<SEC-DOCUMENT>0001095073-23-000005.txt : 20230208
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<ACCEPTANCE-DATETIME>20230208162050
ACCESSION NUMBER:		0001095073-23-000005
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		15
CONFORMED PERIOD OF REPORT:	20230208
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20230208
DATE AS OF CHANGE:		20230208

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			EVEREST RE GROUP LTD
		CENTRAL INDEX KEY:			0001095073
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				980365432
		STATE OF INCORPORATION:			D0
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15731
		FILM NUMBER:		23599347

	BUSINESS ADDRESS:	
		STREET 1:		SEON PLACE, 4TH FLOOR
		STREET 2:		141 FRONT STREET
		CITY:			HAMILTON
		STATE:			D0
		ZIP:			HM 19
		BUSINESS PHONE:		4412950006

	MAIL ADDRESS:	
		STREET 1:		C/O REINSURANCE HOLDINGS INC
		STREET 2:		100 EVEREST WAY
		CITY:			WARREN
		STATE:			NJ
		ZIP:			07059

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EVEREST REINSURANCE GROUP LTD
		DATE OF NAME CHANGE:	19990915
</SEC-HEADER>
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<TYPE>8-K
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<div id="a0" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-weight:bold;left:344px;top:96px;">UNITED STATES </div><div id="a2" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-weight:bold;left:236px;top:111px;">SECURITIES AND EXCHANGE COMMISSION </div><div id="a4" style="position:absolute;font-family:'Times New Roman';font-size:13.28px;font-weight:bold;left:339px;top:126px;">Washington, D.C. 20549 </div><div id="a7" style="position:absolute;font-family:'Times New Roman';font-size:24px;font-weight:bold;left:349px;top:155px;">FORM </div><div id="a7_5_3" style="position:absolute;font-family:'Times New Roman';font-size:24px;font-weight:bold;left:429px;top:155px;"><ix:nonNumeric id="ID_0" name="dei:DocumentType" contextRef="FROM_Feb08_2023_TO_Feb08_2023_Entity_0001095073">8-K</ix:nonNumeric></div><div id="a12" style="position:absolute;font-family:'Times New Roman';font-size:16px;font-weight:bold;left:233px;top:192px;">Current Report 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<div id="a184" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:72px;top:93px;">ITEM 2.02 </div><div id="a186" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:163px;top:93px;">DISCLOSURE OF RESULTS OF OPERATIONS<div style="display:inline-block;width:5px">&#160;</div>AND FINANCIAL CONDITION </div><div id="a188" style="position:absolute;font-family:'Times New Roman';left:72px;top:107px;"><div style="display:inline-block;width:4px">&#160;</div></div><div id="a190" style="position:absolute;font-family:'Times New Roman';left:72px;top:120px;">On February<div style="display:inline-block;width:6px">&#160;</div>8, 2023,<div style="display:inline-block;width:6px">&#160;</div>the registrant<div style="display:inline-block;width:6px">&#160;</div>issued a<div style="display:inline-block;width:6px">&#160;</div>news release<div style="display:inline-block;width:6px">&#160;</div>announcing its<div 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<div id="a267" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:72px;top:93px;">SIGNATURES </div><div id="a270" style="position:absolute;font-family:'Times New Roman';left:72px;top:120px;">Pursuant to the requirements of the Securities Exchange Act of 1934, the<div style="display:inline-block;width:2px">&#160;</div>registrant has duly caused this report to </div><div id="a271" style="position:absolute;font-family:'Times New Roman';left:72px;top:133px;">be signed on its behalf by the undersigned hereunto duly authorized. </div><div id="a277" style="position:absolute;font-family:'Times New Roman';left:465px;top:173px;">EVEREST RE GROUP, LTD. </div><div id="a292" style="position:absolute;font-family:'Times New Roman';left:426px;top:227px;">By:<div style="display:inline-block;width:4px">&#160;</div></div><div id="a294" style="position:absolute;font-family:'Times New Roman';left:465px;top:227px;">/S/ ROBERT J. FREILING </div><div id="a300" style="position:absolute;font-family:'Times New Roman';left:465px;top:241px;">Robert J. Freiling </div><div id="a304" style="position:absolute;font-family:'Times New Roman';left:465px;top:254px;">Senior Vice President and<div style="display:inline-block;width:4px">&#160;</div></div><div id="a309" style="position:absolute;font-family:'Times New Roman';left:465px;top:267px;">Chief Accounting Officer </div><div id="a316" style="position:absolute;font-family:'Times New Roman';left:72px;top:307px;">Dated:<div style="display:inline-block;width:7px">&#160;</div>February 8, 2023 </div></div>
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<DESCRIPTION>EXHIBIT 99.1
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<div id="a2" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:404.4px;top:1011.4px;">1</div><div id="a5" style="position:absolute;font-family:'Times New Roman';font-size:32px;font-weight:bold;left:73.1px;top:112.1px;">NEWS RELEASE </div><div id="a8" style="position:absolute;font-family:'Times New Roman';left:511.1px;top:96.4px;"><div style="display:inline-block;width:11.7px">&#160;</div></div><div id="a10" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:173.5px;">EVEREST RE GROUP, LTD.<div style="display:inline-block;width:255.5px">&#160;</div></div><div id="a12" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:202.1px;">Seon place, 141 Front Street, 4</div><div id="a13" style="position:absolute;font-family:'Times New Roman';left:253.5px;top:201.8px;">th</div><div id="a14" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:260.7px;top:202.1px;"><div style="display:inline-block;width:3.7px">&#160;</div>Floor, Hamilton HM 19, Bermuda </div><div id="a17" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:230.8px;">Contacts </div><div id="a19" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:259.2px;">Media:<div style="display:inline-block;width:7.4px">&#160;</div>Dawn Lauer<div style="display:inline-block;width:309.8px">&#160;</div>Investors:<div style="display:inline-block;width:7.2px">&#160;</div>Matt Rohrmann </div><div id="a29" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:276.2px;">Chief Communications Officer<div style="display:inline-block;width:249.2px">&#160;</div>Head of Investor Relations </div><div id="a35" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:293px;">Everest Global Services, Inc.<div style="display:inline-block;width:260.8px">&#160;</div>Everest Global Services, Inc.<div style="display:inline-block;width:20.8px">&#160;</div></div><div id="a41" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:310px;">908.300.7670<div style="display:inline-block;width:351.1px">&#160;</div>908.604.7343 </div><div id="a53" style="position:absolute;font-family:'Times New Roman';font-size:21.28px;font-weight:bold;left:152.3px;top:344px;">Everest Re Group Reports<div style="display:inline-block;width:6.7px">&#160;</div>Fourth Quarter 2022 Results </div><div id="a56" style="position:absolute;font-family:'Times New Roman';font-size:18.72px;font-weight:bold;left:177.9px;top:400.9px;">Fourth Quarter ROE of 20.1%, Operating ROE of 19.4% </div><div id="a58" style="position:absolute;font-family:'Times New Roman';font-size:18.72px;font-weight:bold;left:149.8px;top:427.8px;">Underwriting Discipline Drove Strong Combined Ratio of 87.8% </div><div id="a61" style="position:absolute;font-family:'Times New Roman';font-size:18.72px;font-weight:bold;left:230.4px;top:454.7px;">with Margin Improvement in both Segments </div><div id="a63" style="position:absolute;font-family:'Times New Roman';font-size:18.72px;font-weight:bold;left:167.7px;top:481.5px;">Significant Momentum Following Outstanding 1/1 Renewals </div><div id="a67" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;font-weight:bold;left:72px;top:546.7px;">HAMILTON,<div style="display:inline-block;width:5.1px">&#160;</div>Bermuda &#8211; (BUSINESS WIRE) - February 8, 2023 &#8211;</div><div id="a75" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:491.6px;top:546.7px;"><div style="display:inline-block;width:3.7px">&#160;</div>Everest Re Group, Ltd. 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We are well positioned with the talent and the platform to continue </div><div id="a147" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:349.4px;">this momentum in 2023.&#8221; </div><div id="a150" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:399.9px;">Summary of Fourth Quarter 2022 Net Income and Other Items<div style="display:inline-block;width:2.6px">&#160;</div></div><div id="a152" style="position:absolute;font-family:'Avenir Next LT Pro';font-size:14.72px;left:72px;top:424.8px;">&#8226;</div><div id="a154" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:425.5px;">Net Income of $496 million, equal to $12.66 per diluted share versus<div style="display:inline-block;width:2.2px">&#160;</div>fourth quarter 2021 net income of </div><div id="a155" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:451px;">$431 million, equal to 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87.8% including 0.5 points of catastrophe<div style="display:inline-block;width:2.3px">&#160;</div>losses versus the fourth quarter 2021 </div><div id="a167" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:553.1px;">figures of 91.9% including 4.5 points of catastrophe losses<div style="display:inline-block;width:2.5px">&#160;</div></div><div id="a169" style="position:absolute;font-family:'Avenir Next LT Pro';font-size:14.72px;left:72px;top:577.9px;">&#8226;</div><div id="a171" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:578.7px;">Strong operating cashflow for the quarter of $1.0 billion which is flat versus<div style="display:inline-block;width:2.1px">&#160;</div>the fourth quarter 2021 </div><div id="a174" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:629.4px;">The following table summarizes the Company&#8217;s net income and related financial metrics.