px; top:273.5px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:179.7px; height:1px; left:71.6px; top:561.5px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:427.1px; height:4px; left:70px; top:169.3px; background-color:#000000; ">&#160;</div>
<div id="a2" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:404.4px;top:1011.4px;">1</div><div id="a5" style="position:absolute;font-family:'Times New Roman';font-size:24px;font-weight:bold;left:72px;top:124.1px;"><div style="display:inline-block;width:12.2px">&#160;</div>NEWS RELEASE</div><div id="a10" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-weight:bold;left:85.6px;top:196px;">EVEREST RE GROUP,<div style="display:inline-block;width:5.5px">&#160;</div>LTD. </div><div id="a12" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:85.6px;top:218.2px;">Seon Place, 141 Front Street, 4</div><div id="a13" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:284.2px;top:217px;">th</div><div id="a14" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:292.7px;top:218.2px;"><div style="display:inline-block;width:4px">&#160;</div>Floor, Hamilton HM 19, Bermuda</div><div id="a18" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:84.5px;top:258.9px;">Contacts </div><div id="a20" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:84.5px;top:275.6px;">Media: Dawn Lauer<div style="display:inline-block;width:301.1px">&#160;</div>Investors: Matt Rohrmann </div><div id="a27" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:84.5px;top:292.4px;">Chief Communications Officer<div style="display:inline-block;width:236.7px">&#160;</div>Head of Investor Relations </div><div id="a34" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:84.5px;top:309.2px;">Everest Global Services, Inc.<div style="display:inline-block;width:248.3px">&#160;</div>Everest Global Services, Inc. </div><div id="a43" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:84.5px;top:326px;">908.300.7670<div style="display:inline-block;width:338.6px">&#160;</div>908.604.7343 </div><div id="a49" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:359.4px;"><div style="display:inline-block;width:240.1px">&#160;</div></div><div id="a55" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:360.1px;top:360.6px;"><div style="display:inline-block;width:240.1px">&#160;</div></div><div id="a61" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;font-weight:bold;left:235.9px;top:377.5px;">Everest Re Group Reports Third Quarter 2022 Results </div><div id="a63" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;font-weight:bold;left:91.7px;top:398.5px;">Gross Written Premiums Up 6.3%&#185; led by Consistent Double-Digit Growth in the Insurance Segment </div><div id="a67" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;font-weight:bold;left:169.8px;top:419.3px;">Underwriting Discipline Drove Strong Attritional Combined Ratio of 87.6% </div><div id="a69" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;font-weight:bold;left:89px;top:440.2px;">Consistent Execution of Diversification Strategy Mitigated Losses<div style="display:inline-block;width:2.3px">&#160;</div>During Active Catastrophe Quarter<div style="display:inline-block;width:6.8px">&#160;</div></div><div id="a72" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:477.8px;">HAMILTON,<div style="display:inline-block;width:7px">&#160;</div>Bermuda<div style="display:inline-block;width:5.8px">&#160;</div>--<div style="display:inline-block;width:5.6px">&#160;</div>(BUSINESS<div style="display:inline-block;width:5.4px">&#160;</div>WIRE)<div style="display:inline-block;width:5.7px">&#160;</div>&#8211;<div style="display:inline-block;width:5.8px">&#160;</div>October<div style="display:inline-block;width:5.7px">&#160;</div>26,<div style="display:inline-block;width:5.6px">&#160;</div>2022<div style="display:inline-block;width:5.5px">&#160;</div>&#8211;<div style="display:inline-block;width:5.3px">&#160;</div>Everest Re<div style="display:inline-block;width:5.4px">&#160;</div>Group, Ltd. (&#8220;Everest&#8221; or<div style="display:inline-block;width:6.1px">&#160;</div>the </div><div id="a83" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:503.3px;">&#8220;Group&#8221;)<div style="display:inline-block;width:1.7px">&#160;</div>today reported its third quarter 2022 results. </div><div id="a87" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:546.8px;">Third Quarter 2022 Highlights </div><div id="a90" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:96px;top:581.5px;">&#9679;</div><div id="a92" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:581.5px;">Net Operating Loss of $205 million, and Net Loss of $319 Million driven by an active catastrophe quarter </div><div id="a93" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:607px;">and volatile<div style="display:inline-block;width:5.6px">&#160;</div>market conditions.<div style="display:inline-block;width:10.2px">&#160;</div>YTD 2022<div style="display:inline-block;width:5.6px">&#160;</div>Net Operating<div style="display:inline-block;width:5.6px">&#160;</div>Income of<div style="display:inline-block;width:5.5px">&#160;</div>$587 million,<div style="display:inline-block;width:5.5px">&#160;</div>Net Income<div style="display:inline-block;width:5.5px">&#160;</div>of $101 </div><div id="a97" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:632.3px;">million, and Underwriting income of $109 million </div><div id="a99" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:96px;top:658.5px;">&#9679;</div><div id="a101" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:658.5px;">$3.7 billion in gross written premium (&#8220;GWP&#8221;) with year over year growth of 6.3% in constant dollars for </div><div id="a102" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:683.9px;">the Group, 13.1% in constant dollars for Insurance, and 3.4% in constant<div style="display:inline-block;width:2.2px">&#160;</div>dollars for Reinsurance<div style="display:inline-block;width:3px">&#160;</div></div><div id="a105" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:96px;top:710.2px;">&#9679;</div><div id="a107" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:710.2px;">Combined<div style="display:inline-block;width:5.1px">&#160;</div>ratios<div style="display:inline-block;width:5.1px">&#160;</div>of<div style="display:inline-block;width:5.2px">&#160;</div>112.0%<div style="display:inline-block;width:5.4px">&#160;</div>for<div style="display:inline-block;width:5.2px">&#160;</div>the<div style="display:inline-block;width:5.1px">&#160;</div>Group,<div style="display:inline-block;width:5.1px">&#160;</div>115.0%<div style="display:inline-block;width:5.4px">&#160;</div>for<div style="display:inline-block;width:5.2px">&#160;</div>Reinsurance and<div style="display:inline-block;width:6.3px">&#160;</div>103.5%<div style="display:inline-block;width:5px">&#160;</div>for<div style="display:inline-block;width:5.2px">&#160;</div>Insurance elevated </div><div id="a108" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:735.6px;">due to catastrophe losses in the quarter as previously announced<div style="display:inline-block;width:2.3px">&#160;</div></div><div id="a110" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:96px;top:761.9px;">&#9679;</div><div id="a112" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:761.9px;">Strong<div style="display:inline-block;width:7.6px">&#160;</div>attritional<div style="display:inline-block;width:7.6px">&#160;</div>combined<div style="display:inline-block;width:7.4px">&#160;</div>ratios<div style="display:inline-block;width:7.6px">&#160;</div>of<div style="display:inline-block;width:7.7px">&#160;</div>87.6%<div style="display:inline-block;width:7.4px">&#160;</div>for<div style="display:inline-block;width:7.6px">&#160;</div>the<div style="display:inline-block;width:7.6px">&#160;</div>Group,<div style="display:inline-block;width:7.7px">&#160;</div>86.8%<div style="display:inline-block;width:7.6px">&#160;</div>for<div style="display:inline-block;width:7.6px">&#160;</div>Reinsurance<div style="display:inline-block;width:7.4px">&#160;</div>and<div style="display:inline-block;width:7.5px">&#160;</div>89.8%<div style="display:inline-block;width:7.6px">&#160;</div>for </div><div id="a114" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:787.3px;">Insurance, which is a new record for that segment<div style="display:inline-block;width:2.7px">&#160;</div></div><div id="a116" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:96px;top:813.6px;">&#9679;</div><div id="a118" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:813.6px;">Pre-tax<div style="display:inline-block;width:6.1px">&#160;</div>underwriting<div style="display:inline-block;width:5.9px">&#160;</div>loss<div style="display:inline-block;width:6.1px">&#160;</div>of<div style="display:inline-block;width:6.3px">&#160;</div>$367<div style="display:inline-block;width:5.9px">&#160;</div>million<div style="display:inline-block;width:6.1px">&#160;</div>including<div style="display:inline-block;width:5.8px">&#160;</div>$730<div style="display:inline-block;width:6.1px">&#160;</div>million<div style="display:inline-block;width:6.1px">&#160;</div>of<div style="display:inline-block;width:6.1px">&#160;</div>pre-tax<div style="display:inline-block;width:6.1px">&#160;</div>catastrophe<div style="display:inline-block;width:5.9px">&#160;</div>losses<div style="display:inline-block;width:6.1px">&#160;</div>net<div style="display:inline-block;width:6px">&#160;</div>of </div><div id="a123" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:838.9px;">estimated<div style="display:inline-block;width:6px">&#160;</div>recoveries<div style="display:inline-block;width:5.8px">&#160;</div>and<div style="display:inline-block;width:6px">&#160;</div>reinstatement<div style="display:inline-block;width:5.8px">&#160;</div>premiums<div style="display:inline-block;width:5.8px">&#160;</div>as<div style="display:inline-block;width:6px">&#160;</div>previously<div style="display:inline-block;width:5.9px">&#160;</div>announced.<div style="display:inline-block;width:6px">&#160;</div>The<div style="display:inline-block;width:5.8px">&#160;</div>losses<div style="display:inline-block;width:6px">&#160;</div>were<div style="display:inline-block;width:6px">&#160;</div>primarily </div><div id="a126" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:864.3px;">from<div style="display:inline-block;width:7.1px">&#160;</div>Hurricane<div style="display:inline-block;width:6.8px">&#160;</div>Ian<div style="display:inline-block;width:6.8px">&#160;</div>and<div style="display:inline-block;width:6.9px">&#160;</div>other<div style="display:inline-block;width:6.9px">&#160;</div>events<div style="display:inline-block;width:6.7px">&#160;</div>including<div style="display:inline-block;width:7px">&#160;</div>European<div style="display:inline-block;width:6.6px">&#160;</div>Hailstorms,<div style="display:inline-block;width:6.8px">&#160;</div>Hurricane<div style="display:inline-block;width:6.8px">&#160;</div>Fiona<div style="display:inline-block;width:6.8px">&#160;</div>and<div style="display:inline-block;width:6.9px">&#160;</div>Typhoon </div><div id="a127" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:889.6px;">Nanmadol </div><div id="a129" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:96px;top:915.8px;">&#9679;</div><div id="a131" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:915.8px;">Net<div style="display:inline-block;width:5.5px">&#160;</div>investment<div style="display:inline-block;width:5.2px">&#160;</div>income<div style="display:inline-block;width:5.5px">&#160;</div>of<div style="display:inline-block;width:5.2px">&#160;</div>$151<div style="display:inline-block;width:5.4px">&#160;</div>million,<div style="display:inline-block;width:5.3px">&#160;</div>driven<div style="display:inline-block;width:5.4px">&#160;</div>by<div style="display:inline-block;width:5.3px">&#160;</div>stronger<div style="display:inline-block;width:5.4px">&#160;</div>fixed<div style="display:inline-block;width:5.3px">&#160;</div>income<div style="display:inline-block;width:5.3px">&#160;</div>returns<div style="display:inline-block;width:5.5px">&#160;</div>as<div style="display:inline-block;width:5.5px">&#160;</div>new<div style="display:inline-block;width:5.2px">&#160;</div>money<div style="display:inline-block;width:5.5px">&#160;</div>yields </div><div id="a133" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:941.3px;">continue to improve partially offset by volatile equity markets and the lag in private equity<div style="display:inline-block;width:2.2px">&#160;</div>reporting </div><div id="a135" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:966.4px;">&#185;In constant dollars </div></div>
</div>
<div style="padding: 7px">
<div id="Page2" style="background-color:RGB(255, 255, 255);position:relative;margin-left:auto;margin-right:auto;overflow:hidden;border-style:solid;border-width:thin;border-color:RGB(198, 198, 198);page-break-after:always;width:816px;height:1056px;">
<div style="position:absolute; width:542.9px; height:1px; left:71.6px; top:161.5px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:361.5px; height:1px; left:71.6px; top:515.8px; background-color:#000000; ">&#160;</div>
<div id="a139" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:404.4px;top:1011.4px;">2</div><div id="a143" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:146.9px;">Everest Re Group President &amp; CEO Juan C. Andrade commented on the<div style="display:inline-block;width:2.3px">&#160;</div>Company&#8217;s results: </div><div id="a145" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:172.2px;">&#8220;The<div style="display:inline-block;width:7.2px">&#160;</div>third<div style="display:inline-block;width:7.3px">&#160;</div>quarter&#8217;s<div style="display:inline-block;width:7.3px">&#160;</div>heightened<div style="display:inline-block;width:6.8px">&#160;</div>risk<div style="display:inline-block;width:7.2px">&#160;</div>environment,<div style="display:inline-block;width:6.9px">&#160;</div>including<div style="display:inline-block;width:7.1px">&#160;</div>global<div style="display:inline-block;width:7px">&#160;</div>catastrophe<div style="display:inline-block;width:6.9px">&#160;</div>events<div style="display:inline-block;width:7.2px">&#160;</div>and<div style="display:inline-block;width:7.1px">&#160;</div>continued<div style="display:inline-block;width:7.1px">&#160;</div>global </div><div id="a147" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:197.5px;">economic<div style="display:inline-block;width:6.5px">&#160;</div>uncertainty<div style="display:inline-block;width:6.3px">&#160;</div>further<div style="display:inline-block;width:6.5px">&#160;</div>underscored<div style="display:inline-block;width:6.3px">&#160;</div>the<div style="display:inline-block;width:6.5px">&#160;</div>strength<div style="display:inline-block;width:6.5px">&#160;</div>of<div style="display:inline-block;width:6.6px">&#160;</div>Everest&#8217;s<div style="display:inline-block;width:7.2px">&#160;</div>business<div style="display:inline-block;width:6.3px">&#160;</div>and<div style="display:inline-block;width:6.6px">&#160;</div>commitment<div style="display:inline-block;width:6.2px">&#160;</div>to<div style="display:inline-block;width:6.6px">&#160;</div>support<div style="display:inline-block;width:6.4px">&#160;</div>our </div><div id="a148" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:222.9px;">customers with solutions<div style="display:inline-block;width:5.1px">&#160;</div>vital to navigating this<div style="display:inline-block;width:5.5px">&#160;</div>turbulent period in<div style="display:inline-block;width:5.1px">&#160;</div>history.<div style="display:inline-block;width:5.2px">&#160;</div>Everest&#8217;s diversification<div style="display:inline-block;width:5.2px">&#160;</div>strategy and </div><div id="a150" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:248.2px;">underwriting<div style="display:inline-block;width:5.1px">&#160;</div>discipline were<div style="display:inline-block;width:6.3px">&#160;</div>key<div style="display:inline-block;width:5.1px">&#160;</div>to<div style="display:inline-block;width:5.2px">&#160;</div>mitigating our<div style="display:inline-block;width:6.4px">&#160;</div>exposure to<div style="display:inline-block;width:6.5px">&#160;</div>one<div style="display:inline-block;width:5.1px">&#160;</div>of<div style="display:inline-block;width:5.2px">&#160;</div>the<div style="display:inline-block;width:5.1px">&#160;</div>industry&#8217;s<div style="display:inline-block;width:5.8px">&#160;</div>largest<div style="display:inline-block;width:5.5px">&#160;</div>hurricane losses<div style="display:inline-block;width:6.4px">&#160;</div>in </div><div id="a151" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:273.5px;">U.S. history.<div style="display:inline-block;width:5.6px">&#160;</div>With our<div style="display:inline-block;width:5.3px">&#160;</div>well-defined strategy,<div style="display:inline-block;width:5.5px">&#160;</div>we&#8217;re poised to<div style="display:inline-block;width:5.1px">&#160;</div>take advantage of<div style="display:inline-block;width:5.1px">&#160;</div>the hardening market, focused<div style="display:inline-block;width:5.5px">&#160;</div>on </div><div id="a156" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:298.8px;">segments with the best risk adjusted returns.<div style="display:inline-block;width:2.8px">&#160;</div></div><div id="a159" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:349.4px;">Despite<div style="display:inline-block;width:5.3px">&#160;</div>the<div style="display:inline-block;width:5.4px">&#160;</div>challenging<div style="display:inline-block;width:5.3px">&#160;</div>macroeconomic<div style="display:inline-block;width:5.2px">&#160;</div>environment, both<div style="display:inline-block;width:6.6px">&#160;</div>underwriting<div style="display:inline-block;width:5.2px">&#160;</div>businesses<div style="display:inline-block;width:5px">&#160;</div>delivered<div style="display:inline-block;width:5.2px">&#160;</div>sub-90<div style="display:inline-block;width:5.5px">&#160;</div>attritional </div><div id="a162" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:374.6px;">combined<div style="display:inline-block;width:5.5px">&#160;</div>ratios<div style="display:inline-block;width:5.7px">&#160;</div>and<div style="display:inline-block;width:5.5px">&#160;</div>we<div style="display:inline-block;width:5.6px">&#160;</div>continue<div style="display:inline-block;width:5.5px">&#160;</div>to<div style="display:inline-block;width:5.5px">&#160;</div>make<div style="display:inline-block;width:5.6px">&#160;</div>an<div style="display:inline-block;width:5.6px">&#160;</div>underwriting,<div style="display:inline-block;width:5.4px">&#160;</div>operating,<div style="display:inline-block;width:5.4px">&#160;</div>and<div style="display:inline-block;width:5.6px">&#160;</div>net<div style="display:inline-block;width:5.4px">&#160;</div>income<div style="display:inline-block;width:5.6px">&#160;</div>profit<div style="display:inline-block;width:5.5px">&#160;</div>on<div style="display:inline-block;width:5.6px">&#160;</div>a<div style="display:inline-block;width:5.6px">&#160;</div>year-to-date </div><div id="a168" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:399.9px;">basis.<div style="display:inline-block;width:6.7px">&#160;</div>We<div style="display:inline-block;width:8px">&#160;</div>continued<div style="display:inline-block;width:6.6px">&#160;</div>to<div style="display:inline-block;width:6.8px">&#160;</div>grow<div style="display:inline-block;width:6.4px">&#160;</div>and<div style="display:inline-block;width:6.7px">&#160;</div>diversify<div style="display:inline-block;width:6.7px">&#160;</div>across<div style="display:inline-block;width:6.7px">&#160;</div>geographies,<div style="display:inline-block;width:6.5px">&#160;</div>businesses<div style="display:inline-block;width:6.5px">&#160;</div>and<div style="display:inline-block;width:6.6px">&#160;</div>product<div style="display:inline-block;width:6.7px">&#160;</div>lines<div style="display:inline-block;width:6.8px">&#160;</div>with<div style="display:inline-block;width:6.6px">&#160;</div>top<div style="display:inline-block;width:6.8px">&#160;</div>talent </div><div id="a169" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:425.2px;">leading our platform.<div style="display:inline-block;width:7.6px">&#160;</div>We<div style="display:inline-block;width:5.1px">&#160;</div>are focused on executing our strategic plan as we continue to build the company for the </div><div id="a171" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:450.6px;">long-term.&#8221; </div><div id="a176" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:501.2px;">Summary of Third Quarter 2022 Net Income and Other Items<div style="display:inline-block;width:2.5px">&#160;</div></div><div id="a178" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:96px;top:527.4px;">&#9679;</div><div id="a180" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:527.4px;">Net<div style="display:inline-block;width:5.8px">&#160;</div>loss<div style="display:inline-block;width:5.9px">&#160;</div>of<div style="display:inline-block;width:5.8px">&#160;</div>$319<div style="display:inline-block;width:5.6px">&#160;</div>million,<div style="display:inline-block;width:5.6px">&#160;</div>equal<div style="display:inline-block;width:5.7px">&#160;</div>to<div style="display:inline-block;width:6px">&#160;</div>$(8.22)<div style="display:inline-block;width:5.6px">&#160;</div>per<div style="display:inline-block;width:5.8px">&#160;</div>diluted<div style="display:inline-block;width:5.7px">&#160;</div>share<div style="display:inline-block;width:5.7px">&#160;</div>versus<div style="display:inline-block;width:5.6px">&#160;</div>third<div style="display:inline-block;width:5.8px">&#160;</div>quarter<div style="display:inline-block;width:5.8px">&#160;</div>2021<div style="display:inline-block;width:5.8px">&#160;</div>net<div style="display:inline-block;width:5.7px">&#160;</div>loss<div style="display:inline-block;width:5.7px">&#160;</div>of<div style="display:inline-block;width:5.8px">&#160;</div>$73 </div><div id="a181" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:552.9px;">million, equal to $(1.88) per diluted share </div><div id="a183" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:96px;top:579.1px;">&#9679;</div><div id="a185" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:579.1px;">Net<div style="display:inline-block;width:6.7px">&#160;</div>operating<div style="display:inline-block;width:6.3px">&#160;</div>loss<div style="display:inline-block;width:6.7px">&#160;</div>of<div style="display:inline-block;width:6.6px">&#160;</div>$205<div style="display:inline-block;width:6.6px">&#160;</div>million,<div style="display:inline-block;width:6.6px">&#160;</div>equal<div style="display:inline-block;width:6.5px">&#160;</div>to<div style="display:inline-block;width:6.6px">&#160;</div>$(5.28)<div style="display:inline-block;width:6.5px">&#160;</div>per<div style="display:inline-block;width:6.6px">&#160;</div>diluted<div style="display:inline-block;width:6.5px">&#160;</div>share<div style="display:inline-block;width:6.5px">&#160;</div>versus<div style="display:inline-block;width:6.5px">&#160;</div>third<div style="display:inline-block;width:6.6px">&#160;</div>quarter<div style="display:inline-block;width:6.6px">&#160;</div>2021<div style="display:inline-block;width:6.6px">&#160;</div>net </div><div id="a187" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:604.4px;">operating loss of $53 million, equal to $(1.34) per diluted share </div><div id="a189" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:96px;top:630.8px;">&#9679;</div><div id="a191" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:630.8px;">GAAP combined ratio of 112.0% including 27.4 points of catastrophe losses versus the third quarter 2021 </div><div id="a192" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:656.1px;">figures of 112.2% including 26.2 points of catastrophe losses </div><div id="a195" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:96px;top:682.3px;">&#9679;</div><div id="a197" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:682.3px;">Strong operating cashflow for the quarter of $1.1 billion which is flat versus<div style="display:inline-block;width:2.1px">&#160;</div>the third quarter 2021<div style="display:inline-block;width:3.4px">&#160;</div></div></div>
</div>
<div style="padding: 7px">
<div id="Page3" style="background-color:RGB(255, 255, 255);position:relative;margin-left:auto;margin-right:auto;overflow:hidden;border-style:solid;border-width:thin;border-color:RGB(198, 198, 198);page-break-after:always;width:816px;height:1056px;">
<div style="position:absolute; width:491.1px; height:10.7px; left:72px; top:236.5px; background-color:#DEEBF7; ">&#160;</div>
<div style="position:absolute; width:115.1px; height:10.7px; left:571.1px; top:236.5px; background-color:#DEEBF7; ">&#160;</div>
