<SEC-DOCUMENT>0001157523-19-000991.txt : 20190501
<SEC-HEADER>0001157523-19-000991.hdr.sgml : 20190501
<ACCEPTANCE-DATETIME>20190501060225
ACCESSION NUMBER:		0001157523-19-000991
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20190501
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20190501
DATE AS OF CHANGE:		20190501

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Mr. Cooper Group Inc.
		CENTRAL INDEX KEY:			0000933136
		STANDARD INDUSTRIAL CLASSIFICATION:	FINANCE SERVICES [6199]
		IRS NUMBER:				911653725
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14667
		FILM NUMBER:		19784610

	BUSINESS ADDRESS:	
		STREET 1:		8950 CYPRESS WATERS BLVD.
		CITY:			COPPELL
		STATE:			TX
		ZIP:			75019
		BUSINESS PHONE:		469-240-4688

	MAIL ADDRESS:	
		STREET 1:		8950 CYPRESS WATERS BLVD.
		CITY:			COPPELL
		STATE:			TX
		ZIP:			75019

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	WMIH CORP.
		DATE OF NAME CHANGE:	20150512

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	WMI HOLDINGS CORP.
		DATE OF NAME CHANGE:	20120320

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	WASHINGTON MUTUAL, INC
		DATE OF NAME CHANGE:	20061017
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>a51977688.htm
<DESCRIPTION>MR. COOPER GROUP INC. 8-K
<TEXT>
<html>
  <head>
    <title></title>
<!--Copyright 2019 Business Wire, a Berkshire Hathaway company.-->
<!--All rights reserved www.businesswire.com-->
  </head>
  <body style="font-family: Times New Roman; font-size: 10pt">
    <hr style="color: #000000; height: 1.5 pt; text-align: center; width: 100%">


    <p style="text-align: center">
      <font style="font-size: 16pt"><b>UNITED STATES</b></font><br><font style="font-size: 16pt"><b>SECURITIES
      AND EXCHANGE COMMISSION</b></font><br><b>WASHINGTON, DC 20549</b>
    </p>
    <hr style="color: #000000; height: 1.5 pt; text-align: center; width: 100%">


    <p style="text-align: center">
      <font style="font-size: 18pt"><b>FORM 8-K</b></font>
    </p>
    <hr style="color: #000000; height: 2.0 pt; text-align: center; width: 100%">


    <p style="text-align: center">
      <font style="font-size: 12pt"><b>CURRENT REPORT</b></font><font style="font-size: 12pt"><br style="font-size: 12pt"></font><font style="font-size: 12pt"><b>Pursuant
      to Section 13 or 15(d) of the</b></font><font style="font-size: 12pt"><br style="font-size: 12pt"></font><font style="font-size: 12pt"><b>Securities
      Exchange Act of 1934</b></font><font style="font-size: 12pt"><br style="font-size: 12pt"></font><font style="font-size: 12pt"><br style="font-size: 12pt"></font><font style="font-size: 12pt"><b>Date
      of report (Date of earliest event reported): </b></font><b><font style="font-size: 12pt; font-family: Times New Roman">May
      1, 2019</font></b><font style="font-size: 10pt; font-family: Times New Roman"><br style="font-family: Times New Roman; font-size: 10pt"></font>
    </p>
    <hr style="color: #000000; height: 2.0 pt; text-align: center; width: 100%">


    <p style="text-align: center">
      <font style="font-size: 22pt"><b>Mr. Cooper Group Inc.</b></font><br><b>(Exact
      Name of Registrant as Specified in Charter)</b><br><br>
    </p>
    <hr style="color: #000000; height: 1.5 pt; text-align: center; width: 100%">

<div style="text-align:left">

    <table style="width: 100%; margin-bottom: 10.0px; font-family: Times New Roman; font-size: 10pt" cellspacing="0">
      <tr>
        <td style="width: 33%; padding-left: 0.0px; text-align: center" valign="bottom">
          <p style="margin-bottom: 0px; margin-top: 0px">
            <b>Delaware</b>
          </p>
        </td>
        <td style="width: 34%; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: center" valign="bottom">
          <p style="margin-bottom: 0px; margin-top: 0px">
            <b>001-14667</b>
          </p>
        </td>
        <td style="width: 33%; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: center" valign="bottom">
          <p style="margin-bottom: 0px; margin-top: 0px">
            <b>91-1653725</b>
          </p>
        </td>
      </tr>
      <tr>
        <td style="width: 33%; padding-left: 0.0px; text-align: center" valign="top">
          <p style="margin-bottom: 0px; margin-top: 0px">
            (State or Other Jurisdiction
          </p>
          <p style="margin-bottom: 0px; margin-top: 0px">
            of Incorporation)
          </p>
        </td>
        <td style="width: 34%; padding-left: 0.0px; text-align: center" valign="top">
          <p style="margin-bottom: 0px; margin-top: 0px">
            (Commission
          </p>
          <p style="margin-bottom: 0px; margin-top: 0px">
            File Number)
          </p>
        </td>
        <td style="width: 33%; padding-left: 0.0px; text-align: center" valign="top">
          <p style="margin-bottom: 0px; margin-top: 0px">
            (I.R.S. Employer
          </p>
          <p style="margin-bottom: 0px; margin-top: 0px">
            Identification No.)
          </p>
        </td>
      </tr>
    </table>
    </div>
    <p style="text-align: center">
      <b>8950 Cypress Waters Blvd.</b><br><b>Coppell, TX 75019</b><br>(Address
      of Principal Executive Offices, and Zip Code)<br><br><b>(469) 549-2000</b><br>(Registrant&#8217;s
      Telephone Number, Including Area Code)
    </p>
    <p style="text-align: center">
      Securities registered pursuant to Section 12(b) of the Act:
    </p>
<div style="text-align:left">
    <table style="width: 100%; font-family: Times New Roman; margin-bottom: 10.0px; font-size: 10pt" cellspacing="0">
      <tr>
        <td style="width: 33%; border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" valign="top">
          <p style="margin-bottom: 0px; margin-top: 0px">
            Title of each class
          </p>
        </td>
        <td style="width: 34%; border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" valign="top">
          <p style="margin-bottom: 0px; margin-top: 0px">
            Trading Symbol(s)
          </p>
        </td>
        <td style="width: 33%; border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" valign="top">
          <p style="margin-bottom: 0px; margin-top: 0px">
            Name of each exchange on which registered
          </p>
        </td>
      </tr>
      <tr>
        <td style="width: 33%; padding-left: 0.0px; text-align: center" valign="top">
          <p style="margin-bottom: 0px; margin-top: 0px">
            <b>Common Stock, $0.01 par value per share</b>
          </p>
        </td>
        <td style="width: 34%; padding-left: 0.0px; text-align: center" valign="top">
          <p style="margin-bottom: 0px; margin-top: 0px">
            <b>COOP</b>
          </p>
        </td>
        <td style="width: 33%; padding-left: 0.0px; text-align: center" valign="top">
          <p style="margin-bottom: 0px; margin-top: 0px">
            <b>The Nasdaq Stock Market</b>
          </p>
        </td>
      </tr>
    </table>
    </div>
    <hr style="width: 100%; height: 1.5 pt; color: #000000; text-align: center">


