<SEC-DOCUMENT>0001193125-20-181087.txt : 20200626
<SEC-HEADER>0001193125-20-181087.hdr.sgml : 20200626
<ACCEPTANCE-DATETIME>20200626170056
ACCESSION NUMBER:		0001193125-20-181087
CONFORMED SUBMISSION TYPE:	11-K
PUBLIC DOCUMENT COUNT:		5
CONFORMED PERIOD OF REPORT:	20191231
FILED AS OF DATE:		20200626
DATE AS OF CHANGE:		20200626

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CEMEX SAB DE CV
		CENTRAL INDEX KEY:			0001076378
		STANDARD INDUSTRIAL CLASSIFICATION:	CEMENT, HYDRAULIC [3241]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			O5
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		11-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14946
		FILM NUMBER:		20994858

	BUSINESS ADDRESS:	
		STREET 1:		AVE. CONSTITUTION 444 PTE
		CITY:			MONTERREY, NUEVO LEON
		STATE:			O5
		ZIP:			64000
		BUSINESS PHONE:		52(81)83283000

	MAIL ADDRESS:	
		STREET 1:		AVE. CONSTITUTION 444 PTE
		CITY:			MONTERREY, NUEVO LEON
		STATE:			O5
		ZIP:			64000

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CEMEX SA DE CV
		DATE OF NAME CHANGE:	19990810
</SEC-HEADER>
<DOCUMENT>
<TYPE>11-K
<SEQUENCE>1
<FILENAME>d923588d11k.htm
<DESCRIPTION>FORM 11-K
<TEXT>
<HTML><HEAD>
<TITLE>Form 11-K</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>UNITED STATES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>SECURITIES AND EXCHANGE COMMISSION </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>WASHINGTON D.C. 20549 </B></P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>FORM <FONT
STYLE="white-space:nowrap">11-K</FONT> </B></P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>FOR ANNUAL
REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>SECURITIES EXCHANGE ACT OF 1934 </B></P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(Mark
One) </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:12pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B></B>&#9746;<B></B><B></B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman; " ALIGN="left"><B>Annual report pursuant to Section&nbsp;15(d) of the Securities Exchange Act of 1934
</B></P></TD></TR></TABLE> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><I>(No fee required, effective October&nbsp;7, 1996)</I> </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>For the fiscal year ended December&nbsp;31, 2019 </B></P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Or </B></P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:12pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B></B>&#9744;<B></B><B></B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman; " ALIGN="left"><B>Transition report pursuant to Section&nbsp;15(d) of the Securities Exchange Act of 1934
</B></P></TD></TR></TABLE> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><I>(No fee required)</I> </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>For the transition period from
<U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U> to
<U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U> </B></P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Commission file number <FONT STYLE="white-space:nowrap">1-14946</FONT> </B></P>
<P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">A.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Full title of the plan and the address of the plan, if different from that of the issuer named below:
</P></TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CEMEX, Inc. Savings Plan </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>10100 Katy Freeway Suite 300 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Houston, Texas 77043 </B></P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">B.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Name of issuer of the securities held pursuant to the plan and the address of its principal executive office:
</P></TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CEMEX, S.A.B. de C.V. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Avenida Ricardo Marg&aacute;in Zozaya #325 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Colonia Valle del Campestre </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>San Pedro Garza Garc&iacute;a, Nuevo Le&oacute;n </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>M&eacute;xico 66265 </B></P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CEMEX, INC. SAVINGS PLAN </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">FINANCIAL STATEMENTS AND </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">SUPPLEMENTAL SCHEDULE </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">DECEMBER&nbsp;31, 2019 AND 2018 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><I>(With Report of Independent Registered Public Accounting Firm) </I></P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CEMEX, INC. SAVINGS PLAN </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>TABLE OF CONTENTS </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="96%"></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Page</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><A HREF="#tx923588_1">REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM </A></B></P></TD>

<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><A HREF="#tx923588_2">FINANCIAL STATEMENTS</A></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx923588_3">Statements of Net Assets Available for Benefits - December&nbsp;
31, 2019 and 2018</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx923588_4">Statement of Changes in Net Assets Available for Benefits - Year Ended December&nbsp;31,
 2019</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx923588_5">Notes to Financial Statements</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B><A HREF="#tx923588_6">SUPPLEMENTAL INFORMATION*</A></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><A HREF="#tx923588_7">Schedule H, Line 4(i)&#151;Schedule of Assets (Held at End of Year)&#151;December
 31, 2019</A></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">*</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Other schedules required by 29 CFR <FONT STYLE="white-space:nowrap">2520.103-10</FONT> of the Department of
Labor&#146;s Rules and Regulations for Reporting and Disclosure under ERISA have been omitted because they are not applicable. </P></TD></TR></TABLE>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g923588g37x19.jpg" ALT="LOGO">
 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U><A NAME="tx923588_1"></A><A NAME="tx923588_1"></A>REPORT OF INDEPENDENT REGISTERED
PUBLIC ACCOUNTING FIRM </U></B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Participants and Administrator </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;of <B>CEMEX, Inc. Savings Plan </B> </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Opinion on the Financial Statements </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">We have audited the
accompanying statements of net assets available for benefits of the CEMEX, Inc. Savings Plan (the Plan) as of December&nbsp;31, 2019 and 2018, and the related statement of changes in net assets available for benefits for the year ended
December&nbsp;31, 2019, and the related notes (collectively referred to as the financial statements). In our opinion, the financial statements present fairly, in all material respects, the net assets available for benefits of the Plan as of
December&nbsp;31, 2019 and 2018, and the changes in net assets available for benefits for the year ended December&nbsp;31, 2019, in conformity with accounting principles generally accepted in the United States of America. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Basis for Opinion </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">These financial statements are the
responsibility of the Plan&#146;s management. Our responsibility is to express an opinion on the Plan&#146;s financial statements based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board
(United States) (PCAOB) and are required to be independent with respect to the Plan in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable
assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. The Plan is not required to have, nor were we engaged to perform, an audit of its internal control over financial reporting. An audit
includes consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Plan&#146;s
internal control over financial reporting. Accordingly, we express no such opinion. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Our audits included performing procedures to assess the risks of
material misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the
financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that our audits provide a
reasonable basis for our opinion. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g923588g70c00.jpg" ALT="LOGO">
 </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 1 - </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g923588g62z99.jpg" ALT="LOGO">
 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Supplemental Information </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The schedule H, line 4(i)&#151;schedule of assets (held at end of year) as of December&nbsp;31, 2019 has been subjected to audit procedures performed in
conjunction with the audit of the Plan&#146;s financial statements. The supplemental information is the responsibility of the Plan&#146;s management. Our audit procedures included determining whether the supplemental information reconciles to the
financial statements or the underlying accounting and other records, as applicable, and performing procedures to test the completeness and accuracy of the information presented in the supplemental information. In forming our opinion on the
supplemental information, we evaluated whether the supplemental information, including its form and content, is presented in conformity with the Department of Labor&#146;s Rules and Regulations for Reporting and Disclosure under the Employee
Retirement Income Security Act of 1974. In our opinion, the supplemental information is fairly stated, in all material respects, in relation to the financial statements as a whole. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">We have served as the Plan&#146;s auditor since 2012. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">/s/
DoerenMayhew </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Houston, Texas </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">June 26, 2020<B> </B> </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 2 - </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U><A NAME="tx923588_2"></A>FINANCIAL STATEMENTS </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CEMEX, INC. SAVINGS PLAN </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="tx923588_3"></A>STATEMENTS OF NET ASSETS AVAILABLE FOR BENEFITS </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>DECEMBER&nbsp;31, 2019 AND 2018 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="78%"></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; "><B>Assets</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2019</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Investments at fair value (Notes 3, 4 and 7)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">727,904,235</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">625,261,689</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Receivables:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Notes receivable from participants</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30,819,081</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">28,808,802</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Employee contributions receivable</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">460,084</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">377,215</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Employer contributions receivable</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">346,582</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">299,553</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Investment trades and other receivables</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">171,929</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">234,506</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total receivables</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">31,797,676</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">29,720,076</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">759,701,911</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">654,981,765</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; "><B>Liabilities</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Investment trades and other payables</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">23,157</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">32,055</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net assets available for benefits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">759,678,754</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">654,949,710</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">See accompanying notes to financial statements. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 3 - </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CEMEX, INC. SAVINGS PLAN </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="tx923588_4"></A>STATEMENT OF CHANGES IN NET ASSETS AVAILABLE FOR BENEFITS </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>YEAR ENDED DECEMBER&nbsp;31, 2019 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="89%"></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Additions to net assets:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Contributions:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Employer contributions, net of forfeitures (Note 1)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 26,964,068</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Participant contributions</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40,184,353</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Rollovers</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3,244,952</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total contributions</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">70,393,373</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Investment loss, net:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net appreciation in fair value of investments (Note 7)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">107,820,186</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Dividend and interest income</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15,992,789</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total investment loss, net</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">123,812,975</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest income from participant notes receivable</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,580,128</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total additions to net assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">195,786,476</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Deductions from net assets:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Distributions to participants</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">89,828,878</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Administrative fees and expenses (Note 7)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,228,554</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total deductions from net assets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">91,057,432</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:7.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net increase in net assets available for benefits</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">104,729,044</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net assets available for benefits:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Beginning of year</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">654,949,710</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">End of year</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">759,678,754</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">See accompanying notes to financial statements. </P>
<P STYLE="font-size:18pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 4 - </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CEMEX, INC. SAVINGS PLAN </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><A NAME="tx923588_5"></A><A NAME="tx923588_5"></A>NOTES TO FINANCIAL STATEMENTS </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>DECEMBER&nbsp;31, 2019 AND 2018 </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Note&nbsp;1&nbsp;-&nbsp;Plan Description </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>General</U> </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The CEMEX, Inc. Savings Plan (the
&#147;Plan&#148;) is a defined contribution plan of CEMEX, Inc. (in this capacity, the &#147;Sponsor&#148;) and its affiliated companies. The Plan is intended to qualify under section 401(a) of the Internal Revenue Code (&#147;IRC&#148;) as a
profit-sharing plan with a 401(k) feature. The Plan is subject to the provisions of the Employee Retirement Income Security Act of 1974 (&#147;ERISA&#148;), as amended. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following brief description of the Plan is provided for general information purposes only and is as of December&nbsp;31, 2019, unless otherwise noted. The
capitalized words and phrases used in the following subsections of this note shall have the meanings as set forth in the amended and restated Plan Agreement (the &#147;Plan Agreement&#148;). Participants should refer to the Plan Agreement for a
complete description of the Plan&#146;s provisions. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Administration of the Plan</U> </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">CEMEX, Inc. is the administrator (in this capacity, the &#147;Plan Administrator&#148;) of the Plan. Fidelity Management Trust Company serves as the trustee
(the &#147;Trustee&#148;) of the Plan. Among other duties, the Trustee receives contributions, holds and invests the fund assets in accordance with the directions of the participants, and makes disbursements as directed by the Plan Administrator.
