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v3.20.1

Segment Information - Summary of Assets and Liabilities Per Segment (Detail) - EUR (€) € in Millions | Dec. 31, 2019 | Dec. 31, 2018 | Jan. 01, 2018 | [1] | Dec. 31, 2017
--- | --- | --- | --- | --- | ---
Assets |  |  |  |  |
Cash and cash equivalents | € 12,263 | € 8,744 | [1] | € 10,768 | € 10,768
Investments | 145,976 | 138,625 |  |  |
Investments for account of policyholders | 226,374 | 194,353 | [1] | 194,063 |
Investments in joint ventures | 1,983 | 1,745 | [1] | 1,712 | 1,712
Investments in associates | 363 | 327 | [1] | 308 | 308
Deferred expenses | 10,804 | 10,910 | [1] | 10,135 |
Other assets | 42,585 | 37,928 |  |  |
Assets | 440,348 | 392,633 | [1] | 395,923 |
Liabilities |  |  |  |  |
Insurance contracts | 123,454 | 115,328 | [1] | 110,848 |
Insurance contracts for account of policyholders | 135,710 | 117,113 |  |  |
Investment contracts | 18,594 | 18,048 | [1] | 16,943 |
Investment contracts for account of policyholders | 93,826 | 80,097 |  |  | € 74,434
Other liabilities | 44,324 | 39,505 |  |  |
Total liabilities | 415,907 | 370,091 | [1] | € 371,844 |
Americas [member] |  |  |  |  |
Assets |  |  |  |  |
Cash and cash equivalents | 822 | 683 |  |  |
Investments | 75,076 | 71,056 |  |  |
Investments for account of policyholders | 107,963 | 95,343 |  |  |
Investments in joint ventures |  | 1 |  |  |
Investments in associates | 79 | 72 |  |  |
Deferred expenses | 8,999 | 9,209 |  |  |
Other assets | 27,078 | 27,782 |  |  |
Assets | 220,017 | 204,145 |  |  |
Liabilities |  |  |  |  |
Insurance contracts | 73,784 | 71,584 |  |  |
Insurance contracts for account of policyholders | 77,988 | 68,126 |  |  |
Investment contracts | 6,662 | 6,943 |  |  |
Investment contracts for account of policyholders | 29,976 | 27,217 |  |  |
Other liabilities | 15,468 | 17,055 |  |  |
Total liabilities | 203,877 | 190,924 |  |  |
The Netherlands [member] |  |  |  |  |
Assets |  |  |  |  |
Cash and cash equivalents | 9,627 | 6,004 |  |  |
Investments | 59,983 | 57,738 |  |  |
Investments for account of policyholders | 25,491 | 23,767 |  |  |
Investments in joint ventures | 1,159 | 1,001 |  |  |
Investments in associates | 106 | 85 |  |  |
Deferred expenses | 360 | 66 |  |  |
Other assets | 11,996 | 7,421 |  |  |
Assets | 108,722 | 96,083 |  |  |
Liabilities |  |  |  |  |
Insurance contracts | 40,554 | 34,878 |  |  |
Insurance contracts for account of policyholders | 25,328 | 23,855 |  |  |
Investment contracts | 11,716 | 10,795 |  |  |
Investment contracts for account of policyholders | 2,301 | 2,101 |  |  |
Other liabilities | 22,636 | 17,499 |  |  |
Total liabilities | 102,535 | 89,127 |  |  |
United Kingdom [member] |  |  |  |  |
Assets |  |  |  |  |
Cash and cash equivalents | 305 | 315 |  |  |
Investments | 2,034 | 2,114 |  |  |
Investments for account of policyholders | 91,848 | 73,958 |  |  |
Investments in associates | 9 | 8 |  |  |
Deferred expenses | 913 | 896 |  |  |
Other assets | 2,546 | 1,893 |  |  |
Assets | 97,655 | 79,184 |  |  |
Liabilities |  |  |  |  |
Insurance contracts | 1,518 | 1,435 |  |  |
Insurance contracts for account of policyholders | 31,559 | 24,086 |  |  |
Investment contracts | 211 | 223 |  |  |