    <p>
      <font style="font-size: 10pt; font-family: Times New Roman">Check the
      appropriate box below if the Form 8-K filing is intended to
      simultaneously satisfy the filing obligation of the registrant under any
      of the following provisions </font>(<i>see </i>General Instruction A.2.
      below)<font style="font-size: 10pt; font-family: Times New Roman">:</font>
    </p>
    <p style="margin-left: 30.0px; font-size: 10pt">
      <font style="font-size: 10pt; font-family: Arial Unicode MS">&#8414;</font>
      &#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: Times New Roman">Written
      communications pursuant to Rule 425 under the Securities Act (17 CFR
      230.425)</font>
    </p>
    <p style="margin-left: 30.0px; font-size: 10pt">
      <font style="font-size: 10pt; font-family: Arial Unicode MS">&#8414;</font>
      &#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: Times New Roman">Soliciting
      material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
      240.14a-12)</font>
    </p>
    <p style="margin-left: 30.0px; font-size: 10pt">
      <font style="font-size: 10pt; font-family: Arial Unicode MS">&#8414;</font>
      &#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: Times New Roman">Pre-commencement
      communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR
      240.14d-2(b))</font>
    </p>
    <p style="margin-left: 30.0px; font-size: 10pt">
      <font style="font-size: 10pt; font-family: Arial Unicode MS">&#8414;</font>
      &#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: Times New Roman">Pre-commencement
      communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR
      240.13e-4(c))</font>
    </p>
    <p>
      Indicate by check mark whether the registrant is an emerging growth
      company as defined in Rule 405 of the Securities Act of 1933 (17 CFR
      &#167;230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR
      &#167;240.12b-2).<br>Emerging growth company <font style="font-size: 10pt; font-family: Arial Unicode MS">&#8414;</font>
    </p>
    <p>
      If an emerging growth company, indicate by check mark if the registrant
      has elected not to use the extended transition period for complying with
      any new or revised financial accounting standards provided pursuant to
      Section 13(a) of the Exchange Act. <font style="font-size: 10pt; font-family: Arial Unicode MS">&#8414;</font>
    </p>
    <p>

    </p>
    <div style="width: 100%; margin-bottom: 10pt; text-indent: 0pt; margin-right: 0pt; margin-left: 0pt">
      <div>
        <div style="text-align: left">

        </div>
      </div>
      <div style="page-break-after: always">
        <div style="text-align: center">

        </div>
        <div style="text-align: center">
          <hr style="height: 1.5pt; color: black">

        </div>
      </div>
      <div>
        <div style="text-align: right">

        </div>
      </div>
    </div>
    <p>

    </p>
<div style="text-align:left">
    <table style="width: 100%; font-family: Times New Roman; margin-bottom: 10.0px; font-size: 10pt" cellspacing="0">
      <tr>
        <td style="width: 10%; padding-left: 0.0px; text-align: left" valign="top">
          <b>Item 2.02</b>
        </td>
        <td style="width: 90%; padding-left: 0.0px; text-align: left" valign="top">
          <b>Results of Operations and Financial Condition.</b>
        </td>
      </tr>
    </table>
    </div>
    <p style="text-indent: 60.0px">
      On May 1, 2019, Mr. Cooper Group Inc. (the &#8220;Company&#8221;) issued a press
      release announcing its financial results for the first quarter ended
      March 31, 2019. A copy of the press release is attached as Exhibit&#160;99.1
      and will be published in the Investors section on the Company&#8217;s website
      at www.mrcoopergroup.com. In connection with the release and the related
      conference call, the Company posted a presentation relating to its first
      quarter ended March 31, 2019 financial results in the Investors section
      on the Company&#8217;s website.
    </p>
    <p style="text-indent: 60.0px">
      The press release and presentation include certain non-generally
      accepted accounting principles financial measures. Reconciliations to
      the most directly comparable generally accepted accounting principles
      financial measures are included in the press release and the
      presentation.
    </p>
    <p style="text-indent: 60.0px">
      The information furnished pursuant to this Item&#160;2.02 shall not be deemed
      to be &#8220;filed&#8221; for purposes of Section&#160;18 of the Securities Exchange Act
      of 1934, as amended (the &#8220;Exchange Act&#8221;), nor shall it be deemed
      incorporated by reference in any filing under the Securities Act of
      1933, as amended, or the Exchange Act, except as shall be expressly set
      forth by specific reference in such filing.
    </p>
<div style="text-align:left">
    <table style="width: 100%; font-family: Times New Roman; margin-bottom: 10.0px; font-size: 10pt" cellspacing="0">
      <tr>
        <td style="width: 10%; padding-left: 0.0px; text-align: left" valign="top">
          <b>Item 9.01</b>
        </td>
        <td style="width: 90%; padding-left: 0.0px; text-align: left" valign="top">
          <b>Financial Statements and Exhibits.</b>
        </td>
      </tr>
    </table>
    </div>
    <p style="text-indent: 60.0px; white-space: nowrap">
      (d) Exhibits&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
    </p>
<div style="text-align:left">
    <table style="width: 100%; font-family: Times New Roman; margin-bottom: 10.0px; font-size: 10pt" cellspacing="0">
      <tr>
        <td style="width: 5%">
          &#160;
        </td>
        <td style="width: 10%; border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          Exhibit<br>Number
        </td>
        <td style="width: 2%; padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          &#160;
        </td>
        <td style="width: 83%; border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" valign="bottom">
          Exhibit
        </td>
      </tr>
      <tr>
        <td style="width: 5%">

        </td>
        <td style="width: 10%">

        </td>
        <td colspan="2">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="width: 5%">

        </td>
        <td style="width: 10%; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="top">
          <p style="margin-bottom: 0px; margin-top: 0px">
            <a href="a51977688ex99_1.htm">99.1</a>
          </p>
        </td>
        <td style="width: 2%; padding-left: 0.0px; text-align: left" valign="bottom">

        </td>
        <td style="width: 83%; padding-left: 0.0px; text-align: left" valign="top">
          <p style="margin-bottom: 0px; margin-top: 0px">
            <a href="a51977688ex99_1.htm">Press release of Mr. Cooper Group
            Inc., dated May 1, 2019</a>
          </p>
        </td>
      </tr>
    </table>
    </div>
    <p>

    </p>
    <div style="width: 100%; margin-bottom: 10pt; text-indent: 0pt; margin-right: 0pt; margin-left: 0pt">
      <div>
        <div style="text-align: left">

        </div>
      </div>
      <div style="page-break-after: always">
        <div style="text-align: center">

        </div>
        <div style="text-align: center">
          <hr style="height: 1.5pt; color: black">

