<SEC-DOCUMENT>0001095073-24-000022.txt : 20240429
<SEC-HEADER>0001095073-24-000022.hdr.sgml : 20240429
<ACCEPTANCE-DATETIME>20240429161805
ACCESSION NUMBER:		0001095073-24-000022
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		15
CONFORMED PERIOD OF REPORT:	20240429
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20240429
DATE AS OF CHANGE:		20240429

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			EVEREST GROUP, LTD.
		CENTRAL INDEX KEY:			0001095073
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				980365432
		STATE OF INCORPORATION:			D0
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15731
		FILM NUMBER:		24891089

	BUSINESS ADDRESS:	
		STREET 1:		SEON PLACE, 4TH FLOOR
		STREET 2:		141 FRONT STREET
		CITY:			HAMILTON
		STATE:			D0
		ZIP:			HM 19
		BUSINESS PHONE:		4412950006

	MAIL ADDRESS:	
		STREET 1:		C/O REINSURANCE HOLDINGS INC
		STREET 2:		100 EVEREST WAY
		CITY:			WARREN
		STATE:			NJ
		ZIP:			07059

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EVEREST RE GROUP LTD
		DATE OF NAME CHANGE:	20000308

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EVEREST REINSURANCE GROUP LTD
		DATE OF NAME CHANGE:	19990915
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>everestre-20240429.htm
<DESCRIPTION>8-K
<TEXT>
<XBRL>
<?xml version='1.0' encoding='ASCII'?>
<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2024 Workiva-->
<!--r:777ab0b3-5a27-45a3-976b-d82fd41e9364,g:edb4538f-93c3-49b5-8255-18a34bf8a66d,d:cb266442f8ad46bda5b051bdff736f57-->
<html xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2020-02-12" xmlns:dei="http://xbrl.sec.gov/dei/2023" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns="http://www.w3.org/1999/xhtml" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:link="http://www.xbrl.org/2003/linkbase" xml:lang="en-US"><head><meta http-equiv="Content-Type" content="text/html"/>


<title>everestre-20240429</title></head><body><div style="display:none"><ix:header><ix:hidden><ix:nonNumeric contextRef="c-1" name="dei:AmendmentFlag" format="ixt:fixed-false" id="f-23">FALSE</ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="dei:EntityCentralIndexKey" id="f-24">0001095073</ix:nonNumeric></ix:hidden><ix:references xml:lang="en-US"><link:schemaRef xlink:type="simple" xlink:href="everestre-20240429.xsd"/></ix:references><ix:resources><xbrli:context id="c-1"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0001095073</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-04-29</xbrli:startDate><xbrli:endDate>2024-04-29</xbrli:endDate></xbrli:period></xbrli:context></ix:resources></ix:header></div><div id="icb266442f8ad46bda5b051bdff736f57_1"></div><div style="min-height:54pt;width:100%"><div><span><br/></span></div></div><div style="-sec-extract:summary;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:100%"><br/></span><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:100%">UNITED STATES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:83%">SECURITIES AND EXCHANGE COMMISSION</span></div><div style="margin-top:3pt;text-align:center"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Washington, D.C. 20549</span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:18pt;font-weight:700;line-height:100%">FORM <ix:nonNumeric contextRef="c-1" name="dei:DocumentType" id="f-1">8-K</ix:nonNumeric></span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:83%">Current Report Pursuant to Section 13 OR 15(d) of</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:83%">The Securities Exchange Act of 1934</span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Date of Report (Date of earliest event reported)</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:DocumentPeriodEndDate" format="ixt:date-monthname-day-year-en" id="f-2">April 29, 2024</ix:nonNumeric></span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:18pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityRegistrantName" id="f-3">Everest Group, Ltd.</ix:nonNumeric></span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(Exact name of registrant as specified in its charter)</span></div><div><span><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:32.233%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:32.233%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:32.234%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityIncorporationStateCountryCode" format="ixt-sec:edgarprovcountryen" id="f-4">Bermuda</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityFileNumber" id="f-5">1-15731</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityTaxIdentificationNumber" id="f-6">98-0365432</ix:nonNumeric></span></td></tr><tr style="height:10pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(State or other jurisdiction</span></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(Commission</span></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(IRS Employer</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%">of incorporation)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%">File Number)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Identification No.)</span></td></tr><tr style="height:10pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:2.75pt;padding-right:2.75pt;text-align:center"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:90%"><ix:nonNumeric contextRef="c-1" name="dei:EntityAddressAddressLine1" id="f-7">Seon Place &#8211; 4th Floor</ix:nonNumeric></span></div><div style="padding-left:2.75pt;padding-right:2.75pt;text-align:center"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:90%"><ix:nonNumeric contextRef="c-1" name="dei:EntityAddressAddressLine2" id="f-8">141 Front Street</ix:nonNumeric></span></div><div style="padding-left:2.75pt;padding-right:2.75pt;text-align:center"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:90%"><ix:nonNumeric contextRef="c-1" name="dei:EntityAddressAddressLine3" id="f-9">PO Box HM 845</ix:nonNumeric></span></div><div style="padding-left:2.75pt;padding-right:2.75pt;text-align:center"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:90%"><ix:nonNumeric contextRef="c-1" name="dei:EntityAddressCityOrTown" id="f-10">Hamilton</ix:nonNumeric>, <ix:nonNumeric contextRef="c-1" name="dei:EntityAddressCountry" format="ixt-sec:countrynameen" id="f-11">Bermuda</ix:nonNumeric></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:90%"><ix:nonNumeric contextRef="c-1" name="dei:EntityAddressPostalZipCode" id="f-12">HM 19</ix:nonNumeric></span></td></tr><tr style="height:10pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:0.75pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="6" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(Address of principal executive offices)</span></td><td colspan="3" style="border-top:0.75pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(Zip Code)</span></td></tr></table></div><div><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Registrant&#8217;s telephone number, including area code <ix:nonNumeric contextRef="c-1" name="dei:CityAreaCode" id="f-13">441</ix:nonNumeric>-<ix:nonNumeric contextRef="c-1" name="dei:LocalPhoneNumber" id="f-14">295-0006</ix:nonNumeric></span></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:98.900%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:90%">Not Applicable</span></div></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(Former name or former address, if changed since last report.)</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:WrittenCommunications" format="ixt:fixed-false" id="f-15">&#9744;</ix:nonNumeric> Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) </span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:SolicitingMaterial" format="ixt:fixed-false" id="f-16">&#9744;</ix:nonNumeric> Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:PreCommencementTenderOffer" format="ixt:fixed-false" id="f-17">&#9744;</ix:nonNumeric> Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:PreCommencementIssuerTenderOffer" format="ixt:fixed-false" id="f-18">&#9744;</ix:nonNumeric> Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</span></div><div><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Securities registered pursuant to Section 12(b) of the Act:  </span></div><div style="text-align:justify"><span><br/></span></div><div style="padding-left:11.4pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:95.545%"><tr><td style="width:1.0%"/><td style="width:33.787%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.509%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:19.351%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.809%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:36.044%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline">Class</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline">Trading Symbol(s)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline">Name of Exchange where registered</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:Security12bTitle" id="f-19">Common Shares, $0.01 par value</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:TradingSymbol" id="f-20">EG</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="f-21">New York Stock Exchange</ix:nonNumeric></span></td></tr></table></div><div style="text-align:justify"><span><br/></span></div><div><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</span></div><div><span><br/></span></div><div style="text-align:right"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Emerging growth company <ix:nonNumeric contextRef="c-1" name="dei:EntityEmergingGrowthCompany" format="ixt:fixed-false" id="f-22">&#9744;</ix:nonNumeric> </span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:100%">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 12(a) of the Exchange Act. &#9744;</span></div><div style="height:46.26pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div><div id="icb266442f8ad46bda5b051bdff736f57_4"></div><hr style="page-break-after:always"/><div style="min-height:54pt;width:100%"><div><span><br/></span></div></div><div style="margin-top:18pt;padding-left:72pt;text-align:justify;text-indent:-72pt"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:120%">ITEM 2.02&#160;&#160;&#160;&#160;DISCLOSURE OF RESULTS OF OPERATIONS AND FINANCIAL CONDITION </span></div><div style="margin-top:10pt;text-align:justify"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">On April&#160;29, 2024, the registrant issued a news release announcing its first quarter 2024 results. A copy of that news release is furnished herewith as Exhibit 99.1 and is incorporated herein by reference. </span></div><div style="margin-top:10pt;text-align:justify"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">The news release furnished herewith contains information regarding the registrant&#8217;s operating income (loss). Operating income (loss) differs from net income (loss) attributable to Everest Group, the most directly comparable generally accepted accounting principle financial measure, by the exclusion of net gains (losses) on investments and net foreign exchange income (expense). Management believes that presentation of operating income (loss) provides useful information to investors because it more accurately measures and predicts the registrant&#8217;s results of operations by removing the variability arising from both the management of the registrant&#8217;s investment portfolio and the fluctuations of foreign currency exchange rates. In addition, management, analysts and investors use operating income (loss) to evaluate the financial performance of the registrant and the insurance industry in general. </span></div><div style="margin-top:10pt;text-align:justify"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">In accordance with general instruction B.2 of Form 8-K, the information in this report, including exhibits, is furnished pursuant to Item 2.02 and shall not be deemed &#8220;filed&#8221; for the purposes of Section 18 of the Securities Exchange Act of 1934, or otherwise subject to the liability of that section. </span></div><div id="icb266442f8ad46bda5b051bdff736f57_7"></div><div style="margin-top:18pt;padding-left:72pt;text-align:justify;text-indent:-72pt"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:120%">ITEM 9.01&#160;&#160;&#160;&#160;FINANCIAL STATEMENTS AND EXHIBITS </span></div><div style="text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:94.827%"><tr><td style="width:1.0%"/><td style="width:12.990%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.112%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:22.081%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:45.417%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">(c)</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">Exhibits</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">Exhibit No.</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">Description</span></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">99.1</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">News Release of the registrant, </span></div><div><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:90%">dated April&#160;29, 2024</span></div></td></tr></table></div><div style="height:41.76pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div><div id="icb266442f8ad46bda5b051bdff736f57_10"></div><hr style="page-break-after:always"/><div style="min-height:54pt;width:100%"><div><span><br/></span></div></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:120%">SIGNATURES </span></div><div style="margin-top:10pt;text-align:justify"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. </span></div><div style="margin-top:10pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:94.827%"><tr><td style="width:1.0%"/><td style="width:49.354%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:43.446%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">EVEREST GROUP, LTD. </span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">By:</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">/S/ ROBERT J. FREILING </span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">Robert J. Freiling <br/>Senior Vice President and<br/>Chief Accounting Officer</span></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:90%">Dated: April&#160;29, 2024</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="height:41.76pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div><div id="icb266442f8ad46bda5b051bdff736f57_13"></div><hr style="page-break-after:always"/><div style="min-height:54pt;width:100%"><div><span><br/></span></div></div><div style="-sec-extract:summary;margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:120%">EXHIBIT INDEX </span></div><div style="margin-top:10pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:94.827%"><tr><td style="width:1.0%"/><td style="width:25.112%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.406%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:45.263%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.406%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:25.113%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Exhibit<br/>Number</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Description of Document</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Page No.</span></div></td></tr><tr style="height:6pt"><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0563c1;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0563c1;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%;text-decoration:underline" href="earningsrelease-exx991q120.htm">99.1</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0563c1;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0563c1;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%;text-decoration:underline" href="earningsrelease-exx991q120.htm">News Release of registrant,</a></span></div><div><span style="color:#0563c1;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0563c1;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%;text-decoration:underline" href="earningsrelease-exx991q120.htm">dated </a><a style="-sec-extract:exhibit;color:#0563c1;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%;text-decoration:underline" href="earningsrelease-exx991q120.htm">April </a><a style="-sec-extract:exhibit;color:#0563c1;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%;text-decoration:underline" href="earningsrelease-exx991q120.htm">29</a><a style="-sec-extract:exhibit;color:#0563c1;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%;text-decoration:underline" href="earningsrelease-exx991q120.htm">, 202</a>4</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">5</span></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">104</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">Cover Page Interactive Data File (embedded </span></div><div><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:100%">within the Inline XBRL document </span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="height:41.76pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div></body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>earningsrelease-exx991q120.htm
<DESCRIPTION>EX-99.1
<TEXT>
<html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2024 Workiva -->
<title>Document</title></head><body><div id="i8295b17c2d8b4b5eac72b3afe3e0c810_1"></div><div style="min-height:45pt;width:100%"><div><font><br></font></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:58.445%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.990%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:35.265%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 5.5pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:24pt;font-weight:700;line-height:120%">NEWS RELEASE </font></td><td colspan="6" style="padding:0 1pt"><div><img alt="everestlogo7102023cropped.jpg" src="everestlogo7102023cropped.jpg" style="height:52px;margin-bottom:5pt;vertical-align:text-bottom;width:230px"></div></td></tr><tr style="height:3pt"><td colspan="6" style="border-bottom:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="6" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">EVEREST GROUP, LTD. </font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:3pt"><td colspan="6" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Seon place, 141 Front Street, 4</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7.15pt;font-weight:400;line-height:120%;position:relative;top:-3.85pt;vertical-align:baseline">th</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> Floor, Hamilton HM 19, Bermuda</font></div></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:3pt"><td colspan="6" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%;text-decoration:underline">Contacts</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:3pt"><td colspan="6" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Media&#58; Dawn Lauer </font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Investors&#58; Matt Rohrmann</font></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Chief Communications Officer </font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">Head of Investor Relations</font></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">908.300.7670</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">908.604.7343</font></td></tr></table></div><div style="text-align:center"><font><br></font></div><div style="margin-bottom:9pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:14pt;font-weight:700;line-height:112%">Everest Reports First Quarter 2024 Results</font></div><div style="margin-bottom:6pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:112%">Net Income of $733 million and Operating Income of $709 million</font></div><div style="margin-bottom:6pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:112%">TSR</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7.8pt;font-weight:700;line-height:112%;position:relative;top:-4.2pt;vertical-align:baseline">1 </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:112%">of 18.1%&#59; 20.6% Net Income ROE and 20.0% Operating Income ROE</font></div><div style="margin-bottom:6pt;text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:112%">88.8% Combined Ratio Resulting in Record Underwriting Income of $409 million</font></div><div style="text-align:center"><font><br></font></div><div id="i8295b17c2d8b4b5eac72b3afe3e0c810_4"></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:112%">HAMILTON, Bermuda &#8211; (BUSINESS WIRE) &#8211; April 29, 2024 &#8211; </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%">Everest Group, Ltd. (NYSE&#58; EG), a global underwriting leader providing best-in-class property, casualty, and specialty reinsurance and insurance solutions, today reported its first quarter 2024 results.</font></div><div style="text-align:justify"><font><br></font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;text-decoration:underline">First Quarter 2024 Highlights</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.03pt">Net Income of $733 million&#59; Operating Income of $709 million driven by underwriting margin improvement and strong net investment income generation</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.03pt">Total Shareholder Return of 18.1% annualized&#59; 20.6% Net Income ROE and 20.0% Operating Income ROE</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.53pt">$4.4 billion in gross written premium with year-over-year growth of 17.2%</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7.8pt;font-weight:400;line-height:112%;position:relative;top:-4.2pt;vertical-align:baseline">2</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%"> for the Group, 20.4%</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7.8pt;font-weight:400;line-height:112%;position:relative;top:-4.2pt;vertical-align:baseline">2</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%"> for Reinsurance, and 9.8%</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7.8pt;font-weight:400;line-height:112%;position:relative;top:-4.2pt;vertical-align:baseline">2</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%"> for Insurance</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.53pt">Combined ratios of 88.8% for the Group, 87.3% for Reinsurance and 93.1% for Insurance </font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.53pt">Attritional combined ratios of 86.5% for the Group, 84.4% for Reinsurance and 92.5% for Insurance</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.53pt">Pre-tax underwriting income of $409 million, a company record, versus pre-tax underwriting income of $273 million in the prior year</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.03pt">$85 million of pre-tax catastrophe losses net of recoveries and reinstatement premiums, primarily driven by the Francis Scott Key Bridge Collapse in Baltimore, versus $110 million in the prior year</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.53pt">Net investment income improved to $457 million versus $260 million in the prior year first quarter, a company record, driven by a larger asset base and strong core fixed income returns</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.53pt">Strong operating cashflow for the quarter of $1.1 billion, in-line with the prior year quarter </font></div><div style="text-align:justify"><font><br></font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:400;line-height:112%">Footnote 1 denotes annualized figure&#59; represents Total Shareholder Return or &#34;TSR&#34;</font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:400;line-height:112%">Footnote 2 denotes constant currency figure and excludes reinstatement premiums</font></div><div style="text-indent:36pt"><font><br></font></div><div style="text-indent:36pt"><font><br></font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">1</font></div></div></div><div id="i8295b17c2d8b4b5eac72b3afe3e0c810_7"></div><hr style="page-break-after:always"><div style="min-height:45pt;width:100%"><div><font><br></font></div></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%">&#8220;Everest had a strong start to 2024, with first quarter results delivering significant profitability across all key metrics, including a Total Shareholder Return in excess of 18% and an operating return on equity of 20%,&#34; said Juan C. Andrade, Everest President and CEO. &#34;Group underwriting income increased 50% over the prior year to a quarterly record of $409 million with a combined ratio of 88.8%, driven by both of our underwriting franchises. Our reinsurance business continued to differentiate Everest during another outstanding January 1 renewal as the flight to quality accelerated. We gained market share with targeted clients, positioning the portfolio for attractive levels of profitability. In our insurance division, we advanced our disciplined expansion across global markets, while remaining focused on prudent risk selection and the bottom line. Additionally, our investment portfolio contributed a record $457 million in net investment income. With strong momentum across our underwriting businesses, we are executing on our three-year strategic plan, focused on generating consistent, industry leading financial returns.