Fidelity Workplace Services LLC is the recordkeeper (the &#147;Recordkeeper&#148;) of the Plan. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Eligibility</U> </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Except as otherwise noted, effective June&nbsp;1, 2013, Employees of CEMEX, Inc. and its affiliated companies (collectively, the &#147;Employer&#148;) that
have adopted the Plan are eligible to participate in the Plan on the Employee&#146;s date of hire. Prior to June&nbsp;1, 2013, Employees of the Employer that have adopted the Plan are eligible to participate in the Plan on the first day of the
calendar month following the Employee&#146;s date of hire. All Employees who are covered by a collective bargaining agreement shall be excluded from participating in the Plan, unless the collective bargaining agreement requires that the Employer
include such Employees in this Plan. Any Employee who is notified that he is eligible to participate in a foreign retirement plan maintained by CEMEX, Inc., or any company in any country operating under the CEMEX, S.A.B. de C.V. (the &#147;Parent
Company&#148;), shall be ineligible to participate in this Plan as of the first day of the month following the month he or she is notified of his or her eligibility to participate in such foreign retirement plan. The employee shall remain ineligible
until the first day of the month following the month he or she is notified that he or she is no longer eligible to participate in such foreign retirement plan. Any employee who is a nonresident alien with no United States source income, working
outside the United States, is a leased employee, or an individual contractor, shall be excluded from participating in the Plan. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="35%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="31%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">- 5 -</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Continued</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CEMEX, INC. SAVINGS PLAN </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>NOTES TO FINANCIAL STATEMENTS </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>DECEMBER 31, 2019 AND 2018 </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Note 1&nbsp;-&nbsp;Plan Description (Continued) </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Eligibility (Continued)</U> </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Each new Employee is automatically enrolled in the Plan at a salary deferral rate of 6% following ninety days of service. Prior to new participants&#146;
initial salary deferrals, participants have the option to opt out of the Plan or to increase their salary deferral rate. Participants who contribute less than 6% of compensation to the Plan are subject to an automatic salary deferral increase of 1%,
effective as soon as administratively practicable after April&nbsp;1 of each Plan&#146;s year, unless and until the participant&#146;s salary deferral contributions would exceed 6% of the participant&#146;s compensation, or the participant elects to
not have the automatic contribution increase apply. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Contributions</U> </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Employees may make voluntary contributions of up to 40% of eligible compensation on a <FONT STYLE="white-space:nowrap">before-tax</FONT> basis and an
additional 18% of eligible compensation on an <FONT STYLE="white-space:nowrap">after-tax</FONT> basis, subject to IRC limitations. Participants who are or will attain age 50 years old or older before the closing of the Plan&#146;s year are eligible
to make a <FONT STYLE="white-space:nowrap">catch-up</FONT> contribution in accordance with section 414(v) of the IRC. Participants may also contribute amounts representing distributions from other qualified defined benefit or contribution plans.
Participants may direct their contributions into Employer&#146;s stock, mutual funds, and common collective trust funds with various investment objectives and strategies. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Effective as of January&nbsp;1, 2019, the Plan was amended so that Employees may designate any portion of their salary deferrals as Roth deferral
contributions. Roth deferral contributions are included in the Employee&#146;s income at the time the Employee would have received the amount in cash if the Employee had not made a cash or deferred election. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Employer makes matching contributions of 100% of the participant&#146;s <FONT STYLE="white-space:nowrap">before-tax</FONT> contributions, which do not
exceed 6% of the participant&#146;s eligible compensation, unless otherwise specified by a collective bargaining agreement. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Contributions to the Plan are
made in cash. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Participant Accounts</U> </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Separate
accounts are maintained for each participant. Participant accounts are credited with the participant&#146;s contribution and allocations of the Employer&#146;s contributions and Plan earnings. Allocations (as defined in the Plan Agreement) are based
on each participant&#146;s earnings or account balance. Each participant is entitled to the benefit that can be provided from the participant&#146;s vested account. Each participant pays a flat fee from their account balance for Plan administration.
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="35%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="31%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">- 6 -</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Continued</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CEMEX, INC. SAVINGS PLAN </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>NOTES TO FINANCIAL STATEMENTS </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>DECEMBER 31, 2019 AND 2018 </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Note 1&nbsp;-&nbsp;Plan Description (Continued) </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Vesting</U> </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Participants are immediately vested in their employee and rollover contributions plus actual earnings thereon. Vesting in the Employer&#146;s matching and
discretionary minimum contribution portion of their accounts plus earnings thereon is based on years of Active Service (as defined in the Plan Agreement), among other things. The maximum years of Active Service required for 100% vesting is five
years. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Forfeitures</U> </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Forfeited amounts are first used
to restore forfeited amounts for participants who have previously been terminated but qualify for restoration under the terms of the Plan Agreement. If any amount remains after that allocation, it may be used to reduce Employer contributions or pay
expenses of administering the Plan. As of December&nbsp;31, 2019 and 2018, forfeited <FONT STYLE="white-space:nowrap">non-vested</FONT> accounts totaled $536,194 and $522,323, respectively. During fiscal year 2019, Employer contributions were
reduced by $1,915,988 from forfeited <FONT STYLE="white-space:nowrap">non-vested</FONT> accounts. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Benefit Payments</U> </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Benefits are payable from participant account balances, subject to certain restrictions, upon termination of employment, retirement, reaching the age of 59<SUP
STYLE="vertical-align:top">1</SUP>&#8260;<SUB STYLE="vertical-align:bottom">2</SUB>, or by death or incurring a disability or financial hardship, as defined in the Plan Agreement. Participants elect the method of distribution, which may be either in
the form of a direct rollover to an eligible retirement plan, lump sum payment or, if in excess of $5,000, payment over a period of time not to exceed the shorter of 10 years or certain life expectancies as defined in the Plan Agreement.
Participants may elect that their portion of account balances are invested in American Depository Shares of the Parent Company be distributed <FONT STYLE="white-space:nowrap">in-kind.</FONT> </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Unless timely election is made, terminated participants with a vested account balance less than or equal to $1,000 will automatically receive a lump sum cash
distribution and terminated participants with a vested account balance less than or equal to $5,000 but larger than $1,000 will automatically receive a direct rollover to an individual retirement account (&#147;IRA&#148;) designated by the
corresponding Benefits Committee. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="35%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="31%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">- 7 -</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Continued</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CEMEX, INC. SAVINGS PLAN </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>NOTES TO FINANCIAL STATEMENTS </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>DECEMBER 31, 2019 AND 2018 </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Note 1&nbsp;-&nbsp;Plan Description (Continued) </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Notes Receivable from Participants</U> </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A participant may obtain a loan from his or her separate account balance. Each loan is evidenced by a promissory note and may not be less than $1,000. The
loans are secured by the balance in the participant&#146;s account and bear interest at a rate commensurate with commercial prevailing rates as determined by the Plan Administrator. Provisions of the Plan require the aggregate of each loan
outstanding not to exceed the lesser of $50,000 or 50% of the participant&#146;s vested account balance. Repayment terms for loans are not to exceed five years, unless for the purpose of purchasing a primary residence, and principal and interest is
paid ratably through payroll deductions. A participant may only have up to two loans outstanding at the same time. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Note 2&nbsp;-&nbsp; Significant
Accounting Policies </B></P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Basis of Accounting</U> </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The
financial statements have been prepared on an accrual basis and present the net assets available for benefits and changes in those net assets in accordance with U.S. generally accepted accounting principles. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Use of Estimates</U> </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The preparation of financial statements
in accordance with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets, liabilities, and changes therein, and disclosure of contingent assets and liabilities.
Accordingly, actual results could differ from those estimates. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Investment Valuation and Income Recognition</U> </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Plan&#146;s investments are stated at fair value. Fair value is the price that would be received to sell an asset or paid to transfer a liability in an
orderly transaction between market participants at the measurement date. See Note 3 of the financial statements included elsewhere in this report for discussion of fair value measurements. Purchases and sales of securities are recorded on a
trade-date basis. Interest income is recorded on the accrual basis. Dividends are recorded on the <FONT STYLE="white-space:nowrap">ex-dividend</FONT> date. Net depreciation includes the Plan&#146;s gains and losses on investments bought and sold as
well as held during the year. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Notes Receivable from Participants</U> </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Notes receivable from participants are measured at their unpaid principal balance plus any accrued unpaid interest. Delinquent notes receivable, if any, from
participants are reclassified as distributions based upon the terms of the Plan Agreement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="35%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="31%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">- 8 -</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Continued</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CEMEX, INC. SAVINGS PLAN </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>NOTES TO FINANCIAL STATEMENTS </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>DECEMBER 31, 2019 AND 2018 </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Note 2&nbsp;-&nbsp;Significant Accounting Policies (Continued) </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Benefit Payments</U> </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Benefits are recorded when paid. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Administrative Expenses</U>
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Expenses incurred in connection with the purchase or sale of securities are charged against the investment funds whose assets are involved in such
transactions. Loan fees are paid by the borrowing participant. Legal, accounting and certain administrative costs of the Plan are paid by Plan participants. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>Plan Termination</U> </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Although no interest has been
expressed, the Sponsor has the right under the Plan to terminate the Plan subject to the provisions of ERISA. In the event of Plan termination, participants become 100% vested in their Employer contributions account. Participant contributions are
always 100% vested. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Note 3&nbsp;-&nbsp;Fair Value Measurements </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">FASB ASC 820 provides a framework for measuring fair value. That framework provides a fair value hierarchy that prioritizes the inputs to valuation techniques
used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The
three levels of the fair value hierarchy are described below: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%" VALIGN="top" ALIGN="left">Level&nbsp;1:</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Inputs to the valuation methodology are unadjusted quoted prices for identical assets or liabilities in active
markets that the Plan has the ability to access. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%" VALIGN="top" ALIGN="left">Level&nbsp;2:</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Inputs to the valuation methodology include: </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Quoted prices for similar assets or liabilities in active markets; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Quoted prices for identical or similar assets or liabilities in inactive markets; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Inputs other than quoted prices that are observable for the asset or liability; and </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Inputs that are derived principally from or corroborated by observable market data by correlation or other means.
</P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:9%; font-size:10pt; font-family:Times New Roman">If the asset or liability has a specified (contractual) term, the Level&nbsp;2 input must be observable for
substantially the full term of the asset or liability. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%" VALIGN="top" ALIGN="left">Level&nbsp;3:</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Inputs to the valuation methodology are unobservable and significant to the fair value measurement.
