<SEC-DOCUMENT>0001615774-17-004060.txt : 20170804
<SEC-HEADER>0001615774-17-004060.hdr.sgml : 20170804
<ACCEPTANCE-DATETIME>20170804102347
ACCESSION NUMBER:		0001615774-17-004060
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		17
CONFORMED PERIOD OF REPORT:	20170728
FILED AS OF DATE:		20170804
DATE AS OF CHANGE:		20170804

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BANCO SANTANDER CHILE
		CENTRAL INDEX KEY:			0001027552
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		IRS NUMBER:				000000000
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14554
		FILM NUMBER:		171007281

	BUSINESS ADDRESS:	
		STREET 1:		BANDERA 140, PISO 19
		CITY:			SANTIAGO CHILE
		STATE:			F3
		ZIP:			00000
		BUSINESS PHONE:		562-320-8284

	MAIL ADDRESS:	
		STREET 1:		BANDERA 140, PISO 19
		STREET 2:		-
		CITY:			SANTIAGO CHILE
		STATE:			F3
		ZIP:			00000

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BANK SANTIAGO
		DATE OF NAME CHANGE:	19970630

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BANK OF SANTIAGO
		DATE OF NAME CHANGE:	19961125
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>s106959_6k.htm
<DESCRIPTION>6-K
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<P STYLE="margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 18pt"><B>FORM 6-K&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 18pt"><B></B></FONT><BR>
<FONT STYLE="font-size: 18pt"><B>SECURITIES AND EXCHANGE COMMISSION</B></FONT><BR>
<B>Washington, D.C. 20549 </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Report of Foreign Issuer </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Pursuant to Rule 13a-16 or 15d-16 of
</B><BR>
<B>the Securities Exchange Act of 1934 </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Commission File Number: 001-14554</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; width: 100%; font-size: 24pt; font-weight: bold">Banco Santander Chile</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; font-size: 24pt; font-weight: bold">Santander Chile Bank</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; font-style: italic; font-size: 10pt">(Translation of Registrant&rsquo;s Name into English)</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; font-size: 10pt; font-weight: bold">Bandera 140</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; font-size: 10pt; font-weight: bold">Santiago, Chile</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; font-style: italic; font-size: 10pt">(Address of principal executive office)</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 35.3pt">Indicate by check mark whether the registrant
files or will file annual reports under cover of Form 20-F or Form 40-F:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-indent: 0px; width: 34%">&nbsp;</TD>
    <TD STYLE="text-align: center; width: 10%">&nbsp;&nbsp;Form&nbsp;20-F</TD>
    <TD STYLE="text-align: center; text-indent: 0px; width: 5%"><FONT STYLE="font-family: Wingdings"><FONT STYLE="font-family: Wingdings">&#120;</FONT></FONT></TD>
    <TD STYLE="text-indent: 0px; width: 5%">&nbsp;</TD>
    <TD STYLE="text-align: center; width: 10%">&nbsp;&nbsp;Form&nbsp;40-F</TD>
    <TD STYLE="text-align: center; text-indent: 0px; width: 5%"><FONT STYLE="font-family: Wingdings">&uml;</FONT></TD>
    <TD STYLE="text-indent: 0px; width: 31%">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 35.3pt">Indicate by check mark if the registrant
is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-indent: 0px; width: 34%">&nbsp;</TD>
    <TD STYLE="text-align: center; text-indent: 0px; width: 10%">Yes</TD>
    <TD STYLE="text-align: center; text-indent: 0px; width: 5%"><FONT STYLE="font-family: Wingdings">&uml;</FONT></TD>
    <TD STYLE="text-indent: 0px; width: 5%">&nbsp;</TD>
    <TD STYLE="text-align: center; text-indent: 0px; width: 10%">No</TD>
    <TD STYLE="text-align: center; text-indent: 0px; width: 5%"><FONT STYLE="font-family: Wingdings"><FONT STYLE="font-family: Wingdings">&#120;</FONT></FONT></TD>
    <TD STYLE="text-indent: 0px; width: 31%">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 35.3pt">Indicate by check mark if the registrant
is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-indent: 0px; width: 34%">&nbsp;</TD>
    <TD STYLE="text-align: center; text-indent: 0px; width: 10%">Yes</TD>
    <TD STYLE="text-align: center; text-indent: 0px; width: 5%"><FONT STYLE="font-family: Wingdings">&uml;</FONT></TD>
    <TD STYLE="text-indent: 0px; width: 5%">&nbsp;</TD>
    <TD STYLE="text-align: center; text-indent: 0px; width: 10%">No</TD>
    <TD STYLE="text-align: center; text-indent: 0px; width: 5%"><FONT STYLE="font-family: Wingdings"><FONT STYLE="font-family: Wingdings">&#120;</FONT></FONT></TD>
    <TD STYLE="text-indent: 0px; width: 31%">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 35.3pt">Indicate by check mark whether by furnishing
the information contained in this Form, the Registrant is also thereby furnishing the information to the Commission pursuant to
Rule 12g3-2(b) under the Securities Exchange Act of 1934:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-indent: 0px; width: 34%">&nbsp;</TD>
    <TD STYLE="text-align: center; text-indent: 0px; width: 10%">Yes</TD>
    <TD STYLE="text-align: center; text-indent: 0px; width: 5%"><FONT STYLE="font-family: Wingdings">&uml;</FONT></TD>
    <TD STYLE="text-indent: 0px; width: 5%">&nbsp;</TD>
    <TD STYLE="text-align: center; text-indent: 0px; width: 10%">No</TD>
    <TD STYLE="text-align: center; text-indent: 0px; width: 5%"><FONT STYLE="font-family: Wingdings"><FONT STYLE="font-family: Wingdings">&#120;</FONT></FONT></TD>
    <TD STYLE="text-indent: 0px; width: 31%">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 35.3pt">If &ldquo;Yes&rdquo; is marked, indicate
below the file number assigned to the registrant in connection with Rule 12g3-2(b): <U>N/A </U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 35.3pt">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 35.3pt; text-align: right"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 35.3pt"></P>

<!-- Field: Page; Sequence: 5 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt">&nbsp;</DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 35.3pt">&nbsp;</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 35.3pt"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 35.3pt"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>SIGNATURE</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 35.3pt">Pursuant to the requirements of the Securities
Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly
authorized.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold">BANCO SANTANDER-CHILE</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 5%">By:</TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 35%">/s/ Cristian Florence</TD>
    <TD STYLE="width: 10%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>Name:</TD>
    <TD>Cristian Florence</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>Title:</TD>
    <TD>General Counsel</TD>
    <TD>&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Date: July 28, 2017</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 6; Options: Last -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>



</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>s106959_ex99-1.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0; text-align: right"><B>Exhibit 99.1</B></P>

<P STYLE="margin: 0; text-align: right"><B>&nbsp;</B></P>

<P STYLE="margin: 0"><IMG SRC="img001_v1.jpg" ALT="(COVER PAGE)">&nbsp;</P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"><B></B></P>

<!-- Field: Page; Sequence: 1; Options: NewSection -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img002_v1.jpg" ALT="(GRAPHIC)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


<!-- Field: Page; Sequence: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img003_v1.jpg" ALT="(SANTANDER LOGO)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0"><B>Section 1: Key consolidated data</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-weight: bold; border-bottom: Black 1pt solid"><IMG SRC="img015_v1.jpg" ALT="(GRAPHIC)">&nbsp;Balance Sheet (Ch$mn)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Jun&rsquo;17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Jun&rsquo;16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">% Change</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 55%; text-align: left">Total assets</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 12%; text-align: right">34,806,430</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 12%; text-align: right">36,123,767</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 12%; text-align: right">(3.6</TD><TD STYLE="width: 1%; text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Gross customer loans</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">27,156,024</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">26,400,567</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2.9</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Customer deposits</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">19,255,177</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">20,236,094</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(4.8</TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Customer funds</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">24,818,118</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">25,117,544</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(1.2</TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Total shareholders&rsquo; equity</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,895,250</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,704,685</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">7.0</TD><TD STYLE="text-align: left">%</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-weight: bold; border-bottom: Black 1pt solid"><IMG SRC="img015_v1.jpg" ALT="(GRAPHIC)">&nbsp;Income Statement (Ch$mn)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">1H17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 10pt"><B>1H16</B></FONT></TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">% Change</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 55%; text-align: left">Net interest income</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 12%; text-align: right">662,609</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 12%; text-align: right">641,310</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 12%; text-align: right">3.3</TD><TD STYLE="width: 1%; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Net operating profit before provisions for loan losses</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">908,475</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">840,154</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8.1</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Provision for loan losses</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(150,372</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(161,362</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(6.8</TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Op expenses excluding impairment and other op. exp.</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(343,291</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(338,057</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.5</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Income before tax</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">362,070</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">293,578</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">23.3</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Net income attributable to equity holders of the Bank</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">292,811</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">241,739</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">21.1</TD><TD STYLE="text-align: left">%</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-weight: bold; border-bottom: Black 1pt solid"><IMG SRC="img015_v1.jpg" ALT="(GRAPHIC)">&nbsp;Profitability and efficiency</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 10pt"><B>1H17</B></FONT></TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 10pt"><b>1H16</b></font></TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Change bp</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 55%; text-align: left"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">Net interest margin
(NIM)<SUP> 1</SUP></P></TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 12%; text-align: right">4.4</TD><TD STYLE="width: 1%; text-align: left">%</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 12%; text-align: right">4.6</TD><TD STYLE="width: 1%; text-align: left">%</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 12%; text-align: right">-20</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><font style="font-size: 10pt">Efficiency ratio<sup>2</sup></font></TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">40.2</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">42.7</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">-250</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Return on avg. equity</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">20.3</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">17.7</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><font style="font-size: 10pt">+260</font></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Return on avg. assets</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.6</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.4</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><font style="font-size: 10pt">+20</font></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Core Capital ratio</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10.7</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10.1</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><font style="font-size: 10pt">+60</font></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">BIS ratio</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">13.7</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">13.0</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><font style="font-size: 10pt">+70</font></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Return on RWA</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2.1</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.8</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><font style="font-size: 10pt">+30</font></TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-weight: bold; border-bottom: Black 1pt solid"><IMG SRC="img015_v1.jpg" ALT="(GRAPHIC)">&nbsp;Asset quality ratios (%)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Jun&rsquo;17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Jun&rsquo;16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Change bp</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 55%"><font style="font-size: 10pt">NPL ratio<sup>3</sup></font></TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 12%; text-align: right">2.2</TD><TD STYLE="width: 1%; text-align: left">%</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 12%; text-align: right">2.1</TD><TD STYLE="width: 1%; text-align: left">%</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 12%; text-align: right"><font style="font-size: 10pt">+10</font></TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left"><font style="font-size: 10pt">Coverage of NPLs&nbsp;&nbsp;ratio<sup> 4</sup></font></TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">136.2</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">140.5</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">-430</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD><font style="font-size: 10pt">Cost of credit<sup>5</sup></font></TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.1</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.3</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">-20</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-weight: bold; border-bottom: Black 1pt solid"><IMG SRC="img015_v1.jpg" ALT="(GRAPHIC)">&nbsp;Structure (#)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Jun&rsquo;17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Jun&rsquo;16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Change (%)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 55%">Branches</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 12%; text-align: right">406</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 12%; text-align: right">468</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 12%; text-align: right">(13.2</TD><TD STYLE="width: 1%; text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>ATMs</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,059</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,484</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(28.6</TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD>Employees</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">11,068</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">11,653</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(5.0</TD><TD STYLE="text-align: left">%)</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-weight: bold; border-bottom: Black 1pt solid"><IMG SRC="img015_v1.jpg" ALT="(GRAPHIC)">&nbsp;Market capitalization</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Jun&rsquo;17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Jun&rsquo;16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Change (%)</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 55%">Net income per share (Ch$)</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 12%; text-align: right">1.55</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 12%; text-align: right">1.28</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 12%; text-align: right">21.1</TD><TD STYLE="width: 1%; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Net income per ADR (US$)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0.94</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0.77</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">22.1</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD>Stock price (Ch$/per share)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">42.24</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">31.92</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">32.3</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>ADR price (US$ per share)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">25.41</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">19.37</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">31.2</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Market capitalization (US$mn)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">11,971</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">9,126</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">31.2</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Shares outstanding (millions)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">188,446.1</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">188,446.1</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">ADRs (1 ADR = 400 shares) (millions)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">471.1</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">471.1</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left">%</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">1 NIM = Net interest income annualized divided by interest earning
assets.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">2. Efficiency ratio: Operating expenses excluding impairment and
other operating expenses divided by Operating income. Operating income = Net interest income + Net fee and commission income +
Total financial transactions, net + Other operating income minus other operating expenses.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">3</FONT>.
Capital + future interest of all loans with one installment 90 days or more overdue divided by total loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">4. Loan loss allowance divided by Capital + future interest of all
loans with one installment 90 days or more overdue.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">5. Provision expense annualized divided by average loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>


<!-- Field: Page; Sequence: 3; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><P STYLE="margin-top: 0pt; text-align: right; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img003_v1.jpg" ALT="(SANTANDER LOGO)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-size: 18pt"><B>Section 2: Summary of results</B></FONT><B><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP>1</SUP></FONT><FONT STYLE="font-size: 12pt">
</FONT></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B><U>Net income increased 5.7% QoQ and 29.4% YoY in 2Q17. ROAE
reached 20.8% in 2Q17</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Net income attributable to shareholders
</B>in 2Q17 totaled Ch$150,436 million (Ch$0.80 per share and US$0.48/ADR), increasing 5.7% QoQ and 29.4% YoY. The <B>Bank&rsquo;s
ROAE<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP>2</SUP></FONT> </B>expanded in the quarter
370bp compared to 2Q16 and 130bp compared to 1Q17, reaching 20.8%, above initial guidance. <B>Net income attributable to shareholders
</B>in 1H17 totaled Ch$292,811 million, increasing 21.1%, with a ROAE of 20.3% YTD.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The rise in the Bank&rsquo;s ROAE was driven
by a solid growth of client revenues leveraged on a lower cost of credit and improved efficiency. This is reflected in the 31.6%
YoY rise in<B> net contribution from our business segments<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP>3</SUP></FONT>.</B>
This was led by a 47.2% increase in net contribution from our Retail Banking segment<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP>4</SUP></FONT>.<B>
</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center">&nbsp;<IMG SRC="img004_v1.jpg" ALT="(BAR GRAPH)"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B><U>NIM<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP>5</SUP></FONT>,
net of risk rises 36bp to 3.6%. </U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Total NIM</B> was 4.6% in 2Q17, up 40bp
QoQ YoY and 1bp YoY despite lower YoY inflation. This positive evolution of net interest margins in the quarter was mainly driven
by our business segments. Net interest income from our business segments (Client NII) increased 3.0% QoQ and 11.4% YoY, with all
business segments showing strong NII growth QoQ and YoY, despite average loans from reporting segments decreasing 0.8% QoQ and
increasing slightly YoY by 4.1%. <B>Client NIMs</B> (defined as Client NII divided by average loans), which excludes the impact
of inflation and the ALCO&rsquo;s liquidity portfolio, rose to 5.0% in 2Q17 compared to 4.8% in 1Q17 and 4.7% in 2Q16. The Bank
has managed to gradually improve client NIMs by selectively growing the loan book and a lower cost of funding in line with lower
Central Bank interest rates.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Even greater improvement was seen in the <B>NIM
net of risk<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP>6</SUP></FONT></B> for 2Q17, which
reached 3.6%, up 36bp from 1Q17 and 16bp from 2Q16. This also led to <B>Client NIM net of risk</B> increasing to the highest level
in last five quarters. In general <B>asset quality indicators</B> remained stable in the quarter. Total <B>NPLs </B>fell by 1.3%
in 2Q17 to Ch$ 587,107 compared to 1Q17 however the NPL ratio remained stable at 2.2%, in particular, the NPL ratio of consumer
loans decreased from 2.4% in 1Q17 to 2.0% in 2Q17 in line with the Bank&rsquo;s loan growth strategy of steering away from the
low end of the consumer market. Similarly, the Bank&rsquo;s <B>Expected loss ratio or Risk index</B>, measured as Loan Loss Allowances
(LLA) over total loans also remained stable at 2.9% as of June 2017. As economic growth remained sluggish in the quarter there
was some minor deterioration of the <B>impaired loan ratio</B> from 6.1% as of March 2017 to 6.3% as of June 2017. <B>Provision
for loan losses </B>increased 3.6% QoQ due to a slight increase in impaired loans in the quarter, and decreased 8.3% YoY in 2Q17,
reflecting the change in the loan mix as part of the de-risking strategy enforced by the Bank which has led to a <B>cost of credit<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP>7</SUP></FONT><SUP>
</SUP>of</B> 1.1% in 2Q17, an improvement on the 1.3% in 2Q16.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 14.2pt; text-align: justify; text-indent: -14.2pt"></P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 0pt; margin-bottom: 0pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 25%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.15in; text-align: left">1.</TD><TD STYLE="text-align: left">The information contained in this report is unaudited and
is presented in accordance with Chilean Bank GAAP as defined by the Superintendency of Banks of Chile (SBIF).</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.15in; text-align: left">2.</TD><TD STYLE="text-align: left">ROAE: Return on average equity: annualized quarterly net
income attributable to shareholders divided by average equity attributable to shareholders in the quarter. Averages calculated
using monthly figures.</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.15in; text-align: left">3.</TD><TD STYLE="text-align: left">Net contribution is defined as Net interest income + Net
fee and commission income + Total financial transactions - provision for loan losses &ndash; operating expenses.</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.15in; text-align: left">4.</TD><TD STYLE="text-align: left">Retail banking = Individuals + Small and Mid-sized companies
(SMEs).</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.15in; text-align: left">5.</TD><TD STYLE="text-align: left">Annualized Net interest income divided by average interest
earning assets.</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.15in; text-align: left">6.</TD><TD STYLE="text-align: left">Annualized Net interest income minus annualized provisions
divided by average interest earning assets.</TD>
</TR></TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.15in; text-align: left">7.</TD><TD STYLE="text-align: justify">Annualized provision for loan losses / average total loans.
Averages are calculated using monthly figures.</TD>
</TR></TABLE>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


<!-- Field: Page; Sequence: 4; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><P STYLE="margin-top: 0pt; text-align: right; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img003_v1.jpg" ALT="(SANTANDER LOGO)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; text-align: center; margin-bottom: 0"><IMG SRC="img005_v1.jpg" ALT="(LINE GRAPH)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B><U>Loan growth slows in the quarter as the Bank remains focused
on profitability</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>Total loans </B>decreased 1.1% QoQ and increased 2.9% YoY in
2Q17 as a consequence of the Bank&rsquo;s focus on profitability and risk coupled with slower economic growth. <B>Loans to individuals
</B>continue to lead growth and expanded 0.4% QoQ and 5.2% YoY. Growth in loans to SMES has also been orientated on growing the
loan book among larger, less risky SMEs and as with Middle-market companies and GCB, the Bank has continued to focus on generating
non-lending revenues.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B><U>Rate cut and lower loan growth drives shift of time deposits
towards fee generating mutual funds</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">In the quarter, the Bank focused on lowering
its funding costs and optimizing liquidity levels. Lower demand for loans resulted in a spike in the Bank&rsquo;s liquidity levels.
In order to optimize this and to improve funding costs, the Bank lowered its deposits rates in tandem with the lower Central Bank
rates. At the same time, the Bank stimulated a greater flow of customer funds to mutual funds, which in a lower rate environment
is a more attractive option for clients and which generates higher fee income. As a result, <B>total deposits </B>decreased 4.2%
QoQ and 4.8% YoY. On the other hand, <B>Mutual funds </B>brokered by the Bank increased 1.3% QoQ and 14.0% YoY.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B><U>Greater customer loyalty &amp; satisfaction fueling solid
fee growth</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">In 2Q17 fee income decreased 1.4% QoQ and increased
12.5% YoY. In <B>retail banking, fees</B> increased 1.7% QoQ and 8.1% YoY, mainly driven by rising client loyalty and cross-selling.
Loyal individual customers<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP>8</SUP></FONT> in the
High-income segment grew 12.1% YoY. By products, the biggest contributors to fee income growth were collection of mortgage related
insurance fees and asset management brokerage fees.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 0pt; margin-bottom: 0pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 25%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0%"></TD><TD STYLE="width: 0.15in; text-align: left">8.</TD><TD STYLE="text-align: justify">Clients with &gt;4 products plus minimum usage and profitability
levels.</TD>
</TR></TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>


<!-- Field: Page; Sequence: 5; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><P STYLE="margin-top: 0pt; text-align: right; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img003_v1.jpg" ALT="(SANTANDER LOGO)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B><U>Sustained rise in productivity. Efficiency ratio<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP>9</SUP></FONT>
40.4%</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The Bank&rsquo;s <B>efficiency ratio</B> reached
40.4% in 2Q17 compared to 43.8% in the same period of last year. <B>Operating expenses</B> grew 3.4% QoQ and 1.4% YoY. The relatively
low cost growth, below the YoY variation of the CPI Index, despite the fact that the most of our expenses are adjusted by inflation,
is a direct consequence of the various initiatives that the Bank has been implementing to improve commercial productivity and efficiency.
<B>Personnel expenses</B> increased 0.1% YoY in 2Q17. The slight increase in personnel expenses is mainly due to the rise in salaries
as they are adjusted according to CPI inflation. However, this has been offset by a 5.0% decrease in total headcount in the last
twelve months. <B>Administrative expenses</B> decreased 1.1% YoY in 2Q17. The Bank&rsquo;s digital transformation and new branch
formats has led to greater efficiencies enabling the Bank to close 13.2% of the branch network and eliminate 28.6% of our ATMs
in the past twelve months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B><U>Core capital<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP>10
</SUP></FONT>ratio reached 10.7% as of June 2017. </U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The Bank&rsquo;s ROE in 2Q17 reached 20.8%
and 20.3% for the first half of the year. The Bank&rsquo;s <B>Core capital</B> <B>ratio</B> reached 10.7% at the end of 2Q17, 70bp
higher than the levels as of June 2016. Compared to 1Q17, core capital levels only descended 20bp, despite the payment of the Bank&rsquo;s
annual dividend in April equivalent to 70% of 2016 earnings. The total <B>BIS ratio<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP>11</SUP></FONT></B><SUP>
</SUP>reached 13.6% as of June 2017. The YoY growth of RWA was 1.0% compared to 2.9% for loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 0pt; margin-bottom: 0pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 25%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">9. Efficiency ratio: Operating expenses excluding impairment and
other operating expenses divided by Operating income. Operating income = Net interest income + Net fee and commission income +
Total financial transactions, net + Other operating income minus other operating expenses.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">10. Core capital ratio = Shareholders&rsquo; equity divided by
risk-weighted assets according to SBIF BIS I definitions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">11. BIS ratio: Regulatory capital divided by RWA.</P>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