&#34;</font></div><div id="i8295b17c2d8b4b5eac72b3afe3e0c810_10"></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;text-decoration:underline">Summary of First Quarter 2024 Net Income and Other Items </font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.53pt">Net Income of $733 million, equal to $16.87 per diluted share versus first quarter 2023 net income of $365 million, equal to $9.31 per diluted share </font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.53pt">Operating income of $709 million, equal to $16.32 per diluted share versus first quarter 2023 net operating income of $443 million, equal to $11.31 per diluted share</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.53pt">GAAP combined ratio of 88.8%, including 2.3 points of catastrophe losses, versus the first quarter 2023 figure of 91.2%, including 3.7 points of catastrophe losses </font></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%">The following table summarizes the Company&#8217;s Net Income and related financial metrics. </font></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.696%"><tr><td style="width:1.0%"></td><td style="width:53.763%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.690%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.407%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.690%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.559%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.690%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.407%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.694%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Net income and operating income</font></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Q1</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Year to Date</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Q1</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Year to Date</font></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">All values in USD millions except for per share amounts and percentages</font></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2024</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2024</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2023</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2023</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:underline">Everest Group</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net income (loss) </font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">733</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">733</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">365</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">365</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Operating income (loss) </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">709</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">709</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">443</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">443</font></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt 0 7pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt 0 7pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt 0 7pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net income (loss) per diluted common share</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16.87</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16.87</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9.31</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9.31</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net operating income (loss) per diluted common share</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16.32</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16.32</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11.31</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11.31</font></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net income (loss) return on average equity (annualized)</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20.6%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20.6%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14.2%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14.2%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">After-tax operating income (loss) return on average equity (annualized)</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20.0%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20.0%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">17.2%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">17.2%</font></td></tr></table></div><div style="margin-top:7pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes </font></div><div style="margin-top:6pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> Refer to the reconciliation of net income to net operating income found on page 8 of this press release</font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">2</font></div></div></div><div id="i8295b17c2d8b4b5eac72b3afe3e0c810_13"></div><hr style="page-break-after:always"><div style="min-height:45pt;width:100%"><div><font><br></font></div></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.848%"><tr><td style="width:1.0%"></td><td style="width:54.893%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.066%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.406%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.825%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.406%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.066%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.406%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.832%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Shareholders' Equity and Book Value per Share</font></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Q1</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Year to Date</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Q1</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Year to Date</font></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">All values in USD millions except for per share amounts and percentages</font></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2024</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2024</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2023</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2023</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Beginning shareholders' equity</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13,202</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13,202</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,441</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">8,441</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net income (loss)</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">733</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">733</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">365</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">365</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Change - unrealized gains (losses) - Fixed inc. investments</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(153)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(153)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">249</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">249</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Dividends to shareholders</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(76)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(76)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(65)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(65)</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Purchase of treasury shares</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(35)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(35)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(42)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(42)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">24</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">24</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Ending shareholders' equity</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13,628</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13,628</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,014</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9,014</font></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Common shares outstanding</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">43.5</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">39.3</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Book value per common share outstanding</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">313.55</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">229.49</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Less&#58; Unrealized appreciation&#47;depreciation of fixed maturity investments (&#34;URAD&#34;)</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(20.15)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(37.15)</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Adjusted book value per common share outstanding excluding URAD</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">333.70</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">266.64</font></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Change in BVPS adjusted for dividends</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.6%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.2%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total Shareholder Return (&#34;TSR&#34;) - Annualized</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">18.1%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14.1%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Common share dividends paid - last 12 months</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.90</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.60</font></td></tr></table></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">3</font></div></div></div><div id="i8295b17c2d8b4b5eac72b3afe3e0c810_16"></div><hr style="page-break-after:always"><div style="min-height:45pt;width:100%"><div><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%">The following information summarizes the Company&#8217;s underwriting results, on a consolidated basis and by segment &#8211; Reinsurance and Insurance, with selected commentary on results by segment.</font></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.181%"><tr><td style="width:1.0%"></td><td style="width:35.937%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.079%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.417%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.856%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.114%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.079%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.417%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.856%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.114%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.004%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.417%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.010%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Underwriting information - Everest Group</font></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Q1</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Year to Date</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Q1</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Year to Date</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="9" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Year on Year Change</font></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">All values in USD millions except for percentages</font></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2024</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2024</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2023</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2023</font></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Q1</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Year to Date</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Gross written premium</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,411</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,411</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,743</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,743</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">17.9%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">17.9%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net written premium</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,900</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,900</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,329</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,329</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">17.1%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">17.1%</font></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loss Ratio&#58;</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Current year</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">58.9%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">58.9%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">59.7%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">59.7%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.8)&#160;pts</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.8)&#160;pts</font></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Prior year</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;pts</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;pts</font></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Catastrophe</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.3%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.3%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.7%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3.7%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.4)&#160;pts</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.4)&#160;pts</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total Loss ratio</font></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">61.3%</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">61.3%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">63.4%</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">63.4%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2.1)&#160;pts</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2.1)&#160;pts</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Commission and brokerage ratio</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21.4%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21.4%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21.3%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21.3%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1&#160;pts</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.1&#160;pts</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other underwriting expenses</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.1%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.1%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.4%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6.4%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.3)&#160;pts</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.3)&#160;pts</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Combined ratio</font></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">88.8%</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">88.8%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">91.2%</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">91.2%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2.4)&#160;pts</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2.4)&#160;pts</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Attritional combined ratio </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">86.5%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">86.5%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">87.6%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">87.6%</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.1)&#160;pts</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.1)&#160;pts</font></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Pre-tax net catastrophe losses</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> (2)</font></div></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">85</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">85</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">110</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">110</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Pre-tax net unfavorable (favorable) prior year reserve development</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-top:7pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes </font></div><div style="margin-top:6pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> Attritional ratios exclude catastrophe losses, net CAT reinstatement premiums earned, prior year development, COVID-19 losses</font><font style="color:#ee2724;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:400;line-height:120%">and losses from the Russia&#47;Ukraine war.</font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> Pre-tax net catastrophe losses are net of reinsurance and reinstatement premiums </font></div><div><font><br></font></div><div><font><br></font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">4</font></div></div></div><div id="i8295b17c2d8b4b5eac72b3afe3e0c810_19"></div><hr style="page-break-after:always"><div style="min-height:45pt;width:100%"><div><font><br></font></div></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:112%">Reinsurance Segment &#8211; Quarterly Highlights</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.53pt">Gross written premiums grew 20.4% on a constant dollar basis and excluding reinstatement premiums, to approximately $3.2 billion. Growth was broad-based across geographies and lines as the flight to quality continues to accelerate globally. </font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.53pt">Attritional loss ratio improved 80 basis points over last year to 57.2%, while the attritional combined ratio improved 150 basis points to 84.4% versus a year ago.</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.03pt">Combined ratio improved 350 basis points over the last year to 87.3%.</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.53pt">Pre-tax catastrophe losses were $80 million net of estimated recoveries and reinstatement premiums, driven primarily by the Baltimore Bridge Collapse.</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.03pt">Risk-adjusted returns remain very attractive, particularly in property and specialty lines. </font></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.181%"><tr><td style="width:1.0%"></td><td style="width:35.937%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.079%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.417%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.856%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.114%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.079%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.417%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.856%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.114%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.004%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.417%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.010%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Underwriting information - Reinsurance segment</font></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Q1</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Year to Date</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Q1</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Year to Date</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="9" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Year on Year Change</font></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">All values in USD millions except for percentages</font></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2024</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2024</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2023</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2023</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Q1</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Year to Date</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Gross written premium</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,175</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,175</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,620</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,620</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21.2%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">21.2%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net written premium</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,942</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,942</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,438</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,438</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20.7%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">20.7%</font></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loss Ratio&#58;</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Current year</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">57.2%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">57.2%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">57.9%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">57.9%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.7)&#160;pts</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.7)&#160;pts</font></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Prior year</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;pts</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;pts</font></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Catastrophe</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.9%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.9%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.1%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5.1%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2.2)&#160;pts</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2.2)&#160;pts</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total Loss ratio</font></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">60.2%</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 7pt 0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">60.2%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">63.0%</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 7pt 0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">63.0%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2.8)&#160;pts</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 7pt 0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2.8)&#160;pts</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Commission and brokerage ratio</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">24.6%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">24.6%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">25.0%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">25.0%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.4)&#160;pts</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.4)&#160;pts</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other underwriting expenses</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.6%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.6%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.8%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2.8%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.2)&#160;pts</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.2)&#160;pts</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Combined ratio</font></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">87.3%</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 7pt 0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">87.3%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">90.8%</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 7pt 0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">90.8%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3.5)&#160;pts</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 7pt 0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3.5)&#160;pts</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Attritional combined ratio </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">84.4%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">84.4%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">85.9%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">85.9%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.5)&#160;pts</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1.5)&#160;pts</font></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Pre-tax net catastrophe losses</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> (2)</font></div></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">80</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">80</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">108</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">108</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Pre-tax net prior year reserve development</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="padding:0 1pt 0 7pt"></td><td colspan="3" style="padding:0 1pt 0 7pt"></td><td colspan="3" style="padding:0 1pt 0 7pt"></td><td colspan="3" style="padding:0 1pt 0 7pt"></td></tr></table></div><div style="margin-top:7pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes </font></div><div style="margin-top:6pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> Attritional ratios exclude catastrophe losses, net CAT reinstatement premiums earned, prior year development, COVID-19 losses</font><font style="color:#ee2724;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:400;line-height:120%">and losses from the Russia&#47;Ukraine war.