</P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="35%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="31%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">- 9 -</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Continued</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CEMEX, INC. SAVINGS PLAN </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>NOTES TO FINANCIAL STATEMENTS </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>DECEMBER 31, 2019 AND 2018 </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Note&nbsp;3&nbsp;-&nbsp;Fair Value Measurements (Continued) </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The asset&#146;s or liability&#146;s fair value measurement level within the fair value hierarchy is based on
the lowest level of any input that is significant to the fair value measurement. Valuation techniques used need to maximize the use of observable inputs and minimize the use of unobservable inputs. The following is a description of the valuation
methodologies used for assets measured at fair value. There have been no changes in the methodologies used at December&nbsp;31, 2019 and 2018. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>Mutual
funds and money market funds: </I>Valued at the daily closing price as reported by the fund. These funds are open-ended and are registered with the SEC, whereby they are required to publish their daily net asset value (&#147;NAV&#148;) and transact
at that price. The funds held by the Plan are deemed to be actively traded. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>Common stock: </I>Valued at the closing price reported on the active
market on which the individual securities are traded. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>Common collective trust funds: </I>Valued at the fair value of the underlying securities. The
investment in the Invesco Stable Value Trust (stable value fund) is valued at contract value as determined by the issuer based on the cost of the underlying investments plus accrued interest income less amounts withdrawn to pay benefits. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The methods described above may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values.
Furthermore, while the Plan believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in
a different fair value measurement at the reporting date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Plan&#146;s policy is to disclose transfers between levels based on valuations at the end
of the reporting period. There were no transfers between Levels 1 and 2 as of December&nbsp;31, 2019 and 2018. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table sets forth by level,
within the fair value hierarchy, the investments of the Plan measured on a recurring basis at fair value as of December&nbsp;31, 2019: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="88%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="55%"></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Level&nbsp;1</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Level&nbsp;2</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Level&nbsp;3</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Total</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Mutual funds</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">235,755,932</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">235,755,932</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Common collective trust funds</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">480,901,983</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">480,901,983</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Employer stock</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,816,493</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,816,493</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Money market funds</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,428,720</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,107</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,429,827</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total assets at fair value</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">247,001,145</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">480,903,090</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">727,904,235</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="35%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="31%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">- 10 -</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Continued</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CEMEX, INC. SAVINGS PLAN </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>NOTES TO FINANCIAL STATEMENTS </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>DECEMBER 31, 2019 AND 2018 </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Note&nbsp;3&nbsp;-&nbsp;Fair Value Measurements (Continued) </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table sets forth by level, within the fair value hierarchy, the investments of the Plan
measured on a recurring basis at fair value as of December&nbsp;31, 2018: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="88%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="55%"></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Level&nbsp;1</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Level&nbsp;2</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Level&nbsp;3</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Total</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Mutual funds</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">208,164,100</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">208,164,100</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Common collective trust funds</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">403,113,594</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">403,113,594</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Employer stock</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,595,605</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12,595,605</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Money market funds</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,387,409</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">981</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,388,390</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total assets at fair value</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">222,147,114</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">403,114,575</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">$</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">&#151;&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">625,261,689</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Note&nbsp;4&nbsp;-&nbsp;Investments </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Investments representing 10% or more of the Plan&#146;s net assets are considered to be significant concentrations and are as follows as of December&nbsp;31,
2019 and 2018: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="72%"></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2019</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Invesco Stable Value Trust</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">78,769,621</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">84,881,344</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">BNY Mellon Stock Index Fund</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">76,743,038</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">*</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="6%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">*</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Did not meet disclosure threshold of 10% of the Plan&#146;s net assets at year end. </P></TD></TR></TABLE>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Note&nbsp;5&nbsp;-&nbsp;Federal Income Tax Status </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The
Plan obtained its latest determination letter on March&nbsp;25, 2014 in which the Internal Revenue Service stated that the Plan, as then designed, was in compliance with the applicable requirements of the IRC. Although the Plan has been amended
since receiving the determination letter, the Plan Administrator and the Plan&#146;s tax counsel believe that the Plan is designed, and is currently being operated, in compliance with the applicable requirements of the IRC and, therefore, believe
that the Plan is qualified, and the related trust is <FONT STYLE="white-space:nowrap">tax-exempt.</FONT> </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">U.S. generally accepted accounting principles
require the Plan&#146;s management to evaluate tax positions taken by the Plan and recognize a tax liability if the Plan has taken an uncertain position that more likely than not would not be sustained upon examination by the IRS. The Plan
Administrator has analyzed the tax positions taken by the Plan, and has concluded that as of December&nbsp;31, 2019 and 2018, there are no uncertain positions taken or expected to be taken that would require recognition or disclosure in the
financial statements. The Plan is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress for the Plan. The Plan Administrator believes it is no longer subject to income tax
examinations for years prior to 2016. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="35%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="31%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">- 11 -</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Continued</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CEMEX, INC. SAVINGS PLAN </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>NOTES TO FINANCIAL STATEMENTS </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>DECEMBER 31, 2019 AND 2018 </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Note&nbsp;6&nbsp;-&nbsp;Reconciliation of Financial Statements to Form 5500 </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following is a reconciliation of net assets available for benefits per the financial statements to the
Form 5500 as of December&nbsp;31, 2019 and 2018: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="76%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="69%"></TD>

<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2019</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2018</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net assets available for benefits per the financial statements</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">759,678,754</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">654,949,710</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Benefits payable</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(42,897</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(198,618</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net assets available for benefits per the Form 5500</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">759,635,857</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">654,751,092</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following is a reconciliation of the net increase in net assets available for benefits per the financial statements to the
Form 5500 for the year ended December&nbsp;31, 2019: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="68%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="83%"></TD>

<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net increase in net assets available for benefits per the financial statements</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">104,729,044</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Less: Benefits payable at December&nbsp;31, 2019</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(42,897</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Add: Benefits payable at December&nbsp;31, 2018</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">198,618</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Net increase in net assets available for benefits per the Form 5500</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">104,884,765</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following is a reconciliation of benefits paid to participants per the financial statements to the Form 5500 for the year
ended December&nbsp;31, 2019: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="68%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="84%"></TD>

<TD VALIGN="bottom" WIDTH="4%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Benefits paid to participants per the financial statements</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">89,828,878</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Add: Benefits payable at December&nbsp;31, 2019</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42,897</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Less: Benefits payable at December&nbsp;31, 2018</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(198,618</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Less: Certain deemed distributions of participant loans for the year ended December&nbsp;31, 2019</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">(175,984</TD>
<TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Benefits paid to participants per the Form 5500</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">89,497,173</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="35%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="31%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">- 12 -</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Continued</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CEMEX, INC. SAVINGS PLAN </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>NOTES TO FINANCIAL STATEMENTS </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>DECEMBER 31, 2019 AND 2018 </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Note&nbsp;7&nbsp;-&nbsp;Related Party and
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Party-in-Interest</FONT></FONT> Transactions </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Certain Plan investments are in
American Depository Shares of the Parent Company (&#147;ADS&#148;), each ADS representing 10 ordinary participation certificates (&#147;CPO&#148;), each CPO which in turn represents two series A and one series B shares of CEMEX, S.A.B. de C.V. The
Plan&#146;s transactions involving the ADSs qualify as <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">party-in-interest</FONT></FONT> transactions. However, these transactions are covered by an exemption from the prohibited
transaction provisions of ERISA and the IRC. As of December&nbsp;31, 2019 and 2018, the Plan held 2,596,956 and 2,613,196 ADSs, respectively, with a cost basis of $24,675,900 and $26,955,207, respectively. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">During the year ended December&nbsp;31, 2019, the Plan and its participants paid direct compensation to the Recordkeeper of the Plan, of $856,190 related to
recordkeeping and administration services. Indirect compensation (that is netted against investment income on the statement of changes in net assets available for benefits) was paid to Fidelity of the balance of certain investment funds, and ranged
between 0.02% and 1.07%. The Plan has entered into a revenue sharing agreement with the Recordkeeper, with such amounts used to pay certain administrative expenses of the Plan. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Note&nbsp;8&nbsp;-&nbsp;Risks and Economic Uncertainties </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Plan provides for investment in various investment securities. Investment securities, in general, are exposed to various risks, such as interest rate,
credit and overall market volatility risks. Due to the level of risk associated with certain investment securities, it is at least reasonably possible that changes in the values of investment securities will occur in the near term and that such
changes could materially affect participants&#146; account balances and the amounts reported in the statements of net assets available for benefits. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">During March 2020, a global pandemic was declared by the World Health Organization related to the outbreak of a novel strain of coronavirus <FONT
STYLE="white-space:nowrap">(&#147;COVID-19&#148;).&nbsp;The</FONT> <FONT STYLE="white-space:nowrap">COVID-19</FONT> pandemic has significantly impacted the economic conditions in the U.S. and globally, as federal, state and local governments reacted
to the public health crisis in an attempt to contain and mitigate the effects of the <FONT STYLE="white-space:nowrap">COVID-19</FONT> including shutdowns of <FONT STYLE="white-space:nowrap">non-essential</FONT> infrastructure businesses, stricter
border controls, stringent quarantines and social distancing, which have had a substantial negative impact on the world economy. As a result of <FONT STYLE="white-space:nowrap">COVID-19,</FONT> economic uncertainties have arisen which have resulted