<div style="position:absolute; width:614.2px; height:40px; left:72px; top:227.2px; background-color:#DEEBF7; ">&#160;</div>
<div style="position:absolute; width:614.2px; height:40px; left:72px; top:227.2px; background-color:#DEEBF7; ">&#160;</div>
<div style="position:absolute; width:238.1px; height:10.7px; left:448.1px; top:247.2px; background-color:#DEEBF7; ">&#160;</div>
<div style="position:absolute; width:66.9px; height:1px; left:71.6px; top:276.4px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:498.2px; height:10.7px; left:72px; top:542.8px; background-color:#DEEBF7; ">&#160;</div>
<div style="position:absolute; width:614.2px; height:29.9px; left:72px; top:525.7px; background-color:#DEEBF7; ">&#160;</div>
<div style="position:absolute; width:614.2px; height:29.9px; left:72px; top:525.7px; background-color:#DEEBF7; ">&#160;</div>
<div style="position:absolute; width:116px; height:10.9px; left:570.2px; top:540.5px; background-color:#DEEBF7; ">&#160;</div>
<div id="a203" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:404.4px;top:1011.4px;">3</div><div id="a207" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:146.9px;">The following table summarizes the Company&#8217;s net income and related financial metrics.<div style="display:inline-block;width:2.6px">&#160;</div></div><div id="a218" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:72px;top:236.7px;">Net income and operating income </div><div id="a220" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:482.2px;top:236.7px;">Q3 </div><div id="a222" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:512.4px;top:236.7px;">Year to Date </div><div id="a225" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:605.3px;top:236.7px;">Q3 </div><div id="a227" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:635.3px;top:236.7px;">Year to Date </div><div id="a229" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:72px;top:252px;">All values in USD millions except for per share<div style="display:inline-block;width:3.7px">&#160;</div>amounts and percentages </div><div id="a231" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:475.5px;top:247.4px;">2022 </div><div id="a233" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:544.4px;top:247.4px;">2022 </div><div id="a236" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:598.5px;top:247.4px;">2021 </div><div id="a238" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:667.3px;top:247.4px;">2021 </div><div id="a240" style="position:absolute;font-family:'Times New Roman';left:72px;top:267.4px;">Everest Re Group </div><div id="a247" style="position:absolute;font-family:'Times New Roman';left:72px;top:287.4px;">Net income </div><div id="a249" style="position:absolute;font-family:'Times New Roman';left:474px;top:287.4px;">(319) </div><div id="a251" style="position:absolute;font-family:'Times New Roman';left:546.2px;top:287.4px;">101 </div><div id="a254" style="position:absolute;font-family:'Times New Roman';left:601.7px;top:287.4px;">(73) </div><div id="a256" style="position:absolute;font-family:'Times New Roman';left:669.1px;top:287.4px;">948 </div><div id="a258" style="position:absolute;font-family:'Times New Roman';left:72px;top:307.4px;">Net operating income (loss) </div><div id="a260" style="position:absolute;font-family:'Times New Roman';left:474px;top:307.4px;">(205) </div><div id="a262" style="position:absolute;font-family:'Times New Roman';left:546.2px;top:307.4px;">587 </div><div id="a265" style="position:absolute;font-family:'Times New Roman';left:601.7px;top:307.4px;">(53) </div><div id="a267" style="position:absolute;font-family:'Times New Roman';left:669.1px;top:307.4px;">795 </div><div id="a275" style="position:absolute;font-family:'Times New Roman';left:72px;top:347.4px;">Net income (loss) per diluted common share </div><div id="a277" style="position:absolute;font-family:'Times New Roman';left:471.6px;top:347.4px;">(8.22) </div><div id="a279" style="position:absolute;font-family:'Times New Roman';left:543.9px;top:347.4px;">2.57 </div><div id="a282" style="position:absolute;font-family:'Times New Roman';left:594.7px;top:347.4px;">(1.88) </div><div id="a284" style="position:absolute;font-family:'Times New Roman';left:662.2px;top:347.4px;">23.72 </div><div id="a286" style="position:absolute;font-family:'Times New Roman';left:72px;top:367.4px;">Net operating income (loss) per diluted common share </div><div id="a288" style="position:absolute;font-family:'Times New Roman';left:471.6px;top:367.4px;">(5.28) </div><div id="a290" style="position:absolute;font-family:'Times New Roman';left:539.3px;top:367.4px;">14.91 </div><div id="a293" style="position:absolute;font-family:'Times New Roman';left:594.7px;top:367.4px;">(1.34) </div><div id="a295" style="position:absolute;font-family:'Times New Roman';left:662.2px;top:367.4px;">19.87 </div><div id="a303" style="position:absolute;font-family:'Times New Roman';left:72px;top:407.4px;">Net income (loss) annualized return on average equity </div><div id="a305" style="position:absolute;font-family:'Times New Roman';left:467px;top:407.4px;">-12.9% </div><div id="a308" style="position:absolute;font-family:'Times New Roman';left:543.6px;top:407.4px;">1.4% </div><div id="a311" style="position:absolute;font-family:'Times New Roman';left:594.7px;top:407.4px;">-3.0% </div><div id="a314" style="position:absolute;font-family:'Times New Roman';left:661.9px;top:407.4px;">13.6% </div><div id="a316" style="position:absolute;font-family:'Times New Roman';left:72px;top:427.4px;">Net operating income (loss) annualized return on average equity </div><div id="a318" style="position:absolute;font-family:'Times New Roman';left:471.6px;top:427.4px;">-8.3% </div><div id="a321" style="position:absolute;font-family:'Times New Roman';left:543.6px;top:427.4px;">8.0% </div><div id="a324" style="position:absolute;font-family:'Times New Roman';left:594.7px;top:427.4px;">-2.2% </div><div id="a327" style="position:absolute;font-family:'Times New Roman';left:661.9px;top:427.4px;">11.4% </div><div id="a329" style="position:absolute;font-family:'Times New Roman';font-size:8.64px;left:72px;top:447.4px;">Notes </div><div id="a336" style="position:absolute;font-family:'Times New Roman';font-size:8.64px;left:72px;top:467.4px;">1/ Refer to the reconciliation of net income to net operating income found on page 7 of this press release </div><div id="a346" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:72px;top:527.9px;">Shareholders' Equity and Book Value<div style="display:inline-block;width:4.1px">&#160;</div>per Share </div><div id="a348" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:484.1px;top:527.9px;">Q3 </div><div id="a350" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:512.4px;top:527.9px;">Year to Date </div><div id="a353" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:607.2px;top:527.9px;">Q3 </div><div id="a355" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:635.5px;top:527.9px;">Year to Date </div><div id="a357" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:72px;top:543px;">All values in USD millions except for per share<div style="display:inline-block;width:3.7px">&#160;</div>amounts and percentages </div><div id="a359" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:477.4px;top:543px;">2022 </div><div id="a361" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:544.4px;top:543px;">2022 </div><div id="a364" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:600.5px;top:540.7px;">2021 </div><div id="a366" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:667.5px;top:540.7px;">2021 </div><div id="a368" style="position:absolute;font-family:'Times New Roman';left:72px;top:558px;">Beginning shareholders' equity </div><div id="a370" style="position:absolute;font-family:'Times New Roman';left:472.3px;top:558px;">8,853 </div><div id="a372" style="position:absolute;font-family:'Times New Roman';left:534.5px;top:558px;">10,139 </div><div id="a375" style="position:absolute;font-family:'Times New Roman';left:590.7px;top:555.8px;">10,417 </div><div id="a377" style="position:absolute;font-family:'Times New Roman';left:662.2px;top:555.8px;">9,726 </div><div id="a379" style="position:absolute;font-family:'Times New Roman';left:72px;top:572.9px;">Net income (loss) </div><div id="a381" style="position:absolute;font-family:'Times New Roman';left:475.9px;top:572.9px;">(319) </div><div id="a383" style="position:absolute;font-family:'Times New Roman';left:546px;top:572.9px;">101 </div><div id="a386" style="position:absolute;font-family:'Times New Roman';left:603.7px;top:570.8px;">(73) </div><div id="a388" style="position:absolute;font-family:'Times New Roman';left:669.1px;top:570.8px;">948 </div><div id="a390" style="position:absolute;font-family:'Times New Roman';left:72px;top:587.9px;">Change- unrealized gains (losses) - Fixed inc. investments </div><div id="a398" style="position:absolute;font-family:'Times New Roman';left:475.9px;top:587.9px;">(671) </div><div id="a400" style="position:absolute;font-family:'Times New Roman';left:535.9px;top:587.9px;">(2,199) </div><div id="a403" style="position:absolute;font-family:'Times New Roman';left:599px;top:585.9px;">(101) </div><div id="a405" style="position:absolute;font-family:'Times New Roman';left:666.1px;top:585.9px;">(308) </div><div id="a407" style="position:absolute;font-family:'Times New Roman';left:72px;top:603px;">Dividends to shareholders </div><div id="a409" style="position:absolute;font-family:'Times New Roman';left:480.6px;top:603px;">(65) </div><div id="a411" style="position:absolute;font-family:'Times New Roman';left:543px;top:603px;">(191) </div><div id="a414" style="position:absolute;font-family:'Times New Roman';left:603.7px;top:600.7px;">(61) </div><div id="a416" style="position:absolute;font-family:'Times New Roman';left:666.1px;top:600.7px;">(186) </div><div id="a418" style="position:absolute;font-family:'Times New Roman';left:72px;top:618px;">Purchase of treasury shares </div><div id="a421" style="position:absolute;font-family:'Times New Roman';left:473.5px;top:615.8px;">(58.0) </div><div id="a423" style="position:absolute;font-family:'Times New Roman';left:547.6px;top:618px;">(60) </div><div id="a426" style="position:absolute;font-family:'Times New Roman';left:599px;top:615.8px;">(160) </div><div id="a428" style="position:absolute;font-family:'Times New Roman';left:666.1px;top:615.8px;">(200) </div><div id="a430" style="position:absolute;font-family:'Times New Roman';left:72px;top:632.9px;">Other </div><div id="a432" style="position:absolute;font-family:'Times New Roman';left:480.6px;top:632.9px;">(91) </div><div id="a434" style="position:absolute;font-family:'Times New Roman';left:543px;top:632.9px;">(141) </div><div id="a437" style="position:absolute;font-family:'Times New Roman';left:603.7px;top:630.8px;">(43) </div><div id="a439" style="position:absolute;font-family:'Times New Roman';left:675.3px;top:630.8px;">(2) </div><div id="a441" style="position:absolute;font-family:'Times New Roman';left:72px;top:647.9px;">Ending shareholders' equity </div><div id="a443" style="position:absolute;font-family:'Times New Roman';left:472.3px;top:647.9px;">7,649 </div><div id="a445" style="position:absolute;font-family:'Times New Roman';left:539.1px;top:647.9px;">7,649 </div><div id="a448" style="position:absolute;font-family:'Times New Roman';left:595.3px;top:645.9px;">9,979 </div><div id="a450" style="position:absolute;font-family:'Times New Roman';left:662.2px;top:645.9px;">9,979 </div><div id="a458" style="position:absolute;font-family:'Times New Roman';left:72px;top:678px;">Common shares outstanding </div><div id="a461" style="position:absolute;font-family:'Times New Roman';left:543.8px;top:675.8px;">39.2 </div><div id="a465" style="position:absolute;font-family:'Times New Roman';left:666.9px;top:675.8px;">39.4 </div><div id="a467" style="position:absolute;font-family:'Times New Roman';left:72px;top:692.9px;">Book value per common share outstanding </div><div id="a470" style="position:absolute;font-family:'Times New Roman';left:534.5px;top:690.8px;">195.27 </div><div id="a474" style="position:absolute;font-family:'Times New Roman';left:657.6px;top:690.8px;">253.40 </div><div id="a476" style="position:absolute;font-family:'Times New Roman';left:72px;top:707.9px;">Less: Unrealized on fixed inc. investments ("URAD") </div><div id="a480" style="position:absolute;font-family:'Times New Roman';left:535.9px;top:705.9px;">(50.02) </div><div id="a484" style="position:absolute;font-family:'Times New Roman';left:662.2px;top:705.9px;">10.57 </div><div id="a486" style="position:absolute;font-family:'Times New Roman';left:72px;top:723px;">Book value excl. URAD per common share outstanding </div><div id="a489" style="position:absolute;font-family:'Times New Roman';left:534.5px;top:720.7px;">245.29 </div><div id="a493" style="position:absolute;font-family:'Times New Roman';left:657.6px;top:720.7px;">242.83 </div><div id="a501" style="position:absolute;font-family:'Times New Roman';left:72px;top:752.9px;">Change in BVPS adjusted for dividends </div><div id="a504" style="position:absolute;font-family:'Times New Roman';left:535.9px;top:750.8px;">-22.5% </div><div id="a510" style="position:absolute;font-family:'Times New Roman';left:72px;top:768px;">Total Shareholder Return ("TSR")<div style="display:inline-block;width:3.7px">&#160;</div>- Annualized </div><div id="a516" style="position:absolute;font-family:'Times New Roman';left:540.6px;top:765.9px;">-1.0% </div><div id="a522" style="position:absolute;font-family:'Times New Roman';left:72px;top:783px;">Common share dividends paid - last 12 months </div><div id="a529" style="position:absolute;font-family:'Times New Roman';left:543.8px;top:780.8px;">6.40 </div><div id="a533" style="position:absolute;font-family:'Times New Roman';left:666.9px;top:780.8px;">6.20 </div></div>
</div>
<div style="padding: 7px">
<div id="Page4" style="background-color:RGB(255, 255, 255);position:relative;margin-left:auto;margin-right:auto;overflow:hidden;border-style:solid;border-width:thin;border-color:RGB(198, 198, 198);page-break-after:always;width:816px;height:1056px;">
<div style="position:absolute; width:614.2px; height:30.1px; left:72px; top:253.5px; background-color:#DEEBF7; ">&#160;</div>
<div style="position:absolute; width:614.2px; height:30.1px; left:72px; top:253.5px; background-color:#DEEBF7; ">&#160;</div>
<div style="position:absolute; width:130.1px; height:1px; left:412.6px; top:365.1px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:130px; height:1px; left:550.7px; top:365.1px; background-color:#000000; ">&#160;</div>
<div id="a549" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:404.4px;top:1011.4px;">4</div><div id="a553" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:146.9px;">The following information summarizes the Company&#8217;s underwriting results, on a consolidated basis and by </div><div id="a554" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:172.2px;">segment &#8211; Reinsurance and Insurance, with selected commentary on results<div style="display:inline-block;width:2.3px">&#160;</div>by segment. </div><div id="a570" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:72px;top:253.6px;">Underwriting information - Everest Re Group </div><div id="a575" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:461.1px;top:253.6px;">Q3 </div><div id="a577" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:492.4px;top:253.6px;">Year to Date </div><div id="a580" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:599.2px;top:253.6px;">Q3 </div><div id="a582" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:630.5px;top:253.6px;">Year to Date </div><div id="a585" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:72px;top:268.7px;">All values in USD millions except for percentages </div><div id="a587" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:454.3px;top:268.7px;">2022 </div><div id="a589" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:524.4px;top:268.7px;">2022 </div><div id="a592" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:592.4px;top:268.7px;">2021 </div><div id="a594" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:662.5px;top:268.7px;">2021 </div><div id="a597" style="position:absolute;font-family:'Times New Roman';left:72px;top:283.7px;">Gross written premium </div><div id="a599" style="position:absolute;font-family:'Times New Roman';left:449.1px;top:283.7px;">3,680 </div><div id="a601" style="position:absolute;font-family:'Times New Roman';left:514.5px;top:283.7px;">10,313 </div><div id="a604" style="position:absolute;font-family:'Times New Roman';left:587.1px;top:283.7px;">3,498 </div><div id="a606" style="position:absolute;font-family:'Times New Roman';left:657.3px;top:283.7px;">9,619 </div><div id="a609" style="position:absolute;font-family:'Times New Roman';left:72px;top:298.6px;">Net written premium </div><div id="a611" style="position:absolute;font-family:'Times New Roman';left:449.1px;top:298.6px;">3,323 </div><div id="a613" style="position:absolute;font-family:'Times New Roman';left:519.1px;top:298.6px;">9,156 </div><div id="a616" style="position:absolute;font-family:'Times New Roman';left:587.1px;top:298.6px;">3,026 </div><div id="a618" style="position:absolute;font-family:'Times New Roman';left:657.3px;top:298.6px;">8,389 </div><div id="a628" style="position:absolute;font-family:'Times New Roman';left:72px;top:320.7px;">Loss ratio </div><div id="a630" style="position:absolute;font-family:'Times New Roman';left:448.9px;top:320.7px;">85.5% </div><div id="a632" style="position:absolute;font-family:'Times New Roman';left:519px;top:320.7px;">71.7% </div><div id="a635" style="position:absolute;font-family:'Times New Roman';left:587px;top:320.7px;">85.6% </div><div id="a637" style="position:absolute;font-family:'Times New Roman';left:657.1px;top:320.7px;">73.3% </div><div id="a640" style="position:absolute;font-family:'Times New Roman';left:72px;top:335.8px;">Commission and brokerage ratio </div><div id="a642" style="position:absolute;font-family:'Times New Roman';left:448.9px;top:335.8px;">20.9% </div><div id="a644" style="position:absolute;font-family:'Times New Roman';left:519px;top:335.8px;">21.4% </div><div id="a647" style="position:absolute;font-family:'Times New Roman';left:587px;top:335.8px;">21.2% </div><div id="a649" style="position:absolute;font-family:'Times New Roman';left:657.1px;top:335.8px;">21.2% </div><div id="a652" style="position:absolute;font-family:'Times New Roman';left:72px;top:350.6px;">Other underwriting expenses </div><div id="a654" style="position:absolute;font-family:'Times New Roman';left:453.5px;top:350.6px;">5.5% </div><div id="a656" style="position:absolute;font-family:'Times New Roman';left:523.6px;top:350.6px;">5.7% </div><div id="a659" style="position:absolute;font-family:'Times New Roman';left:591.6px;top:350.6px;">5.3% </div><div id="a661" style="position:absolute;font-family:'Times New Roman';left:661.7px;top:350.6px;">5.6% </div><div id="a664" style="position:absolute;font-family:'Times New Roman';left:72px;top:366.3px;">Combined ratio </div><div id="a666" style="position:absolute;font-family:'Times New Roman';left:444.3px;top:366.3px;">112.0% </div><div id="a668" style="position:absolute;font-family:'Times New Roman';left:519px;top:366.3px;">98.8% </div><div id="a671" style="position:absolute;font-family:'Times New Roman';left:582.3px;top:366.3px;">112.2% </div><div id="a673" style="position:absolute;font-family:'Times New Roman';left:652.5px;top:366.3px;">100.1% </div><div id="a676" style="position:absolute;font-family:'Times New Roman';left:72px;top:380.7px;">Attritional combined ratio </div><div id="a678" style="position:absolute;font-family:'Times New Roman';left:448.9px;top:380.7px;">87.6% </div><div id="a680" style="position:absolute;font-family:'Times New Roman';left:519px;top:380.7px;">87.4% </div><div id="a683" style="position:absolute;font-family:'Times New Roman';left:587px;top:380.7px;">87.9% </div><div id="a685" style="position:absolute;font-family:'Times New Roman';left:657.1px;top:380.7px;">87.6% </div><div id="a695" style="position:absolute;font-family:'Times New Roman';left:72px;top:401.7px;">Pre-tax net catastrophe losses </div><div id="a699" style="position:absolute;font-family:'Times New Roman';left:455.9px;top:401.7px;">730 </div><div id="a701" style="position:absolute;font-family:'Times New Roman';left:526px;top:401.7px;">930 </div><div id="a704" style="position:absolute;font-family:'Times New Roman';left:594px;top:401.7px;">635 </div><div id="a706" style="position:absolute;font-family:'Times New Roman';left:664.1px;top:401.7px;">940 </div><div id="a709" style="position:absolute;font-family:'Times New Roman';left:72px;top:416.7px;">Pre-tax net covid losses </div><div id="a713" style="position:absolute;font-family:'Times New Roman';left:441.9px;top:416.7px;"><div style="display:inline-block;width:28.2px">&#160;</div>-<div style="display:inline-block;width:4.6px">&#160;</div></div><div id="a717" style="position:absolute;font-family:'Times New Roman';left:493.2px;top:416.7px;"><div style="display:inline-block;width:46.9px">&#160;</div>-<div style="display:inline-block;width:4.4px">&#160;</div></div><div id="a722" style="position:absolute;font-family:'Times New Roman';left:577.5px;top:416.7px;"><div style="display:inline-block;width:30.6px">&#160;</div>-<div style="display:inline-block;width:4.4px">&#160;</div></div><div id="a726" style="position:absolute;font-family:'Times New Roman';left:631.3px;top:416.7px;"><div style="display:inline-block;width:46.9px">&#160;</div>-<div style="display:inline-block;width:4.4px">&#160;</div></div><div id="a731" style="position:absolute;font-family:'Times New Roman';left:72px;top:431.8px;">Pre-tax net Russian / Ukraine War<div style="display:inline-block;width:3.8px">&#160;</div>losses </div><div id="a735" style="position:absolute;font-family:'Times New Roman';left:441.9px;top:431.8px;"><div style="display:inline-block;width:28.2px">&#160;</div>-<div style="display:inline-block;width:4.6px">&#160;</div></div><div id="a739" style="position:absolute;font-family:'Times New Roman';left:530.8px;top:431.8px;">45 </div><div id="a742" style="position:absolute;font-family:'Times New Roman';left:577.5px;top:431.8px;"><div style="display:inline-block;width:30.6px">&#160;</div>-<div style="display:inline-block;width:4.4px">&#160;</div></div><div id="a746" style="position:absolute;font-family:'Times New Roman';left:631.3px;top:431.8px;"><div style="display:inline-block;width:46.9px">&#160;</div>-<div style="display:inline-block;width:4.4px">&#160;</div></div><div id="a751" style="position:absolute;font-family:'Times New Roman';left:72px;top:446.6px;">Pre-tax net prior year reserve development </div><div id="a755" style="position:absolute;font-family:'Times New Roman';left:441.9px;top:446.6px;"><div style="display:inline-block;width:28.2px">&#160;</div>-<div style="display:inline-block;width:4.6px">&#160;</div></div><div id="a759" style="position:absolute;font-family:'Times New Roman';left:532.3px;top:446.6px;">(2) </div><div id="a762" style="position:absolute;font-family:'Times New Roman';left:600.3px;top:446.6px;">(2) </div><div id="a764" style="position:absolute;font-family:'Times New Roman';left:670.4px;top:446.6px;">(6) </div><div id="a767" style="position:absolute;font-family:'Times New Roman';font-size:8.64px;left:72px;top:461.6px;">Notes </div><div id="a775" style="position:absolute;font-family:'Times New Roman';font-size:8.64px;left:72px;top:475.7px;">1/ Attritional combined ratio excludes catastrophe losses, reinstatement premiums, prior year development, Covid-19 losses,<div style="display:inline-block;width:3.6px">&#160;</div>CECL, and losses from the Russian/Ukraine war. </div><div id="a780" style="position:absolute;font-family:'Times New Roman';font-size:8.64px;left:72px;top:495.7px;">2/Pre-tax net catastrophe losses are net of reinsurance and reinstatement premiums </div><div id="a785" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-weight:bold;left:72px;top:529.1px;">Reinsurance Segment &#8211; Quarterly Highlights </div><div id="a790" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:96px;top:558.1px;">&#9679;</div><div id="a792" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:558.1px;">Gross written premiums of $2.6<div style="display:inline-block;width:5.5px">&#160;</div>billion for the quarter versus $2.5<div style="display:inline-block;width:5.3px">&#160;</div>billion a year ago. The quarter </div><div id="a793" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:585.5px;">includes $110 million of reinstatement premiums (vs<div style="display:inline-block;width:5.3px">&#160;</div>$60 million a year ago). Growth was driven </div><div id="a794" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:613.2px;">by casualty lines<div style="display:inline-block;width:6px">&#160;</div>and continued<div style="display:inline-block;width:5.4px">&#160;</div>international expansion<div style="display:inline-block;width:5.5px">&#160;</div>offset by<div style="display:inline-block;width:5.5px">&#160;</div>targeted reductions<div style="display:inline-block;width:5.8px">&#160;</div>in property </div><div id="a796" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:640.7px;">and headwinds from the strong dollar </div><div id="a798" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:96px;top:669.7px;">&#9679;</div><div id="a800" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:669.7px;">Pre-tax<div style="display:inline-block;width:9.5px">&#160;</div>catastrophe<div style="display:inline-block;width:9.7px">&#160;</div>losses<div style="display:inline-block;width:9.6px">&#160;</div>of<div style="display:inline-block;width:9.6px">&#160;</div>$620<div style="display:inline-block;width:9.6px">&#160;</div>million<div style="display:inline-block;width:9.8px">&#160;</div>net<div style="display:inline-block;width:9.7px">&#160;</div>of<div style="display:inline-block;width:9.6px">&#160;</div>estimated<div style="display:inline-block;width:9.6px">&#160;</div>recoveries<div style="display:inline-block;width:9.8px">&#160;</div>and<div style="display:inline-block;width:9.5px">&#160;</div>reinstatement </div><div id="a804" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:697.2px;">premiums, primarily driven by Hurricane Ian (compared with $555 million a year ago)<div style="display:inline-block;width:8.1px">&#160;</div></div><div id="a808" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:96px;top:726px;">&#9679;</div><div id="a810" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:726px;">Improved<div style="display:inline-block;width:7.2px">&#160;</div>risk-adjusted<div style="display:inline-block;width:7.4px">&#160;</div>profitability<div style="display:inline-block;width:7.4px">&#160;</div>of<div style="display:inline-block;width:7.3px">&#160;</div>the<div style="display:inline-block;width:7.3px">&#160;</div>portfolio<div style="display:inline-block;width:7.4px">&#160;</div>driven<div style="display:inline-block;width:7.3px">&#160;</div>by<div style="display:inline-block;width:7.4px">&#160;</div>targeted<div style="display:inline-block;width:7.6px">&#160;</div>underwriting<div style="display:inline-block;width:7.3px">&#160;</div>actions, </div><div id="a813" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:753.5px;">resulting in a 110<div style="display:inline-block;width:1.5px">&#160;</div>-basis point improvement in the attritional<div style="display:inline-block;width:5.5px">&#160;</div>loss ratio for the quarter vs.<div style="display:inline-block;width:5.5px">&#160;</div>the prior </div><div id="a816" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:781.1px;">year (59.1% vs. 60.2%) and an attritional combined ratio of 86.8% (vs 87.1% a year ago) </div><div id="a819" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:96px;top:810px;">&#9679;</div><div id="a821" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:810px;">Continued expense discipline resulting in an operating expense ratio for the quarter of 2.4%, in </div><div id="a822" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:837.4px;">line with a year ago<div style="display:inline-block;width:4.1px">&#160;</div></div><div id="a824" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:865.1px;"><div style="display:inline-block;width:4px">&#160;</div></div></div>