</font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> Pre-tax net catastrophe losses are net of reinsurance and reinstatement premiums </font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">5</font></div></div></div><div id="i8295b17c2d8b4b5eac72b3afe3e0c810_22"></div><hr style="page-break-after:always"><div style="min-height:45pt;width:100%"><div><font><br></font></div></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:112%">Insurance Segment &#8211; Quarterly Highlights</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.53pt">Gross written premiums rose to $1.2 billion, a 9.8% increase year-over-year in constant dollars, driven by a diversified mix of property and specialty lines, partially offset by lower written premiums in monoline workers' compensation and financial lines.</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.03pt">Loss ratio improved 10 basis points over last year to 64.5%, while the attritional loss ratio improved 40 basis points over last year to 64.0%.</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.53pt">Pre-tax catastrophe losses were $5 million, net of estimated recoveries and reinstatement premiums, relatively in-line with the prior year.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.53pt">Pricing continues to exceed loss trend overall and loss trend is stable.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.03pt">There was a meaningful acceleration in pricing across long-tail lines (excluding financial lines).  </font></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:97.878%"><tr><td style="width:1.0%"></td><td style="width:36.051%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.104%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.419%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.890%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.121%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.104%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.419%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.890%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.121%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.104%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.419%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.658%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Underwriting information - Insurance segment</font></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Q1</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Year to Date</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Q1</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Year to Date</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="9" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Year on Year Change</font></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">All values in USD millions except for percentages</font></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2024</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2024</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2023</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">2023</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Q1</font></td><td colspan="3" style="background-color:#cceeff;padding:0 7pt 0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Year to Date</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Gross written premium</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,236</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,236</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,122</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,122</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10.1%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10.1%</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net written premium</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">958</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">958</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">891</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">891</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.5%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7.5%</font></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Loss Ratio&#58;</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:0 7pt 0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Current year</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">64.0%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">64.0%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">64.4%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">64.4%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.4)&#160;pts</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.4)&#160;pts</font></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Prior year</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;pts</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;pts</font></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Catastrophe</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.5%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.5%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.2%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.3&#160;pts</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.3&#160;pts</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total Loss ratio</font></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">64.5%</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 7pt 0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">64.5%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">64.6%</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 7pt 0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">64.6%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.1)&#160;pts</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 7pt 0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.1)&#160;pts</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Commission and brokerage ratio</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12.0%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12.0%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12.0%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12.0%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;pts</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;pts</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other underwriting expenses</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16.6%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16.6%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15.6%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">15.6%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.0&#160;pts</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1.0&#160;pts</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Combined ratio</font></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">93.1%</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 7pt 0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">93.1%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">92.3%</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 7pt 0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">92.3%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.8&#160;pts</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 7pt 0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.8&#160;pts</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Attritional combined ratio </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">92.5%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">92.5%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">92.0%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">92.0%</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.5&#160;pts</font></td><td colspan="3" style="padding:0 7pt 0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.5&#160;pts</font></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Pre-tax net catastrophe losses</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> (2)</font></div></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Pre-tax net prior year reserve development</font></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 7pt 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-top:7pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:400;line-height:120%">Notes </font></div><div style="margin-top:6pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> Attritional ratios exclude catastrophe losses, net CAT reinstatement premiums earned, prior year development, COVID-19 losses</font><font style="color:#ee2724;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:400;line-height:120%">and losses from the Russia&#47;Ukraine war.</font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:7pt;font-weight:400;line-height:120%"> Pre-tax net catastrophe losses are net of reinsurance and reinstatement premiums </font></div><div><font><br></font></div><div><font><br></font></div><div id="i8295b17c2d8b4b5eac72b3afe3e0c810_25"></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:112%">Investments and Shareholders&#8217; Equity as of March 31, 2024 </font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.53pt">Total invested assets and cash of $38.1 billion versus $37.1 billion on December 31, 2023</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.53pt">Shareholders&#8217; equity of $13.6 billion vs. $13.2 billion on December 31, 2023, including $876 million of unrealized net losses on AFS fixed maturity investments </font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:107%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:107%;padding-left:12.53pt">Shareholders&#8217; equity excluding unrealized gains (losses) on AFS fixed maturity investments of $14.5 billion versus $13.9 billion on December 31, 2023</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.53pt">Book value per share of $313.55 versus $304.29 at December 31, 2023 </font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.53pt">Book value per share excluding unrealized gains (losses) on AFS fixed maturity investments of $333.70 versus $320.95 at December 31, 2023</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.53pt">Common share repurchases of $35.0 million during the quarter, representing 90,291 shares at an average price of $387.64 per share</font></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%">&#8226;</font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;padding-left:12.03pt">Common share dividends declared and paid in the quarter of $1.75 per share equal to $76 million</font></div><div><font><br></font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">6</font></div></div></div><div id="i8295b17c2d8b4b5eac72b3afe3e0c810_28"></div><hr style="page-break-after:always"><div style="min-height:45pt;width:100%"><div><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-style:italic;font-weight:400;line-height:115%">This news release contains forward-looking statements within the meaning of the U.S. federal securities laws. We intend these forward-looking statements to be covered by the safe harbor provisions for forward-looking statements in the U.S. Federal securities laws. These statements involve risks and uncertainties that could cause actual results to differ materially from those contained in forward-looking statements made on behalf of the Company. These risks and uncertainties include the impact of general economic conditions and conditions affecting the insurance and reinsurance industry, the adequacy of our reserves, our ability to assess underwriting risk, trends in rates for property and casualty insurance and reinsurance, competition, investment market and investment income fluctuations, trends in insured and paid losses, catastrophes, pandemic, regulatory and legal uncertainties and other factors described in our latest Annual Report on Form 10-K. The Company undertakes no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events or otherwise.</font></div><div><font><br></font></div><div id="i8295b17c2d8b4b5eac72b3afe3e0c810_31"></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%;text-decoration:underline">About Everest </font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%">Everest Group, Ltd. (Everest) is a global underwriting leader providing best-in-class property, casualty, and specialty reinsurance and insurance solutions that address customers&#8217; most pressing challenges. Known for a 50-year track record of disciplined underwriting, capital and risk management, Everest, through its global operating affiliates, is committed to underwriting opportunity for colleagues, customers, shareholders, and communities worldwide. </font></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%">Everest common stock (NYSE&#58; EG) is a component of the S&#38;P 500 index.</font></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%">Additional information about Everest, our people, and our products can be found on our website at www.everestglobal.com.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%">A conference call discussing the results will be held at 8&#58;00 a.m. Eastern Time on April 30, 2024. The call will be available on the Internet through the Company&#8217;s website at</font><font style="color:#0000ff;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%"> </font><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%">https&#58;&#47;&#47;www.everestglobal.com&#47;investor-relations.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%">Recipients are encouraged to visit the Company&#8217;s website to view supplemental financial information on the Company&#8217;s results. The supplemental information is located at www.everestglobal.com in the &#8220;Investors&#47;Financials&#47;Quarterly Results&#8221; section of the website.  The supplemental financial information may also be obtained by contacting the Company directly. </font></div><div style="text-align:justify"><font><br></font></div><div style="margin-bottom:9pt;text-align:justify"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">_______________________________________________</font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:112%">The Company generally uses after-tax operating income (loss), a non-GAAP financial measure, to evaluate its performance.  After-tax operating income (loss) consists of net income (loss) excluding after-tax net gains (losses) on investments and after-tax net foreign exchange income (expense) as the following reconciliation <font id="i715208e4f68f42a6bfb1258eb4026149_1640"></font>displays&#58;</font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">7</font></div></div></div><div id="i8295b17c2d8b4b5eac72b3afe3e0c810_34"></div><hr style="page-break-after:always"><div style="min-height:45pt;width:100%"><div><font><br></font></div></div><div style="margin-top:18pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:29.657%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.021%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.406%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.536%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.406%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.021%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.406%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.536%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.375%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.021%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.406%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.536%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.406%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.021%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.406%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.540%"></td><td style="width:0.1%"></td></tr><tr style="height:14pt"><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:6pt;font-weight:400;line-height:120%">(Dollars in millions, except per share amounts)</font></td><td colspan="21" style="border-bottom:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Three Months Ended March 31,</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="border-bottom:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Three Months Ended March 31,</font></td></tr><tr style="height:14pt"><td colspan="9" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2024</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="9" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2023</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2024</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="9" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2023</font></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(unaudited)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(unaudited)</font></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Amount</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Per Diluted Share</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Amount</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Per Diluted Share</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Amount</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Per Diluted Share</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Amount</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Per Diluted Share</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">After-tax operating income (loss)</font></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">709&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16.32&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">443&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11.31&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">709&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16.32&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">443&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11.31&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">After-tax net gains (losses) on investments</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.13)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.14&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(6)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(0.13)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.14&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">After-tax net foreign exchange income (expense)</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">30&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.69&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(84)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2.14)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">30&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">0.69&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(84)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2.14)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net income (loss)</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">733&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16.87&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">365&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9.31&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">733&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16.87&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">365&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9.31&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="48" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:6pt;font-weight:400;line-height:120%">(Some amounts may not reconcile due to rounding.)</font></td></tr></table></div><div><font><br></font></div><div><font><br></font></div><div id="i8295b17c2d8b4b5eac72b3afe3e0c810_37"></div><div style="text-align:justify"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:400;line-height:107%">Although net gains (losses) on investments and net foreign exchange income (expense) are an integral part of the Company&#8217;s insurance operations, the determination of net gains (losses) on investments and foreign exchange income (expense) is independent of the insurance underwriting process.  The Company believes that the level of net gains (losses) on investments and net foreign exchange income (expense) for any particular period are not indicative of the performance of the underlying business in that particular period.  Providing only a GAAP presentation of net income (loss) makes it more difficult for users of the financial information to evaluate the Company&#8217;s success or failure in its basic business and may lead to incorrect or misleading assumptions and conclusions.  The Company understands that the equity analysts who follow the Company focus on after-tax operating income (loss) in their analyses for the reasons discussed above.  The Company provides after-tax operating income (loss) to investors so that they have what management believes to be a useful supplement to GAAP information concerning the Company&#8217;s performance. </font></div><div id="i8295b17c2d8b4b5eac72b3afe3e0c810_40"></div><div style="margin-top:18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:12pt;font-weight:700;line-height:120%">--Financial Details Follow--</font></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">8</font></div></div></div><div id="i8295b17c2d8b4b5eac72b3afe3e0c810_43"></div><hr style="page-break-after:always"><div style="min-height:45pt;width:100%"><div><font><br></font></div></div><div style="margin-top:18pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:120%">EVEREST GROUP, LTD.