in heightened market risk and significant volatility in the investment markets, among other things. The duration of these uncertainties and the ultimate financial impact as a result of the <FONT STYLE="white-space:nowrap">COVID-19</FONT> pandemic
cannot be reasonably estimated at this time. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Note&nbsp;9&nbsp;-&nbsp;Subsequent Events </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Effective March 2020, the Plan implemented certain requirements created by the Coronavirus Aid, Relief, and Economic Security Act (&#147;CARES Act&#148;) and
the Setting Every Community Up for Retirement Enhancement Act of 2019 (&#147;SECURE Act&#148;), which laws change the Plan to, among others, allow certain eligible individuals to receive <FONT STYLE="white-space:nowrap">COVID-19</FONT> related
relief for loan repayment, allow distributions to qualified individuals, suspend minimum required distributions, and delay commencement for required minimum distributions. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="35%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="31%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">- 13 -</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">Continued</TD></TR></TABLE>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CEMEX, INC. SAVINGS PLAN </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>NOTES TO FINANCIAL STATEMENTS </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>DECEMBER 31, 2019 AND 2018 </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Note&nbsp;9&nbsp;-&nbsp;Subsequent Events (Continued) </B></P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">At close of market on March&nbsp;31, 2020, the CEMEX Company Stock investment option
offered in the investment lineup through the Plan was frozen, ending all contributions and money transfers in this investment option from that date. Unless otherwise directed by participant, future contributions will be directed to an existing
investment option based on participant date of birth. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Additionally, effective as of April&nbsp;1, 2020, the automatic salary deferral increase of 1% was
raised from a maximum salary deferral of 6% to a maximum salary deferral of 9%. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Furthermore, management performed an evaluation of subsequent events
through June&nbsp;26, 2020, the date of issuance of the financial statements included elsewhere in this report. However, as a result of such evaluation, management considered that no other subsequent events require recognition or disclosure in such
financial statements. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>* * * End of Notes * * * </B></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-14 - </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B><A NAME="tx923588_7"></A><A NAME="tx923588_7"></A>Supplemental Schedule H, Line 4(i)
</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Plan Sponsor <FONT STYLE="white-space:nowrap">No.&nbsp;72-0296500</FONT> </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Plan No.&nbsp;
001 </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U><A NAME="tx923588_6"></A><A NAME="tx923588_6"></A>SUPPLEMENTAL INFORMATION </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CEMEX, INC. SAVINGS PLAN </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SCHEDULE OF ASSETS (HELD AT END OF YEAR) </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>YEAR ENDED DECEMBER&nbsp;31, 2019 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="2%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="41%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="40%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:10pt; font-family:Times New Roman; ">(a)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">(b)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">(c)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">(d)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">(e)</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Identity of Issue, Borrower,</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Lessor, or Similar Party</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Description of Investment Including</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Maturity Date, Rate of Interest,</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Collateral, Par or Maturity Value</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Cost</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Current<BR>Value</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Invesco National Trust Company</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">INVESCO Stable Value Fund</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right"> 78,769,621</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">BNY Mellon</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">BNY Mellon Stock Index Fund Institutional Class</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">76,743,038</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">American Funds</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Washington Mutual Investors Fund R6</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">62,116,733</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">American Funds</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Growth Fund of America R6</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">55,950,376</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">*</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Fidelity</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Fidelity Total Bond K6 Fund</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">41,288,403</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price Retirement 2025 Trust (Class F)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">51,706,048</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price Retirement 2030 Trust (Class F)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">49,728,457</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price Retirement 2020 Trust (Class F)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">33,357,431</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price Retirement 2035 Trust (Class F)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">42,433,524</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">BNY Mellon</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">BNY Mellon Small Cap Stock Index Fund Institutional Class</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24,130,378</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price Retirement 2040 Trust (Class F)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">34,480,941</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">American Funds</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">EuroPacific Growth Fund R6</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21,548,464</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">*</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">CEMEX, S.A.B de C.V.</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">American Depository Shares</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,816,493</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price Retirement 2045 Trust (Class F)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">27,617,498</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">DFA</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">DFA U.S. Small Cap Portfolio Institutional Class</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,956,583</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">*</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Fidelity</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Fidelity Real Estate Index Fund&#151;Institutional Class</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13,426,704</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Victory Munder</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Victory Munder <FONT STYLE="white-space:nowrap">Mid-Cap</FONT> Core Growth Fund Class&nbsp;R6</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11,281,681</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">BNY Mellon</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">BNY Mellon International Index Fund Institutional Class</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9,231,769</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price Retirement 2055 Trust (Class F)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16,548,400</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price International Discovery Fund I Class</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8,299,154</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price Retirement 2015 Trust (Class F)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,842,460</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price Retirement 2050 Trust (Class F)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14,997,098</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Lazard Asset Management LLC</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Lazard Emerging Markets Equity Institutional Fund</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">5,878,139</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">BNY Mellon</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">BNY Mellon Aggregate Bond Index Fund Institutional Class</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">6,262,514</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price Retirement 2005 Trust (Class F)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,413,703</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price Retirement 2010 Trust (Class F)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2,337,168</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Vanguard</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Federal Money Market Fund Investor Shares</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,428,720</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">T. Rowe Price Retirement 2060 Trust (Class F)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">4,301,935</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Vanguard</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Inflation-Protected Securities Fund Admiral Shares</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,363,123</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">*</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Fidelity</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Fidelity Real Estate Investment Portfolio</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">646,572</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00px solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><FONT STYLE="white-space:nowrap">Non-participant</FONT> Directed
Investment</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Fidelity Cash Reserves Money Market Fund</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1,107</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1,107</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Total investments at fair value</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">727,904,235</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">*</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Participant loans</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Loans to participants at annual interest rates</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">ranging from 4.25% to 8.60%, maturity up to 18 years</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">**</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30,819,081</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">758,723,316</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">*</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Party-in-interest</FONT></FONT> as defined by
ERISA. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">**</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Cost information is not required as these assests are participant directed. </P></TD></TR></TABLE>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SIGNATURES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, the trustees<SUP STYLE="font-size:85%; vertical-align:top"> </SUP>(or other persons who
administer the employee benefit plan) have duly caused this annual report to be signed on its behalf by the undersigned, thereunto duly authorized. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="12%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="87%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">CEMEX, INC. SAVINGS PLAN</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">/s/ Guillermo Francisco Mart&iacute;nez-Sans</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Guillermo Francisco Mart&iacute;nez-Sans</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Executive Vice President, Human</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Resources and Communications and Chairman of the Plan Committee</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">June&nbsp;26, 2020</TD></TR>
</TABLE></DIV>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EXHIBIT INDEX </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>

<TD></TD>

<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD WIDTH="91%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; " ALIGN="center">EXHIBIT<BR>NO.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; " ALIGN="center">DESCRIPTION</P></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>23.1.</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Consent of Doeren Mayhew to the incorporation by reference into the Registration Statement (File <FONT STYLE="white-space:nowrap">No.&nbsp;333-83962)</FONT> on Form <FONT STYLE="white-space:nowrap">S-8</FONT> of CEMEX, S.A.B. de
C.V. of its report, dated June&nbsp;26, 2020, with respect to the audited financial statements of the CEMEX, Inc. Savings Plan as of December&nbsp;31, 2019.</TD></TR>
</TABLE>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.1
<SEQUENCE>2
<FILENAME>d923588dex231.htm
<DESCRIPTION>EX-23.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-23.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 23.1 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g923588g37x19.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">We consent to the incorporation by reference in Registration Statement (No. <FONT STYLE="white-space:nowrap">333-83962)</FONT> on Form <FONT
STYLE="white-space:nowrap">S-8</FONT> of our report dated June&nbsp;26, 2020, appearing in this Annual Report on Form <FONT STYLE="white-space:nowrap">11-K</FONT> of the CEMEX, Inc. Savings Plan for the year ended December&nbsp;31, 2019. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="100%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">/s/ DoerenMayhew</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Houston, Texas</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">June&nbsp;26, 2020</TD></TR>
</TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g923588g70c00.jpg" ALT="LOGO">
 </P>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>g923588g37x19.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g923588g37x19.jpg
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M/"]X.GAM<&UE=&$^(#P_>'!A8VME="!E;F0](G(B/S[_[@ .061O8F4 9,
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MI%5Q@3)"L<'Q4B,(H=%B,T-3%>%R@B0TLF-SLR46-Y+"1&3R@R;_V@ , P$
M A$#$0 _ /?F   : M'V5P;.1ZP0X2V)+2@ZA0/%4PGC&CI@N3(E<,<?'Q\?
M$[)@EBMFD3 V@  '!Q5:V4CZ<YBVFU]71RS:BUT9\LI?PPNM]VMQ;L_B)BZG
MG+ Y;2IL>&JY\FV29G5SK(K6KGZQ/HRF'9KSL5Z0>^TUH9>@Y/H1"][N('1M
M_@:.#2-GT\=4VIUEL4OKIM'.OT1TG;,=*G?AR'Q7V*GTG)=O!?N=( MLX1X.
M/DI+9+?^Y=0NI?K.<Y5E4P_2?-^\(W;0&W39]'+;]%3,9)91.2/O5-&@KEM?
M.I1U5/8BG%9T>AT@Z-R[;;Q\.GV\-3(D5+'W=U+E_7'E2<6NG.M%2S?Z?/DT
M:Z<IC$W,$2E<?&)FY'8Q<T5QNSXY0PYD@,<L;P1TW3'VS1>"SCK*9=%\ML<+
MNLSGJM-#FZ=:KS93H[3?N'TMRV*=:$;:$6E*DQ:42.9L,FL^\*9X?NX?U)38
M 71X/ZXH-NBT. 3H7M(^RI?=EY(_NZ.5)K<U5JKIR&4W$ES3I?>NOKL7(M1Z
M9X?=0NE'=#;<'\H@.)$6O:CJQ%2#_P!U$0KA-E6J0R,YRP;EBB)]!?9[9=TY
MR=2U'5LBQ>D><N/!'I71'#Q.LY!ZNSCTZ!LKKY$RQ365K$D'_P"+3^T9\N5:
MI3JMK=6;[$3Z#ELQ Q1M#ZG%I#D_.-9D]S6R:S?WW*.HQVNM"VBJ_P#T].C[
M2JKD90H!0"@% * 4 H!0"@% =*J*R4BE1.+"H01R-S^$85#I!/)<''CFQ"Z'
MYZ Z4B^&8J&\ BG.EM*1_% >SX!);3SAR]PC]6[<O7K_ .[0%Z4 H"VE=TMI
M!Q,'!67&B(N-C?S> J*R<G=;^3M5X!&T.2@/I(<S>7^TZB<*.MB6'[1JI3(*
M/9O:/9+U^S@XQH"XZ 4 H!0&M6;-Z9E+A)5<#<7%]Z.%VMLX;)J#>;#27NNP
ME0L/9A(BI+@(*/TA'_"+* V"-Y:PW"WD1?P<+JL);1TY8P,#'  L!1( <NW+
MP?ZV]^[0%S4 H!0"@% * 4 H!0"@% * 4 H!0"@% * 4 H!0"@% * 4 H!0"
M@% * 4 H!0"@% * 4 H!0"@% * 4 H!0"@.N/&2Q(L9/FL4"^"6P!,&#'(5+
M6X][\P"- 04:DN9HYA:6-,$7-V)4V/E#".*D>,9\8;Q%[R"U2_:=6K!IR()S
M5#$-.D"X"GVD%"P!M'AH"\T#.E!QQD1^[W"LGFXL2&UU-R)3#U&X%UX6HBQ>
M:[J( BM=)414KR"X"_8A&RT1P[0H#(*IF<A--9[5?M][81]N/H,061B(::X5
MU5=W9Q'M.HVXA$E!QFA(=$>T@!'1H]E 9.8C\:,FM=,>S'6B;A;BQ;BIRN3&
MW!QOZ,-F@!'AH#7Z@YB,U2_"3AS#D4_+I<9*$,GJ>RZI^)*0Z3Z%'"^Z4+J-
MKNV7D<%8[LUH^P6:: D,V,R#8/+9/$="VUFVCN5N0JH(#:QP< /1&<<R$%74
M:.]P$F*1=O+9M.[&G"%EHX5 9%<LYQ:RL=X%7,[B".881-OJKLP#&*?O"A%7
M:9-%FF6,_5"Q4<W9@[,3X1Y.4"U2>:^!CC3/O09"()"$BN--::X9<">KH!Q!