</div>
<div style="padding: 7px">
<div id="Page5" style="background-color:RGB(255, 255, 255);position:relative;margin-left:auto;margin-right:auto;overflow:hidden;border-style:solid;border-width:thin;border-color:RGB(198, 198, 198);page-break-after:always;width:816px;height:1056px;">
<div style="position:absolute; width:69px; height:10.7px; left:538.2px; top:122.3px; background-color:#DEEBF7; ">&#160;</div>
<div style="position:absolute; width:614.2px; height:32px; left:72px; top:117px; background-color:#DEEBF7; ">&#160;</div>
<div style="position:absolute; width:614.2px; height:32px; left:72px; top:117px; background-color:#DEEBF7; ">&#160;</div>
<div style="position:absolute; width:282.1px; height:10.7px; left:404.1px; top:138.3px; background-color:#DEEBF7; ">&#160;</div>
<div style="position:absolute; width:134.1px; height:1px; left:403.7px; top:230.7px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:134px; height:1px; left:545.8px; top:230.7px; background-color:#000000; ">&#160;</div>
<div id="a828" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:404.4px;top:1011.4px;">5</div><div id="a837" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:72px;top:117.2px;">Underwriting information - Reinsurance segment </div><div id="a842" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:453.1px;top:122.4px;">Q3 </div><div id="a844" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:487.3px;top:119.9px;">Year to Date </div><div id="a847" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:595.1px;top:122.4px;">Q3 </div><div id="a849" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:629.4px;top:119.9px;">Year to Date </div><div id="a853" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:72px;top:133.2px;">All values in USD millions except for percentages </div><div id="a855" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:446.3px;top:138.4px;">2022 </div><div id="a857" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:519.3px;top:138.4px;">2022 </div><div id="a860" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:588.4px;top:138.4px;">2021 </div><div id="a862" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:661.4px;top:138.4px;">2021 </div><div id="a865" style="position:absolute;font-family:'Times New Roman';left:72px;top:149.2px;">Gross written premium </div><div id="a867" style="position:absolute;font-family:'Times New Roman';left:441.2px;top:149.2px;">2,551 </div><div id="a869" style="position:absolute;font-family:'Times New Roman';left:514.2px;top:149.2px;">6,938 </div><div id="a872" style="position:absolute;font-family:'Times New Roman';left:583.3px;top:149.2px;">2,488 </div><div id="a874" style="position:absolute;font-family:'Times New Roman';left:656.3px;top:149.2px;">6,696 </div><div id="a877" style="position:absolute;font-family:'Times New Roman';left:72px;top:164.2px;">Net written premium </div><div id="a879" style="position:absolute;font-family:'Times New Roman';left:441.2px;top:164.2px;">2,460 </div><div id="a881" style="position:absolute;font-family:'Times New Roman';left:514.2px;top:164.2px;">6,664 </div><div id="a884" style="position:absolute;font-family:'Times New Roman';left:583.3px;top:164.2px;">2,293 </div><div id="a886" style="position:absolute;font-family:'Times New Roman';left:656.3px;top:164.2px;">6,266 </div><div id="a896" style="position:absolute;font-family:'Times New Roman';left:72px;top:186.3px;">Loss ratio </div><div id="a898" style="position:absolute;font-family:'Times New Roman';left:440.9px;top:186.3px;">88.7% </div><div id="a900" style="position:absolute;font-family:'Times New Roman';left:513.9px;top:186.3px;">72.8% </div><div id="a903" style="position:absolute;font-family:'Times New Roman';left:583px;top:186.3px;">89.4% </div><div id="a905" style="position:absolute;font-family:'Times New Roman';left:656px;top:186.3px;">74.1% </div><div id="a908" style="position:absolute;font-family:'Times New Roman';left:72px;top:201.2px;">Commission and brokerage ratio </div><div id="a911" style="position:absolute;font-family:'Times New Roman';left:440.9px;top:201.2px;">23.9% </div><div id="a913" style="position:absolute;font-family:'Times New Roman';left:513.9px;top:201.2px;">24.5% </div><div id="a916" style="position:absolute;font-family:'Times New Roman';left:583px;top:201.2px;">23.8% </div><div id="a918" style="position:absolute;font-family:'Times New Roman';left:656px;top:201.2px;">23.8% </div><div id="a921" style="position:absolute;font-family:'Times New Roman';left:72px;top:216.2px;">Other underwriting expenses </div><div id="a923" style="position:absolute;font-family:'Times New Roman';left:445.5px;top:216.2px;">2.4% </div><div id="a925" style="position:absolute;font-family:'Times New Roman';left:518.5px;top:216.2px;">2.4% </div><div id="a928" style="position:absolute;font-family:'Times New Roman';left:587.6px;top:216.2px;">2.3% </div><div id="a930" style="position:absolute;font-family:'Times New Roman';left:660.6px;top:216.2px;">2.5% </div><div id="a933" style="position:absolute;font-family:'Times New Roman';left:72px;top:231.9px;">Combined ratio </div><div id="a936" style="position:absolute;font-family:'Times New Roman';left:436.3px;top:231.9px;">115.0% </div><div id="a938" style="position:absolute;font-family:'Times New Roman';left:513.9px;top:231.9px;">99.8% </div><div id="a941" style="position:absolute;font-family:'Times New Roman';left:578.3px;top:231.9px;">115.5% </div><div id="a943" style="position:absolute;font-family:'Times New Roman';left:651.3px;top:231.9px;">100.5% </div><div id="a946" style="position:absolute;font-family:'Times New Roman';left:72px;top:246.3px;">Attritional combined ratio </div><div id="a948" style="position:absolute;font-family:'Times New Roman';left:440.9px;top:246.3px;">86.8% </div><div id="a950" style="position:absolute;font-family:'Times New Roman';left:513.9px;top:246.3px;">86.3% </div><div id="a953" style="position:absolute;font-family:'Times New Roman';left:583px;top:246.3px;">87.1% </div><div id="a955" style="position:absolute;font-family:'Times New Roman';left:656px;top:246.3px;">86.3% </div><div id="a965" style="position:absolute;font-family:'Times New Roman';left:72px;top:268.2px;">Pre-tax net catastrophe losses </div><div id="a969" style="position:absolute;font-family:'Times New Roman';left:448.1px;top:268.2px;">620 </div><div id="a971" style="position:absolute;font-family:'Times New Roman';left:521.1px;top:268.2px;">810 </div><div id="a974" style="position:absolute;font-family:'Times New Roman';left:590.2px;top:268.2px;">555 </div><div id="a976" style="position:absolute;font-family:'Times New Roman';left:663.2px;top:268.2px;">803 </div><div id="a979" style="position:absolute;font-family:'Times New Roman';left:72px;top:283.2px;">Pre-tax net covid losses </div><div id="a983" style="position:absolute;font-family:'Times New Roman';left:422.1px;top:283.2px;"><div style="display:inline-block;width:39.9px">&#160;</div>-<div style="display:inline-block;width:4.6px">&#160;</div></div><div id="a987" style="position:absolute;font-family:'Times New Roman';left:490.5px;top:283.2px;"><div style="display:inline-block;width:44.5px">&#160;</div>-<div style="display:inline-block;width:4.6px">&#160;</div></div><div id="a992" style="position:absolute;font-family:'Times New Roman';left:571.3px;top:283.2px;"><div style="display:inline-block;width:32.8px">&#160;</div>-<div style="display:inline-block;width:4.6px">&#160;</div></div><div id="a996" style="position:absolute;font-family:'Times New Roman';left:630.2px;top:283.2px;"><div style="display:inline-block;width:46.9px">&#160;</div>-<div style="display:inline-block;width:4.4px">&#160;</div></div><div id="a1001" style="position:absolute;font-family:'Times New Roman';left:72px;top:298.3px;">Pre-tax net Russian / Ukraine War<div style="display:inline-block;width:3.8px">&#160;</div>losses </div><div id="a1005" style="position:absolute;font-family:'Times New Roman';left:422.1px;top:298.3px;"><div style="display:inline-block;width:39.9px">&#160;</div>-<div style="display:inline-block;width:4.6px">&#160;</div></div><div id="a1009" style="position:absolute;font-family:'Times New Roman';left:525.9px;top:298.3px;">45 </div><div id="a1012" style="position:absolute;font-family:'Times New Roman';left:571.3px;top:298.3px;"><div style="display:inline-block;width:32.8px">&#160;</div>-<div style="display:inline-block;width:4.6px">&#160;</div></div><div id="a1016" style="position:absolute;font-family:'Times New Roman';left:630.2px;top:298.3px;"><div style="display:inline-block;width:46.9px">&#160;</div>-<div style="display:inline-block;width:4.4px">&#160;</div></div><div id="a1021" style="position:absolute;font-family:'Times New Roman';left:72px;top:313.2px;">Pre-tax net prior year reserve development </div><div id="a1025" style="position:absolute;font-family:'Times New Roman';left:422.1px;top:313.2px;"><div style="display:inline-block;width:39.9px">&#160;</div>-<div style="display:inline-block;width:4.6px">&#160;</div></div><div id="a1029" style="position:absolute;font-family:'Times New Roman';left:527.1px;top:313.2px;">(2) </div><div id="a1032" style="position:absolute;font-family:'Times New Roman';left:596.3px;top:313.2px;">(2) </div><div id="a1034" style="position:absolute;font-family:'Times New Roman';left:669.3px;top:313.2px;">(5) </div><div id="a1037" style="position:absolute;font-family:'Times New Roman';font-size:12px;left:72px;top:328.3px;">Notes </div><div id="a1045" style="position:absolute;font-family:'Times New Roman';left:72px;top:348.2px;">1/ Attritional combined ratio excludes catastrophe losses,<div style="display:inline-block;width:3.7px">&#160;</div>reinstatement premiums, prior year development, Covid-19 losses,<div style="display:inline-block;width:3.8px">&#160;</div>CECL, and losses from the </div><div id="a1049" style="position:absolute;font-family:'Times New Roman';left:72px;top:359px;">Russian/Ukraine war. </div><div id="a1051" style="position:absolute;font-family:'Times New Roman';left:72px;top:369.7px;">2/Pre-tax net catastrophe losses are net of reinsurance and<div style="display:inline-block;width:3.7px">&#160;</div>reinstatement premiums </div><div id="a1056" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-weight:bold;left:72px;top:403.2px;">Insurance Segment &#8211; Quarterly Highlights </div><div id="a1061" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:96px;top:432px;">&#9679;</div><div id="a1063" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:432px;">Gross<div style="display:inline-block;width:6px">&#160;</div>written<div style="display:inline-block;width:6px">&#160;</div>premiums<div style="display:inline-block;width:6.1px">&#160;</div>of<div style="display:inline-block;width:6px">&#160;</div>$1.1<div style="display:inline-block;width:6.1px">&#160;</div>billion,<div style="display:inline-block;width:6.1px">&#160;</div>a<div style="display:inline-block;width:6px">&#160;</div>13.1%<div style="display:inline-block;width:5.9px">&#160;</div>increase<div style="display:inline-block;width:5.8px">&#160;</div>year<div style="display:inline-block;width:6.1px">&#160;</div>over<div style="display:inline-block;width:6px">&#160;</div>year<div style="display:inline-block;width:6.1px">&#160;</div>in<div style="display:inline-block;width:6.1px">&#160;</div>constant<div style="display:inline-block;width:6px">&#160;</div>currency </div><div id="a1064" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:459.5px;">(11.9% increase when adjusting for FX), driven by balanced and strong diversified growth across </div><div id="a1065" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:487.2px;">most lines of business and geographies.<div style="display:inline-block;width:4px">&#160;</div></div><div id="a1069" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:96px;top:516px;">&#9679;</div><div id="a1071" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:516px;">The attritional combined ratio of 89.8%, a 50-basis point improvement compared to 90.3% in 3Q </div><div id="a1074" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:543.6px;">2021, is the best in the segment&#8217;s history </div><div id="a1076" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:96px;top:572.4px;">&#9679;</div><div id="a1078" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:572.4px;">Rate and exposure increases continue to exceed loss trend. </div><div id="a1080" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:599.9px;"><div style="display:inline-block;width:4px">&#160;</div></div></div>
</div>
<div style="padding: 7px">
<div id="Page6" style="background-color:RGB(255, 255, 255);position:relative;margin-left:auto;margin-right:auto;overflow:hidden;border-style:solid;border-width:thin;border-color:RGB(198, 198, 198);page-break-after:always;width:816px;height:1056px;">
<div style="position:absolute; width:276.1px; height:10.7px; left:404.1px; top:118.1px; background-color:#DEEBF7; ">&#160;</div>
<div style="position:absolute; width:614.2px; height:30.1px; left:72px; top:116px; background-color:#DEEBF7; ">&#160;</div>
<div style="position:absolute; width:614.2px; height:30.1px; left:72px; top:116px; background-color:#DEEBF7; ">&#160;</div>
<div style="position:absolute; width:134.1px; height:1px; left:403.7px; top:227.6px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:134px; height:1px; left:545.8px; top:227.6px; background-color:#000000; ">&#160;</div>
<div id="a1084" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:404.4px;top:1011.4px;">6</div><div id="a1093" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:72px;top:116.2px;">Underwriting information - Insurance segment </div><div id="a1098" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:453.1px;top:118.3px;">Q3 </div><div id="a1100" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:487.3px;top:118.3px;">Year to Date </div><div id="a1103" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:595.1px;top:118.3px;">Q3 </div><div id="a1105" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:629.4px;top:118.3px;">Year to Date </div><div id="a1108" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:72px;top:131.2px;">All values in USD millions except for percentages </div><div id="a1110" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:446.3px;top:131.2px;">2022 </div><div id="a1112" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:519.3px;top:131.2px;">2022 </div><div id="a1115" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:588.4px;top:131.2px;">2021 </div><div id="a1117" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:661.4px;top:131.2px;">2021 </div><div id="a1120" style="position:absolute;font-family:'Times New Roman';left:72px;top:146.3px;">Gross written premium </div><div id="a1122" style="position:absolute;font-family:'Times New Roman';left:441.2px;top:146.3px;">1,129 </div><div id="a1124" style="position:absolute;font-family:'Times New Roman';left:514.2px;top:146.3px;">3,376 </div><div id="a1127" style="position:absolute;font-family:'Times New Roman';left:583.3px;top:146.3px;">1,009 </div><div id="a1129" style="position:absolute;font-family:'Times New Roman';left:656.3px;top:146.3px;">2,924 </div><div id="a1132" style="position:absolute;font-family:'Times New Roman';left:72px;top:161.2px;">Net written premium </div><div id="a1134" style="position:absolute;font-family:'Times New Roman';left:448.1px;top:161.2px;">862 </div><div id="a1136" style="position:absolute;font-family:'Times New Roman';left:514.2px;top:161.2px;">2,492 </div><div id="a1139" style="position:absolute;font-family:'Times New Roman';left:590.2px;top:161.2px;">733 </div><div id="a1141" style="position:absolute;font-family:'Times New Roman';left:656.3px;top:161.2px;">2,123 </div><div id="a1151" style="position:absolute;font-family:'Times New Roman';left:72px;top:183.2px;">Loss ratio </div><div id="a1153" style="position:absolute;font-family:'Times New Roman';left:440.9px;top:183.2px;">76.8% </div><div id="a1155" style="position:absolute;font-family:'Times New Roman';left:513.9px;top:183.2px;">68.4% </div><div id="a1158" style="position:absolute;font-family:'Times New Roman';left:583px;top:183.2px;">74.7% </div><div id="a1160" style="position:absolute;font-family:'Times New Roman';left:656px;top:183.2px;">70.8% </div><div id="a1163" style="position:absolute;font-family:'Times New Roman';left:72px;top:198.3px;">Commission and brokerage ratio </div><div id="a1165" style="position:absolute;font-family:'Times New Roman';left:440.9px;top:198.3px;">12.7% </div><div id="a1167" style="position:absolute;font-family:'Times New Roman';left:513.9px;top:198.3px;">12.7% </div><div id="a1170" style="position:absolute;font-family:'Times New Roman';left:583px;top:198.3px;">13.7% </div><div id="a1172" style="position:absolute;font-family:'Times New Roman';left:656px;top:198.3px;">13.4% </div><div id="a1175" style="position:absolute;font-family:'Times New Roman';left:72px;top:213.2px;">Other underwriting expenses </div><div id="a1177" style="position:absolute;font-family:'Times New Roman';left:440.9px;top:213.2px;">14.0% </div><div id="a1179" style="position:absolute;font-family:'Times New Roman';left:513.9px;top:213.2px;">14.8% </div><div id="a1182" style="position:absolute;font-family:'Times New Roman';left:583px;top:213.2px;">14.1% </div><div id="a1184" style="position:absolute;font-family:'Times New Roman';left:656px;top:213.2px;">14.5% </div><div id="a1187" style="position:absolute;font-family:'Times New Roman';left:72px;top:228.8px;">Combined ratio </div><div id="a1189" style="position:absolute;font-family:'Times New Roman';left:436.3px;top:228.8px;">103.5% </div><div id="a1191" style="position:absolute;font-family:'Times New Roman';left:513.9px;top:228.8px;">95.9% </div><div id="a1194" style="position:absolute;font-family:'Times New Roman';left:578.3px;top:228.8px;">102.5% </div><div id="a1196" style="position:absolute;font-family:'Times New Roman';left:656px;top:228.8px;">98.7% </div><div id="a1199" style="position:absolute;font-family:'Times New Roman';left:72px;top:243.2px;">Attritional combined ratio </div><div id="a1201" style="position:absolute;font-family:'Times New Roman';left:440.9px;top:243.2px;">89.8% </div><div id="a1203" style="position:absolute;font-family:'Times New Roman';left:513.9px;top:243.2px;">90.3% </div><div id="a1206" style="position:absolute;font-family:'Times New Roman';left:583px;top:243.2px;">90.3% </div><div id="a1208" style="position:absolute;font-family:'Times New Roman';left:656px;top:243.2px;">91.5% </div><div id="a1218" style="position:absolute;font-family:'Times New Roman';left:72px;top:265.2px;">Pre-tax net catastrophe losses </div><div id="a1222" style="position:absolute;font-family:'Times New Roman';left:448.1px;top:265.2px;">110 </div><div id="a1224" style="position:absolute;font-family:'Times New Roman';left:521.1px;top:265.2px;">120 </div><div id="a1227" style="position:absolute;font-family:'Times New Roman';left:595px;top:265.2px;">80 </div><div id="a1229" style="position:absolute;font-family:'Times New Roman';left:663.2px;top:265.2px;">138 </div><div id="a1232" style="position:absolute;font-family:'Times New Roman';left:72px;top:280.2px;">Pre-tax net covid losses </div><div id="a1236" style="position:absolute;font-family:'Times New Roman';left:422.1px;top:280.2px;"><div style="display:inline-block;width:39.9px">&#160;</div>-<div style="display:inline-block;width:4.6px">&#160;</div></div><div id="a1240" style="position:absolute;font-family:'Times New Roman';left:485.9px;top:280.2px;"><div style="display:inline-block;width:49.1px">&#160;</div>-<div style="display:inline-block;width:4.6px">&#160;</div></div><div id="a1245" style="position:absolute;font-family:'Times New Roman';left:571.3px;top:280.2px;"><div style="display:inline-block;width:32.8px">&#160;</div>-<div style="display:inline-block;width:4.6px">&#160;</div></div><div id="a1249" style="position:absolute;font-family:'Times New Roman';left:630.2px;top:280.2px;"><div style="display:inline-block;width:46.9px">&#160;</div>-<div style="display:inline-block;width:4.4px">&#160;</div></div><div id="a1254" style="position:absolute;font-family:'Times New Roman';left:72px;top:295.2px;">Pre-tax net Russian / Ukraine War<div style="display:inline-block;width:3.8px">&#160;</div>losses </div><div id="a1258" style="position:absolute;font-family:'Times New Roman';left:422.1px;top:295.2px;"><div style="display:inline-block;width:39.9px">&#160;</div>-<div style="display:inline-block;width:4.6px">&#160;</div></div><div id="a1262" style="position:absolute;font-family:'Times New Roman';left:485.9px;top:295.2px;"><div style="display:inline-block;width:49.1px">&#160;</div>-<div style="display:inline-block;width:4.6px">&#160;</div></div><div id="a1267" style="position:absolute;font-family:'Times New Roman';left:571.3px;top:295.2px;"><div style="display:inline-block;width:32.8px">&#160;</div>-<div style="display:inline-block;width:4.6px">&#160;</div></div><div id="a1271" style="position:absolute;font-family:'Times New Roman';left:630.2px;top:295.2px;"><div style="display:inline-block;width:46.9px">&#160;</div>-<div style="display:inline-block;width:4.4px">&#160;</div></div><div id="a1276" style="position:absolute;font-family:'Times New Roman';left:72px;top:310.3px;">Pre-tax net prior year reserve development </div><div id="a1280" style="position:absolute;font-family:'Times New Roman';left:422.1px;top:310.3px;"><div style="display:inline-block;width:39.9px">&#160;</div>-<div style="display:inline-block;width:4.6px">&#160;</div></div><div id="a1284" style="position:absolute;font-family:'Times New Roman';left:530.5px;top:310.3px;">1 </div><div id="a1287" style="position:absolute;font-family:'Times New Roman';left:571.3px;top:310.3px;"><div style="display:inline-block;width:32.8px">&#160;</div>-<div style="display:inline-block;width:4.6px">&#160;</div></div><div id="a1291" style="position:absolute;font-family:'Times New Roman';left:669.3px;top:310.3px;">(1) </div><div id="a1294" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:325.3px;">Notes </div><div id="a1302" style="position:absolute;font-family:'Times New Roman';left:72px;top:345.2px;">1/ Attritional combined ratio excludes catastrophe losses,<div style="display:inline-block;width:3.7px">&#160;</div>reinstatement premiums, prior year development, Covid-19 losses,<div style="display:inline-block;width:3.8px">&#160;</div>CECL, and losses from the </div><div id="a1305" style="position:absolute;font-family:'Times New Roman';left:72px;top:355.9px;">Russian/Ukraine war. </div><div id="a1307" style="position:absolute;font-family:'Times New Roman';left:72px;top:366.6px;">2/Pre-tax net catastrophe losses are net of reinsurance and<div style="display:inline-block;width:3.7px">&#160;</div>reinstatement premiums </div><div id="a1313" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-weight:bold;left:72px;top:395.1px;">Investments and Shareholders&#8217; Equity at September 30, 2022<div style="display:inline-block;width:4.4px">&#160;</div></div><div id="a1315" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:96px;top:424px;">&#9679;</div><div id="a1317" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:424px;">Total invested assets and cash of $28.5 billion versus the year end 2021 value of $29.7 billion </div><div id="a1319" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:96px;top:452.8px;">&#9679;</div><div id="a1321" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:452.8px;">$58 million of share repurchases in 3Q 2022 at an average price of $251.98 per share </div><div id="a1324" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:96px;top:481.5px;">&#9679;</div><div id="a1326" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:481.5px;">Repurchased<div style="display:inline-block;width:7.1px">&#160;</div>$6.2<div style="display:inline-block;width:7.2px">&#160;</div>million<div style="display:inline-block;width:7.4px">&#160;</div>par<div style="display:inline-block;width:7.3px">&#160;</div>amount<div style="display:inline-block;width:7.2px">&#160;</div>of<div style="display:inline-block;width:7.3px">&#160;</div>Long-Term<div style="display:inline-block;width:8.4px">&#160;</div>Subordinated<div style="display:inline-block;width:7.3px">&#160;</div>Notes<div style="display:inline-block;width:7.3px">&#160;</div>due<div style="display:inline-block;width:7.3px">&#160;</div>2067<div style="display:inline-block;width:7.2px">&#160;</div>for<div style="display:inline-block;width:7.3px">&#160;</div>$5.1 </div><div id="a1329" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:509px;">million plus accrued interest </div><div id="a1331" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:96px;top:537.8px;">&#9679;</div><div id="a1333" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:537.8px;">Shareholders&#8217;<div style="display:inline-block;width:5.9px">&#160;</div>equity<div style="display:inline-block;width:5.9px">&#160;</div>of<div style="display:inline-block;width:5.9px">&#160;</div>$7.6<div style="display:inline-block;width:6px">&#160;</div>billion<div style="display:inline-block;width:6.1px">&#160;</div>vs.