        </div>
      </div>
      <div>
        <div style="text-align: right">

        </div>
      </div>
    </div>
    <p>

    </p>
    <p style="text-align: center">
      <font style="font-size: 10pt; font-family: Times New Roman"><b>SIGNATURES</b></font>
    </p>
    <p style="text-indent: 30.0px; font-size: 10pt">
      <font style="font-size: 10pt; font-family: Times New Roman">Pursuant to
      the requirements of the Securities Exchange Act of 1934, the registrant
      has duly caused this report to be signed on its behalf by the
      undersigned hereunto duly authorized.</font>
    </p>
<div style="text-align:left">
    <table style="width: 100%; font-family: Times New Roman; margin-bottom: 10.0px; font-size: 10pt" cellspacing="0">
      <tr>
        <td style="width: 5%">

        </td>
        <td colspan="2">
          &#160;
        </td>
        <td style="padding-left: 0.0px; text-align: left" colspan="2" valign="top">
          <p style="margin-bottom: 0px; margin-top: 0px">
            Mr. Cooper Group Inc.
          </p>
        </td>
      </tr>
      <tr>
        <td style="width: 5%">

        </td>
        <td colspan="2">

        </td>
        <td style="padding-left: 0.0px; text-align: left" colspan="2" valign="top">
          <p style="margin-bottom: 0px; margin-top: 0px">
            &#160;
          </p>
        </td>
      </tr>
      <tr>
        <td style="width: 5%; padding-left: 0.0px; text-align: left" valign="top">

        </td>
        <td style="width: 10%">

        </td>
        <td style="width: 35%">

        </td>
        <td style="width: 3%">

        </td>
        <td style="width: 47%">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="width: 5%; padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="top">
          Date:
        </td>
        <td style="width: 10%; padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="top">
          May 1, 2019
        </td>
        <td style="width: 35%">

        </td>
        <td style="width: 3%; padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="top">
          By:
        </td>
        <td style="width: 47%; border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="top">
          <p style="margin-bottom: 0px; margin-top: 0px">
            <i>/s/ Christopher G. Marshall</i>
          </p>
        </td>
      </tr>
      <tr>
        <td style="width: 5%">

        </td>
        <td colspan="2">

        </td>
        <td style="width: 3%">

        </td>
        <td style="width: 47%; padding-left: 0.0px; text-align: left" valign="top">
          <p style="margin-bottom: 0px; margin-top: 0px">
            Christopher G. Marshall
          </p>
        </td>
      </tr>
      <tr>
        <td style="width: 5%">

        </td>
        <td colspan="2">

        </td>
        <td style="width: 3%">

        </td>
        <td style="width: 47%; padding-left: 0.0px; text-align: left" valign="top">
          <p style="margin-bottom: 0px; margin-top: 0px">
            Vice Chairman &amp; Chief Financial Officer
          </p>
        </td>
      </tr>
    </table>
    </div>
    <p>

    </p>
  </body>
</html>
<!--<!DOCTYPE html
     PUBLIC "-//W3C//DTD XHTML 1.0 Strict//EN"
     "http://www.w3.org/TR/xhtml1/DTD/xhtml1-strict.dtd">-->
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>a51977688ex99_1.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
<html>
  <head>
    <title></title>
<!--Copyright 2019 Business Wire, a Berkshire Hathaway company.-->
<!--All rights reserved www.businesswire.com-->
  </head>
  <body style="font-family: Times New Roman; font-size: 8pt">
    <p style="text-align: right">
      <b>Exhibit 99.1</b>
    </p>
    <p style="text-align: center">
      <font style="font-size: 12pt; font-family: Times New Roman"><b>Mr.
      Cooper Group Reports First Quarter 2019 Financial Results</b></font>
    </p>
    <ul>
      <li style="margin-bottom: 10.0px">
        <font style="font-size: 12pt; font-family: Times New Roman"><b>Reported
        EPS of $(2.05) per share driven by $(293) million mark-to-market</b></font>
      </li>
      <li style="margin-bottom: 10.0px">
        <font style="font-size: 12pt; font-family: Times New Roman"><b>Grew
        servicing portfolio to $632 billion, up 15% quarter-over-quarter</b></font>
      </li>
      <li style="margin-bottom: 10.0px">
        <font style="font-size: 12pt; font-family: Times New Roman"><b>Boarded
        444,000 new customers or 13% of the servicing portfolio in 35 days</b></font>
      </li>
      <li style="margin-bottom: 10.0px">
        <font style="font-size: 12pt; font-family: Times New Roman"><b>Originations
        pretax income increased quarter-over-quarter from $11 million to $45
        million</b></font>
      </li>
      <li style="margin-bottom: 10.0px">
        <font style="font-size: 12pt; font-family: Times New Roman"><b>Pacific
        Union and Assurant Mortgage Solutions (AMS) integrations on track</b></font>
      </li>
    </ul>
    <p>
      DALLAS--(BUSINESS WIRE)--May 1, 2019--Mr. Cooper Group Inc. (NASDAQ:
      COOP) (the &quot;Company&quot;), which principally operates under the Mr. Cooper&#174;
      and Xome&#174; brands, reported a first quarter net loss of $(186) million,
      $(2.05) per diluted share driven principally by a net fair value
      mark-to-market on the MSR portfolio of $(293) million. Excluding the
      mark-to-market and other items, the Company reported pretax operating
      income of $48 million and after-tax operating income of $36 million
      equivalent to an after-tax ROTCE of 8.7%. Items excluded from operating
      income were $(293) million in mark-to-market net of $25 million in fair
      value amortization that is included in the full mark-to-market, $20
      million in merger related costs, $20 million in accounting items and $13
      million in intangible amortization.
    </p>
    <p>
      Jay Bray, chairman and CEO, commented, &#8220;2019 is a year of integration
      and investment for Mr. Cooper, designed to set the stage for sustained
      growth and higher returns in the years to come. Notable achievements in
      the quarter included boarding 440,000 new servicing customers from our
      Pacific Union and Seterus acquisitions and making important progress in
      the integration of Assurant Mortgage Solutions into Xome.&#8221;
    </p>
    <p>
      Vice chairman and CFO Chris Marshall added, &#8220;The first quarter included
      a mark-to-market that was in line with our expectations, while the
      underlying profitability of the servicing segment was strong, and
      originations enjoyed a strong rebound in profitability thanks to
      improved capital markets conditions and two months&#8217; contribution from
      Pacific Union.&#8221;
    </p>
    <div style="width: 100%; margin-bottom: 10pt; text-indent: 0pt; margin-right: 0pt; margin-left: 0pt">
      <div>
        <div style="text-align: left">

        </div>
      </div>
      <div style="page-break-after: always">
        <div style="text-align: center">

        </div>
        <div style="text-align: center">
          <hr style="height: 1.5pt; color: black">