<!-- Field: Page; Sequence: 6; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><P STYLE="margin-top: 0pt; text-align: right; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img003_v1.jpg" ALT="(SANTANDER LOGO)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 16pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img015_v1.jpg" ALT="(GRAPHIC)" STYLE="width: 15px; height: 14px">&nbsp;<B>Summary of Quarterly Results</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in">(Ch$ Million)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quarter</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Change%</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">1Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 2Q16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 1Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 45%; text-align: left; padding-bottom: 1pt">Net interest income</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 8%; text-align: right; border-bottom: Black 1pt solid">344,034</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid"></TD><TD STYLE="width: 8%; text-align: right; border-bottom: Black 1pt solid">318,575</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid"></TD><TD STYLE="width: 8%; text-align: right; border-bottom: Black 1pt solid">328,437</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid"></TD><TD STYLE="width: 8%; text-align: right; border-bottom: Black 1pt solid">4.7</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid"></TD><TD STYLE="width: 8%; text-align: right; border-bottom: Black 1pt solid">8.0</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Net fee and commission income</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">71,838</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">72,823</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">63,872</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">12.5</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(1.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Total financial transactions, net</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">35,405</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">36,732</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">27,861</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">27.1</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(3.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Provision for loan losses</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(76,510</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(73,862</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(83,436</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(8.3</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">3.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Operating expenses (excluding Impairment and Other operating expenses)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(174,511</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(168,780</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(172,051</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">3.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Impairment, Other operating income and expenses, net</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(19,297</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(5,982</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(27,447</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(29.7</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">222.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Operating income</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">180,959</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">179,506</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">137,235</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">31.9</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">0.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">Net income attributable to shareholders of the Bank</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">150,436</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">142,375</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">116,300</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">29.4</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">5.7</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Net income/share (Ch$)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">0.80</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">0.76</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">0.62</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">29.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">5.3</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt"><font style="font-size: 10pt">Net income/ADR (US$)<sup>1</sup></font></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">0.48</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">0.46</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">0.37</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">29.7</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">4.3</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">Total loans</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">27,156,024</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">27,452,651</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">26,400,567</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">2.9</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(1.1</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; padding-bottom: 1pt">Deposits</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">19,255,177</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">20,108,828</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">20,236,094</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(4.8</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(4.2</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Shareholders&rsquo; equity</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2,895,250</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2,968,491</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2,704,685</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">7.0</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(2.5</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Net interest margin</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">4.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">4.2</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">4.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="padding-bottom: 1pt"><font style="font-size: 10pt">Efficiency ratio<sup>2</sup></font></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">40.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">40.0</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">43.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt"><font style="font-size: 10pt">Return on equity<sup>3</sup></font></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">20.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">19.5</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">17.1</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-bottom: 1pt"><font style="font-size: 10pt">NPL / Total loans<sup>4</sup></font></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2.2</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2.2</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2.1</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Coverage NPLs</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">136.2</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">135.5</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">140.5</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="padding-bottom: 1pt"><font style="font-size: 10pt">Cost of credit<sup>5</sup></font></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1.1</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1.1</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1.3</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt"><font style="font-size: 10pt">Core Capital ratio<sup>6</sup></font></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">10.7</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">10.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">10.1</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-bottom: 1pt">BIS ratio</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">13.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">13.7</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">13.0</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-bottom: 1pt">Branches</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">406</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">415</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">468</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="padding-bottom: 1pt">ATMs</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1,059</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1,288</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1,484</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-bottom: 1pt">Employees</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">11,068</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">11,229</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">11,653</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">1. The change in earnings per ADR may differ
from the change in earnings per share due to exchange rate movements. Earnings per ADR was calculated using the Observed Exchange
Rate (Exchange rate for the last trading day of the quarter taken from the Central Bank of Chile) for each period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">2. Efficiency ratio: Operating expenses excluding impairment and
other operating expenses divided by Operating income. Operating income = Net interest income + Net fee and commission income +
Total financial transactions, net + Other operating income minus other operating expenses.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">3. Return on average equity: annualized quarterly net income attributable
to shareholders divided by Average equity attributable to shareholders in the quarter. Averages calculated using monthly figures.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">4. NPLs: Non-performing loans: total outstanding
gross amount of loans with at least one installment 90 days or more overdue.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">5. Cost of credit: annualized provision for loan losses divided
by quarterly average total loans. Averages calculated using monthly figures.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">6</FONT>.
Core capital ratio = Shareholders&rsquo; equity divided by risk-weighted assets according to SBIF BIS I definitions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 7; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><P STYLE="margin-top: 0pt; text-align: right; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img003_v1.jpg" ALT="(SANTANDER LOGO)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0"><B>Section 3: YTD Results by reporting segment</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><I>Net contribution from business segments
rises 31.6% YoY in 6M17</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img015_v1.jpg" ALT="(GRAPHIC)">&nbsp;&nbsp;<B>Year to date results</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in">(Ch$ Million)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 10pt"><b>Retail Banking<sup>1</sup></b></font></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 10pt"><b>Middle market<sup>2</sup></b></font></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 10pt"><b>Global corporate <BR>
banking<sup>3</sup></b></font></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 10pt"><b>Total <BR>
segments<sup>4</sup></b></font></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 48%; text-align: left; padding-bottom: 1pt">Net interest income</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">485,587</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">131,741</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">49,739</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">667,067</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Change YoY</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">8.0</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">11.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">10.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">8.9</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Net fee and commission income</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">105,262</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">18,260</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">16,543</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">140,065</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Change YoY</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">11.0</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(4.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">23.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">10.0</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">Core revenues</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">590,849</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">150,001</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">66,282</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">807,132</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">Change YoY</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">8.6</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">9.4</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">13.4</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">9.1</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Total financial transactions, net</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">9,452</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">6,748</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">30,689</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">46,889</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Change YoY</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(7.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(35.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">23.1</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Provision for loan losses</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(144,936</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(4,983</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1,785</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(148,134</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Change YoY</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(9.1</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(57.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(17.1</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(12.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt"><font style="font-size: 10pt"><b>Net operating profit from business segments<sup>5</sup></b></font></TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">455,365</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">151,766</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">98,756</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">705,887</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">Change YoY</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">15.3</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">11.8</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">15.4</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">14.5</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; padding-bottom: 1pt"><font style="font-size: 10pt"><b>Operating expenses<sup>6</sup></b></font></TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(260,974</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(46,062</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(29,665</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(336,701</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">Change YoY</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(0.8</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">2.7</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">5.9</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">0.2</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">Net contribution from business segments</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">194,391</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">105,704</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">69,091</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">369,186</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">Change YoY</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">47.2</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">16.2</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">20.1</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">31.6</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">1. Retail consists of individuals and SMEs with annual sales below
Ch$2,000 million.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">2. Middle-market is made up of companies with annual sales exceeding
Ch$2,000 million. It also serves institutions such as universities, government entities, local and regional governments and companies
engaged in the real estate industry with annual sales exceeding Ch$800 million.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">3. Global Corporate Banking, GCB: consists of foreign and domestic
multinational companies with sales over Ch$10,000 million.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">4. Excludes the results from Corporate Activities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">5. Net op. profit is defined as Net interest income + Net fee and
commission income + Total financial transactions - provision for loan losses.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">6</FONT>.
Operating expenses = personnel expenses +administrative expenses + depreciation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Net contribution from our business segments</B>
rose 31.6% YoY in 6M17 compared to the same period of 2016. These results exclude our Corporate Activities, which include, among
other items, the impact of inflation on results, the impact of movements in the exchange rate in our provision expense and the
results from our liquidity portfolio.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>The net contribution from Retail banking</B>
increased 47.2% YoY. Core revenues (net interest income + fees) increased 8.6% YoY driven by improvements in customer loyalty that
fueled fee income and a positive evolution of NIMs in the segment. This rise in revenues was furthered leveraged on the 9.1% decrease
in provision expenses due to the shift in the loan mix towards the middle-high income segments and larger SMEs and a 0.8% cost
reduction as productivity continued to rise.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Net contribution from the Middle-market</B>
increased 16.2% YoY in 6M17. Core revenues in this segment grew 9.4%, led by an 11.6% increase in net interest revenue, and a 57.6%
decrease in provision for loan losses. This was achieved despite an environment of low loan growth, reflecting this segments focus
on non-lending revenues. This was offset by lower financial transactions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Net contribution from GCB</B> rose 20.1%
in 6M17. Core revenues increased 13.4% YoY driven by a 23.4% rise in fees. The Bank&rsquo;s strength in cash management services
and financial advisory fees has driven income in this segment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 8; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><P STYLE="margin-top: 0pt; text-align: right; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img003_v1.jpg" ALT="(SANTANDER LOGO)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Section 4: Loans, funding and capital</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Loans</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><I>Loan growth slows in the quarter as the
Bank remains focused on profitability</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Total loans </B>decreased 1.1% QoQ and increased
2.9% YoY in 2Q17. During the quarter, slower economic growth coupled with the Bank&rsquo;s focus on profitability and risk, temporarily
lowered loan growth. As can be observed in Section 3, results from the majority of our business segments were strong as the subdued
loan growth was more than compensated with strong client margins, fee income, a lower cost of credit and cost control. We expect
loan growth to gain momentum by year-end as the speed of economic growth should also begin to recover.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-size: 14pt"><IMG SRC="img015_v1.jpg" ALT="(GRAPHIC)" STYLE="width: 15px; height: 14px">&nbsp;&nbsp;<B>Loans by segment</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in; text-align: justify"><FONT STYLE="font-size: 10pt"><B></B></FONT><FONT STYLE="font-size: 10pt"> (Ch$ Million)</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quarter</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Change%</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Jun-17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Mar-17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Jun-16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 2Q16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 1Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 35%; font-weight: bold; text-align: left; padding-bottom: 1pt"><font style="font-size: 10pt"><b>Total loans to individuals<sup>1</sup></b></font></TD><TD STYLE="width: 1%; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; font-weight: bold; text-align: right; border-bottom: Black 1pt solid">15,005,163</TD><TD STYLE="width: 1%; font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; font-weight: bold; text-align: right; border-bottom: Black 1pt solid">14,950,433</TD><TD STYLE="width: 1%; font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; font-weight: bold; text-align: right; border-bottom: Black 1pt solid">14,269,861</TD><TD STYLE="width: 1%; font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; font-weight: bold; text-align: right; border-bottom: Black 1pt solid">5.2</TD><TD STYLE="width: 1%; font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="width: 1%; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; font-weight: bold; text-align: right; border-bottom: Black 1pt solid">0.4</TD><TD STYLE="width: 1%; font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Consumer loans</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">4,469,821</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">4,502,447</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">4,239,461</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">5.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(0.7</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Residential mortgage loans</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">8,861,371</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">8,747,324</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">8,321,626</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">6.5</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1.3</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; padding-bottom: 1pt">SMEs</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">3,719,986</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">3,722,927</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">3,538,186</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">5.1</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(0.1</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">Retail banking</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">18,725,149</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">18,673,359</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">17,808,047</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">5.1</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">0.3</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-bottom: 1pt">Middle-market</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">6,470,422</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">6,534,707</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">6,205,673</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">4.3</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(1.0</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Global Corporate Banking</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1,876,105</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2,162,457</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2,303,472</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(18.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(13.2</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; padding-bottom: 1pt"><font style="font-size: 10pt"><b>Total loans<sup>2</sup></b></font></TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">27,156,024</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">27,452,650</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">26,400,567</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">2.9</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(1.1</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">1. Includes consumer loans, residential mortgage
loans and other commercial loans to individuals.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">2</FONT>.
Total loans gross of loan loss allowances. Total loans include other non-segmented loans and includes interbank loans. See Note
3 of the Financial Statements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Retail banking loans</B> increased 0.3%
QoQ and 5.1% YoY. <B>Loans to individuals</B> increased 0.4% QoQ and 5.2% YoY. <B>Consumer loans</B> decreased 0.7% QoQ and increased
5.4% YoY. <B>Mortgage loans</B> increased 1.3% QoQ and 6.5% YoY. Loan growth among middle and high-income earners increased 0.7%
QoQ and 6.3% YoY. Meanwhile, in the low end of the consumer market loans decreased 7.2% QoQ and 18.4% YoY. The Bank continued to
prioritize growth in less riskier segments in order to maintain healthy asset quality levels in a lower growth environment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Loans to</B> <B>SMEs</B> decreased 0.1%
QoQ and grew 5.1% YoY.&nbsp; In this segment, the Bank focused on growing the loan book among larger, less riskier SMEs due to
risk considerations and also due to the fact that larger SMEs generate higher <I>non-lending </I>revenues.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Loans in the Middle-market</B> decreased
1.0% QoQ and increased 4.3% YoY mainly due to lower demand for loans as the recovery of investment in the Chilean economy has taken
longer than expected to rebound. In <B>GCB, loans</B> decreased 13.2% QoQ and 18.6% YoY. Apart from lower demand for loans, the
Bank continues to focus on profitability and an efficient allocation of its capital over market share concerns. The results from
GCB (See Section 3) were positive in 1H17, despite this lower loan growth. This was due to an increase in non-lending revenues
such as cash management, investment banking and treasury services for clients. More than 90% of income in GCB is generated by non-lending
sources.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>


<!-- Field: Page; Sequence: 9; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><P STYLE="margin-top: 0pt; text-align: right; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img003_v1.jpg" ALT="(SANTANDER LOGO)"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Funding and Liquidity</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><I>Rate cut and lower loan growth drives
shift of time deposits towards fee generating mutual funds</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">In the quarter, the Bank focused on lowering
its funding costs and optimizing liquidity levels. Lower demand for loans resulted in a spike in the Bank&rsquo;s liquidity levels.
In order to optimize this and to improve funding costs, the Bank lowered its deposits rates in tandem with the lower Central Bank
rates. At the same time, the Bank stimulated a greater flow of customer funds to mutual funds, which in a lower rate environment
is a more attractive option for clients and which generates higher fee income. As a result, <B>total deposits </B>decreased 4.2%
QoQ and 4.8% YoY. On the other hand, <B>Mutual funds </B>brokered by the Bank increased 1.3% QoQ and 14.0% YoY.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img015_v1.jpg" ALT="(GRAPHIC)">&nbsp;&nbsp;&nbsp;<FONT STYLE="font-size: 14pt"><B>Funding</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in">(Ch$ Million)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quarter</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Change%</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Jun-17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Mar-17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Jun-16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; padding-bottom: 1pt; border-bottom: Black 1pt solid">2Q17 / 2Q16</TD><TD NOWRAP STYLE="font-weight: bold; text-align: center">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 1Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 35%; text-align: left; padding-bottom: 1pt">Demand deposits</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">7,195,893</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">7,408,618</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">7,238,303</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">(0.6</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">(2.9</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Time deposits</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">12,059,284</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">12,700,210</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">12,997,791</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(7.2</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(5.0</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">Total Deposits</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">19,255,177</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">20,108,828</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">20,236,094</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(4.8</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(4.2</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt"><font style="font-size: 10pt">Mutual Funds brokered<sup>1</sup></font></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">5,562,941</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">5,489,733</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">4,881,450</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">14.0</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1.3</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="padding-bottom: 1pt">Bonds</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">7,045,748</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">7,411,645</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">6,369,956</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">10.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(4.9</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt"><font style="font-size: 10pt">Adjusted loans to deposit ratio<sup>2</sup></font></TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">100.3</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">95.7</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">95.1</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="padding-bottom: 1pt"><font style="font-size: 10pt">LCR<sup> 3</sup></font></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">123.1</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">158.3</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">135.2</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-bottom: 1pt"><font style="font-size: 10pt">NSFR <sup>4</sup></font></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">102.9</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">106.7</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">106.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">1. Banco Santander Chile is the exclusive broker
of mutual funds managed by Santander Asset Management S.A. Administradora General de Fondos, a subsidiary of SAM Investment Holdings
Limited.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">2. Ratio =(Net Loans - portion of mortgages
funded with long-term bonds) / (Time deposits + demand deposits). The Bank&rsquo;s mortgage loans are mainly fixed-rate long-term
loans that we mainly finance with matching long-term funding and not with short-term deposits. For this reason, to calculate this
ratio, we subtract residential mortgage loans in the numerator of our ratio.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">3. Liquidity Coverage Ratio calculated according
to ECB rules. Chilean LCR ratios are still under construction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">4. Net Stable Funding Ratio calculated using
internal methodology. Chilean LCR ratios are still under construction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">This strategy permitted the Bank to improve
margins (See Section 5-Net interest income), while maintaining healthy and more efficient <B>liquidity ratios</B>. Both the LCR
and NSFR ratios remained above 100%.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><IMG SRC="img006_v1.jpg" ALT="(LINE GRAPH)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 0pt; margin-bottom: 0pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 25%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">12. Corresponds to interest expense paid on time deposits divided
by average balance of time deposits</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 10; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><P STYLE="margin-top: 0pt; text-align: right; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img003_v1.jpg" ALT="(SANTANDER LOGO)"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Sans-Serif; font-size: 9pt; color: Red"><B></B></FONT><B><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 18pt">Shareholders&rsquo; equity and regulatory
capital</FONT></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-size: 14pt"><B><I>ROAE</I></B></FONT><B><I><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 14pt"><SUP>13</SUP></FONT><FONT STYLE="font-size: 14pt">
surpasses 20% in 1H17. Core Capital ratio at 10.7%.</FONT></I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img015_v1.jpg" ALT="(GRAPHIC)">&nbsp;&nbsp;&nbsp;<B>Equity</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in">&nbsp;&nbsp;(Ch$ Million)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quarter</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Change%</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Jun-17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Mar-17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Jun-16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 2Q16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 1Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 35%; padding-bottom: 1pt">Capital</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">891,303</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">891,303</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">891,303</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-bottom: 1pt">Reserves</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1,781,817</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1,640,112</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1,640,112</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">8.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">8.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Valuation adjustment</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">17,162</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">6,763</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">4,053</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">323.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">153.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 0in; padding-bottom: 1pt">Retained Earnings:</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-left: 9pt; padding-bottom: 1pt">Retained earnings prior periods</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">&mdash;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">472,351</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">&mdash;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-left: 9pt; padding-bottom: 1pt">Income for the period</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">292,811</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">142,375</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">241,739</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">21.1</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">105.7</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-left: 9pt; padding-bottom: 1pt">Provision for mandatory dividend</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(87,843</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(184,413</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(72,522</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">21.1</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(52.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">Equity attributable to equity holders of the Bank</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">2,895,250</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">2,968,491</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">2,704,685</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">7.0</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(2.5</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Non-controlling interest</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">30,058</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">29,987</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">31,021</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(3.1</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">0.2</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Total Equity</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">2,925,308</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">2,998,478</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">2,735,706</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">6.9</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(2.4</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">Quarterly ROAE</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">20.8</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">19.5</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">17.1</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">YTD ROAE</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">20.3</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">19.5</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">17.7</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Shareholders&rsquo; equity</B> totaled Ch$2,895,250
million as of June 30, 2017. The Bank&rsquo;s ROAE in 2Q17 reached 20.8% and 20.3% for the first half of the year. The Bank&rsquo;s
<B>Core capital</B> <B>ratio<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP>14</SUP></FONT></B>
reached 10.7% at the end of 2Q17, 70bp higher than the levels as of June 2016. Compared to 1Q17, core capital levels only descended
20bp, despite the payment of the Bank&rsquo;s annual dividend in April equivalent to 70% of 2016 earnings. The total <B>BIS ratio<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP>15</SUP></FONT></B><SUP>
</SUP>reached 13.6% as of June 2017. The YoY growth of RWA was 1.0% compared to 2.9% for loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.25in">Another important development in the quarter
was the publication of the new Banking Law, which was sent to Congress. In Annex 1 we provide further detail.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img015_v1.jpg" ALT="(GRAPHIC)">&nbsp;&nbsp;&nbsp;<B>Capital Adequacy</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in">&nbsp;&nbsp;(Ch$ Million)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quarter</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Change%</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Jun-17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Mar-17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Jun-16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 2Q16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 1Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 35%; text-align: left; padding-bottom: 1pt">Tier I (Core Capital)</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">2,895,250</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">2,968,491</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">2,704,685</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">7.0</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">(2.5</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Tier II</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">799,032</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">792,549</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">781,772</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2.2</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">0.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">Regulatory capital</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">3,694,282</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">3,761,040</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">3,486,457</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">6.0</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(1.8</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-bottom: 1pt">Risk weighted assets</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">27,133,274</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">27,492,643</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">26,876,727</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1.0</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(1.3</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">Tier I (Core Capital) ratio</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">10.7</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">10.8</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">10.1</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">BIS ratio</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">13.6</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">13.7</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">13.0</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 0pt; margin-bottom: 0pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 25%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">13 Return on average equity</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">14. Core Capital ratio = Shareholders&rsquo; equity divided by
Risk-weighted Assets (RWA) according to SBIF BIS I definitions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">15. BIS ratio: Regulatory capital divided by RWA.</P>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>


<!-- Field: Page; Sequence: 11; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><P STYLE="margin-top: 0pt; text-align: right; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B><IMG SRC="img003_v1.jpg" ALT="(SANTANDER LOGO)">&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Section 5: Analysis of quarterly income
statement</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Net interest income</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><I>Total NIM rises to 4.6% in2Q17 driven
by a rise in Client NIMs to 5.0%.</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">In 2Q17,<B> Net interest income, NII,</B> increased
8.0% QoQ and 4.7% YoY. The <B>Net interest margin, </B>NIM reached 4.6% compared to 4.2% in 1Q17 and 4.6% in 2Q16. It is important
to point out that despite a lower UF inflation in 2Q17 compared to 2Q16 (0.7% compared to 0.9%), the Bank managed to sustain NIMs
as a result of strong client NIMs and an effective management of our inflation gap. In order to improve the explanation of margins,
we have divided the analysis of Net interest income between <B>Client net interest income</B> and <B>Non-client net interest income</B><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><SUP>16</SUP></FONT>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-size: 14pt"><IMG SRC="img015_v1.jpg" ALT="(GRAPHIC)" STYLE="width: 15px; height: 14px">&nbsp;&nbsp;<B>Net Interest Income / Margin </B></FONT><FONT STYLE="font-size: 10pt">(Ch$
Million)</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quarter</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Change%</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">1Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 2Q16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 1Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 35%; font-weight: bold; text-align: left; padding-bottom: 1pt">Net interest income from business segments</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">338,393</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">328,674</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">303,718</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">11.4</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">3.0</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Non-client net interest income</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">5,641</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(10,099</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">24,717</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(77.2</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">Net interest income</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">344,034</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">318,575</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">328,437</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">4.7</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">8.0</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-bottom: 1pt">Average interest-earning assets</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">29,917,800</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">30,381,349</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">28,628,066</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">4.5</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(1.5</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-bottom: 1pt"><font style="font-size: 10pt">Average loans from reporting segments<sup>1</sup></font></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">27,036,649</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">27,246,674</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">25,980,829</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">4.1</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(0.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt"><font style="font-size: 10pt">Avg. net gap in inflation indexed (UF) instruments<sup>2</sup></font></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">4,183,995</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">4,350,466</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">4,765,626</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(12.2</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(3.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-bottom: 1pt"><font style="font-size: 10pt">Interest earning asset yield<sup>3</sup></font></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">7.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">6.9</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">7.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="padding-bottom: 1pt"><font style="font-size: 10pt">Cost of funds<sup>4</sup></font></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">3.3</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt"><font style="font-size: 10pt"><b>Client net interest margin</b><sup>5</sup></font></TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">5.0</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">4.8</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">4.7</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt"><font style="font-size: 10pt"><b>Net interest margin (NIM)<font style="font-family: Times New Roman, Times, Serif"><sup> </sup></font></b><sup>6</sup></font></TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">4.6</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">4.2</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">4.6</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-bottom: 1pt; vertical-align: bottom"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">Quarterly inflation rate<sup>7</sup></P> <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">0.7</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">0.5</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">0.9</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Central Bank reference rate</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2.5</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">3.0</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">3.5</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">1. Average loans from business segments. Excludes loans not assigned
to any business segment</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">2. The average quarterly difference between assets and liabilities
indexed to the Unidad de Fomento (UF), an inflation indexed unit.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">3. Interest income divided by average interest earning assets.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">4. Interest expense divided by sum of average interest bearing liabilities
and demand deposits.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">5. Annualized Net interest income from business segments divided
by average loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">6. Annualized Net interest income divided by average interest earning
assets.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">7. Inflation measured as the variation of the Unidad de Fomento
in the quarter.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Client NII.</B> In 2Q17, Net interest income
from our business segments (<B>Client NII</B>) increased 3.0% QoQ and 11.4% YoY. Average loans from reporting segments decreased
0.8% QoQ and increased 4.1% YoY. <B>Client NIMs</B> (defined as Client NII divided by average loans), which excludes the impact
of inflation and the ALCO&rsquo;s liquidity portfolio, rose to 5.0% in 2Q17 compared to 4.8% in 1Q17 and 4.7% in 2Q16. The Bank
has managed to gradually improve client NIMs by increasing the retail loan book and specifically in the quarter, lower funding.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 0pt; margin-bottom: 0pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; width: 25%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">16. Client Net interest income: NII from the Bank&rsquo;s reporting
segments that includes NII from the Retail, Middle-market and GCB segments. Non-client NII: NII from Bank&rsquo;s inflation gap,
the financial cost of hedging, the financial cost of the Bank&rsquo;s structural liquidity position, NII from the available for
sale portfolio and the interest expense to fund the Bank&rsquo;s trading investment portfolio. The interest from the Bank&rsquo;s
financial investments classified as trading are recognized as Financial transactions net.</P>