</font></div><div style="margin-top:6pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:120%">CONSOLIDATED STATEMENTS OF OPERATIONS </font></div><div style="margin-top:6pt"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:120%">AND COMPREHENSIVE INCOME (LOSS) </font></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:71.930%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:12.081%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.406%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.083%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Three Months Ended<br>March 31,</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:6pt;font-weight:400;line-height:120%">(In millions of U.S. dollars, except per share amounts)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2024</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2023</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="9" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(unaudited)</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">REVENUES&#58;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Premiums earned</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,652&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,100&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net investment income</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">457&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">260&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total net gains (losses) on investments</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(7)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other income (expense)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(79)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total revenues</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,133&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,286&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">CLAIMS AND EXPENSES&#58;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Incurred losses and loss adjustment expenses</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,237&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,966&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Commission, brokerage, taxes and fees</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">782&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">661&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other underwriting expenses</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">224&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">200&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Corporate expenses</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">19&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest, fees and bond issue cost amortization expense</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">37&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">32&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total claims and expenses</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,302&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,878&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">INCOME (LOSS) BEFORE TAXES</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">832&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">408&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Income tax expense (benefit)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">99&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">43&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">NET INCOME (LOSS)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">733&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">365&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other comprehensive income (loss), net of tax&#58;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 10pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Unrealized appreciation (depreciation) (&#34;URA(D)&#34;) on securities arising during the period</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(158)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">246&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 10pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reclassification adjustment for realized losses (gains) included in net income (loss)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 23.5pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total URA(D) on securities arising during the period</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(153)</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">249&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 10pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Foreign currency translation adjustments</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(38)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt 0 10pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.5pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reclassification adjustment for amortization of net (gain) loss included in net income (loss)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total benefit plan net gain (loss) for the period</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total other comprehensive income (loss), net of tax</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(191)</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">280&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">COMPREHENSIVE INCOME (LOSS)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">542&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">645&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">EARNINGS PER COMMON SHARE&#58;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Basic</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16.87&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9.31&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Diluted</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16.87&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">9.31&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">9</font></div></div></div><div id="i8295b17c2d8b4b5eac72b3afe3e0c810_46"></div><hr style="page-break-after:always"><div style="min-height:45pt;width:100%"><div><font><br></font></div></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:120%">EVEREST GROUP, LTD. </font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:120%">CONSOLIDATED BALANCE SHEETS </font></div><div><font><br></font></div><div style="margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:74.051%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.021%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.406%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.022%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">March 31,</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">December 31,</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:6pt;font-weight:400;line-height:120%">(In millions of U.S. dollars, except par value per share)</font></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2024</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2023</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(unaudited)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">ASSETS&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 23.5pt;text-align:left;text-indent:-22.5pt;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fixed maturities - available for sale, at fair value</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 29.5pt;text-align:left;text-indent:-22.5pt;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(amortized cost&#58; 2024, $29,311&#59; 2023, $28,568, credit allowances&#58; 2024, $(46)&#59; 2023, $(48))</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28,297&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">27,740&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 23.5pt;text-align:left;text-indent:-22.5pt;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Fixed maturities - held to maturity, at amortized cost</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 29.5pt;text-align:left;text-indent:-22.5pt;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(fair value&#58; 2024, $842&#59; 2023,  $854, net of credit allowances&#58; 2024, $(9)&#59; 2023, $(8))</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">840&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">855&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Equity securities, at fair value</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">216&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">188&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other invested assets</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,854&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,794&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Short-term investments </font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,397&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,127&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,544&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,437&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total investments and cash</font></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">38,148&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">37,142&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Accrued investment income</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">327&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">324&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Premiums receivable (net of credit allowances&#58; 2024, $(43)&#59; 2023, $(41))</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">5,101&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4,768&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reinsurance paid loss recoverables (net of credit allowances&#58; 2024, $(27)&#59; 2023, $(26))</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">233&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">164&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reinsurance unpaid loss recoverables </font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,084&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,098&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Funds held by reinsureds</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,155&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,135&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Deferred acquisition costs</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,331&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,247&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Prepaid reinsurance premiums</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">702&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">713&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Income tax asset, net</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">823&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">868&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other assets (net of credit allowances&#58; 2024, $(10)&#59; 2023, $(9))</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,033&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">941&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">TOTAL ASSETS</font></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">50,937&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">49,399&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">LIABILITIES&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Reserve for losses and loss adjustment expenses</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">25,211&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">24,604&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Unearned premium reserve</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,826&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">6,622&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Funds held under reinsurance treaties</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">11&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">24&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Amounts due to reinsurers</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">716&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">650&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Losses in course of payment</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">168&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">171&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Senior notes</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,349&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2,349&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Long-term notes</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">218&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">218&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Borrowings from FHLB</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">819&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">819&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Accrued interest on debt and borrowings</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">43&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">22&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Unsettled securities payable</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">403&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">137&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Other liabilities</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">543&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">582&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total liabilities</font></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">37,308&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">36,197&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 23.5pt;text-align:left;text-indent:-22.5pt;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">SHAREHOLDERS' EQUITY&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.5pt;text-align:left;text-indent:-13.5pt;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Preferred shares, par value&#58; $0.01&#59; 50.0 shares authorized&#59; no shares issued and outstanding</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.5pt;text-align:left;text-indent:-13.5pt;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Common shares, par value&#58; $0.01&#59; 200.0 shares authorized&#59; (2024) 74.3 and (2023) 74.2</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">outstanding before treasury shares</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Additional paid-in capital</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,768&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3,773&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Accumulated other comprehensive income (loss), net of deferred income tax expense (benefit) </font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">of $(137) at 2024 and $(99) at 2023</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,125)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(934)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Treasury shares, at cost&#59; 30.9 shares (2024) and 30.8 shares (2023)</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,943)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3,908)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Retained earnings</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14,927&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">14,270&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Total shareholders' equity </font></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13,628&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">13,202&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</font></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">50,937&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">49,399&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr></table></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">10</font></div></div></div><div id="i8295b17c2d8b4b5eac72b3afe3e0c810_49"></div><hr style="page-break-after:always"><div style="min-height:45pt;width:100%"><div><font><br></font></div></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:120%">EVEREST GROUP, LTD. </font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:10pt;font-weight:400;line-height:120%">CONSOLIDATED STATEMENTS OF CASH FLOWS</font></div><div style="margin-top:7pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.991%"><tr><td style="width:1.0%"></td><td style="width:74.051%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.021%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.406%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.022%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Three Months Ended<br>March 31,</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:6pt;font-weight:400;line-height:120%">(In millions of U.S. dollars)</font></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2024</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2023</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(unaudited)</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">CASH FLOWS FROM OPERATING ACTIVITIES&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net income (loss)</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">733&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">365&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Adjustments to reconcile net income to net cash provided by operating activities&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Decrease (increase) in premiums receivable</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(370)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(259)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Decrease (increase) in funds held by reinsureds, net</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(33)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(17)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Decrease (increase) in reinsurance recoverables</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(129)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Decrease (increase) in income taxes</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">82&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">41&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Decrease (increase) in prepaid reinsurance premiums</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(14)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Increase (decrease) in reserve for losses and loss adjustment expenses</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">720&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">681&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Increase (decrease) in unearned premiums</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">242&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">226&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Increase (decrease) in amounts due to reinsurers</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">95&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">17&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Increase (decrease) in losses in course of payment</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">47&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Change in equity adjustments in limited partnerships</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(59)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Distribution of limited partnership income</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">31&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">48&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Change in other assets and liabilities, net</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(188)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(121)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Non-cash compensation expense </font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">12&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Amortization of bond premium (accrual of bond discount)</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(30)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net (gains) losses on investments</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(5)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net cash provided by (used in) operating activities</font></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,102&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,064&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">CASH FLOWS FROM INVESTING ACTIVITIES&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Proceeds from fixed maturities matured&#47;called&#47;repaid - available for sale</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">736&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">562&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Proceeds from fixed maturities sold - available for sale</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">407&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">72&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Proceeds from fixed maturities matured&#47;called&#47;repaid - held to maturity</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">45&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">28&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Proceeds from equity securities sold</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">46&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Distributions from other invested assets</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">100&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">137&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cost of fixed maturities acquired - available for sale</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,971)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1,613)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cost of fixed maturities acquired - held to maturity</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(27)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(11)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cost of equity securities acquired</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(33)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cost of other invested assets acquired</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(138)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(242)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net change in short-term investments</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(252)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">4&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net change in unsettled securities transactions</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">284&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">267&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net cash provided by (used in) investing activities</font></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(849)</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(752)</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">CASH FLOWS FROM FINANCING ACTIVITIES&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Common shares issued (redeemed) during the period for share-based compensation, net of expense</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(21)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(19)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Purchase of treasury shares</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(35)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Dividends paid to shareholders</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(76)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(65)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cost of shares withheld on settlements of share-based compensation awards</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(21)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(19)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net cash provided by (used in) financing activities</font></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(153)</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(103)</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">EFFECT OF EXCHANGE RATE CHANGES ON CASH</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">7&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Net increase (decrease) in cash</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">107&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">212&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash, beginning of period</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,437&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,398&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Cash, end of period</font></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,544&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1,610&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">SUPPLEMENTAL CASH FLOW INFORMATION&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Income taxes paid (recovered)</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Interest paid </font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">16&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8pt;font-weight:400;line-height:120%">10&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="height:31.5pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">11</font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>3