<div style="display:inline-block;width:2.6px">&#160;</div></div><div id="a185" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:72px;top:691.5px;">Net income and operating income </div><div id="a187" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:482.2px;top:691.5px;">Q4 </div><div id="a189" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:512.4px;top:691.5px;">Year to Date </div><div id="a192" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:605.3px;top:691.5px;">Q4 </div><div id="a194" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:635.3px;top:691.5px;">Year to Date </div><div id="a196" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:72px;top:711.5px;">All values in USD millions except for per share<div style="display:inline-block;width:3.7px">&#160;</div>amounts and percentages </div><div id="a198" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:475.5px;top:711.5px;">2022 </div><div id="a200" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:544.4px;top:711.5px;">2022 </div><div id="a203" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:598.5px;top:711.5px;">2021 </div><div id="a205" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:667.3px;top:711.5px;">2021 </div><div id="a207" style="position:absolute;font-family:'Times New Roman';left:72px;top:731.5px;">Everest Re Group </div><div id="a214" style="position:absolute;font-family:'Times New Roman';left:72px;top:751.5px;">Net income (loss) </div><div id="a217" style="position:absolute;font-family:'Times New Roman';left:477.1px;top:751.5px;">496 </div><div id="a219" style="position:absolute;font-family:'Times New Roman';left:546.2px;top:751.5px;">597 </div><div id="a222" style="position:absolute;font-family:'Times New Roman';left:600.1px;top:751.5px;">431 </div><div id="a224" style="position:absolute;font-family:'Times New Roman';left:662.2px;top:751.5px;">1,379 </div><div id="a226" style="position:absolute;font-family:'Times New Roman';left:72px;top:771.5px;">Net operating income (loss) </div><div id="a227" style="position:absolute;font-family:'Times New Roman';font-size:6.08px;left:178.3px;top:771.1px;">(1)</div><div id="a229" style="position:absolute;font-family:'Times New Roman';left:477.1px;top:771.5px;">478 </div><div id="a231" style="position:absolute;font-family:'Times New Roman';left:539.3px;top:771.5px;">1,065 </div><div id="a234" style="position:absolute;font-family:'Times New Roman';left:600.1px;top:771.5px;">359 </div><div id="a236" style="position:absolute;font-family:'Times New Roman';left:662.2px;top:771.5px;">1,153 </div><div id="a244" style="position:absolute;font-family:'Times New Roman';left:72px;top:811.5px;">Net income (loss) per diluted common share </div><div id="a246" style="position:absolute;font-family:'Times New Roman';left:470.2px;top:811.5px;">12.66 </div><div id="a248" style="position:absolute;font-family:'Times New Roman';left:539.3px;top:811.5px;">15.19 </div><div id="a251" style="position:absolute;font-family:'Times New Roman';left:593.2px;top:811.5px;">10.94 </div><div id="a253" style="position:absolute;font-family:'Times New Roman';left:662.2px;top:811.5px;">34.62 </div><div id="a255" style="position:absolute;font-family:'Times New Roman';left:72px;top:831.5px;">Net operating income (loss) per diluted common share </div><div id="a257" style="position:absolute;font-family:'Times New Roman';left:470.2px;top:831.5px;">12.21 </div><div id="a259" style="position:absolute;font-family:'Times New Roman';left:539.3px;top:831.5px;">27.08 </div><div id="a262" style="position:absolute;font-family:'Times New Roman';left:597.9px;top:831.5px;">9.12 </div><div id="a264" style="position:absolute;font-family:'Times New 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style="position:absolute;font-family:'Times New Roman';left:539px;top:891.5px;">10.6% </div><div id="a293" style="position:absolute;font-family:'Times New Roman';left:593.1px;top:891.5px;">14.8% </div><div id="a295" style="position:absolute;font-family:'Times New Roman';left:661.9px;top:891.5px;">12.2% </div><div id="a303" style="position:absolute;font-family:'Times New Roman';left:72px;top:931.5px;">Notes </div><div id="a310" style="position:absolute;font-family:'Times New Roman';left:72px;top:951.5px;">(1) Refer to the reconciliation of net income to net operating<div style="display:inline-block;width:3.7px">&#160;</div>income found on page 6 of this press release </div></div>
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<div id="a315" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:404.4px;top:1011.4px;">3</div><div id="a323" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:72px;top:116.2px;">Shareholders' Equity and Book Value<div style="display:inline-block;width:4.1px">&#160;</div>per Share </div><div id="a325" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:484.1px;top:116.2px;">Q4 </div><div id="a327" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:512.4px;top:116.2px;">Year to Date </div><div id="a330" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:607.2px;top:116.2px;">Q4 </div><div id="a332" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:635.5px;top:116.2px;">Year to Date </div><div id="a334" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:72px;top:131.2px;">All values in USD millions except for per share<div style="display:inline-block;width:3.7px">&#160;</div>amounts and percentages </div><div id="a336" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:477.4px;top:131.2px;">2022 </div><div id="a338" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:544.4px;top:131.2px;">2022 </div><div id="a341" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:600.5px;top:131.2px;">2021 </div><div id="a343" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:667.5px;top:131.2px;">2021 </div><div id="a345" style="position:absolute;font-family:'Times New Roman';left:72px;top:148.4px;">Beginning shareholders' equity </div><div id="a348" style="position:absolute;font-family:'Times New Roman';left:472.3px;top:150.4px;">7,649 </div><div id="a350" style="position:absolute;font-family:'Times New Roman';left:534.5px;top:148.4px;">10,139 </div><div id="a353" style="position:absolute;font-family:'Times New Roman';left:595.3px;top:146.3px;">9,979 </div><div id="a355" style="position:absolute;font-family:'Times New Roman';left:662.2px;top:146.3px;">9,726 </div><div id="a357" style="position:absolute;font-family:'Times New Roman';left:72px;top:163.4px;">Net income (loss) </div><div id="a359" style="position:absolute;font-family:'Times New Roman';left:479.1px;top:163.4px;">496 </div><div id="a361" style="position:absolute;font-family:'Times New Roman';left:546px;top:163.4px;">597 </div><div id="a364" style="position:absolute;font-family:'Times New Roman';left:602.2px;top:161.2px;">431 </div><div id="a366" style="position:absolute;font-family:'Times New Roman';left:662.2px;top:161.2px;">1,379 </div><div id="a368" style="position:absolute;font-family:'Times New Roman';left:72px;top:178.3px;">Change - unrealized gains (losses) - Fixed inc. investments </div><div id="a376" style="position:absolute;font-family:'Times New Roman';left:479.1px;top:178.3px;">250 </div><div id="a378" style="position:absolute;font-family:'Times New Roman';left:535.9px;top:178.3px;">(1,948) </div><div id="a381" style="position:absolute;font-family:'Times New Roman';left:599px;top:176.2px;">(177) </div><div id="a383" style="position:absolute;font-family:'Times New Roman';left:666.1px;top:176.2px;">(485) </div><div id="a385" style="position:absolute;font-family:'Times New Roman';left:72px;top:193.3px;">Dividends to shareholders </div><div id="a387" style="position:absolute;font-family:'Times New Roman';left:480.6px;top:193.3px;">(65) </div><div id="a389" style="position:absolute;font-family:'Times New Roman';left:543px;top:193.3px;">(255) </div><div id="a392" style="position:absolute;font-family:'Times New Roman';left:603.7px;top:191.2px;">(61) </div><div id="a394" style="position:absolute;font-family:'Times New Roman';left:666.1px;top:191.2px;">(247) </div><div id="a396" style="position:absolute;font-family:'Times New Roman';left:72px;top:208.4px;">Purchase of treasury shares </div><div id="a398" style="position:absolute;font-family:'Times New Roman';left:490.2px;top:210.4px;">- </div><div id="a400" style="position:absolute;font-family:'Times New Roman';left:547.6px;top:208.4px;">(61) </div><div id="a403" style="position:absolute;font-family:'Times New Roman';left:603.7px;top:206.3px;">(25) </div><div id="a405" style="position:absolute;font-family:'Times New Roman';left:666.1px;top:206.3px;">(225) </div><div id="a407" style="position:absolute;font-family:'Times New Roman';left:72px;top:223.4px;">Other </div><div id="a409" style="position:absolute;font-family:'Times New Roman';left:479.1px;top:223.4px;">110 </div><div id="a411" style="position:absolute;font-family:'Times New Roman';left:547.6px;top:223.4px;">(31) </div><div id="a414" style="position:absolute;font-family:'Times New Roman';left:608.3px;top:221.2px;">(7) </div><div id="a416" style="position:absolute;font-family:'Times New Roman';left:670.7px;top:221.2px;">(10) </div><div id="a418" style="position:absolute;font-family:'Times New Roman';left:72px;top:238.3px;">Ending shareholders' equity </div><div id="a420" style="position:absolute;font-family:'Times New Roman';left:472.3px;top:238.3px;">8,441 </div><div id="a422" style="position:absolute;font-family:'Times New Roman';left:539.1px;top:238.3px;">8,441 </div><div id="a425" style="position:absolute;font-family:'Times New Roman';left:590.7px;top:236.2px;">10,139 </div><div id="a427" style="position:absolute;font-family:'Times New Roman';left:657.6px;top:236.2px;">10,139 </div><div id="a435" style="position:absolute;font-family:'Times New Roman';left:72px;top:268.4px;">Common shares outstanding </div><div id="a438" style="position:absolute;font-family:'Times New Roman';left:543.8px;top:270.4px;">39.2 </div><div id="a442" style="position:absolute;font-family:'Times New Roman';left:666.9px;top:270.4px;">39.3 </div><div id="a444" style="position:absolute;font-family:'Times New Roman';left:72px;top:283.4px;">Book value per common share outstanding </div><div id="a447" style="position:absolute;font-family:'Times New Roman';left:534.5px;top:285.5px;">215.54 </div><div id="a451" style="position:absolute;font-family:'Times New Roman';left:657.6px;top:285.5px;">258.21 </div><div id="a453" style="position:absolute;font-family:'Times New Roman';left:72px;top:298.3px;">Less: Unrealized appreciation/depreciation of fixed maturity investments<div style="display:inline-block;width:4px">&#160;</div>("URAD") </div><div id="a457" style="position:absolute;font-family:'Times New Roman';left:535.9px;top:300.5px;">(43.64) </div><div id="a461" style="position:absolute;font-family:'Times New Roman';left:666.9px;top:300.5px;">6.09 </div><div id="a463" style="position:absolute;font-family:'Times New Roman';left:72px;top:313.3px;">Adjusted book value per common share outstanding excluding URAD </div><div id="a466" style="position:absolute;font-family:'Times New Roman';left:534.5px;top:315.4px;">259.18 </div><div id="a470" style="position:absolute;font-family:'Times New Roman';left:657.6px;top:315.4px;">252.12 </div><div id="a478" style="position:absolute;font-family:'Times New Roman';left:72px;top:343.4px;">Total Shareholder Return ("TSR")<div style="display:inline-block;width:3.7px">&#160;</div>- Annualized </div><div id="a484" style="position:absolute;font-family:'Times New Roman';left:543.6px;top:345.5px;">5.4% </div><div id="a488" style="position:absolute;font-family:'Times New Roman';left:662.1px;top:345.5px;">14.7% </div><div id="a490" style="position:absolute;font-family:'Times New Roman';left:72px;top:358.3px;">Common share dividends paid - last 12 months </div><div id="a497" style="position:absolute;font-family:'Times New Roman';left:546.8px;top:360.6px;">6.50 </div><div id="a501" style="position:absolute;font-family:'Times New Roman';left:669.9px;top:360.6px;">6.20 </div><div id="a504" 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style="position:absolute;font-family:'Times New Roman';left:666.7px;top:509.7px;">6.9% </div><div id="a569" style="position:absolute;font-family:'Times New Roman';left:72px;top:524.6px;">Net written premium </div><div id="a572" style="position:absolute;font-family:'Times New Roman';left:358.1px;top:524.6px;">3,188 </div><div id="a574" style="position:absolute;font-family:'Times New Roman';left:413.5px;top:524.6px;">12,344 </div><div id="a577" style="position:absolute;font-family:'Times New Roman';left:486.2px;top:524.6px;">3,056 </div><div id="a579" style="position:absolute;font-family:'Times New Roman';left:541.5px;top:524.6px;">11,446 </div><div id="a582" style="position:absolute;font-family:'Times New Roman';left:606.7px;top:524.6px;">4.3% </div><div id="a584" style="position:absolute;font-family:'Times New Roman';left:666.7px;top:524.6px;">7.9% </div><div id="a595" style="position:absolute;font-family:'Times New Roman';left:72px;top:546.7px;">Loss ratio </div><div id="a597" 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style="display:inline-block;width:2.4px">&#160;</div>(0.2) pts<div style="display:inline-block;width:2.5px">&#160;</div></div><div id="a695" style="position:absolute;font-family:'Times New Roman';left:72px;top:627.6px;">Pre-tax net catastrophe losses </div><div