<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 12; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><P STYLE="margin-top: 0pt; text-align: right; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img003_v1.jpg" ALT="(SANTANDER LOGO)"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Non-client NII.</B> The variation of the
<I>Unidad de Fomento</I> (an inflation indexed currency unit or UF) in 2Q17 reached 0.7% compared to 0.5% in 1Q17 and 0.9% in 2Q16.
The Bank has more assets than liabilities linked to inflation and, as a result, margins go up when inflation accelerates and vice-versa.
Currently our sensitivity to a 100 bp shift in inflation is approximately 15bp of NIM. On a QoQ basis, the rise in non-client net
interest income is due to the higher inflation rate in 2Q17 compared to 1Q17. Compared to 2Q16 non-client net interest income decreased
77.2% due to the lower inflation rate between those two periods. It is important to note that despite a lower UF inflation in 2Q17
compared to 2Q16, the Bank managed to sustain total NIMs as a result of: (i) strong client NIMs, as mentioned above driven by the
cut in the Central Bank&rsquo;s reference rate to 2.5% in the quarter. The Bank&rsquo;s liabilities, mainly time deposits, have
a shorter duration than assets, so a 100bp average yearly fall in short-term interest rates should result in an approximately 12bp
rise in NIMs. Therefore, deposit costs should continue to fall as the lower rate environment is absorbed and; (iii) normalization
of our liquidity levels by lowering the amount of low yielding interest earning assets and positioning the Bank&rsquo;s balance
sheet to benefit from a falling interest rate environment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Going forward, Client NIMs should remain stable at current levels.
On the other hand, the UF inflation rate in 3Q17 should be close to 0% and total UF inflation in 2017 should reach approximately
2%, so total NIMs should temporarily come down in 3Q17. This will be partially offset by lower funding costs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; text-align: center; margin-bottom: 0"><IMG SRC="img007_v1.jpg" ALT="(LINE GRAPH)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Asset quality and provision for loan losses</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><I>Stable asset quality indicators in the
quarter. Cost of credit at 1.1%</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">In general <B>asset quality indicators</B>
remained stable in the quarter. On the one hand the <B>NPL ratio </B>remained at 2.2% in 2Q17 compared to 2.2% in 1Q17 and 2.1%
in 2Q16, in line with the Bank&rsquo;s loan growth strategy of steering away from the low end of the consumer market. Similarly,
the Bank&rsquo;s <B>Expected loss ratio or Risk index</B>, measured as Loan Loss Allowances (LLA) over total loans also remained
stable at 2.9% as of June 2017. As economic growth remained sluggish in the quarter there was some minor deterioration of the <B>impaired
loan ratio</B> from 6.1% as of March 2017 to 6.3% as of June 2017.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 13; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><P STYLE="margin-top: 0pt; text-align: right; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->11<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img003_v1.jpg" ALT="(SANTANDER LOGO)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-size: 12pt"><IMG SRC="img015_v1.jpg" ALT="(GRAPHIC)" STYLE="width: 15px; height: 14px">&nbsp;&nbsp;<B>Provision for loan losses</B></FONT><B>
</B><FONT STYLE="font-size: 10pt">(Ch$ Million)</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quarter</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Change%</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">1Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 2Q16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 1Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 35%; text-align: justify; padding-bottom: 1pt">Gross provisions</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">(49,898</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">(43,056</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">(54,187</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">(7.9</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">15.9</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt"><font style="font-size: 10pt">Charge-offs<sup>1</sup></font></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(47,379</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(50,124</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(50,535</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(6.2</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(5.5</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt">Gross provisions and charge-offs</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(97,277</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(93,180</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(104,722</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(7.1</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">4.4</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Loan loss recoveries</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">20,767</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">19,318</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">21,286</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(2.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">7.5</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt">Provision for loan losses</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(76,510</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(73,862</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(83,436</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(8.3</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">3.6</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt"><font style="font-size: 10pt"><b>Cost of credit</b><sup>2</sup></font></TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">1.1</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">1.1</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">1.3</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">-12</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">bp</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid"><font style="font-size: 10pt"><b>+4</b></font></TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">bp</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt"><font style="font-size: 10pt">Total loans<sup>3</sup></font></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">27,156,024</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">27,452,651</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">26,400,567</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2.9</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(1.1</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Total Loan loss allowances (LLAs)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(799,442</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(806,005</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(795,405</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">0.5</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(0.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt"><font style="font-size: 10pt"><b>Non-performing loans</b><sup>4<b> </b></sup><b>(NPLs)</b></font></TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">587,107</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">594,855</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">566,177</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">3.7</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(1.3</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">NPLs consumer loans</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">90,524</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">106,597</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">88,991</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1.7</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(15.1</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">NPLs commercial loans</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">338,728</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">327,342</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">318,324</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">6.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">3.5</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">NPLs residential mortgage loans</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">157,855</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">160,916</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">158,862</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(0.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(1.9</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt"><font style="font-size: 10pt"><b>Impaired loans</b><sup>5</sup></font></TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">1,705,257</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">1,667,145</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">1,645,082</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">3.7</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">2.3</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Impaired consumer loans</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">309,040</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">299,071</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">278,756</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">10.9</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">3.3</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Impaired commercial loans</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">966,085</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">951,514</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">953,733</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1.3</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1.5</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Impaired residential mortgage loans</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">430,132</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">416,560</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">412,593</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">4.3</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">3.3</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt"><font style="font-size: 10pt"><b>Expected loss ratio</b><sup>6<b> </b></sup><b>(LLA / Total loans)</b></font></TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">2.9</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">2.9</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">3.0</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt">NPL / Total loans</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">2.2</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">2.2</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">2.1</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">NPL / consumer loans</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2.0</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2.1</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">NPL / commercial loans</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2.5</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2.3</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">NPL / residential mortgage loans</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1.9</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt">Impaired loans / total loans</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">6.3</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">6.1</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">6.2</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Impaired consumer loan ratio</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">6.9</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">6.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">6.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Impaired commercial loan ratio</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">7.1</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">6.9</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">7.0</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Impaired mortgage loan ratio</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">4.9</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">4.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">5.0</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt"><font style="font-size: 10pt"><b>Coverage of NPLs</b><sup>7</sup></font></TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">136.2</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">135.5</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">140.5</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt"><font style="font-size: 10pt">Coverage of NPLs non-mortgage<sup>8</sup></font></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">172.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">172.1</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">179.2</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Coverage of consumer NPLs</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">328.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">282.0</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">306.7</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Coverage of commercial NPLs</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">130.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">136.3</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">143.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Coverage of mortgage NPLs</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">37.5</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">36.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">41.0</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">1. Charge-offs corresponds to the direct charge-offs and are net
of the reversal of provisions already established on charged-off loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">2</FONT>.
Annualized provision for loan losses / quarterly average total loans. Averages are calculated using monthly figures.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">3. Includes interbank loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">4</FONT>.
Total outstanding gross amount of loans with at least one installment 90 days or more overdue.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">5. Include: (a) for loans individually evaluated
for impairment: (i) the carrying amount of all loans to clients that are rated C1 through C6 and, (ii) the carrying amount of all
loans to an individual client with at least one NPL (which is not a residential mortgage loan past due less than 90 days), regardless
of category; and (b) for loans collectively evaluated for impairment, the carrying amount of all loans to a client, when at least
one loan to that client is not performing or has been renegotiated.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">6</FONT>.
LLA / Total loans. Measures the percentage of loans that banks must provision for given their internal models and the SBIF&rsquo;s
guidelines.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">7. LLA / NPLs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">8. LLA of commercial and consumer loans / NPLs
of commercial and consumer loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 14.15pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Provision for loan losses </B>increased
3.6% QoQ and decreased 8.3% YoY. The <B>cost of credit </B>in the quarter was 1.1% compared to 1.1% in 1Q17 and 1.3% in 2Q16. On
a QoQ basis, the slight increase in impaired loans drove the rise in provision for loan losses. On a YoY basis, the change in the
loan mix continues to be the main force driving down our cost of credit. As a result of the lower cost of credit and the stable
Client spreads, Client NIMs, net of risk increased 50bp in 2Q17 compared to 2Q16.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<!-- Field: Page; Sequence: 14; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><P STYLE="margin-top: 0pt; text-align: right; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->12<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img003_v1.jpg" ALT="(SANTANDER LOGO)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 14.15pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img015_v1.jpg" ALT="(GRAPHIC)" STYLE="width: 15px; height: 14px">&nbsp;&nbsp;<B>Provision for loan losses</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in">(Ch$ Million)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">By product provision for loan losses was as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quarter</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Change%</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">1Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 2Q16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 1Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 35%; text-align: justify">Consumer loans</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">(47,754</TD><TD STYLE="width: 1%; text-align: left">)</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">(51,860</TD><TD STYLE="width: 1%; text-align: left">)</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">(51,819</TD><TD STYLE="width: 1%; text-align: left">)</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">(7.8</TD><TD STYLE="width: 1%; text-align: left">%)</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">(7.9</TD><TD STYLE="width: 1%; text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify"><font style="font-size: 10pt">Commercial loans<sup>1</sup></font></TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(26,313</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(21,332</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(35,889</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(26.7</TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">23.3</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Residential mortgage loans</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(2,443</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(670</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">4,272</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(157.2</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">264.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt">Provision for loan losses</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(76,510</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(73,862</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(83,436</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(8.3</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">3.6</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0; padding-bottom: 1pt"></TD><TD STYLE="width: 7.1pt; padding-bottom: 1pt">1.</TD><TD STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;Includes provision for loan losses for contingent loans.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 14.15pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Provisions for loan losses for consumer
loans</B> decreased 7.9% QoQ and 7.8% YoY. As mentioned in previous earnings reports, the Bank has been enforcing a strategy of
lowering its exposure to the low-end of the consumer loan market and this continues to be the main driving force in the reduction
in provision for loan losses in the consumer loan book. At the same time, the consumer loans entering NPL status already have a
high coverage ratio and, therefore, the cost of credit for consumer loans did not rise in the quarter. <B>Consumer NPLs </B>reached
2.0% as of June 2017 compared to 2.4% in 1Q17 and 2.1% as of June 2016. The <B>impaired consumer loan ratio</B>, increased from
6.6% as of March 2017 to 6.9% as of June 2017 as the Bank saw a rise in early impaired loans status in line with a weakening job
market. Going forward, this could generate a slight rise in the cost of credit for consumer loans, but still within the ranges
of our initial guidance. The <B>coverage ratio of consumer loans</B> reached 328.8% as of June 2017.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Provisions for loan losses for commercial
loans</B> increased 23.3% QoQ and decreased 26.7% YoY. The QoQ increase was mainly due to high levels of provisions in the SME
and Middle-market. Compared to 2Q16, the lower provision expense was due to the abnormally high level of charge-offs recognized
in the Middle-market last year. The <B>commercial NPL ratio</B> reached 2.5% in 2Q17 compared to 2.4% in 1Q17 and 2.3% in 2Q16.
The <B>Coverage ratio of commercial NPLs</B> reached 130.6% as of June 2017.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Provisions for loan losses for residential
mortgage loans </B>totaled a loss of Ch$2,443 million in the quarter. The<B> Impaired mortgage loan ratio </B>reached 4.9% in 2Q17,
10bp higher QoQ and 10bp lower on a YoY comparison. The <B>NPL ratio of mortgage loan</B> was stable at 1.8%. The <B>Coverage ratio
of mortgage NPLs</B> reached 37.5% as of June 2017. Below we have also included a graph with the evolution of the loan-to-value
(LTV) of our mortgage loans of the incoming loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><IMG SRC="img008_v1.jpg" ALT="(LINE GRAPH)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 15; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><P STYLE="margin-top: 0pt; text-align: right; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->13<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img003_v1.jpg" ALT="(SANTANDER LOGO)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Net fee and commission income</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><I>Greater customer loyalty &amp; satisfaction
fueling solid fee growth</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">In 2Q17 fee income decreased 1.4% QoQ and increased
12.5% YoY. In <B>retail banking, fees</B> increased 1.7% QoQ and 8.1% YoY, mainly driven by rising client loyalty and cross-selling,
as well as greater fees from asset management brokerage. Loyal individual customers (clients with &gt;4 products plus minimum usage
and profitability levels) in the High-income segment grew 12.1% YoY. Among Mid-income earners, loyal customers increased 3.4% YoY.
By products, the biggest contributors to fee income growth were collection of mortgage related insurance fees and asset management
brokerage fees.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img015_v1.jpg" ALT="(GRAPHIC)" STYLE="width: 15px; height: 14px">&nbsp;&nbsp;<B>Fee Income by client segment</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in">(Ch$ Million)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quarter</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Change%</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">1Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 2Q16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 1Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 35%; text-align: justify"><font style="font-size: 10pt">Retail banking<sup>1</sup></font></TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">53,087</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">52,175</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">49,123</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">8.1</TD><TD STYLE="width: 1%; text-align: left">%</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="text-align: left; width: 1%">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">1.7</TD><TD STYLE="width: 1%; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Middle-market</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">9,117</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">9,143</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">9,736</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(6.4</TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(0.3</TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Global corporate banking</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">5,901</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10,642</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6,321</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(6.6</TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(44.5</TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Others</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">3,733</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">863</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(1,308</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt">Total</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">71,838</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">72,823</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">63,872</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">12.5</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(1.4</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; text-align: left; margin-bottom: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; text-align: left; margin-bottom: 0">Includes fees to individuals and SMEs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Fees in the Middle-market</B> were flat
QoQ and decreased 6.4% YoY as this segment is the most sensitive to the lower economic growth. This was compensated by the rise
in customer loyalty in this segment. Loyal Middle-market and SME clients grew 10.3% YoY.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Fee in GCB</B> fell in the quarter the Bank,
but still grew 23.4% in 1H17. Fees in this segment are deal driven and, therefore, tend to be vary significantly from quarter to
quarter. The strength of the Bank in providing value added non-lending services, such as cash management and financial advisory
services should continue to drive fee income in this segment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><IMG SRC="img009_v1.jpg" ALT="(BAR GRAPH)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">1. Loyal high income and middle income customers with 4 products
plus a minimum profitability level and a minimum usage indicator. all differentiated by segment. SME + Middle-market cross-selling
differentiated by client size using a point system that depends on number of products, usage of products and income net of risk.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 16; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><P STYLE="margin-top: 0pt; text-align: right; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->14<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img003_v1.jpg" ALT="(SANTANDER LOGO)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">By products, the evolution of fees was as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img015_v1.jpg" ALT="(GRAPHIC)" STYLE="width: 15px; height: 14px">&nbsp;&nbsp;<B>Fee Income by product</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in">(Ch$ Million)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quarter</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Change%</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">1Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 2Q16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 1Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 35%; text-align: justify">Credit, debit &amp; ATM card fees</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">14,084</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">14,690</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">14,428</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">(2.4</TD><TD STYLE="width: 1%; text-align: left">%)</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">(4.1</TD><TD STYLE="width: 1%; text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Asset management</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10,831</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10,081</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">9,240</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">17.2</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">7.4</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Insurance brokerage</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">9,209</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10,057</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">9,847</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(6.5</TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(8.4</TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Guarantees, pledges and other contingent op.</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8,722</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">9,488</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8,696</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0.3</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(8.1</TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Collection fees</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">13,455</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8,926</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">7,836</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">71.7</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">50.7</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify">Checking accounts</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">7,802</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">7,920</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">7,953</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(1.9</TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(1.5</TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify">Brokerage and custody of securities</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,308</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,200</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,990</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">16.0</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4.9</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Other</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">5,427</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">9,461</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">3,882</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">39.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(42.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt">Total fees</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">71,838</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">72,823</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">63,872</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">12.5</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(1.4</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Total financial transactions, net</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Results from Total financial transactions,
net</B> was a gain of Ch$35,405 million in 2Q17, decreasing 3.6% QoQ and increasing 27.1% YoY. It is important to point out that
the Bank does not run a significant foreign currency gap. The Bank&rsquo;s spot position in foreign currency is hedged with derivatives
that are either considered trading derivatives or hedge accounting derivatives. Derivatives that are considered trading are marked-to-market
in net income from financial operations. Hedge accounting derivatives are mark-to-market together with the hedged item in net foreign
exchange results. This distorts these line items, especially in periods of a strong appreciation or depreciation of the exchange
rate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img015_v1.jpg" ALT="(GRAPHIC)" STYLE="width: 15px; height: 14px">&nbsp;&nbsp;<B>Total financial transactions, net</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in">(Ch$ Million)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quarter</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Change%</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">1Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 2Q16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 1Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 35%; text-align: left"><font style="font-size: 10pt">Net income (expense) from financial operations<sup>1</sup></font></TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">3,623</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">1,276</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">45,706</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">(92.1</TD><TD STYLE="width: 1%; text-align: left">%)</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">183.9</TD><TD STYLE="width: 1%; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt"><font style="font-size: 10pt">Net foreign exchange gain<sup>2</sup></font></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">31,782</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">35,456</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(17,846</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(10.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt">Total financial transactions, net</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">35,405</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">36,732</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">27,860</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">27.1</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(3.6</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">1. These results include the realized gains of the Available for
sale investment portfolio, realized and unrealized gains and interest revenue generated by Trading investments, gains or losses
from the sale of charged-off loans and the realized gains (loss) or mark-to-market of derivatives.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">2</FONT>.
The results recorded as Foreign exchange gain mainly include the translation gains or losses of assets and liabilities denominated
in foreign currency as well as from our hedge accounting derivatives.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<!-- Field: Page; Sequence: 17; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><P STYLE="margin-top: 0pt; text-align: right; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->15<!-- Field: /Sequence -->&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>




<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img003_v1.jpg" ALT="(santander logo)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">In
order to understand more clearly these line items, we present them by business area in the following table:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img015_v1.jpg" ALT="(graphic)">&nbsp;&nbsp;<B>&nbsp;<FONT STYLE="font-size: 14pt">Total
financial transactions, net by business</FONT></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in">(Ch$ Million)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quarter</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Change%</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">1Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 2Q16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 1Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 35%; text-align: justify; padding-bottom: 1pt">Client treasury services</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">21,803</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">23,569</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">26,121</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">(16.5</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">(7.5</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt"><font style="font-size: 10pt">Non client treasury income<font style="font-family: Times New Roman, Times, Serif"><sup>1</sup></font></font></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">13,602</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">13,163</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1,739</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">682.1</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">3.3</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt">Total financ. transactions, net</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">35,405</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">36,732</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">27,860</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">27.1</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(3.6</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">1. Non client treasury income. These results
include the income from sale of loans, including charged-off loans, interest income and the mark-to-market of the Bank&rsquo;s
trading portfolio, realized gains from the Bank&rsquo;s available for sale portfolio and other results from our Financial Management
Division.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Client treasury services</B> revenues fell
7.5% QoQ and 16.5% YoY. This movement of client treasury revenues, which usually makes up the bulk of our treasuring income, reflects
the demand on behalf of clients for treasury products mainly for their hedging needs. Given the lower market volatility in the
quarter, demand for treasury products declined. Overall, the Bank has had a good first semester in Debt Capital Markets that has
also led to cross-selling of products in our market making business, which is reflected as client treasury income. In the second
quarter, the level of activity decreased, which is also reflected in client treasury income.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Non-client treasury </B>revenues increased
3.3% QoQ and 682.1% YoY. Falling local interest rates produced positive mark-to-market gains from our liquidity fixed income portfolios
in the quarter. As a reminder, 2Q16 results included an abnormally high charge recognized for the credit value adjustment (CVA)
of the derivatives portfolio, following the Brexit vote. CVA is an estimation of the&nbsp;market value&nbsp;of&nbsp;counterparty
credit risk embedded in derivatives.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>


<!-- Field: Page; Sequence: 18; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 50%">&nbsp;</TD><TD STYLE="width: 50%; text-align: right"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->16<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img003_v1.jpg" ALT="(santander logo)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-size: 14pt"><B>Operating
expenses and efficiency</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-size: 14pt"><B><I>Efficiency
ratio improves to 40.2% in 1H17. Sustained rise in productivity</I></B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The Bank&rsquo;s <B>efficiency ratio</B> reached
40.2% in 1H17 compared to 42.7% in the same period of last year. <B>Operating expenses</B>, excluding Impairment and Other operating
expenses, increased 3.4% QoQ and 1.4% YoY. The relatively low cost growth, below the YoY variation of the CPI Index despite the
fact that the most of our expenses are adjusted by inflation, is a direct consequence of the various initiatives that the Bank
has been implementing to improve commercial productivity and efficiency. The success of our on-going digital and branch transformation
is resulting in higher labor productivity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img015_v1.jpg" ALT="(graphic)"><B>&nbsp;&nbsp;&nbsp;<FONT STYLE="font-size: 14pt">Operating
expenses</FONT></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in">(Ch$ Million)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quarter</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Change%</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">1Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 2Q16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17 / 1Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 35%; text-align: justify; padding-bottom: 1pt">Personnel salaries and expenses</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">(101,350</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">(92,676</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">(101,217</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">0.1</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">9.4</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Administrative expenses</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(54,383</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(58,482</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(54,991</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(1.1</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(7.0</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Depreciation &amp; amortization</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(18,778</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(17,622</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(15,843</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">18.5</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">6.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt"><font style="font-size: 10pt"><b>Operating expenses<sup>1</sup></b></font></TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(174,511</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(168,780</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(172,051</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">1.4</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">3.4</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">Impairment of property, plant and equipment</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(165</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(184</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(49</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">239.5</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(10.3</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt">Branches</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">406</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">415</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">468</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(13.2</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(2.2</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Standard</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">264</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">272</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">278</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(5.0</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(0.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">WorkCaf&eacute;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">7</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">&mdash;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">16.7</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Middle-market centers</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Select</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">53</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">53</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">54</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(1.9</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Banefe &amp; other payment centers</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">74</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">83</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">128</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(42.2</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(10.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt">ATMs</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">1,059</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">1,279</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">1,484</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(28.6</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(17.2</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt">Employees</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">11,068</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">11,229</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">11,653</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(5.0</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(1.4</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt"><font style="font-size: 10pt"><b>Efficiency ratio<sup>2</sup></b></font></TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">40.4</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">40.0</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">43.8</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">-342</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">bp</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid"><font style="font-size: 10pt"><b>+42</b></font></TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">bp</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt"><font style="font-size: 10pt"><b>YTD Efficiency ratio<sup>2</sup></b></font></TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">40.2</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">40.0</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">42.7</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">-251</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">bp</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid"><font style="font-size: 10pt"><b>+21bp 21</b></font></TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt"><font style="font-size: 10pt">Volumes per branch (Ch$mn)<sup>3</sup></font></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">114,313</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">114,606</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">99,651</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">14.7</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(0.3</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: justify; padding-bottom: 1pt"><font style="font-size: 10pt">Volumes per employee (Ch$mn)<sup>4</sup></font></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">4,193</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">4,236</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">4,002</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">4.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(1.0</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt"><font style="font-size: 10pt">YTD Cost / Assets</font><sup>5</sup></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1.9</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1.9</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">-3</TD><TD STYLE="text-align: left; padding-bottom: 1pt">bp</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">bp</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">1. Excluding Impairment and Other operating expenses.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">2</FONT>.
Efficiency ratio: Operating expenses excluding impairment and other operating expenses divided by Operating income. Operating income
= Net interest income + Net fee and commission income + Total financial transactions, net + Other operating income minus other
operating expenses.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">3</FONT>.
Loans + deposits over total branches.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">4</FONT>.
Loans + deposits over total employees.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">5</FONT>.
Operating expenses as defined in footnote 1 above, annualized / Total assets.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Personnel expenses</B> increased 0.1% YoY
in 2Q17. The slight increase in personnel expenses is mainly due to the rise in salaries as they are adjusted according to CPI
inflation. However this has been offset by a 5.0% decrease in total headcount in the last twelve months while total volumes (loans
plus deposits) per branch increased 14.7% YoY and total volumes per employee increased 4.8% YoY.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 19; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 50%">&nbsp;</TD><TD STYLE="width: 50%; text-align: right"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->17<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img003_v1.jpg" ALT="(santander logo)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Administrative expenses</B> decreased 1.1%
YoY in 2Q17. The Bank&rsquo;s digital transformation and new branch formats are starting to sustain productivity gains and improved
customer satisfaction. Therefore, the Bank has been reducing the branch network, closing 62 branches in the last year, mainly in
the Santander Banefe segment. In total, in the last twelve months, 13.2% of the Bank&rsquo;s branch network was closed and the
Bank also continued to remove money losing ATMs eliminating 28.6% of our ATMs. An increase in transactions through channels such
as internet, mobile and phone banking have replaced this. We have transformed a total of 7 branches into our new <I>WorkCaf&eacute;</I>
format that is significantly more productive than a traditional branch. At the same time, we continue to re-model the standard
branches to a new multi-segment format that is also more efficient in terms of back office and use of space, resulting in a significant
reduction of the branch network. The effectiveness of the Bank&rsquo;s CRM has also increased productivity, as well as the implementation
of other digital initiatives.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><IMG SRC="img010_v1.jpg" ALT="(bar chart)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B><SUP>1 </SUP>Volumes= Loans+ Deposits</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Amortization expenses</B> increased 18.5%
YoY. This rise was mainly due to the investment in software and digital banking the Bank is carrying out as part of our plan to
improve productivity and efficiency.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 20; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 50%">&nbsp;</TD><TD STYLE="width: 50%; text-align: right"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->18<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img003_v1.jpg" ALT="(santander logo)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-size: 14pt"><B>Other operating
income, net &amp; corporate tax</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Other operating income, net,</B> totaled
an expense of Ch$19,132 million in 2Q17, an net loss increase of 230.0% compared to 1Q17 which is mainly explained by the one-time
charge of Ch$12 billion related to severance expenses as part of the Bank&rsquo;s efforts to control costs. A similar charge was
recognized in 2Q16. Compared to 2Q16, Other operating income increase by 248% due to the liberation of provisions for contingencies
in the period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img015_v1.jpg" ALT="(graphic)">&nbsp;&nbsp;&nbsp;<FONT STYLE="font-size: 14pt"><B>Other
operating income, net and corporate tax</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in">(Ch$ Million)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quarter</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Change%</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">1Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2Q16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; padding-bottom: 1pt; border-bottom: Black 1pt solid">2Q17 / 2Q16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; padding-bottom: 1pt; border-bottom: Black 1pt solid">2Q17 / 1Q17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 35%; text-align: left; padding-bottom: 1pt">Other operating income</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">16,049</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">13,019</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">4,611</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">248.0</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 10%; text-align: right; border-bottom: Black 1pt solid">23.3</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Other operating expenses</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(35,181</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(18,817</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(32,010</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">9.9</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">87.0</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">Other operating income, net</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(19,132</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(5,798</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(27,399</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(30.2</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">230.0</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt; text-indent: -0.125in; padding-left: 0.125in">Income from investments in associates and other companies</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">885</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">720</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">641</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">38.2</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">22.9</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">Income tax income (expense)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(31,143</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(37,208</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(21,114</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">47.5</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(16.3</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Effective income tax rate</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">17.1</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">20.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">15.3</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: right; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Income tax expenses </B>in 2Q17 totaled
Ch$31,143 million, a decrease of 16.3% compared to 1Q17 and an increase of 47.5% compared to 2Q16. On a QoQ basis, the lower effective
tax rate is a seasonal effect mainly due to the deduction of real estate taxes paid on assets for leasing, which usually occurs
in 2Q. In 1H17, the Bank paid an effective tax rate of 18.9% compared to 17.3% in 1H16. The rise in the effective tax rate was
mainly due to: (i) the higher statutory tax rate. The statutory corporate tax rate in 2017 increased to 25.5% compared to 24.0%
in 2016 and; (ii) the lower CPI inflation rate in 1H17 (+1.2%) compared to 1H16 (+1.7%), which results in a lower price level restatement
charge to taxable income, since for tax purposes, the Bank must readjust its capital for inflation. The Bank&rsquo;s effective
tax rate should be approximately 20%-21% in 2017. The statutory corporate tax rate will rise again to 27.0% in 2018.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img015_v1.jpg" ALT="(graphic)">&nbsp;&nbsp;&nbsp;<FONT STYLE="font-size: 14pt"><B>YTD income tax</B><SUP>1</SUP></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in">(Ch$ Million)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 80%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Quarter</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Change%</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">6M17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">6M16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">6M17 / 6M16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 55%; font-weight: bold; text-align: justify; padding-bottom: 1pt">Net income before tax</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 12%; text-align: right; border-bottom: Black 1pt solid">362,062</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 12%; text-align: right; border-bottom: Black 1pt solid">293,578</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="width: 1%; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="width: 12%; text-align: right; border-bottom: Black 1pt solid">23.3</TD><TD STYLE="width: 1%; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt"><font style="font-size: 10pt">Price level restatement of capital</font><sup>2</sup></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(13,571</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(14,960</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(9.3</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">Net income before tax adjusted for price level restatement</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">348,491</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">278,618</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">25.1</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">Statutory Tax rate</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">25,5</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">24,0</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt">Income tax expense at Statutory rate</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(92,326</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(70,459</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">31.0</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: justify; padding-bottom: 1pt"><font style="font-size: 10pt">Tax benefits</font><sup>3</sup></TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">23,975</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">19,683</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">21.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt">Income tax</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(68,351</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">(50,776</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">34.6</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: justify; padding-bottom: 1pt">Effective tax rate</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">18.9</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">17.3</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">1. This table is for informational purposes
only. Please refer to note 12 in our interim financials for more details.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">2</FONT>.
For tax purposes, capital is indexed to CPI inflation. The statutory tax rate is applied over net income before tax adjusted for
price level restatement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">3</FONT>.
Mainly includes income tax credits from property taxes paid on leased assets as well as the impact from fluctuations in deferred
tax assets and liabilities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 21; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 50%">&nbsp;</TD><TD STYLE="width: 50%; text-align: right"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->19<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><IMG SRC="img003_v1.jpg" ALT="(santander logo)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-size: 18pt"><B>Section 6:
Credit risk ratings</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-size: 14pt"><B>International ratings</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">The Bank has credit ratings from
three leading international agencies. Following the reduction in Chile&rsquo;s sovereign rating from AA- to A+, S6P placed the
Bank&rsquo;s ratings on credit watch negative.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" ALIGN="CENTER" STYLE="border-collapse: collapse; width: 70%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 78%; font-size: 12pt; font-weight: bold; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 14pt">Moody&rsquo;s</FONT></TD><TD STYLE="width: 2%; font-size: 12pt; font-weight: bold; padding-bottom: 1pt"><FONT STYLE="font-size: 14pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 20%; font-size: 12pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 14pt">Rating</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left">Bank Deposit</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Aa3/P-1</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left">Baseline Credit Assessment</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">a2</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left">Adjusted Baseline Credit Assessment</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">a2</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left">Senior Unsecured</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Aa3</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left">Commercial Paper</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">P-1</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>Outlook</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Stable</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" ALIGN="CENTER" STYLE="border-collapse: collapse; width: 70%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 78%; font-size: 12pt; font-weight: bold; text-align: left; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 14pt">Standard
    and Poor&rsquo;s</FONT></TD><TD STYLE="width: 2%; font-size: 12pt; font-weight: bold; padding-bottom: 1pt"><FONT STYLE="font-size: 14pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 20%; font-size: 12pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 14pt">Rating</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left">Long-term Foreign Issuer Credit</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">A</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left">Long-term Local Issuer Credit</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">A</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left">Short-term Foreign Issuer Credit</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">A-1</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left">Short-term Local Issuer Credit</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">A-1</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>Outlook</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Negative</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" ALIGN="CENTER" STYLE="border-collapse: collapse; width: 70%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 78%; font-size: 12pt; font-weight: bold; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 14pt">Fitch</FONT></TD><TD STYLE="width: 2%; font-size: 12pt; font-weight: bold; padding-bottom: 1pt"><FONT STYLE="font-size: 14pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 20%; font-size: 12pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 14pt">Rating</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left">Foreign Currency Long-term Debt</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">A+</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left">Local Currency Long-term Debt</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">A+</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left">Foreign Currency Short-term Debt</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">F1</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left">Local Currency Short-term Debt</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">F1</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left">Viability rating</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">a+</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD>Outlook</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Negative</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-size: 14pt"><B>Local ratings</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">Our local ratings are the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" ALIGN="CENTER" STYLE="border-collapse: collapse; width: 70%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-size: 12pt; font-weight: bold; border-bottom: Black 1pt solid">Local ratings</TD><TD NOWRAP STYLE="font-size: 12pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="font-size: 12pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Fitch Ratings</TD><TD NOWRAP STYLE="font-size: 12pt; font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="font-size: 12pt; font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Feller Rate</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 56%; text-align: left">Shares</TD><TD STYLE="width: 2%; text-align: left">&nbsp;</TD>
    <TD STYLE="width: 20%; text-align: left">1CN1</TD><TD STYLE="width: 2%; text-align: left">&nbsp;</TD>
    <TD STYLE="width: 20%; text-align: left">1CN1</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left">Short-term deposits</TD><TD>&nbsp;</TD>
    <TD>N1+</TD><TD>&nbsp;</TD>
    <TD>N1+</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left">Long-term deposits</TD><TD>&nbsp;</TD>
    <TD>AAA</TD><TD>&nbsp;</TD>
    <TD>AAA</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left">Mortgage finance bonds</TD><TD>&nbsp;</TD>
    <TD>AAA</TD><TD>&nbsp;</TD>
    <TD>AAA</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left">Senior bonds</TD><TD>&nbsp;</TD>
    <TD>AAA</TD><TD>&nbsp;</TD>
    <TD>AAA</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: left">Subordinated bonds</TD><TD>&nbsp;</TD>
    <TD>AA</TD><TD>&nbsp;</TD>
    <TD>AA+</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify"><B>&nbsp;</B></P>