<FILENAME>everestre-20240429.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2024 Workiva-->
<!--r:777ab0b3-5a27-45a3-976b-d82fd41e9364,g:edb4538f-93c3-49b5-8255-18a34bf8a66d-->
<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:everestre="http://www.everestre.com/20240429" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.everestre.com/20240429">
  <xs:import namespace="http://www.w3.org/1999/xlink" schemaLocation="http://www.xbrl.org/2003/xlink-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/dei/2023" schemaLocation="https://xbrl.sec.gov/dei/2023/dei-2023.xsd"/>
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="everestre-20240429_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="everestre-20240429_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple"/>
      <link:roleType id="Cover" roleURI="http://www.everestre.com/role/Cover">
        <link:definition>0000001 - Document - Cover</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
</xs:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>4
<FILENAME>everestre-20240429_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2024 Workiva-->
<!--r:777ab0b3-5a27-45a3-976b-d82fd41e9364,g:edb4538f-93c3-49b5-8255-18a34bf8a66d-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel"/>
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:label id="lab_dei_SecurityExchangeName_93249526-3e1d-4dbc-8979-e5cb76a57a72_terseLabel_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Security Exchange Name</link:label>
    <link:label id="lab_dei_SecurityExchangeName_label_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Security Exchange Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityExchangeName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SecurityExchangeName" xlink:to="lab_dei_SecurityExchangeName" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_Security12bTitle_cc59eb00-b74f-4ecd-a6ac-2f38d2656253_terseLabel_en-US" xlink:label="lab_dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:label id="lab_dei_Security12bTitle_label_en-US" xlink:label="lab_dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12bTitle"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_Security12bTitle" xlink:to="lab_dei_Security12bTitle" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_WrittenCommunications_7f9c50be-43a5-40b4-a67f-d12c632529d8_terseLabel_en-US" xlink:label="lab_dei_WrittenCommunications" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Written Communications</link:label>
    <link:label id="lab_dei_WrittenCommunications_label_en-US" xlink:label="lab_dei_WrittenCommunications" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Written Communications</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_WrittenCommunications"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_WrittenCommunications" xlink:to="lab_dei_WrittenCommunications" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_LocalPhoneNumber_ad27fa3a-8bf1-4ebf-83d3-27ed3117010e_terseLabel_en-US" xlink:label="lab_dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Local Phone Number</link:label>
    <link:label id="lab_dei_LocalPhoneNumber_label_en-US" xlink:label="lab_dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Local Phone Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_LocalPhoneNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LocalPhoneNumber" xlink:to="lab_dei_LocalPhoneNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_TradingSymbol_d60944be-7ea1-43a8-bbed-cce9d84c643e_terseLabel_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Trading Symbol</link:label>
    <link:label id="lab_dei_TradingSymbol_label_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading Symbol</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_TradingSymbol"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_TradingSymbol" xlink:to="lab_dei_TradingSymbol" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressCountry_b27e22d7-ae3f-4417-bb2a-cbfedf318170_terseLabel_en-US" xlink:label="lab_dei_EntityAddressCountry" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, Country</link:label>
    <link:label id="lab_dei_EntityAddressCountry_label_en-US" xlink:label="lab_dei_EntityAddressCountry" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, Country</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCountry" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCountry"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressCountry" xlink:to="lab_dei_EntityAddressCountry" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_f183156b-1d89-4c32-a6c8-81c08ac78f21_terseLabel_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_label_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityIncorporationStateCountryCode" xlink:to="lab_dei_EntityIncorporationStateCountryCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_b6d22283-610d-490b-b93e-b0e793bd3c07_terseLabel_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_label_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementIssuerTenderOffer" xlink:to="lab_dei_PreCommencementIssuerTenderOffer" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentPeriodEndDate_b3581b49-4495-4278-97ec-b7d4c937fe7c_terseLabel_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Period End Date</link:label>
    <link:label id="lab_dei_DocumentPeriodEndDate_label_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Period End Date</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentPeriodEndDate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentPeriodEndDate" xlink:to="lab_dei_DocumentPeriodEndDate" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CoverAbstract_label_en-US" xlink:label="lab_dei_CoverAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cover [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CoverAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CoverAbstract" xlink:to="lab_dei_CoverAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_7165fa3f-5cdd-4fa2-8626-bd5d34e03e36_terseLabel_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_label_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityEmergingGrowthCompany" xlink:to="lab_dei_EntityEmergingGrowthCompany" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_PreCommencementTenderOffer_642f0437-c0ee-4ca0-9abf-51363722b41d_terseLabel_en-US" xlink:label="lab_dei_PreCommencementTenderOffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementTenderOffer_label_en-US" xlink:label="lab_dei_PreCommencementTenderOffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementTenderOffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementTenderOffer" xlink:to="lab_dei_PreCommencementTenderOffer" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_SolicitingMaterial_9f65256b-cb7b-4581-8492-91b3acd84494_terseLabel_en-US" xlink:label="lab_dei_SolicitingMaterial" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Soliciting Material</link:label>
    <link:label id="lab_dei_SolicitingMaterial_label_en-US" xlink:label="lab_dei_SolicitingMaterial" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Soliciting Material</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SolicitingMaterial"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SolicitingMaterial" xlink:to="lab_dei_SolicitingMaterial" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CityAreaCode_63124784-3345-49a6-b070-aece3897d8fb_terseLabel_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">City Area Code</link:label>
    <link:label id="lab_dei_CityAreaCode_label_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">City Area Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CityAreaCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CityAreaCode" xlink:to="lab_dei_CityAreaCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressPostalZipCode_abb2cdfe-d775-41a4-bc55-d5759a520fc8_terseLabel_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:label id="lab_dei_EntityAddressPostalZipCode_label_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressPostalZipCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressPostalZipCode" xlink:to="lab_dei_EntityAddressPostalZipCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentType_04600769-1a12-4724-a0f8-9dbfb572752e_terseLabel_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Type</link:label>
    <link:label id="lab_dei_DocumentType_label_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Type</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentType"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType" xlink:to="lab_dei_DocumentType" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityCentralIndexKey_23d1a26a-2f64-40e2-8616-5f4f1f013156_terseLabel_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:label id="lab_dei_EntityCentralIndexKey_label_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCentralIndexKey"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey" xlink:to="lab_dei_EntityCentralIndexKey" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_AmendmentFlag_ae94a9f6-e05c-4cf5-980c-0a7610005845_terseLabel_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amendment Flag</link:label>
    <link:label id="lab_dei_AmendmentFlag_label_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amendment Flag</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AmendmentFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag" xlink:to="lab_dei_AmendmentFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityFileNumber_66922b71-b85e-4b37-bd6c-a615c78cddd8_terseLabel_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity File Number</link:label>
    <link:label id="lab_dei_EntityFileNumber_label_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity File Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFileNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFileNumber" xlink:to="lab_dei_EntityFileNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressCityOrTown_52a002de-843d-421f-8581-72b966089a1d_terseLabel_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:label id="lab_dei_EntityAddressCityOrTown_label_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCityOrTown"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressCityOrTown" xlink:to="lab_dei_EntityAddressCityOrTown" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_599d8bde-c7ae-4fdd-b5b7-44f00a3f41b4_terseLabel_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_label_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityTaxIdentificationNumber" xlink:to="lab_dei_EntityTaxIdentificationNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressAddressLine1_97b41c20-9acc-4af4-8f14-d98e09dd6a6f_terseLabel_en-US" xlink:label="lab_dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:label id="lab_dei_EntityAddressAddressLine1_label_en-US" xlink:label="lab_dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine1"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressAddressLine1" xlink:to="lab_dei_EntityAddressAddressLine1" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressAddressLine2_f2144d52-8b8c-41d8-acc9-f9e3e7403990_terseLabel_en-US" xlink:label="lab_dei_EntityAddressAddressLine2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, Address Line Two</link:label>
    <link:label id="lab_dei_EntityAddressAddressLine2_label_en-US" xlink:label="lab_dei_EntityAddressAddressLine2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, Address Line Two</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine2" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine2"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressAddressLine2" xlink:to="lab_dei_EntityAddressAddressLine2" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressAddressLine3_361662d1-74f8-44f6-82e0-b0a7bb68e015_terseLabel_en-US" xlink:label="lab_dei_EntityAddressAddressLine3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, Address Line Three</link:label>
    <link:label id="lab_dei_EntityAddressAddressLine3_label_en-US" xlink:label="lab_dei_EntityAddressAddressLine3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, Address Line Three</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine3" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine3"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressAddressLine3" xlink:to="lab_dei_EntityAddressAddressLine3" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityRegistrantName_549befac-92e9-4760-b3a3-5f457e4cd8cf_terseLabel_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:label id="lab_dei_EntityRegistrantName_label_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityRegistrantName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityRegistrantName" xlink:to="lab_dei_EntityRegistrantName" xlink:type="arc" order="1"/>
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>5
<FILENAME>everestre-20240429_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2024 Workiva-->
<!--r:777ab0b3-5a27-45a3-976b-d82fd41e9364,g:edb4538f-93c3-49b5-8255-18a34bf8a66d-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.everestre.com/role/Cover" xlink:type="simple" xlink:href="everestre-20240429.xsd#Cover"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/Cover" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_f21b6832-dd7f-4816-8fc7-7a925b13b0c5" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentType"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:to="loc_dei_DocumentType_f21b6832-dd7f-4816-8fc7-7a925b13b0c5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_2e7d43de-86f7-403f-ae77-dfd218284985" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:to="loc_dei_DocumentPeriodEndDate_2e7d43de-86f7-403f-ae77-dfd218284985" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_afa7b7df-377a-41ae-b68a-0c391a430368" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:to="loc_dei_EntityRegistrantName_afa7b7df-377a-41ae-b68a-0c391a430368" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_8b38e5de-d0f0-4c98-bd56-6d08e68f922c" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:to="loc_dei_EntityIncorporationStateCountryCode_8b38e5de-d0f0-4c98-bd56-6d08e68f922c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_f5f15382-339a-4c1e-9ccc-dc671a8cf177" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:to="loc_dei_EntityFileNumber_f5f15382-339a-4c1e-9ccc-dc671a8cf177" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_3bc1e8d3-b772-4aba-b60c-ef630745705c" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:to="loc_dei_EntityTaxIdentificationNumber_3bc1e8d3-b772-4aba-b60c-ef630745705c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_0a220704-5703-449b-ade6-4e506b4a3f7b" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:to="loc_dei_EntityAddressAddressLine1_0a220704-5703-449b-ade6-4e506b4a3f7b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine2_e5178ab8-54ef-499b-a253-68e2e5b7a9af" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine2"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:to="loc_dei_EntityAddressAddressLine2_e5178ab8-54ef-499b-a253-68e2e5b7a9af" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine3_52e671b7-4174-4847-8f7b-49bfa59f3561" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressAddressLine3"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:to="loc_dei_EntityAddressAddressLine3_52e671b7-4174-4847-8f7b-49bfa59f3561" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_10e0cc1d-b2d3-4c14-9231-054ceb5ac40b" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:to="loc_dei_EntityAddressCityOrTown_10e0cc1d-b2d3-4c14-9231-054ceb5ac40b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCountry_e9f996ea-9f0d-48d7-b3c1-2f921d02d337" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressCountry"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:to="loc_dei_EntityAddressCountry_e9f996ea-9f0d-48d7-b3c1-2f921d02d337" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_70a5ef78-3a39-4951-8423-a7626005009a" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:to="loc_dei_EntityAddressPostalZipCode_70a5ef78-3a39-4951-8423-a7626005009a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_dd619e5f-ece0-48f6-ba92-52a4218e4ba4" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:to="loc_dei_CityAreaCode_dd619e5f-ece0-48f6-ba92-52a4218e4ba4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_1472b485-58ce-421e-836a-65b5049dbeba" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:to="loc_dei_LocalPhoneNumber_1472b485-58ce-421e-836a-65b5049dbeba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications_abb90bcd-94bb-417b-a2ef-12bc1b557f6a" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_WrittenCommunications"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:to="loc_dei_WrittenCommunications_abb90bcd-94bb-417b-a2ef-12bc1b557f6a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial_d225383d-5fef-4f44-8497-2d6d8d0bd8fc" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SolicitingMaterial"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:to="loc_dei_SolicitingMaterial_d225383d-5fef-4f44-8497-2d6d8d0bd8fc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer_e6ccb12b-0328-4ba5-92e2-49f78e5f0095" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementTenderOffer"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:to="loc_dei_PreCommencementTenderOffer_e6ccb12b-0328-4ba5-92e2-49f78e5f0095" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_162deb6b-2dd0-4daf-b2fd-e189d4e9777c" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:to="loc_dei_PreCommencementIssuerTenderOffer_162deb6b-2dd0-4daf-b2fd-e189d4e9777c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_fb9c553f-91be-4d14-b63e-4d418107f1ab" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:to="loc_dei_Security12bTitle_fb9c553f-91be-4d14-b63e-4d418107f1ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_91a95edb-e30f-4ac6-809b-a85cb8efa559" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:to="loc_dei_TradingSymbol_91a95edb-e30f-4ac6-809b-a85cb8efa559" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_fe29183e-0ef6-4036-a614-204da3ad174d" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:to="loc_dei_SecurityExchangeName_fe29183e-0ef6-4036-a614-204da3ad174d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_12dbc0f5-7874-4438-b3d0-2c008a09cd41" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:to="loc_dei_EntityEmergingGrowthCompany_12dbc0f5-7874-4438-b3d0-2c008a09cd41" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_3bbdf59f-78c0-4186-9106-c327f8a8da89" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:to="loc_dei_AmendmentFlag_3bbdf59f-78c0-4186-9106-c327f8a8da89" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_2201cee3-24bb-4823-80d0-2a337ca6c0c3" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_11bbec62-0ac1-4c69-b2ef-93e523e75fd9" xlink:to="loc_dei_EntityCentralIndexKey_2201cee3-24bb-4823-80d0-2a337ca6c0c3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>everestlogo7102023cropped.jpg
<TEXT>
begin 644 everestlogo7102023cropped.jpg
M_]C_X  02D9)1@ ! 0$ 2 !(  #_X1$Z17AI9@  34T *@    @ ! $.  (
M   E   (2H=I  0    !   (<)R;  $   !*   0Z.H<  <   @,    /@
M   <Z@    @
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M                                                 %=E8B M($QO
M9V\@)B!486=L:6YE("A$:6=I=&%L("T@4D="*0    60 P "    %   $+Z0
M!  "    %   $-*2D0 "     S P  "2D@ "     S P  #J'  '   (#
M"+(     '.H    (
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M                                                       R,#(S
M.C V.C(V(#$V.C0Y.C0X #(P,C,Z,#8Z,C8@,38Z-#DZ-#@   !7 &4 8@ @
M "T ( !, &\ 9P!O "  )@ @ %0 80!G &P :0!N &4 (  H $0 :0!G &D
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MV9$)PJ7Y7>P^BBBLBPHHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M*%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MR'9W-W-)=7,FN7[/-,Q=V.Y>23R37X4Y-?NA_P $A_\ DSG3O^PW?_\ H2T
M?:U%%% !1110 4444 %%%% !7RS^VO\ MT^'/V2_#*VEND>O?$'48]VGZ&9/
MEA0C_CXN"OW(P>@'S.>!@99?=/BW\3-+^#OPS\3>-=98G3M#L)+R2-6PTA4?
M+&"?XF;:H]S7Y*?L0_!+4OV\OVC?$_Q=^*1.I>'=-O%NI[63/E7ET<M#:JI_
MY8Q( 67TV+T<T 1> OV7_P!H;_@HQJD'CGXA^);C0/!T["2TNM2C81M&2?\
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ K\%O^"KK'_AM
M?Q>,\"ST[ _[=(S_ #)_.OWIK\%O^"KG_)['B_\ Z\]-_P#2.*@#Y!_"EY]*
M.?2CGTH .?2CGTHY]*.?2@ Y]*_=#_@D/_R9SIW_ &&[_P#]"6OPOY]*_=#_
M ()#_P#)G.G?]AN__P#0EH ^UJ*** "BBB@ HHHH **** /@O_@L?XRG\/\
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M?'__  ]>_9N_Z'#4/_!)=_\ QNC_ (>O?LW?]#AJ'_@DN_\ XW0!]@45\?\
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M3^.'[7?Q8_:$NI6\8>,;ZYTU]P71[1OL]BB]AY*8#?[S@GWKQG<>3W^M&30
M9/\ 6CGTHY]*.?2@ _"C)HY]*.?2@ Y]*,FCGTHY]* #GTH_"CGTHY]* $_"
MNB\#^/O$?PUUZ+6_"NN:CX?U>' 2\TRX>"3'=25(RI[CH:Y[GTHY]* /T_\
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M Z9^S7\$?#_@>P6-[RW3[1J5Y$N/M=ZX!FE]QG"C/144=!7Y[?\ !'S]EO\
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M)K"^A6:)AZ$<@^A!X-;@Z^U?R1*$X3<)JS6_R/U6,HR2E'5,?1112*"BBB@
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MYS':*3Y<!QT,CJ6(_NQ>CU^0^X]/ZT '/I1SZ4<^E'/I0 <^E'/I1SZ4<^E
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MY Z"907SW=)<]17Y[<^E !SZ4<^E'/I1SZ4 '/I1SZ4<^E'/I0!^A7_!(O\
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MH])@#H* /QL_:X_X)+^(/AO;7GB?X2RWGB[P_%NDGT*==^IVRY/,04?Z0OL
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M;K6EW,EI=VLH^>.13@@^W<$=1[4 8G/I1SZ4<^E'/I0 <^E&X_Y-'/I1SZ4
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M?@O_ ,%7"1^VQXPQQFSTW/\ X!Q4 ?(7/I1SZ4<^E'/I0 <^E'/I1SZ4<^E
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MWW>*_C?%8>6%KU*$M7%M:;:'Z[2JJM351*UQ]%)2USFP4444 %%%% !1110
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M&6DD=@J*/<D@5_2S\"/A/8? WX/^%/ VFE7M]&L4MGF1<":;EI9L?[<C,_\
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M889;*!FBA3_@3B9_<.E?>5 "T444 %%%% !1110 4444 )M'I7Y6_P#!9/\
M9NMX[?0OC-HMJJ2O(FDZ\(EQYF03;SMCN,/&6/K&.U?JG7F?[2'PQC^,_P "
M_'7@LPB6;5])G@MMW07(4O WX2I&?P% '\TO/I1SZ4]E9'VLA#*<%2,8(Z@T
MSGTH .?2CGTHY]*.?2@ R>G:OW&_X)'_ !=;XB?LNIX?NY_-U/PA?R:9\S%G
M%LX\V!CD]!NDC'H(@.@K\.>?2OT$_P"",OQ*/AO]H3Q#X1FG$=KXFT=GC1F^
M_<VS>8@ _P"N;W!_ T ?M%1110!\_?M[2-%^QU\5V1BC?V-(N5.#@LH(^A!(
M_$U_.USZ5_1C^W+IKZM^R'\6X(SM9/#]S<=,\1*)#^B&OYSN?2@ Y]*.?2CG
MTHY]* #GTHY]*.?2CGTH ]S_ &';JUL_VNOA+)?;!;MX@MD&_ 'F%L1GV^<K
M^(%?T9;1SP/RK^6G1=6N_#^KV6J:=,]MJ%C/'<6\\8^:*5&#*P]P0#GU%?T%
M?L<_MB>&/VK/ -I=P7D-AXSLXE76-",@62.4 !I(D))>%CG#=NAP: /HVBBB
M@ HHHH *3 ]*6B@#DOBE\,M ^,7@#6O!WBBQ6^T358#!/&V-P[JZ'^%U."".