        </div>
      </div>
      <div>
        <div style="text-align: right">

        </div>
      </div>
    </div>
    <p>
      <u><b>Servicing</b></u>
    </p>
    <p>
      The Servicing segment is focused on providing a best-in-class home loan
      experience for our 3.8 million customers while also strengthening asset
      performance for investors. In the first quarter, Servicing recorded a
      pretax loss of $(186) million principally driven by a net fair value
      mark-to-market on the MSR portfolio of $(293) million. The change in
      fair value mark-to-market revenue compared to the prior period was
      primarily due to a lower interest rate environment. At the end of the
      quarter, the carrying value of the MSR was approximately $3.5 billion,
      equivalent to 115 bps of MSR UPB, and the original cost basis was 83
      bps. Servicing earned pretax operating income excluding the full mark of
      $98 million, equivalent to a servicing margin of 6.8 bps. Pretax
      operating income improved 11% quarter-over-quarter driven by $20 million
      benefit from a collapse of a securitization trust, lower amortization,
      net of accretion due to a lower CPR, and lower income contribution from
      the reverse portfolio in this quarter relative to the prior quarter.
    </p>
    <p>
      Mr. Cooper ended the quarter with a servicing portfolio of $632 billion
      UPB, achieving 15% growth quarter-over-quarter. The growth was primarily
      driven by the Pacific Union and Seterus acquisitions.
    </p>
<div style="text-align:left">
    <table style="width: 100%; font-family: Times New Roman; margin-bottom: 10.0px; font-size: 8pt" cellspacing="0">
      <tr>
        <td>

        </td>
        <td>
          &#160;
        </td>
        <td colspan="5">

        </td>
        <td>

        </td>
        <td>
          &#160;
        </td>
        <td colspan="5">

        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="13" valign="bottom">
          <b>Quarter Ended</b>
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          <i>($ in millions)</i>
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="6" valign="bottom">
          <b>Q4'18</b>
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="6" valign="bottom">
          <b>Q1'19</b>
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="3" valign="bottom">
          $
        </td>
        <td>
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" valign="bottom">
          BPS
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="3" valign="bottom">
          $
        </td>
        <td>
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" valign="bottom">
          BPS
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="top">
          Operational revenue
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          280
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          21.3
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          324
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          22.5
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="top">
          Amortization, net of accretion
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (39
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (3.0
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (23
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (1.6
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="top">
          Mark-to-market
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          (188
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          (14.3
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          (293
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          (20.3
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="top">
          Total revenues
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          53
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          4.0
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          8
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          0.6
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; text-align: left" valign="top">
          Expenses
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (199
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (15.1
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (195
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (13.6
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; padding-bottom: 2.0px; text-align: left" valign="top">
          Total other income (expenses), net
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          46
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          3.5
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          1
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          0.1
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="top">
          Loss before taxes
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (100
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (7.6
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (186
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (12.9
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; text-align: left" valign="top">
          Mark-to-market
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          188
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          14.3
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          293
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          20.3
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; padding-bottom: 2.0px; text-align: left" valign="top">
          Accounting item
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          (9
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          (0.6
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 4.0px; text-align: left" valign="top">
          Pretax operating income excluding mark-to-market and accounting items
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          88
        </td>
        <td style="border-bottom-width: 2.25pt; border-bottom-color: black; border-bottom-style: double">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          6.7
        </td>
        <td style="border-bottom-width: 2.25pt; border-bottom-color: black; border-bottom-style: double">
          &#160;
        </td>
        <td style="border-bottom-width: 2.25pt; border-bottom-color: black; border-bottom-style: double">
          &#160;
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          98
        </td>
        <td style="border-bottom-width: 2.25pt; border-bottom-color: black; border-bottom-style: double">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          6.8
        </td>
        <td style="border-bottom-width: 2.25pt; border-bottom-color: black; border-bottom-style: double">
          &#160;
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>
          &#160;
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="13" valign="bottom">
          <b>Quarter Ended</b>
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="6" valign="bottom">
          <b>Q4'18</b>
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="5" valign="bottom">
          <b>Q1'19</b>
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="top">
          Ending UPB ($B)
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" colspan="4" valign="bottom">
          548
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" colspan="4" valign="bottom">
          632
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="top">
          Average UPB ($B)
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" colspan="4" valign="bottom">
          526
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" colspan="4" valign="bottom">
          576
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="top">
          60+ day delinquency rate
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" colspan="5" valign="bottom">
          <p style="margin-bottom: 0px; margin-top: 0px">
            2.2
          </p>
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          <p style="margin-bottom: 0px; margin-top: 0px">
            %
          </p>
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" colspan="5" valign="bottom">
          <p style="margin-bottom: 0px; margin-top: 0px">
            2.4
          </p>
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          <p style="margin-bottom: 0px; margin-top: 0px">
            %
          </p>
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="top">
          Annualized CPR
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" colspan="5" valign="bottom">
          <p style="margin-bottom: 0px; margin-top: 0px">
            9.1
          </p>
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          <p style="margin-bottom: 0px; margin-top: 0px">
            %
          </p>
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" colspan="5" valign="bottom">
          <p style="margin-bottom: 0px; margin-top: 0px">
            8.2
          </p>
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          <p style="margin-bottom: 0px; margin-top: 0px">
            %
          </p>
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="top">
          Modifications and workouts
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" colspan="5" valign="bottom">
          10,645
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" colspan="5" valign="bottom">
          9,590
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>
          &#160;
        </td>
      </tr>
    </table>
    </div>
    <div style="width: 100%; margin-bottom: 10pt; text-indent: 0pt; margin-right: 0pt; margin-left: 0pt">
      <div>
        <div style="text-align: left">

        </div>
      </div>
      <div style="page-break-after: always">
        <div style="text-align: center">

        </div>
        <div style="text-align: center">
          <hr style="height: 1.5pt; color: black">

        </div>
      </div>
      <div>
        <div style="text-align: right">

        </div>
      </div>
    </div>
    <p>
      <u><b>Originations</b></u>
    </p>
    <p>
      The Originations segment focuses on creating servicing assets at
      attractive margins through existing customer relationships and
      correspondent originations. Originations earned pretax income of $45
      million in the first quarter, up from $11 million in the prior quarter.
      The strong results were driven by the lower interest rate environment,
      resulting in higher locked volumes and favorable capital markets
      conditions which led to recovery in gain-on-sale margins.
    </p>
    <p>
      Mr. Cooper funded 27,294<sup> </sup>loans in the first quarter, totaling
      approximately $5.7 billion UPB with $2.2 billion from the
      direct-to-consumer channel, $3.1 billion from the correspondent channel,
      and $0.4 billion from the Wholesale channel. Funded volume improved 5%
      quarter-over-quarter driven by two months of Pacific Union funded volume.
    </p>
<div style="text-align:left">
    <table style="width: 100%; font-family: Times New Roman; margin-bottom: 10.0px; font-size: 8pt" cellspacing="0">
      <tr>
        <td>

        </td>
        <td>
          &#160;
        </td>
        <td colspan="5">

        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="5" valign="bottom">
          <b>Quarter Ended</b>
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          <i>($ in millions)</i>
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="2" valign="bottom">
          <b>Q4'18</b>
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="2" valign="bottom">
          <b>Q1'19</b>
        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; text-align: left" valign="top">
          Income before taxes
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          11
        </td>
        <td>
          &#160;
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          45
        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; padding-bottom: 2.0px; text-align: left" valign="top">
          Business shutdown costs
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          5
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 4.0px; text-align: left" valign="top">
          Pretax operating income
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          16
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          45
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>
          &#160;
        </td>
      </tr>
    </table>
    </div>
<div style="text-align:left">
    <table style="width: 100%; font-family: Times New Roman; margin-bottom: 10.0px; font-size: 8pt" cellspacing="0">
      <tr>
        <td>