id="a698" style="position:absolute;font-family:'Times New Roman';font-size:6.08px;left:184.7px;top:627.2px;">(2)</div><div id="a700" style="position:absolute;font-family:'Times New Roman';left:369.8px;top:627.6px;">15 </div><div id="a702" style="position:absolute;font-family:'Times New Roman';left:425px;top:627.6px;">945 </div><div id="a705" style="position:absolute;font-family:'Times New Roman';left:493.1px;top:627.6px;">125 </div><div id="a707" style="position:absolute;font-family:'Times New Roman';left:546.2px;top:627.6px;">1,065 </div><div id="a712" style="position:absolute;font-family:'Times New Roman';left:72px;top:642.7px;">Pre-tax net Russia/Ukraine losses </div><div id="a716" style="position:absolute;font-family:'Times 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style="display:inline-block;width:30.6px">&#160;</div>-<div style="display:inline-block;width:2.2px">&#160;</div></div><div id="a742" style="position:absolute;font-family:'Times New Roman';left:431.3px;top:657.7px;">(1) </div><div id="a745" style="position:absolute;font-family:'Times New Roman';left:499.3px;top:657.7px;">(3) </div><div id="a747" style="position:absolute;font-family:'Times New Roman';left:559.3px;top:657.7px;">(9) </div><div id="a761" style="position:absolute;font-family:'Times New Roman';left:72px;top:687.6px;">Notes </div><div id="a771" style="position:absolute;font-family:'Times New Roman';left:72px;top:702.7px;">(1) Attritional ratios exclude catastrophe losses, net CAT<div style="display:inline-block;width:4.7px">&#160;</div>reinstatement premiums earned, prior year development, COVID-19 losses,<div style="display:inline-block;width:4px">&#160;</div>CECL and losses from the </div><div id="a774" style="position:absolute;font-family:'Times New 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<div id="a807" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:404.4px;top:1011.4px;">4</div><div id="a809" style="position:absolute;font-family:'Avenir Next LT Pro';font-size:14.72px;left:72px;top:95.9px;">&#8226;</div><div id="a811" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:96.7px;">Improved profitability of the portfolio driven by targeted underwriting actions, resulting<div style="display:inline-block;width:2.2px">&#160;</div>in a 150-basis </div><div id="a814" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:122.1px;">point improvement in the attritional loss ratio for the quarter vs.<div style="display:inline-block;width:2.2px">&#160;</div>the prior year (58.2% vs. 59.7%) and an </div><div id="a816" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:147.4px;">attritional combined ratio of 86.0% vs 86.4% a year ago<div 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style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:391.4px;top:685.5px;">Year to Date </div><div id="a1143" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:498.2px;top:685.5px;">Q4 </div><div id="a1145" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:519.5px;top:685.5px;">Year to Date </div><div id="a1148" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:587.6px;top:685.5px;">Year on Year<div style="display:inline-block;width:4.8px">&#160;</div>Change </div><div id="a1150" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:72px;top:700.6px;">All values in USD millions except for percentages </div><div id="a1152" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:363.4px;top:700.6px;">2022 </div><div id="a1154" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:423.4px;top:700.6px;">2022 </div><div id="a1157" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:491.5px;top:700.6px;">2021 </div><div id="a1159" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:551.5px;top:700.6px;">2021 </div><div id="a1162" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:614.2px;top:700.6px;">Q4 </div><div id="a1164" style="position:absolute;font-family:'Times New Roman';font-weight:bold;left:635.5px;top:700.6px;">Year to Date </div><div id="a1166" style="position:absolute;font-family:'Times New Roman';left:72px;top:715.6px;">Gross written premium </div><div id="a1169" style="position:absolute;font-family:'Times New Roman';left:358.1px;top:715.6px;">1,260 </div><div id="a1171" style="position:absolute;font-family:'Times New Roman';left:418.1px;top:715.6px;">4,636 </div><div id="a1174" style="position:absolute;font-family:'Times New Roman';left:486.2px;top:715.6px;">1,059 </div><div id="a1176" 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style="position:absolute;font-family:'Times New Roman';left:662.1px;top:730.7px;">15.5% </div><div id="a1208" style="position:absolute;font-family:'Times New Roman';left:72px;top:752.6px;">Loss ratio </div><div id="a1210" style="position:absolute;font-family:'Times New Roman';left:358px;top:752.6px;">64.0% </div><div id="a1212" style="position:absolute;font-family:'Times New Roman';left:418px;top:752.6px;">67.3% </div><div id="a1215" style="position:absolute;font-family:'Times New Roman';left:486px;top:752.6px;">65.1% </div><div id="a1217" style="position:absolute;font-family:'Times New Roman';left:546px;top:752.6px;">69.3% </div><div id="a1220" style="position:absolute;font-family:'Times New Roman';left:592.7px;top:752.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>(1.1) pts<div style="display:inline-block;width:2.5px">&#160;</div></div><div id="a1223" style="position:absolute;font-family:'Times New Roman';left:652.8px;top:752.6px;"><div style="display:inline-block;width:2.4px">&#160;</div>(2.0) pts<div style="display:inline-block;width:2.5px">&#160;</div></div><div id="a1226" style="position:absolute;font-family:'Times New Roman';left:72px;top:767.7px;">Commission and brokerage ratio </div><div id="a1228" style="position:absolute;font-family:'Times New Roman';left:358px;top:767.7px;">12.4% </div><div id="a1230" style="position:absolute;font-family:'Times New Roman';left:418px;top:767.7px;">12.6% </div><div id="a1233" style="position:absolute;font-family:'Times New Roman';left:486px;top:767.7px;">13.4% </div><div id="a1235" style="position:absolute;font-family:'Times New Roman';left:546px;top:767.7px;">13.4% </div><div id="a1238" style="position:absolute;font-family:'Times New Roman';left:592.7px;top:767.7px;"><div style="display:inline-block;width:2.4px">&#160;</div>(1.0) pts<div style="display:inline-block;width:2.5px">&#160;</div></div><div id="a1241" style="position:absolute;font-family:'Times New 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style="position:absolute;font-family:'Times New Roman';left:658.9px;top:782.7px;"><div style="display:inline-block;width:2.4px">&#160;</div>0.3 pts<div style="display:inline-block;width:2.5px">&#160;</div></div><div id="a1262" style="position:absolute;font-family:'Times New Roman';left:72px;top:798.4px;">Combined ratio </div><div id="a1264" style="position:absolute;font-family:'Times New Roman';left:358px;top:798.4px;">91.4% </div><div id="a1266" style="position:absolute;font-family:'Times New Roman';left:418px;top:798.4px;">94.8% </div><div id="a1269" style="position:absolute;font-family:'Times New Roman';left:486px;top:798.4px;">92.8% </div><div id="a1271" style="position:absolute;font-family:'Times New Roman';left:546px;top:798.4px;">97.1% </div><div id="a1274" style="position:absolute;font-family:'Times New Roman';left:592.7px;top:798.4px;"><div style="display:inline-block;width:2.4px">&#160;</div>(1.4) pts<div style="display:inline-block;width:2.5px">&#160;</div></div><div 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style="position:absolute;font-family:'Times New Roman';left:553.1px;top:834.7px;">153 </div><div id="a1325" style="position:absolute;font-family:'Times New Roman';left:72px;top:849.6px;">Pre-tax net Russia/Ukraine losses </div><div id="a1329" style="position:absolute;font-family:'Times New Roman';left:336.9px;top:849.6px;"><div style="display:inline-block;width:42.2px">&#160;</div>-<div style="display:inline-block;width:2.2px">&#160;</div></div><div id="a1333" style="position:absolute;font-family:'Times New Roman';left:387.6px;top:849.6px;"><div style="display:inline-block;width:51.5px">&#160;</div>-<div style="display:inline-block;width:2.2px">&#160;</div></div><div id="a1338" style="position:absolute;font-family:'Times New Roman';left:471.9px;top:849.6px;"><div style="display:inline-block;width:35.2px">&#160;</div>-<div style="display:inline-block;width:2.2px">&#160;</div></div><div id="a1342" style="position:absolute;font-family:'Times New Roman';left:518px;top:849.6px;"><div style="display:inline-block;width:49.1px">&#160;</div>-<div style="display:inline-block;width:2.2px">&#160;</div></div><div id="a1349" style="position:absolute;font-family:'Times New Roman';left:72px;top:864.6px;">Pre-tax net prior year reserve development </div><div id="a1353" style="position:absolute;font-family:'Times New Roman';left:336.9px;top:864.6px;"><div style="display:inline-block;width:42.2px">&#160;</div>-<div style="display:inline-block;width:2.2px">&#160;</div></div><div id="a1357" style="position:absolute;font-family:'Times New Roman';left:434.5px;top:864.6px;">1 </div><div id="a1360" style="position:absolute;font-family:'Times New Roman';left:471.9px;top:864.6px;"><div style="display:inline-block;width:35.2px">&#160;</div>-<div style="display:inline-block;width:2.2px">&#160;</div></div><div id="a1364" style="position:absolute;font-family:'Times New Roman';left:559.3px;top:864.6px;">(1) </div><div id="a1378" style="position:absolute;font-family:'Times New Roman';left:72px;top:894.7px;">Notes </div><div id="a1388" style="position:absolute;font-family:'Times New Roman';left:72px;top:909.6px;">(1) Attritional combined ratio excludes catastrophe losses,<div style="display:inline-block;width:3.8px">&#160;</div>reinstatement premiums, prior year development, Covid-19 losses,<div style="display:inline-block;width:3.8px">&#160;</div>CECL, and losses from the </div><div id="a1392" style="position:absolute;font-family:'Times New Roman';left:72px;top:920.5px;">Russian/Ukraine war. </div><div id="a1394" style="position:absolute;font-family:'Times New Roman';left:72px;top:931.2px;">(2) Pre-tax net catastrophe losses are net of reinsurance and<div style="display:inline-block;width:3.7px">&#160;</div>reinstatement premiums </div></div>
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<div style="position:absolute; width:84.5px; height:1px; left:71.6px; top:674.4px; background-color:#000000; ">&#160;</div>