M00"*J_"'X0^%?@7X%T_PAX/TN+3-'LQPJ &29S]Z61L9=SW8\G%=MM'/%% !
MM'I2T44 %%%% !1110 4444 %?@M_P %7/\ D]CQ?_UYZ;_Z1Q5^]-?@M_P5
M<_Y/8\7_ /7GIO\ Z1Q4 ?(7/I1SZ4<^E'/I0 <^E'/I1SZ4<^E !SZ5^Z'_
M  2'_P"3.=._[#=__P"A+7X7\^E?NA_P2'_Y,YT[_L-W_P#Z$M 'VM1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% #!UK$\9>+M.\#>%]3UW59O(L+"%IY6)
MYX&0!ZD]![UN5\(_MZ?&PZAJ]O\ #[2[C-M9LESJC1MP\O!CB..H4$.1ZL.Z
MU[^1934SG'4\)#;>3[);GGX_%K!T957OT]3YE^)GCS4?B;XVU?Q+J;?O[Z0E
M8\DB&(#Y(Q_N#\S7+4>GTQ^&<T5_7M"C3P]*-&DK1BK)>1^3U*CJS<Y=0HHH
MK<R"BBB@ HHHH =7Z,_L2_!;_A7_ (!_X2/5+?;K^OHLH#IA[>U!S$GL2"';
MUW ?PU\E_LJ?!=OC!\3($O(6D\/Z41=7[,ORR8.$B]]Y!X] WH*_4=8UC4*B
MJH7@ "OP[Q"SSEY<JH2[.7Z+]?N/MLAP5W]9GTV_5DFT8QBC HI:_#3[<***
M* "BBB@!@[G-+S2#!Z5RGQ.^(5A\+_!.K>)-2;,%E"76,-@RN>$0>[-@>W6M
M*5.=:I&G35Y2:27FR)RC3BY2T2/E_P#;V^-AT[3;?X>Z5<8GNU%QJKHQ^2'/
MR1<?WR#D>B^]?#6>M;'B[Q9J'CCQ+J>NZK/Y^H:A.T\LG92Q&% _N@  #L!6
M/7]><.91#)<!##1^)ZR?]YGY/C\7+&5W-[=/0****^C/-"BBB@ HHHH *]+_
M &?_ (17'QD^).G:'LD738R+G49EZ1P(WS+GU8D*/][/\->:<@G.3SQ\O//0
M #J:_3C]D;X*_P#"I?AM#<7\&SQ#K*K<W>?O1KC]W#G_ &5//N37Q'%V>?V-
ME\E"7[R>D?U?R/:RK!O&8BS^%:O_ "/<-/T^WTRQ@M+6%(+:!%CCC10%50,!
M0!T '&*M44M?RHVV[L_4DK*R"BBBD,**** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH _!O_@JU\1G\=?MA^(M/242V7AJRM='@VGY01&)I1CU
M$LSJ?]VOCWGTKN/CIXQ;X@_&GQ[XGW[UUC7;V^0YR-DD[NH^@! 'TKA^?2@
MY]*.?2CGTHY]* #GTJ6W@DN)XX8D,LDC!411\S$G  ]S47/I5W1]5GT'5K/4
M;1E%U9S)/"Q7<H=6R,@]10!_39\+/ EK\,?AKX3\)687[/H6EVNFJP4#=Y4:
MH6^K%<D]S76U^"G_  ]<_:0_Z&_3_P#P26?_ ,;I?^'KW[27_0X6'_@DM/\
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MF^OKB6ZO;J5IYIYG+O)(QRSL3R6)R23R2:K<^E'X4<^E !SZ4<^E'/I1SZ4
M'/I1SZ4<^E>F_LY_ _5?VB/C)X<\":2KQMJ,X^UW2C(M;5<&:9NWRH&(]6*C
MO0!^@7_!'O\ 9>)EU#XV^(;3*KYFG^'5D7_@-S=+[?\ +)3_ -=?:OU6VCT%
M<_X'\&:/\.?!^C^%M MDL=%TBUCLK2WC_AC1=HR>['!)/4DDFNAH **** ,;
MQ9XDMO!_A76->OVV66EV<U]<-G[L<49=C^2FOYB/%/B6]\8>)]8U_4I?.U#5
M+N:^N9 .LLKEW/XDG\Z_H#_X*%>,'\$_L9_%*^C?9+<:8-,ZX)^U2QV[ ?\
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MQ/5CJ***^4/6"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M &.=K_Z0WU?BSSZ4 '/I1SZ4<^E'/I0 <^E'/I1SZ4<^E !DT<^E'/I1SZ4
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M #GTHY]*.?2CGTH .?2CGTHY]*.?2@ Y]*.?2CGTHY]* #GTHY]*.?2CGTH
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M?VDO^B6W_P#X&V?_ ,>H ^:N?2CGTKZ5_P"';O[27_1+;_\ \#;/_P"/4?\
M#MW]I+_HEM__ .!MG_\ 'J /FKGTHY]*^E?^';O[27_1+;__ ,#;/_X]1_P[
M=_:2_P"B6W__ (&V?_QZ@#YJY]*.?2OI7_AV[^TE_P!$MO\ _P #;/\ ^/4?
M\.W?VDO^B6W_ /X&V?\ \>H ^:N?2CGTKZ5_X=N_M)?]$MO_ /P-L_\ X]1_
MP[=_:2_Z);?_ /@;9_\ QZ@#YJY]*.?2OI7_ (=N_M)?]$MO_P#P-L__ (]1
M_P .W?VDO^B6W_\ X&V?_P >H _:;]BO_DT;X1?]BQ8_^B5KVNO*OV6O">K^
M _V<_AOX<UZS;3M9TO0K2TN[1F5C#(D2AD)4D&O5: "BBB@ I-H]!2T4 ?CK
M_P %>/V6U\%^.+;XOZ!9!-'\12+;:TD*\07^TE92!P%E53D_WXR3R]?G'SZ5
M_3?\9/A;HWQM^&GB'P1K\9DTC6+5K:0J 6C;JDJ_[:.%8>Z@]J_G$^+7PKUS
MX,_$;Q%X+\16YM]5T6Z:VE^4[95'*2H?[KIAU]01WH XOGTHY]*.?2CGTH .
M?2CGTHY]*.?2@#T3X!_&35_@'\7/#?CG126N](N=[VY/$\# K+"?9T++[$YK
M]7_^"BW[9^E:'^R[H</@C5#+?_$RQ\RTN8\!X--*J9G89)5F#K#@]#O[K7XN
M;C_DU8N]2O+^&TAN;F:YBLXC!;1S2%E@C+LY1 3\J[W=L#C+L>I- %?)HY]*
M.?2CGTH .?2CGTHY]*.?2@ Y]*GM;::]N(K>&%YKB5U2..-<N[$X"A1U)) J
M#GTK[\_X),_LLK\4OBI+\3->M2WAKPA*ALDD&%NM3(W1X]5B7$A_VC'VR* /
MT9_8-_9BA_9A^ NF:1=P*OBO5MNI:Y*.OVAE^6'/]V)2$]-VXCK7TC2;1G.!
MFEH **** "BBB@#X,_X+,:?]N_9/TB8%L6?BFTN#@=0;:ZCY_&05^)G/I7[Z
M_P#!43PR_B7]BGQTT<9DGTU[/445?1+J(.3](V<_A7X%<^E !SZ4<^E'/I1S
MZ4 '/I1SZ4<^E'/I0 <^E'/I7;_"7X+^,_CEXEF\/^!M#DU_6H;5[Q[*.6.-
MO)4JK.#(R@X+KQ[UZ]_P[=_:2_Z);?\ _@;9_P#QZ@#YJY]*.?2OI7_AV[^T
ME_T2V_\ _ VS_P#CU'_#MW]I+_HEM_\ ^!MG_P#'J /FKGTHY]*^E?\ AV[^
MTE_T2V__ / VS_\ CU'_  [=_:2_Z);?_P#@;9__ !Z@#YJY]*.?2OI7_AV[
M^TE_T2V__P# VS_^/4?\.W?VDO\ HEM__P"!MG_\>H ^:N?2CGTKZ5_X=N_M
M)?\ 1+;_ /\  VS_ /CU'_#MW]I+_HEM_P#^!MG_ /'J /FKGTHY]*^E?^';
MO[27_1+;_P#\#;/_ ./4?\.W?VDO^B6W_P#X&V?_ ,>H ^:N?2CGTKZ5_P"'
M;O[27_1+;_\ \#;/_P"/4?\ #MW]I+_HEM__ .!MG_\ 'J /FKGTHY]*^E?^
M';O[27_1+;__ ,#;/_X]1_P[=_:2_P"B6W__ (&V?_QZ@#YJY]*.?2OI7_AV
M[^TE_P!$MO\ _P #;/\ ^/4?\.W?VDO^B6W_ /X&V?\ \>H \^_9-_Y.F^#G
M_8YZ-_Z70U_2E7X7?L]?L#_'WP7\?_AEK^L_#>^L-'TGQ-IE_>7375L1##'=
MQN[D"4DX52:_=&@ HHHH _F8_:$_Y+[\2O\ L9]2_P#2J6N Y]*[_P#:$_Y+
M[\2O^QGU+_TJEK@.?2@ Y]*.?2CGTHY]* #GTHY]*.?2CGTH _IC_9[_ .2!
M_#/_ +%C3?\ TEBKT.O//V>_^2!_#/\ [%C3?_26*O0Z "BBB@ HHHH ****
M "N+^,6F_P!N_"'QSIR[F-YH5];X3DG? Z\?G7:5#-"EQ&\<J+)&ZE61QD,#
MU!'<4 ?RO\^E'/I6MXM\.S^$_%FM:'<9^TZ7>S6<JL,'='(4(_-:R>?2@ Y]
M*.?2CGTHY]* #GTHY]*.?2KFDZ;/K6J6FGV<7G7=U*L$,?\ ?=SM4?F10!3Y
M]*.?2OI7_AV[^TE_T2V__P# VS_^/4?\.W?VDO\ HEM__P"!MG_\>H ^:N?2
MCGTKZ5_X=N_M)?\ 1+;_ /\  VS_ /CU'_#MW]I+_HEM_P#^!MG_ /'J /FK
MGTHY]*^E?^';O[27_1+;_P#\#;/_ ./4?\.W?VDO^B6W_P#X&V?_ ,>H ^:N
M?2CGTKZ5_P"';O[27_1+;_\ \#;/_P"/4?\ #MW]I+_HEM__ .!MG_\ 'J /
MFKGTHY]*^E?^';O[27_1+;__ ,#;/_X]1_P[=_:2_P"B6W__ (&V?_QZ@#YJ
MY]*.?2OI7_AV[^TE_P!$MO\ _P #;/\ ^/4?\.W?VDO^B6W_ /X&V?\ \>H
M^:N?2CGTKZ5_X=N_M)?]$MO_ /P-L_\ X]1_P[=_:2_Z);?_ /@;9_\ QZ@#
MYJY]*.?2OI7_ (=N_M)?]$MO_P#P-L__ (]1_P .W?VDO^B6W_\ X&V?_P >
MH ^:N?2CGTKZ5_X=N_M)?]$MO_\ P-L__CU'_#MW]I+_ *);?_\ @;9__'J
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M8/A;\1-,^+'P[\.^,=&D633-:L8KV'#;BFY060_[2MN4^XH ZNBBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH 3:.N!FEHHH **** /YF/VA/^2^_$
MK_L9]2_]*I:X#GTKO_VA/^2^_$K_ +&?4O\ TJEK@.?2@ Y]*.?2CGTHY]*
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M1A6Y7Q5_P2C^-R?%']F"P\/74XEUKP;*=)F5G)=K4_/;/C^Z$+1C_KC7VK0
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M;!M[)7(76-#OK(@<;MOES_\ M'/X4 ?N91110 4444 %?@M_P5<_Y/8\7_\
M7GIO_I'%7[TU^"W_  5<_P"3V/%__7GIO_I'%0!\A<^E'/I1SZ4<^E !SZ4<
M^E'/I1SZ4 '/I7[H?\$A_P#DSG3O^PW?_P#H2U^%_/I7[M?\$DUMQ^QEH1@+
M>8=4O_/'H_G'_P!E"_G0!]F4444 %%%% !1110 4444 %%%% !1110 4444
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M?:BKZDDX%?E/^WQ_P4^77+74OAS\&;]OL;[[?5/%UN<>:.=T5FP/"GG,W?\
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M6K6>LZ/=R65W!C.V1&*G![C(&#W!S6!SZ4 '/I1SZ4<^E'/I0 ;C_DU^I/\
MP2$_:PM=.:?X)>(KP1I-))>^')YV 57(+3V@)Z;B#,H[DR#TK\MN?2KFCZM>
M^']5LM2TVZEL-0LY5N+>ZMY"DD4BD%75AR&! ((Y!% ']35%?&7[ O[?FE?M
M/>&X?#/B>X@TKXF:= /M$1(2/58U'S7$(Z!N[QCIU7Y<A?LV@ HHHH ****
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M#_[2D.AZI<"VT+QG"-)D9VVQI=!MULY]R^8QZ><: /W6HHHH **** "BBB@
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MD,C Y!!['D\^]?JA^S+\:(_C-\-;2_FD7^VK'%IJ,8X_>@<28_NN!N'U(K\
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M+#OLK_Q#K[#_ )9Z=I+(Q_[_ +15\X?%[_@M7J]]:S6GPV\!QZ2[+A-5\07
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MZ4<^E !SZ5);74]G/%/;RR031.)(Y(V*LC Y# CH0>]1\^E'/I0!^R?[%_\
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M GO7T_7\=YGE]7*\74PE9:Q=O5=&?K6%Q$,52C5AU'4445YIU!1110 4444
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MU^C-K9P6-M%;VT,=O;PHL<<,2!410,!0!P !T J7 ]*6@!,#TI:** "BBB@
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MGO\ %C]G*2YOKK1W\5>$HPTB^(M"A>6**,9YGC^]![LP*#L[5\R?Q<] >?\
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MTJWJ&EW>DWSVE[:SV=U&<207,31NOU4\BJA!4X(P1U!H .?2CGTHY]*.?2@
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MZ5)-;2VDQBN(I(9%ZI(I4C\#BH^?2@ Y]*.?2CGTHY]* #GTHY]*.?2E52W
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MFVT'0]-T2W_YXZ;:1VZ?D@ K7P/2EH 3 ]/:C '04M% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% "8'''3I7D?P=_9H\%?!'QIX_\3>&
M;$V^I>,-06]N\@!8%"@F*+ ^5#(TLF!QE\=$7'KM-VKQ\HXZ<4 +CVI:** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** $HP/3WI:* &/&
MDB%'160C!5AD$>E><^*?V<?A1XX9Y-=^&WA+6)F_Y;76C6SR#Z/LW#\Z])I*
M /FS5O\ @G-^SCK6_P _X6Z;'N7:?L=U=6^/<>7*N#61_P .N?V8_P#HF?\
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MM>L8'I1@>E %>PTRSTNUCM;*T@L[:/[D-O&J(OT4# JQ@'J*6B@!,#THI:*
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M,6BBBJ **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M#5_PH_X81^*G_/KIO_@:O^%'^LV3?]!4/O#^S\5_S[?W'SS17T-_PPC\5/\
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M_P ^NF_^!J_X4?ZS9-_T%0^\/[/Q7_/M_<?/-%?0W_#"/Q4_Y]=-_P# U?\
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
6%%% !1110 4444 %%%% !1110!__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>8
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.24.1.u1</span><table class="report" border="0" cellspacing="2" id="idm139907939868704">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover<br></strong></div></th>
<th class="th"><div>Apr. 29, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Apr. 29,  2024<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">Everest Group, Ltd.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">D0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">1-15731<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">98-0365432<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">Seon Place &#8211; 4th Floor<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine2', window );">Entity Address, Address Line Two</a></td>
<td class="text">141 Front Street<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine3', window );">Entity Address, Address Line Three</a></td>
<td class="text">PO Box HM 845<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Hamilton<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCountry', window );">Entity Address, Country</a></td>
<td class="text">BM<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">HM 19<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">441<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">295-0006<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Shares, $0.01 par value<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">EG<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001095073<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 2 such as Street or Suite number</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine3">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 3 such as an Office Park</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine3</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCountry">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>ISO 3166-1 alpha-2 country code.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCountry</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:countryCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>9
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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M=]W3CHG&K=!X#;[Q3X?#KHG&J]!TZVDF)_VN:Z3I%FA"1N/K>A(5M>5 TR
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M!Z.:60F]A%9JGZJ'-#ZH'C(*!?&Y'C[E>G@*-Y;&O%"N@GL!_]':-\*K^(+
M.7\N?<^E[[GT/:'2MS<C?6?!TXM;WD9N6\3[KC':US0N*&-7<LW(QU2ODRG8
M.9_ [/UH/I[Q[?K9)(2OFEDM(Q:02X&S022X_(O*\"K$">AD6R4)RU3393>*
M$IY"&V[I4_5*E=?EK[DHN#Q;Y.FOH70^+,_Y/%_GM,T+,T.W<DOJMI2^M28X