<div style="display:inline-block;width:5.9px">&#160;</div>$10.1<div style="display:inline-block;width:5.9px">&#160;</div>billion<div style="display:inline-block;width:5.9px">&#160;</div>at<div style="display:inline-block;width:5.9px">&#160;</div>year<div style="display:inline-block;width:5.7px">&#160;</div>end<div style="display:inline-block;width:5.9px">&#160;</div>2021,<div style="display:inline-block;width:5.9px">&#160;</div>largely<div style="display:inline-block;width:6.1px">&#160;</div>driven<div style="display:inline-block;width:5.8px">&#160;</div>by<div style="display:inline-block;width:5.9px">&#160;</div>$2.2 </div><div id="a1337" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:565.3px;">billion of unrealized net losses on fixed maturity investments </div><div id="a1340" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:96px;top:594.3px;">&#9679;</div><div id="a1342" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:594.3px;">Book value per diluted share of $195.27 vs. $258.21 at year end 2021 </div><div id="a1344" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:96px;top:622.9px;">&#9679;</div><div id="a1346" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:622.9px;">Book value<div style="display:inline-block;width:6.5px">&#160;</div>per diluted<div style="display:inline-block;width:6.7px">&#160;</div>share<div style="display:inline-block;width:5.4px">&#160;</div>excluding unrealized<div style="display:inline-block;width:6.8px">&#160;</div>gains (losses)<div style="display:inline-block;width:6.6px">&#160;</div>on<div style="display:inline-block;width:5.4px">&#160;</div>fixed<div style="display:inline-block;width:5.4px">&#160;</div>maturity investments </div><div id="a1347" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:650.5px;">of $245.29 vs. $252.12 at year end 2021 </div><div id="a1350" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:96px;top:679.3px;">&#9679;</div><div id="a1352" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:120px;top:679.3px;">Common share dividends declared and paid in the quarter of $1.65 per share equal to $65 million </div><div id="a1355" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-style:italic;left:72px;top:734.5px;">This news release<div style="display:inline-block;width:6px">&#160;</div>contains forward<div style="display:inline-block;width:1.4px">&#160;</div>-looking statements within<div style="display:inline-block;width:5.5px">&#160;</div>the meaning of<div style="display:inline-block;width:5.5px">&#160;</div>the U.S. federal<div style="display:inline-block;width:5.5px">&#160;</div>securities </div><div id="a1358" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-style:italic;left:72px;top:762px;">laws.<div style="display:inline-block;width:7.6px">&#160;</div>We<div style="display:inline-block;width:8.9px">&#160;</div>intend<div style="display:inline-block;width:7.5px">&#160;</div>these<div style="display:inline-block;width:7.4px">&#160;</div>forward-looking<div style="display:inline-block;width:8px">&#160;</div>statements<div style="display:inline-block;width:7.5px">&#160;</div>to<div style="display:inline-block;width:7.6px">&#160;</div>be<div style="display:inline-block;width:7.5px">&#160;</div>covered<div style="display:inline-block;width:7.9px">&#160;</div>by<div style="display:inline-block;width:7.5px">&#160;</div>the<div style="display:inline-block;width:7.5px">&#160;</div>safe<div style="display:inline-block;width:7.5px">&#160;</div>harbor<div style="display:inline-block;width:7.5px">&#160;</div>provisions<div style="display:inline-block;width:8px">&#160;</div>for </div><div id="a1362" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-style:italic;left:72px;top:789.7px;">forward-looking<div style="display:inline-block;width:8.2px">&#160;</div>statements<div style="display:inline-block;width:7.5px">&#160;</div>in<div style="display:inline-block;width:7.4px">&#160;</div>the<div style="display:inline-block;width:7.5px">&#160;</div>U.S.<div style="display:inline-block;width:7.5px">&#160;</div>Federal<div style="display:inline-block;width:7.4px">&#160;</div>securities<div style="display:inline-block;width:7.5px">&#160;</div>laws.<div style="display:inline-block;width:7.5px">&#160;</div>These<div style="display:inline-block;width:7.3px">&#160;</div>statements<div style="display:inline-block;width:7.5px">&#160;</div>involve<div style="display:inline-block;width:7.4px">&#160;</div>risks<div style="display:inline-block;width:7.5px">&#160;</div>and </div><div id="a1365" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-style:italic;left:72px;top:817.2px;">uncertainties<div style="display:inline-block;width:7.7px">&#160;</div>that<div style="display:inline-block;width:7.7px">&#160;</div>could<div style="display:inline-block;width:7.7px">&#160;</div>cause<div style="display:inline-block;width:7.6px">&#160;</div>actual<div style="display:inline-block;width:7.7px">&#160;</div>results<div style="display:inline-block;width:8.3px">&#160;</div>to<div style="display:inline-block;width:7.7px">&#160;</div>differ<div style="display:inline-block;width:7.7px">&#160;</div>materially<div style="display:inline-block;width:7.7px">&#160;</div>from<div style="display:inline-block;width:8.1px">&#160;</div>those<div style="display:inline-block;width:7.7px">&#160;</div>contained<div style="display:inline-block;width:7.6px">&#160;</div>in<div style="display:inline-block;width:7.7px">&#160;</div>forward-</div><div id="a1367" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-style:italic;left:72px;top:844.7px;">looking statements made<div style="display:inline-block;width:6.2px">&#160;</div>on behalf of<div style="display:inline-block;width:6.1px">&#160;</div>the Company.<div style="display:inline-block;width:6.2px">&#160;</div>These risks<div style="display:inline-block;width:5.4px">&#160;</div>and uncertainties<div style="display:inline-block;width:5.6px">&#160;</div>include the impact<div style="display:inline-block;width:6px">&#160;</div>of </div><div id="a1369" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-style:italic;left:72px;top:872.4px;">general<div style="display:inline-block;width:8.1px">&#160;</div>economic<div style="display:inline-block;width:8.1px">&#160;</div>conditions<div style="display:inline-block;width:8.4px">&#160;</div>and<div style="display:inline-block;width:8.2px">&#160;</div>conditions<div style="display:inline-block;width:8.2px">&#160;</div>affecting<div style="display:inline-block;width:7.9px">&#160;</div>the<div style="display:inline-block;width:8.1px">&#160;</div>insurance<div style="display:inline-block;width:8.1px">&#160;</div>and<div style="display:inline-block;width:8.2px">&#160;</div>reinsurance<div style="display:inline-block;width:8.6px">&#160;</div>industry,<div style="display:inline-block;width:9.1px">&#160;</div>the </div><div id="a1370" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-style:italic;left:72px;top:899.9px;">adequacy of our reserves, our ability to assess underwriting risk, trends in rates for </div></div>
</div>
<div style="padding: 7px">
<div id="Page7" style="background-color:RGB(255, 255, 255);position:relative;margin-left:auto;margin-right:auto;overflow:hidden;border-style:solid;border-width:thin;border-color:RGB(198, 198, 198);page-break-after:always;width:816px;height:1056px;">
<div style="position:absolute; width:192.7px; height:1px; left:71.6px; top:250.2px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:125.1px; height:1px; left:71.6px; top:481.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:151.2px; height:1px; left:519.5px; top:541.9px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:124.7px; height:1px; left:565.8px; top:602.6px; background-color:#0000FF; ">&#160;</div>
<div style="position:absolute; width:201px; height:1px; left:267.7px; top:794px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:208px; height:1px; left:477.8px; top:794px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:99px; height:1px; left:267.7px; top:806px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:98.9px; height:1px; left:369.7px; top:806px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:102.9px; height:1px; left:477.8px; top:806px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:102.1px; height:1px; left:583.7px; top:806px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:99px; height:1px; left:267.7px; top:854.6px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:98.9px; height:1px; left:369.7px; top:854.6px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:102.9px; height:1px; left:477.8px; top:854.6px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:51.1px; height:1px; left:583.7px; top:854.6px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:48px; height:1px; left:637.8px; top:854.6px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:48px; height:1px; left:267.7px; top:903.4px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:48px; height:1px; left:318.7px; top:903.4px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:48px; height:1px; left:369.7px; top:903.4px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:48px; height:1px; left:420.6px; top:903.4px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:50.9px; height:1px; left:477.8px; top:903.4px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:49px; height:1px; left:531.7px; top:903.4px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:51.1px; height:1px; left:583.7px; top:903.4px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:48px; height:1px; left:637.8px; top:903.4px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:48px; height:1px; left:267.7px; top:926.6px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:48px; height:1px; left:318.7px; top:926.6px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:48px; height:1px; left:369.7px; top:926.6px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:48px; height:1px; left:420.6px; top:926.6px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:50.9px; height:1px; left:477.8px; top:926.6px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:49px; height:1px; left:531.7px; top:926.6px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:51.1px; height:1px; left:583.7px; top:926.6px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:48px; height:1px; left:637.8px; top:926.6px; background-color:#000000; ">&#160;</div>
<div id="a1375" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:404.4px;top:1011.4px;">7</div><div id="a1377" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-style:italic;left:72px;top:96.3px;">property<div style="display:inline-block;width:9.3px">&#160;</div>and<div style="display:inline-block;width:8.8px">&#160;</div>casualty<div style="display:inline-block;width:8.8px">&#160;</div>insurance<div style="display:inline-block;width:8.6px">&#160;</div>and<div style="display:inline-block;width:8.8px">&#160;</div>reinsurance,<div style="display:inline-block;width:9.3px">&#160;</div>competition,<div style="display:inline-block;width:8.8px">&#160;</div>investment<div style="display:inline-block;width:8.7px">&#160;</div>market<div style="display:inline-block;width:8.7px">&#160;</div>and<div style="display:inline-block;width:8.8px">&#160;</div>investment </div><div id="a1378" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-style:italic;left:72px;top:123.8px;">income<div style="display:inline-block;width:6.1px">&#160;</div>fluctuations,<div style="display:inline-block;width:6.4px">&#160;</div>trends<div style="display:inline-block;width:7px">&#160;</div>in<div style="display:inline-block;width:6.3px">&#160;</div>insured<div style="display:inline-block;width:6.8px">&#160;</div>and<div style="display:inline-block;width:6.2px">&#160;</div>paid<div style="display:inline-block;width:6.4px">&#160;</div>losses,<div style="display:inline-block;width:6.3px">&#160;</div>catastrophes,<div style="display:inline-block;width:6.8px">&#160;</div>pandemic,<div style="display:inline-block;width:6.3px">&#160;</div>regulatory<div style="display:inline-block;width:7px">&#160;</div>and<div style="display:inline-block;width:6.4px">&#160;</div>legal </div><div id="a1379" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-style:italic;left:72px;top:151.5px;">uncertainties<div style="display:inline-block;width:6.5px">&#160;</div>and<div style="display:inline-block;width:6.6px">&#160;</div>other<div style="display:inline-block;width:6.7px">&#160;</div>factors<div style="display:inline-block;width:6.6px">&#160;</div>described<div style="display:inline-block;width:6.4px">&#160;</div>in<div style="display:inline-block;width:6.6px">&#160;</div>our<div style="display:inline-block;width:6.7px">&#160;</div>latest<div style="display:inline-block;width:6.6px">&#160;</div>Annual<div style="display:inline-block;width:6.7px">&#160;</div>Report<div style="display:inline-block;width:6.5px">&#160;</div>on<div style="display:inline-block;width:6.6px">&#160;</div>Form<div style="display:inline-block;width:6.5px">&#160;</div>10-K.<div style="display:inline-block;width:6.6px">&#160;</div>The<div style="display:inline-block;width:6.6px">&#160;</div>Company </div><div id="a1383" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-style:italic;left:72px;top:179px;">undertakes<div style="display:inline-block;width:6.6px">&#160;</div>no<div style="display:inline-block;width:6.7px">&#160;</div>obligation<div style="display:inline-block;width:6.7px">&#160;</div>to<div style="display:inline-block;width:6.8px">&#160;</div>publicly<div style="display:inline-block;width:6.7px">&#160;</div>update<div style="display:inline-block;width:6.7px">&#160;</div>or<div style="display:inline-block;width:6.6px">&#160;</div>revise<div style="display:inline-block;width:7.2px">&#160;</div>any<div style="display:inline-block;width:6.7px">&#160;</div>forward-looking<div style="display:inline-block;width:7.4px">&#160;</div>statements,<div style="display:inline-block;width:6.7px">&#160;</div>whether<div style="display:inline-block;width:6.7px">&#160;</div>as<div style="display:inline-block;width:6.7px">&#160;</div>a </div><div id="a1386" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-style:italic;left:72px;top:206.7px;">result of new information, future events or otherwise. </div><div id="a1388" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:234.2px;">About Everest Re Group, Ltd. </div><div id="a1392" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:261.9px;">Everest Re Group, Ltd. (&#8220;Everest&#8221;)<div style="display:inline-block;width:5.5px">&#160;</div>is a leading global<div style="display:inline-block;width:5.4px">&#160;</div>provider of reinsurance and insurance,<div style="display:inline-block;width:5.4px">&#160;</div>operating </div><div id="a1395" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:283px;">for close<div style="display:inline-block;width:5.4px">&#160;</div>to 50<div style="display:inline-block;width:5.6px">&#160;</div>years through<div style="display:inline-block;width:5.7px">&#160;</div>subsidiaries in<div style="display:inline-block;width:5.6px">&#160;</div>the U.S.,<div style="display:inline-block;width:5.6px">&#160;</div>Europe, Singapore,<div style="display:inline-block;width:5.6px">&#160;</div>Canada, Bermuda,<div style="display:inline-block;width:5.5px">&#160;</div>and other </div><div id="a1397" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:304.1px;">territories. </div><div id="a1400" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:343.9px;">Everest offers<div style="display:inline-block;width:5.4px">&#160;</div>property,<div style="display:inline-block;width:5.7px">&#160;</div>casualty,<div style="display:inline-block;width:5.6px">&#160;</div>and specialty products<div style="display:inline-block;width:5.9px">&#160;</div>through its<div style="display:inline-block;width:5.3px">&#160;</div>various operating affiliates<div style="display:inline-block;width:6px">&#160;</div>located </div><div id="a1402" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:365px;">in key markets around the world. </div><div id="a1405" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:404.5px;">Everest common stock (NYSE:RE) is a component of the S&amp;P 500 index. </div><div id="a1408" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:444px;">Additional<div style="display:inline-block;width:6.8px">&#160;</div>information<div style="display:inline-block;width:6.7px">&#160;</div>about<div style="display:inline-block;width:6.7px">&#160;</div>Everest,<div style="display:inline-block;width:6.6px">&#160;</div>our<div style="display:inline-block;width:6.7px">&#160;</div>people,<div style="display:inline-block;width:7px">&#160;</div>and<div style="display:inline-block;width:6.7px">&#160;</div>our<div style="display:inline-block;width:6.7px">&#160;</div>products<div style="display:inline-block;width:6.7px">&#160;</div>can<div style="display:inline-block;width:6.9px">&#160;</div>be<div style="display:inline-block;width:6.7px">&#160;</div>found<div style="display:inline-block;width:6.7px">&#160;</div>on<div style="display:inline-block;width:6.7px">&#160;</div>our<div style="display:inline-block;width:6.7px">&#160;</div>website<div style="display:inline-block;width:6.8px">&#160;</div>at </div><div id="a1409" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-style:italic;left:72px;top:465.3px;">www.everestre.com</div><div id="a1410" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:197.1px;top:465.3px;">. All issuing companies may not do business in all jurisdictions. </div><div id="a1413" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:504.8px;">A conference call discussing<div style="display:inline-block;width:2.4px">&#160;</div>the results will be held at 8:00 a.m. Eastern Time on October 27, 2022.<div style="display:inline-block;width:9.1px">&#160;</div>The </div><div id="a1416" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:525.9px;">call will<div style="display:inline-block;width:2.1px">&#160;</div>be available<div style="display:inline-block;width:1.4px">&#160;</div>on the<div style="display:inline-block;width:2.5px">&#160;</div>Internet<div style="display:inline-block;width:2.2px">&#160;</div>through<div style="display:inline-block;width:2.4px">&#160;</div>the Company&#8217;s<div style="display:inline-block;width:2.1px">&#160;</div>web site<div style="display:inline-block;width:2.4px">&#160;</div>at everestre.com/investors. </div><div id="a1422" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:565.5px;">Recipients are encouraged<div style="display:inline-block;width:2.6px">&#160;</div>to visit the Company&#8217;s web<div style="display:inline-block;width:5.7px">&#160;</div>site to view supplemental financial information<div style="display:inline-block;width:1.7px">&#160;</div>on </div><div id="a1423" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:586.6px;">the<div style="display:inline-block;width:10.7px">&#160;</div>Company&#8217;s<div style="display:inline-block;width:10.3px">&#160;</div>results.<div style="display:inline-block;width:20.8px">&#160;</div>The<div style="display:inline-block;width:10.6px">&#160;</div>supplemental<div style="display:inline-block;width:8.9px">&#160;</div>information<div style="display:inline-block;width:9.1px">&#160;</div>is<div style="display:inline-block;width:10.8px">&#160;</div>located<div style="display:inline-block;width:9.6px">&#160;</div>at </div><div id="a1425" style="position:absolute;font-family:'Times New Roman';font-size:16px;color:#0000FF;left:566.2px;top:586.6px;">www.everestre.com</div><div id="a1426" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:690.9px;top:586.6px;"><div style="display:inline-block;width:11.2px">&#160;</div>in<div style="display:inline-block;width:10.8px">&#160;</div>the </div><div id="a1428" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:607.9px;">&#8220;Investors/Financials/Quarterly<div style="display:inline-block;width:0px">&#160;</div>Results&#8221; section<div style="display:inline-block;width:5.6px">&#160;</div>of<div style="display:inline-block;width:5.7px">&#160;</div>the<div style="display:inline-block;width:5.7px">&#160;</div>website.<div style="display:inline-block;width:10.9px">&#160;</div>The<div style="display:inline-block;width:5.5px">&#160;</div>supplemental financial information </div><div id="a1430" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:629px;">may also<div style="display:inline-block;width:2.4px">&#160;</div>be obtained<div style="display:inline-block;width:1.6px">&#160;</div>by contacting<div style="display:inline-block;width:1px">&#160;</div>the Company<div style="display:inline-block;width:1.6px">&#160;</div>directly.<div style="display:inline-block;width:3.1px">&#160;</div></div><div id="a1432" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:650.2px;">_______________________________________________ </div><div id="a1435" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:676.2px;">The<div style="display:inline-block;width:7px">&#160;</div>Company<div style="display:inline-block;width:7.1px">&#160;</div>generally<div style="display:inline-block;width:7px">&#160;</div>uses<div style="display:inline-block;width:7px">&#160;</div>after-tax<div style="display:inline-block;width:6.8px">&#160;</div>operating<div style="display:inline-block;width:7.1px">&#160;</div>income<div style="display:inline-block;width:7px">&#160;</div>(loss),<div style="display:inline-block;width:7px">&#160;</div>a<div style="display:inline-block;width:7px">&#160;</div>non-GAAP<div style="display:inline-block;width:7px">&#160;</div>financial<div style="display:inline-block;width:6.9px">&#160;</div>measure,<div style="display:inline-block;width:7px">&#160;</div>to </div><div id="a1440" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:697.3px;">evaluate<div style="display:inline-block;width:6.1px">&#160;</div>its<div style="display:inline-block;width:6.3px">&#160;</div>performance.