<!-- Field: Page; Sequence: 22; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 50%">&nbsp;</TD><TD STYLE="width: 50%; text-align: right"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->20<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img003_v1.jpg" ALT="(santander logo)"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-size: 18pt"><B>Section 7:
Share performance</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>As of June 30, 2017</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top">
    <TD STYLE="width: 51%"><FONT STYLE="font-size: 14pt"><B>Ownership Structure:</B></FONT></td>
    <TD STYLE="width: 49%">&nbsp;</td>
    </tr>
</table>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; text-align: center; margin-bottom: 0"><B><IMG SRC="img011_v1.jpg" ALT="(pie chart)">&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top">
    <TD STYLE="width: 100%; text-align: justify"><FONT STYLE="font-size: 14pt"><B>Total Shareholder Return</B></FONT></td>
    </tr>
<tr style="vertical-align: top">
    <td><b>Santander ADR vs. SP500 (Base 100 = 12/31/2016)</b></td>
    </tr>
</table>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; text-align: center; margin-bottom: 0"><IMG SRC="img012_v1.jpg" ALT="(line graph)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B><U>ADR price (US$) 1H17</U></B></P>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 70%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 82%">6/30/17:</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 15%; text-align: right">25.41</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Maximum (6M17):</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">25.52</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD>Minimum (6M17):</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">21.36</TD><TD STYLE="text-align: left">&nbsp;&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B><U>Market Capitalization:</U></B> US$11,971 million</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 70%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 82%; text-align: left">P/E 12month trailing*:</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 15%; text-align: right">16.2</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">P/BV (3/31/16)**:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2.7</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Dividend yield***:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4.5</TD><TD STYLE="text-align: left">%</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">* Price as of June 30, 2017 / 12mth. earnings</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">** Price as of June 30, 2017/Book value as
of 6/30/17</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">***Based on closing price on record date of last dividend payment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 33%">
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-size: 14pt"><B>Average daily traded volumes
        1H17</B></FONT></P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>
        <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>US$ million</B></P></TD></TR>
</TABLE>
</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; text-align: center; margin-bottom: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; text-align: center; margin-bottom: 0">&nbsp;<IMG SRC="img013_v1.jpg" ALT="(bar chart)"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; text-align: center; margin-bottom: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 33%; text-align: justify"><FONT STYLE="font-size: 14pt"><B>Total Shareholder Return</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD><B>Santander vs IPSA Index (Base 100 = 12/31/2016)</B></TD></TR>
</TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; text-align: center; margin-bottom: 0"><B>&nbsp;</B><IMG SRC="img014_v1.jpg" ALT="(line graph)"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B><U>Local share price (Ch$) 1H17</U></B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 70%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 87%">6/30/17:</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">42.24</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Maximum (6M17):</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">42.38</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD>Minimum (6M17):</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">34.65</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B><U>Dividends:</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 80%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP>Year paid</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">Ch$/share</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP>% of previous year&rsquo;s<BR>
earnings</TD><TD NOWRAP>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 54%">2014:</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">1.41</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">60</TD><TD STYLE="width: 1%; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>2015:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.75</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">60</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD>2016:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.79 </TD><TD STYLE="text-align: left"></TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">75</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>2017:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.75</TD><TD STYLE="text-align: left"></TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">70</TD><TD STYLE="text-align: left">%</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


<!-- Field: Page; Sequence: 23; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 50%">&nbsp;</TD><TD STYLE="width: 50%; text-align: right"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->21<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img003_v1.jpg" ALT="(santander logo)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-size: 18pt"><B>Annex 1: New Banking Law</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-size: 12pt"><B>Banking Law
reform bill sent to Congress for discussion in June 2017</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>In June 2017, the government sent to Congress
for discussion a bill to reform the current General Banking Law.</B> The bill proposes the following main changes: i) the creation
of a new regulatory body for the financial system; ii) new capital regulation for banks in Chile in line with Basel III standards.
The bill also proposes changes in the mechanism to intervene and manage banks under stress or that do not comply with regulation
adding to existing options such as Capitalization by the Financial System and Preventive Capitalization. It also increases government
guarantees for deposits and sets forth greater demands on bank&rsquo;s board members.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-size: 12pt"><B>New regulatory
entity</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>The proposed bill recognizes as the new
regulatory entity</B> the newly created Financial Market Commission (FMC), which was approved earlier this year in Law #21,000.
The FMC will be the new supervisor for the Chilean financial system overseeing insurance companies, companies with publicly traded
securities, credit unions, credit card and prepaid card issuers, and banks. All current SBIF attributions will be transferred to
the FMC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The FMC will be ruled by a five member board,
one of which act as a Chairman. The board&rsquo;s responsibilities include regulation, sanctioning and the definition of general
supervision policies. In addition there will be a prosecutor in charge of investigations and the Chairman will be responsible for
supervision. The FMC will act in coordination with the Chilean Central Bank (BCCh).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-size: 12pt"><B>Capital regulation</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Minimum capital requirements will increase</B>
in terms of amount and quality. Total Regulatory Capital remains at 8% of risk weighted assets (RWA). Minimum Tier 1 capital increases
from 4.5% to 6% of RWA, of which up to 1.5% may be Additional Tier 1 (AT1). The latter can be fulfilled with preferred shares or
perpetual bonds, both of which may be convertible to common equity. The FMC will establish the conditions and requirements for
the issuance of perpetual bonds and preferred equity. Tier 2 capital will be set at 2% of RWA.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Additional capital demands are incorporated
through a Conservation Buffer of 2.5% of RWA that sets a Total Equity Requirement of 10.5% of RWA. As well, the BCCh may set an
additional Counter Cyclical Buffer of up to 2.5% of RWA with agreement from the FMC. Both buffers must be comprised of core capital.
The FMC, with agreement from the BCCh, may impose additional capital requirements for Systemically Important Banks (SIB) of between
1-3.5% of RWA. The FMC will have to establish the criteria to assess which banks are considered as SIBs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The proposed bill also incorporates a Pilar
II capital requirement created with the objective of assuring an adequate management of risk. The FMC will have the power to impose
an additional regulatory capital demand of up to 4% of RWA, either Tier I or Tier II, if it esteems that the previous capital
levels and buffers are not enough for a financial institution.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The following table sets forth the new proposed
capital requirements in comparison to Basel III standards and current Chilean regulation:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<!-- Field: Page; Sequence: 24; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 50%">&nbsp;</TD><TD STYLE="width: 50%; text-align: right"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->22<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">  <B><IMG SRC="img003_v1.jpg" ALT="(santander logo)">&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img015_v1.jpg" ALT="(graphic)"><B>&nbsp;&nbsp;&nbsp;<FONT STYLE="font-size: 14pt">Capital
requirements: Basel III, current GBL and new proposed requirements</FONT></B></P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">(% over risk weighted assets)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 12pt; font-weight: bold; text-align: justify; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 14pt">Capital
    categories</FONT></TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Basel III</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Current Law</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Proposed Bill</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 37%; text-align: left">(1) Total Tier 1 Capital (2+3)</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 20%; text-align: center">6</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 20%; text-align: center">4.5</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 20%; text-align: center">6</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-style: italic; text-align: left; padding-left: 14.2pt">(2) Basic Capital</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">4.5</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">4.5</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">4.5</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-style: italic; text-align: left; padding-left: 14.2pt">(3) Additional Tier 1 Capital (AT1)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">1.5</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&mdash;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">1.5</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">(4) Tier 2 Capital</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">2</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">3.5</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">2</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left">(5) Total Regulatory Capital (1+4)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center">8</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center">8</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center">8</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; vertical-align: top">(6) Conservation Buffer</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">2.5</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">2% over effective equity in order to be classified in Category A solvency.</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">2.5</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left">(7) Total Equity Requirement (5+6)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center">10.5</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center">8</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: center">10.5</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">(8) Counter Cyclical Buffer</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">up to 2.5</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">&mdash;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">up to 2.5</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; vertical-align: top">(9) SIB* Requirement</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Between 1 - 3.5</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Up to 6% in case of a merger</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: center">Between 1 - 3.5</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD COLSPAN="7" STYLE="text-align: justify">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD COLSPAN="7" STYLE="text-align: justify">* Systemically Important Banks</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>The FMC will establish weightings for RWA</B>
as a separate regulation based on the implementation of standard models, subject to agreement from the BCCh. The FMC will have
until December 31 of the next year in which the bill is passed to establish the weightings. However, banks will be allowed to use
internal models to define RWA, subject to approval from the FMC with agreement from the BCCh. In this case, calculated requirements
will have to be within the limits set by the FMC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Compliance with the new capital requirements
will have a phase-in period</B> with full compliance by 2024 (subject to further discussions in Congress). The following table
sets forth an estimated phase-in period calendar, assuming the proposed bill is passed in 2017.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img015_v1.jpg" ALT="(graphic)"><B>&nbsp;&nbsp;&nbsp;<FONT STYLE="font-size: 14pt">Phase-in*:
new capital requirements</FONT></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in; text-align: justify">(% over risk weighted assets, all dates as
of December 31)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: justify; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2017</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2018</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2019</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2020</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2021</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2022</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2023</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">2024</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 20%">(1) Tier 1 (2+3)</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 7%; text-align: right">4.5</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 7%; text-align: right">4.5</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 7%; text-align: right">4.75</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 7%; text-align: right">5</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 7%; text-align: right">5.25</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 7%; text-align: right">5.5</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 7%; text-align: right">5.75</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 7%; text-align: right">6</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-style: italic; text-align: left; padding-left: 14.2pt">(2) Basic Capital</TD><TD STYLE="font-style: italic">&nbsp;</TD>
    <TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic; text-align: right">4.5</TD><TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic">&nbsp;</TD>
    <TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic; text-align: right">4.5</TD><TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic">&nbsp;</TD>
    <TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic; text-align: right">4.5</TD><TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic">&nbsp;</TD>
    <TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic; text-align: right">4.5</TD><TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic">&nbsp;</TD>
    <TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic; text-align: right">4.5</TD><TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic">&nbsp;</TD>
    <TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic; text-align: right">4.5</TD><TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic">&nbsp;</TD>
    <TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic; text-align: right">4.5</TD><TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic">&nbsp;</TD>
    <TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic; text-align: right">4.5</TD><TD STYLE="font-style: italic; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-style: italic; padding-left: 14.2pt">(3) AT1</TD><TD STYLE="font-style: italic">&nbsp;</TD>
    <TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic; text-align: right">0</TD><TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic">&nbsp;</TD>
    <TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic; text-align: right">0</TD><TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic">&nbsp;</TD>
    <TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic; text-align: right">0.25</TD><TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic">&nbsp;</TD>
    <TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic; text-align: right">0.5</TD><TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic">&nbsp;</TD>
    <TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic; text-align: right">0.75</TD><TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic">&nbsp;</TD>
    <TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic; text-align: right">1</TD><TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic">&nbsp;</TD>
    <TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic; text-align: right">1.25</TD><TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic">&nbsp;</TD>
    <TD STYLE="font-style: italic; text-align: left">&nbsp;</TD><TD STYLE="font-style: italic; text-align: right">1.5</TD><TD STYLE="font-style: italic; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>(4) Tier 2</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3.5</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3.5</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3.25</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2.75</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2.5</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2.25</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="font-weight: bold; text-align: left">(5) Regulatory Capital (1+4)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">8</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">8</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">8</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">8</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">8</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">8</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">8</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">8</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">(6) Conservation Buffer</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0.36</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0.71</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.07</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.43</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.79</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2.14</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2.5</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left; text-indent: -0.125in; padding-left: 0.125in">(7) Total Equity Requirement (5+6)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">8</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">8.36</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">8.71</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">9.07</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">9.43</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">9.79</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">10.14</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">10.5</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">(8) Counter Cyclical Buffer</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">up to 2.5</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; vertical-align: top">(9) SIB* Requirement</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD NOWRAP STYLE="text-align: right"><FONT STYLE="font-size: 10pt">Between 1 &ndash; 3.5</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD NOWRAP STYLE="text-align: left">(10) Pilar II requirement (FMC)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">up to 4</FONT></TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">* Assuming the proposed bill is passed in 2017.</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 25; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 50%">&nbsp;</TD><TD STYLE="width: 50%; text-align: right"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->23<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img003_v1.jpg" ALT="(santander logo)"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-size: 18pt"><B>Annex 2: Balance sheet</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img015_v1.jpg" ALT="(graphic)"><B>&nbsp;&nbsp;&nbsp;<FONT STYLE="font-size: 14pt">Unaudited
Balance Sheet</FONT></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Jun-17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Jun-17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Dec-16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Jun-16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP COLSPAN="2" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Jun-17/Dec16</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: center; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP STYLE="font-weight: bold; text-align: center; padding-bottom: 1pt">&nbsp;</TD>
    <TD NOWRAP COLSPAN="2" STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif">Jun-17/Jun-16</FONT></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 10pt"><b>US$ Ths<sup>1</sup></b></font></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Ch$
Million</B></P></TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">% Chg.</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 28%; text-align: left">Cash and deposits in banks</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 9%; text-align: right">2,024,771</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 9%; text-align: right">1,344,043</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 9%; text-align: right">2,279,389</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 9%; text-align: right">2,164,211</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 9%; text-align: right">(41.0</TD><TD STYLE="width: 1%; text-align: left">%)</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 9%; text-align: right">(37.9</TD><TD STYLE="width: 1%; text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Cash items in process of collection</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">646,635</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">429,236</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">495,283</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">773,774</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(13.3</TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(44.5</TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Trading investments</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,055,038</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">700,334</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">396,987</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">387,554</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">76.4</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">80.7</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Investments under resale agreements</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6,736</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8,168</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(100.0</TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Financial derivative contracts</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3,337,834</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,215,654</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,500,782</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3,001,807</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(11.4</TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(26.2</TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Interbank loans, net</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">354,794</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">235,512</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">272,635</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">236,345</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(13.6</TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(0.4</TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in">Loans and account receivables from customers, net</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">39,350,813</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">26,121,070</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">26,113,485</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">25,368,817</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">0.0</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">3.0</TD><TD STYLE="font-weight: bold; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Available for sale investments</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3,268,823</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,169,845</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3,388,906</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,391,465</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(36.0</TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(9.3</TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Held-to-maturity investments</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in">Investments in associates and other companies</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">37,932</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">25,179</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">23,780</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">22,254</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">5.9</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">13.1</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Intangible assets</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">89,399</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">59,343</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">58,085</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">55,564</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2.2</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6.8</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Property, plant and equipment</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">369,236</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">245,099</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">257,379</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">233,066</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(4.8</TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">5.2</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Current taxes</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8,992</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">5,969</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Deferred taxes</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">545,253</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">361,939</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">372,699</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">337,915</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(2.9</TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">7.1</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Other assets</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1,345,597</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">893,207</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">840,499</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1,142,827</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">6.3</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(21.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">Total Assets</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">52,435,116</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">34,806,430</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">37,006,645</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">36,123,767</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">(5.9</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">%)</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">(3.6</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD>&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Deposits and other demand liabilities</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10,840,453</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">7,195,893</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">7,539,315</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">7,238,303</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(4.6</TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(0.6</TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Cash items in process of being cleared</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">389,355</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">258,454</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">288,473</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">529,784</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(10.4</TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(51.2</TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Obligations under repurchase agreements</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">219,298</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">145,570</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">212,437</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">31,005</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(31.5</TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">369.5</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Time deposits and other time liabilities</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">18,167,044</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">12,059,284</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">13,151,709</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">12,997,791</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(8.3</TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(7.2</TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Financial derivatives contracts</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3,104,307</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,060,639</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,292,161</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,848,418</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(10.1</TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(27.7</TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Interbank borrowings</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,758,144</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,830,856</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,916,368</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,952,761</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(4.5</TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(6.2</TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Issued debt instruments</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10,614,263</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">7,045,748</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">7,326,372</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6,369,956</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(3.8</TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10.6</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Other financial liabilities</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">368,518</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">244,622</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">240,016</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">216,741</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.9</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">12.9</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Current taxes</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">29,294</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4,796</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">&mdash;</FONT></TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">&mdash;</FONT></TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Deferred taxes</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">12,510</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8,304</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">7,686</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">11,136</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8.0</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(25.4</TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Provisions</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">359,696</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">238,766</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">308,982</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">223,799</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(22.7</TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6.7</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Other liabilities</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1,194,616</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">792,986</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">795,785</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">963,571</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(0.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(17.7</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">Total Liabilities</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">48,028,204</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">31,881,122</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">34,108,598</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">33,388,061</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">(6.5</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">%)</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">(4.5</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD>&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>Equity</B>&nbsp;</P></TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD>Capital</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,342,728</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">891,303</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">891,303</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">891,303</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">&mdash;</FONT></TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Reserves</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,684,269</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,781,817</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,640,112</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,640,112</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">&mdash;</FONT></TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8.6</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Valuation adjustments</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">25,853</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">17,162</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6,640</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4,053</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">323.4</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Retained Earnings:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Retained earnings from prior years</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Income for the period</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">441,113</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">292,811</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">472,351</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">241,739</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(38.0</TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">21.1</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Minus: Provision for mandatory dividends</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(132,334</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(87,843</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(141,700</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(72,522</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(38.0</TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">21.1</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left">Total Shareholders&rsquo; Equity</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">4,361,630</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">2,895,250</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">2,868,706</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">2,704,685</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">0.9</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">7.0</TD><TD STYLE="font-weight: bold; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Non-controlling interest</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">45,282</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">30,058</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">29,341</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">31,021</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(3.1</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">Total Equity</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">4,406,912</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">2,925,308</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">2,898,047</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">2,735,706</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">0.9</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">6.9</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">Total Liabilities and Equity</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">52,435,116</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">34,806,430</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">37,006,645</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">36,123,767</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">(5.9</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">%)</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">(3.6</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">%)</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">1<FONT STYLE="font-family: Times New Roman, Times, Serif">.</FONT>
The exchange rate used to calculate the figures in dollars was Ch$663.80 / US$1</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>