M2O2QS'!.'LL,.V<\DAVV=Z =-?OV77;D(Z4P4Y=#N!I"O@-MNIW<.CB>F)&Y
M"M-2D&_#^>G%>!KB.=D$N7V85VWGV-'1^^?!4;"C[SR6'<>(\J(A[J&&F,_#
M0X=Y>U^89Y7&4#04;6RL)"Q&MV"XU_$L%.!D8"V@!X.O40+R4E5@,5O& RN0
MHGQ,C$7H<.>77%_CT9+CVZ9EM6ZO*7<9;2)2.<)IF!-GJ\K>9;'!51W/55OR
ML+YJ/;053L_^6:W(GPP13A8+$DACE!>F2J+S&5.^YRM)Q%4XOT4SMA*7&+SC
MYL=Q3E.X$G:V#P(RN;LYJ7IE,6>F\M\M# DL6XA9$N)-7>W5YYN<KGHB=OJ7
M=\%@\OUPR4</Y3OG7_1=0ZY^]MWC^FZ3.TA,G'G%$0%T10(CE1P&%A<RY%#N
MDI &$P'-E,E$\ *"9*8<@)CZ"[WR#+DI%<ZM/CE_12R#ADY>TB42%(JP# 4A
M%W+C[^^3:G>,U_HL@6V$5#)DU1?*0XG!/3-R0]A4)?.NVB8+A=OB5,V[&KXF
M8$O#>FZ=+2?_VU[4/;07/4;SHYG@'K.'<YMZN,)%K/]8UA[Y,M\Y<-LZW@->
MYA,L0Z1^P7V*BH 1JV*^NJ]/^26<.[1[\8$@F_S6VZ3VW> ,?-2K6J5D*Q$_
M2P=\'Y(&8XQ;]#1?CQ1BK::QK<;:,0QY@%CS#*%F.-^'19H:,]6+K#F-"F]!
MU4#E/]O4#6CV#30<D05>,9FV-J/D3@H\W/[O#;#"Q([A[8N_ 5!+ P04
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M1S &P %#TG1X#SY['R73>RHY_U=3_ 102P,$%     @ 0H*=6)>*NQS
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M7F=Z_S!YU!Y:YU;*O8=7LN48<?R>Y0]02P,$%     @ 0H*=6"0>FZ*M
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M8U!R;W!S+V%P<"YX;6Q02P$"% ,4    " !"@IU81N$MA>\    K @  $0
M            @ &O    9&]C4')O<',O8V]R92YX;6Q02P$"% ,4    " !"
M@IU8F5R<(Q &  "<)P  $P              @ '- 0  >&PO=&AE;64O=&AE
M;64Q+GAM;%!+ 0(4 Q0    ( $*"G5A2D6\G;P0  +D1   8
M  " @0X(  !X;"]W;W)K<VAE971S+W-H965T,2YX;6Q02P$"% ,4    " !"
M@IU8GZ ;\+$"  #B#   #0              @ &S#   >&PO<W1Y;&5S+GAM
M;%!+ 0(4 Q0    ( $*"G5B7BKL<P    !,"   +              "  8\/
M  !?<F5L<R\N<F5L<U!+ 0(4 Q0    ( $*"G5BJQ"(6,P$  "("   /
M          "  7@0  !X;"]W;W)K8F]O:RYX;6Q02P$"% ,4    " !"@IU8
M)!Z;HJT   #X 0  &@              @ '8$0  >&PO7W)E;',O=V]R:V)O
M;VLN>&UL+G)E;'-02P$"% ,4    " !"@IU899!YDAD!  #/ P  $P
M        @ &]$@  6T-O;G1E;G1?5'EP97-=+GAM;%!+!08     "0 ) #X"
(   '%      !

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>10
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>13
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.24.1.u1</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>24</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="everestre-20240429.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>0000001 - Document - Cover</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.everestre.com/role/Cover</Role>
      <ShortName>Cover</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" isOnlyDei="true" original="everestre-20240429.htm">everestre-20240429.htm</File>
    <File>everestre-20240429.xsd</File>
    <File>everestre-20240429_lab.xml</File>
    <File>everestre-20240429_pre.xml</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="24">http://xbrl.sec.gov/dei/2023</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>15
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "version": "2.2",
 "instance": {
  "everestre-20240429.htm": {
   "nsprefix": "everestre",
   "nsuri": "http://www.everestre.com/20240429",
   "dts": {
    "inline": {
     "local": [
      "everestre-20240429.htm"
     ]
    },
    "schema": {
     "local": [
      "everestre-20240429.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd",
      "https://xbrl.sec.gov/dei/2023/dei-2023.xsd"
     ]
    },
    "labelLink": {
     "local": [
      "everestre-20240429_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "everestre-20240429_pre.xml"
     ]
    }
   },
   "keyStandard": 24,
   "keyCustom": 0,
   "axisStandard": 0,
   "axisCustom": 0,
   "memberStandard": 0,
   "memberCustom": 0,
   "hidden": {
    "total": 2,
    "http://xbrl.sec.gov/dei/2023": 2
   },
   "contextCount": 1,
   "entityCount": 1,
   "segmentCount": 0,
   "elementCount": 25,
   "unitCount": 0,
   "baseTaxonomies": {
    "http://xbrl.sec.gov/dei/2023": 24
   },
   "report": {
    "R1": {
     "role": "http://www.everestre.com/role/Cover",
     "longName": "0000001 - Document - Cover",
     "shortName": "Cover",
     "isDefault": "true",
     "groupType": "document",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "1",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "everestre-20240429.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "everestre-20240429.htm",
      "first": true,
      "unique": true
     }
    }
   },
   "tag": {
    "dei_AmendmentFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "AmendmentFlag",
     "presentation": [
      "http://www.everestre.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Amendment Flag",
        "label": "Amendment Flag",
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission."
       }
      }
     },
     "auth_ref": []
    },
    "dei_CityAreaCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "CityAreaCode",
     "presentation": [
      "http://www.everestre.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "City Area Code",
        "label": "City Area Code",
        "documentation": "Area code of city"
       }
      }
     },
     "auth_ref": []
    },
    "dei_CoverAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "CoverAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Cover [Abstract]",
        "documentation": "Cover page."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentPeriodEndDate": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentPeriodEndDate",
     "presentation": [
      "http://www.everestre.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Document Period End Date",
        "label": "Document Period End Date",
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentType": {
     "xbrltype": "submissionTypeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "DocumentType",
     "presentation": [
      "http://www.everestre.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Document Type",
        "label": "Document Type",
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressAddressLine1": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressAddressLine1",
     "presentation": [
      "http://www.everestre.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Address, Address Line One",
        "label": "Entity Address, Address Line One",
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressAddressLine2": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressAddressLine2",
     "presentation": [
      "http://www.everestre.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Address, Address Line Two",
        "label": "Entity Address, Address Line Two",
        "documentation": "Address Line 2 such as Street or Suite number"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressAddressLine3": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressAddressLine3",
     "presentation": [
      "http://www.everestre.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Address, Address Line Three",
        "label": "Entity Address, Address Line Three",
        "documentation": "Address Line 3 such as an Office Park"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressCityOrTown": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressCityOrTown",
     "presentation": [
      "http://www.everestre.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Address, City or Town",
        "label": "Entity Address, City or Town",
        "documentation": "Name of the City or Town"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressCountry": {
     "xbrltype": "countryCodeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressCountry",
     "presentation": [
      "http://www.everestre.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Address, Country",
        "label": "Entity Address, Country",
        "documentation": "ISO 3166-1 alpha-2 country code."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressPostalZipCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityAddressPostalZipCode",
     "presentation": [
      "http://www.everestre.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Address, Postal Zip Code",
        "label": "Entity Address, Postal Zip Code",
        "documentation": "Code for the postal or zip code"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityCentralIndexKey": {
     "xbrltype": "centralIndexKeyItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityCentralIndexKey",
     "presentation": [
      "http://www.everestre.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Central Index Key",
        "label": "Entity Central Index Key",
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityEmergingGrowthCompany": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityEmergingGrowthCompany",
     "presentation": [
      "http://www.everestre.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Emerging Growth Company",
        "label": "Entity Emerging Growth Company",
        "documentation": "Indicate if registrant meets the emerging growth company criteria."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityFileNumber": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityFileNumber",
     "presentation": [
      "http://www.everestre.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity File Number",
        "label": "Entity File Number",
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityIncorporationStateCountryCode": {
     "xbrltype": "edgarStateCountryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityIncorporationStateCountryCode",
     "presentation": [
      "http://www.everestre.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Incorporation, State or Country Code",
        "label": "Entity Incorporation, State or Country Code",
        "documentation": "Two-character EDGAR code representing the state or country of incorporation."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityRegistrantName": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityRegistrantName",
     "presentation": [
      "http://www.everestre.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Registrant Name",
        "label": "Entity Registrant Name",
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityTaxIdentificationNumber": {
     "xbrltype": "employerIdItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "EntityTaxIdentificationNumber",
     "presentation": [
      "http://www.everestre.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Tax Identification Number",
        "label": "Entity Tax Identification Number",
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_LocalPhoneNumber": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "LocalPhoneNumber",
     "presentation": [
      "http://www.everestre.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Local Phone Number",
        "label": "Local Phone Number",
        "documentation": "Local phone number for entity."