<div id="a1400" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:404.4px;top:1011.4px;">5</div><div id="a1402" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;font-weight:bold;left:72px;top:96.4px;">Investments and Shareholders&#8217; Equity as of December 31, 2022<div style="display:inline-block;width:2.7px">&#160;</div></div><div id="a1405" style="position:absolute;font-family:'Avenir Next LT Pro';font-size:14.72px;left:72px;top:121.2px;">&#8226;</div><div id="a1407" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:122px;">Total invested assets and cash of $29.9 billion versus the year end 2021 value of $29.7 billion<div style="display:inline-block;width:2.8px">&#160;</div></div><div id="a1409" style="position:absolute;font-family:'Avenir Next LT Pro';font-size:14.72px;left:72px;top:147px;">&#8226;</div><div id="a1411" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:120px;top:147.7px;">Shareholders&#8217; 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The Company undertakes no </div><div id="a1458" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;font-style:italic;left:72px;top:567px;">obligation to<div style="display:inline-block;width:6px">&#160;</div>publicly update<div style="display:inline-block;width:5.6px">&#160;</div>or revise<div style="display:inline-block;width:6.6px">&#160;</div>any forward<div style="display:inline-block;width:1.4px">&#160;</div>-looking statements,<div style="display:inline-block;width:5.8px">&#160;</div>whether as<div style="display:inline-block;width:5.7px">&#160;</div>a result<div style="display:inline-block;width:6.4px">&#160;</div>of new<div style="display:inline-block;width:6px">&#160;</div>information, </div><div id="a1461" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;font-style:italic;left:72px;top:588.1px;">future events or otherwise. </div><div id="a1465" style="position:absolute;font-family:'Times New 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style="display:inline-block;width:7.8px">&#160;</div>The call will </div><div id="a1492" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:891.7px;">be available on the Internet through the Company&#8217;s web site at everestre.com/investors. </div><div id="a1496" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:938.1px;">Recipients<div style="display:inline-block;width:5.7px">&#160;</div>are<div style="display:inline-block;width:5.7px">&#160;</div>encouraged<div style="display:inline-block;width:5.3px">&#160;</div>to<div style="display:inline-block;width:5.8px">&#160;</div>visit<div style="display:inline-block;width:5.7px">&#160;</div>the<div style="display:inline-block;width:5.7px">&#160;</div>Company&#8217;s<div style="display:inline-block;width:6.4px">&#160;</div>web<div style="display:inline-block;width:5.6px">&#160;</div>site<div style="display:inline-block;width:5.6px">&#160;</div>to<div style="display:inline-block;width:5.8px">&#160;</div>view<div style="display:inline-block;width:5.6px">&#160;</div>supplemental<div style="display:inline-block;width:5.4px">&#160;</div>financial<div style="display:inline-block;width:5.6px">&#160;</div>information<div style="display:inline-block;width:5.5px">&#160;</div>on<div style="display:inline-block;width:5.6px">&#160;</div>the </div><div id="a1497" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:959.2px;">Company&#8217;s results.<div style="display:inline-block;width:7.9px">&#160;</div>The supplemental information is located at </div></div>
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<div id="a1501" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:404.4px;top:1011.4px;">6</div><div id="a1503" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:96.4px;">www.everestre.com<div style="display:inline-block;width:6.9px">&#160;</div>in<div style="display:inline-block;width:6.3px">&#160;</div>the<div style="display:inline-block;width:6.3px">&#160;</div>&#8220;Investors/Financials/Quarterly<div style="display:inline-block;width:5.8px">&#160;</div>Results&#8221;<div style="display:inline-block;width:6.1px">&#160;</div>section<div style="display:inline-block;width:6.1px">&#160;</div>of<div style="display:inline-block;width:6.1px">&#160;</div>the<div style="display:inline-block;width:6.5px">&#160;</div>website.<div style="display:inline-block;width:12.5px">&#160;</div>The<div style="display:inline-block;width:6.1px">&#160;</div>supplemental </div><div id="a1505" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:121.6px;">financial information may also be obtained by contacting the Company directly.<div style="display:inline-block;width:3.2px">&#160;</div></div><div id="a1507" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:146.9px;">_______________________________________________ </div><div id="a1510" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:72px;top:197.5px;">The<div style="display:inline-block;width:5.4px">&#160;</div>Company<div style="display:inline-block;width:5.3px">&#160;</div>generally<div style="display:inline-block;width:5.2px">&#160;</div>uses<div style="display:inline-block;width:5.4px">&#160;</div>after-tax<div style="display:inline-block;width:5.3px">&#160;</div>operating<div style="display:inline-block;width:5.2px">&#160;</div>income<div style="display:inline-block;width:5.3px">&#160;</div>(loss),<div style="display:inline-block;width:5.4px">&#160;</div>a<div 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Roman';left:301.8px;top:299.4px;">Three Months Ended December 31, </div><div id="a1536" style="position:absolute;font-family:'Times New Roman';left:512.3px;top:299.4px;">Twelve Months Ended December<div style="display:inline-block;width:3.7px">&#160;</div>31, </div><div id="a1538" style="position:absolute;font-family:'Times New Roman';left:72px;top:311.1px;">(Dollars in millions, except per share amounts) </div><div id="a1540" style="position:absolute;font-family:'Times New Roman';left:308.2px;top:311.1px;">2022 </div><div id="a1543" style="position:absolute;font-family:'Times New Roman';left:410.3px;top:311.1px;">2021 </div><div id="a1546" style="position:absolute;font-family:'Times New Roman';left:520.3px;top:311.1px;">2022 </div><div id="a1549" style="position:absolute;font-family:'Times New Roman';left:625.7px;top:311.1px;">2021 </div><div id="a1552" style="position:absolute;font-family:'Times New Roman';left:346.9px;top:324.1px;">(unaudited) </div><div id="a1555" style="position:absolute;font-family:'Times New Roman';left:560.6px;top:324.1px;">(unaudited) </div><div id="a1576" style="position:absolute;font-family:'Times New Roman';left:321.7px;top:345.5px;">Per Diluted </div><div id="a1581" style="position:absolute;font-family:'Times New Roman';left:423.6px;top:345.5px;">Per Diluted </div><div id="a1586" style="position:absolute;font-family:'Times New Roman';left:535.1px;top:345.5px;">Per Diluted </div><div id="a1591" style="position:absolute;font-family:'Times New Roman';left:640.8px;top:345.5px;">Per Diluted </div><div id="a1594" style="position:absolute;font-family:'Times New Roman';left:276.7px;top:358.8px;">Amount </div><div id="a1597" style="position:absolute;font-family:'Times New Roman';left:332.4px;top:358.8px;">Share </div><div id="a1600" style="position:absolute;font-family:'Times New Roman';left:378.8px;top:358.8px;">Amount </div><div id="a1603" style="position:absolute;font-family:'Times New Roman';left:434.3px;top:358.8px;">Share 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performance.<div style="display:inline-block;width:3.3px">&#160;</div></div><div id="a1796" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;font-weight:bold;left:72px;top:788.3px;">--Financial<div style="display:inline-block;width:1.3px">&#160;</div>Details<div style="display:inline-block;width:1.8px">&#160;</div>Follow--</div></div>
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<div id="a1802" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:404.4px;top:1011.4px;">7</div><div id="a1804" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:101px;">EVEREST RE GROUP, LTD. </div><div id="a1813" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:118.1px;">CONSOLIDATED STATEMENTS<div style="display:inline-block;width:5.2px">&#160;</div>OF OPERATIONS </div><div id="a1822" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:135px;">AND COMPREHENSIVE INCOME (LOSS) </div><div id="a1841" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:432.4px;top:162.4px;">Three Months Ended<div style="display:inline-block;width:2.3px">&#160;</div></div><div id="a1844" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:564.9px;top:162.4px;">Twelve Months Ended<div style="display:inline-block;width:2.9px">&#160;</div></div><div id="a1847" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:447.6px;top:178.4px;">December 31, </div><div id="a1850" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:583.6px;top:178.4px;">December 31, </div><div id="a1852" style="position:absolute;font-family:'Times New Roman';font-size:8px;left:72px;top:196.1px;">(Dollars in millions, except per share amounts) </div><div id="a1854" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:432.9px;top:194.7px;">2022 </div><div id="a1857" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:500.9px;top:194.7px;">2021 </div><div id="a1860" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:568.9px;top:194.7px;">2022 </div><div id="a1863" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:636.9px;top:194.7px;">2021 </div><div id="a1866" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:453.1px;top:210.7px;">(unaudited) </div><div id="a1869" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:548.1px;top:210.7px;">(unaudited) </div><div id="a1873" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:226.4px;">REVENUES: </div><div id="a1882" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:242.4px;">Premiums earned<div style="display:inline-block;width:2.2px">&#160;</div></div><div id="a1884" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:441.9px;top:242.4px;">$3,012 </div><div id="a1887" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:509.9px;top:242.4px;">$2,804 </div><div id="a1890" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:572.4px;top:242.4px;">$11,787 </div><div id="a1893" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:640.5px;top:242.4px;">$10,406 </div><div id="a1895" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:258.4px;">Net investment income </div><div id="a1897" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:455.1px;top:258.4px;">210 </div><div id="a1900" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:523.1px;top:258.4px;">205 </div><div id="a1903" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:591.1px;top:258.4px;">830 </div><div id="a1906" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:651.2px;top:258.4px;">1,165 </div><div id="a1908" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:274.4px;">Net gains (losses) on investments: </div><div id="a1917" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:81px;top:290.4px;">Credit allowances on fixed maturity securities </div><div id="a1919" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:457.4px;top:290.4px;">(15) </div><div id="a1922" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:533.9px;top:290.4px;">2 </div><div id="a1925" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:593.4px;top:290.4px;">(33) </div><div id="a1928" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:661.4px;top:290.4px;">(28) </div><div id="a1930" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:81px;top:306.4px;">Gains (losses) from fair value adjustments </div><div id="a1932" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:465.9px;top:306.4px;">2 </div><div id="a1935" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:523.1px;top:306.4px;">108 </div><div id="a1938" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:588.1px;top:306.4px;">(460) </div><div id="a1941" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:659.2px;top:306.4px;">236 </div><div id="a1943" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:81px;top:322.4px;">Net realized gains (losses) from dispositions </div><div id="a1945" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:460.4px;top:322.4px;">77 </div><div id="a1948" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:533.9px;top:322.4px;">9 </div><div id="a1951" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:596.4px;top:322.4px;">38 </div><div id="a1954" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:664.5px;top:322.4px;">50 </div><div id="a1956" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:338.8px;">Total net gains (losses) on investments </div><div id="a1958" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:460.4px;top:338.8px;">64 </div><div id="a1961" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:523.1px;top:338.8px;">119 </div><div id="a1964" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:588.1px;top:338.8px;">(455) </div><div