<SEC-DOCUMENT>0001193125-23-179217.txt : 20231003
<SEC-HEADER>0001193125-23-179217.hdr.sgml : 20231003
<ACCEPTANCE-DATETIME>20230630062955
<PRIVATE-TO-PUBLIC>
ACCESSION NUMBER:		0001193125-23-179217
CONFORMED SUBMISSION TYPE:	CORRESP
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20230630

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AEGON NV
		CENTRAL INDEX KEY:			0000769218
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				000000000
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		CORRESP

	BUSINESS ADDRESS:	
		STREET 1:		AEGONPLEIN 50
		STREET 2:		PO BOX 85
		CITY:			THE HAGUE
		STATE:			P7
		ZIP:			2501 CB
		BUSINESS PHONE:		011-31-70-344-7308

	MAIL ADDRESS:	
		STREET 1:		AEGONPLEIN 50
		STREET 2:		PO BOX 85
		CITY:			THE HAGUE
		STATE:			P7
		ZIP:			2501 CB

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	AEGON NV
		DATE OF NAME CHANGE:	19970423
</SEC-HEADER>
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<IMG SRC="g421852g0617050324012.jpg" ALT="LOGO">
</P> <P STYLE="font-size:40pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">June&nbsp;30, 2023</P>
<P STYLE="font-size:40pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>VIA EDGAR</U></B></P>
<P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Division of Corporation Finance</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">U.S. Securities and Exchange Commission (&#147;<B><I>SEC</I></B>&#148;)</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">100 F Street, N.E.</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">Washington, D.C. 20549-6010</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3">1271 Avenue of the Americas</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3">New York, New York 10020-1401</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3">Tel:&nbsp;+1.212.906.1200&nbsp;Fax:&nbsp;+1.212.751.4864</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">www.lw.com</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:1pt">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3">FIRM / AFFILIATE OFFICES</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Austin</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Milan</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Beijing</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Munich</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Boston</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">New York</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Brussels</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Orange County</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Century&nbsp;City</TD>
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<TD VALIGN="top">Paris</TD></TR>
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<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Chicago</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Riyadh</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Dubai</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">San Diego</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">D&uuml;sseldorf</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">San Francisco</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Frankfurt</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Seoul</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Hamburg</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Shanghai</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Hong Kong</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Silicon Valley</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Houston</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Singapore</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">London</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Tel Aviv</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Los Angeles</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Tokyo</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Madrid</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Washington,&nbsp;D.C.</TD></TR>
</TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left"><B>RE:</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Registration Statement on Form <FONT STYLE="white-space:nowrap">F-4</FONT> for Aegon N.V., to be Renamed and
Converted into Aegon Ltd. in connection with the Redomiciliation Described Herein </B></P></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Ladies and Gentlemen: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Aegon N.V., a Dutch public limited liability company (<I>naamloze vennootschap</I>) (&#147;<B><I>Aegon</I></B>&#148;), is a publicly traded
insurance holding company and foreign private issuer registrant that is headquartered in the Netherlands and dual-listed on the New York Stock Exchange and Euronext Amsterdam, which is the principal market for Aegon&#146;s common shares. Aegon is
registering the common shares of Aegon Ltd. (which is the name of the Bermuda exempted company into which Aegon N.V. will be converted following the consummation of the steps described herein) to be held by persons in the United States following the
steps described herein. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In October 2022, Aegon entered into an agreement relating to the sale of its Dutch business to ASR Nederland N.V.
(the &#147;<B><I>ASR Transaction</I></B>&#148;).<SUP STYLE="font-size:75%; vertical-align:top">1</SUP> As a result of the ASR Transaction, Aegon will no longer have a regulated insurance entity presence in the Netherlands. The European Solvency II
regime includes specific rules for determining the default regulator that is to act as group supervisor for insurance groups with insurance entity presence and their top holding company legal seat in the European Economic Area
(&#147;<B><I>EEA</I></B>&#148;). The Dutch Central Bank (<B><I>&#147;DNB</I></B>&#148;) is currently the group supervisor for Aegon and its subsidiaries (&#147;<B><I>Aegon Group</I></B>&#148;), with both the Aegon Group holding company and its
significant insurance entities present in the Netherlands. Following the ASR Transaction, however, Aegon will no longer have an insurance entity presence in the Netherlands. Under Solvency II rules, Aegon&#146;s current supervisor, the DNB, can