<div style="display:inline-block;width:12.4px">&#160;</div>After-tax<div style="display:inline-block;width:6.4px">&#160;</div>operating<div style="display:inline-block;width:6.3px">&#160;</div>income<div style="display:inline-block;width:6.2px">&#160;</div>(loss)<div style="display:inline-block;width:6.2px">&#160;</div>consists<div style="display:inline-block;width:6.3px">&#160;</div>of<div style="display:inline-block;width:6.2px">&#160;</div>net<div style="display:inline-block;width:6.2px">&#160;</div>income<div style="display:inline-block;width:6.2px">&#160;</div>(loss)<div style="display:inline-block;width:6.2px">&#160;</div>excluding </div><div id="a1445" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:718.6px;">after-tax net<div style="display:inline-block;width:6px">&#160;</div>gains (losses)<div style="display:inline-block;width:6.1px">&#160;</div>on investments<div style="display:inline-block;width:6.1px">&#160;</div>and after-tax<div style="display:inline-block;width:6.3px">&#160;</div>net foreign<div style="display:inline-block;width:6.2px">&#160;</div>exchange income<div style="display:inline-block;width:6.1px">&#160;</div>(expense) as<div style="display:inline-block;width:6.1px">&#160;</div>the </div><div id="a1450" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:739.7px;">following reconciliation displays: </div><div id="a1459" style="position:absolute;font-family:'Times New Roman';left:301px;top:783.8px;">Three Months Ended September 30, </div><div id="a1463" style="position:absolute;font-family:'Times New Roman';left:516.4px;top:783.8px;">Nine Months Ended September 30, </div><div id="a1465" style="position:absolute;font-family:'Times New Roman';font-size:8px;left:72px;top:797.3px;">(Dollars in millions, except per share amounts) </div><div id="a1467" style="position:absolute;font-family:'Times New Roman';left:308.2px;top:795.5px;">2022 </div><div id="a1470" style="position:absolute;font-family:'Times New Roman';left:410.3px;top:795.5px;">2021 </div><div id="a1473" style="position:absolute;font-family:'Times New Roman';left:520.3px;top:795.5px;">2022 </div><div id="a1476" style="position:absolute;font-family:'Times New Roman';left:625.7px;top:795.5px;">2021 </div><div id="a1479" style="position:absolute;font-family:'Times New Roman';left:346.9px;top:809.9px;">(unaudited) </div><div id="a1482" style="position:absolute;font-family:'Times New Roman';left:560.6px;top:809.9px;">(unaudited) </div><div id="a1503" style="position:absolute;font-family:'Times New Roman';left:321.7px;top:831.2px;">Per Diluted </div><div id="a1508" style="position:absolute;font-family:'Times New Roman';left:423.6px;top:831.2px;">Per Diluted </div><div id="a1513" style="position:absolute;font-family:'Times New Roman';left:535.1px;top:831.2px;">Per Diluted </div><div id="a1518" style="position:absolute;font-family:'Times New Roman';left:640.8px;top:831.2px;">Per Diluted </div><div id="a1521" style="position:absolute;font-family:'Times New Roman';left:276.7px;top:844.5px;">Amount </div><div id="a1524" style="position:absolute;font-family:'Times New Roman';left:332.4px;top:844.5px;">Share </div><div id="a1527" style="position:absolute;font-family:'Times New Roman';left:378.8px;top:844.5px;">Amount </div><div id="a1530" style="position:absolute;font-family:'Times New Roman';left:434.3px;top:844.5px;">Share </div><div id="a1533" style="position:absolute;font-family:'Times New Roman';left:488.4px;top:844.5px;">Amount </div><div id="a1536" style="position:absolute;font-family:'Times New Roman';left:545.9px;top:844.5px;">Share </div><div id="a1539" style="position:absolute;font-family:'Times New Roman';left:594.3px;top:844.5px;">Amount </div><div id="a1542" style="position:absolute;font-family:'Times New Roman';left:651.5px;top:844.5px;">Share </div><div id="a1560" style="position:absolute;font-family:'Times New Roman';left:72px;top:866.7px;">Net income (loss) </div><div id="a1562" style="position:absolute;font-family:'Times New Roman';left:291.1px;top:866.7px;">$(319) </div><div id="a1565" style="position:absolute;font-family:'Times New Roman';left:339.9px;top:866.7px;">$(8.22) </div><div id="a1568" style="position:absolute;font-family:'Times New Roman';left:398px;top:866.7px;">$(73) </div><div id="a1571" style="position:absolute;font-family:'Times New Roman';left:441.9px;top:866.7px;">$(1.88) </div><div id="a1574" style="position:absolute;font-family:'Times New Roman';left:507.5px;top:866.7px;">$101 </div><div id="a1577" style="position:absolute;font-family:'Times New Roman';left:557.2px;top:866.7px;">$2.57 </div><div id="a1580" style="position:absolute;font-family:'Times New Roman';left:613.4px;top:866.7px;">$948 </div><div id="a1583" style="position:absolute;font-family:'Times New Roman';left:657.6px;top:866.7px;">$23.72 </div><div id="a1585" style="position:absolute;font-family:'Times New Roman';left:72px;top:880px;">After-tax net gains (losses) on investments </div><div id="a1589" style="position:absolute;font-family:'Times New Roman';left:291.1px;top:880px;">$(102) </div><div id="a1592" style="position:absolute;font-family:'Times New Roman';left:339.9px;top:880px;">$(2.63) </div><div id="a1595" style="position:absolute;font-family:'Times New Roman';left:402.6px;top:880px;">$(3) </div><div id="a1598" style="position:absolute;font-family:'Times New Roman';left:441.9px;top:880px;">$(0.07) </div><div id="a1601" style="position:absolute;font-family:'Times New Roman';left:504.3px;top:880px;">$(415) </div><div id="a1604" style="position:absolute;font-family:'Times New Roman';left:549.2px;top:880px;">$(10.53) </div><div id="a1607" style="position:absolute;font-family:'Times New Roman';left:613.4px;top:880px;">$111 </div><div id="a1610" style="position:absolute;font-family:'Times New Roman';left:662.2px;top:880px;">$2.78 </div><div id="a1612" style="position:absolute;font-family:'Times New Roman';left:72px;top:893.3px;">After-tax net foreign exchange income (expense) </div><div id="a1616" style="position:absolute;font-family:'Times New Roman';left:295.9px;top:893.3px;">$(12) </div><div id="a1619" style="position:absolute;font-family:'Times New Roman';left:339.9px;top:893.3px;">$(0.31) </div><div id="a1622" style="position:absolute;font-family:'Times New Roman';left:398px;top:893.3px;">$(18) </div><div id="a1625" style="position:absolute;font-family:'Times New Roman';left:441.9px;top:893.3px;">$(0.47) </div><div id="a1628" style="position:absolute;font-family:'Times New Roman';left:509.1px;top:893.3px;">$(71) </div><div id="a1631" style="position:absolute;font-family:'Times New Roman';left:553.9px;top:893.3px;">$(1.80) </div><div id="a1634" style="position:absolute;font-family:'Times New Roman';left:618.1px;top:893.3px;">$43 </div><div id="a1637" style="position:absolute;font-family:'Times New Roman';left:662.2px;top:893.3px;">$1.06 </div><div id="a1655" style="position:absolute;font-family:'Times New Roman';left:72px;top:916.5px;">After-tax operating income (loss) </div><div id="a1659" style="position:absolute;font-family:'Times New Roman';left:291.1px;top:916.5px;">$(205) </div><div id="a1662" style="position:absolute;font-family:'Times New Roman';left:339.9px;top:916.5px;">$(5.28) </div><div id="a1665" style="position:absolute;font-family:'Times New Roman';left:398px;top:916.5px;">$(53) </div><div id="a1668" style="position:absolute;font-family:'Times New Roman';left:441.9px;top:916.5px;">$(1.34) </div><div id="a1671" style="position:absolute;font-family:'Times New Roman';left:507.5px;top:916.5px;">$587 </div><div id="a1674" style="position:absolute;font-family:'Times New Roman';left:552.6px;top:916.5px;">$14.91 </div><div id="a1677" style="position:absolute;font-family:'Times New Roman';left:613.4px;top:916.5px;">$795 </div><div id="a1680" style="position:absolute;font-family:'Times New Roman';left:657.6px;top:916.5px;">$19.87 </div><div id="a1698" style="position:absolute;font-family:'Times New Roman';font-size:8px;left:72px;top:939.1px;">(Some amounts may not reconcile due to rounding.) </div></div>
</div>
<div style="padding: 7px">
<div id="Page8" style="background-color:RGB(255, 255, 255);position:relative;margin-left:auto;margin-right:auto;overflow:hidden;border-style:solid;border-width:thin;border-color:RGB(198, 198, 198);page-break-after:always;width:816px;height:1056px;">
<div id="a1702" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:404.4px;top:1011.4px;">8</div><div id="a1704" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:96.3px;">Although net<div style="display:inline-block;width:6.6px">&#160;</div>gains<div style="display:inline-block;width:5.4px">&#160;</div>(losses) on<div style="display:inline-block;width:6.5px">&#160;</div>investments<div style="display:inline-block;width:5.5px">&#160;</div>and<div style="display:inline-block;width:5.4px">&#160;</div>net<div style="display:inline-block;width:5.4px">&#160;</div>foreign exchange<div style="display:inline-block;width:6.7px">&#160;</div>income<div style="display:inline-block;width:5.4px">&#160;</div>(expense) are<div style="display:inline-block;width:6.8px">&#160;</div>an integral </div><div id="a1705" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:123.8px;">part of<div style="display:inline-block;width:5.8px">&#160;</div>the Company&#8217;s<div style="display:inline-block;width:6.8px">&#160;</div>insurance operations,<div style="display:inline-block;width:5.8px">&#160;</div>the determination<div style="display:inline-block;width:6px">&#160;</div>of net<div style="display:inline-block;width:5.8px">&#160;</div>gains (losses)<div style="display:inline-block;width:5.8px">&#160;</div>on investments<div style="display:inline-block;width:6px">&#160;</div>and </div><div id="a1706" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:151.5px;">foreign<div style="display:inline-block;width:9.3px">&#160;</div>exchange<div style="display:inline-block;width:9.5px">&#160;</div>income<div style="display:inline-block;width:9.5px">&#160;</div>(expense)<div style="display:inline-block;width:9.3px">&#160;</div>is<div style="display:inline-block;width:9.5px">&#160;</div>independent<div style="display:inline-block;width:9.6px">&#160;</div>of<div style="display:inline-block;width:9.5px">&#160;</div>the<div style="display:inline-block;width:9.4px">&#160;</div>insurance<div style="display:inline-block;width:9.6px">&#160;</div>underwriting<div style="display:inline-block;width:9.4px">&#160;</div>process.<div style="display:inline-block;width:19.1px">&#160;</div>The </div><div id="a1708" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:179px;">Company believes<div style="display:inline-block;width:6.5px">&#160;</div>that the<div style="display:inline-block;width:6.4px">&#160;</div>level of<div style="display:inline-block;width:6.5px">&#160;</div>net gains<div style="display:inline-block;width:6.5px">&#160;</div>(losses) on<div style="display:inline-block;width:6.5px">&#160;</div>investments and<div style="display:inline-block;width:6.4px">&#160;</div>net foreign<div style="display:inline-block;width:6.4px">&#160;</div>exchange income </div><div id="a1709" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:206.7px;">(expense) for any particular period is not indicative of the performance of the underlying business in that </div><div id="a1710" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:234.2px;">particular period.<div style="display:inline-block;width:10.3px">&#160;</div>Providing only<div style="display:inline-block;width:5.9px">&#160;</div>a GAAP<div style="display:inline-block;width:5.5px">&#160;</div>presentation of<div style="display:inline-block;width:5.8px">&#160;</div>net income<div style="display:inline-block;width:5.5px">&#160;</div>(loss) makes<div style="display:inline-block;width:5.7px">&#160;</div>it more<div style="display:inline-block;width:5.6px">&#160;</div>difficult<div style="display:inline-block;width:5.4px">&#160;</div>for </div><div id="a1712" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:261.9px;">users of the<div style="display:inline-block;width:5.9px">&#160;</div>financial information<div style="display:inline-block;width:5.5px">&#160;</div>to evaluate the<div style="display:inline-block;width:6.1px">&#160;</div>Company&#8217;s<div style="display:inline-block;width:5.5px">&#160;</div>success or failure<div style="display:inline-block;width:6.1px">&#160;</div>in its<div style="display:inline-block;width:5.4px">&#160;</div>basic business<div style="display:inline-block;width:5.4px">&#160;</div>and </div><div id="a1713" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:289.4px;">may<div style="display:inline-block;width:5.4px">&#160;</div>lead<div style="display:inline-block;width:5.4px">&#160;</div>to<div style="display:inline-block;width:5.5px">&#160;</div>incorrect<div style="display:inline-block;width:5.4px">&#160;</div>or<div style="display:inline-block;width:5.6px">&#160;</div>misleading<div style="display:inline-block;width:5.5px">&#160;</div>assumptions<div style="display:inline-block;width:5.4px">&#160;</div>and<div style="display:inline-block;width:5.4px">&#160;</div>conclusions.<div style="display:inline-block;width:10.9px">&#160;</div>The<div style="display:inline-block;width:5.5px">&#160;</div>Company<div style="display:inline-block;width:5.5px">&#160;</div>understands that<div style="display:inline-block;width:6.8px">&#160;</div>the </div><div id="a1715" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:317.1px;">equity analysts who<div style="display:inline-block;width:5.4px">&#160;</div>follow the Company<div style="display:inline-block;width:5.4px">&#160;</div>focus on after-tax operating<div style="display:inline-block;width:5.7px">&#160;</div>income (loss) in<div style="display:inline-block;width:5.5px">&#160;</div>their analyses for </div><div id="a1718" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:344.7px;">the<div style="display:inline-block;width:5.4px">&#160;</div>reasons<div style="display:inline-block;width:5.5px">&#160;</div>discussed<div style="display:inline-block;width:5.6px">&#160;</div>above.<div style="display:inline-block;width:10.9px">&#160;</div>The<div style="display:inline-block;width:5.5px">&#160;</div>Company<div style="display:inline-block;width:5.5px">&#160;</div>provides<div style="display:inline-block;width:5.7px">&#160;</div>after-tax<div style="display:inline-block;width:5.9px">&#160;</div>operating<div style="display:inline-block;width:5.5px">&#160;</div>income<div style="display:inline-block;width:5.4px">&#160;</div>(loss)<div style="display:inline-block;width:5.6px">&#160;</div>to<div style="display:inline-block;width:5.5px">&#160;</div>investors<div style="display:inline-block;width:5.6px">&#160;</div>so </div><div id="a1721" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:372.3px;">that they<div style="display:inline-block;width:6.6px">&#160;</div>have what<div style="display:inline-block;width:6.7px">&#160;</div>management believes<div style="display:inline-block;width:6.6px">&#160;</div>to be<div style="display:inline-block;width:6.9px">&#160;</div>a<div style="display:inline-block;width:5.4px">&#160;</div>useful supplement<div style="display:inline-block;width:6.7px">&#160;</div>to GAAP<div style="display:inline-block;width:6.7px">&#160;</div>information concerning </div><div id="a1724" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:399.9px;">the Company&#8217;s performance.<div style="display:inline-block;width:5px">&#160;</div></div><div id="a1727" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-weight:bold;left:72px;top:450.6px;">--Financial<div style="display:inline-block;width:2px">&#160;</div>Details<div style="display:inline-block;width:2.3px">&#160;</div>Follow--</div><div id="a1731" style="position:absolute;font-family:'Times New Roman';font-size:16px;left:72px;top:478.1px;"><div style="display:inline-block;width:4px">&#160;</div></div></div>
</div>
<div style="padding: 7px">
<div id="Page9" style="background-color:RGB(255, 255, 255);position:relative;margin-left:auto;margin-right:auto;overflow:hidden;border-style:solid;border-width:thin;border-color:RGB(198, 198, 198);page-break-after:always;width:816px;height:1056px;">
<div style="position:absolute; width:131.1px; height:1px; left:408.9px; top:205.2px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:131.1px; height:1px; left:545px; top:205.2px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63.1px; height:1px; left:408.9px; top:221.2px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63px; height:1px; left:477px; top:221.2px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63.1px; height:1px; left:545px; top:221.2px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63px; height:1px; left:613px; top:221.2px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63.1px; height:1px; left:408.9px; top:349.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63px; height:1px; left:477px; top:349.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63.1px; height:1px; left:545px; top:349.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63px; height:1px; left:613px; top:349.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63.1px; height:1px; left:408.9px; top:381.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63px; height:1px; left:477px; top:381.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63.1px; height:1px; left:545px; top:381.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63px; height:1px; left:613px; top:381.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63.1px; height:1px; left:408.9px; top:397.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63px; height:1px; left:477px; top:397.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63.1px; height:1px; left:545px; top:397.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63px; height:1px; left:613px; top:397.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63.1px; height:1px; left:408.9px; top:509.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63px; height:1px; left:477px; top:509.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63.1px; height:1px; left:545px; top:509.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63px; height:1px; left:613px; top:509.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63.1px; height:1px; left:408.9px; top:525.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63px; height:1px; left:477px; top:525.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63.1px; height:1px; left:545px; top:525.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63px; height:1px; left:613px; top:525.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63.1px; height:1px; left:408.9px; top:573.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63px; height:1px; left:477px; top:573.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63.1px; height:1px; left:545px; top:573.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63px; height:1px; left:613px; top:573.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63.1px; height:1px; left:408.9px; top:691.2px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63px; height:1px; left:477px; top:691.2px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63.1px; height:1px; left:545px; top:691.2px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63px; height:1px; left:613px; top:691.2px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63.1px; height:1px; left:408.9px; top:782.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63px; height:1px; left:477px; top:782.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63.1px; height:1px; left:545px; top:782.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63px; height:1px; left:613px; top:782.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63.1px; height:1px; left:408.9px; top:798.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63px; height:1px; left:477px; top:798.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63.1px; height:1px; left:545px; top:798.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63px; height:1px; left:613px; top:798.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63.1px; height:1px; left:408.9px; top:814.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63px; height:1px; left:477px; top:814.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63.1px; height:1px; left:545px; top:814.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63px; height:1px; left:613px; top:814.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63.1px; height:1px; left:408.9px; top:846.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63px; height:1px; left:477px; top:846.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63.1px; height:1px; left:545px; top:846.3px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:63px; height:1px; left:613px; top:846.3px; background-color:#000000; ">&#160;</div>
<div id="a1735" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:404.4px;top:1011.4px;">9</div><div id="a1737" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:101px;">EVEREST RE GROUP, LTD. </div><div id="a1746" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:118.1px;">CONSOLIDATED STATEMENTS<div style="display:inline-block;width:5.2px">&#160;</div>OF OPERATIONS </div><div id="a1755" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:135px;">AND COMPREHENSIVE INCOME (LOSS) </div><div id="a1782" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:429.7px;top:175.7px;">Three Months Ended<div style="display:inline-block;width:2.3px">&#160;</div></div><div id="a1785" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:567.8px;top:175.7px;">Nine Months Ended<div style="display:inline-block;width:2.3px">&#160;</div></div><div id="a1788" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:444.1px;top:191.7px;">September 30, </div><div id="a1791" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:580.1px;top:191.7px;">September 30, </div><div id="a1793" style="position:absolute;font-family:'Times New Roman';font-size:8px;left:72px;top:209.4px;">(Dollars in millions, except per share amounts) </div><div id="a1795" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:430.2px;top:208px;">2022 </div><div id="a1798" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:498.2px;top:208px;">2021 </div><div id="a1801" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:566.2px;top:208px;">2022 </div><div id="a1804" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:634.2px;top:208px;">2021 </div><div id="a1807" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:450.3px;top:224px;">(unaudited) </div><div id="a1810" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:586.3px;top:224px;">(unaudited) </div><div id="a1812" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:239.7px;">REVENUES: </div><div id="a1821" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:255.7px;">Premiums earned<div style="display:inline-block;width:2.2px">&#160;</div></div><div id="a1823" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:436.4px;top:255.7px;">$3,067 </div><div id="a1826" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:504.4px;top:255.7px;">$2,656 </div><div id="a1829" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:572.4px;top:255.7px;">$8,775 </div><div id="a1832" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:640.5px;top:255.7px;">$7,603 </div><div id="a1834" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:271.7px;">Net investment income </div><div id="a1836" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:449.7px;top:271.7px;">151 </div><div id="a1839" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:517.7px;top:271.7px;">293 </div><div id="a1842" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:585.7px;top:271.7px;">620 </div><div id="a1845" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:653.7px;top:271.7px;">960 </div><div id="a1847" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:287.7px;">Net gains (losses) on investments: </div><div id="a1857" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:81px;top:303.7px;">Credit allowances on fixed maturity securities </div><div id="a1859" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:457.2px;top:303.7px;">(5) </div><div id="a1862" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:525.2px;top:303.7px;">(7) </div><div id="a1865" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:587.9px;top:303.7px;">(18) </div><div id="a1868" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:656px;top:303.7px;">(30) </div><div id="a1870" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:81px;top:319.7px;">Gains (losses) from fair value adjustments </div><div id="a1872" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:446.7px;top:319.7px;">(136) </div><div id="a1875" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:525.2px;top:319.7px;">(5) </div><div id="a1878" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:582.7px;top:319.7px;">(462) </div><div id="a1881" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:653.7px;top:319.7px;">128 </div><div id="a1883" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:335.7px;">Net