        </td>
        <td>
          &#160;
        </td>
        <td colspan="3">

        </td>
        <td>
          &#160;
        </td>
        <td colspan="3">

        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="7" valign="bottom">
          <b>Quarter Ended</b>
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          <i>($ in millions)</i>
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="3" valign="bottom">
          <b>Q4'18</b>
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="3" valign="bottom">
          <b>Q1'19</b>
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Total pull through adjusted volume
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          4,874
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          5,960
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Funded volume
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          5,425
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          5,716
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Refinance recapture percentage
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" colspan="2" valign="bottom">
          55
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          %
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" colspan="2" valign="bottom">
          52
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          %
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Recapture percentage
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" colspan="2" valign="bottom">
          26
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          %
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" colspan="2" valign="bottom">
          28
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          %
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Purchase volume as a percentage of funded volume
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" colspan="2" valign="bottom">
          58
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          %
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" colspan="2" valign="bottom">
          52
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          %
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td colspan="2">

        </td>
        <td>

        </td>
        <td>

        </td>
        <td colspan="2">

        </td>
        <td>
          &#160;
        </td>
      </tr>
    </table>
    </div>
    <p>
      <u><b>Xome</b></u>
    </p>
    <p>
      Xome provides real estate solutions including property disposition,
      asset management, title, close, valuation, and field services to Mr.
      Cooper and third-party clients. The Xome segment recorded pretax income
      of $8 million or $0 million after excluding intangible amortization and
      an $11 million change in fair value of the contingent consideration for
      the acquisition of AMS. Excluding the contingent consideration,
      profitability reflected the impact of the AMS acquisition, which is
      moving forward according to plan.
    </p>
    <div style="width: 100%; margin-bottom: 10pt; text-indent: 0pt; margin-right: 0pt; margin-left: 0pt">
      <div>
        <div style="text-align: left">

        </div>
      </div>
      <div style="page-break-after: always">
        <div style="text-align: center">

        </div>
        <div style="text-align: center">
          <hr style="height: 1.5pt; color: black">

        </div>
      </div>
      <div>
        <div style="text-align: right">

        </div>
      </div>
    </div>
<div style="text-align:left">
    <table style="width: 100%; font-family: Times New Roman; margin-bottom: 10.0px; font-size: 8pt" cellspacing="0">
      <tr>
        <td>

        </td>
        <td>
          &#160;
        </td>
        <td colspan="7">

        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="7" valign="bottom">
          <b>Quarter Ended</b>
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px" valign="bottom">
          <i>($ in millions)</i>
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="3" valign="bottom">
          <b>Q4'18</b>
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="3" valign="bottom">
          <b>Q1'19</b>
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          (Loss) / Income before taxes
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (2
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>
          &#160;
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          8
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="top">
          Business shutdown costs
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          1
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="top">
          Asset sales
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (1
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="top">
          Accounting item
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (11
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="top">
          Intangible amortization
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          3
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          3
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 4.0px" valign="bottom">
          Pretax operating income excluding intangible amortization and
          accounting item
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          1
        </td>
        <td style="border-bottom-width: 2.25pt; border-bottom-color: black; border-bottom-style: double">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 2.25pt; border-bottom-color: black; border-bottom-style: double">
          &#160;
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>
          &#160;
        </td>
      </tr>
    </table>
    </div>
<div style="text-align:left">
    <table style="width: 100%; font-family: Times New Roman; margin-bottom: 10.0px; font-size: 8pt" cellspacing="0">
      <tr>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="5" valign="bottom">
          <b>Quarter Ended</b>
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="2" valign="bottom">
          <b>Q4'18</b>
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="2" valign="bottom">
          <b>Q1'19</b>
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px" valign="bottom">
          Exchange property listings sold
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          2,222
        </td>
        <td>

        </td>
        <td>
          &#160;
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          2,421
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px" valign="bottom">
          Exchange property listings at period end
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          6,177
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          6,634
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px" valign="bottom">
          Services orders completed
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          531,566
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          379,585
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px" valign="bottom">
          Percentage of revenue earned from third-party customers
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          57
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          %
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          53
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          %
        </td>
      </tr>
    </table>
    </div>
    <p>
      <u><b>Conference Call Webcast and Investor Presentation</b></u>
    </p>
    <p>
      The Company will host a conference call on May 1, 2019 at 9:00 A.M.
      Eastern Time. The conference call may be accessed by dialing
      855-874-2685, or 720-634-2923 internationally. Please use the
      participant passcode 5458663 to access the conference call. A
      simultaneous audio webcast of the conference call will be available in
      the Investor section of <u>www.mrcoopergroup.com</u>. A replay will also
      be available by dialing 855-859-2056, or 404-537-3406 internationally.
      Please use the passcode 5458663 to access the replay. The replay will be
      accessible through May 15, 2019 at 12:00 P.M. Eastern Time.
    </p>
    <p>
      <u><b>Non-GAAP Financial Measures</b></u>
    </p>
    <p>
      The Company utilizes non-GAAP financial measures as the measures provide
      additional information to assist investors in understanding and
      assessing the Company&#8217;s and our business segments&#8217; ongoing performance
      and financial results, as well as assessing our prospects for future
      performance. The adjusted operating financial measures facilitate a
      meaningful analysis and allow more accurate comparisons of our ongoing
      business operations because they exclude items that may not be
      indicative of or are unrelated to the Company&#8217;s and our business
      segments&#8217; core operating performance, and are better measures for
      assessing trends in our underlying businesses. These notable items are
      consistent with how management views our businesses. Management uses
      these non-GAAP financial measures in making financial, operational and
      planning decisions and evaluating the Company&#8217;s and our business
      segment&#8217;s ongoing performance. Pretax operating income (loss) in the
      servicing segment eliminates the effects of mark-to-market adjustments
      which primarily reflects unrealized gains or losses based on the changes
      in fair value measurements of MSRs and their related financing
      liabilities for which a fair value accounting election was made. These
      adjustments, which can be highly volatile and material due to changes in
      credit markets, are not necessarily reflective of the gains and losses
      that will ultimately be realized by the Company. Pretax operating income
      (loss) in each segment also eliminates, as applicable, transition and
      integration costs, gains (losses) on sales of fixed assets, certain
      settlement costs that are not considered normal operational matters,
      intangible amortization, and other adjustments based on the facts and
      circumstances that would provide investors a supplemental means for
      evaluating the Company&#8217;s core operating performance.
    </p>
    <div style="width: 100%; margin-bottom: 10pt; text-indent: 0pt; margin-right: 0pt; margin-left: 0pt">
      <div>
        <div style="text-align: left">

        </div>
      </div>
      <div style="page-break-after: always">
        <div style="text-align: center">