M<:V/W<GK2*O$B"NF"<XM <] 51#-/!"HRWE(9=_D\%GQVGHBH]%A53%]"% )
MKI,#:*844]<2$\[8?NC]71Q!:- 7"Y)VB5GZPO.-Z(B471&0FR:?.',2Z!,B
MR5Q7%!1%X1LM"Z?5_L9?V^S10%IH.:V#W&7.&2+T[)AI[D:K4/X*^B.%N*19
M8>RAV5H=>FKR2GG+J2Z!N_=YRP;MX!#VA0&8BCZ;!YZ*<=EE/ Q7DAHB:XU=
M$PQM-D$);/FR::?-?Z7MMY.Q/;0&$<T$WJ\+M-FG&\5;&"KR%(Z''!!P/LX8
M3& UQ72ZL:VF=JD4'ZB3<NIO%8(CB\/*!B\_F$F*(&[)SAF] :#D:#2CS&?C
M+E.+2:^4:J\K7;PI19@+2)=//U72E:^JZ0/?J%G" #0&0DW-S$/X=1U(2^X\
M=-NR0AWEA'02;?>*NO&-6D+7%V9#*-O:6\DHAO\ A'>P@ T!(=IO%LOQN)#N
M:*R3<+8<!,%-'6$S$[62/DKP!9>NB%MO)Q:0H##.9B<%V"8T<+X;T9.^2E5(
M2%U4+$&_<3P220HJ?>.7CKK4C2NG@EI%E@VA:(A;P<- 6Z])4ED24*I$4LE%
M6W5*:0#C4' Z-H"L<L1'3F^575(^N&4RU9L/FU,":<3MMY: P^1S62.HMY(;
M!!AMG&G=7G9UP%J\5M7&+"*PR4 76['KKFZ0UO>;V&U+.B3#ZVL #CM$0/@_
MFJDY.!8C139+1Q,Q"=,C0AU'1"JXK78]7,![-<'XAR+K$"(.79T&\FF14"7\
M(!P>&@,[PI*CW>+NE"+960&TAR%%!QK&CF,S3A\ZU'0W'LG]K0EY&!< 59+L
MOIITF8*8^D!#0(VT!*.@.(! 0T#8/LK@V2C%BAPEO28E!8TB,]-D%CO)D+%V
MYCI3T;"\U%##X/L:VG&DHSR<1FKDG(RC.8MILG64\LVL_F3KD''X]?#H:*1-
M<677&SW*NM<^6![N&/5<B<;B@II8VB\FXTB8?LWA[=QU^JEDON[\4V?O%ZV*
MI+5J+^^<N5(PZ#6*?E)?+KPNVV)9[LM*JM=8)U3:>DB97QA^DD$Q\P^\GRX$
MBSC84RS>39:;PGTMUA,,>V6#^L_;'XV]%:->6$-S.(+0LF\TJ38__>6G_ ]J
M98&VV'$N\##-E;:94R+:/ELR>S*UWT&U#+#_ &D"76N;3D/-1':7)[;N?9S+
M]C#LS4>A$.@%T% RTC8"W'+T0#@NBG!;IY:\KQC^6F[FRUM.&IRUD:JU:JP7
M/2LVT*[)"F/NRQ]6P1^9&][NGI9\6MC*6%*JQ%A1_)LRT^]5UGJ3RRYN(&S>
MQ_@R!!C\2W@CX8W<!7) -XDXFP>'3JAR(IBPVF*8<=V]7RCB+"V(\)6KJ+PE
MTHN96*BP_:174Y<L%/KJX,37%O LJ6B['P<J1A"91D^\R7_82DOXF'=O=+I6
M!9P6#HXN2M=E*ZTM6;9UC^OWP-F>_NK.N?1(C3]":5/(]_:#,FN7:*8FCV?8
MQB5H,B0';-Z@EO=7:Y2Z1%T;2-YT+RFHK>!=^JIJHKZ: \5EH_1]<_EBQ3?M
MLOV9=<^2DR6V6JITY:*G0?H:D4Z-"1BE-*T(GR'^97!]P62ZF8DN^<LJU.F(
MUW0F+&+VHJ])ZM2,?NT:LI+S=@;LK(G*&1B 9-E'+@PI ?K_ &F;<CI=KH)J
MYM3.G#"^J%=("KCHLN@  ' %>?;R\?X[NW>#:[)8YM61+F*B]&SK!:B4=*6J
MY\L3==V.!L$WAN]L]NMLJ$Z8U%C6M"Y7+3!LQ$I7(B)1&$((73F,W%D**B4>
M=>2U<=F4N7D\.WHN(S'N\"3$6%-.T%BZV5US?54P+VG[81$!#D&L+"V_:^;
MDV5B2K-DUD1R08BHBY8U)"HYJI0J0BD8TY#)QIN0L%OF2GX=M"R55'4=6K\B
M)_,M">W]1#[=D[UC,$P\Q=S(?GS-G%9SWW0<C=L/]P8@ Z$&0"QD+A9I/92
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M3KI?[48U]"4+%"'.>^)]X!D5BK'S<QAGYEF9S+!6$(Y*["EM$9VQ*RD+9_4
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MM+8ALVH/18;[>:IL^)@=!<$1KDB*.5+71X+..@,MT H!0"@% * 4 H!0"@%
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M730T9:P'+AMXLYT5<9B@23'6U'FW#[4=:$<4B/:TW6:(J66 M%-)?3IH#-M
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M[*,&704 3)H1Z5XZ ' X=/6_15LA4]_+^PE#5_DSS3+I3=U2;$[>-7C,JD)
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MI,U?3W&02G L-10-IF):!%=1#PE%I)$>B%E\A? . 1T4!#Z3[Z_A9U&]CMK
MN&'-@9-)EQ&^7"RS%7 ?+,%+NCHLL%4L : @G &.>,.* G+CR!"Z:_' N ,Q
MET]^2N\9?=Z#L^IC(Z/,+35![&UQ0A#]=/V$$X0Y* OR#W9C(#\%6>:E*9J$
M2+1EE9R,8F/BAC'7:CIVLC+M[0!P;%.0=4!:Q 7/^+_!IH#'<1N9EHLK9<'$
MRW8S4#\3FA(Y=V8['EA?E28%P%*)U)=1?Q04E35S<&0=K-*<2[ (ZPM_)0&2
M<I"DU&C+L.)"*MM"33[];#QP,>1(EDMWG5]>U8G"IZYS+Q*YA4!25:]_?O;Q
M'6^B@)XYNW.LD8];\=-(^;17=/$D-6'TM8)@ '$(FY1[4[7"6]J*RDP\/Y:
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M\KM"NTPA!:$CG4^//S"7X_$MVMNR39U=5=&/6(GS-7.UNC31'49EW;>\'?\
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MM$QSHK""59:HD52E%B9C@S?<YWIL3R,:,C=].!]SQ?Q!2S+E)G'>TXK('!
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MSZ4U<E*)4N7_ %&K-D5FY:'PS1S4ZH92KCMXS*?=BRS97CM 2+I-#*+B0^V
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M@% * 4 H!0"@% * 4 H!0"@% * 4 H!0"@% * 4 H!0"@% * 4 H!0"@% *
M4 H!0"@% * 4 H!0"@% * 4 H!0"@% * 4!K2FB"H3D_,$T8@)12Q<(\LD%*
M<)N>F VTS 6-E4U>NE$-&N+>@[K5\NW]H]+3V$CR64!<\T, 4O-5E-?8/%YG
M+BC(CP1B[*.+MC$0BGX+OP>T(C;['H5?N[AX=- 8NS<0X@+S3GJ2&8T4&9'P
M8Q!*.!W*3D3A=.7HFRV\E"-Z.$X;H7M<-4>M6NQ H)]J@-H^P"?*(1:DL1&@
MEE.Y=>[,>;,0S&("\4M!SH*D03387EE.O70^N?N:;P6:.4>$0-<39:$1%F7F
M7S2HC81(@9))E2W$T5KT=-XBFK">RVD"HA.R2$T"@$04W4ZWLF#JX1$/N]+P
M@TVT!B)BL:1F:N1\AW(O;&6AZOS*S+4?,1P,AXIQPE),I@Q4M23CTGC=ND-F
M%9JEDO72=:*P("(_;> * ON+BQ-ES3DU+,/+\\8.53 O&/)767 GIZ#^(-W\
M-U1?42%Y1*G#OXH=%VHFN==6\5MNFP )N9N245I$9*+]?48,R37(A]C;\;HC
MK;Z>NB?>SU6DM!::,6NF[O\ !6W8HD0,>S\] 1?Q\NS08KVR=Y=G$D(ZXR%8
M9KE)_(5U)_JJ]9536NE&-8J:( 7D@4LC>7#VKR?  <6@1$"I:")#C*9V<%+D
M=F-UV0OEUF=;=C-;"R3N+!5IZPB]KNE3:S333-V]<3+7"MCJ^S_=3190&08Z
M@&&HTRZ.%XS9&C Z"T04IXDUM83;3P;B"H)S?-&"Z0C(@W1$-AVH.&C!Q7NC
MPZ;* R%D\B!&8$?&I NL]$9CMFW%3)#<#;;:?=3DAJ(YA/N"TF,G%2MT;-EV
M]>L'0'V\<3V4!-6@% * 4 H!0"@% 1FF^'7'(2S&+\8CB(-B3(C5U18:AQP$
MQ56NO%'(G A.MKN,L4$DKW4E02;VC&)C=O /%IT <D=L>9[K_4)"EI[(INY>
M;@-AOQVP+J^58:/A@H=M4729U]][J3L/7KO4 .@.SZ TV4!:4:928X;*K(KB
M?318#^<SSF=^2F07EAGIYU21TYR+';$9'!15+IZ^-Y#NAHLO?10%8_,MQ"6)
ML3) DA7.*#5:#*O(<<-5ON!X-4X@KZRH":>SH,++664*_>%=2BQ(D <F%^2T
M#I(^RVKT;1-)L--IX)UQI+3E7C\/EW @"Z09+<<>,64U%CN,JZ+RA=="2*N)
M[A_H&+[* YX&@AV1@\7(Y% VT6LW55N$T' CF,S3MQF%KTLHB;!ZZM<YP-5*
MH7?L($R066<(VZ: RS/4>.&5XQ<,=H3D%J ]A3F^XUC#PA[7A,E14.B[4]-#
M_=1;;PXA+D#K: PRE91FU'4L17)</**HTMDB2ZS'JAN%SO=Z%'9%RBGA>3FL
MGWG,Y5 $/99V)Y$ZG=$! ! ;1XJ [)>RMDG8JY@#KB7;]S"EMT,1YLP^E85X