       }
      }
     },
     "auth_ref": []
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "PreCommencementIssuerTenderOffer",
     "presentation": [
      "http://www.everestre.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Pre-commencement Issuer Tender Offer",
        "label": "Pre-commencement Issuer Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "dei_PreCommencementTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "PreCommencementTenderOffer",
     "presentation": [
      "http://www.everestre.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Pre-commencement Tender Offer",
        "label": "Pre-commencement Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r4"
     ]
    },
    "dei_Security12bTitle": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "Security12bTitle",
     "presentation": [
      "http://www.everestre.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Title of 12(b) Security",
        "label": "Title of 12(b) Security",
        "documentation": "Title of a 12(b) registered security."
       }
      }
     },
     "auth_ref": [
      "r0"
     ]
    },
    "dei_SecurityExchangeName": {
     "xbrltype": "edgarExchangeCodeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "SecurityExchangeName",
     "presentation": [
      "http://www.everestre.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Security Exchange Name",
        "label": "Security Exchange Name",
        "documentation": "Name of the Exchange on which a security is registered."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_SolicitingMaterial": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "SolicitingMaterial",
     "presentation": [
      "http://www.everestre.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Soliciting Material",
        "label": "Soliciting Material",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r5"
     ]
    },
    "dei_TradingSymbol": {
     "xbrltype": "tradingSymbolItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "TradingSymbol",
     "presentation": [
      "http://www.everestre.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Trading Symbol",
        "label": "Trading Symbol",
        "documentation": "Trading symbol of an instrument as listed on an exchange."
       }
      }
     },
     "auth_ref": []
    },
    "dei_WrittenCommunications": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2023",
     "localname": "WrittenCommunications",
     "presentation": [
      "http://www.everestre.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Written Communications",
        "label": "Written Communications",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act."
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    }
   }
  }
 },
 "std_ref": {
  "r0": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r2": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r3": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r4": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r5": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Section": "14a",
   "Number": "240",
   "Subsection": "12"
  },
  "r6": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "425"
  }
 }
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>16
<FILENAME>0001095073-24-000022-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001095073-24-000022-xbrl.zip
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M4=X"'N,M_(1WWL.OB-JNHO^\8S-W_9)>9.;JA[ #R,CG)!RSF2$ ]&U*F&6
MV=7"BHD-G#Z8T!)PSP/N? 8V*3#S%)ASYTT8$ '*O]BK6V'P7E<Q?EZEX)B
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M80$VG&(H?!2C'.0H1FOBH & 6Y@\&R;5Q*3B*0O%4IHITPA@RK^S4-R?^A6
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MS[\7XA0FWU9;8G\FY-3Z#F\%7-E(M;836,[4%;(WO3*<\10U9RQ(0 R!H/#
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M?T\]BP5+#S;,SKNEQQIF[UV6LT<RD+NC9*^FWB]:@$RB?V_H[S:[9M%:0%5
MD8V9:Y/0G_WX(-38LCR5JFR/JFQA02QIHQ[F<BV4$?S0-N>)X<\HLOZ*'ENC
MQDH=Z._M02[4:-^DU]Y;ZEA9_;#!WQ&(RE1)F*S&?QGI0==V7W>L1NRE]62/
M@DRE0QWOC@4AEH,, O9$N8TR$H'9!/TMN2I/@';[NP=HR?GJ>@QF?2MD?)(P
MEZAC0RK%67K3*%R4H.0 U?3= [3DG'5*@W&EV$AKMDVIH'(%J+F'YJ\O240U
M"LA/\='XM)+"YJ56-BZKPM%FH]?4S$,VHWPU:U8""UW PB'[LI9<+9Y8%H]$
M]:T9(R>E+2JE*XT]V$<UTI2&+AVY9T#TE;.)$TT"PIG%G#N1A]#(MAE@&JN[
MVEK%M@/:34W=?>)_C1C2;'8[,F;Y;*5*QPLBCAQ'IM2).TL@?_HP,V30("N'
MZMT5#M4[%>-0O7"MZDH-3JTC%>86W!EY&_BS6CS65'LR@),O0/M2"SZ78!1Y
M=A#G% T?@+L$US&[6IMW6E/;0XI$C5@+ &K(G)-GCUZ-&.>X'6[]'3GQP6"1
MGE<UYC+V<&R[5LREFT7;>"@<<WWE3!B%/.W%)4&62K%75RU:3<!R@U,K6DN]
MPK'6>5S+.J0_XD0ND;5<*9[JZ3*<D2<X9; Q6X)DG!>9-:RHJ2MAQ7[%HHI:
M4Y5QQ5P+*)E%JYQ6.$:\N;PY^4SB8]FO2A HY:G!C$LK)'&WU6;_F82L(B78
M2&(J,C&9_:;1KVZS6UGB>I?$\_G\Y./YY_.;\T'Y*WL4#KA7#)Z[BZMTX(X?
MBS-)Q>9?JI<D^S%E'ERLE$&LMYNZ)F.IN78T;W94N=G^#)2^>8QRC]FS""KA
M,1-6BKDZS9XNS\7F"M".OOO8=,E9*[6_#I\87]JP"#FC>!B]4GPF%5B^"DQR
MV#-'%B9^A.>-[(AA69Q9"@NO%E=U94V'7'57NVB5J0K'5Y]CY\O!G)6(!PQW
M+*;T ;VO2G&6MH?=JQIQEM:5>Q#/575@GN-SXOEAQ4P_O6F83P=5)3,5$* E
M9Z?/OG<;UTBI($=I4CF5#)PEYZ://N?^/<PP("/N3\BG/SY_K!1+]32IHDH&
MSI*SU**H F@I%H3$]XC-AJ'8V!K.^:U27&;*Q*X\]9:,LS^[A16P,'2!RQ8U
M7C%<@0=%J\58JN2L/,,5AZ_Q5;S.K"67!7&RM>O0H>,ZE=M?:TO5FBLX>T73
MK>(5W0+R55SC;SN^JDA1.4.5I?T.C85.4WNF4+!,V2U(RF[9VNQ<_W%R-?CC
M\O/9X.KZ'V3PSV_G-_\J?6IOS,WF\TC0C$(@X2N?%4P0;5J#YJ)Y:WPP[JVJ
MJ$ECN#9\3&XC- K'/L?F1_$USY]=<8( XRX89O&C, CA \"G4M;@+S_U=$T_
MEA9A^4!:;6X^]2<3W\O RKKZ!"\W\##L.](U%4.P,7XWQ'>]]**YB"9^2DR2
M(1OY/$Y2#2+^D*"H4M)3IJJ6"I@ECTN=P/2P"!0XT5B[IH6I=73J@%-=*:8R
M]E)]MD:,!0#MRJHUSV^R1I/(I=A_S!<!8,N?3#D;,R]P[EA2QIXT\"#ANWDC
M3GOF<CB+HC?)T4+2&#*/C9SPW>8ZH]+4>(6I,<(:)T;W'79B1#-/&'AO&_W^
M[!>C4F*QH34UO9VE'[D4B<\#LV^8NP1EOL+P$!"Z63;;1;]3+#X9^U6&JO1G
M/E?B8R'WP<^]],]&M0H.-8QFWWR\)LF"+P6FVI-,^'0Q@Y Z>+ :SU=7+L=+
M,YM]V4DG9XCJW:*=3,O<=.X@:D[L20N5-?9=F_'@'X3%S;YKLCNM&<V.+G>G
M#X\%_9E*O65J/'<05A:E^5+%E<C)Q1E9MS4K"_>5J=::+-PGB:GRA?O:]<D"
M^C7$I'KX:SMW'][#/RNP,''[>>K'#2^..'-IZ-RQXWO'#L='FHI83#\5@_=(
M73Q"AS"/*-S\2 IC%L-#-7G1H*9E4_;JG/0$#-+_XC0=^[<W3D_OMX=:U]+M
MWM <MAFUNOK0H"-F,-7J:>J_S?Z;V4-COL#=+6L-.:/?6W0$*SNB[CU]");7
M/W&\5AK8JW"*H?'A_1"Q]7BB\SM>#R\U$[P&?PZN!M<WY/>KRV]?F^3SS9E"
MEB>V]RF=7EY<7WX^/SNY&8"-<0-_O@PN;J[)Y2=R>G+]!_GT^?*OZT=SG".
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MQ!'+TNN2I\XM'!I99\S"+!E0*H 9\>D=UKN<]9%$[#'GKG(E)!I&5Y5),/F
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MHR^K#63B+>;9F[GJ]:[CNI4>@B+>OFYI!:7RMGG(BH/;"11)2\6FI8[V=(4
M&5^1'M!:TKG^]O7KY\&7P<7-R6<RSV<CYQ>?+J^^G-R<7UZ4/H&MR.7&ST47
M*!+2'RS9,6]P9ODP+69GV>,HI:@M@4 M6OE,B?J]^?4%\SR*+;U"$%1!&$NN
M:GGU19, Y8;F[NM752W)1TZXIA/^-<2:6O#7=NX^O(=_5MPJ0Q.Z8.H'#J9*
M'7'FTM"Y8\?WCAV.CS05&2[]7,PG1^KB$3H$KR8*-S^28CV+H9#/2UQH6C9Y
MH<TEA8#"TK]#WWZ /^-PXG[X/U!+ P04    " !"@IU8&1?-ZFD1  #L=P
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MW+_3> 3!CPR#0W)F-DT(6TI.;6/<ERG\3L1578O+\ZON)5G?-61AG_:<VB.
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M[";M;F_SA_];I9M>3]OLFSO3GV>S6UU=-IOZU5=C;)\B4H40RC!(8:P 8;$
M@F$-1*PIPT)A&5-7\O>)'1E[*P_DBGXT3R":9Q"U*;CSOG?F]L-^R/GP([W7
M5'@A[NHQB.^]P0>#V]7F*MG.[_''>GG2Y/'FZJ_V$V,L<))!06P!)RP!!-$,
M,*HE$%01R3 UFDI7ECL5C@SPX_F9N6AD5:-&UAW:[GG93VIOMWYX>AOU0G*G
MF2 .NR,.!M].0ZO$[1[HC]E9^5-7'\2LKKBL'9;1VOCC+9]6)OK/4NB_AUDV
MG<D'+9?U2(,MDTX#J\NC>T!H1_5QJJNKO+CZ9U7>U=?VD_Z&%P]C"M/$<&Q
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MPS6.9B0(KI-Q)CHS;H'8<C>,@0FW'%\NWB1FA1.,O''E*6YL;W^$NYQSR@*
M(+SODQ@N<(7KL'5"Z."R0(/8P7SPA=MA%$RX^SA>S)W1\&;Q1,0S/'"T]_!%
M]Z?[CYFCO?\!4$L! A0#%     @ 0H*=6+83#^FI/   ()$$ !X
M     ( !     &5A<FYI;F=S<F5L96%S92UE>'@Y.3%Q,3(P+FAT;5!+ 0(4
M Q0    ( $*"G5@9%\WJ:1$  .QW   6              "  >4\  !E=F5R
M97-T<F4M,C R-# T,CDN:'1M4$L! A0#%     @ 0H*=6!1*/ 1M @  @@<
M !8              ( !@DX  &5V97)E<W1R92TR,#(T,#0R.2YX<V102P$"
M% ,4    " !"@IU8EISIPWD*  !;6P  &@              @ $C40  979E
M<F5S=')E+3(P,C0P-#(Y7VQA8BYX;6Q02P$"% ,4    " !"@IU8@Q]'\/0&
M   !-0  &@              @ '46P  979E<F5S=')E+3(P,C0P-#(Y7W!R
;92YX;6Q02P4&      4 !0!D 0   &,

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>18
<FILENAME>everestre-20240429_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xml:lang="en-US"
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2023"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="everestre-20240429.xsd" xlink:type="simple"/>
    <context id="c-1">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001095073</identifier>
        </entity>
        <period>
            <startDate>2024-04-29</startDate>
            <endDate>2024-04-29</endDate>
        </period>
    </context>
    <dei:AmendmentFlag contextRef="c-1" id="f-23">false</dei:AmendmentFlag>
    <dei:EntityCentralIndexKey contextRef="c-1" id="f-24">0001095073</dei:EntityCentralIndexKey>
    <dei:DocumentType contextRef="c-1" id="f-1">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="c-1" id="f-2">2024-04-29</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName contextRef="c-1" id="f-3">Everest Group, Ltd.</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode contextRef="c-1" id="f-4">D0</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="c-1" id="f-5">1-15731</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="c-1" id="f-6">98-0365432</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="c-1" id="f-7">Seon Place &#x2013; 4th Floor</dei:EntityAddressAddressLine1>
    <dei:EntityAddressAddressLine2 contextRef="c-1" id="f-8">141 Front Street</dei:EntityAddressAddressLine2>
    <dei:EntityAddressAddressLine3 contextRef="c-1" id="f-9">PO Box HM 845</dei:EntityAddressAddressLine3>
    <dei:EntityAddressCityOrTown contextRef="c-1" id="f-10">Hamilton</dei:EntityAddressCityOrTown>
    <dei:EntityAddressCountry contextRef="c-1" id="f-11">BM</dei:EntityAddressCountry>
    <dei:EntityAddressPostalZipCode contextRef="c-1" id="f-12">HM 19</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="c-1" id="f-13">441</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="c-1" id="f-14">295-0006</dei:LocalPhoneNumber>
    <dei:WrittenCommunications contextRef="c-1" id="f-15">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="c-1" id="f-16">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="c-1" id="f-17">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="c-1" id="f-18">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle contextRef="c-1" id="f-19">Common Shares, $0.01 par value</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="c-1" id="f-20">EG</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="c-1" id="f-21">NYSE</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany contextRef="c-1" id="f-22">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