        </div>
        <div style="text-align: center">
          <hr style="height: 1.5pt; color: black">

        </div>
      </div>
      <div>
        <div style="text-align: right">

        </div>
      </div>
    </div>
    <p>
      <u><b>Forward Looking Statements</b></u>
    </p>
    <p>
      Any statements in this release that are not historical or current facts
      are forward looking statements. Forward looking statements involve known
      and unknown risks, uncertainties and other factors that may cause our
      actual results, performance, or achievements to be materially different
      from any future results, performance or achievements expressed or
      implied by the forward looking statements. Results for any specified
      quarter are not necessarily indicative of the results that may be
      expected for the full year or any future period. Certain of these risks
      and uncertainties are described in the &quot;Risk Factors&quot; section of Mr.
      Cooper Group's most recent annual report and other required documents as
      filed with the SEC which are available at the SEC&#8217;s website at <u>http://www.sec.gov</u>.
      Mr. Cooper undertakes no obligation to publicly update or revise any
      forward looking statement or any other financial information contained
      herein, and the statements made in this press release are current as of
      the date of this release only.
    </p>
    <div style="width: 100%; margin-bottom: 10pt; text-indent: 0pt; margin-right: 0pt; margin-left: 0pt">
      <div>
        <div style="text-align: left">

        </div>
      </div>
      <div style="page-break-after: always">
        <div style="text-align: center">

        </div>
        <div style="text-align: center">
          <hr style="height: 1.5pt; color: black">

        </div>
      </div>
      <div>
        <div style="text-align: right">

        </div>
      </div>
    </div>
    <p>
      <u><b>Financial Tables</b></u>
    </p>
<div style="text-align:left">
    <table style="width: 100%; font-family: Times New Roman; margin-bottom: 10.0px; font-size: 8pt" cellspacing="0">
      <tr>
        <td colspan="9">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: center" colspan="9" valign="top">
          <p style="margin-bottom: 0px; margin-top: 0px">
            <b>MR. COOPER GROUP INC. AND SUBSIDIARIES</b>
          </p>
          <p style="margin-bottom: 0px; margin-top: 0px">
            <b>UNAUDITED CONSOLIDATED STATEMENTS OF OPERATIONS</b>
          </p>
          <p style="margin-bottom: 0px; margin-top: 0px">
            (millions of dollars, except for earnings per share data)
          </p>
        </td>
      </tr>
      <tr>
        <td colspan="9">
          &#160;
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="3" valign="bottom">
          <p style="margin-bottom: 0px; margin-top: 0px">
            Three Months Ended<br>December 31, 2018
          </p>
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="3" valign="bottom">
          <p style="margin-bottom: 0px; margin-top: 0px">
            Three Months Ended<br>March 31, 2019
          </p>
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          <b>Revenues:</b>
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>
          &#160;
        </td>
        <td colspan="3">

        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; text-align: left" valign="bottom">
          Service related, net
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          347
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          377
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; text-align: left" valign="bottom">
          Mark-to-market
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (188
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (293
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Net gain on mortgage loans held for sale
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          93
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          166
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Total revenues
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          252
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          250
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          <b>Total expenses</b>
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          432
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          443
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          <b>Other income (expense):</b>
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; text-align: left" valign="bottom">
          Interest income
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          166
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          134
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; text-align: left" valign="bottom">
          Interest expense
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (171
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (189
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Other income (expenses)
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          7
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          15
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Total other income (expenses), net
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          2
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          (40
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Income before income tax benefit
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (178
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (233
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Income tax benefit
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          (42
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          )
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          (47
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Net loss
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          (136
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          )
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          (186
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Undistributed earnings attributable to participating stockholders
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 4.0px; text-align: left" valign="bottom">
          <b>Net loss attributable to Mr. Cooper Group</b>
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          (136
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: left" valign="bottom">
          )
        </td>
        <td style="border-bottom-width: 2.25pt; border-bottom-color: black; border-bottom-style: double">
          &#160;
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          (186
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">
          &#160;
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">
          &#160;
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Loss per share attributable to common stockholders:
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Basic
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          (1.50
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          (2.05
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; padding-bottom: 4.0px; text-align: left" valign="bottom">
          Diluted
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          (1.50
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          (2.05
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Weighted average shares of common stock outstanding (in thousands):
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Basic
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          90,816
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          90,828
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Diluted
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          90,816
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          90,828
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>
          &#160;
        </td>
      </tr>
    </table>
    </div>
    <div style="width: 100%; margin-bottom: 10pt; text-indent: 0pt; margin-right: 0pt; margin-left: 0pt">
      <div>
        <div style="text-align: left">

        </div>
      </div>
      <div style="page-break-after: always">
        <div style="text-align: center">

        </div>
        <div style="text-align: center">
          <hr style="height: 1.5pt; color: black">

        </div>
      </div>
      <div>
        <div style="text-align: right">

        </div>
      </div>
    </div>
<div style="text-align:left">
    <table style="width: 100%; font-family: Times New Roman; margin-bottom: 10.0px; font-size: 8pt" cellspacing="0">
      <tr>
        <td colspan="5">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: center" colspan="5" valign="top">
          <p style="margin-bottom: 0px; margin-top: 0px">
            <b>MR. COOPER GROUP INC. AND SUBSIDIARIES</b>
          </p>
          <p style="margin-bottom: 0px; margin-top: 0px">
            <b>CONSOLIDATED BALANCE SHEETS</b>
          </p>
          <p style="margin-bottom: 0px; margin-top: 0px">
            (millions of dollars)
          </p>
        </td>
      </tr>
      <tr>
        <td colspan="5">
          &#160;
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" valign="bottom">
          December 31, 2018
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" valign="bottom">
          March 31, 2019
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          <p style="margin-bottom: 0px; margin-top: 0px">
            <u><b>Assets</b></u>
          </p>
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>
          &#160;
        </td>
        <td style="padding-left: 0.0px; text-align: center" valign="bottom">
          (unaudited)
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Cash and cash equivalents
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $242
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $181
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Restricted cash
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          319
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          339
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Mortgage servicing rights
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          3,676
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          3,488
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Advances and other receivables, net
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          1,194
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          1,147
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Reverse mortgage interests, net
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          7,934
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          7,489
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Mortgage loans held for sale at fair value
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          1,631
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          2,170
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Mortgage loans held for investment
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          119
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          118
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Property and equipment, net
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          96
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          112
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Deferred tax asset
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          967
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          1,024
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Other assets
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          795
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          1,578
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 4.0px; text-align: left" valign="bottom">
          Total assets
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $16,973
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $17,646
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          <p style="margin-bottom: 0px; margin-top: 0px">
            <u><b>Liabilities and Stockholders' Equity</b></u>
          </p>
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Unsecured senior notes, net
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $2,459
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $2,461
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Advance facilities, net
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          595
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          578
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Warehouse facilities, net
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          2,349
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          3,050
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Payables and accrued liabilities
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          1,543
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          1,975
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          MSR related liabilities - nonrecourse at fair value
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          1,216
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          1,343
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Mortgage servicing liabilities
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          71
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          90
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Other nonrecourse debt, net
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          6,795
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          6,388
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Total liabilities
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          15,028
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          15,885
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Total stockholders' equity
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          1,945
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          1,761
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 4.0px; text-align: left" valign="bottom">
          Total liabilities and stockholders' equity
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $16,973
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $17,646
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td>
          &#160;
        </td>
      </tr>
    </table>
    </div>
    <div style="width: 100%; margin-bottom: 10pt; text-indent: 0pt; margin-right: 0pt; margin-left: 0pt">
      <div>
        <div style="text-align: left">