id="a1967" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:659.2px;top:338.8px;">258 </div><div id="a1969" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:354.4px;">Other income (expense) </div><div id="a1971" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:457.4px;top:354.4px;">(30) </div><div id="a1974" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:530.7px;top:354.4px;">(7) </div><div id="a1977" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:588.1px;top:354.4px;">(102) </div><div id="a1980" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:664.5px;top:354.4px;">37 </div><div id="a1982" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:370.8px;">Total revenues </div><div id="a1984" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:447.1px;top:370.8px;">3,256 </div><div id="a1987" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:515.1px;top:370.8px;">3,121 </div><div id="a1990" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:577.9px;top:370.8px;">12,060 </div><div id="a1993" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:645.9px;top:370.8px;">11,866 </div><div id="a2003" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:402.4px;">CLAIMS AND EXPENSES: </div><div id="a2012" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:418.4px;">Incurred losses and loss adjustment expenses<div style="display:inline-block;width:1.7px">&#160;</div></div><div id="a2014" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:447.1px;top:418.4px;">1,811 </div><div id="a2017" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:515.1px;top:418.4px;">1,819 </div><div id="a2020" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:583.1px;top:418.4px;">8,100 </div><div id="a2023" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:651.2px;top:418.4px;">7,391 </div><div id="a2025" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:434.4px;">Commission, brokerage, taxes and fees </div><div id="a2027" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:455.1px;top:434.4px;">651 </div><div id="a2030" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:523.1px;top:434.4px;">598 </div><div id="a2033" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:583.1px;top:434.4px;">2,528 </div><div id="a2036" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:651.2px;top:434.4px;">2,209 </div><div id="a2038" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:450.4px;">Other underwriting expenses<div style="display:inline-block;width:4.8px">&#160;</div></div><div id="a2040" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:455.1px;top:450.4px;">182 </div><div id="a2043" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:523.1px;top:450.4px;">158 </div><div id="a2046" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:591.1px;top:450.4px;">682 </div><div id="a2049" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:659.2px;top:450.4px;">583 </div><div id="a2051" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:466.4px;">Corporate expenses </div><div id="a2053" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:460.4px;top:466.4px;">16 </div><div id="a2056" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:528.4px;top:466.4px;">21 </div><div id="a2059" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:596.4px;top:466.4px;">61 </div><div id="a2062" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:664.5px;top:466.4px;">68 </div><div id="a2064" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:482.4px;">Interest, 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style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:577.9px;top:498.8px;">11,472 </div><div id="a2089" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:645.9px;top:498.8px;">10,321 </div><div id="a2099" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:530.4px;">INCOME (LOSS) BEFORE TAXES </div><div id="a2101" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:455.1px;top:530.4px;">568 </div><div id="a2104" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:523.1px;top:530.4px;">500 </div><div id="a2107" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:591.1px;top:530.4px;">588 </div><div id="a2110" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:651.2px;top:530.4px;">1,546 </div><div id="a2112" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:546.5px;">Income tax expense (benefit) </div><div id="a2114" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:460.4px;top:546.5px;">72 </div><div id="a2117" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:528.4px;top:546.5px;">69 </div><div id="a2120" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:598.7px;top:546.5px;">(9) </div><div id="a2123" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:659.2px;top:546.5px;">167 </div><div id="a2133" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:578.5px;">NET INCOME (LOSS) </div><div id="a2135" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:449.9px;top:578.5px;">$496 </div><div id="a2138" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:517.9px;top:578.5px;">$431 </div><div id="a2141" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:585.9px;top:578.5px;">$597 </div><div id="a2144" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:645.9px;top:578.5px;">$1,379 </div><div id="a2154" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:610.5px;">Other comprehensive income (loss), net of tax: </div><div id="a2164" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:81px;top:625.8px;">Unrealized appreciation (depreciation) ("URA(D)")<div style="display:inline-block;width:1.4px">&#160;</div>on securities arising </div><div id="a2165" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:81px;top:638.2px;">during the period </div><div id="a2167" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:455.1px;top:631.9px;">223 </div><div id="a2170" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:520.1px;top:631.9px;">(184) </div><div id="a2173" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:580.1px;top:631.9px;">(2,037) </div><div id="a2176" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:656.1px;top:631.9px;">(488) </div><div id="a2178" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:81px;top:652.9px;">Reclassification adjustment for realized losses (gains) included<div style="display:inline-block;width:1.2px">&#160;</div>in net income </div><div id="a2179" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:81px;top:665px;">(loss) </div><div id="a2181" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:460.4px;top:659px;">28 </div><div id="a2184" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:533.9px;top:659px;">7 </div><div id="a2187" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:596.4px;top:659px;">89 </div><div id="a2190" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:669.9px;top:659px;">4 </div><div id="a2192" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:99.1px;top:680.9px;">Total URA(D) on securities arising during the period </div><div id="a2194" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:455.1px;top:680.9px;">251 </div><div id="a2197" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:520.1px;top:680.9px;">(177) </div><div id="a2200" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:580.1px;top:680.9px;">(1,948) </div><div id="a2203" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:656.1px;top:680.9px;">(485) </div><div id="a2213" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:81px;top:712.4px;">Foreign currency translation adjustments </div><div id="a2215" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:460.4px;top:712.4px;">86 </div><div id="a2218" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:525.4px;top:712.4px;">(33) </div><div id="a2221" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:593.4px;top:712.4px;">(77) </div><div id="a2224" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:661.4px;top:712.4px;">(62) </div><div id="a2234" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:81px;top:744.4px;">Benefit plan actuarial net gain (loss) for the period </div><div id="a2236" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:460.4px;top:744.4px;">15 </div><div id="a2239" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:528.4px;top:744.4px;">17 </div><div id="a2242" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:596.4px;top:744.4px;">15 </div><div id="a2245" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:664.5px;top:744.4px;">17 </div><div id="a2247" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:81px;top:759.9px;">Reclassification adjustment for amortization of net (gain)<div style="display:inline-block;width:1.3px">&#160;</div>loss included in net </div><div id="a2249" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:81px;top:772.1px;">income (loss) </div><div id="a2251" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:467.6px;top:766px;">- </div><div id="a2254" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:533.9px;top:766px;">1 </div><div id="a2257" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:601.9px;top:766px;">2 </div><div id="a2260" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:669.9px;top:766px;">6 </div><div id="a2262" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:99.1px;top:787.8px;">Total benefit plan net gain (loss) for the period </div><div id="a2264" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:460.4px;top:787.8px;">15 </div><div id="a2267" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:528.4px;top:787.8px;">18 </div><div id="a2270" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:596.4px;top:787.8px;">17 </div><div id="a2273" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:664.5px;top:787.8px;">23 </div><div id="a2275" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:803.8px;">Total other comprehensive income (loss), net of tax </div><div id="a2277" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:455.1px;top:803.8px;">352 </div><div id="a2280" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:520.1px;top:803.8px;">(192) </div><div id="a2283" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:580.1px;top:803.8px;">(2,008) </div><div id="a2286" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:656.1px;top:803.8px;">(523) </div><div id="a2296" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:835.5px;">COMPREHENSIVE INCOME (LOSS) </div><div id="a2298" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:449.9px;top:835.5px;">$848 </div><div id="a2301" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:517.9px;top:835.5px;">$238 </div><div id="a2304" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:574.7px;top:835.5px;">$(1,411) </div><div id="a2307" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:653.9px;top:835.5px;">$856 </div><div id="a2317" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:869.1px;">EARNINGS PER COMMON SHARE: </div><div id="a2326" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:90.1px;top:886px;">Basic </div><div id="a2328" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:441.9px;top:886px;">$12.66 </div><div id="a2331" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:509.9px;top:886px;">$10.95 </div><div id="a2334" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:577.9px;top:886px;">$15.19 </div><div id="a2337" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:645.9px;top:886px;">$34.66 </div><div id="a2339" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:90.1px;top:903px;">Diluted </div><div id="a2341" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:447.1px;top:903px;">12.66 </div><div id="a2344" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:515.1px;top:903px;">10.94 </div><div id="a2347" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:583.1px;top:903px;">15.19 </div><div id="a2350" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:651.2px;top:903px;">34.62 </div></div>