Investment contracts for account of policyholders | 61,305 | 50,532 |  |  |
Other liabilities | 1,459 | 1,047 |  |  |
Total liabilities | 96,052 | 77,322 |  |  |
Southern & Eastern Europe [member] |  |  |  |  |
Assets |  |  |  |  |
Cash and cash equivalents | 152 | 148 |  |  |
Investments | 1,711 | 1,660 |  |  |
Investments for account of policyholders | 994 | 1,187 |  |  |
Investments in joint ventures | 476 | 472 |  |  |
Investments in associates |  | 5 |  |  |
Deferred expenses | 45 | 74 |  |  |
Other assets | 271 | 272 |  |  |
Assets | 3,648 | 3,819 |  |  |
Liabilities |  |  |  |  |
Insurance contracts | 1,411 | 1,339 |  |  |
Insurance contracts for account of policyholders | 815 | 1,022 |  |  |
Investment contracts | 2 | 85 |  |  |
Investment contracts for account of policyholders | 181 | 169 |  |  |
Other liabilities | 323 | 400 |  |  |
Total liabilities | 2,733 | 3,015 |  |  |
Asia [member] |  |  |  |  |
Assets |  |  |  |  |
Cash and cash equivalents | 91 | 90 |  |  |
Investments | 6,662 | 5,720 |  |  |
Investments for account of policyholders | 82 | 103 |  |  |
Investments in joint ventures | 192 | 152 |  |  |
Investments in associates | 28 | 17 |  |  |
Deferred expenses | 487 | 665 |  |  |
Other assets | 1,905 | 1,907 |  |  |
Assets | 9,448 | 8,654 |  |  |
Liabilities |  |  |  |  |
Insurance contracts | 7,825 | 7,726 |  |  |
Insurance contracts for account of policyholders | 20 | 24 |  |  |
Investment contracts | 2 | 2 |  |  |
Investment contracts for account of policyholders | 62 | 79 |  |  |
Other liabilities | 229 | 67 |  |  |
Total liabilities | 8,138 | 7,898 |  |  |
Asset management [member] |  |  |  |  |
Assets |  |  |  |  |
Cash and cash equivalents | 166 | 213 |  |  |
Investments | 266 | 181 |  |  |
Investments in joint ventures | 153 | 119 |  |  |
Investments in associates | 129 | 131 |  |  |
Other assets | 126 | 123 |  |  |
Assets | 840 | 767 |  |  |
Liabilities |  |  |  |  |
Other liabilities | 322 | 293 |  |  |
Total liabilities | 322 | 293 |  |  |
Holding and other activities [member] |  |  |  |  |
Assets |  |  |  |  |
Cash and cash equivalents | 1,100 | 1,290 |  |  |
Investments | 244 | 157 |  |  |
Investments in joint ventures | 3 |  |  |  |
Investments in associates | 21 | 8 |  |  |
Other assets | 31,511 | 27,258 |  |  |
Assets | 32,879 | 28,713 |  |  |
Liabilities |  |  |  |  |
Insurance contracts | 17 | 15 |  |  |
Other liabilities | 8,421 | 6,156 |  |  |
Total liabilities | 8,438 | 6,171 |  |  |
Eliminations [member] |  |  |  |  |
Assets |  |  |  |  |
Cash and cash equivalents | 0 |  |  |  |
Investments | 0 | 0 |  |  |
Investments for account of policyholders | (4) | (5) |  |  |
Investments in associates | (10) |  |  |  |
Other assets | (32,848) | (28,727) |  |  |
Assets | (32,862) | (28,732) |  |  |
Liabilities |  |  |  |  |
Insurance contracts | (1,655) | (1,648) |  |  |
Other liabilities | (4,534) | (3,012) |  |  |
Total liabilities | € (6,189) | € (4,660) |  |  |
[1] | Amounts have been restated to reflect voluntary changes in accounting policies related to liability adequacy testing that was adopted by Aegon effective January 1, 2019. Refer to note 2.1.2 Voluntary changes in accounting policies for details about this change.

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