        </div>
      </div>
      <div style="page-break-after: always">
        <div style="text-align: center">

        </div>
        <div style="text-align: center">
          <hr style="height: 1.5pt; color: black">

        </div>
      </div>
      <div>
        <div style="text-align: right">

        </div>
      </div>
    </div>
<div style="text-align:left">
    <table style="width: 100%; font-family: Times New Roman; margin-bottom: 10.0px; font-size: 8pt" cellspacing="0">
      <tr>
        <td colspan="25">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: center" colspan="25" valign="top">
          <p style="margin-bottom: 0px; margin-top: 0px">
            <b>UNAUDITED SEGMENT STATEMENT OF</b>
          </p>
          <p style="margin-bottom: 0px; margin-top: 0px">
            <b>OPERATIONS &amp; EARNINGS RECONCILIATION</b>
          </p>
          <p style="margin-bottom: 0px; margin-top: 0px">
            (millions of dollars, except for earnings per share data)
          </p>
        </td>
      </tr>
      <tr>
        <td colspan="25">
          &#160;
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="23" valign="bottom">
          Three Months Ended for December 31, 2018
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="3" valign="bottom">
          Servicing
        </td>
        <td>
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="3" valign="bottom">
          Originations
        </td>
        <td>
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="3" valign="bottom">
          Xome
        </td>
        <td>
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="3" valign="bottom">
          <p style="margin-bottom: 0px; margin-top: 0px">
            Corporate<br>and Other
          </p>
        </td>
        <td>
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="3" valign="bottom">
          Elim.
        </td>
        <td>
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="3" valign="bottom">
          Consolidated
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">
          &#160;
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; text-align: left" valign="bottom">
          Service related, net
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          53
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          14
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          104
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (12
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          159
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Net gain on mortgage loans held for sale
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          81
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          12
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          93
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          <b>Total revenues</b>
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          53
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          95
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          104
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          <b>&#8212;</b>
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          252
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          <b>Total expenses</b>
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          199
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          89
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          107
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          37
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          <b>&#8212;</b>
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          432
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Other income (expense):
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; text-align: left" valign="bottom">
          Interest income
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          144
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          17
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          <b>&#8212;</b>
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          5
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          <b>&#8212;</b>
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          166
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; text-align: left" valign="bottom">
          Interest expense
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (99
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (16
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (56
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (171
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Other expense
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          1
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          4
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          1
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          1
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          7
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Total other income (expense)
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          46
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          5
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          1
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          (50
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          <b>&#8212;</b>
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          2
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 4.0px; text-align: left" valign="bottom">
          <b>Pretax (loss) income</b>
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          <b>$</b>
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          <b>(100</b>
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: left" valign="bottom">
          <b>)</b>
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          <b>$</b>
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          <b>11</b>
        </td>
        <td style="border-bottom-width: 2.25pt; border-bottom-color: black; border-bottom-style: double">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          <b>$</b>
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          <b>(2</b>
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: left" valign="bottom">
          <b>)</b>
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          <b>$</b>
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          <b>(87</b>
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: left" valign="bottom">
          <b>)</b>
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 2.25pt; border-bottom-color: black; border-bottom-style: double">
          &#160;
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; padding-bottom: 4.0px; text-align: right" valign="bottom">
          <b>$</b>
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; padding-bottom: 4.0px; text-align: right" valign="bottom">
          <b>(178</b>
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; padding-bottom: 4.0px; text-align: left" valign="bottom">
          <b>)</b>
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Income tax benefit
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (42
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 4.0px; text-align: left" valign="bottom">
          Net loss attributable to common stockholders of Mr. Cooper Group
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          (136
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Loss per share
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; padding-bottom: 4.0px; text-align: left" valign="bottom">
          Basic
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          (1.50
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; padding-bottom: 4.0px; text-align: left" valign="bottom">
          Diluted
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          (1.50
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          <p style="margin-bottom: 0px; margin-top: 0px">
            <u><b>Non-GAAP Reconciliation:</b></u>
          </p>
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          <b>Pretax income (loss)</b>
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (100
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          11
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (2
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (87
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (178
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Mark-to-market
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          188
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          188
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Business shutdown costs
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          5
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          1
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          6
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Merger related costs
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          4
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          4
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Asset sales
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (1
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (1
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Intangible amortization
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          3
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          11
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          14
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Pretax income (loss), net of notable items
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          88
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          16
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          1
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          (72
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          )
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; padding-bottom: 2.0px; text-align: right" valign="bottom">
          33
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Fair value amortization&#8317;&#185;&#8318;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          (35
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          )
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          (35
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 4.0px; text-align: left" valign="bottom">
          Pretax operating income (loss)
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          53
        </td>
        <td style="border-bottom-width: 2.25pt; border-bottom-color: black; border-bottom-style: double">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          16
        </td>
        <td style="border-bottom-width: 2.25pt; border-bottom-color: black; border-bottom-style: double">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          1
        </td>
        <td style="border-bottom-width: 2.25pt; border-bottom-color: black; border-bottom-style: double">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          (72
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 2.25pt; border-bottom-color: black; border-bottom-style: double">
          &#160;
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; padding-bottom: 4.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; padding-bottom: 4.0px; text-align: right" valign="bottom">
          (2
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; padding-bottom: 4.0px; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Income tax expense
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 4.0px; text-align: left" valign="bottom">
          Operating loss
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          (2
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 4.0px; text-align: left" valign="bottom">
          ROTCE
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; border-bottom-color: black; border-bottom-style: double">
          &#160;
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          (0.3
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: left" valign="bottom">
          )%
        </td>
      </tr>
      <tr>
        <td colspan="25">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" colspan="25" valign="bottom">
          &#8317;&#185;&#8318;<i> Amount represents additional amortization
          required under the fair value amortization method over the cost
          amortization method</i>
        </td>
      </tr>
      <tr>
        <td colspan="25">
          &#160;
        </td>
      </tr>
    </table>
    </div>
    <div style="width: 100%; margin-bottom: 10pt; text-indent: 0pt; margin-right: 0pt; margin-left: 0pt">
      <div>
        <div style="text-align: left">

        </div>
      </div>
      <div style="page-break-after: always">
        <div style="text-align: center">

        </div>
        <div style="text-align: center">
          <hr style="height: 1.5pt; color: black">