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<div id="a2354" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:404.4px;top:1011.4px;">8</div><div id="a2356" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:101px;">EVEREST RE GROUP, LTD. </div><div id="a2361" style="position:absolute;font-family:'Times New Roman';font-size:10.72px;left:72px;top:118.1px;">CONSOLIDATED BALANCE SHEETS </div><div id="a2375" style="position:absolute;font-family:'Times New Roman';left:582.8px;top:150.8px;">December 31, </div><div id="a2377" style="position:absolute;font-family:'Times New Roman';font-size:8px;left:72px;top:167.8px;">(Dollars and share amounts in millions, except par value per share) </div><div id="a2379" style="position:absolute;font-family:'Times New Roman';left:559.3px;top:167.2px;">2022<div style="display:inline-block;width:2.4px">&#160;</div></div><div id="a2382" style="position:absolute;font-family:'Times New Roman';left:640.5px;top:167.2px;">2021<div style="display:inline-block;width:2.4px">&#160;</div></div><div id="a2385" style="position:absolute;font-family:'Times New Roman';left:547px;top:183.2px;">(unaudited) </div><div id="a2389" style="position:absolute;font-family:'Times New Roman';left:72px;top:198.8px;">ASSETS: </div><div id="a2394" style="position:absolute;font-family:'Times New Roman';left:72px;top:214.8px;">Fixed maturities - available for sale, at fair value </div><div id="a2399" style="position:absolute;font-family:'Times New Roman';left:570.7px;top:214.8px;">$22,236 </div><div id="a2402" style="position:absolute;font-family:'Times New Roman';left:651.8px;top:214.8px;">$22,308 </div><div id="a2404" style="position:absolute;font-family:'Times New Roman';left:90.1px;top:230.8px;">(amortized cost: 2022, $24,191; 2021, $22,064, credit allowances:<div style="display:inline-block;width:3.8px">&#160;</div>2022, ($54); 2021, ($30)) </div><div id="a2410" style="position:absolute;font-family:'Times New Roman';left:72px;top:246.8px;">Fixed maturities - held to maturity,<div style="display:inline-block;width:3.7px">&#160;</div>at amortized cost </div><div id="a2418" style="position:absolute;font-family:'Times New Roman';left:90.1px;top:262.8px;">(fair value: 2022, $821, credit allowances: 2022, ($9)) </div><div id="a2420" style="position:absolute;font-family:'Times New Roman';left:587px;top:262.8px;">839 </div><div id="a2423" style="position:absolute;font-family:'Times New Roman';left:679.2px;top:262.8px;">- </div><div id="a2425" style="position:absolute;font-family:'Times New Roman';left:72px;top:278.8px;">Equity securities, at fair value </div><div id="a2427" style="position:absolute;font-family:'Times New Roman';left:587px;top:278.8px;">281 </div><div id="a2430" style="position:absolute;font-family:'Times New Roman';left:661.3px;top:278.8px;">1,826 </div><div id="a2432" style="position:absolute;font-family:'Times New Roman';left:72px;top:294.8px;">Other invested assets </div><div id="a2434" style="position:absolute;font-family:'Times New Roman';left:580.1px;top:294.8px;">4,085 </div><div id="a2437" style="position:absolute;font-family:'Times New Roman';left:661.3px;top:294.8px;">2,920 </div><div id="a2439" style="position:absolute;font-family:'Times New Roman';left:72px;top:310.8px;">Short-term investments (cost: 2022, $1,032; 2021, $1,178) </div><div id="a2443" style="position:absolute;font-family:'Times New Roman';left:580.1px;top:310.8px;">1,032 </div><div id="a2446" style="position:absolute;font-family:'Times New Roman';left:661.3px;top:310.8px;">1,178 </div><div id="a2448" style="position:absolute;font-family:'Times New Roman';left:72px;top:326.8px;">Cash </div><div id="a2450" style="position:absolute;font-family:'Times New Roman';left:580.1px;top:326.8px;">1,398 </div><div id="a2453" style="position:absolute;font-family:'Times New Roman';left:661.3px;top:326.8px;">1,441 </div><div id="a2455" style="position:absolute;font-family:'Times New Roman';left:99.1px;top:343.3px;">Total investments and cash </div><div id="a2457" style="position:absolute;font-family:'Times New Roman';left:575.5px;top:343.3px;">29,872 </div><div id="a2460" style="position:absolute;font-family:'Times New Roman';left:656.6px;top:343.3px;">29,673 </div><div id="a2462" style="position:absolute;font-family:'Times New Roman';left:72px;top:358.8px;">Accrued investment income </div><div id="a2464" style="position:absolute;font-family:'Times New Roman';left:587px;top:358.8px;">217 </div><div id="a2467" style="position:absolute;font-family:'Times New Roman';left:668.1px;top:358.8px;">149 </div><div id="a2469" style="position:absolute;font-family:'Times New Roman';left:72px;top:374.8px;">Premiums receivable (credit allowances: 2022, ($29); 2021, ($26)) </div><div id="a2471" style="position:absolute;font-family:'Times New Roman';left:580.1px;top:374.8px;">3,619 </div><div id="a2474" style="position:absolute;font-family:'Times New Roman';left:661.3px;top:374.8px;">3,294 </div><div id="a2476" style="position:absolute;font-family:'Times New Roman';left:72px;top:390.8px;">Reinsurance paid loss recoverables (credit allowances: 2022, ($23); 2021,<div style="display:inline-block;width:3.9px">&#160;</div>($17)) </div><div id="a2478" style="position:absolute;font-family:'Times New Roman';left:587px;top:390.8px;">136 </div><div id="a2481" style="position:absolute;font-family:'Times New Roman';left:668.1px;top:390.8px;">107 </div><div id="a2483" style="position:absolute;font-family:'Times New Roman';left:72px;top:406.8px;">Reinsurance unpaid loss recoverables<div style="display:inline-block;width:3.2px">&#160;</div></div><div id="a2485" style="position:absolute;font-family:'Times New Roman';left:580.1px;top:406.8px;">2,105 </div><div id="a2488" style="position:absolute;font-family:'Times New Roman';left:661.3px;top:406.8px;">1,946 </div><div id="a2490" style="position:absolute;font-family:'Times New Roman';left:72px;top:422.8px;">Funds held by reinsureds </div><div id="a2492" style="position:absolute;font-family:'Times New Roman';left:580.1px;top:422.8px;">1,056 </div><div id="a2495" style="position:absolute;font-family:'Times New Roman';left:668.1px;top:422.8px;">869 </div><div id="a2497" style="position:absolute;font-family:'Times New Roman';left:72px;top:438.8px;">Deferred acquisition costs </div><div id="a2499" style="position:absolute;font-family:'Times New Roman';left:587px;top:438.8px;">962 </div><div id="a2502" style="position:absolute;font-family:'Times New Roman';left:668.1px;top:438.8px;">872 </div><div id="a2504" style="position:absolute;font-family:'Times New Roman';left:72px;top:454.8px;">Prepaid reinsurance premiums </div><div id="a2506" style="position:absolute;font-family:'Times New Roman';left:587px;top:454.8px;">610 </div><div id="a2509" style="position:absolute;font-family:'Times New Roman';left:668.1px;top:454.8px;">515 </div><div id="a2511" style="position:absolute;font-family:'Times New Roman';left:72px;top:470.8px;">Income tax asset, net </div><div id="a2513" style="position:absolute;font-family:'Times New Roman';left:587px;top:470.8px;">459 </div><div id="a2516" style="position:absolute;font-family:'Times New Roman';left:677.6px;top:470.8px;">2 </div><div id="a2518" style="position:absolute;font-family:'Times New Roman';left:72px;top:486.8px;">Other assets (credit allowances: 2022, ($5); 2021, ($4)) </div><div id="a2520" style="position:absolute;font-family:'Times New Roman';left:587px;top:486.8px;">930 </div><div id="a2523" style="position:absolute;font-family:'Times New Roman';left:668.1px;top:486.8px;">757 </div><div id="a2525" style="position:absolute;font-family:'Times New Roman';left:72px;top:503.3px;">TOTAL ASSETS </div><div id="a2527" style="position:absolute;font-family:'Times New Roman';left:570.7px;top:503.3px;">$39,966 </div><div id="a2530" style="position:absolute;font-family:'Times New Roman';left:651.8px;top:503.3px;">$38,185 </div><div id="a2536" style="position:absolute;font-family:'Times New Roman';left:72px;top:534.8px;">LIABILITIES: </div><div id="a2541" style="position:absolute;font-family:'Times New Roman';left:72px;top:550.8px;">Reserve for losses and loss adjustment expenses </div><div id="a2543" style="position:absolute;font-family:'Times New Roman';left:575.5px;top:550.8px;">22,065 </div><div id="a2546" style="position:absolute;font-family:'Times New Roman';left:656.6px;top:550.8px;">19,009 </div><div id="a2548" style="position:absolute;font-family:'Times New Roman';left:72px;top:566.8px;">Future policy benefit reserve </div><div id="a2550" style="position:absolute;font-family:'Times New Roman';left:591.8px;top:566.8px;">29 </div><div id="a2553" style="position:absolute;font-family:'Times New Roman';left:672.9px;top:566.8px;">36 </div><div id="a2555" style="position:absolute;font-family:'Times New Roman';left:72px;top:582.8px;">Unearned premium reserve </div><div id="a2557" style="position:absolute;font-family:'Times New Roman';left:580.1px;top:582.8px;">5,147 </div><div id="a2560" style="position:absolute;font-family:'Times New Roman';left:661.3px;top:582.8px;">4,610 </div><div id="a2562" style="position:absolute;font-family:'Times New Roman';left:72px;top:598.8px;">Funds held under reinsurance treaties </div><div id="a2564" style="position:absolute;font-family:'Times New Roman';left:591.8px;top:598.8px;">13 </div><div id="a2567" style="position:absolute;font-family:'Times New Roman';left:672.9px;top:598.8px;">18 </div><div id="a2569" style="position:absolute;font-family:'Times New Roman';left:72px;top:614.8px;">Other net payable to reinsurers </div><div id="a2571" style="position:absolute;font-family:'Times New Roman';left:587px;top:614.8px;">567 </div><div id="a2574" style="position:absolute;font-family:'Times New Roman';left:668.1px;top:614.8px;">450 </div><div id="a2576" style="position:absolute;font-family:'Times New Roman';left:72px;top:630.8px;">Losses in course of payment </div><div id="a2578" style="position:absolute;font-family:'Times New Roman';left:591.8px;top:630.8px;">74 </div><div id="a2581" style="position:absolute;font-family:'Times New Roman';left:668.1px;top:630.8px;">261 </div><div id="a2583" style="position:absolute;font-family:'Times New Roman';left:72px;top:646.8px;">Senior notes </div><div id="a2585" style="position:absolute;font-family:'Times New Roman';left:580.1px;top:646.8px;">2,347 </div><div id="a2588" style="position:absolute;font-family:'Times New Roman';left:661.3px;top:646.8px;">2,346 </div><div id="a2590" style="position:absolute;font-family:'Times New Roman';left:72px;top:662.8px;">Long term notes </div><div id="a2592" style="position:absolute;font-family:'Times New Roman';left:587px;top:662.8px;">218 </div><div id="a2595" style="position:absolute;font-family:'Times New Roman';left:668.1px;top:662.8px;">224 </div><div id="a2597" style="position:absolute;font-family:'Times New Roman';left:72px;top:678.8px;">Borrowings from FHLB </div><div id="a2599" style="position:absolute;font-family:'Times New Roman';left:587px;top:678.8px;">519 </div><div id="a2602" style="position:absolute;font-family:'Times New Roman';left:668.1px;top:678.8px;">519 </div><div id="a2604" style="position:absolute;font-family:'Times New Roman';left:72px;top:694.8px;">Accrued interest on debt and borrowings </div><div id="a2606" style="position:absolute;font-family:'Times New Roman';left:591.8px;top:694.8px;">19 </div><div id="a2609" style="position:absolute;font-family:'Times New Roman';left:672.9px;top:694.8px;">17 </div><div id="a2611" style="position:absolute;font-family:'Times New Roman';left:72px;top:710.8px;">Unsettled securities payable </div><div id="a2613" style="position:absolute;font-family:'Times New Roman';left:596.4px;top:710.8px;">1 </div><div id="a2616" style="position:absolute;font-family:'Times New 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style="position:absolute;font-family:'Times New Roman';left:677.6px;top:838.9px;">1 </div><div id="a2668" style="position:absolute;font-family:'Times New Roman';left:72px;top:854.9px;">Additional paid-in capital </div><div id="a2672" style="position:absolute;font-family:'Times New Roman';left:580.1px;top:854.9px;">2,302 </div><div id="a2675" style="position:absolute;font-family:'Times New Roman';left:661.3px;top:854.9px;">2,274 </div><div id="a2677" style="position:absolute;font-family:'Times New Roman';left:72px;top:870.9px;">Accumulated other comprehensive income (loss), net of deferred income<div style="display:inline-block;width:3.9px">&#160;</div>tax expense </div><div id="a2682" style="position:absolute;font-family:'Times New Roman';left:90.1px;top:886.9px;">(benefit) of ($250) at 2022 and $27 at 2021 </div><div id="a2684" style="position:absolute;font-family:'Times New Roman';left:576.9px;top:886.9px;">(1,996) </div><div id="a2687" style="position:absolute;font-family:'Times New Roman';left:672.9px;top:886.9px;">12 </div><div id="a2689" style="position:absolute;font-family:'Times New Roman';left:72px;top:902.9px;">Treasury shares, at cost; 30.8 (2022) and 30.5<div style="display:inline-block;width:3.7px">&#160;</div>shares (2021) </div><div id="a2691" style="position:absolute;font-family:'Times New Roman';left:576.9px;top:902.9px;">(3,908) </div><div id="a2694" style="position:absolute;font-family:'Times New Roman';left:658.1px;top:902.9px;">(3,847) </div><div id="a2696" style="position:absolute;font-family:'Times New Roman';left:72px;top:918.9px;">Retained earnings </div><div id="a2698" style="position:absolute;font-family:'Times New Roman';left:575.5px;top:918.9px;">12,042 </div><div id="a2701" style="position:absolute;font-family:'Times New Roman';left:656.6px;top:918.9px;">11,700 </div><div id="a2703" style="position:absolute;font-family:'Times New Roman';left:99.1px;top:935.3px;">Total shareholders' equity<div style="display:inline-block;width:3.5px">&#160;</div></div><div id="a2705" style="position:absolute;font-family:'Times New Roman';left:580.1px;top:935.3px;">8,441 </div><div id="a2708" style="position:absolute;font-family:'Times New Roman';left:656.6px;top:935.3px;">10,139 </div><div id="a2710" style="position:absolute;font-family:'Times New Roman';left:72px;top:951.8px;">TOTAL LIABILITIES AND<div style="display:inline-block;width:3.7px">&#160;</div>SHAREHOLDERS' EQUITY </div><div id="a2712" style="position:absolute;font-family:'Times New Roman';left:570.7px;top:951.8px;">$39,966 </div><div id="a2715" style="position:absolute;font-family:'Times New Roman';left:651.8px;top:951.8px;">$38,185 </div></div>
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<div id="a2719" style="position:absolute;font-family:'Times New Roman';font-size:14.72px;left:404.4px;top:1011.4px;">9</div><div id="a2721" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:76.5px;">EVEREST RE GROUP,<div style="display:inline-block;width:3.8px">&#160;</div>LTD. </div><div id="a2726" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:91.4px;">CONSOLIDATED STATEMENTS<div style="display:inline-block;width:5.8px">&#160;</div>OF CASH FLOWS<div style="display:inline-block;width:5.3px">&#160;</div></div><div id="a2740" style="position:absolute;font-family:'Times New Roman';left:579.3px;top:113.5px;">Twelve Months Ended<div style="display:inline-block;width:3.5px">&#160;</div></div><div id="a2743" style="position:absolute;font-family:'Times New Roman';left:595.6px;top:126.8px;">December 31, </div><div id="a2745" style="position:absolute;font-family:'Times New Roman';font-size:8.64px;left:67.2px;top:140.6px;">(Dollars in millions) </div><div id="a2747" style="position:absolute;font-family:'Times New Roman';left:579.5px;top:140.4px;">2022 </div><div id="a2750" style="position:absolute;font-family:'Times New Roman';left:645.4px;top:140.4px;">2021 </div><div id="a2753" style="position:absolute;font-family:'Times New Roman';left:562.3px;top:152.7px;">(unaudited) </div><div id="a2757" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:166.3px;">CASH FLOWS FROM OPERATING<div style="display:inline-block;width:4.1px">&#160;</div>ACTIVITIES: </div><div id="a2763" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:179.6px;">Net income (loss) </div><div id="a2765" style="position:absolute;font-family:'Times New Roman';left:593.7px;top:179.6px;">$597 </div><div id="a2768" style="position:absolute;font-family:'Times New Roman';left:652.8px;top:179.6px;">$1,379 </div><div id="a2770" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:192.8px;">Adjustments to reconcile 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recoverables </div><div id="a2792" style="position:absolute;font-family:'Times New Roman';left:595.1px;top:232.5px;">(413) </div><div id="a2795" style="position:absolute;font-family:'Times New Roman';left:661.1px;top:232.5px;">(125) </div><div id="a2797" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:245.8px;">Decrease (increase) in income taxes </div><div id="a2799" style="position:absolute;font-family:'Times New Roman';left:595.1px;top:245.8px;">(181) </div><div id="a2802" style="position:absolute;font-family:'Times New Roman';left:669.1px;top:245.8px;">68 </div><div id="a2804" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:259.1px;">Decrease (increase) in prepaid reinsurance premiums </div><div id="a2806" style="position:absolute;font-family:'Times New Roman';left:595.1px;top:259.1px;">(166) </div><div id="a2809" style="position:absolute;font-family:'Times New Roman';left:661.1px;top:259.1px;">(128) </div><div id="a2811" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:272.4px;">Increase (decrease) in reserve for losses and loss adjustment<div style="display:inline-block;width:3.7px">&#160;</div>expenses </div><div id="a2814" style="position:absolute;font-family:'Times New Roman';left:591.5px;top:272.4px;">3,477 </div><div id="a2817" style="position:absolute;font-family:'Times New Roman';left:657.4px;top:272.4px;">2,805 </div><div id="a2819" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:285.6px;">Increase (decrease) in future policy benefit reserve </div><div id="a2821" style="position:absolute;font-family:'Times New Roman';left:604.5px;top:285.6px;">(7) </div><div id="a2824" style="position:absolute;font-family:'Times New Roman';left:670.4px;top:285.6px;">(2) </div><div id="a2826" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:298.9px;">Increase (decrease) in unearned premiums </div><div id="a2828" style="position:absolute;font-family:'Times New Roman';left:598.3px;top:298.9px;">655 </div><div id="a2831" style="position:absolute;font-family:'Times New Roman';left:657.4px;top:298.9px;">1,146 </div><div id="a2833" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:312.2px;">Increase (decrease) in other net payable to reinsurers </div><div id="a2835" style="position:absolute;font-family:'Times New Roman';left:598.3px;top:312.2px;">201 </div><div id="a2838" style="position:absolute;font-family:'Times New Roman';left:664.3px;top:312.2px;">186 </div><div id="a2840" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:325.5px;">Increase (decrease) in losses in course of payment </div><div id="a2843" style="position:absolute;font-family:'Times New Roman';left:595.1px;top:325.5px;">(186) </div><div id="a2846" style="position:absolute;font-family:'Times New Roman';left:664.3px;top:325.5px;">134 </div><div id="a2848" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:338.8px;">Change in equity adjustments in limited partnerships </div><div id="a2850" style="position:absolute;font-family:'Times New Roman';left:599.8px;top:338.8px;">(94) </div><div id="a2853" style="position:absolute;font-family:'Times New Roman';left:661.1px;top:338.8px;">(613) </div><div id="a2855" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:352.1px;">Distribution of limited partnership income </div><div id="a2857" style="position:absolute;font-family:'Times New Roman';left:598.3px;top:352.1px;">180 </div><div id="a2860" style="position:absolute;font-family:'Times New Roman';left:664.3px;top:352.1px;">211 </div><div id="a2862" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:365.4px;">Change in other assets and liabilities, net </div><div id="a2864" style="position:absolute;font-family:'Times New Roman';left:595.1px;top:365.4px;">(291) </div><div id="a2867" style="position:absolute;font-family:'Times New Roman';left:661.1px;top:365.4px;">(290) </div><div id="a2869" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:378.6px;">Non-cash compensation expense<div style="display:inline-block;width:3px">&#160;</div></div><div id="a2873" style="position:absolute;font-family:'Times New Roman';left:603.2px;top:378.6px;">45 </div><div id="a2876" style="position:absolute;font-family:'Times New Roman';left:669.1px;top:378.6px;">43 </div><div id="a2878" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:391.8px;">Amortization of bond premium (accrual of bond discount) </div><div id="a2880" style="position:absolute;font-family:'Times New Roman';left:603.2px;top:391.8px;">55 </div><div id="a2883" style="position:absolute;font-family:'Times New Roman';left:669.1px;top:391.8px;">76 </div><div id="a2885" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:405px;">Net (gains) losses on investments </div><div id="a2887" style="position:absolute;font-family:'Times New Roman';left:598.3px;top:405px;">455 </div><div id="a2890" style="position:absolute;font-family:'Times New Roman';left:661.1px;top:405px;">(258) </div><div id="a2892" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:418.6px;">Net cash provided by (used in) operating activities </div><div id="a2894" style="position:absolute;font-family:'Times New Roman';left:591.5px;top:418.6px;">3,695 </div><div id="a2897" style="position:absolute;font-family:'Times New Roman';left:657.4px;top:418.6px;">3,833 </div><div id="a2903" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:442.6px;">CASH FLOWS FROM INVESTING ACTIVITIES: </div><div id="a2909" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:455.9px;">Proceeds from fixed maturities matured/called/repaid - available<div style="display:inline-block;width:3.7px">&#160;</div>for sale </div><div id="a2914" style="position:absolute;font-family:'Times New Roman';left:591.5px;top:455.9px;">2,626 </div><div id="a2917" style="position:absolute;font-family:'Times New Roman';left:657.4px;top:455.9px;">3,893 </div><div id="a2919" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:469.2px;">Proceeds from fixed maturities sold - available for sale </div><div id="a2924" style="position:absolute;font-family:'Times New Roman';left:591.5px;top:469.2px;">1,403 </div><div id="a2927" style="position:absolute;font-family:'Times New Roman';left:657.4px;top:469.2px;">1,916 </div><div id="a2929" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:482.5px;">Proceeds from fixed maturities matured/called/repaid - held to maturity </div><div id="a2934" style="position:absolute;font-family:'Times New Roman';left:603.2px;top:482.5px;">39 </div><div id="a2937" style="position:absolute;font-family:'Times New Roman';left:675.3px;top:482.5px;">- </div><div id="a2939" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:495.8px;">Proceeds from equity securities sold </div><div id="a2941" style="position:absolute;font-family:'Times