therefore no longer remain Aegon&#146;s group supervisor. After consulting the members of the college of supervisors, the Bermuda Monetary Authority (&#147;<B><I>BMA</I></B>&#148;) has informed Aegon that the BMA will become its group supervisor if
Aegon were to transfer its legal seat to Bermuda. Bermuda hosts many respected international insurance companies, including three of Aegon&#146;s subsidiaries. Bermuda&#146;s regulatory regime is well recognized, having been granted equivalent
status by the EU under the Solvency II Regime, and by the UK under its own Solvency UK regime. It has also been designated as a qualified jurisdiction and reciprocal jurisdiction by the NAIC. This enables insurance companies that are regulated by
the BMA to easily conduct <FONT STYLE="white-space:nowrap">cross-border</FONT> business. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In light of the above, Aegon intends to
implement a redomiciliation that would result, once various nearly concurrent steps are completed, in the conversion of Aegon N.V. into Aegon Ltd., a Bermuda exempted company (the &#147;<B><I>Redomiciliation</I></B>&#148;). Aegon will maintain its
head office in the Netherlands and remain a Dutch tax resident in connection with the Redomiciliation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Dutch law currently does not
facilitate a direct change of legal domicile of a Dutch public limited liability company to a jurisdiction outside the EEA. As a result, Aegon intends to effect the Redomiciliation by first changing its legal domicile to Luxembourg, which is a
jurisdiction within the EEA that does facilitate a change of legal domicile to a jurisdiction outside the EEA, and nearly concurrently thereafter, by changing its legal domicile to Bermuda. Therefore, the Redomiciliation will occur in two principal
steps expected to take place on the same day: (1)&nbsp;subject to approval at an Extraordinary General Meeting (&#147;<B><I>EGM</I></B>&#148;) of the shareholders of Aegon N.V., the conversion of Aegon N.V. into Aegon S.A., a Luxembourg public
limited liability company (the &#147;<B><I>Transitory</I></B> <B><I>Luxembourg Conversion</I></B>&#148;), and (2)&nbsp;as soon as practicable on the same day as step (1) and subject to approval at an EGM of the shareholders of Aegon S.A. (the
&#147;<B><I>Lux EGM</I></B>&#148;), the subsequent conversion of Aegon S.A. into Aegon Ltd., a Bermuda exempted company (the &#147;<B><I>Bermuda Conversion</I></B>&#148;). As a result </P>
<P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:75%; vertical-align:top">1</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">This Registration Statement does not relate to the ASR Transaction, which was approved by the shareholders of
Aegon on January&nbsp;17, 2023. </P></TD></TR></TABLE>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
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<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
of the steps described above, the common shares of Aegon N.V. will remain issued and will become the same number of common shares of Aegon S.A. and, subsequently, of Aegon Ltd. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Transitory Luxembourg Conversion is an intermediate, transitory step to effect the Redomiciliation, and there is no scenario in which
shareholders of Aegon N.V. could retain shares of Aegon S.A. if the Transitory Luxembourg Conversion occurs. Voting instructions for the Lux EGM will be sought from Aegon N.V. shareholders prior to the Transitory Luxembourg Conversion. The
Transitory Luxembourg Conversion will only take place, and the Lux EGM will only be held, if, in advance of such meeting, sufficient voting instructions and proxies for the Lux EGM have been obtained to ensure the approval of the Bermuda Conversion
and thus the Redomiciliation as a whole. If that is not obtained, Aegon N.V. will cancel the Lux EGM and will not implement the Redomiciliation. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The contents of the Registration Statement are substantially similar to the Shareholder Circular that will be provided separately to
shareholders of Aegon N.V. in connection with the EGM of Aegon N.V., as modified in order to satisfy the requirements for registration statements specified by the Securities Act of 1933, as amended (the &#147;<B><I>Securities Act</I></B>&#148;),
including the rules and regulations promulgated thereunder by SEC. As a foreign private issuer, the Registrant is exempt from U.S. proxy rules pursuant to Rule <FONT STYLE="white-space:nowrap">3a12-3(b)</FONT> under the Exchange Act of 1934, as
amended (the &#147;<B><I>Exchange Act</I></B>&#148;). As a result, the Registration Statement contains a prospectus for purposes of Section&nbsp;5 of the Securities Act but does not contain a proxy statement designed to comply with the requirements
of Schedule 14A under the Exchange Act. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If you have any questions with respect to the foregoing, please do not hesitate to contact me at
+1 (212) <FONT STYLE="white-space:nowrap">906-1899</FONT> or Paul M. Dudek at +1 (202) <FONT STYLE="white-space:nowrap">637-2377.</FONT> </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
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<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Best regards,</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">/s/ A. Peter Harwich</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A. Peter Harwich, Esq.</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">of LATHAM&nbsp;&amp;
WATKINS LLP</P></TD></TR>
</TABLE></DIV> <P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:2%; text-indent:-2%; font-size:10pt; font-family:Times New Roman">Enclosure </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">cc:</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">J. Onno van Klinken, General Counsel and Member of Management Board, Aegon N.V. </P></TD></TR></TABLE>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">Paul M. Dudek, Esq., Latham&nbsp;&amp; Watkins LLP </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">Reinier Kleipool, De Brauw Blackstone Westbroek N.V. </P>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