<!-- Field: Page; Sequence: 26; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 50%">&nbsp;</TD><TD STYLE="width: 50%; text-align: right"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->24<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img003_v1.jpg" ALT="(santander logo)"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-size: 18pt"><B>Annex 3:
YTD income statements</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><IMG SRC="img015_v1.jpg" ALT="(graphic)">&nbsp;&nbsp;&nbsp;<FONT STYLE="font-size: 14pt"><B>Unaudited
YTD Income Statement</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif">Jun-17</FONT></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif">Jun-17</FONT></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif">Jun-16</FONT></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif">Jun-17/Jun-16</FONT></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>US$
    Ths<SUP>1</SUP></B></FONT></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="6" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif">Ch$
    Million</FONT></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif">%
    Chg.</FONT></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 48%; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Interest income</FONT></TD><TD STYLE="width: 1%"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="width: 10%; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">1,619,227</FONT></TD><TD STYLE="width: 1%; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="width: 1%"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="width: 10%; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">1,074,843</FONT></TD><TD STYLE="width: 1%; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="width: 1%"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="width: 10%; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">1,074,937</FONT></TD><TD STYLE="width: 1%; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="width: 1%"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="width: 10%; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&mdash;</FONT></TD><TD STYLE="width: 1%; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Interest expense</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(621,021</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(412,234</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(433,627</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(4.9</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%)</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Net interest income</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">998,206</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">662,609</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">641,310</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.3</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Fee and commission income</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">347,788</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">230,862</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">210,155</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">9.9</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Fee and commission expense</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(129,860</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(86,201</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(83,292</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.5</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Net fee and commission
    income</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">217,929</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">144,661</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">126,863</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">14.0</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Net income (expense) from financial
    operations</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">7,380</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">4,899</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(133,993</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&mdash;</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Net foreign exchange gain</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">101,293</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">67,238</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">196,115</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(65.7</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%)</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Total financial transactions,
    net</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">108,673</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">72,137</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">62,122</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">16.1</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Other operating income</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">43,790</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">29,068</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">9,859</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">194.8</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Net operating profit
    before provisions for loan losses</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">1,368,597</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">908,475</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">840,154</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">8.1</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Provision for loan
    losses</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(226,532</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(150,372</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(161,362</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(6.8</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%)</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Net operating profit</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">1,142,065</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">758,103</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">678,792</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">11.7</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Personnel salaries and expenses</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(292,296</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(194,026</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(194,184</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(0.1</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%)</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Administrative expenses</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(170,029</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(112,865</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(113,685</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(0.7</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%)</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Depreciation and amortization</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(54,836</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(36,400</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(30,188</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">20.6</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Op. expenses excl.
    Impairment and Other operating expenses</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(517,160</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(343,291</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(338,057</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">1.5</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Impairment of property, plant and equipment</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(526</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(349</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(85</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&mdash;</B></FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Other operating expenses</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(81,347</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(53,998</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(48,244</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">11.9</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Total operating expenses</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(599,033</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(397,638</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(386,386</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.9</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Operating income</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">543,033</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">360,465</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">292,406</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">23.3</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Income from investments in associates
    and other companies</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">2,418</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">1,605</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">1,172</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">36.9</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Income before tax</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">545,450</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">362,070</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">293,578</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">23.3</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Income tax expense</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(102,969</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(68,351</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">(50,776</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">)</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">34.6</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Net income from ordinary
    activities</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">442,481</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">293,719</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">242,802</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">21.0</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Net income discontinued operations</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&mdash;</FONT></TD><TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">%</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">Net income attributable
    to:</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">Non-controlling interest</FONT></TD><TD STYLE="padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif">1,368</FONT></TD><TD STYLE="text-align: left; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif">908</FONT></TD><TD STYLE="text-align: left; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif">1,063</FONT></TD><TD STYLE="text-align: left; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif">(14.6</FONT></TD><TD STYLE="text-align: left; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">%)</FONT></TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">Net income attributable
    to equity holders of the Bank</FONT></TD><TD STYLE="font-weight: bold; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif">441,113</FONT></TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif">292,811</FONT></TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif">241,739</FONT></TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif">21.1</FONT></TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">%</FONT></TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">1<FONT STYLE="font-family: Times New Roman, Times, Serif">.</FONT>
The exchange rate used to calculate the figures in dollars was Ch$663.80 / US$1</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>


<!-- Field: Page; Sequence: 27; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 50%">&nbsp;</TD><TD STYLE="width: 50%; text-align: right"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->25<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;<IMG SRC="img003_v1.jpg" ALT="(santander logo)"></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-size: 18pt"><B>Annex 4:
Quarterly income statements</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><IMG SRC="img015_v1.jpg" ALT="(graphic)"><B>&nbsp;&nbsp;&nbsp;<FONT STYLE="font-size: 14pt">Unaudited
Quarterly Income Statement</FONT></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 10pt"><b>2Q17</b></font></TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 10pt"><b>2Q17</b></font></TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 10pt"><b>1Q17</b></font></TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 10pt"><b>2Q16</b></font></TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 10pt"><b>2Q17/2Q16</b></font></TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 10pt"><b>2Q17/1Q17</b></font></TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid"><font style="font-size: 10pt"><b>US$ Ths<sup>1</sup></b></font></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="10" NOWRAP STYLE="text-align: center; border-bottom: Black 1pt solid"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Ch$
Million</B></P> <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"></P></TD><TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="6" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">% Chg.</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="width: 28%; text-align: left">Interest income</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 9%; text-align: right">829,881</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 9%; text-align: right">550,875</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 9%; text-align: right">523,968</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 9%; text-align: right">556,208</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 9%; text-align: right">(1.0</TD><TD STYLE="width: 1%; text-align: left">%)</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 9%; text-align: right">5.1</TD><TD STYLE="width: 1%; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Interest expense</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(311,601</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(206,841</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(205,393</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(227,771</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(9.2</TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0.7</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left">Net interest income</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">518,280</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">344,034</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">318,575</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">328,437</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">4.7</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">8.0</TD><TD STYLE="font-weight: bold; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Fee and commission income</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">174,099</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">115,567</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">115,295</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">105,647</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">9.4</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0.2</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Fee and commission expense</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(65,877</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(43,729</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(42,472</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(41,775</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4.7</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3.0</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left">Net fee and commission income</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">108,222</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">71,838</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">72,823</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">63,872</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">12.5</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(1.4</TD><TD STYLE="font-weight: bold; text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in">Net income (expense) from financial operations</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">5,458</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3,623</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,276</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">45,706</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(92.1</TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">183.9</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Net foreign exchange gain</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">47,879</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">31,782</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">35,456</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(17,846</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(10.4</TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left">Total financial transactions, net</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">53,337</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">35,405</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">36,732</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">27,860</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">27.1</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(3.6</TD><TD STYLE="font-weight: bold; text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Other operating income</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">24,177</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">16,049</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">13,019</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4,611</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">248.0</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">23.3</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left; text-indent: -0.125in; padding-left: 0.125in">Net operating profit before provisions for loan losses</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">704,016</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">467,326</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">441,149</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">424,780</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">10.0</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">5.9</TD><TD STYLE="font-weight: bold; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left">Provision for loan losses</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(115,261</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(76,510</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(73,862</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(83,436</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(8.3</TD><TD STYLE="font-weight: bold; text-align: left">%)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">3.6</TD><TD STYLE="font-weight: bold; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left">Net operating profit</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">588,756</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">390,816</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">367,287</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">341,344</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">14.5</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">6.4</TD><TD STYLE="font-weight: bold; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Personnel salaries and expenses</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(152,682</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(101,350</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(92,676</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(101,217</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0.1</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">9.4</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Administrative expenses</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(81,927</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(54,383</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(58,482</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(54,991</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(1.1</TD><TD STYLE="text-align: left">%)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(7.0</TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Depreciation and amortization</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(28,289</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(18,778</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(17,622</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(15,843</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">18.5</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6.6</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left; text-indent: -0.125in; padding-left: 0.125in">Op. expenses excl. Impairment and Other operating expenses</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(262,897</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(174,511</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(168,780</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(172,051</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">1.4</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">3.4</TD><TD STYLE="font-weight: bold; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in">Impairment of property, plant and equipment</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(249</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(165</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(184</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(48</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(10.3</TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Other operating expenses</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(52,999</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(35,181</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(18,817</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(32,010</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">9.9</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">87.0</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left">Total operating expenses</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(316,145</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(209,857</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(187,781</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">(204,109</TD><TD STYLE="font-weight: bold; text-align: left">)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">2.8</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">11.8</TD><TD STYLE="font-weight: bold; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left">Operating income</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">272,611</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">180,959</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">179,506</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">137,235</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">31.9</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">0.8</TD><TD STYLE="font-weight: bold; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; text-indent: -0.125in; padding-left: 0.125in">Income from investments in associates and other companies</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,333</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">885</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">720</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">641</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">38.2</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">22.9</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left">Income before tax</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">273,944</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">181,844</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">180,226</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">137,876</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">31.9</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">0.9</TD><TD STYLE="font-weight: bold; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Income tax expense</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(46,916</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(31,143</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(37,208</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(21,114</TD><TD STYLE="text-align: left">)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">47.5</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">(16.3</TD><TD STYLE="text-align: left">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left">Net income from ordinary activities</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">227,028</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">150,701</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">143,018</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">116,762</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">29.1</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">5.4</TD><TD STYLE="font-weight: bold; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Net income discontinued operations</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&mdash;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right"><font style="font-size: 10pt">&mdash;</font></TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left">Net income attributable to:</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Non-controlling interest</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">399</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">265</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">643</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">462</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(42.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(58.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt; text-indent: -0.125in; padding-left: 0.125in">Net income attributable to equity holders of the Bank</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">226,629</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">150,436</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">142,375</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">116,300</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">29.4</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 2.5pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; border-bottom: Black 2.5pt double">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 2.5pt double">5.7</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 2.5pt">%</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">1. The exchange rate used to calculate the
figures in dollars was Ch$663.80 / US$1</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


<!-- Field: Page; Sequence: 28; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 50%">&nbsp;</TD><TD STYLE="width: 50%; text-align: right"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->26<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img003_v1.jpg" ALT="(santander logo)"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0; text-align: left"><FONT STYLE="font-size: 18pt"><B>Annex 5: Quarterly
evolution of main ratios and other information</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD COLSPAN="9" NOWRAP STYLE="font-weight: bold">(Ch$ millions)</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD><TD NOWRAP>&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="text-align: center">&nbsp;</TD><TD NOWRAP>&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt"></TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Jun-16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Sep-16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Dec-16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Mar-17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Jun-17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD NOWRAP STYLE="font-weight: bold">Loans</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 35%; text-align: left">Consumer loans</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">4,239,461</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">4,311,786</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">4,446,803</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">4,502,447</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; text-align: right">4,469,821</TD><TD STYLE="width: 1%; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Residential mortgage loans</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8,321,626</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8,471,975</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8,619,356</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8,747,324</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">8,861,371</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Commercial loans</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">13,602,948</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">13,807,911</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">13,867,465</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">13,850,836</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">13,589,218</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Interbank loans</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">236,532</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">276,703</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">272,807</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">352,044</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">235,614</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left">Total loans (including interbank)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">26,400,567</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">26,868,375</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">27,206,431</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">27,452,650</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">27,156,024</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Allowance for loan losses</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(795,405</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(812,707</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(820,311</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(806,005</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">(799,442</TD><TD STYLE="text-align: left; padding-bottom: 1pt">)</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">Total loans, net of allowances</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">25,605,162</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">26,055,668</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">26,386,120</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">26,646,646</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">26,356,582</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD>&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold">Deposits</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Demand deposits</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">7,238,303</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6,913,452</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">7,539,315</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">7,408,618</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">7,195,893</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Time deposits</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">12,997,791</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">13,126,798</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">13,151,709</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">12,700,210</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">12,059,284</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left">Total deposits</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">20,236,094</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">20,040,250</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">20,691,024</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">20,108,828</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">19,255,177</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Mutual funds (Off balance sheet)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">4,881,450</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">5,269,815</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">5,026,068</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">5,489,733</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">5,562,941</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">Total customer funds</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">25,117,544</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">25,310,065</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">25,717,092</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">25,598,561</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">24,818,118</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; padding-bottom: 1pt"><font style="font-size: 10pt"><b>Loans / Deposits<sup>1</sup></b></font></TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">95.1</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">95.6</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">92.1</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">95.7</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">100.3</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD>&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold">Average balances</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Avg. interest earning assets</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">28,628,066</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">28,979,918</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">29,901,912</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">30,381,349</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">29,917,800</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Avg. Loans from reporting segments</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">25,980,829</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">26,550,078</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">26,952,880</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">27,246,674</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">27,036,649</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Avg. assets</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">35,195,160</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">35,869,635</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">36,163,077</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">36,629,695</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">35,860,060</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Avg. demand deposits</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">7,280,495</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">7,132,397</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">7,094,735</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">7,370,951</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">7,195,893</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Avg equity</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2,714,063</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2,755,631</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2,833,913</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2,914,173</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2,887,236</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Avg. free funds</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">9,994,558</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">9,888,028</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">9,928,649</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">10,285,124</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">10,339,020</TD><TD STYLE="text-align: left; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD>&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold">Capitalization</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD>Risk weighted assets</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">26,876,727</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">27,130,807</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">27,237,835</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">27,492,643</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">27.133.274</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Tier I (Shareholders&rsquo; equity)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,704,685</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,794,109</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,868,706</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,968,491</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2,895,250</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Tier II</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">781,772</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">786,936</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">789,001</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">792,549</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">799,032</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Regulatory capital</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3,486,457</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3,581,046</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3,657,707</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3,761,040</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3,694,282</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">Tier I ratio</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">10.1</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">10.3</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">10.5</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">10.8</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">10.7</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">BIS ratio</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">13.0</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">13.2</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">13.4</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">13.7</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right; border-bottom: Black 1pt solid">13.6</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD>&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left">Profitability &amp; Efficiency</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left"><font style="font-size: 10pt"><b>Net interest margin (NIM)<sup>2</sup></b></font></TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">4.6</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">4.5</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">4.2</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">4.2</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">4.6</TD><TD STYLE="font-weight: bold; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold"><font style="font-size: 10pt"><b>Client NIM<sup>3</sup></b></font></TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">4.7</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">4.9</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">4.8</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">4.8</TD><TD STYLE="font-weight: bold; text-align: left">%</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">5.0</TD><TD STYLE="font-weight: bold; text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD><font style="font-size: 10pt">Efficiency ratio<sup>4</sup></font></TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">43.8</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">41.1</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">44.3</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">40.0</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">40.4</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD><font style="font-size: 10pt">Costs / assets<sup>5</sup></font></TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.9</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.9</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.9</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.8</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.9</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Avg. Demand deposits / interest earning assets</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">25.4</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">24.6</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">23.7</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">24.3</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">24.1</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">Return on avg. equity</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">17.1</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">17.7</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">15.3</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">19.5</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">20.8</TD><TD STYLE="font-weight: bold; text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Return on avg. assets</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1.3</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1.4</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1.2</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left; padding-bottom: 1pt">Return on RWA</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1.7</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1.8</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">1.6</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2.1</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD><TD STYLE="padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="text-align: left; padding-bottom: 1pt; border-bottom: Black 1pt solid">&nbsp;</TD><TD STYLE="text-align: right; border-bottom: Black 1pt solid">2.2</TD><TD STYLE="text-align: left; padding-bottom: 1pt">%</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B></P>


<!-- Field: Page; Sequence: 29; Value: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 50%">&nbsp;</TD><TD STYLE="width: 50%; text-align: right"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->27<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><IMG SRC="img003_v1.jpg" ALT="(santander logo)">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>(Ch$ millions)</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font: 10pt Times New Roman, Times, Serif">
<TR STYLE="vertical-align: bottom">
    <TD NOWRAP STYLE="padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Jun-16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Sep-16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Dec-16</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Mar-17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD>
    <TD COLSPAN="2" NOWRAP STYLE="font-weight: bold; text-align: center; border-bottom: Black 1pt solid">Jun-17</TD><TD NOWRAP STYLE="font-weight: bold; padding-bottom: 1pt">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left">Asset quality</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="width: 35%; font-weight: bold"><font style="font-size: 10pt"><b>Impaired loans<sup>6</sup></b></font></TD><TD STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font-weight: bold; text-align: right">1,645,082</TD><TD STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font-weight: bold; text-align: right">1,594,267</TD><TD STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font-weight: bold; text-align: right">1,615,441</TD><TD STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font-weight: bold; text-align: right">1,667,145</TD><TD STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 1%; font-weight: bold">&nbsp;</TD>
    <TD STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="width: 10%; font-weight: bold; text-align: right">1,705,257</TD><TD STYLE="width: 1%; font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left"><font style="font-size: 10pt"><b>Non-performing loans (NPLs)<sup> 7</sup></b></font></TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">566,177</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">556,965</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">564,131</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">594,855</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">587,107</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left"><font style="font-size: 10pt">Past due loans<sup>8</sup></font></TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">340,761</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">336,337</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">324,312</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">330,207</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">260,830</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Loan loss reserves</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">795,405</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">812,707</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">820,311</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">806,005</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">799,442</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Impaired loans / total loans</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6.2</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">5.9</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">5.9</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6.1</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">6.3</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">NPLs / total loans</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2.1</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2.1</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2.1</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2.2</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2.2</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">PDL / total loans</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.3</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.3</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.2</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.2</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0.96</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Coverage of NPLs (Loan loss allowance / NPLs)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">140.5</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">145.9</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">145.4</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">135.5</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">136.2</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Coverage of PDLs (Loan loss allowance / PDLs)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">233.4</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">241.6</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">252.9</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">244.1</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">306.5</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left"><font style="font-size: 10pt">Risk index (Loan loss allowances / Loans)<sup> 9</sup></font></TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3.0</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3.0</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3.0</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2.9</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2.9</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Cost of credit (prov expense annualized / avg. loans)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.3</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.4</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.3</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.1</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1.1</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD>&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold">Network</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold">Branches</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">468</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">464</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">434</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">415</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">406</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>ATMs</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,484</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,406</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,295</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,288</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">1,059</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD>Employees</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">11,653</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">11,557</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">11,354</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">11,229</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">11,068</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left">Market information (period-end)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold">Net income per share (Ch$)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">0.62</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">0.65</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">0.58</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">0.76</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">0.80</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="font-weight: bold; text-align: left">Net income per ADR (US$)</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">0.37</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">0.39</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">0.35</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">0.46</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold">&nbsp;</TD>
    <TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD><TD STYLE="font-weight: bold; text-align: right">0.48</TD><TD STYLE="font-weight: bold; text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>Stock price</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">31.92</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">34.04</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">37.26</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">41.37</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">42.24</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD>ADR price</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">19.37</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">20.69</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">21.87</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">25.08</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">25.41</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Market capitalization (US$mn)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">9,126</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">9,747</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">10,303</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">11,816</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">11,971</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD>Shares outstanding</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">188,446.1</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">188,446.1</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">188,446.1</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">188,446.1</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">188,446</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD>ADRs (1 ADR = 400 shares)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">471.1</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">471.1</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">471.1</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">471.1</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">471</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD>&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="font-weight: bold; text-align: left">Other Data</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left"><font style="font-size: 10pt">Quarterly inflation rate<sup>10</sup></font></TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0.9</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0.6</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0.5</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0.5</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">0.7</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: White">
    <TD STYLE="text-align: left">Central Bank monetary policy reference rate (nominal)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3.50</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3.50</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3.50</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">3.00</TD><TD STYLE="text-align: left">%</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">2.50</TD><TD STYLE="text-align: left">%</TD></TR>
<TR STYLE="vertical-align: bottom; background-color: rgb(204,238,255)">
    <TD STYLE="text-align: left">Observed Exchange rate (Ch$/US$) (period-end)</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">661.49</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">659.08</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">660.00</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">662.66</TD><TD STYLE="text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
    <TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: right">663.80</TD><TD STYLE="text-align: left">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">1. Ratio =(Net Loans - portion of mortgages
funded with long-term bonds) / (Time deposits + demand deposits)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">2</FONT>.
NIM = Net interest income annualized divided by interest earning assets</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">3. Client NIM = Net interest income from reporting segments annualized
over average loans</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">4. Efficiency ratio =(Net interest income+ net fee and commission
income +financial transactions net + Other operating income +other operating expenses) divided by (Personnel expenses + administrative
expenses + depreciation). Excludes impairment charges</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">5</FONT>.
Costs / assets = (Personnel expenses + adm. Expenses + depreciation) / Total assets</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">6</FONT>.
Impaired loans include: (A) for loans individually evaluated for impairment, (i) the carrying amount of all loans to clients that
are rated C1 through C6 and (ii) the carrying amount of loans to an individual client with a loan that is non-performing, regardless
of category, excluding residential mortgage loans, if the past-due amount on the mortgage loan is less than 90 days; and (B) for
loans collectively evaluated for impairment, (i) the carrying amount of total loans to a client, when a loan to that client is
non-performing or has been renegotiated, excluding performing residential mortgage loans, and (ii) if the loan that is non-performing
or renegotiated is a residential mortgage loan, all loans to that client.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">7. <FONT STYLE="font-family: Times New Roman, Times, Serif">Capital
+ future interest of all loans with one installment 90 days or more overdue.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">8. <FONT STYLE="font-family: Times New Roman, Times, Serif">Total
installments plus lines of credit more than 90 days overdue.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">9. <FONT STYLE="font-family: Times New Roman, Times, Serif">Based
on internal credit models and SBIF guidelines. Banks must have a 100% coverage of risk index.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">10</FONT>.
Calculated using the variation of the Unidad de Fomento (UF) in the period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>



<!-- Field: Page; Sequence: 30; Options: Last -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 2pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 50%">&nbsp;</TD><TD STYLE="width: 50%; text-align: right"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->28<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->