realized gains (losses) from dispositions </div><div id="a1885" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:455px;top:335.7px;">12 </div><div id="a1888" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:528.4px;top:335.7px;">8 </div><div id="a1891" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:587.9px;top:335.7px;">(39) </div><div id="a1894" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:659px;top:335.7px;">41 </div><div id="a1896" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:352px;">Total net gains (losses) on investments </div><div id="a1898" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:446.7px;top:352px;">(129) </div><div id="a1901" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:525.2px;top:352px;">(4) </div><div id="a1904" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:582.7px;top:352px;">(519) </div><div id="a1907" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:653.7px;top:352px;">139 </div><div id="a1909" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:367.7px;">Other income (expense) </div><div id="a1911" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:451.9px;top:367.7px;">(16) </div><div id="a1914" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:519.9px;top:367.7px;">(20) </div><div id="a1917" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:587.9px;top:367.7px;">(71) </div><div id="a1920" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:659px;top:367.7px;">44 </div><div id="a1922" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:384px;">Total revenues </div><div id="a1924" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:441.7px;top:384px;">3,073 </div><div id="a1927" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:509.7px;top:384px;">2,925 </div><div id="a1930" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:577.7px;top:384px;">8,805 </div><div id="a1933" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:645.7px;top:384px;">8,746 </div><div id="a1943" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:415.7px;">CLAIMS AND EXPENSES: </div><div id="a1952" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:431.7px;">Incurred losses and loss adjustment expenses<div style="display:inline-block;width:1.7px">&#160;</div></div><div id="a1954" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:441.7px;top:431.7px;">2,623 </div><div id="a1957" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:509.7px;top:431.7px;">2,274 </div><div id="a1960" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:577.7px;top:431.7px;">6,289 </div><div id="a1963" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:645.7px;top:431.7px;">5,572 </div><div id="a1965" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:447.7px;">Commission, brokerage, taxes and fees </div><div id="a1967" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:449.7px;top:447.7px;">641 </div><div id="a1970" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:517.7px;top:447.7px;">564 </div><div id="a1973" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:577.7px;top:447.7px;">1,877 </div><div id="a1976" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:645.7px;top:447.7px;">1,611 </div><div id="a1978" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:463.7px;">Other underwriting expenses<div style="display:inline-block;width:4.8px">&#160;</div></div><div id="a1980" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:449.7px;top:463.7px;">169 </div><div id="a1983" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:517.7px;top:463.7px;">141 </div><div id="a1986" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:585.7px;top:463.7px;">500 </div><div id="a1989" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:653.7px;top:463.7px;">424 </div><div id="a1991" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:479.7px;">Corporate expenses </div><div id="a1993" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:455px;top:479.7px;">16 </div><div id="a1996" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:523px;top:479.7px;">18 </div><div id="a1999" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:591px;top:479.7px;">45 </div><div id="a2002" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:659px;top:479.7px;">46 </div><div id="a2004" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:495.7px;">Interest, fees and bond issue cost amortization expense </div><div id="a2007" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:455px;top:495.7px;">25 </div><div id="a2010" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:523px;top:495.7px;">16 </div><div id="a2013" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:591px;top:495.7px;">74 </div><div id="a2016" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:659px;top:495.7px;">47 </div><div id="a2018" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:512px;">Total claims and expenses </div><div id="a2020" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:441.7px;top:512px;">3,474 </div><div id="a2023" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:509.7px;top:512px;">3,013 </div><div id="a2026" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:577.7px;top:512px;">8,785 </div><div id="a2029" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:645.7px;top:512px;">7,700 </div><div id="a2039" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:543.8px;">INCOME (LOSS) BEFORE TAXES </div><div id="a2041" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:446.7px;top:543.8px;">(401) </div><div id="a2044" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:519.9px;top:543.8px;">(88) </div><div id="a2047" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:591px;top:543.8px;">20 </div><div id="a2050" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:645.7px;top:543.8px;">1,046 </div><div id="a2052" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:559.8px;">Income tax expense (benefit) </div><div id="a2054" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:451.9px;top:559.8px;">(82) </div><div id="a2057" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:519.9px;top:559.8px;">(14) </div><div id="a2060" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:587.9px;top:559.8px;">(81) </div><div id="a2063" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:659px;top:559.8px;">97 </div><div id="a2073" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:591.8px;">NET INCOME (LOSS) </div><div id="a2075" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:441.2px;top:591.8px;">$(319) </div><div id="a2078" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:514.7px;top:591.8px;">$(73) </div><div id="a2081" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:580.4px;top:591.8px;">$101 </div><div id="a2084" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:648.5px;top:591.8px;">$948 </div><div id="a2094" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:623.8px;">Other comprehensive income (loss), net of tax: </div><div id="a2104" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:81px;top:639.1px;">Unrealized appreciation (depreciation) ("URA(D)")<div style="display:inline-block;width:1.4px">&#160;</div>on securities arising </div><div id="a2105" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:81px;top:651.4px;">during the period </div><div id="a2107" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:446.7px;top:645.2px;">(712) </div><div id="a2110" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:514.7px;top:645.2px;">(100) </div><div id="a2113" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:574.7px;top:645.2px;">(2,260) </div><div id="a2116" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:650.7px;top:645.2px;">(304) </div><div id="a2118" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:81px;top:666.2px;">Reclassification adjustment for realized losses (gains) included<div style="display:inline-block;width:1.2px">&#160;</div>in net </div><div id="a2119" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:81px;top:678.3px;">income (loss) </div><div id="a2122" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:455px;top:672.2px;">41 </div><div id="a2125" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:525.2px;top:672.2px;">(1) </div><div id="a2128" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:591px;top:672.2px;">61 </div><div id="a2131" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:661.3px;top:672.2px;">(3) </div><div id="a2133" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:99.1px;top:694px;">Total URA(D) on securities arising during the period </div><div id="a2135" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:446.7px;top:694px;">(671) </div><div id="a2138" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:514.7px;top:694px;">(101) </div><div id="a2141" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:574.7px;top:694px;">(2,199) </div><div id="a2144" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:650.7px;top:694px;">(308) </div><div id="a2154" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:81px;top:725.7px;">Foreign currency translation adjustments </div><div id="a2156" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:446.7px;top:725.7px;">(101) </div><div id="a2159" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:519.9px;top:725.7px;">(54) </div><div id="a2162" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:582.7px;top:725.7px;">(163) </div><div id="a2165" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:656px;top:725.7px;">(29) </div><div id="a2175" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:81px;top:757px;">Reclassification adjustment for amortization of net (gain)<div style="display:inline-block;width:1.3px">&#160;</div>loss included in </div><div id="a2176" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:81px;top:769.4px;">net income (loss) </div><div id="a2178" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:460.4px;top:763.3px;">1 </div><div id="a2181" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:528.4px;top:763.3px;">2 </div><div id="a2184" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:596.4px;top:763.3px;">2 </div><div id="a2187" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:664.5px;top:763.3px;">6 </div><div id="a2189" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:99.1px;top:785.1px;">Total benefit plan net gain (loss) for the period </div><div id="a2191" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:460.4px;top:785.1px;">1 </div><div id="a2194" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:528.4px;top:785.1px;">2 </div><div id="a2197" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:596.4px;top:785.1px;">2 </div><div id="a2200" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:664.5px;top:785.1px;">6 </div><div id="a2202" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:801.1px;">Total other comprehensive income (loss), net of tax </div><div id="a2204" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:446.7px;top:801.1px;">(771) </div><div id="a2207" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:514.7px;top:801.1px;">(153) </div><div id="a2210" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:574.7px;top:801.1px;">(2,360) </div><div id="a2213" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:650.7px;top:801.1px;">(331) </div><div id="a2223" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:832.8px;">COMPREHENSIVE INCOME (LOSS) </div><div id="a2225" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:433.2px;top:832.8px;">$(1,090) </div><div id="a2228" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:509.2px;top:832.8px;">$(227) </div><div id="a2231" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:569.2px;top:832.8px;">$(2,259) </div><div id="a2234" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:648.5px;top:832.8px;">$617 </div><div id="a2244" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:865.2px;">EARNINGS PER COMMON SHARE: </div><div id="a2253" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:90.1px;top:882.4px;">Basic </div><div id="a2255" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:438.7px;top:882.4px;">$(8.22) </div><div id="a2258" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:506.7px;top:882.4px;">$(1.88) </div><div id="a2261" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:577.7px;top:882.4px;">$2.57 </div><div id="a2264" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:640.5px;top:882.4px;">$23.74 </div><div id="a2266" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:90.1px;top:899.3px;">Diluted </div><div id="a2268" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:443.9px;top:899.3px;">(8.22) </div><div id="a2271" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:511.9px;top:899.3px;">(1.88) </div><div id="a2274" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:583px;top:899.3px;">2.57 </div><div id="a2277" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:645.7px;top:899.3px;">23.72 </div></div>
</div>
<div style="padding: 7px">
<div id="Page10" style="background-color:RGB(255, 255, 255);position:relative;margin-left:auto;margin-right:auto;overflow:hidden;border-style:solid;border-width:thin;border-color:RGB(198, 198, 198);page-break-after:always;width:816px;height:1056px;">
<div style="position:absolute; width:71.1px; height:1px; left:532.7px; top:163.6px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:70.9px; height:1px; left:613.8px; top:163.6px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:71.1px; height:1px; left:532.7px; top:179.6px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:70.9px; height:1px; left:613.8px; top:179.6px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:71.1px; height:1px; left:532.7px; top:339.7px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:70.9px; height:1px; left:613.8px; top:339.7px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:71.1px; height:1px; left:532.7px; top:483.7px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:70.9px; height:1px; left:613.8px; top:483.7px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:71.1px; height:1px; left:532.7px; top:499.7px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:70.9px; height:1px; left:613.8px; top:499.7px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:71.1px; height:1px; left:532.7px; top:720.7px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:70.9px; height:1px; left:613.8px; top:720.7px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:71.1px; height:1px; left:532.7px; top:736.7px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:70.9px; height:1px; left:613.8px; top:736.7px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:71.1px; height:1px; left:532.7px; top:909.8px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:70.9px; height:1px; left:613.8px; top:909.8px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:71.1px; height:1px; left:532.7px; top:925.8px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:70.9px; height:1px; left:613.8px; top:925.8px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:71.1px; height:1px; left:532.7px; top:941.8px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:70.9px; height:1px; left:613.8px; top:941.8px; background-color:#000000; ">&#160;</div>
<div id="a2281" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:400.7px;top:1011.4px;">10</div><div id="a2283" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:101px;">EVEREST RE GROUP, LTD. </div><div id="a2288" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:118.1px;">CONSOLIDATED BALANCE SHEETS </div><div id="a2302" style="position:absolute;font-family:'Times New Roman';left:541.5px;top:153.5px;">September 30, </div><div id="a2305" style="position:absolute;font-family:'Times New Roman';left:623.5px;top:150.8px;">December 31, </div><div id="a2307" style="position:absolute;font-family:'Times New Roman';font-size:8px;left:72px;top:167.8px;">(Dollars and share amounts in millions, except par value per share) </div><div id="a2309" style="position:absolute;font-family:'Times New Roman';left:559.3px;top:167.2px;">2022<div style="display:inline-block;width:2.4px">&#160;</div></div><div id="a2312" style="position:absolute;font-family:'Times New Roman';left:640.5px;top:167.2px;">2021<div style="display:inline-block;width:2.4px">&#160;</div></div><div id="a2315" style="position:absolute;font-family:'Times New Roman';left:547px;top:183.2px;">(unaudited) </div><div id="a2319" style="position:absolute;font-family:'Times New Roman';left:72px;top:198.8px;">ASSETS: </div><div id="a2324" style="position:absolute;font-family:'Times New Roman';left:72px;top:214.8px;">Fixed maturities - available for sale, at fair value </div><div id="a2329" style="position:absolute;font-family:'Times New Roman';left:570.7px;top:214.8px;">$21,009 </div><div id="a2332" style="position:absolute;font-family:'Times New Roman';left:651.8px;top:214.8px;">$22,308 </div><div id="a2334" style="position:absolute;font-family:'Times New Roman';left:90.1px;top:230.8px;">(amortized cost: 2022, $23,204; 2021, $22,064, credit allowances:<div style="display:inline-block;width:3.7px">&#160;</div>2022, ($38); 2021, ($30)) </div><div id="a2340" style="position:absolute;font-family:'Times New Roman';left:72px;top:246.8px;">Fixed maturities - held to maturity,<div style="display:inline-block;width:3.7px">&#160;</div>at amortized cost, net of credit allowances<div style="display:inline-block;width:3.3px">&#160;</div></div><div id="a2348" style="position:absolute;font-family:'Times New Roman';left:90.1px;top:262.8px;">(fair value: 2022, $817, credit allowances: 2022, ($9)) </div><div id="a2350" style="position:absolute;font-family:'Times New Roman';left:587px;top:262.8px;">837 </div><div id="a2353" style="position:absolute;font-family:'Times New Roman';left:673.3px;top:262.8px;">- </div><div id="a2355" style="position:absolute;font-family:'Times New Roman';left:72px;top:278.8px;">Equity securities, at fair value </div><div id="a2357" style="position:absolute;font-family:'Times New Roman';left:580.1px;top:278.8px;">1,301 </div><div id="a2360" style="position:absolute;font-family:'Times New Roman';left:661.3px;top:278.8px;">1,826 </div><div id="a2362" style="position:absolute;font-family:'Times New Roman';left:72px;top:294.8px;">Short-term investments (cost: 2022, $611; 2021,<div style="display:inline-block;width:3.8px">&#160;</div>$1,178) </div><div id="a2366" style="position:absolute;font-family:'Times New Roman';left:587px;top:294.8px;">611 </div><div id="a2369" style="position:absolute;font-family:'Times New Roman';left:661.3px;top:294.8px;">1,178 </div><div id="a2371" style="position:absolute;font-family:'Times New Roman';left:72px;top:310.8px;">Other invested assets </div><div id="a2373" style="position:absolute;font-family:'Times New Roman';left:580.1px;top:310.8px;">3,079 </div><div id="a2376" style="position:absolute;font-family:'Times New Roman';left:661.3px;top:310.8px;">2,920 </div><div id="a2378" style="position:absolute;font-family:'Times New Roman';left:72px;top:326.8px;">Cash </div><div id="a2380" style="position:absolute;font-family:'Times New Roman';left:580.1px;top:326.8px;">1,679 </div><div id="a2383" style="position:absolute;font-family:'Times New Roman';left:661.3px;top:326.8px;">1,441 </div><div id="a2385" style="position:absolute;font-family:'Times New Roman';left:99.1px;top:343.3px;">Total investments and cash </div><div id="a2387" style="position:absolute;font-family:'Times New Roman';left:575.5px;top:343.3px;">28,516 </div><div id="a2390" style="position:absolute;font-family:'Times New Roman';left:656.6px;top:343.3px;">29,673 </div><div id="a2392" style="position:absolute;font-family:'Times New Roman';left:72px;top:358.8px;">Accrued investment income </div><div id="a2394" style="position:absolute;font-family:'Times New Roman';left:587px;top:358.8px;">200 </div><div id="a2397" style="position:absolute;font-family:'Times New Roman';left:668.1px;top:358.8px;">149 </div><div id="a2399" style="position:absolute;font-family:'Times New Roman';left:72px;top:374.8px;">Premiums receivable </div><div id="a2401" style="position:absolute;font-family:'Times New Roman';left:580.1px;top:374.8px;">3,452 </div><div id="a2404" style="position:absolute;font-family:'Times New Roman';left:661.3px;top:374.8px;">3,294 </div><div id="a2406" style="position:absolute;font-family:'Times New Roman';left:72px;top:390.8px;">Reinsurance recoverables </div><div id="a2408" style="position:absolute;font-family:'Times New Roman';left:580.1px;top:390.8px;">2,240 </div><div id="a2411" style="position:absolute;font-family:'Times New Roman';left:661.3px;top:390.8px;">2,053 </div><div id="a2413" style="position:absolute;font-family:'Times New Roman';left:72px;top:406.8px;">Funds held by reinsureds </div><div id="a2415" style="position:absolute;font-family:'Times New Roman';left:587px;top:406.8px;">893 </div><div id="a2418" style="position:absolute;font-family:'Times New Roman';left:668.1px;top:406.8px;">869 </div><div id="a2420" style="position:absolute;font-family:'Times New Roman';left:72px;top:422.8px;">Deferred acquisition costs </div><div id="a2422" style="position:absolute;font-family:'Times New Roman';left:587px;top:422.8px;">867 </div><div id="a2425" style="position:absolute;font-family:'Times New Roman';left:668.1px;top:422.8px;">872 </div><div id="a2427" style="position:absolute;font-family:'Times New Roman';left:72px;top:438.8px;">Prepaid reinsurance premiums </div><div id="a2429" style="position:absolute;font-family:'Times New Roman';left:587px;top:438.8px;">556 </div><div id="a2432" style="position:absolute;font-family:'Times New Roman';left:668.1px;top:438.8px;">515 </div><div id="a2434" style="position:absolute;font-family:'Times New Roman';left:72px;top:454.8px;">Income tax asset, net </div><div id="a2436" style="position:absolute;font-family:'Times New Roman';left:587px;top:454.8px;">544 </div><div id="a2439" style="position:absolute;font-family:'Times New Roman';left:677.6px;top:454.8px;">2 </div><div id="a2441" style="position:absolute;font-family:'Times New Roman';left:72px;top:470.8px;">Other assets </div><div id="a2443" style="position:absolute;font-family:'Times New Roman';left:587px;top:470.8px;">876 </div><div id="a2446" style="position:absolute;font-family:'Times New Roman';left:668.1px;top:470.8px;">757 </div><div id="a2448" style="position:absolute;font-family:'Times New Roman';left:72px;top:487.3px;">TOTAL ASSETS </div><div id="a2450" style="position:absolute;font-family:'Times New Roman';left:570.7px;top:487.3px;">$38,144 </div><div id="a2453" style="position:absolute;font-family:'Times New Roman';left:651.8px;top:487.3px;">$38,185 </div><div id="a2459" style="position:absolute;font-family:'Times New Roman';left:72px;top:515.9px;">LIABILITIES: </div><div id="a2464" style="position:absolute;font-family:'Times New Roman';left:72px;top:531.9px;">Reserve for losses and loss adjustment expenses </div><div id="a2466" style="position:absolute;font-family:'Times New Roman';left:575.5px;top:531.9px;">21,222 </div><div id="a2469" style="position:absolute;font-family:'Times New Roman';left:656.6px;top:531.9px;">19,009 </div><div id="a2471" style="position:absolute;font-family:'Times New Roman';left:72px;top:547.9px;">Future policy benefit reserve </div><div id="a2473" style="position:absolute;font-family:'Times New Roman';left:591.8px;top:547.9px;">34 </div><div id="a2476" style="position:absolute;font-family:'Times New Roman';left:672.9px;top:547.9px;">36 </div><div id="a2478" style="position:absolute;font-family:'Times New Roman';left:72px;top:563.9px;">Unearned premium reserve </div><div id="a2480" style="position:absolute;font-family:'Times New Roman';left:580.1px;top:563.9px;">4,795 </div><div id="a2483" style="position:absolute;font-family:'Times New Roman';left:661.3px;top:563.9px;">4,610 </div><div id="a2485" style="position:absolute;font-family:'Times New Roman';left:72px;top:579.9px;">Funds held under reinsurance treaties </div><div id="a2487" style="position:absolute;font-family:'Times New Roman';left:591.8px;top:579.9px;">18 </div><div id="a2490" style="position:absolute;font-family:'Times New Roman';left:672.9px;top:579.9px;">18 </div><div id="a2492" style="position:absolute;font-family:'Times New Roman';left:72px;top:595.9px;">Other net payable to reinsurers </div><div id="a2494" style="position:absolute;font-family:'Times New Roman';left:587px;top:595.9px;">511 </div><div id="a2497" style="position:absolute;font-family:'Times New Roman';left:668.1px;top:595.9px;">450 </div><div id="a2499" style="position:absolute;font-family:'Times New Roman';left:72px;top:611.9px;">Losses in course of payment </div><div id="a2501" style="position:absolute;font-family:'Times New Roman';left:587px;top:611.9px;">110 </div><div id="a2504" style="position:absolute;font-family:'Times New Roman';left:668.1px;top:611.9px;">261 </div><div id="a2506" style="position:absolute;font-family:'Times New Roman';left:72px;top:627.9px;">Senior notes </div><div id="a2508" style="position:absolute;font-family:'Times