MDNQJZF STI!;KH3%&T %6(*Z9VT!TB'!QC0%FD,J3NN9*%W+"J/M%/O-<3W@
M2,OC4F.40C"F['PJO*\?%%NWAM$+RC8(!;IH"Y AJ9WV^8T7YA>D?[)Q(O8+
MP;C+C5O+Y+!6WH5(J:2B*[D6G.L'KX$VS=4<:]=)DK=/"(: H":/\7ZOT?GT
M\- :Y360UNNQ@R1=?KC6U*:9+<BX]S\A-YTO=(0D5Z:PUDPE%.96TH-HUL(*
M<2[!VTB-@!0&89.A^6WC_F_.9&<K)_$:&5TVX%G'<*>O;*NPXJ,A59B@!?59
MT%A+$;REVP/;0'91=#KV291=DV2JZ4=QR NM<HPTL@TTI11F6T64F*0+@)Y:
MZNJRBK*BH?5!$3!VWB +.0"TKF5@SAYG#,Q[6E_PZOJ(2!@1?JK_ /> -'8/
M\0!4A"RP6EP\?;Z RTXHL4ER?8YEXNN%RR>Q8_D=F&$@"@B;/G'NH,TT"@%[
M1H);-<% 8$E2!)>?1Y^)]TQ!TDLEWXJGCH1>;&(H+Z[%@*1 $M23VD92_P!J
M)06=L3P$"P@-OL$0+M<F6=3-0Y#3!;S\/%G_  $;:J\Q9(7R^M<<^XVFD:A'
M:1/[6 JB4YTA3,DU#ZP#8(C9P4 2H?EM]2E',BSBOL##(1-BKJHT&7'!-S:L
M/NM<("A8CG<:RY;PG!OIZ49^P$P"P!'A&P: [;#RLL58F69I.D9KL&14V2DF
M.$Q'1W8S4=?.(0,IOJJ"HW045RX>&\"WK,- 6#HTCPT!3-."I":.6]"A=N2;
M<;SM:AR]LP]"J>*N3P6^E/F\NHC9645=NW@5DF\U.I1E +0MNVB'!0%IQKEP
M>"7.2+,[KP(78II ;:\B8Z%!K?/H&VIMVW4L.O?QE3 +RH"&*9]W\(VC^8#)
M6:]D3%)$#OUFP<[A8<DJZ>& A.'#,"4$;O;K5))%0X4H3R7:'; M&WBH"/N[
M8REN+*I#"FFR 5(X<HOASG5]X&2!_7%WLA?[*AD-8C8-[HE/H^G@ V0T H!0
M"@% * 4 H!0"@% * 4 H!0"@% * 4 H!0"@% * 4 H!0"@% * 4 H!0"@% *
M 4 H!0"@% * 4 H!0"@% * 4 H!0"@% * 4 H!0"@.(+MMT0_)SVUR4B:VND
M#%R5%S70I%=LHIN :!U/1#:[<7,?'-VD]4-,5044@FE=&K?KKF*(V<-M0)3T
M8D,P<\?-IV.-B.96P,7&5(W5U-<:^(7-B5["=6F^J-E0O&+! ;UV\DJ>+753
MK=.L5KDW;8DC,2M&E,Z5LCD5,D<XE=QM<KOUI9"<]5I57Y46&1()F@M&OVX8
M?>4J+Y!<CK<!X^_D/"?]PH$E-=GOI?;C1D0"R<"7:[D5+Q !6#50=D'2 ]'1
MPUFM?(M76RU_U*U8Y<W,F2CW:3C+MJ69ZL9+I3(Z.98?+!3+B=%#90'6I.Y)
M-. ECJ#-1V*"'@+A_99*1D7ZR<*(VK;J2F*MVVSM@!TN*KICY\].[I\*>SV\
MJ3DZT,DIUZY5^LIFS#T=-B)2<)%4*X>CPLV3C7U KX@' ,H*C;K$@;M +0O
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M@% * 4 H!0"@% * 4 H!0"@% * 4 H!0"@% * 4 H!0"@% * 4 H!0"@% *
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M("IK'67N7F]U("IK.3I7>7GJ"J"#I7>7GH((<?67N7F]U3 MJ:QUE[EYO=2
MJ:QUE[EYO=2 J:QUE[EYO=2 J:QUE[EYO=2 J:QUE[EYO=2 J:QUE[EYO=2
MJ:QUE[EYO=2 J:QUE[EYO=2 J:QUE[EYO=2 J:SDZ5WEYZ@J@@Z5WEYZ""''
MUE[EYO=4P+:FL=9>Y>;W4@*FL=9>Y>;W4@*FL=9>Y>;W4@*FL=9>Y>;W4@*F
ML=9>Y>;W4@*FL=9>Y>;W4@*FL=9>Y>;W4@*FLY.E=Y>>H*H(.E=Y>>@@AQ]9
M>Y>;W5,"VIK'67N7F]U("IK'67N7F]U("IK'67N7F]U("IK/P;G0L]G^C53W
M*V5!<O\ :4/C,FM70IBV6H[1Y<C.08P<?:=FY"9Z^S%GL?ZV*:[$Y32E(,#V
M]C4!LK+N:U+9IR3/NNC]9UF(;M6V66HW.BI]6E.8T?HN[(SK8R+E'B5^9A84
M683R=2ZQ'XP+J/'[O)O5[-MCJ @G)[U,"LBCIBLGM^]V)/$B%@6Z1KU>T[SL
M+3;RM-])87-O2<Q&Q2:^B+$EK1U2L584TL5%7VQ/".$F*4LDC#ZVU%NF6YRK
M^#*RJJO3^-7^+]O]% <.ZOS,8+"E3**TI_CA$R33'+JQ)[CPU)EN$Y.[:07(
M[TQZ.V/T)9NK(M"\E'54J-AP\ W@ 1T5SD;T<-)>\C$3["JWS+:YJPFS4:JJ
MQ61IEJB(B1A0JI66,51%";I,4]TG8=;;?^CO5KD_!DJM"H]?XU?XD3YH+#10
M<DP[H!XFYHF![0?C97E)J3B3:^N"^8Z(#\FNF(UA#0-E3"O%QDN=!(5.WI-@
M]B5= #QB&D:;OWTI.N:3=<UKHRZZK5=!%K*Y8*G4Y.DB_%E1*811>%LW'6A+
M[F7K*F4.5D(M3Y6M1?X^K03 A#=_G8>S4/V8L5SM4[&CERJQMEI3V:FH6SJJ
M5V*[/K-7U<EB#<2DI;N?T,D   B'#P5K5]XXLMYW#(NA6+6DS7/C66"UG.6'
MP(N1VGV)F-]N' %MN_$,Z]:_0F,1N1N9B-_F+GU?K(0PUN<GS$SR8[7NJ&5)
MP06P94NR$EOQ9@\NKYFUAN)SAO.9,C];7%03K0$25[1KH/O"MZOO?-+O1KK;
MU;FOF,1L*U"*B0BBMDM=ERK0L$2$%BIH-V;DY]W6C^D*_P#RK56FJE,>EDZ]
M5RKISF25S=72BJY+,T.5\I*+.+.6?LU:_F&2''J->U.CH2W(#6>FS"T5$0.:
MV $2P;+>&NIE[TI-GQU8\1=4Z$N7,14K4TR7,3^'#YM'ZSO;5NFGS\#6S"G6
M)U<U\MR4)FG,F+_&CE:GSI]2YWS$9()ZS1,S,9$LG3NW,*+G ;B9P97$M#8P
M8"_#;PC;LBH*@[%,!(W7TE'W"G (!_>W_HJZ/#6*KJPO?,FW7;9(R$1Z._$<
MBJCF*BPK5X=*"I2N2%$8IW&)\%7SBVX;7=E[6K\1%E*S\-F6NU5^![$R)"E<
M^J!:IW)#F]S&LF;&!G3S(L\RUI*B#\)&G'T"M8^G,I+5^W@NC+[C%X7M;JCW
M!43@^Q?L^RLNS8UN+#M\R;_N>R5+0USXUGO7HN:YE5L4<U.BY41:JHB)D55,
M*U;O\0XDN2UW+?%J_#:V54_#ETP=6^28U<K4RNSZEC;T>9!,U[JE#+P\,UTQ
MQ4[VYE':+I1(51XR9K@;AMS.1;9MUAEW?)YE46U +2*0%G8B'U>E:/#;5\[&
M^%;!8+79;LD.1UJ=*555TR"5'5EH5%BJQ5$@J)%8JJY#KI6[_%U]7A9+PQ!,
M1$LJ34R2?G;5_AS&Z$7(JYJ"VF5NLY-:N7_(;#AB3VB:5,I.9[\>W6KET-=[
M&[4('"Z5[4Z':("EJ][7MFG1H_/9Q&LEMM]NM+9:U;7+E-A&/[MJMSRTC&MD
M@B4$OW6VM;NL=WV%Z5K,LQ<B?Q'HY/BFPH]JY?<32RS94'1".8_.O-*TYTA;
M2<T3\CQWMU(3R2@4.-<FRF=L^)99$UH&\=O<EO)6HXNO=M_X:L%QHBU[*LQ:
M53YG(N9&Z*:5^HW7!^%W7'C2W6]:639<M$@J1HEP^^[3G1#8+U(6=#Z..SAM
M_+PUK</QNOSPA[C?8]+WPY<Q1*"D13L'KCQHH3P;-..;.]C#CXQ -(5 [WRY
M(==M4V_F!!^.)_OH.]\N2'[M4V/F!O\ QA/_ /&I[SCWI=/+F/S:AN_,"%\:
M3Z#O2Z>7,-J&[\P(7QI/H.]+IY<PVH;OS A?&D^@[TNGES#:AN_,"%\:3Z#O
M2Z>7,-J&[\P(7QI/H.]+IY<PVH;OS A?&D^@[TNGES#:AN_,"%\:3Z#O2Z>7
M,-K&]\PHOQHA[ZB!3WU.7V#:QO?,*+\:(>^D!WU.7V#:AN_,"%\:3ZDN[TNG
MES#:AN_,"%\:3Z#O2Z>7,-J&[\P(7QI/H.]+IY<PVH;OS A?&D^@[TNGES#:
MQO?,*+\:(>^H@4]]3E]@VL;WS"B_&B'OI =]3E]@VH;OS A?&D^I+N]+IY<P
MVH;OS A?&D^@[TNGES#:AN_,"%\:3Z#O2Z>7,-J&[\P(7QI/H.]+IY<PVL;W
MS"B_&B'OJ(%/?4Y?8-K&]\PHOQHA[Z0'?4Y?8-J&[\P(7QI/J2[O2Z>7,-J&
M[\P(7QI/H.]+IY<PVL;WS"B_&B'OJ(%/?4Y?8-K&]\PHOQHA[Z0'?4Y?8-K&
M]\PHOQHA[Z0'?4Y?8-K&]\PHOQHA[Z0'?4Y?8-J&[\P(7QI/J2[O2Z>7,-J&
M[\P(7QI/H.]+IY<PVH;OS A?&D^@[TNGES#:AN_,"%\:3Z#O2Z>7,-K&]\PH
MOQHA[ZB!3WU.7V#:QO?,*+\:(>^D!WU.7V#:AN_,"%\:3ZDN[TNGES#:AN_,
M"%\:3Z#O2Z>7,-K&]\PHOQHA[ZB!3WU.7V#:QO?,*+\:(>^D!WU.7V#:AN_,
M"%\:3ZDN[TNGES#:AN_,"%\:3Z#O2Z>7,-J&[\P(7QI/H.]+IY<PVH;OS A?