</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>img001_v1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 img001_v1.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    #P  _^X #D%D
M;V)E &3      ?_; (0 $P\/%Q$7)186)2\D'20O+"0C(R0L.C(R,C(R.D,]
M/3T]/3U#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0P$4%Q<>&AXD&!@D
M,R0>)#-",RDI,T)#0CXR/D)#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#
M0T-#0T-#0T-#_\  $0@#B@*\ P$B  (1 0,1 ?_$ *D   $% 0$
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M1-8N*<J%*H5"._@L%W(<T-M>Y'N0\VP2@4')  E!*(>" ;1"I(< #:+D<O\
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MIB(E1!PH:9-:R%CQ[Q7FB-RHI!2_-%CD-X4[ @P4^IE=4V*N5NQSXHU!)*N
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MO:7P%J%1  6H58  M6%6(* 5"H  5    JP !:A404    ! $8#6Q@]C %J
M@,RH"H 4)42HH@"5)(["V_%HC5_THC9HP]U=QFS)E373K/T(_P"U$BV-A?\
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MJ5O4\T4-A*ME+BC4Y,V<73](O:K3@WC%E\Y_I5W1>T\)'0(ZRO/MS*@ #3(
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M,>EK_M6OCC[3TXO1.K Z4_\ K1]/M+R*'2W_ -:/I]I?1I#DQ1J'  H@I4
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MBU;:H5M^_#'O'QW$$BKO+ZDE3@9G-:JRE'R=-<:Y$47@,;J.MHVPD20@O 0
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M)8V5J,?=3?:3?E;7T5ZC6*9<J(=%N=I;E%X)&#.-&T3DN48#J!0@90*#J!D
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M)5B,!:!0BFB4'T$H!%-&;?\ O&:LD9>Y^\9R\G)]'Z#X]ORH0 #B^P
M    CW'W<NXI[?:PNPU2;3J7-Q]W+N*>WVD;L-3;S.VEQK>..+Y_GU[O-K.R
M;^[RMQU.L)VKWEQ=8\2Q=W$+3H\7R16BORUY0BZITJ23N_:M6X)S6;%F;GG,
M,^/>Z:;:R]NW?C'/'V3U2VMS"ZZ+!\F$MS",G%YHK6]7YCQTKV=PZ*3W3KP_
MD3MF?V9:GG\EUG+N^9V<9_PFM;J%QZ55/M'7=Q"UA+/DBO>5-S'T!#'<O5Z!
MVSGTQE?G>2>YP[N_L[O_ (3VMQ"ZZ+!\F+=W$+6#SY()*TKBK[_ K[?&_-RS
MQH227CTPZ;>3R:]OC[M;OMMCN]/;/7[$]K<0NNBP?)DQ2W.%Z#C[Q=)M),6=
M73P[[;7?3?C=+C,Z@  P[@         .M_:_Z>?Q_P $;IA?M?\ 3S^/^"-T
M]>GPQ^:^J_6W]H  -O,               $;2Q>0 *9^YZSM=O@Y:GRB5H?N
M/;-T=4!L@8\?W%M7)1\23^=0U+5^W>5;<E)=@$@               !5ZA]T
MOCM_71?,_J'W2^.W]=&@5>C$Z1.FU@NV7M-.,JF-TQTVT?\ 5[2Y&]0Q6XO4
M!P(H7:DRD7"(W;(I6BS41XC!E2E;(I6R]*)#* P*B3BZK,?^;O+)CY1(I0)C
M"F3W$[F,W6A5N2<F/NRTX%=RJ8KKJ&B">9,\2-P(TK-T9#<=42W%0KRQ"54U
M:70N]/O5DX++,HW"6U.5NFGGB='/#<H%!5BA41DVA<V\45:$MJ33P T]%44M
MU;P+%N<V)=LSEP91E4 FN6G%XHC:(&A06@E &M&1NOO9&RT8^[^]D<_)R?1_
MM_Q[>Q   <'V0         #9QUQ<>95_(I?.9< U-K.3EOX?'Y+G?7-BO:VD
M;;U8M]H7-JI3UQDXOL+ #NN<Y3Y'C[>SM]W.?VJ\-JH34TW5<^(]6$KCN5Q?
M E =U6>'QSEKRO=^U%.PI7%<KBN V]ME<>I.DN:)P'=5OBTLLNOQ7-]J"UME
M"6MMRES87=LKDM2;C+FB<!W7.4^3X^WL[?=Y_M06MLH2UMN4N;)P EMO-O33
M72=NDQ   1H         !UO[7_3S^/\ @C=,+]K_ *>?Q_P1NGKT^&/S7U7Z
MV_M " ;>8H"  H"  H"  H""@&1RO6>M.ZW9LND%F^9?Z]U#R8>1;?BE[W8C
MD)2<LB9=-=392Y@G5B42"K>1,MX*Y.+H3;;>W-K/7:=)$3M7)JJ1#.,H^\AD
MQ*[[I/5H;^.EX7(KQ+^1IGF.WW$]O<C<@\8NIZ%TW?1WUA7E@WA)<F6<7*ZX
M7 $ K)0$ !0$ !0$ "KU#[I?';^NC0,_J'W2^.W]=&@%<ST^Y3;Q7Q>TF<JE
M;:VW';0GSU>T>I&:W%ZU)EE39G6[E"PKJ: L.]0=&\F493J)&3+DPT==0>)4
MC-HDC=+E#W CE FC*HZE2C$W4=-RG/$J7-U;AA55-'JT$]*6;3.8N6;KX:>U
MG*SBZR\&C/<J*U+(H7=Y<;SHBQMK+\J6OT#+6U3=>)."W-587W<>E:GZ"WI<
M561;M[9+%LAW$4A:89]V.IIBVX/5V,?3$=9E%53SR*C7M*L(]P]1'JR[<4GR
M$*YDH*L $J!H[-X&BHMHPK-YVV;5FYK53416W6W;3,B4-+HSH[D-2,?>V7%U
M1+!2H FH3412LQ=Y]](V=1C;S[Z1R\G)]'^W_'M[$!5EO&VU;BY4+1GQ5W:M
MT58LSI)<^O1[_J-]].WMS-?^VTF<+%G<JX]+6F18*=F];NSJU29)>C=E*B>F
M',77CCX4\?EOR^[/S>.)V_\ /+"P!2L79*[Y;EJ7,'<N2O2MQ=%["=ES^S*S
MZG7MFW;>.W;C[5TCE>C&2A\YE:,KEJ\K<I:DR.["?GI:L7D^1J:<>-Z98W^I
MO;G76]W?VV5H@5[L;M(QB_BD0>9.U<C'7K3S,S3/5UW\_9?>UN.''V_[KX%.
M]<N*\H0>:&SE=L3C66I,33/7FSM]3-;M[MQKMV[7T7B*_>\F*E2M70BW-V:D
MK4,&^)!NH7(12E+4JEUTS9GKT9\_U%UUWGCESI_VX8E:$75)\Q2I?O2A&,8X
M.26(R4YV&I:]:>:)-+?^&MOJ==;BRWMQW7TRO 5-U>E"4=#S);$+D6W<E6I.
MW$RW/-W>2^.:WASO2<$S=,65'O&W2W%R2XC]XVK3IQ';6*C:C3CB622=UXL;
M[;[>3Y6FW;C7NM)8W*NO32DN0JOUNNU3+B/\J&K73Q<RG+4]PU#!OCZ"R:W.
M/1G??R^.:=U[K=\<.L_%?(I76KBAIP?SBO&5RU=4)2U)CYW)*_&"?A? =O[>
M&5OGS.NMF\ULX)%?^U\JGI)BFOU3[OX"2NRO7'&,M$4+KRQZ<4U\]DV[O>O?
M==8N@5;%V2F[4WJY,M&+,5Z/'Y)Y)W3V6>E=;^U_T\_C_@C=,+]K_IY_'_!&
MZ>K3X8_/?5?K;^T@ !MY@        * $6XW$-M;=R>2)3F?W-N]-+*[V2W#6
MLS6'N[TK\Y3KC)_(5W)05!TW2"?%E:,'<E0Q*[X2VHNXS4L[>/$AM65;7:7K
M0:D20L*A7W6W4HO N18RZJHN3#F;EMVY49M?MK??E]QY<GX+F'IX&=U"&F2*
MEN>F2:X"5SVCU,09MY^9:A/G%,>;<          %7J'W2^.W]=&@9_4/NE\=
MOZZ- *Y3;7M6VA;X1U>T>0;-?9+TEBAAT)W%RSL;UQ55$NT@LI:U7*IT,:4P
M+)E+P93Z==6-45Z2@Z26)OA0N$RPM00EB:MW:PNYE>YL%%5@W4!D6.UI#':G
M;6J2HBENMY""IF+MAJ3*OU?<VJPG5U@5YPMRCKEQQ*W4.IV(IQ<%JI3%&='>
M2NV4C%F>+IF1L1>N%<EP*$[L+>;QY(C>X\*BI$5NS.KDU5B0NRU'<3MI-NJ8
MV=YS96O-Y-X\D3[6#?O<BXB9-R38EF2C=C)JJ30^\J%=5D\ CO9VHSCZ#/O[
M9QQ1B=$Z]^7D]ON6W!OP2?S>PZ:<HS54ZIFL.?)D2=!CD6K]JN14E%H@747]
MCN:/2V9>H(S:=4!UD9569#N(J2H4=INZJC+<KE4:&%?AHDT0N1>W<*XF;-49
MG"I%(R]W][(OP;J9^Z^]D<O)R?1_M_Q[>Q U546!2AN9V6XW4WVEX#E+)PLR
M^IY/'MM9MIOV[3]LO[%"-=Q>4XJD5Q$O-*\_-JX\*&@!KOX\NF'"_2YUQW>]
M=NZW'"_L9]FBOII.*>1);7_9D7 %WS_IA=?INV2=W+?OY?<IWE_V(>@;N'Y=
M^,WD7@$WY>S"[?3YFV-L6[]\X<E#=2U2C*5?+:(Y:=<90BU&N;XFF!9Y,3DQ
MO]+W;7:[<\7EQ_\ PIW%_P!F(;U>*!< S-^,OHZ;?3YUWU[OCV[O9R_!3W47
M"Y&ZE5+,CW-[SHK2GI3S9H 6;XQPXQG?Z>[=\UW[==^<QU4MU;;4)I522JAF
MNU-I6[=7QJ: ";\,&WTV=KM+/>QG.LO+TSR4MVO'"A= #-N9)Z.VGC[=M]\_
M'C]F#+UOS(./,J6[\K"T3B\,B\ FV)BS,9\GBNVT\FFW9O)C//,5+'F7+GF2
MK&/(2"_[3_\ .!< O?SX=,,_(X:^];==N^V]?P4[Z_[$/0%Q?]F/<7 '?_M@
MOT^;?>Y[S?\ TZ*:_5/N_@12C&S<?F1K%Y,T0+W_ .V&;]-+.?'ONTX>O3"I
MMM,Y.4842RD6P Q;FN_CT[->WG^S'^SK?VO^GG\?\$;IA?M?]//X_P""-T]6
MGPQ^>^J_6W]I  #;S    %$%     XG]Q5EO''L1VK=%4X3K=[7NY37"B,;5
MUT9\X47%EW;;31;5R6;(''4DD:D:.Q%&750NWY1>%!UG=MNC"6P4G7$6>WTX
MTH%F5IW)16IE=;]RP22[V66O,M:7P*?Y%*5=)0W>P=RVYO-8F6HT:?,V;]E6
M[3@N1C-^*@C-=]^W=W^8VJB_>AX7_ USD?VI=I=G#FDSKF;G%PLQ0( %9
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M453<S7;_  ./FY1]+^W_ *FWY50  \S[0
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MY+J?ZJ?>O8<?-RCZ?]N_4V_*I@ 'E?:
M              '6_M?]-/X_X(W3"_:_Z:?Q_P $;IZ]/AC\W]5^MO[0  ;>
M8         !0ZKNWM+#G'-X'!W[T[K;DZMG>]6VZO[6<>*6I>@YOI<;6VV\M
MY*VKCC+2UR1RMXNNN,,!PDU6C&PEIE4U.H]45YR5I:8RX,RHIR8F<<8Z7'1J
M69+UCIQ:Q16C6!9M[E+"1G+>4BNW)8-OUDLJ6[=6(MQ"AF]2W3N/1'W37-+<
M*=ZZ[LFQ$1CXFL.;L_VI<3M3AQ3J=&<#T7=/;WTUD\&=\G7$L<MIU  !ID
M    %3J'W2^.W]=&@9_4/NE\=OZZ- #EM@OL(^GVEFA!T]?]>/I]I:H2MQ"T
M,FL"=HCN9!6==5&2[<CNDFVS(-.VAE]8$MI"7HX%%+:P]Y]I6W<U%EM4C&BX
MXLS;T5*3;.?-M7E=I%LR]S>UNB+&]N4CI,Y.K.FL8VIR'V,;B[QE<!]IZ9)\
MF:J:?%/:VNG-MW8--Z2OI=R[1Y(O]/A*4[SX-KV!<MJVU/YNJC?>75=_BI+B
MTV92RHCFWB=+U6ZH;:D>)S1;S2\H2@BXL5X(19$9*D HUL &,='B(T @4J
M=Q^W9I[&"3JTY)^LU&SC?V_U#\M=\F7N7'ZI'7.1 DV<KU+]3/O_ ('4,Y?J
M7ZF??_ X>7E'TO[=^IM^54  /.^T
M           .M_:_Z:?Q_P $;IA?M?\ 33^/^"-T]>GPQ^;^J_6W]H  -O,
M       &TE5X&=N>HQBJ0]99+>290]1W5N3\IO+!T.9N;&=NJM3>A\/YFG.[
MYC=40SE"VJRDD=KXY9]IIMB\>3&>S?>/M64L7F:#E&Y'7#@5LG7@>.RSA7L-
M<!OE5+*C4)1455F&D"M4Q,R^W.;:[C1NWXI.E3,C)T>.#-:N>QC5'3B.B#:D
M(CHPM[1M78TSJ>B[.>NS!\:8GFVVN.-R+[4>E;>'E0C'L,SA4VXQ. "5.CD4
M      J=0^Z7QV_KHT#/ZA]TOCM_71H <ST_]/'T^TM%7IWZ>/I]I:)6X0AN
MY$Y#=R"LZX2;;,9=';9XD&Q:R*_5+OD[><U@Z8%FSD9G[CN:-KI^E)%YHH;+
M=>;;J\R._.E3*VNY=B6+\+S-"_.#55B.Q>YE;N[JE0KQ87YZIL;%FHQ4K=$+
M7 :QU"K+Q=7T[Q1=..8O4HUL-1R5,2/8ZK4M#PU+V%G?K[&48DUY.GEF-JPN
MJ3^SA'TF47^I2>J$>42@5C8V3X"B+%M^@4,D;H-;%DQE0'0XBC8/,< T 8@"
MIM8K [3H^^_-[=:GXX^&7\SBS2Z)O%MMQ27NS\/IX$JNQ;.9ZE^IGWKV'1MG
M-]1_43[U[#AY>3Z/]O\ U-OR_P#*J  >=]H !5G&[)REJTQ619,L;[]DX:W;
MV+0%1[B2LJ?SG@*[%U+5K>KEP-=OK<.7S\_!K=N$VOV9_P"5H"*Q=\V"D\^(
MVY&[.=(O3&F9,<<7@Z7R>[-]9=N[EA.!3CN)QM2;Q<71,6,KEJ4-<M2G\A>R
MN7_IUN.%Q>?V9N/]UL"INKTXIJ"HEG(FN1G.*T2H^).WE;U;^=+=M=9;=?O]
MB4"I9\UW&G*L8YD]]N-N36#H+KBX-?+W:;>3ML[<\_L2 4H*4HIN[1O@6)75
M:BE)N3?+B6ZXX3BFGFFT[MIVZ^ML_P"*E BMWXW*TJFLTQL=W"3HJY5)VWT;
M^=X^'O3WN2<"N]Y"E<:=PZ[-:H4DU5\.([;U3YVEF=;-L8^],!#+<PBW'%M<
M$AT+T)QUIX+,G;5GETM[9M,_@D K_FX4JZI<,,Q]R_&#TT;>=$7MOHGSO'C/
M=$H#+=R-Q5B/,\G26;3,XR@  *ZW]K_II_'_  1NF%^U_P!-/X_X(W3UZ?#'
MYOZK];?V@  T\P   "*_?A8CJFZ%;>=0CM_"L9^PPKNZE?>N;J=-=<\V<K6[
MZA*]V+@C.=UMXD<IMMMD,I'7,G)9JEG5IT="K.RJNF+)U*L*]A&W5HEQ6IF)
M-H_%0EE!8IH;8='@6)1\*9Q\DXO5XYG3*M;CAAFA+F.8^-(S[R24*XG# I7+
M:43)IHDZK W91TE#=6DU5%EPFT9]R#AGDQ(DUY-VXM\"&+Y&W-8V-KS=Q"'-
MH]&A>3HSSG;7%"Y&7)HZ[;;U35#AY-K+F+VY:NYW:A'A4HPZCXU"N)D;_<5D
MFGCDUW$&WO:9ZI8D[K?><[,<'9>:DJCX78RXG/1WGF2C%<36M6Z.J.FN]RF%
MY-/(4@5Q0S'N[%*K>!T[HRAZA]TOCM_71?,/>=0A=TVH8UG;^LC<$WF,JYGI
MWZ>/I]I:*G3Y?81]/M+=4::@9#=R)6R&Z\"*S[K%V[\07!+>#(-JP\#EOW!N
M?.W#@GX88&_^95FU*X_FJIQ5VXYMSEFVV;C-1MA^8E%:<T-;(9/$J$;JZCX/
M$B'1 LK$L;6.N]"/]2*T<C0Z1#_LP;X5?R ;6YB[5Q2X5KZRWO']A)1QP*_4
M(N*7;@P5[_J-<:49F<+8].\[M==_V.=W\JWGV)(J3>E5)K\M=R4N;*UQU:B:
M>?;F6*HA6*#"(V-0LA%D 0>+)"&#\5"8!&(.:&@ B='59H!&2CN-K?5VU";X
MI&)OW7<3?;_ 7;;OR[48\D0WYZYN7,X>7D^E_;_U-OR_\HP #SOM H7MQ&<]
M$JZ%RXE\#6MD<O+X]O).W7;M]>&<JEU>=:4K:]UX(;/>_16:Q7:70HBS:=8Y
M[>'?GIOVVR3;AZ?[*^S25M4=2/=;BC\M52^<T6U%1P2H*.Z=W<M\6WRIXM=N
MW'"U2DXW;+C:36F@>8K\[:C\W&1="A>_[&;]/;C.WI-N'/%S,>BOO/NGWHDE
M+1;U<D2 9SPP[=GO;;R_%KCV<_Q0[6.FVN;Q8NY^ZEW$H#/'N/EX\?RI^[C+
M.MRVZBM477B37;U-&EZ8M>]0MA0UWS.7"?3[37MFTG+C-<<O7BI6/?GBW59O
MB/VR^P?^HM 2[Y:T\';CWLX[O_M<J4?TK_\ .(L__CZ/X%P!WI_Y^$G=RUUU
M_P#UN5:S]_<(80<[5Q+/47QLXZDUE7BAW_\ 'W%^GX8SGX__ +*-Z]&=I12=
M52O827]*G5MP=/>63'O;3DE&<ZQ786:5-7:3DY:^'??NN_#X<9^S/I?ORK[2
M<I1=<57!TS+  <[<W+V>/6Z:S6W..H  (VZW]K_II_'_  1NF%^U_P!-/X_X
M(W3UZ?#'YOZK];?V@  T\P(MS?CM[;N2X#YS4(N4LCF>H[V6XGI3\$34A%>_
M?=R3F\WB0N::"3H0UQ.N>BX*W0BDQTF1MU,M83900Q.LZ=@Z>$4B./OFF>:S
M;PE4M1QC3U%2&)96>!G>/5]/QUVB.:)824E42Y'BB.$G%TYGGY+9BENHIWE5
M%R>*&6U%2K-:ER).+-O!DT<[3C]%E)X.ATO@5:1AC_2-E[M(**EST(Z8<<N>
M3XFMMMPY)-.CI214ZDTKBHE73C14&[2XM6EY,Y[3,;UK2F_/BI\4]+?,@U.+
M'7INVE%8<2NI-XG.1+S:%J[H\7$M+JUV+K%HQ]8J;%C.&O/JDYK%D-SJ$YQT
MU,YL12':B_M95O6_CA[3O3SW92^WM_''VGH1N3W+#JXW:7E&VH]Y;C>J9-AM
MFA:B=+D78NI%>> ^!'?R*,V[.C&JX)=S&11$1]2W#\I6U\YX^@Q9O N[^YJG
MI^BC/;J;G)*1D3)7D0ME#4/0V*'@6(&IT5K\SW19DQR-CH,5YDY\4J(#>W=O
M5:=?>S,Y3=NU<M35'@S5N+5!Q?O-&#NIN*U/BJ,QMS>SQ>]I=?W;EC2>+?:0
M1>J3D/NSTQ[6-MJB-O&D0C'#) 1R#@# !L?>)R!9HG &,8]C $ !"#25ET0Z
ME,"3;R4K46\\AL\SAY>3Z7]O_4V_+_R:  >=]H          "3EIBY<E449>
M^[EW,LYL[7&ML]$"W;:JH2IS)[5Q78ZHE&,KT+2DGX?E1)/[*RE;==3S.MTG
M3U>#Q_4;SWM\V33NLLD]F,=%T"G;BX7%HC)1?O:@MVU=G-2;HGD8[?M>B>>W
M$FGO6X^[/I_PN 4/-E&U))Y2TI]@^[;6W49P;K6C[2]G3/L9_P#3F=TUX29V
M^S\>2X,\Q:_+XTJ596_-O2BVTJ+((VDMQ3'!5';.MZ9+Y][9VZ\._MSGGS70
M #F]8             ZW]K_II_'_  1NF%^U_P!-/X_X(W3UZ?#'YOZK];?V
M@ *._P!VK2T)^)Y]AN<>#S*O5-YI5%DG1=Y@=I)N+OF3KPX$1TG!9!+$B>8]
MX$4F*T23&+&0L@M*LJF>=5/=61!;]\GNE>.$D=*S%JT6EC'#,AVEJ5ZJCFE5
MU+%M8$W>CZ?A=@FF_P"!%.U)JL":<=7&C7$BU2B\:KV'.R5Z=M938O4A)*CQ
M'81E7@\^QA=I54,=N'GWULA@E!87X134UW,(7+<\F,N7:Q.HNMUTX)(;MGBH
M\*U9-U#:RA)SK5,CL2E;BW\UX/L)>,.2YNYZI)/YJH1P6 Z\JTDF11=#G$IT
MD/35"-B.01)4:V1U'5*+6P==Q:^./M/1CS?8?J;?QQ]IZ0;GPU.K@]NZ&A;D
M9EIERW(T-"#(K[P'6W@,OXH*RKKQ&P8^[;=1L+;#+'W;K=EWE<L;S[V27,K&
MT-DR.6"H.EBQ/ZB BAU!MO%#Z%$BR.@_;T$HSN<:T1SQU/[>AIV[EQ<F!K8K
M'YS.>ZG!PE.#RS1T>6/$PNOTBDZXT)M,NWCVNO=]L<O<>J7<2Q6!%%5=29%<
M2C&.&R C8@K$ 1DJ9$R2VZH!PUH<(P&B#F-8&CLO%;:Y,EGF5^G3IJB^\L3]
MX\_EY/I_V_X]ORF@ 'G?9           DHZDXOB* +,\*9"VH0T9KM&+;14'
M#%IX]Q,!<UB^/2XSKRF)[$,-NHRU-N3652&%ERG-U<<<&BX!>ZN=\&E[>'"7
M./7AA$K$%#R^ V.V2:;;E3),G =U;^5IP]V<.2-6DINYQ8DK"E/S$VGV$H$S
M5OCULQCKG]H  (V             .M_:_P"FG\?\$;IA?M?]-/X_X(W)24$Y
M/!(]>GPQ^;^J_6W]J'=[F.WAJ>;R.7W%]W&Y/B3]0W;OS;7NK(SY.IWDP\\A
MN8M!$P;H&B-T(9NHLI$4I4:[S-K4A]*#[*Q&SY$MI%U38765^)8OK$K/"1NL
MQ;LMKW71]A<A@BC9Q9;C/ Y[UZ?IYSJ5L8Y#92(9W*&,O33Y-I4S5!R=MP3<
MO$5/,;>'$DG9?&C8MX.&_%)*RY>ZT5;NWERQ[!)6KT<4FEWA;E?;QB<V(%:G
M*+C)8,S=6E./K7<;2N2BO$BEOH1=SS(X:E[OM+&:CDFHQ? :L2[9C6U+2DZ>
MTH/FCG+E-M<<3GB)012H-E*IIC!^ N8Q,$\0+FPPW-KXX^T]'/-]@Z[FU\<?
M:>D&Y\*=7 6HMEVU!C-I#5$OPMT-4@A$6<*DL4*T%4G9JP5DG;H%2#C^HVY6
M]Q-2YU]!39TW6MF[T%=@L8+'M1S3-2LHVJL9)UP60^7)#:4*A\(T1)%<0MY#
MFRAK.NZ''1M8OBZOY3D,V=QL+?D;>$>.E 6<5@L^)SW[A@TM2R;2-K<;J.V2
M3Q;Y&#UO=0OVE&*:::K4E=,;2=TY,.*H2#$.*YAC&/8Q@,8@X: E!8.C :P)
MZ5$I06+P% 8Q!S=1K FVCI/T,O-U*&V]_P!!>61Y_-R?2_M_ZFWY0  >=]H
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M< /E:G^0\OIK]_XN'_L&^_#_ .4?YA_C^^_#_P"4?YG;U%'RM3_(>7TU^_\
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M%8C*BQ>)+R6<W-S]Y][$%G[S[V(>"OTDY3V   *
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M$;$"SFIO,05B'SKS?H]>4]A0  T
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MEA*/R]I(5"U"H@  E11K8(K,05YB'SKS?I->4]A0  T
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MJR8 .;&M@V(PLYH.(@K$/G7F_2:\I["@ !0
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M][L9,V1S@I+# @>!7U2L*D\8\UP)DZJJ(LYFB"B'@K]'.4]A0  H
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MCY]S1*2JEIKAVD&ZV_Y>YHJI+!U7:6ZV<V-?)KM<1" @I'0" *TUGF @H"
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MI)$X1J9RJ2S8T5@?-O-^BUY3V   C0   !!0 0!0     04     $% !!0
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M*.]OR2T-^)E%;<WY;N\Y2Q2P18LVM61!9M4H:EFW18!#K6U6;+<+:A4;'EV
M]3?>!836 RY.:]U$6F9)9OM4C-!5>:O2QK0KN_>7O,U9VZXQ*UW;.2Y,#,O;
ME\69,KSOWT\XQS-V[L? TL9-&9+93MQT:7AF2H=LK<?S-I6_=E*+7K-^"3ZI
M>KEI?R)'.["Y^6WEJY)8*5,>TV]I?C/JDVG52<U\AGCQ5%U[?Z(0M1?OK4^[
M@<_#=^7D\'F@W\&W&XVW6L<?Z2B2W!A=EN:^Z\1T7*>>10'1G*.3,;9O5O6R
M<XU[=NT_>3?<RS';[-YZD8\-Y*.:J68;Z#SP9PLV>G7;2M'!8+( 0'!]B%
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M>$?VA*+JKD?E.M ]'!\[7O\ ^N7,_P"-WU_]8^IB_P".[C\6/^TZ4">Z[?\
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M"_;5]?\ UCZF=.!?>.#FE^W=PO\ ZQ]3'KH6Z7_UC_M.B GO#"_M.]R\Z/\
MM#^U;W\:/^TW0'%7/7.A[NY[UZ+_ -)%_CE_\2'^TZ8![R.9_P :O?B0_P!H
MD/VS>@VU<AXL_"=. ]XX.;M?M[<69:H7()_"-E^VK\[OGNY'7STLZ8!Q'-6_
MV[N+<9PC=CIN4U^'.A7N?M"5R3E*<:OL9UH$N>JN0_PQ_3C\HG^&/Z<?E.P
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M_P")S/\ C=_\6/J8?XW?_%CZF=, ]S[#^?\ Q.9_QN_^+'U,/\;O_BQ]3.F
F>Y]A_/\ XG.6OV[>A<C-W(M1E&63X,Z, ->[C[&+\SNF<]_1_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>img002_v1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 img002_v1.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    #P  _^X #D%D
M;V)E &3      ?_; (0 $P\/%Q$7)186)2\D'20O+"0C(R0L.C(R,C(R.D,]
M/3T]/3U#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0P$4%Q<>&AXD&!@D
M,R0>)#-",RDI,T)#0CXR/D)#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#
M0T-#0T-#0T-#_\  $0@#C *\ P$B  (1 0,1 ?_$ *@   $% 0$
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MWV[;-N%6[<P0'#QE3M7;/W-+ET?ICA^;^4Z)W6V.  'P D\ENP5KW)&<**G
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MLGQT??256T89,28MQM*UFGV\?HV@?KN:O@/_ $F3N/;-BV.F%7_QVBWQ(_\
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M)9[3;'58G@,)+W#:%[I=.0/SGH;DK1X'"ZS7<8YCEEY]BR:@1BHJ3*2BE3P
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MS$[ON&6[TT-% I,:UE[36UH6XB.]-Q'0FE3,Z$ "<!.M*#F;D(L2$H0L(D6