New Roman';left:580.1px;top:627.9px;">2,347 </div><div id="a2511" style="position:absolute;font-family:'Times New Roman';left:661.3px;top:627.9px;">2,346 </div><div id="a2513" style="position:absolute;font-family:'Times New Roman';left:72px;top:643.9px;">Long term notes </div><div id="a2515" style="position:absolute;font-family:'Times New Roman';left:587px;top:643.9px;">218 </div><div id="a2518" style="position:absolute;font-family:'Times New Roman';left:668.1px;top:643.9px;">224 </div><div id="a2520" style="position:absolute;font-family:'Times New Roman';left:72px;top:659.9px;">Borrowings from FHLB </div><div id="a2522" style="position:absolute;font-family:'Times New Roman';left:587px;top:659.9px;">519 </div><div id="a2525" style="position:absolute;font-family:'Times New Roman';left:668.1px;top:659.9px;">519 </div><div id="a2527" style="position:absolute;font-family:'Times New Roman';left:72px;top:675.9px;">Accrued interest on debt and borrowings </div><div id="a2529" style="position:absolute;font-family:'Times New Roman';left:591.8px;top:675.9px;">39 </div><div id="a2532" style="position:absolute;font-family:'Times New Roman';left:672.9px;top:675.9px;">17 </div><div id="a2534" style="position:absolute;font-family:'Times New Roman';left:72px;top:691.9px;">Unsettled securities payable </div><div id="a2536" style="position:absolute;font-family:'Times New Roman';left:587px;top:691.9px;">134 </div><div id="a2539" style="position:absolute;font-family:'Times New Roman';left:672.9px;top:691.9px;">17 </div><div id="a2541" style="position:absolute;font-family:'Times New Roman';left:72px;top:707.9px;">Other liabilities </div><div id="a2543" style="position:absolute;font-family:'Times New Roman';left:587px;top:707.9px;">548 </div><div id="a2546" style="position:absolute;font-family:'Times New Roman';left:668.1px;top:707.9px;">540 </div><div id="a2548" style="position:absolute;font-family:'Times New Roman';left:99.1px;top:724.3px;">Total liabilities </div><div id="a2551" style="position:absolute;font-family:'Times New Roman';left:575.5px;top:724.3px;">30,495 </div><div id="a2554" style="position:absolute;font-family:'Times New Roman';left:656.6px;top:724.3px;">28,046 </div><div id="a2560" style="position:absolute;font-family:'Times New Roman';left:81px;top:752.9px;">SHAREHOLDERS' EQUITY: </div><div id="a2565" style="position:absolute;font-family:'Times New Roman';left:72px;top:768.9px;">Preferred shares, par value: $0.01; 50.0 shares authorized; </div><div id="a2570" style="position:absolute;font-family:'Times New Roman';left:81px;top:784.9px;">no shares issued and outstanding </div><div id="a2572" style="position:absolute;font-family:'Times New Roman';left:592.1px;top:784.9px;">- </div><div id="a2575" style="position:absolute;font-family:'Times New Roman';left:673.3px;top:784.9px;">- </div><div id="a2577" style="position:absolute;font-family:'Times New Roman';left:72px;top:800.9px;">Common shares, par value: $0.01; 200.0 shares authorized; (2022)<div style="display:inline-block;width:3.7px">&#160;</div>69.9 </div><div id="a2582" style="position:absolute;font-family:'Times New Roman';left:81px;top:816.9px;">and (2021) 69.8 outstanding before treasury shares </div><div id="a2585" style="position:absolute;font-family:'Times New Roman';left:596.4px;top:816.9px;">1 </div><div id="a2588" style="position:absolute;font-family:'Times New Roman';left:677.6px;top:816.9px;">1 </div><div id="a2590" style="position:absolute;font-family:'Times New Roman';left:72px;top:832.9px;">Additional paid-in capital </div><div id="a2594" style="position:absolute;font-family:'Times New Roman';left:580.1px;top:832.9px;">2,293 </div><div id="a2597" style="position:absolute;font-family:'Times New Roman';left:661.3px;top:832.9px;">2,274 </div><div id="a2599" style="position:absolute;font-family:'Times New Roman';left:72px;top:848.9px;">Accumulated other comprehensive income (loss), net of deferred income<div style="display:inline-block;width:3.9px">&#160;</div>tax expense </div><div id="a2604" style="position:absolute;font-family:'Times New Roman';left:81px;top:864.9px;">(benefit) of ($269) at 2022 and $27 at 2021 </div><div id="a2606" style="position:absolute;font-family:'Times New Roman';left:576.9px;top:864.9px;">(2,348) </div><div id="a2609" style="position:absolute;font-family:'Times New Roman';left:672.9px;top:864.9px;">12 </div><div id="a2611" style="position:absolute;font-family:'Times New Roman';left:72px;top:880.9px;">Treasury shares, at cost; 30.8 (2022) and 30.5<div style="display:inline-block;width:3.7px">&#160;</div>shares (2021) </div><div id="a2614" style="position:absolute;font-family:'Times New Roman';left:576.9px;top:880.9px;">(3,907) </div><div id="a2617" style="position:absolute;font-family:'Times New Roman';left:658.1px;top:880.9px;">(3,847) </div><div id="a2619" style="position:absolute;font-family:'Times New Roman';left:72px;top:896.9px;">Retained earnings </div><div id="a2621" style="position:absolute;font-family:'Times New Roman';left:575.5px;top:896.9px;">11,610 </div><div id="a2624" style="position:absolute;font-family:'Times New Roman';left:656.6px;top:896.9px;">11,700 </div><div id="a2626" style="position:absolute;font-family:'Times New Roman';left:99.1px;top:913.3px;">Total shareholders' equity<div style="display:inline-block;width:3.5px">&#160;</div></div><div id="a2628" style="position:absolute;font-family:'Times New Roman';left:580.1px;top:913.3px;">7,649 </div><div id="a2631" style="position:absolute;font-family:'Times New Roman';left:656.6px;top:913.3px;">10,139 </div><div id="a2633" style="position:absolute;font-family:'Times New Roman';left:72px;top:929.3px;">TOTAL LIABILITIES AND<div style="display:inline-block;width:3.7px">&#160;</div>SHAREHOLDERS' EQUITY </div><div id="a2635" style="position:absolute;font-family:'Times New Roman';left:570.7px;top:929.3px;">$38,144 </div><div id="a2638" style="position:absolute;font-family:'Times New Roman';left:651.8px;top:929.3px;">$38,185 </div></div>
</div>
<div style="padding: 7px">
<div id="Page11" style="background-color:RGB(255, 255, 255);position:relative;margin-left:auto;margin-right:auto;overflow:hidden;border-style:solid;border-width:thin;border-color:RGB(198, 198, 198);page-break-after:always;width:816px;height:1056px;">
<div style="position:absolute; width:119.1px; height:1px; left:561.9px; top:138.2px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:53px; height:1px; left:561.9px; top:151.5px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:53.1px; height:1px; left:627.9px; top:151.5px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:53px; height:1px; left:561.9px; top:445.7px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:53.1px; height:1px; left:627.9px; top:445.7px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:53px; height:1px; left:561.9px; top:460.5px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:53.1px; height:1px; left:627.9px; top:460.5px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:53px; height:1px; left:561.9px; top:649.1px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:53.1px; height:1px; left:627.9px; top:649.1px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:53px; height:1px; left:561.9px; top:663.9px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:53.1px; height:1px; left:627.9px; top:663.9px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:53px; height:1px; left:561.9px; top:763.7px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:53.1px; height:1px; left:627.9px; top:763.7px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:53px; height:1px; left:561.9px; top:778.6px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:53.1px; height:1px; left:627.9px; top:778.6px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:53px; height:1px; left:561.9px; top:804.4px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:53.1px; height:1px; left:627.9px; top:804.4px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:53px; height:1px; left:561.9px; top:845px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:53.1px; height:1px; left:627.9px; top:845px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:53px; height:1px; left:561.9px; top:859.7px; background-color:#000000; ">&#160;</div>
<div style="position:absolute; width:53.1px; height:1px; left:627.9px; top:859.7px; background-color:#000000; ">&#160;</div>
<div id="a2646" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:400.7px;top:1011.4px;">11</div><div id="a2648" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:76.5px;">EVEREST RE GROUP,<div style="display:inline-block;width:3.8px">&#160;</div>LTD. </div><div id="a2655" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:91.4px;">CONSOLIDATED STATEMENTS<div style="display:inline-block;width:5.8px">&#160;</div>OF CASH FLOWS<div style="display:inline-block;width:5.3px">&#160;</div></div><div id="a2669" style="position:absolute;font-family:'Times New Roman';left:584.3px;top:113.5px;">Nine Months Ended<div style="display:inline-block;width:2.7px">&#160;</div></div><div id="a2672" style="position:absolute;font-family:'Times New Roman';left:594.8px;top:126.8px;">September 30, </div><div id="a2674" style="position:absolute;font-family:'Times New Roman';font-size:8.64px;left:67.2px;top:140.6px;">(Dollars in millions) </div><div id="a2676" style="position:absolute;font-family:'Times New Roman';left:579.5px;top:140.4px;">2022 </div><div id="a2679" style="position:absolute;font-family:'Times New Roman';left:645.4px;top:140.4px;">2021 </div><div id="a2682" style="position:absolute;font-family:'Times New Roman';left:600.3px;top:152.7px;">(unaudited) </div><div id="a2684" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:167.1px;">CASH FLOWS FROM OPERATING<div style="display:inline-block;width:4.1px">&#160;</div>ACTIVITIES: </div><div id="a2689" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:181.8px;">Net income (loss) </div><div id="a2691" style="position:absolute;font-family:'Times New Roman';left:593.7px;top:181.8px;">$101 </div><div id="a2694" style="position:absolute;font-family:'Times New Roman';left:659.7px;top:181.8px;">$948 </div><div id="a2696" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:196.7px;">Adjustments to reconcile net income to net cash provided by<div style="display:inline-block;width:3.7px">&#160;</div>operating activities: </div><div id="a2702" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:211.4px;">Decrease (increase) in premiums receivable </div><div id="a2704" style="position:absolute;font-family:'Times New Roman';left:595.1px;top:211.4px;">(405) </div><div id="a2707" style="position:absolute;font-family:'Times New Roman';left:661.1px;top:211.4px;">(737) </div><div id="a2709" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:226.3px;">Decrease (increase) in funds held by reinsureds, net </div><div id="a2711" style="position:absolute;font-family:'Times New Roman';left:599.8px;top:226.3px;">(35) </div><div id="a2714" style="position:absolute;font-family:'Times New Roman';left:665.7px;top:226.3px;">(93) </div><div id="a2716" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:241px;">Decrease (increase) in reinsurance recoverables </div><div id="a2718" style="position:absolute;font-family:'Times New Roman';left:595.1px;top:241px;">(662) </div><div id="a2721" style="position:absolute;font-family:'Times New Roman';left:661.1px;top:241px;">(231) </div><div id="a2723" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:255.9px;">Decrease (increase) in income taxes </div><div id="a2725" style="position:absolute;font-family:'Times New Roman';left:595.1px;top:255.9px;">(249) </div><div id="a2728" style="position:absolute;font-family:'Times New Roman';left:669.1px;top:255.9px;">57 </div><div id="a2730" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:270.6px;">Decrease (increase) in prepaid reinsurance premiums </div><div id="a2732" style="position:absolute;font-family:'Times New Roman';left:595.1px;top:270.6px;">(194) </div><div id="a2735" style="position:absolute;font-family:'Times New Roman';left:661.1px;top:270.6px;">(147) </div><div id="a2737" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:285.5px;">Increase (decrease) in reserve for losses and loss adjustment<div style="display:inline-block;width:3.7px">&#160;</div>expenses </div><div id="a2739" style="position:absolute;font-family:'Times New Roman';left:591.5px;top:285.5px;">3,117 </div><div id="a2742" style="position:absolute;font-family:'Times New Roman';left:657.4px;top:285.5px;">2,560 </div><div id="a2744" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:300.2px;">Increase (decrease) in future policy benefit reserve </div><div id="a2747" style="position:absolute;font-family:'Times New Roman';left:604.5px;top:300.2px;">(2) </div><div id="a2750" style="position:absolute;font-family:'Times New Roman';left:670.4px;top:300.2px;">(1) </div><div id="a2752" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:315.1px;">Increase (decrease) in unearned premiums </div><div id="a2754" style="position:absolute;font-family:'Times New Roman';left:598.3px;top:315.1px;">435 </div><div id="a2757" style="position:absolute;font-family:'Times New Roman';left:664.3px;top:315.1px;">928 </div><div id="a2759" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:329.8px;">Increase (decrease) in other net payable to reinsurers </div><div id="a2761" style="position:absolute;font-family:'Times New Roman';left:598.3px;top:329.8px;">242 </div><div id="a2764" style="position:absolute;font-family:'Times New Roman';left:664.3px;top:329.8px;">199 </div><div id="a2766" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:344.7px;">Increase (decrease) in losses in course of payment </div><div id="a2768" style="position:absolute;font-family:'Times New Roman';left:595.1px;top:344.7px;">(150) </div><div id="a2771" style="position:absolute;font-family:'Times New Roman';left:669.1px;top:344.7px;">24 </div><div id="a2773" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:359.4px;">Change in equity adjustments in limited partnerships </div><div id="a2776" style="position:absolute;font-family:'Times New Roman';left:595.1px;top:359.4px;">(126) </div><div id="a2779" style="position:absolute;font-family:'Times New Roman';left:661.1px;top:359.4px;">(543) </div><div id="a2781" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:374.3px;">Distribution of limited partnership income </div><div id="a2783" style="position:absolute;font-family:'Times New Roman';left:598.3px;top:374.3px;">139 </div><div id="a2786" style="position:absolute;font-family:'Times New Roman';left:664.3px;top:374.3px;">106 </div><div id="a2788" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:389px;">Change in other assets and liabilities, net </div><div id="a2790" style="position:absolute;font-family:'Times New Roman';left:595.1px;top:389px;">(134) </div><div id="a2793" style="position:absolute;font-family:'Times New Roman';left:661.1px;top:389px;">(230) </div><div id="a2795" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:403.9px;">Non-cash compensation expense<div style="display:inline-block;width:3px">&#160;</div></div><div id="a2799" style="position:absolute;font-family:'Times New Roman';left:603.2px;top:403.9px;">35 </div><div id="a2802" style="position:absolute;font-family:'Times New Roman';left:669.1px;top:403.9px;">33 </div><div id="a2804" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:418.6px;">Amortization of bond premium (accrual of bond discount) </div><div id="a2806" style="position:absolute;font-family:'Times New Roman';left:603.2px;top:418.6px;">49 </div><div id="a2809" style="position:absolute;font-family:'Times New Roman';left:669.1px;top:418.6px;">57 </div><div id="a2811" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:433.5px;">Net (gains) losses on investments </div><div id="a2814" style="position:absolute;font-family:'Times New Roman';left:598.3px;top:433.5px;">519 </div><div id="a2817" style="position:absolute;font-family:'Times New Roman';left:661.1px;top:433.5px;">(139) </div><div id="a2819" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:448.6px;">Net cash provided by (used in) operating activities </div><div id="a2821" style="position:absolute;font-family:'Times New Roman';left:591.5px;top:448.6px;">2,680 </div><div id="a2824" style="position:absolute;font-family:'Times New Roman';left:657.4px;top:448.6px;">2,791 </div><div id="a2830" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:474px;">CASH FLOWS FROM INVESTING ACTIVITIES: </div><div id="a2835" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:488.9px;">Proceeds from fixed maturities matured/called/repaid - available<div style="display:inline-block;width:3.7px">&#160;</div>for sale </div><div id="a2840" style="position:absolute;font-family:'Times New Roman';left:591.5px;top:488.9px;">2,171 </div><div id="a2843" style="position:absolute;font-family:'Times New Roman';left:657.4px;top:488.9px;">2,757 </div><div id="a2845" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:503.6px;">Proceeds from fixed maturities matured/called/repaid - held to maturity </div><div id="a2850" style="position:absolute;font-family:'Times New Roman';left:603.2px;top:503.6px;">18 </div><div id="a2853" style="position:absolute;font-family:'Times New Roman';left:669.3px;top:503.6px;">- </div><div id="a2855" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:518.5px;">Proceeds from fixed maturities sold - available for sale </div><div id="a2860" style="position:absolute;font-family:'Times New Roman';left:591.5px;top:518.5px;">1,177 </div><div id="a2863" style="position:absolute;font-family:'Times New Roman';left:664.3px;top:518.5px;">883 </div><div id="a2865" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:533.2px;">Proceeds from equity securities sold, at fair value </div><div id="a2867" style="position:absolute;font-family:'Times New Roman';left:591.5px;top:533.2px;">1,030 </div><div id="a2870" style="position:absolute;font-family:'Times New Roman';left:664.3px;top:533.2px;">579 </div><div id="a2872" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:548.1px;">Distributions from other invested assets </div><div id="a2875" style="position:absolute;font-family:'Times New Roman';left:598.3px;top:548.1px;">244 </div><div id="a2878" style="position:absolute;font-family:'Times New Roman';left:664.3px;top:548.1px;">217 </div><div id="a2880" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:562.8px;">Cost of fixed maturities acquired - available for sale </div><div id="a2885" style="position:absolute;font-family:'Times New Roman';left:588.1px;top:562.8px;">(5,958) </div><div id="a2888" style="position:absolute;font-family:'Times New Roman';left:654.1px;top:562.8px;">(5,671) </div><div id="a2890" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:577.7px;">Cost of fixed maturities acquired - held to maturity </div><div id="a2895" style="position:absolute;font-family:'Times New Roman';left:595.1px;top:577.7px;">(133) </div><div id="a2898" style="position:absolute;font-family:'Times New Roman';left:669.3px;top:577.7px;">- </div><div id="a2900" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:592.4px;">Cost of equity securities acquired, at fair value </div><div id="a2902" style="position:absolute;font-family:'Times New Roman';left:595.1px;top:592.4px;">(960) </div><div id="a2905" style="position:absolute;font-family:'Times New Roman';left:661.1px;top:592.4px;">(508) </div><div id="a2907" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:607.3px;">Cost of other invested assets acquired </div><div id="a2910" style="position:absolute;font-family:'Times New Roman';left:595.1px;top:607.3px;">(455) </div><div id="a2913" style="position:absolute;font-family:'Times New Roman';left:661.1px;top:607.3px;">(604) </div><div id="a2915" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:622px;">Net change in short-term investments </div><div id="a2919" style="position:absolute;font-family:'Times New Roman';left:598.3px;top:622px;">568 </div><div id="a2922" style="position:absolute;font-family:'Times New Roman';left:664.3px;top:622px;">423 </div><div id="a2924" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:636.9px;">Net change in unsettled securities transactions </div><div id="a2926" style="position:absolute;font-family:'Times New Roman';left:598.3px;top:636.9px;">102 </div><div id="a2929" style="position:absolute;font-family:'Times New Roman';left:661.1px;top:636.9px;">(177) </div><div id="a2931" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:652.1px;">Net cash provided by (used in) investing activities </div><div id="a2933" style="position:absolute;font-family:'Times New Roman';left:588.1px;top:652.1px;">(2,196) </div><div id="a2936" style="position:absolute;font-family:'Times New Roman';left:654.1px;top:652.1px;">(2,102) </div><div id="a2942" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:677.5px;">CASH FLOWS FROM FINANCING ACTIVITIES: </div><div id="a2947" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:692.3px;">Common shares issued (redeemed) during the period for share-based<div style="display:inline-block;width:4px">&#160;</div>compensation, net of expense </div><div id="a2951" style="position:absolute;font-family:'Times New Roman';left:599.8px;top:692.3px;">(16) </div><div id="a2954" style="position:absolute;font-family:'Times New Roman';left:665.7px;top:692.3px;">(12) </div><div id="a2956" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:707.1px;">Purchase of treasury shares </div><div id="a2958" style="position:absolute;font-family:'Times New Roman';left:599.8px;top:707.1px;">(60) </div><div id="a2961" style="position:absolute;font-family:'Times New Roman';left:661.1px;top:707.1px;">(200) </div><div id="a2963" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:721.9px;">Dividends paid to shareholders </div><div id="a2965" style="position:absolute;font-family:'Times New Roman';left:595.1px;top:721.9px;">(191) </div><div id="a2968" style="position:absolute;font-family:'Times New Roman';left:661.1px;top:721.9px;">(186) </div><div id="a2970" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:736.7px;">Cost of debt repurchase </div><div id="a2972" style="position:absolute;font-family:'Times New Roman';left:604.5px;top:736.7px;">(6) </div><div id="a2975" style="position:absolute;font-family:'Times New Roman';left:669.3px;top:736.7px;">- </div><div id="a2977" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:751.5px;">Cost of shares withheld on settlements of share-based compensation<div style="display:inline-block;width:3.7px">&#160;</div>awards </div><div id="a2982" style="position:absolute;font-family:'Times New Roman';left:599.8px;top:751.5px;">(19) </div><div id="a2985" style="position:absolute;font-family:'Times New Roman';left:665.7px;top:751.5px;">(15) </div><div id="a2987" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:766.7px;">Net cash provided by (used in) financing activities </div><div id="a2989" style="position:absolute;font-family:'Times New Roman';left:595.1px;top:766.7px;">(292) </div><div id="a2992" style="position:absolute;font-family:'Times New Roman';left:661.1px;top:766.7px;">(413) </div><div id="a2998" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:792.1px;">EFFECT OF EXCHANGE RATE<div style="display:inline-block;width:4px">&#160;</div>CHANGES ON CASH </div><div id="a3000" style="position:absolute;font-family:'Times New Roman';left:603.2px;top:792.1px;">46 </div><div id="a3003" style="position:absolute;font-family:'Times New Roman';left:670.4px;top:792.1px;">(9) </div><div id="a3009" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:817.9px;">Net increase (decrease) in cash </div><div id="a3011" style="position:absolute;font-family:'Times New Roman';left:598.3px;top:817.9px;">238 </div><div id="a3014" style="position:absolute;font-family:'Times New Roman';left:664.3px;top:817.9px;">267 </div><div id="a3016" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:832.8px;">Cash, beginning of period </div><div id="a3019" style="position:absolute;font-family:'Times New Roman';left:591.5px;top:832.8px;">1,441 </div><div id="a3022" style="position:absolute;font-family:'Times New Roman';left:664.3px;top:832.8px;">802 </div><div id="a3024" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:847.8px;">Cash, end of period </div><div id="a3026" style="position:absolute;font-family:'Times New Roman';left:586.8px;top:847.8px;">$1,679 </div><div id="a3029" style="position:absolute;font-family:'Times New Roman';left:652.8px;top:847.8px;">$1,068 </div><div id="a3035" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:873.3px;">SUPPLEMENTAL CASH FLOW<div style="display:inline-block;width:3.8px">&#160;</div>INFORMATION: </div><div id="a3040" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:888.1px;">Income taxes paid (recovered) </div><div id="a3042" style="position:absolute;font-family:'Times New Roman';left:593.7px;top:888.1px;">$167 </div><div id="a3045" style="position:absolute;font-family:'Times New Roman';left:664.3px;top:888.1px;">$40 </div><div id="a3047" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:902.9px;">Interest paid<div style="display:inline-block;width:2.7px">&#160;</div></div><div id="a3049" style="position:absolute;font-family:'Times New Roman';left:603.2px;top:902.9px;">51 </div><div id="a3052" style="position:absolute;font-family:'Times New Roman';left:669.1px;top:902.9px;">33 </div><div id="a3058" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:927px;">NON-CASH TRANSACTIONS: </div><div id="a3065" style="position:absolute;font-family:'Times New Roman';left:76.2px;top:941.7px;">Reclassification of specific investments from fixed maturity securities,<div style="display:inline-block;width:3.9px">&#160;</div>available for sale<div style="display:inline-block;width:2.8px">&#160;</div></div><div id="a3070" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:956.6px;">at fair value to fixed maturity securities, held to maturity at amortized<div style="display:inline-block;width:3.8px">&#160;</div>cost net of credit allowances </div><div id="a3072" style="position:absolute;font-family:'Times New Roman';left:593.7px;top:956.6px;">$783 </div><div id="a3075" style="position:absolute;font-family:'Times New Roman';left:670.5px;top:956.6px;">$- </div></div>