        </div>
      </div>
      <div>
        <div style="text-align: right">

        </div>
      </div>
    </div>
<div style="text-align:left">
    <table style="width: 100%; font-family: Times New Roman; margin-bottom: 10.0px; font-size: 8pt" cellspacing="0">
      <tr>
        <td colspan="25">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: center" colspan="25" valign="top">
          <p style="margin-bottom: 0px; margin-top: 0px">
            <b>UNAUDITED SEGMENT STATEMENT OF</b>
          </p>
          <p style="margin-bottom: 0px; margin-top: 0px">
            <b>OPERATIONS &amp; EARNINGS RECONCILIATION</b>
          </p>
          <p style="margin-bottom: 0px; margin-top: 0px">
            (millions of dollars, except for earnings per share data)
          </p>
        </td>
      </tr>
      <tr>
        <td colspan="25">
          &#160;
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="23" valign="bottom">
          Three Months Ended for March 31, 2019
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="3" valign="bottom">
          Servicing
        </td>
        <td>
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="3" valign="bottom">
          Originations
        </td>
        <td>
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="3" valign="bottom">
          Xome
        </td>
        <td>
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="3" valign="bottom">
          <p style="margin-bottom: 0px; margin-top: 0px">
            Corporate<br>and Other
          </p>
        </td>
        <td>
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="3" valign="bottom">
          Elim.
        </td>
        <td>
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: center" colspan="3" valign="bottom">
          Consolidated
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          <p style="margin-bottom: 0px; margin-top: 0px">
            &#160;
          </p>
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; text-align: left" valign="bottom">
          Service related, net
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          8
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          15
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          96
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (35
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          84
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Net gain on mortgage loans held for sale
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          131
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          35
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          166
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          <b>Total revenues</b>
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          8
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          146
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          96
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          <b>&#8212;</b>
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          250
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          <b>Total expenses</b>
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          195
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          104
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          99
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          45
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          <b>&#8212;</b>
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          443
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Other income (expense):
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; text-align: left" valign="bottom">
          Interest income
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          115
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          17
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          <b>&#8212;</b>
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          2
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          <b>&#8212;</b>
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          134
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; text-align: left" valign="bottom">
          Interest expense
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (114
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (18
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (57
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (189
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Other expense
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          4
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          11
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          15
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Total other income (expense)
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          1
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          3
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          11
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          (55
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          <b>&#8212;</b>
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          (40
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 4.0px; text-align: left" valign="bottom">
          <b>Pretax (loss) income</b>
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          <b>$</b>
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          <b>(186</b>
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: left" valign="bottom">
          <b>)</b>
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          <b>$</b>
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          <b>45</b>
        </td>
        <td style="border-bottom-width: 2.25pt; border-bottom-color: black; border-bottom-style: double">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          <b>$</b>
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          <b>8</b>
        </td>
        <td style="border-bottom-width: 2.25pt; border-bottom-color: black; border-bottom-style: double">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          <b>$</b>
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          <b>(100</b>
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: left" valign="bottom">
          <b>)</b>
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 2.25pt; border-bottom-color: black; border-bottom-style: double">
          &#160;
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; padding-bottom: 4.0px; text-align: right" valign="bottom">
          <b>$</b>
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; padding-bottom: 4.0px; text-align: right" valign="bottom">
          <b>(233</b>
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; padding-bottom: 4.0px; text-align: left" valign="bottom">
          <b>)</b>
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Income tax benefit
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (47
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 4.0px; text-align: left" valign="bottom">
          Net loss attributable to common stockholders of Mr. Cooper Group
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          (186
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Loss per share
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; padding-bottom: 4.0px; text-align: left" valign="bottom">
          Basic
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          (2.05
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 10.0px; padding-bottom: 4.0px; text-align: left" valign="bottom">
          Diluted
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          (2.05
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td>

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          <p style="margin-bottom: 0px; margin-top: 0px">
            <u><b>Non-GAAP Reconciliation:</b></u>
          </p>
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          <b>Pretax income (loss)</b>
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (186
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          45
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          8
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (100
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (233
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Mark-to-market
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          293
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          293
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Accounting items
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (9
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (11
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          (20
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" valign="bottom">
          Merger related costs
        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          20
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td>

        </td>
        <td>

        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; text-align: right" valign="bottom">
          20
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Intangible amortization
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          3
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          10
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          13
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Pretax income (loss), net of notable items
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          98
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          45
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          (70
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          )
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; padding-bottom: 2.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; padding-bottom: 2.0px; text-align: right" valign="bottom">
          73
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Fair value amortization&#8317;&#185;&#8318;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          (25
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          )
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          (25
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 4.0px; text-align: left" valign="bottom">
          Pretax operating income (loss)
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          73
        </td>
        <td style="border-bottom-width: 2.25pt; border-bottom-color: black; border-bottom-style: double">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          45
        </td>
        <td style="border-bottom-width: 2.25pt; border-bottom-color: black; border-bottom-style: double">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 2.25pt; border-bottom-color: black; border-bottom-style: double">
          &#160;
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          (70
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: left" valign="bottom">
          )
        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          &#8212;
        </td>
        <td style="border-bottom-width: 2.25pt; border-bottom-color: black; border-bottom-style: double">
          &#160;
        </td>
        <td>

        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; padding-bottom: 4.0px; text-align: right" valign="bottom">
          $
        </td>
        <td style="white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; padding-bottom: 4.0px; text-align: right" valign="bottom">
          48
        </td>
        <td>

        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          Income tax expense
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          (12
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          )
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 4.0px; text-align: left" valign="bottom">
          Operating income
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          $
        </td>
        <td style="border-bottom-width: 2.25pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: double; text-align: right" valign="bottom">
          36
        </td>
        <td style="border-bottom-width: 2.25pt; border-bottom-color: black; border-bottom-style: double">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; padding-bottom: 2.0px; text-align: left" valign="bottom">
          ROTCE
        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td colspan="3">

        </td>
        <td>

        </td>
        <td style="border-bottom-width: 1.0pt; border-bottom-color: black; border-bottom-style: solid">
          &#160;
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: right" valign="bottom">
          8.7
        </td>
        <td style="border-bottom-width: 1.0pt; white-space: nowrap; padding-right: 0.0px; padding-left: 0.0px; border-bottom-color: black; border-bottom-style: solid; text-align: left" valign="bottom">
          %
        </td>
      </tr>
      <tr>
        <td colspan="25">
          &#160;
        </td>
      </tr>
      <tr>
        <td style="padding-left: 0.0px; text-align: left" colspan="25" valign="bottom">
          &#8317;&#185;&#8318;<i> Amount represents additional amortization
          required under the fair value amortization method over the cost
          amortization method</i>
        </td>
      </tr>
      <tr>
        <td colspan="25">
          &#160;
        </td>
      </tr>
    </table>
    </div>
    <p>

    </p>
    <p>
      CONTACT:<br>Investor Contact:<br>Kenneth Posner, SVP Strategic Planning
      and Investor Relations<br>(469) 426-3633<br><u>Shareholders@mrcooper.com</u><br><br>Media
      Contact:<br>Christen Reyenga, VP Corporate Communications<br><u>MediaRelations@mrcooper.com</u>
    </p>
  </body>
</html>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