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MCV,3LBJ=1&47IGG+G38BAI(VL,:TC=1*Q7:TN )I7C&J,:'.3';W#A2!V['
MB1!<B,QH 8(H(B:'- 0<(@1UR!@ A4KE M5:'.*2W$1AK!H:&D<8Y301.$=A
M33QB&*:$5XQ@XF$ :"(!N.8DNJI$:"#"NDP :<3+V4I*:L/.7"<8#'6\;BCQ
MK+Y-3*.V-;E>0EQ<<8@(-S;T(UQ30TQ'.9./":V_:EL+S,RQ&(0Z@(H=@*4C
MJ81VDC$9&,4C&QJ1P CG;32N=(\@-Z1G"X PJ.&$("40A_G)GNJP!XPMJKD
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MFEA7"IS'CA)[G9[%L-<9VZ8MK=].ECBVFF!I\8MK'ZM3'V^XN;9^I:-&Q'/
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M6A45Y9?*59L7NTKT;36 [M<T#J KHU-FM,Q3QC4]#.SJHW>XJ'NN[+BYU#J
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M2!B.$4[=UM"\1Z&)4'Q$ E$4(1R(UQ@B LQR S@ V$D:RZ(MPCTM4+CRSD<
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M18"&W,J<\(^,.) \8XFD $3B?&.B)[1%@ C'"+&G,#QBP&+$7VUB$T$&P6D
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MC$4Q^,-T$IU;?M?/P,EY6X:>VVWIHC9VE"K<36ID6^[>MP:P,>-,Y2V>X:V
MW+ S67<J^)RE5BRAG+RJW%??7J8%Q;EM=+C4A^J4O2</&=+N;8-73+B)A[NR
MNOTB@XTF5DT=O#>ME*)TW@9-#BOC)]IO.F:'V_=,\;9SBAP\8CV[ML LN'A&
MKLBW#5IHW;^F\N!U4F2Q:RXO)DIH?*5UO!>)$D7<MI*5JIX2K73R13A=,:HT
M+H7=&HXY&4;="&9AB3@? 2.S?-@:3E0TESJVC86V/>L5FK*>IO\ ;U?'RTKJ
MMR@JPA'4PQGG'TR0V$)TZ[)?V/[7T=4V^OIK^IK]U*<M$I*3.]U2/$YB$Z*Y
MVS:FJ*K!D.W);5F+I (IPCAVG:7;JJ@90MV[9:K5U:%U#AA6/:R/6KXG-PG2
M6>T;6_>-NC*NA&+'4 K%J:1K )U</&8&X71===)2C$:3F/")J"Z\BLX1%"=#
MVD/=VIL+JMUZC&[TU9*:<F8Y9<.<K]L6XNUNW=LNK<!D&"ZF"'.@\X03ZFO@
MS'K$G2;WMXW&HZ#^Y%JR[(@IZV:C>D>&<DM]CL-?N6RIZ8<HK:C440'("GQ8
MB/:Q>O6)9R\)T>PVVT2[M5>WK>ZI<EF]/U?33PC3VS;#;&ZZLK,+AIZB4*Y*
M:+3SU4AM#UE,0_U/^1S]*QSW&>@8DZ11:G(<IT*V+&W:]:M*01MBSL6K74%.
M7"5.X[#;[>P+]NM+Q4V17)=-6K\<(;1KE3<1KH8T)T%SMVSL6$N.&/IMN6&K
M'4?4*TTC#+&M9*W9;%AF5@UQP+EU45O<@("#[SAC#:Q>M7Q.;I$G3KLK5I;U
MH JCC:ET)Q36^*UB[7M5K;WTZMLG5>NVU#Y%0OI/C#:Q>NL_KI)R\)TB[%+R
M60ZN %W#BQ7&JM@HPKY\8RYV[:V4>\]MJ+;M7.EJH5+L5H33X\X;1^LNWZF#
MGHH!.4V5[9:_R%S;8E$#LJ5]34%0LO6;5K9+=N(C([6 ^G7ZDJU*5I7' \X;
M1OE2T4M_XG+PFOVO:;>]:UWE+$W;=H4:GOEL]KV[LO20T5[UMPS^[ICW8"OP
M BV@^5)QV.=A.I/;+2L; U"V[[>JU_.#7,5\N,R>Y;:Q;M6[MA2NIKB$,VKV
M$8_&L;K 5Y59P9D)T)[=M^OTDMDZ+:W'+.<=07@JDX5X2;<[&QM[5Q+=LEDO
MH.I7%05!QPRX>>,-HO66,:G,0G4OVJS=O'6KOU+MU6N!O[>G(G#XXS,WFQMV
M]HE^TI^D.S5!U$5P!%"O(@P=6.O+5X,F$(238))9_N+YB1R2U[QYB.NJ)>C.
MKN-G*[$5J<H\M7$RI?<T-/+YSJ/ &/VVU?0/2C''4/&9NXV]RR--Y=:<&&8^
M,Z2Q0I21/2M.$4#DYI&>WC;.M.7U#_7RES_*'I:,*5I7CS^<O7^U6[HUVO0W
MV3+_ ,9>UZ=.-<^'G$5):44$6*8DZCF%C1[CX"+&IQ/C  ?'"/C#B1'0 (T8
ML? 1>,1>)\8 +$/"$<EMKC!5&,!C#F!)A8*FK_*2BP+3:<VYQMQZMA-*U[F=
MK=$(3PDEJX4##F)%0G*)7":P9:"5B5C:PK*$%8E81( +$A6(8 !C28L:8P'(
M0&%9;8U]N E"3V[X2LFR&F.UC4*R&\^MJQ;K:SJDVVVXNJ2<@:1:9'J0HA9"
M1-SL^X(30>!D VR;9:5!KQE7;[Y;#X>V9V\ZA&E?*SH[S"M1PE/?VQ=2JGA,
MC==QN.0RF@FC:WB755>)S\YEL=89KN5AO;75VJWN$UA86];:VV(:95K:FW=+
MIB")L6<% XR+ZR572#BKUAMI>:P^5</*4-S;T,''MK2=KWSMO[M ]L?J+B/'
MPG)M^JJH<ZFLT7GK'5&+7IVGH]21&!H<U,9?LK<4M9.!]RQENXUE6MTJM<1R
M\1&MGU+1Q/"9K'E864O=4;8?2:'CZ3^$O[:\J'2_M/'E,ZY<%P$D4;C)K;ZU
M#&3\KP-U5ZQ8U;UHVL0:K,<@OZUS8DRV=TR66MGB/3%M6="H1PEOS,QK/&FG
MWP0;-@I-A\ ?;)=S@J@YB-O[;J LF8S\XC.-Q:%/>F8DQ#@T5E9;OW&(H<A1
MQB7MJEM]-Q:>(BVE+'T9YR5KW6]#YC*5"@R=K)XTZE"[MQJ"V\32)9U'$C#*
M6=L_2O&N0^\QUY-#$K[6QIXR&L2=G!?_ ):4?AD@A"$X3Z,([6U=537G6-FQ
M;[(;EI+@<C4;:D,E/[AIACC3R'A!)LBUE7YC*ZC<S\^43J-S.=<^/.:Y[(I8
M!;H*5N"XVDC3TQ5L.,C[CL[:OM[>WH>I;3U4IJ)8BICADKDJW",YKUQS5F))
MYF,)+&IQ,W;'9+)O*K7=2"YT;E%H=5#EX89Q1VO;W[%M;;T=FNA&*'UZ<<<<
M*1[6+U:+_8PQ=<*4#$*<UKA$2XULZD)4\P:35;LC+86\7 )5'TTPHYX&N?&E
M/C(KFQMV-ZFV#BX=:J]5(%=5*9XQ0QJ]7H57WM^X%#.QT@JN.-#PK(Q>N"M&
M(KGC-=^RJU3U K,;Q2V%-/TB:XUPRPDNZ[;MS:ME6"(EI;MQ]!+'6:#CQY<(
MX9/J46%_0P=;5!J:C+PCNM<H1J:C>[$X^<TKW9UL)<>Y= "E56BDZM2ZE\OP
MD[=@MHQ4W\1<%D_IGW-[>/SY1;6/U*?I&)K;.IQ%,^$EO;I[R(C4TVQI4#Y_
M.7[/93<2XQ8ADZGT>DZ,_57[@?&6+O;+"/<2R==+ N>L' G30C'C7X1PP?)2
M?%&)U7TZ-1T_EKA\H"ZX(8,=0R-<9KGL8+]-+H++<2U<]--);ECC]DI[[8+M
M42XESJ*Y=?;IH4SBAC5Z-PNI3+L:U)QSQSCC>N,:EB2.-9'"(T@?U7KJU&HQ
MK6!N,U2223GCG&0@$#M;:M53JY\8K7'8DDDDYXYQD(! X,PP!(XQ1==34,00
M:Y\8R$ @?U7SU&OG&EB10G")" #Q==3J#$'*M8=5\?4<<\<XR$ A#Q=< C4:
M-[L<_.#7'8!6)(&0)RC(0" A-;LUJQ>9EW%O4@!9[I8C0M/#C6.VZ[9]I=N/
M:'H&E+FIJL[9898#$QP9ODAQ#Z?$QX^U[AYQD<AHP/*%=46]&=)6BRC<:K >
M,LV;Z7TJARX<93:O5'A.H\!&MMB%%.$2[@9'::F<ENBHJ( .LFHDM/E*FW>I
M(,NTPI$,P3G&UBG.).HP Q$]HB.?3'1 (/=\(L:O$QQ@ 1JF@B,:"3;>P+A]
M6"B,8VU::Z<,!SFSMMLJ$(!F,Y!?"VG51@I7";6UM@:?*3;"D:RX**;)5N'"
MLRMYM^A=IP,ZE+-"6,Y_O%P,]!F#*X[-V)Y*I(@"GIT7,R"W;9S092WVUJL4
M;*3V+91CR)K-7:),U68,FXA0TC)>W%L %N!K*%9HG*,VH%K$B5B5E"%A$A6
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MMK;;20H 5BJZ@!B!JI6DC;=7&O?N"?U-6NM..<@A%(U5+H7#W+<$AM6*]2F
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M+5O#C-[)1[3"NIG[N\') YRK6*YJ28R:I0C-Y%B@ "L;G)&6B@P CK$K" C
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MZX2C@$UP^^:26W5?29B%&8ZJYY5FA9W3VQIN##G,5*-&3BXV1&9B[ZTI(N#
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M[:)4$GU'Z<^'#_TA#'OKW,V$N6.WW-P3TRI&M;5:X5:M/AA)1V>_J*L56AN
MECETP"3EE0BD(8.]5U,Z$T+?:;MP JR5;5TUU8OI_+A\JTK')V:^ZJRE3JT8
M5Q N8*3"&+U*]S-A- ]IW"]:M*6/?CGY<\,8?XF\.EJ*KUAZ-1\L#A@<1"&/
M?7N9\)H_XB\6*JR-1M!(; $ L:U&0 QBKV6_</Z15P59U93@VDT(&&?A"&+U
M*]S-A)K^W:P5#TJRJXIR85D,1:<A"$(#"$(0 (0A  A"$ "$(0 (0A  A"$
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M@) ).NDVS7/"D )-S>ZJKY2J#0Q]T@G"1P0'5]FN+T*MG6:X?3.5[9=;2;?
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MFS/'_7C'+N]P^E%9C3V@9Y4^["& :OT9.>W*$+!R23;T47,/7XUPC_\ $D,
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M*FY#!RH^J<SW.PUIZM.JNJ3?1N$H]TVZ73J8Y36CAP9V74Y\WM-L*8W;7"&
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M.+A"$Y#W A"$ "$(0 (0A  A"$ "$(0 (0A  A"$ "$(0 (0A  A"$ "$(0
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MG27E.FO(3!WERVJ$@49IOQLRL9U]M32&D<QKC "HFQ V+$A& L41(H@((JQ
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MG&PA"<)[P0A" !"$( $(0@ 0A" !"$( $(0@ 0A" !"$( $(0@ 0A" !"$(
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M-3?;M+-HXXG 3FD8,I)SK'12LA;4EW-XN:G(2@36277S'C(IJ0*N)C]-)'+
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M4X34WNCI"DR[>FO& (WNWH;MMD.1%)3W6S*6])S!FKVG30:96[K]6GF)*F?
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)YA_U1Y@6#__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>img003_v1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 img003_v1.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    #P  _^X #D%D
M;V)E &3      ?_; (0 $P\/%Q$7)186)2\D'20O+"0C(R0L.C(R,C(R.D,]
M/3T]/3U#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0P$4%Q<>&AXD&!@D
M,R0>)#-",RDI,T)#0CXR/D)#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#
M0T-#0T-#0T-#_\  $0@ (@!S P$B  (1 0,1 ?_$ (4  0 " P$
M       #!0($!@$! 0$! 0 #               " 0,$!080  (" 0(% 08'
M 0        $"  ,1$@0A,4&2$U%Q@9&A,@7P8<'Q(D(C!A$  @(! @,'!0
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MV!KK\3/8I&FQ3EL:<YX8ZY]3(%<C:TH'&5M)(U].&/=*>(R'Q]<LNWU>HO\
M<M7<=S76ZAW=74Z@ R^F?G,Z[Z4LIU.I(I->K.0K\><YV(S,^,HQRT_$%[MK
M[*]Q2EK5JB%C_!A@ \^/Y^DJ-RS-8VHYXGKF0Q,=I4'6FTJVR[H^[\Q$1).Q
I)\([8B:0.V.V(@#MCMB( [8[8B .V.V(@#MCMB( [8[8B /A$1 /_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>img004_v1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 img004_v1.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    #P  _^X #D%D
M;V)E &3      ?_; (0 $P\/%Q$7)186)2\D'20O+"0C(R0L.C(R,C(R.D,]
M/3T]/3U#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0P$4%Q<>&AXD&!@D
M,R0>)#-",RDI,T)#0CXR/D)#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#
M0T-#0T-#0T-#_\  $0@ Q0)8 P$B  (1 0,1 ?_$ *$  0 # 0$! 0
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M&YYXJI+P>[AAGMV-:]DD+&C=]7KQT'K',MY>9,&J>J_>7L)9&Z!VDN>&]=A
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M^I_#=Z%%/?/E86,817"I46(Q*7AO8126,18W%%6*VE$1 HE$1 HE$1 HE$1
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MW?Y.[_VI!PF-S(XV@%Q$;I'Z^L \^SE1>H[&VE<'-9H:'31D$D]EM0Y7^O\
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MOMZM/)P_U&7=MCHW2P@MZC<Q_P QVHSB,K&O: VCR2[J-QK_ ,PV+N/!V_\
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M1$'F2,2-+'9%>D1 1$0$5"ZX@8YMPPL:0 YSI74[5: ;3AY$9Q$F]=:N;1H
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8I]?[E6?_ *Z=6GEU5YU>1$!$1 1$0?_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>img005_v1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 img005_v1.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    #P  _^X #D%D
M;V)E &3      ?_; (0 $P\/%Q$7)186)2\D'20O+"0C(R0L.C(R,C(R.D,]
M/3T]/3U#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0P$4%Q<>&AXD&!@D
M,R0>)#-",RDI,T)#0CXR/D)#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#
M0T-#0T-#0T-#_\  $0@ M *\ P$B  (1 0,1 ?_$ *,  0 # 0$! 0
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MZOS7NE^F%3E\Q.+' !NVBOPLL: @D1$0$1$!$1 1$0$1$'$D=].T6T->RN!
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A\'AQ5XEO$=9Q+>]CG;TUIT^I$0:B(B B(@(B("(B#__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>img006_v1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 img006_v1.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    #P  _^X #D%D
M;V)E &3      ?_; (0 $P\/%Q$7)186)2\D'20O+"0C(R0L.C(R,C(R.D,]
M/3T]/3U#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0P$4%Q<>&AXD&!@D
M,R0>)#-",RDI,T)#0CXR/D)#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#
M0T-#0T-#0T-#_\  $0@ VP&0 P$B  (1 0,1 ?_$ )L  0 # 0$!
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MHZ9>I"G9(Y[U>N:K$MI8,+%.BVGD"NY(@ "
M
M                                                      "K=\QM
MK)42N^6..2KA\,OB6C$^XE<^@M%FK,YJP2G3F:_TN6&'>W#I UJUS3HTEK5'
M(E-$F5W85V\VM7TUK(_P(LL979YPA".15JN2M:.MKBG49"G3GTFQ3'H9G&6&
M."X=94II6KT:KJ^J]C*B+;*K9*KHI+E!,,815,L0-UEU2>]&-<BN<W42'EZ_
MCT=9*8'+Z=S97"4)8M=+.Z582HSH=U-6#$;\<U-\
M!2ON9T['&JUZM1(N>UBJUJ98J!=!\5[4;.JP:B1CV&8SGUK4HZS9E;,YD)<?
M"V9<.I$Q U 04KNG6J+3IQ65K7*[H2;)-L,=A.
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MV[1^[,W8[]8E=?MU]/&A7<W\=BGH /;MW$=WK1AGK\\?J\_P?-Z.Y61Z=O\
M-!QW-J/^2BC]B?HIZ $9-UTI_P!-?7IV7?A3Z,!/N1U/"O0<W\=J(6*?W'9O
MWE<W:W](FNJ1S*]2PMJN_3:O]*"E\?JJ>YV]WJTIM_C=]W%/FEI5W:K?BL/S
M+37M>D6JBIV&94^W[)^3%;^URE5WVS3;C1JO:O?^4!6^/*),G;W>&I=;_*VO
MT:UU>T;1LU9TJ+EUJ<VG,:%Y'1=%4S3)3Q_-[2M:U$96>M1(>%RQ[L2/EE&O
M6KHVW=*^"^+J0S]V<U*.V.PTYT?<]S&E<WE]WO@8"\HY@_?N5^"N_D/_ ,]5
M=_DN7+W_ /D:9KNEQ>SI1XZT?A$RWE<B9K C=<T6[SVIM<AC)]L4EWZCU[B1
MOVS:)FKU^*?H*W]/,]OMX\=69^5O_6@[F=HW.JS_ '(0KSJR3_M3N7]")OV]
M9-S:J[7*3-Y+9-RI)\8J/S_ IVT>>I/!"[[ALDR<J[&J1.^YK5,D>OP3]30;
MRRT;E29_M0E;;46Y,:G]*"E^^#-VT>%E\_.8^SQ_-N<NO7(VG,VFB;O6O:.2
M\R=:UT;4="D[!T<D[3T?,N34KZ#HR/3"9$Z.U"O:_;EO21=6-15^$-AEDOS5
MYN^.Y[;V/;FV8_;Y_.K7IU654FIN1R=;5B=F#4^W--9[2JZF[M_5/YD?$<UL
M?\C$K,3I3'\L>]#7/,>J'#_GLO\ Z=2)_;=^6?L]$#%M_N2W>LM9'4W=N*?C
MX&M1N*5=)J3D<G8I:+HGPEAJ:.II^NV82  LR"O7O[>W>E.K4:Q[MUKG(BJ6
M#SOW*]',6BU55ZR_V4IJNKXLITR^&0&]7KT[=BU*SD8Q,W.6"$7N%MII6U6:
M;E@UTR04J7W,Z="D]74U>^E)X)8I,[+'LZ5Z#)HVE!;&+7N?4GJ12FV69]9(
M.:B.3!L%SZ$Q ].E5BO6FBI.B3*G8IV87+*E:C<NMGM1557+4?!8X-;!8Y2X
MRM3HEVFZ                                   $=>WIW#9*K4<G:<V]
MI1MD5*+$;'.!,"*1XK9KJ9:SEW  )5             $%Q94+E/[K$=VPQ[S
M)K?;=-%GMJCJ;N_^9N@K-L3XPVT]?4T_1=--WEP>=FYM8YHE9B?']'$U#[DH
MJLMPQU-W3TI^OR-PBKVM&X2%5B.VH5RS'INXMO?T[_[=*/Y68<O!\H7=&X2-
M)Z.V*3&'7^VZ+EFH.=3=T=*?K\R'3YM8[JI68GQ_]AFNCU6\#V=._P#JU8KT
MWX<_!Z('DKS[BN51*;6Z3DWNOYY%GDG.JM:JE"X6:;==TQ(C5MF:+7=CJVV3
MJ33#R>D !JX0      (JEU1I.1E1[6N=DUSD15 E!\>]M-JO>J-:F:K@B$27
M=!6)42HV1RP:Z9(*O8H$P.4J-5RL14F1(JG3 Z
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M]<((!A\JN'LN7V]1$6HJN6H_&,6RPV-Q@SL;M-P
M                                     4KCE5K<[]-(];<%^1=!$Q$^
M*UM]UDULF8GX//O^W74EGM*SF+U+^J?H<\3S:R_RL2JU.E,?RQ[T/1 IDC].
M#I_U73AJVVZD?&,>,/*W?W+5<B-HMTW?4KL>XL\EYW4N:FA7@JJGA<F&76.=
M\EJW-77H0551$<W++I').2U;:KKUX(J)!K<\^DSC/G^#MNGM9[>9MBV+J81^
MJ)^KT( .AXX
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A$9XX+X\UZ.A(=YH%>SA(Z$N^_<CYESC]77VE@   /__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>img007_v1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 img007_v1.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    #P  _^X #D%D
M;V)E &3      ?_; (0 $P\/%Q$7)186)2\D'20O+"0C(R0L.C(R,C(R.D,]
M/3T]/3U#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0P$4%Q<>&AXD&!@D
M,R0>)#-",RDI,T)#0CXR/D)#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#
M0T-#0T-#0T-#_\  $0@!+P'T P$B  (1 0,1 ?_$ *0  0 # 0$! 0
M       #! 4" 08' 0$! 0$! 0               0(#! 40  (! @,$!P4%
M!@4#!0$    ! A$#,1($(5$3!4&1H2(R4A1A<8$5!K'10I)3P>%BTB,S\')#
M5!:"LC2BPN)C)'01 0 ! P$&!0(%! ,        !$0(2 S%18:'14B%!<3(3
MD02QP2(S%/"!<E/A\4/_V@ , P$  A$#$0 _ /M0
M     !Q-MR4$Z5VL\X*WR_,P_P"ZO\K^U$A&JTI1'P8[Y?F8X,=\OS,D!:)E
M.]'P8[Y?F8X,=\OS,HW.:3MZE:7@3<I5<9)PHXII.7B]OO)Y<STJ<X\6&:VG
M*:S*J2Q%#*=Z?@QWR_,QP8[Y?F95M\XT<[,+_%C&$_#FDE\/AT[B6SJU>OW;
M*7]O)WJXYU44,IWI>#'?+\S'!COE^9F=9Y]9O1FU&2<+D;3B\>]+*I>ZOV'.
MH^H+.GBY2A)I796'2GX55RQPH*&4[VGP8[Y?F8X,=\OS,J7>:VK>JMZ2C<KB
M\2IE54VJ^_*RUJM3;TEJ5^ZZ0@JL4,IWO>#'?+\S'!COE^9E%<UFG!7+$[?$
MG&$<[C^)-UV-X4VHEAS.RK<;E^4;;FY))S3P=,5_A"AE.]9X,=\OS,<&.^7Y
MF1SUVGA<5J5R*N-T47)5J_8<:/F.GULIQLR3=N3C)?M]WM%#*=Z?@QWR_,QP
M8[Y?F9F6/J"Q?A*<8R3C<C:<72O>EE4O=7[&+_/[-B&>4)45V=ATILR8R]PH
M93O:?!COE^9C@QWR_,RK<YI;AJX:.C<IJN9>%;&U7WJ+(>9\XCH)J&1S>5W'
MWE'NITV5\4MOA%#*=[0X,=\OS,<&.^7YF<:C4QL6):B2>6$'<:Z=BJ1KF6F6
M13N1C*:C2$I)/O8"AE.]/P8[Y?F8X,=\OS,S%SV$K\[4(J2A<A9JIJM9=--R
M[66I\UTD(W)<6+X2<IJ+3:I^_9[]@H93O6>#'?+\S'!COE^9E:QS*U?E%VVG
M;E;=W/F6RCIACLZ7@L#NWS'2W(.Y"[!P347+,J)O 4,IWIN#'?+\S'!COE^9
MGEC4VM3'/9DIQK2L74E%#*=Z/@QWR_,QP:>%M/WU) *&4H+%]75[2<R] ^_+
MWO[34!.T  0                                       !&_P"ZO\K^
MU$A%<>22F\*-,\]79\\>LC5)FE$P(?5V?/'K'J[/GCUEJF,[D-S23EK;>I36
M6%N<&NFLG%_L,W3<EOP=NW<<.'9XN22KFGQ*KO;L=NUU9L>KL^>/6/5V?/'K
M%3&=S$ERG6O2V],I02C;G9DE*23V4C*N6K]L</:S2T&AGIKER<FFIQM15/X(
MT99]79\\>L>KL^>/6*F,[F+<Y#=:M2A**G";=S&DK?$XB6&*Z/B2?)9RG6;B
MX._=O26WP7(.-,,36]79\\>L>KL^>/6*F,[F-I.2WM-PKER:G.W<<YO;5QC;
M<();,:4[2[>TUWF6@=K44MW;D4W3;EE6J_94N>KL^>/6/5V?/'K%3&=R@]+K
M=2[3U'"7#N0N=QRVT4D\5[51=I1?(;\5&CC/N7+4X9Y05)3<L4O;1JAN^KL^
M>/6/5V?/'K%3&=S)O\DG/C97%<26G<,=BM4K]FPN\OT=S2W+^;*X7+CNQ:\7
M>Q3]WO+/J[/GCUCU=GSQZQ4QG<PW]/75&RXSBIPG6[C24.+Q$L,5T?$GCR6;
ME2XXN#OW[LEM\%V,E3#'::OJ[/GCUCU=GSQZQ4QG<R-#R6]IW9G=FISA<<YR
MWQR9(I;.A4[3WFG*+^JU'&M2C5*/#<I-.U*+KFC1-.O2G2IK>KL^>/6/5V?/
M'K%3&=RC;Y??^73T=R2E<E&Y!3JZ/-7:]V.&VG05[O)+ER%V-89IPL0B]SMX
M]'4:WJ[/GCUCU=GSQZQ4QG<S7RFXYSDG'O:BWJ/^F*6SW[""')]5<E)WYQ=;
M5ZSFJWXWL>6B44MRZS9]79\\>L>KL^>/6*F,[F-/DE^_;4;DHQ?IWI^[5[<R
M:>"V;-IU/D]_42E<O<-2D['<C5QRVI5>*VM^[9@:_J[/GCUCU=GSQZQ4QG<A
MT6CEIKE^3I2[<XD4NA94MO47"'U=GSQZQZNSYX]8J8SN3 A]79\\>LYGK;,5