</div>
<div style="padding: 7px">
<div id="Page12" style="background-color:RGB(255, 255, 255);position:relative;margin-left:auto;margin-right:auto;overflow:hidden;border-style:solid;border-width:thin;border-color:RGB(198, 198, 198);page-break-after:always;width:816px;height:1056px;">
<div id="a3080" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:400.7px;top:1011.4px;">12</div></div>
</div>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>ex991p1i0.gif
<TEXT>
begin 644 ex991p1i0.gif
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MS#.J_S/5 #/5,S/59C/5F3/5S#/5_S/_ #/_,S/_9C/_F3/_S#/__V8  &8
M,V8 9F8 F68 S&8 _V8K &8K,V8K9F8KF68KS&8K_V95 &95,V959F95F695
MS&95_V:  &: ,V: 9F: F6: S&: _V:J &:J,V:J9F:JF6:JS&:J_V;5 &;5
M,V;59F;5F6;5S&;5_V;_ &;_,V;_9F;_F6;_S&;__YD  )D ,YD 9ID F9D
MS)D _YDK )DK,YDK9IDKF9DKS)DK_YE5 )E5,YE59IE5F9E5S)E5_YF  )F
M,YF 9IF F9F S)F _YFJ )FJ,YFJ9IFJF9FJS)FJ_YG5 )G5,YG59IG5F9G5
MS)G5_YG_ )G_,YG_9IG_F9G_S)G__\P  ,P ,\P 9LP F<P S,P _\PK ,PK
M,\PK9LPKF<PKS,PK_\Q5 ,Q5,\Q59LQ5F<Q5S,Q5_\R  ,R ,\R 9LR F<R
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M=6)48X]8UA.-FEH22HR(H8Q(#"B&BIGH1X[JN0^:?-;C)Z%>;E(HHIMFA.5
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M0\V\QB"K@0(A0/3;TAB8D /-8(%C4UKZF!0U"<($B31K4-F>%S2%;.U#RGA
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8LC-D6AH2AL.(Z'5NA,J7:$=+6A4%!  [

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>8
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.22.2.2</span><table class="report" border="0" cellspacing="2" id="idm140671508774496">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document And Entity Information<br></strong></div></th>
<th class="th"><div>Oct. 26, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Oct. 26,  2022<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">1-15731<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">Everest Re Group, Ltd.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001095073<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation State Country Code</a></td>
<td class="text">D0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">98-0365432<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address Address Line 1</a></td>
<td class="text">Seon Place &#8211; 4th Floor<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine2', window );">Entity Address Address Line 2</a></td>
<td class="text">141 Front Street<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine3', window );">Entity Address Address Line 3</a></td>
<td class="text">PO Box HM 845<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address City Or Town</a></td>
<td class="text">Hamilton<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address Postal Zip Code</a></td>
<td class="text">HM 19<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCountry', window );">Entity Address Country</a></td>
<td class="text">BM<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">441<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">295-0006<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre Commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre Commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Security 12b Title</a></td>
<td class="text">Common Shares, $0.01 par value<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">RE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 2 such as Street or Suite number</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine3">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 3 such as an Office Park</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine3</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCountry">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>ISO 3166-1 alpha-2 country code.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCountry</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:countryCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>re-20221026_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xml:lang="en-US"
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2022"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="re-20221026.xsd" xlink:type="simple"/>
    <context id="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001095073</identifier>
        </entity>
        <period>
            <startDate>2022-10-26</startDate>
            <endDate>2022-10-26</endDate>
        </period>
    </context>
    <dei:AmendmentFlag
      contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073"
      id="ID_1">false</dei:AmendmentFlag>
    <dei:EntityCentralIndexKey
      contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073"
      id="ID_19">0001095073</dei:EntityCentralIndexKey>
    <dei:DocumentType
      contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073"
      id="ID_0">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate
      contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073"
      id="ID_7">2022-10-26</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName
      contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073"
      id="ID_8">Everest Re Group, Ltd.</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode
      contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073"
      id="ID_13">D0</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber
      contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073"
      id="ID_2">1-15731</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber
      contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073"
      id="ID_14">98-0365432</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1
      contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073"
      id="ID_15">Seon Place &#x2013; 4th Floor</dei:EntityAddressAddressLine1>
    <dei:EntityAddressAddressLine2
      contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073"
      id="ID_3">141 Front Street</dei:EntityAddressAddressLine2>
    <dei:EntityAddressAddressLine3
      contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073"
      id="ID_9">PO Box HM 845</dei:EntityAddressAddressLine3>
    <dei:EntityAddressCityOrTown
      contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073"
      id="ID_16">Hamilton</dei:EntityAddressCityOrTown>
    <dei:EntityAddressPostalZipCode
      contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073"
      id="ID_4">HM 19</dei:EntityAddressPostalZipCode>
    <dei:EntityAddressCountry
      contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073"
      id="ID_17">BM</dei:EntityAddressCountry>
    <dei:CityAreaCode
      contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073"
      id="ID_18">441</dei:CityAreaCode>
    <dei:LocalPhoneNumber
      contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073"
      id="ID_10">295-0006</dei:LocalPhoneNumber>
    <dei:WrittenCommunications
      contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073"
      id="ID_5">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial
      contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073"
      id="ID_11">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer
      contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073"
      id="ID_12">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer
      contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073"
      id="ID_20">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle
      contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073"
      id="ID_23">Common Shares, $0.01 par value</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073"
      id="ID_22">RE</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073"
      id="ID_21">NYSE</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany
      contextRef="FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073"
      id="ID_6">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>10
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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M?!^2!F.,6_0T7X\48JVFL:W&VC$,>8!8\PRA9CC?AT6:&C/5BZPYC0IO0=5
MY3_;U UH]@TT')$%7C&9MC:CY$X*/-S^[PVPPL2.X>V+OP%02P,$%     @
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MP %#TG1X#SY['R73>RHY_U=3_ 102P,$%     @ 38-:59>*NQS     $P(
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M,AF**I9P6B#BR2!M:59]L$].M.=Y%S?W1:[-XPFNWPQP>'3^ 5!+ P04
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MYHOA/UY_ 5!+ 0(4 Q0    ( $V#6E4'04UB@0   +$    0
M  "  0    !D;V-0<F]P<R]A<' N>&UL4$L! A0#%     @ 38-:5<)P,K7M
M    *P(  !$              ( !KP   &1O8U!R;W!S+V-O<F4N>&UL4$L!
M A0#%     @ 38-:59E<G",0!@  G"<  !,              ( !RP$  'AL
M+W1H96UE+W1H96UE,2YX;6Q02P$"% ,4    " !-@UI5H6%)W&X$  "_$0
M&               @($,"   >&PO=V]R:W-H965T<R]S:&5E=#$N>&UL4$L!
M A0#%     @ 38-:59^@&_"Q @  X@P   T              ( !L P  'AL
M+W-T>6QE<RYX;6Q02P$"% ,4    " !-@UI5EXJ[',     3 @  "P
M        @ &,#P  7W)E;',O+G)E;'-02P$"% ,4    " !-@UI5.JJBYT !
M   \ @  #P              @ %U$   >&PO=V]R:V)O;VLN>&UL4$L! A0#
M%     @ 38-:520>FZ*M    ^ $  !H              ( !XA$  'AL+U]R
M96QS+W=O<FMB;V]K+GAM;"YR96QS4$L! A0#%     @ 38-:5660>9(9 0
MSP,  !,              ( !QQ(  %M#;VYT96YT7U1Y<&5S72YX;6Q02P4&
2      D "0 ^ @  $10

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>13
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.22.2.2</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>24</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="re-20221026.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>000090 - Document - Document And Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation</Role>
      <ShortName>Document And Entity Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="re-20221026.htm">re-20221026.htm</File>
    <File>ex991.htm</File>
    <File>re-20221026.xsd</File>
    <File>re-20221026_def.xml</File>
    <File>re-20221026_lab.xml</File>
    <File>re-20221026_pre.xml</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="24">http://xbrl.sec.gov/dei/2022</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>15
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "re-20221026.htm": {
   "axisCustom": 0,
   "axisStandard": 0,
   "contextCount": 1,
   "dts": {
    "definitionLink": {
     "local": [
      "re-20221026_def.xml"
     ]
    },
    "inline": {
     "local": [
      "re-20221026.htm"
     ]
    },
    "labelLink": {
     "local": [
      "re-20221026_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "re-20221026_pre.xml"
     ]
    },
    "schema": {
     "local": [
      "re-20221026.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd",
      "https://xbrl.sec.gov/dei/2022/dei-2022.xsd"
     ]
    }
   },
   "elementCount": 50,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2022": 2,
    "total": 2
   },
   "keyCustom": 0,
   "keyStandard": 24,
   "memberCustom": 0,
   "memberStandard": 0,
   "nsprefix": "re",
   "nsuri": "http://www.everestre.com/20221026",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "re-20221026.htm",
      "contextRef": "FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "000090 - Document - Document And Entity Information",
     "role": "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation",
     "shortName": "Document And Entity Information",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "div",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "re-20221026.htm",
      "contextRef": "FROM_Oct26_2022_TO_Oct26_2022_Entity_0001095073",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 0,
   "tag": {
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_AuditorLineItems": {
     "auth_ref": [],
     "localname": "AuditorLineItems",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://xbrl.sec.gov/dei/role/document/AuditInformation"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_AuditorTable": {
     "auth_ref": [],
     "localname": "AuditorTable",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "xbrltype": "stringItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CountryRegion": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Region code of country",
        "label": "Country Region"
       }
      }
     },
     "localname": "CountryRegion",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CoverAbstract": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Cover page.",
        "label": "Cover [Abstract]"
       }
      }
     },
     "localname": "CoverAbstract",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "xbrltype": "stringItemType"
    },
    "dei_CurrentFiscalYearEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "End date of current fiscal year in the format --MM-DD.",
        "label": "Current Fiscal Year End Date"
       }
      }
     },
     "localname": "CurrentFiscalYearEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "gMonthDayItemType"
    },
    "dei_DocumentFiscalPeriodFocus": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Fiscal period values are FY, Q1, Q2, and Q3.  1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.",
        "label": "Document Fiscal Period Focus"
       }
      }
     },
     "localname": "DocumentFiscalPeriodFocus",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "fiscalPeriodItemType"
    },
    "dei_DocumentFiscalYearFocus": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.",
        "label": "Document Fiscal Year Focus"
       }
      }
     },
     "localname": "DocumentFiscalYearFocus",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "gYearItemType"
    },
    "dei_DocumentInformationLineItems": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "localname": "DocumentInformationLineItems",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://xbrl.sec.gov/dei/role/document/DocumentInformation"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_DocumentInformationTable": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Container to support the formal attachment of each official or unofficial, public or private document as part of a submission package."
       }
      }
     },
     "localname": "DocumentInformationTable",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "xbrltype": "stringItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.",
        "label": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentQuarterlyReport": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as an quarterly report.",
        "label": "Document Quarterly Report"
       }
      }
     },
     "localname": "DocumentQuarterlyReport",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentTransitionReport": {
     "auth_ref": [
      "r7"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as a transition report.",
        "label": "Document Transition Report"
       }
      }
     },
     "localname": "DocumentTransitionReport",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_EntitiesTable": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Container to assemble all relevant information about each entity associated with the document instance"
       }
      }
     },
     "localname": "EntitiesTable",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "xbrltype": "stringItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address Address Line 1"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressAddressLine2": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 2 such as Street or Suite number",
        "label": "Entity Address Address Line 2"
       }
      }
     },
     "localname": "EntityAddressAddressLine2",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressAddressLine3": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 3 such as an Office Park",
        "label": "Entity Address Address Line 3"
       }
      }
     },
     "localname": "EntityAddressAddressLine3",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address City Or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCountry": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "ISO 3166-1 alpha-2 country code.",
        "label": "Entity Address Country"
       }
      }
     },
     "localname": "EntityAddressCountry",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "countryCodeItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityAddressesLineItems": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "localname": "EntityAddressesLineItems",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://xbrl.sec.gov/dei/role/document/EntityInformationEntityAddressesTable"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_EntityAddressesTable": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Container of address information for the entity"
       }
      }
     },
     "localname": "EntityAddressesTable",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "xbrltype": "stringItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityCommonStockSharesOutstanding": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.",
        "label": "Entity Common Stock, Shares Outstanding"
       }
      }
     },
     "localname": "EntityCommonStockSharesOutstanding",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "sharesItemType"
    },
    "dei_EntityCurrentReportingStatus": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.",
        "label": "Entity Current Reporting Status"
       }
      }
     },
     "localname": "EntityCurrentReportingStatus",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityFilerCategory": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.",
        "label": "Entity Filer Category"
       }
      }
     },
     "localname": "EntityFilerCategory",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "filerCategoryItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation State Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityInformationLineItems": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "localname": "EntityInformationLineItems",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://xbrl.sec.gov/dei/role/document/EntityInformationEntitiesTable"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_EntityInteractiveDataCurrent": {
     "auth_ref": [
      "r8"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).",
        "label": "Entity Interactive Data Current"
       }
      }
     },
     "localname": "EntityInteractiveDataCurrent",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityListingsLineItems": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "localname": "EntityListingsLineItems",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://xbrl.sec.gov/dei/role/document/EntityInformationEntityListingsTable"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_EntityListingsTable": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Container for exchange listing information for an entity"
       }
      }
     },
     "localname": "EntityListingsTable",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "xbrltype": "stringItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityShellCompany": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act.",
        "label": "Entity Shell Company"
       }
      }
     },
     "localname": "EntityShellCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntitySmallBusiness": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicates that the company is a Smaller Reporting Company (SRC).",
        "label": "Entity Small Business"
       }
      }
     },
     "localname": "EntitySmallBusiness",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_NameChangeEventLineItems": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Line items represent concepts included in a table. Name change event line item concepts are used for information qualified by domain members of axes in the Name Change Event table."
       }
      }
     },
     "localname": "NameChangeEventLineItems",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://xbrl.sec.gov/dei/role/document/EntityInformationNameChangeEventTable"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_NameChangeEventTable": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "For a set of related facts in a sequence of name change events, use this table when the events occurred within a single reporting period."
       }
      }
     },
     "localname": "NameChangeEventTable",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "xbrltype": "stringItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre Commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre Commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Security 12b Title"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r9"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2022",
     "presentation": [
      "http://www.everestre.com/2011-06-30/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    }
   },
   "unitCount": 0
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r5": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12"
  },
  "r6": {
   "Name": "Form 10-Q",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "308",
   "Subsection": "a"
  },
  "r7": {
   "Name": "Forms 10-K, 10-Q, 20-F",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13",
   "Subsection": "a-1"
  },
  "r8": {
   "Name": "Regulation S-T",
   "Number": "232",
   "Publisher": "SEC",
   "Section": "405"
  },
  "r9": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>16
<FILENAME>0001095073-22-000024-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001095073-22-000024-xbrl.zip
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MVI]6<X_U@R9JI8Q#HO%&S^#$0>4;DG]LM5^6 1='WVI0&)^%"TKU&WRI]]6
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M3W*I!Z%#O0Q#(\,W=LY-T/54D]#!UHTAHH';WH/CJ^ .U.DP1 S:."J=I+6
M?NZ?F=L\>^#UH[G%JUN9<[+ZS^W>_L!A8-Z[=\5T $'DC#@^N$+FI4.638$/
MGHS N'!X(86X=WVH9VH8&C=09:TN\ D%FM:&B,[8Q[2ZXWB25L^3>,U^=K6K
MWBM1Y49R@PX)J/G C>MY"I4$<B+-AUL\*N8O"'!H;Z8(L4A:L\.>.5 C_S R
M[S][*K@+67G1=*%=QVOFE69\6.^(=NKA!!$565TV],T(A78EFB"D(BO+%AUJ
M3!J9CZCT5&6+[8&#)2+S(96>HFS0B1-!V,:--R&0?FO\?B[ODURCJ7=$C,N
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M\9=//T'(QH(Z MHC@ GIF0SJ',4R%=3Q@U91BR>(N@L_[Y.U2F[*I@]_M]@
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MK7J'12(@(R7 MBB05]UU&Y=QSZJOAY2;!HC!9<I5+$B;$0\:(!E@FQG(YH]
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MGSOP@"*4-HP"(=IM<%@^.#SND,>DCRB(DB!+*9&VD0"C'O1+H#A40HB =*+
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MY=R_6F>"/(,V7,F!%_FA1T F*N5R,? >[F_I>^]J^/9-_QVECQ^G$Y*JI,A
M6I)H8!92,MN0:]#6F:Y'=S54C\2Q'_LA*0PBD=OB&[>F(&-I\=RR!9#'KTRF
MA%(';I(E9(Q8IA=@/[$,3,X2&'A+:_->$*Q6*Q\0&(S5X"<J"^(PCJ,POD2Q
M IR<6Z6S$<Q9(>S ^U$PP><<4H]@=M+L :TZOM(+1 BCX/%N\J6DWCKV=#O2
MRGDMN/S^&G;4[7:#\K1V?>&YGFE1Z^@$[GC&#/Q"QE-^PI]+K*%,P,/B$7SZ
M3$IEF<7";RV5-<^YG*N&J30[MEY-.84Y*:7V[";'[ W/<N&$E+:EAOG TT#K
MW)]R+ :*K!VT$G!"J#L.,,3@)RKE37:T-033R0N4%X5$$)5CFW$PC6H%?S6U
M%.;GIH8A7/+_/3'!9N<FAB$@_D5.#NT>LR!N\3 =G_S_HHB&E[035AI'VU%4
MOS_(]$9:;C=C;'J=E?WF$9X.O)O)=#QZ.NEW(&XG</>)AR$^W9!04B,UEXA*
M*EC2P.T'AR#'> H#Z6<Y+->'?\P69>O2!F&_,<^/3YA("M%*P/:L_I#- 13L
M3R#<'\ZI/K:NTI;(5X?^D:E'JOMBHI(2ZD2(V]$ZCCH3C6+:B?RU27<=>5Q$
M$^VBW*6V-7T=X'@OVC(>@G2K7I>P<+=M.VZA]5Z4$]!UB4>7?RRC9?H-"?8W
MZ$L< XF_4,\X9'EY][[.;(ZYNT4Y W>D_:!"&/X$4$L#!!0    ( $V#6E6+
M(OXI)0,  )T8   3    <F4M,C R,C$P,C9?9&5F+GAM;-U876_:,!1]G[3_
MX&7/B4E8MX)(JZX?$A+=0]=J?8M"? %O25S9IL"_GQT2OI) NC9!:U]J['OO
M.>=RXMCTSN=1B)Z!"\IBU["MEH$@#ABA\=@U'NYOS%/C_.SCA]XGTWS\?C=
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M     &5X.3DQ+FAT;5!+ 0(4 Q0    ( $V#6E5Q '/+^10  %)^   /
M          "  ?-:  !R92TR,#(R,3 R-BYH=&U02P$"% ,4    " !-@UI5
M5,?1WW0"  #W"   #P              @ $9<   <F4M,C R,C$P,C8N>'-D
M4$L! A0#%     @ 38-:58LB_BDE P  G1@  !,              ( !NG(
M ')E+3(P,C(Q,#(V7V1E9BYX;6Q02P$"% ,4    " !-@UI5F,N;L40'   <
M2P  $P              @ $0=@  <F4M,C R,C$P,C9?;&%B+GAM;%!+ 0(4
M Q0    ( $V#6E5#-'I6$@@  &MF   3              "  85]  !R92TR
E,#(R,3 R-E]P<F4N>&UL4$L%!@     &  8 = $  ,B%      $!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