M&D^@[TNGES#:AN_,"%\:3Z#O2Z>7,-J&[\P(7QI/H.]+IY<PVL;WS"B_&B'O
MJ(%/?4Y?8-K&]\PHOQHA[Z0'?4Y?8-J&[\P(7QI/J2[O2Z>7,-J&[\P(7QI/
MH.]+IY<PVL;WS"B_&B'OJ(%/?4Y?8-K&]\PHOQHA[Z0'?4Y?8-J&[\P(7QI/
MJ2[O2Z>7,-J&[\P(7QI/H.]+IY<PVH;OS A?&D^@[TNGES#:AN_,"%\:3Z#O
M2Z>7,-J&[\P(7QI/H.]+IY<PVH;OS A?&D^@[TNGES#:AN_,"%\:3Z#O2Z>7
M,-J&[\P(7QI/H.]+IY<PVH;OS A?&D^@[TNGES#:AN_,"%\:3Z#O2Z>7,-K&
M]\PHOQHA[ZB!3WU.7V#:QO?,*+\:(>^D!WU.7V#:AN_,"%\:3ZDN[TNGES#:
MAN_,"%\:3Z#O2Z>7,-J&[\P(7QI/H.]+IY<PVH;OS A?&D^@[TNGES#:AN_,
M"%\:3Z#O2Z>7,-J&[\P(7QI/H.]+IY<PVH;OS A?&D^@[TNGES#:AN_,"%\:
M3Z#O2Z>7,-J&[\P(7QI/H.]+IY<PVH;OS A?&D^@[TNGES#:QO?,*+\:(>^H
M@4]]3E]@VL;WS"B_&B'OI =]3E]@VH;OS A?&D^I+N]+IY<PVH;OS A?&D^@
M[TNGES#:AN_,"%\:3Z#O2Z>7,-J&[\P(7QI/H.]+IY<PVH;OS A?&D^@[TNG
MES#:AN_,"%\:3Z#O2Z>7,-J&[\P(7QI/H.]+IY<PVH;OS A?&D^@[TNGES#:
MQO?,*+\:(>^H@4]]3E]@VL;WS"B_&B'OI =]3E]@VH;OS A?&D^I+N]+IY<P
MVH;OS A?&D^@[TNGES#:AN_,"%\:3Z#O2Z>7,-J&[\P(7QI/H.]+IY<Q^[4M
MX;H7MH4.P0'_ !VG^^N$Z5&:B9(K^HN:L$K'Y==#=^N .%$]OWV0_N"K)MGZ
MJ6CH*GM1?UE7>D>M5>7Z"G!U-FV_=O.-$L"S_&Q#]'UOW*I?)M23)+J>N=6T
M9OT9##[S8UGSF._<,J_>SI[(Y=:GR+J;GU+MUQ(GU[?\;D!_=XZ,D6OK)RT]
M<VIF3/\ HR#O-B;/DL3_ $[ZWWLR>R.4Y!=B!T>C<<*)B7]' KI_!S!P4M23
M)$F9:FR_AJY]*HFN'O0RK-,D3)LJS/?65U;,N9%75])] [&QACT1<:+];@'6
MQ&SVVB%MG#4ME6N8^;,270VKG3.D.4?<5+>EAD)*DJ](NK9G9J=&O4?(NIO=
M(,.XX40;;>L$5<@%E@!9H$;1^BN%HESY$V39%8O3K49%HIS^_1[SFR?9I\J:
MZO\ C)5I@N>C4F3VGY=<S="\-S:-$LQ+.K^]R%E[_OK0L_+5\YT]S9K6R^DR
MKG^]]'Z8D-[NR3)LM?IS*U,%IA3[,D- O.-NWM N-%T< "L)^BWAT]*P;:PZ
MLV2R;+8^AM7,F?G.<Q\NULJO8G79Z5_L0^;CH;UT+EW:-$#2/ KD!#CXP&LM
M)TE9\RS,=^*VK1#)&'NICK)F/F3H7BK(67/31]U->6&1/T 7$VKO0O@X40+^
MFS[[(<%EG'>$--O'6.MFDW9TW-7H:8IEU4Z2YMHF39?=[2L%F9,BY(+F1#ZV
MA;0!B#M"B68EG^-R/$/^N$0&LNU):EEPLS%5S?9G]M!B69+)89O>6O\ WFI<
MW/\ 0A4DUA*/C>P2:@1/7Q_HY-0(FAX;=.D!#@K'<U]GMTV8Z,(-RI#Y4]IF
MLM39BRK0VA9E;3\M'+)[SO.D'1LY;MOYOJ<XUS=.A;6V;.Z6YW_I5B?^[2$E
M+URZ*R?[*F!Y\RZ0QF?9>"PIP8Y-_L\NL)J_@-]04%Y/*"LIEXR"<?$PA'DX
MYTKO:1X[ Y!KLKHO>U7,Y)EA=U4Q%RP1W^TU<_TG17YARS7Q+J6V3%,D*ZI[
M?A<FK61$]'C=N!=#IY8F]T>*UX2MQ_\ WY[:W#BAO J)+L5X]6Q/_KV9W^U*
M-);NJP CU?;;'%ZK_-M*?[,X_?1UW;'E>;W?"4/'=8W%S&7C>QD;$OX+[NO3
MO,6G;CT==VQY7F]WPE#QW3BYC+QO8R-B."^[KT[S%IVX]'7=L>5YO=\)0\=T
MXN8R\;V,C8C@ONZ].\Q:=N/1UW;'E>;W?"4/'=.+F,O&]C(V(X+[NO3O,6G;
MCT==VQY7F]WPE#QW3BYC+QO8R-B."^[KT[S%IVX]'7=L>5YO=\)0\=TXN8R\
M;V,C8C@ONZ].\Q:=N/1UW;'E>;W?"4/'=.+F,O&]C(V(X+[NO3O,6G;CT==V
MQY7F]WPE#QW3BYC+QO8R-B."^[KT[S%IVX]'7=L>5YO=\)0\=TXN8R\;V,C8
MC@ONZ].\Q:=N/1UW;'E>;W?"4/'=.+F,O&]C(V(X+[NO3O,6G;CT==VQY7F]
MWPE#QW3BYC+QO8R-B."^[KT[S%IVX]'7=L>5YO=\)0\=TXN8R\;V,C8C@ONZ
M].\Q:=N/1UW;'E>;W?"4/'=.+F,O&]C(V(X+[NO3O,6G;CT==VQY7F]WPE#Q
MW3BYC+QO8R-B."^[KT[S%IVX]'7=L>5YO=\)0\=TXN8R\;V,C8C@ONZ].\Q:
M=N/1UW;'E>;W?"4/'=.+F,O&]C(V(X+[NO3O,6G;CT==VQY7F]WPE#QW3BYC
M+QO8R-B."^[KT[S%IVX]'7=L>5YO=\)0\=TXN8R\;V,C8C@ONZ].\Q:=N/1U
MW;'E>;W?"4/'=.+F,O&]C(V(X+[NO3O,6G;CT==VQY7F]WPE#QW3BYC+QO8R
M-B."^[KT[S%IVX]'7=L>5YO=\)0\=TXN8R\;V,C8C@ONZ].\Q:=N/1UW;'E>
M;W?"4/'=.+F,O&]C(V(X+[NO3O,6G;CT==VQY7F]WPE#QW3BYC+QO8R-B."^
M[KT[S%IVX]'7=L>5YO=\)0\=TXN8R\;V,C8C@ONZ].\Q:=N/1UW;'E>;W?"4
M/'=.+F,O&]C(V(X+[NO3O,6G;CT==VQY7F]WPE#QW3BYC+QO8R-B."^[KT[S
M%IVX]'7=L>5YO=\)0\=TXN8R\;V,C8C@ONZ].\Q:=N/1UW;'E>;W?"4/'=.+
MF,O&]C(V(X+[NO3O,6G;CT==VQY7F]WPE#QW3BYC+QO8R-B."^[KT[S%IVX]
M'7=L>5YO=\)0\=TXN8R\;V,C8C@ONZ].\Q:=N/1UW;'E>;W?"4/'=.+F,O&]
MC(V(X+[NO3O,6G;CT==VQY7F]WPE#QW3BYC+QO8R-B."^[KT[S%IVX]'7=L>
M5YO=\)0\=TXN8R\;V,C8C@ONZ].\Q:=N/1UW;'E>;W?"4/'=.+F,O&]C(V(X
M+[NO3O,6G;CT==VQY7F]WPE#QW3BYC+QO8R-B."^[KT[S%IVX]'7=L>5YO=\
M)0\=TXN8R\;V,C8C@ONZ].\Q:=N/1UW;'E>;W?"4/'=.+F,O&]C(V(X+[NO3
MO,6G;CT==VQY7F]WPE#QW3BYC+QO8R-B."^[KT[S%IVX]'7=L>5YO=\)0\=T
MXN8R\;V,C8C@ONZ].\Q:=N/1UW;'E>;W?"4/'=.+F,O&]C(V(X+[NO3O,6G;
MCT==VQY7F]WPE#QW3BYC+QO8R-B."^[KT[S%IVX]'7=L>5YO=\)0\=TXN8R\
M;V,C8C@ONZ].\Q:=N/1UW;'E>;W?"4/'=.+F,O&]C(V(X+[NO3O,6G;CT==V
MQY7F]WPE#QW3BYC+QO8R-B."^[KT[S%IVX]'7=L>5YO=\)0\=TXN8R\;V,C8
MC@ONZ].\Q:=N/1UW;'E>;W?"4/'=.+F,O&]C(V(X+[NO3O,6G;CT==VQY7F]
MWPE#QW3BYC+QO8R-B."^[KT[S%IVX]'7=L>5YO=\)0\=TXN8R\;V,C8C@ONZ
M].\Q:=N/1UW;'E>;W?"4/'=.+F,O&]C(V(X+[NO3O,6G;CT==VQY7F]WPE#Q
MW3BYC+QO8R-B."^[KT[S%IVX]'7=L>5YO=\)0\=TXN8R\;V,C8C@ONZ].\Q:
M=N/1UW;'E>;W?"4/'=.+F,O&]C(V(X+[NO3O,6G;CT==VQY7F]WPE#QW3BYC
M+QO8R-B."^[KT[S%IVX]'7=L>5YO=\)0\=TXN8R\;V,C8C@ONZ].\Q:=N/1U
MW;'E>;W?"4/'=.+F,O&]C(V(X+[NO3O,6G;CT==VQY7F]WPE#QW3BYC+QO8R
M-B."^[KT[S%IVX]'7=L>5YO=\)0\=TXN8R\;V,C8C@ONZ].\Q:=N/1UW;'E>
M;W?"4/'=.+F,O&]C(V(X+[NO3O,6G;CT==VQY7F]WPE#QW3BYC+QO8R-B."^
M[KT[S%IVX]'7=L>5YO=\)0\=TXN8R\;V,C8C@ONZ].\Q:=N/1UW;'E>;W?"4
M/'=.+F,O&]C(V(X+[NO3O,6G;CT==VQY7F]WPE#QW3BYC+QO8R-B."^[KT[S
M%IVX]'7=L>5YO=\)0\=TXN8R\;V,C8C@ONZ].\Q:=N/1UW;'E>;W?"4/'=.+
MF,O&]C(V(X+[NO3O,6G;CT==VQY7F]WPE#QW3BYC+QO8R-B."^[KT[S%IVX]
M'7=L>5YO=\)0\=TXN8R\;V,C8C@ONZ].\Q:=N/1UW;'E>;W?"4/'=.+F,O&]
MC(V(X+[NO3O,6G;CT==VQY7F]WPE#QW3BYC+QO8R-B."^[KT[S%IVX]'7=L>
M5YO=\)0\=TXN8R\;V,C8C@ONZ].\Q:=N/1UW;'E>;W?"4/'=.+F,O&]C(V(X
M+[NO3O,6G;CT==VQY7F]WPE#QW3BYC+QO8R-B."^[KT[S%IVX]'7=L>5YO=\
M)0\=TXN8R\;V,C8C@ONZ].\Q:=N/1UW;'E>;W?"4/'=.+F,O&]C(V(X+[NO3
MO,6G;CT==VQY7F]WPE#QW3BYC+QO8R-B."^[KT[S%IVX]'7=L>5YO=\)0\=T
MXN8R\;V,C8C@ONZ].\Q:=N/1UW;'E>;W?"4/'=.+F,O&]C(V(X+[NO3O,6G;
MCT==VQY7F]WPE#QW3BYC+QO8R-B."^[KT[S%IVX]'7=L>5YO=\)0\=TXN8R\
M;V,C8C@ONZ].\Q:=N/1UW;'E>;W?"4/'=.+F,O&]C(V(X+[NO3O,6G;CT==V
MQY7F]WPE#QW3BYC+QO8R-B."^[KT[S%IVX]'7=L>5YO=\)0\=TXN8R\;V,C8
MC@ONZ].\Q:=N/1UW;'E>;W?"4/'=.+F,O&]C(V(X+[NO3O,6G;CT==VQY7F]
MWPE#QW3BYC+QO8R-B."^[KT[S%IVX]'7=L>5YO=\)0\=TXN8R\;V,C8C@ONZ
M].\Q:=N/1UW;'E>;W?"4/'=.+F,O&]C(V(X+[NO3O,6G;CT==VQY7F]WPE#Q