New Roman';left:591.5px;top:495.8px;">2,217 </div><div id="a2944" style="position:absolute;font-family:'Times New Roman';left:664.3px;top:495.8px;">990 </div><div id="a2946" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:509px;">Distributions from other invested assets </div><div id="a2948" style="position:absolute;font-family:'Times New Roman';left:598.3px;top:509px;">266 </div><div id="a2951" style="position:absolute;font-family:'Times New Roman';left:664.3px;top:509px;">257 </div><div id="a2953" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:522.2px;">Cost of fixed maturities acquired - available for sale </div><div id="a2958" style="position:absolute;font-family:'Times New Roman';left:588.1px;top:522.2px;">(7,344) </div><div id="a2961" style="position:absolute;font-family:'Times New Roman';left:654.1px;top:522.2px;">(8,825) </div><div id="a2963" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:535.4px;">Cost of fixed maturities acquired - held to maturity </div><div id="a2968" style="position:absolute;font-family:'Times New Roman';left:595.1px;top:535.4px;">(153) </div><div id="a2971" style="position:absolute;font-family:'Times New Roman';left:675.3px;top:535.4px;">- </div><div id="a2973" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:548.7px;">Cost of equity securities acquired </div><div id="a2976" style="position:absolute;font-family:'Times New Roman';left:588.1px;top:548.7px;">(1,003) </div><div id="a2979" style="position:absolute;font-family:'Times New Roman';left:654.1px;top:548.7px;">(1,098) </div><div id="a2981" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:562px;">Cost of other invested assets acquired </div><div id="a2983" style="position:absolute;font-family:'Times New Roman';left:588.1px;top:562px;">(1,547) </div><div id="a2986" style="position:absolute;font-family:'Times New Roman';left:661.1px;top:562px;">(757) </div><div id="a2988" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:575.3px;">Net change in short-term investments </div><div id="a2992" style="position:absolute;font-family:'Times New Roman';left:598.3px;top:575.3px;">149 </div><div id="a2995" style="position:absolute;font-family:'Times New Roman';left:665.7px;top:575.3px;">(43) </div><div id="a2997" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:588.6px;">Net change in unsettled securities transactions </div><div id="a2999" style="position:absolute;font-family:'Times New Roman';left:599.8px;top:588.6px;">(71) </div><div id="a3002" style="position:absolute;font-family:'Times New Roman';left:661.1px;top:588.6px;">(203) </div><div id="a3004" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:602.2px;">Net cash provided by (used in) investing activities </div><div id="a3007" style="position:absolute;font-family:'Times New Roman';left:588.1px;top:602.2px;">(3,418) </div><div id="a3010" style="position:absolute;font-family:'Times New Roman';left:654.1px;top:602.2px;">(3,869) </div><div id="a3016" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:626.2px;">CASH FLOWS FROM FINANCING ACTIVITIES: </div><div id="a3021" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:639.5px;">Common shares issued (redeemed) during the period for share-based<div style="display:inline-block;width:4px">&#160;</div>compensation, net of expense </div><div id="a3025" style="position:absolute;font-family:'Times New Roman';left:599.8px;top:639.5px;">(17) </div><div id="a3028" style="position:absolute;font-family:'Times New Roman';left:665.7px;top:639.5px;">(14) </div><div id="a3030" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:652.6px;">Purchase of treasury shares </div><div id="a3032" style="position:absolute;font-family:'Times New Roman';left:599.8px;top:652.6px;">(61) </div><div id="a3035" style="position:absolute;font-family:'Times New Roman';left:661.1px;top:652.6px;">(225) </div><div id="a3037" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:665.9px;">Dividends paid to shareholders </div><div id="a3040" style="position:absolute;font-family:'Times New Roman';left:595.1px;top:665.9px;">(255) </div><div id="a3043" style="position:absolute;font-family:'Times New Roman';left:661.1px;top:665.9px;">(247) </div><div id="a3045" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:679.1px;">Proceeds from issuance of senior notes </div><div id="a3047" style="position:absolute;font-family:'Times New Roman';left:609.4px;top:679.1px;">- </div><div id="a3050" style="position:absolute;font-family:'Times New Roman';left:667.2px;top:679.1px;">968 </div><div id="a3052" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:692.4px;">Cost of debt repurchase </div><div id="a3054" style="position:absolute;font-family:'Times New Roman';left:604.5px;top:692.4px;">(6) </div><div id="a3057" style="position:absolute;font-family:'Times New Roman';left:675.3px;top:692.4px;">- </div><div id="a3059" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:705.7px;">Net FHLB borrowings (repayments) </div><div id="a3061" style="position:absolute;font-family:'Times New Roman';left:609.4px;top:705.7px;">- </div><div id="a3064" style="position:absolute;font-family:'Times New Roman';left:664.3px;top:705.7px;">209 </div><div id="a3066" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:719px;">Cost of shares withheld on settlements of share-based compensation<div style="display:inline-block;width:3.7px">&#160;</div>awards </div><div id="a3070" style="position:absolute;font-family:'Times New Roman';left:599.8px;top:719px;">(20) </div><div id="a3073" style="position:absolute;font-family:'Times New Roman';left:665.7px;top:719px;">(17) </div><div id="a3075" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:732.6px;">Net cash provided by (used in) financing activities </div><div id="a3078" style="position:absolute;font-family:'Times New Roman';left:595.1px;top:732.6px;">(359) </div><div id="a3081" style="position:absolute;font-family:'Times New Roman';left:664.3px;top:732.6px;">674 </div><div id="a3087" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:757.2px;">EFFECT OF EXCHANGE RATE<div style="display:inline-block;width:4px">&#160;</div>CHANGES ON CASH </div><div id="a3089" style="position:absolute;font-family:'Times New Roman';left:603.2px;top:757.2px;">39 </div><div id="a3092" style="position:absolute;font-family:'Times New Roman';left:673.7px;top:757.2px;">1 </div><div id="a3098" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:781.4px;">Net increase (decrease) in cash </div><div id="a3100" style="position:absolute;font-family:'Times New Roman';left:599.8px;top:781.4px;">(42) </div><div id="a3103" style="position:absolute;font-family:'Times New Roman';left:664.3px;top:781.4px;">639 </div><div id="a3105" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:794.7px;">Cash, beginning of period </div><div id="a3107" style="position:absolute;font-family:'Times New Roman';left:591.5px;top:794.7px;">1,441 </div><div id="a3110" style="position:absolute;font-family:'Times New Roman';left:664.3px;top:794.7px;">802 </div><div id="a3112" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:808.3px;">Cash, end of period </div><div id="a3114" style="position:absolute;font-family:'Times New Roman';left:586.8px;top:808.3px;">$1,398 </div><div id="a3117" style="position:absolute;font-family:'Times New Roman';left:652.8px;top:808.3px;">$1,441 </div><div id="a3123" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:832.1px;">SUPPLEMENTAL CASH FLOW<div style="display:inline-block;width:3.8px">&#160;</div>INFORMATION: </div><div id="a3128" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:845.4px;">Income taxes paid (recovered) </div><div id="a3130" style="position:absolute;font-family:'Times New Roman';left:593.7px;top:845.4px;">$171 </div><div id="a3133" style="position:absolute;font-family:'Times New Roman';left:664.3px;top:845.4px;">$98 </div><div id="a3135" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:858.7px;">Interest paid<div style="display:inline-block;width:2.7px">&#160;</div></div><div id="a3137" style="position:absolute;font-family:'Times New Roman';left:603.2px;top:858.7px;">98 </div><div id="a3140" style="position:absolute;font-family:'Times New Roman';left:669.1px;top:858.7px;">62 </div><div id="a3146" style="position:absolute;font-family:'Times New Roman';left:67.2px;top:883px;">NON-CASH TRANSACTIONS: </div><div id="a3153" style="position:absolute;font-family:'Times New Roman';left:76.2px;top:896.3px;">Reclassification of specific investments from fixed maturity securities,<div style="display:inline-block;width:3.9px">&#160;</div>available for sale<div style="display:inline-block;width:2.8px">&#160;</div></div><div id="a3158" style="position:absolute;font-family:'Times New Roman';left:85.2px;top:909.4px;">at fair value to fixed maturity securities, held to maturity at amortized<div style="display:inline-block;width:3.8px">&#160;</div>cost net of credit allowances </div><div id="a3160" style="position:absolute;font-family:'Times New Roman';left:593.7px;top:909.4px;">$722 </div><div id="a3163" style="position:absolute;font-family:'Times New Roman';left:670.5px;top:909.4px;">$- </div></div>
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<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<body>
<span style="display: none;">v3.22.4</span><table class="report" border="0" cellspacing="2" id="idm139650517583792">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document And Entity Information<br></strong></div></th>
<th class="th"><div>Feb. 08, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Feb.  08,  2023<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">1-15731<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">Everest Re Group, Ltd.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001095073<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation State Country Code</a></td>
<td class="text">D0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">98-0365432<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address Address Line 1</a></td>
<td class="text">Seon Place &#8211; 4th Floor<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine2', window );">Entity Address Address Line 2</a></td>
<td class="text">141 Front Street<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine3', window );">Entity Address Address Line 3</a></td>
<td class="text">PO Box HM 845<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address City Or Town</a></td>
<td class="text">Hamilton<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address Postal Zip Code</a></td>
<td class="text">HM 19<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCountry', window );">Entity Address Country</a></td>
<td class="text">BM<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">441<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">295-0006<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre Commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre Commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Security 12b Title</a></td>
<td class="text">Common Shares, $0.01 par value<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">RE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 2 such as Street or Suite number</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine3">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 3 such as an Office Park</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine3</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCountry">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>ISO 3166-1 alpha-2 country code.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCountry</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:countryCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