MW3BYC+QO8R-B."^[KT[S%IVX]'7=L>5YO=\)0\=TXN8R\;V,C8C@ONZ].\Q:
M=N/1UW;'E>;W?"4/'=.+F,O&]C(V(X+[NO3O,6G;CT==VQY7F]WPE#QW3BYC
M+QO8R-B."^[KT[S%IVX]'7=L>5YO=\)0\=TXN8R\;V,C8C@ONZ].\Q:=N/1U
MW;'E>;W?"4/'=.+F,O&]C(V(X+[NO3O,6G;CT==VQY7F]WPE#QW3BYC+QO8R
M-B."^[KT[S%IVX]'7=L>5YO=\)0\=TXN8R\;V,C8C@ONZ].\Q:=N/1UW;'E>
M;W?"4/'=.+F,O&]C(V(X+[NO3O,6G;CT==VQY7F]WPE#QW3BYC+QO8R-B."^
M[KT[S%IVX]'7=L>5YO=\)0\=TXN8R\;V,C8C@ONZ].\Q:=N/1UW;'E>;W?"4
M/'=.+F,O&]C(V(X+[NO3O,6G;CT==VQY7F]WPE#QW3BYC+QO8R-B."^[KT[S
M%IVX]'7=L>5YO=\)0\=TXN8R\;V,C8C@ONZ].\Q:=N/1UW;'E>;W?"4/'=.+
MF,O&]C(V(X+[NO3O,6G;F;\O>1C*OE97UYVP'$B5';C<J3@H"T?*.!WKV,?2
M"I_MMTA>O.=QJ(70!3LO6A9I *ZF^\78KQ0E6_ID4_NR='^[8S,=K<N!L(X:
M?UEQRE:Y%^].T_MS'DP.A_'LY?Y+3PZ..M/_ *:VKU5?\%5C\.=(IICG-RZ^
M75K5/Q4HRKD7+JS(?8?P/H'_ ,(*S[5^[7VH9K,@XO\ NPYZU]?WJ>U#EG]Q
M45L92* 4 H!0"@% * 4 H!0"@% * 4 H!0"@% * 4 H!0"@% * 4 H!0"@%
M* 4 H!0"@% * 4 H!0"@% * 4 H!0"@% * 4 H!0"@% * 4 H!0"@% * 4 H
M!0"@% * 4 H!0"@% * 4 H!0"@% * 4 H!0"@% * 4 H!0"@% * 4 H!0"@%
M * 4 H"GN?S0_377WQ^Y3V_J,&[?A]Y^?Q!_UP<PUT?_ ,7_ !_4IVOS>X__
!V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>g923588g62z99.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g923588g62z99.jpg
M_]C_X0 817AI9@  24DJ  @              /_L !%$=6-K>0 !  0   !D
M  #_X0,9:'1T<#HO+VYS+F%D;V)E+F-O;2]X87 O,2XP+P \/WAP86-K970@
M8F5G:6X](N^[OR(@:60](E<U33!-<$-E:&E(>G)E4WI.5&-Z:V,Y9"(_/B \
M>#IX;7!M971A('AM;&YS.G@](F%D;V)E.FYS.FUE=&$O(B!X.GAM<'1K/2)!
M9&]B92!835 @0V]R92 U+C,M8S Q,2 V-BXQ-#4V-C$L(#(P,3(O,#(O,#8M
M,30Z-38Z,C<@(" @(" @("(^(#QR9&8Z4D1&('AM;&YS.G)D9CTB:'1T<#HO
M+W=W=RYW,RYO<F<O,3DY.2\P,B\R,BUR9&8M<WEN=&%X+6YS(R(^(#QR9&8Z
M1&5S8W)I<'1I;VX@<F1F.F%B;W5T/2(B('AM;&YS.GAM<$U-/2)H='1P.B\O
M;G,N861O8F4N8V]M+WAA<"\Q+C O;6TO(B!X;6QN<SIS=%)E9CTB:'1T<#HO
M+VYS+F%D;V)E+F-O;2]X87 O,2XP+W-4>7!E+U)E<V]U<F-E4F5F(R(@>&UL
M;G,Z>&UP/2)H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C O(B!X;7!-33I$
M;V-U;65N=$E$/2)X;7 N9&ED.CDQ,44Y1C,X0C=#,C$Q14%!,4(P0S8T,S(Y
M03@T,3@X(B!X;7!-33I);G-T86YC94E$/2)X;7 N:6ED.CDQ,44Y1C,W0C=#
M,C$Q14%!,4(P0S8T,S(Y03@T,3@X(B!X;7 Z0W)E871O<E1O;VP](D%D;V)E
M(%!H;W1O<VAO<"!#4S8@5VEN9&]W<R(^(#QX;7!-33I$97)I=F5D1G)O;2!S
M=%)E9CII;G-T86YC94E$/2(R-3@X0S(T149$.#0P,#<Q1D-!.3,X0C8U,#0Q
M.3!!.2(@<W12968Z9&]C=6UE;G1)1#TB,C4X.$,R-$5&1#@T,# W,49#03DS
M.$(V-3 T,3DP03DB+SX@/"]R9&8Z1&5S8W)I<'1I;VX^(#PO<F1F.E)$1CX@
M/"]X.GAM<&UE=&$^(#P_>'!A8VME="!E;F0](G(B/S[_[@ .061O8F4 9,
M   !_]L A  ! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! @(" @(" @(" @(# P,# P,# P,# 0$! 0$! 0(! 0(" @$" @,#
M P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P/_P  1"  B *4# 1$  A$! Q$!_\0 L@   @(" P$!            !P@
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M:% =5R)+36UQ@UG03")A\()UX()D]^>RHX'LRFZF!+X_Z/M/F:S_ &-:=VL
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M:L^7.?+5>N8'6<#%K(CW^[N_+;_<E QE,-LN]"_N-(X5PA%TNSW)&W>5,#
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MB&A".?S==,Z0#WONL1#TCMAV^)I!83$Z'8U(D'(3TMP$"C33B9193>/X>:+
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L2;;_ -!XF^!_T^;_ .G'P!^7W/AO^3[_ %V(CO8BEB*6(NMHZRI8BEB+_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>g923588g70c00.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g923588g70c00.jpg
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M/"]X.GAM<&UE=&$^(#P_>'!A8VME="!E;F0](G(B/S[_[@ .061O8F4 9,
M   !_]L A  ! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! @(" @(" @(" @(# P,# P,# P,# 0$! 0$! 0(! 0(" @$" @,#
M P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,# P,#
M P/_P  1"  ^ T4# 1$  A$! Q$!_\0 [  !  (!!0$!              8'
M" $" P0%"0H! 0  !P$!               ! @,$!08'" D0   $! (%!P4+
M!@@'#@<   $$!08 $0(' P@A%!46&3$2UA=76 E!TA.5EE%AH>$B4B24)=67
ML3(CHR88<8&10C0U-W?!,T14M38*T9*B0W-D=(1%585&MCCP@E-CM.0G$0 !
M @,% P8)!P@%# ,!     0(1 P0A$A,%!C%1!T%3HU34%V&A(C)2HM,457&Q
M0B,SDQB!T4-C<Z05")'!X6+"\'*R@[/#)#2T)34WDD06)O_:  P# 0 "$0,1
M #\ _<+>R_5K\N[-ZPKNN3=AI5K":W]HT)JDN?;JG_5Q<$Y")GSLQU:*3&7B
M)BKQ9,B';37["/\ Z-Q=))>J1(#BQY$.VBOV$?\ T;B2XX#BQY$.VBOV$?\
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M@F,,)NX6"8PPF[A8)C#";N%@F,,)NX6"8PPF[A8)C#";N%@F,,)NX6&G\/\
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MCQ8>WCY%^-=_[.2?]]#$_P!#N>)F><#\G8\L7\KS4'(:1,1$ ( 0 @! " $
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M>^U%FDZ^9-W61NDT#3K0K:.CJ<N0GW'.,A^+2@!0LUW&!4 *;5!7$"7T*?\
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M7:^C]T@L'>=-<Z'V<Z[:J,7:Y+>2"E6VO\*9TIF;#+#:B]=P;/K-G;YX N-
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MZ0$)R" *"P<Y"GC-UP*&!;XB94T!T-=%5#I-?<!QED4)VMA1=":ZE!;!B Y
M2 %-$F/V//G5<H>4"07\N^_RMB;:W'M,9($7(\GE;<:"F!LYU$SR.I37%IKI
MRD6'9,SX)XD@.RERP!61W-DZ,:]AK&0!!Q6F-VY34UF-LGJ)0V[;IK;HMP3
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ME-6M)VR33MWT7%5S2NV]^]5:X("*WFLY05RSNI;(UCKM3M)%-3$B(@(B(C*
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MSRJ6X'"24F:;V$U%QTM)<44LVH'5@BZ60@JB^XYIV[FR1:@&DW4@/;0Y1G*
M+%M#<NY#PNT[D)[MQ.:I C;2V[H1TA+6P=13&%RJ#QI$_ML$<A,9)DOX@]R
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MG1RR [Z)@Y>,?#P"UM3S=3W?C)2OA-12723O/@3,U6N0,,Z94BBP8*"8&BV
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MD<%QJS4(8Z6Y*5M;J2;NK30($:7L1J?5=MB&-SFJ;#%=@44GMTJ0&FL>26F
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M.D_NI"TE<4X4 &D%OK9"L 2WCU*I@;S*?5Z!X0 1"L7(!KG@/VB&((ZZ(\L
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?@! " $ ( 0 @! " $ ( 0 @! " $ ( 0 @! " /_V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