M7.G[MHJ8SN4]!XY>]_::AE\N3;<M[J:@)VR  (
M                  -5V%2>AA)U+8 H_+H#Y= O "C\N@/ET"\ */RZ ^70
M+P H_+H#Y= O "C\N@/ET"\ */RZ ^70+P H_+H#Y= O "C\N@/ET"\ */RZ
M ^70+P H_+H#Y= O "C\N@/ET"\ */RZ ^70+P H_+H#Y= O "C\N@%R^!>
M$=JRK:HB0
M
M
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M\UZ<KC]KI^_M-*QR_3:?^W;BGOI5];+(.L6VQLA\^_7U;_=?--P #3B
M           YN6U-494?+X,N@"C\N@/ET"\ */RZ ^70+P H_+H#Y= O "C\
MN@/ET"\ */RZ!);T<(.I: !*A%JK$=3:E:GA)4)2/4)RMR4<:!8F8FL;8?'Q
MY%<=W([D<E?%M^P^PL68V+<;</#%)(R2]&>HMI++5&+;(MV.^M]SJ:U(U)\(
M7 5/62CXX-'2UMMXU1MYUD$4=1;EA)$BDG@Z@>@
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M7RWOK'R^6]]9I@#,^7RWOK'R^6]]9I@#,^7RWOK)+6@4'5E\ $J*@
M      >2BIIQEM3/0!P[,'M:Q67X'D;%N,7%*B>)( .)682:;6&!V
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MPE<N.D8IRDWT) =@^7C];Z-W<CA-0K3/LZZ'T\)J<5*+JFJI^P#T
M               &="[FOQFZU>94H]BZ"?5Y)15>])[()/I++BFU)K:L"-Z:
MTTDXJBP K3M2A&$FZM)+VUKT?82Z:XFVGXGM;]SIV$T;4(THDJ8'L;<8MN*H
MWB!T       !*2BFW@B*Q?5Y-T:HZ;3V_:XL<M:$-JW=M9WLDW*JZ/B!W/49
M)J,HM)O*I>T\6KBZU3V8>W;0YE"[*]FE&L5X=N'M%RQ*3<HJE'LIT[W]P%J+
M;57L8.+,91@E/$[                   "'4^#_ *H_]R)B'5>!?YH?]R)@
M !E<]_MV?_Z+'_<!JG$;UN;I&2;V[$]V)@V]9JYWHMW>Y.]>L9,D=BBI977>
MJ>[V%#EG_P"6WI[K;_LZJXVHJN,>CI?O ^P"DFVD]JQ/D+O,+^HT][^LU"W/
M3S5SN-Y9O;5Q[M%CV,MW];.S=N*$XQC*Y8A/498[(RMUS/HVX)O8J@?2 ^;L
MZ_5ZAV;,+M%<N7[:O*"[T(*L9+H]E<#6Y/JIZO1V[UWQR7>:]CH!>  &=R^Z
MW6/0FUVG?.-)/6Z*[8M^.4>[[UM[2OR[Q/WO[36 _((\LU<KO 5J?$K3+E?^
M/B?6Z+G^HY-"&DYC8E&,%EC<CN78_@_@?9'-RU"[%PN)2B\5)50%;1<STNOC
MFT]Q2]G2OAB6SYO6_2&FNRXNDE*Q<6U9?#]Z^#*GKN=<FV:F'J;*_''&GOQ_
M,OB!]>#'Y=]2Z'7TBI\.;_!<V=3P9L
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MG3S:>[<M/WU^Y]IQ\EYSI?\ Q]7G2Z+E?VYCZL ?*>O^H-+_ ';$+JWPQ_\
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M73683OVE*_1.>?O4?NP-_)&N:BS;^D] 1BHJB5$@        U7$  &D]G0
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M0SQHE22K*70]K='T+8V1>CU5S@NRU&[Z>-M9+R67++9<V>*+_<!]2
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!V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>img008_v1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 img008_v1.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    #P  _^X #D%D
M;V)E &3      ?_; (0 $P\/%Q$7)186)2\D'20O+"0C(R0L.C(R,C(R.D,]
M/3T]/3U#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0P$4%Q<>&AXD&!@D
M,R0>)#-",RDI,T)#0CXR/D)#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#
M0T-#0T-#0T-#_\  $0@ ZP'" P$B  (1 0,1 ?_$ )0  0 # 0$!
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M7FGM8T]K/0#+S3VL:>UGH!EYI[6<K\W:CJ6.*.Q7WO\ B^,?S!';5^50>?T
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M<LGQ-4 9$'O+<H2>J<735%X-</\ 5FLVTUR9Z1EFN\"0
M                                                          $9
M9KO)$99KO D 8UR]<]UZRD_3A<C8T\,5B_G0EN'3[?V[OGMB-D %<P
M
M4^H;R6U@IQ2=73'N*\.ISE;G-J*:TT[*NGF[LV:;BI9JHT1QP6.8&7#J=Q2C
MZD4HRI24<>SQ>7ZFG)XI=I[I7(\GP[P/9244Y/)8F*X/_P!:[K^IOUO_ ):O
MR+.XO;C<0=F-J4'/RZVXT2XO!EG<65[:5I9:'%?(Q>?@].G_ #\<XS=I?PG[
MK*=57F#ALKGJ;>W+G&/Y'<U'GVF+9Z  *@
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M/O3<96;KK<M/2WS7!_$O%ERFVOC<4  9         #Q2J!Z
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M? F;Z+X:Y^KAJJ2>1Z9W3[5ZS*49I*#2=>->7P1HEC&TQ<2Y  5D
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M -4C+-=YE0V.XM2A.#QPU1E*J_"1J23JN\"8
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MXR8S;?7L\A:A;JXI*KJZ<28!7,     ",LUWDB,LUW@2
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0ME4A%4I1+ F      #__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>img009_v1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 img009_v1.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    #P  _^X #D%D
M;V)E &3      ?_; (0 $P\/%Q$7)186)2\D'20O+"0C(R0L.C(R,C(R.D,]
M/3T]/3U#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0P$4%Q<>&AXD&!@D
M,R0>)#-",RDI,T)#0CXR/D)#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#
M0T-#0T-#0T-#_\  $0@ \P)8 P$B  (1 0,1 ?_$ *8  0 " P$!
M       #! (%!@$' 0$  P$! 0               0(#! 4&$  " 0("!@@#
M!0@" @,!     0(1 Q($(3%!41,%87&1(C)2DA5"8A2!H;%R,\'A@B-3<S0&
MT1:R0_#Q8R01 0 ! P$$!@<&!P         !$0(#$B$Q401!87&1,A/A4F(S
M% 45@;'!(D)3\*'1\7*"0__:  P# 0 "$0,1 #\ [4
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MI(!0U2CX/S2[3"5QV9*,G5/4R<H\R=%#\W[ 5KO7DZ@CL.L42$J@
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MA%)12HDMAZ *',]4/S?L+Y0YGJA^;]@3"UE_ B4BR_@1*$
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MF8YB<86]*BZMECVZ!);R<8.H*QT)K"I%$@2H @
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MVQ9ITQ6H #5P
M
M
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M-9?-9CC0A&#X:C@KA[L:+#78EKZ3>@
M                        J9WF-C))<:5&]45I9;.)_P!ADWG9I[%%+L,\
MEVF*PZ^4P1GR:+IV1%6^_P"RY/YO3^\?]ER?S>G]YQJ3>H86E6FC>8>=<]?Z
M=@]KO=E_V7)_-Z?WC_LN3^;TG&T=*[#W!*M*.NL>=<?3L'M=[Z'ELU:S<.)9
MEBB3'+_ZK)X[L=E(LZ@Z++M5M7B\SBC#ENQQMB-P "[G
M 5<[G/I5%TKB>$CCG9OX +EVU"]!V[B4HR5&GM*UCEF5R\)PM6U%7%2>]KI>
MLSC?N2^$D4I[OO CGDK$['TTH+A44<&RBU'F3R&7R2<<O!04M+2)L4]Q@[LU
M\/W@3 J2S<X_!]YIN=<ZE;M\*%87)-:4]2$[(JM;&JZ+>+I <9E\UFKBJKLN
MTO0GF7_[)=IG&2)Z'7=R=UN^Z'2@T">8\[[3VN8\[[2=;/X>?6AO@<]*68\\
MNTK7+N:7_LEVD:^I:.5F?U0ZH'"OF>9AF+=M79.LXJ6GI.Z+6W599<4XITS-
M0 %F(                                                <ES#@^Z
MOC^"L-U-2UUV;SK3C/\ 8K,H9MS:[LTG%]2H8Y?#7K>A\OB)RW6UI6R8^YGD
M\,H9B%J25N46HJ<HIN6C[ON/9*Y+)1LN<9N;AKG&EM;%377?N-&#GU/:G!MK
M7IB=W!N+2G'(W(.4.[-2C'%'X:XNE_MV%RY<MYF$E.2MW''OTE6D6W*E7]Z7
M1'><V!K1/+UFNJDUKLCL_HZ+_5?U+GY5^)U)S7^K69+B76NZZ172=*=.+PP\
M/GYB<]U.K[@ &KB                :GGOZ=O\ ,,KF'""6M#GOZ=O\Q#9\
M* VD,S782JY4I6RS$M1"1S,)7Z; R&X*(JCO9QQ3HE4XSFDG*ZF];9U-_4SE
M>9_J+K*7;I;8?';VILNZ+07K<WO*-C47;9R0^AR0L*<MYECEO,$>EW+2&,I2
MWE6[)TUEF14NZBLMK(AK8_Y5K^Y#\3Z2?-H_Y5K^Y#\3Z2;X]SR^=]X  T<0
M              $&9SMG*I.]-1KJ%:)BV;II;%9X)P:_WS)?U5V/_@>^9+^J
MNQ_\%=5O&&OD9?V[NZ6P!K_?,E_578_^![YDOZJ['_P-5O&#R,O[=W=+8 HP
MYQD[DE&-U5>^J_$O$Q,3N4NLNL\=LV]H "5                      ,;E
MJ%U8;D5);I*I6R_,<OF;T[%J6*=OQ:-&[6,KS++YN5R-F6+ATQO9IZ=H(FFY
ME[?E?Z4/2A[?E?Z4/2C'*<QLYQM6<3C2JFX249=3:HRV12."_F7^M/>K>WY7
M^E#TH>WY;^E#THL@4C@>9?ZT][R,5%88JB6Q'H-8LYF%S%9::BK4K<IQI5R[
MK2T[-NK[R5&S!I99[.6,_;R]WASA<5R6&VGBA&.INKVZNLK<MY[=S%ZS&Y*W
M*.84_P"7#Q6W'2L6G=T+2!T8               -3SW].W^8AL^%$W/?T[?Y
MB&SX4!<MEF)6MEF)95ZR&X3,AN$BC?U,Y7F?ZBZSJK^IG*\S_4769W;I;8?'
M;VIK&HNVRE8U%VV<</H;TZ/3Q'IHYI82*EW46Y%2[J*RVL:V/^5:_N0_$^DG
MS:/^5:_N0_$^DF^/<\KG?>  -'$             !Q?^QR;SC3V1C0[0XK_8
MO\V75'\#'-X?M>E\M]]/^,_@UD;4YN*BFW)TCTEE<LS#N2M84I12<JR5%75I
MU$ES/0OV;=AQ4,+>*2CJJ]FGM+MW/96[.XG*2C<5IXL.IV]FO:<\1;Q>O=DR
M1NMX]%>F.'56:-1#*W)7':HE)5KB:5*=9+/EN8@IN4:8/%I77HWZ&BQ/,6+N
M8>8<G%RE)TE!32\NC;^PL3YM!7KEV#;B\-(-:Y;9=&K5U;!2WIE$Y,M8TV]&
MW9.^NZK47K,K,L$]$EK6X[WETG+*VF]+<(_@<5S&[9NW<5A:*=YZJNK_ &4K
MO9VG+/\ $M?DC^!KBV72X?F$S=BQS=%)JM@ Z7B@
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MVR+=SGS<SDSTB_='!LP:Z/,Y7<Q*S9MJ4(2P3FYJ.G;ACMP[=1L2[F
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MK1U$H Q5J"F[BBL;5'*FFG69
M                                              :_G&'Z?O8:8X>+
M%7Q+P8=./R])0O8>'&O%Q<2'ZN+B?%3!\-?NI7$ !CE\/ NX>)^K<_3Q8O"J
MX\7WT_A/88:JF'_%AX<7"IAEXZ_!Y?BUUV  8V,%%XOT)TXV/PT7Z?R^:O?I
MA+=G#QK>K_&^;56/W?> !4RN&EO#C_0L_P"/BK2C\5=GD^/Q&RM4XF9UZXUP
GUQ>!??NH !CRNF.]KKBC7B5XGA7BV=5/MTFR            #__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>img010_v1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 img010_v1.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" #I AL# 2(  A$! Q$!_\0
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MC)H =13<GUHR?6@!U%-R?6C)]: '44W)]:,GUH =13<FC)H =13<^]&>.30
MZBD4Y'7-+0 4444 %%-!XZT9/K0 ZBFY-&3ZT .HIN3ZT9- #J*;DT9- #J*
M;DT9- #J*;D^M&30 ZBFY-&3ZT .HIN3ZT9- #J*;DT9- #J*;GWI<T +111
M0 4444 %%%% !1110!G:S(\5C^[<HTDL46X=0'=5)'O@FFCP_I)^]IUJY_O/
M$&)^I/)I-<_X\HO^ONW_ /1R5I ]:74N[458SCX>T<#_ )!=E_WX7_"D_L#1
M\9_LJR_[\+_A6DW3BO'=9TK4F^+TNHPV=ZQ6_L3"R64VUXM@$N+@'8B#)+*0
M=Q %%M1<\NYZA_PC^C_] JR_[\+_ (4?\(_H_P#T"K+_ +\+_A7E^JZW\0['
MPII]W ^JW&IW33R/''IJ!8 APD;*(7;YNH)VYY^8#%;HU'QF?$"W(DN38C5(
MK7[#]@ 0PM;AFD+XW8$AQG. >I/2BP<\NYV+Z)H<94/IM@I8X7,*#)]!Q[4X
M>']'/_,*LO\ OPO^%>;1KXHU^VT(W5UJD6HIJB2322Z0(UL"8)@X3*X=!D*'
M;(R1R<X$<OB'XBI+H*+!<*K1#[3*VGOB603LC"14A<H#&%88\L?-G)' +(.>
M7<]._P"$>T?_ *!=E_WX7_"C_A'M'_Z!=E_WX7_"N?\ !FHZ_>:CK<6M"[:*
M*Y_T62:T\A-A+?*N5!. !D_.#U#'.!V>:+!SR[F4WA_2U1O*L8(7QQ)%&$8'
MU!%0>&-4?5-)BED_UFT;CZGUK:;H:Y/P'_R!D_W:.I7,W'5G74444S,****
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MGHTNBZ%!&9)M.L(XUZL\2*!^)%$6B:'/$LD6G6#HW1EB0@_0@5P>J:%X@O\
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M (2+0_\ H,6'_@0G^-,_X1G3O^>8_*C_ (1G3O\ GF/RHU#W/,?_ ,)%H?\
MT&+#_P "4_QIO]OZ#NW_ -K:=NQC=YZ9QZ9S2?\ ",Z=_P \Q^5'_",Z=_SS
M'Y4:A[GF/_X2+0_^@QI__@0G^--_M_00Y<:MIP<@ M]H3) [9S2?\(SIW_/,
M?E1_PC.G?\\Q^5&H>YYC_P#A(M#_ .@Q89_Z^$_QH_X2/1/^@Q8?^!"?XTS_
M (1G3O\ GF/RH_X1G3O^>0_*C4/<\RAX@U[2KC0+ZVM]0MIYIX6B1(9 [$L,
M=!VYK0\.*5TJ+(QD4)X;T]6#"(<>U:L42Q1A$ "CH!0A-JUD/HHHIDA1110
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MQ,LD2R*<JP# ^H-/Q2(H1%11A5& /04M !1110 4444 %%%% !1110 4444
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M+2WL[7SS*L+!Y&(B8W,D.& &<[45L?[7I@U6C^)6I26]H1I-N9;D1N/]("(
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MWB_]FK;"2?MDKW1YV?TJ<\L=3V:C+3HDUKY'K(Z4M Z45ZY^=!1110 4444
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M5(S#;[1* QP#UP<<DYYR!DXYZ;X-?\A_4O\ KU'_ *$*H_\ "HO$W_/33_\
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M?_\ (&M/^OV/^34^PU:<0QJR1L0,;BO)H6H&\E]"_P!P2'_@!H:\B7JL@_X
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MB\E\LLDC;D&"<_I1[>%[$O*L2J;J-*RUW1ZC10.E%;'G!1110 4444 %%%%
M!1110 5QGCS[^C_]?#_^@UV=<9X\^_H__7P__H- "6?0?2MNUZ"L2TZ#Z5MV
MO05I$B07'6N$^('_ " +K_KFW\C7=W'6N$^(/_(OW7_7-OY&B0XGHNB_\@/3
M_P#KVB_]!%7ZH:+_ ,@/3_\ KUB_]!%7ZS*"BBB@ HHHH \T^-/_ "+>F?\
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M_P#KSC_E63-$=#1112 **** "N"^+_\ R(<G_7S#_P"A5WM<%\7_ /D0Y?\
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MBYIG_807_P! >O.++M7EXO\ B_(^^X=_Y%__ &\SHK3M]*AO^]36G;Z5#?\
M>LW\)U1_B'%>(?\ CTD_&OI#P?\ \B7H7_8/@_\ 18KYO\0_\>DGXU](>#_^
M1+T+_L'P?^BQ73@=I'B<4_%3]&;=%%%=Y\D%%%% ')^/_P#D#6G_ %^Q_P F
MJI9=%^E6_'__ "!K3_K]C_DU4[+[J_2FMP-VT[5)<5':=JDN.]:F?4Y'Q>/^
M)1+_ +IKI/ O_(BZ'_UYQ_RKG/%W_()E_P!TUT?@7_D1=#_Z\X_Y5DS1'0T4
M44@"BBB@ K@OB_\ \B'+_P!?,/\ Z%7>UP?Q?_Y$.7_KYA_]"K.M_#9V9?\
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M -E:M[4N]8/AO_DI_A__ *^__96K2G_&B<F,_P"1?4]#Z6HHHKUS\\"BBB@
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MHH *.M%% #(XDB4A%P"Q8_4G)_4T^BB@ HQ110!!-=VMO+%%/<0QR3-LB5W
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M4 %%%% !1110 4444 %%%% !@>E)@>@I:* $P/2EHHH **** "BBB@ HHHH
M*,444 &!Z4F!Z4M% !BBBB@ HHHH **** &NZQHSNX5%&2Q. !ZTWSX<X,J9
MXXW#OTI+FWCN[6:VF!,4J%' )!((P>1TKF]2\'K=:I%>6U_+:!+3R-JIO8R*
MKK%+N)SN02/]<CD8H Z82(7*!AN !*]P#T_D?RIV0*X<^"-1".8O$D\=Q(H1
MI1$Y^7]]P,R[L#S@1EC@H.N>'3>![^2.;R?%&H122Y!?+MU(.,&3 '';'U%
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+ 4444 %%%% '_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>13
<FILENAME>img011_v1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 img011_v1.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    /   _^X #D%D
M;V)E &3      ?_; (0 !@0$! 4$!@4%!@D&!08)"P@&!@@+# H*"PH*#! ,
M# P,# P0# X/$ \.#!,3%!03$QP;&QL<'Q\?'Q\?'Q\?'P$'!P<-# T8$! 8
M&A41%1H?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?
M'Q\?'Q\?'Q\?_\  $0@ ^@%> P$1  (1 0,1 ?_$ +8  0 " @,!
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M! 0$! 0$! 0$! 0$! 0$! 0$!!%W;UI9/.9?19D$=NY^#K=R9/&.065 0$!
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M*NB(XW1/Q^IV""P6_-]@KR&Q5(CD/^7+WA^M!,@@C$:0=1" @(" @(" @("
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M!,8_+CP#= PU:2@NJ @(" @((N[>M+)YS+Z+,@CMW/P=;N3)XQR"RH" @("
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MY>YP<(P8J8[+8\<=IQ Q*#:]#)')1P/CG%4QS&EM2"")-'AXM[WOM>A!SH"
M@(""+NWK2R><R^BS(([=S\'6[DR>,<@LJ @(" @(" @(/EQP"=X\R_N S/\
MU/-XM<,FU2VEFP0#HZY^EY[F@*AY'-YK^7NAUOT3Q_TMM.68^+)/X-7*M;L(
M"(GL>A]P6[[R"VG,]?%_S:UN% UXTL@/W].HO^Q7W';;RQYY[7)_67-?5O\
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M\YE]%F01V[GX.MW)D\8Y!94! 0$! 0$! 047?5<WV_=U=',=LOJ RG''A(\
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M(*OO%@#[")>&&9CNX[O4&LD! 0;1W?RF3+<0=_ER2,':QQ_B@LB @(" @("
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M9T^]IC.W[B*RJ8^DRM"ZEC=WIN$P'6$<<;/NX_S*KW')=U&]\3Z'G7S[F?\
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M4D=]+)PD]CB"V3;X(QUTAQ7E>5R;W+-[]G='A"R8%?96 QX4(AE 0$! 0$!
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MI+55S..K9A?A]) 7TKM\D]D,;-RNVQ1K;)6/M6ZS[B-X-P+734D=!$[[U3(
M>8W:<LFG'Y+>Q1;OUGLL7RS-_=^K8V7?VW6.E+9;Y725[QI,$(ZJ+NG2XK.Q
M<92/FZM4WWKG/DUC#6*1X]L_DVC9<MV2R4PI[5114<7"V)N&.'&=95A3'6O2
M(:=NMWESV\V2TVE) 8+VQV41IT$2(" @(" @(" @(" @((N[>M+)YS+Z+,@C
MMW/P=;N3)XQR"RH" @(" @(" @(" @(" @(,'4@:]:G1$3JQ@%")8=$QXP>
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1;PCX?A>"?T_YN/\ EQ0?_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>14
<FILENAME>img012_v1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 img012_v1.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    /   _^X #D%D
M;V)E &3      ?_; (0 !@0$! 4$!@4%!@D&!08)"P@&!@@+# H*"PH*#! ,
M# P,# P0# X/$ \.#!,3%!03$QP;&QL<'Q\?'Q\?'Q\?'P$'!P<-# T8$! 8
M&A41%1H?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?
M'Q\?'Q\?'Q\?_\  $0@!" %W P$1  (1 0,1 ?_$ +P  0 " P$! 0
M       %!@$$!P,"" $!  (# 0$               $% P0& @<0  $# @,$
M!08+!@,%" ,!  $" P0 !1$2!B$Q$P=!(J)5%E'1,K,4%6%Q@7*2TC1TM#8(
MD:%"4B,SP6(DL8+"DS5#H]/C9%875_!C5$41 0 " 0($ P0%"P0#       !
M @,1!"$Q$@5!$P9187$BL3)"4A2!D:'!T6)RHB,S%?#A4U3Q@B3_V@ , P$
M A$#$0 _ .TZ$TIIZYZ:BSKA"1)EO*=XC[A45*P<4!B<?@H+!X"T=W6SVO/0
M/ >CNZVNUYZ!X"T=W6UVO/0/ 6CNZV>UYZ!X"T=W4SVO/0/ 6CNZF>UYZ!X"
MT=W4SVO/0/ 6CNZF>UYZ!X"T=W4SVO/0/ 6CNZF>UYZ!X"T=W4SVO/0/ 6CN
MZF>UYZ!X"T=W4SVO/0/ 6CNZF>UYZ!X"T=W4SVO/0/ 6CNZF>UYZ!X"T=W4S
MVO/0/ 6CNZF>UYZ!X"T=W4SVO/0/ 6CNZF>UYZ!X"T=W4SVO/0/ 6CNZF>UY
MZ!X"T=W4SVO/0/ 6CNZF>UYZ!X"T=W4SVO/0/ 6CNZF>UYZ!X"T=W4SVO/0/
M 6CNZF>UYZ!X"T=W4SVO/0/ 6CNZF>UYZ!X"T=W4SVO/0/ 6CNZF>UYZ!X"T
M=W4SVO/0/ 6CNZF>UYZ!X"T=W4SVO/0/ 6CNZF>UYZ!X"T=W4SVO/0/ 6CNZ
MF>UYZ!X"T=W4SVO/0/ 6CNZF>UYZ!X"T=W4SVO/0/ 6CNZF>UYZ!X"T=W4SV
MO/0/ 6CNZF>UYZ!X"T=W4SVO/01U[T7I:-'CK8MS3:ERXK2BG-B4./I0M._^
M)*B*#WY9_DV#\Y[UJJ"R2>-P5\#+QLIX?$QR9L.KFPVX8T%$5K'5"8991[&Y
M,=N"X4.X\-P174-1U/N+#><JV*;4WCGPQVT$A<M77%>G+)-MC;34V]A!:]H"
MEM-8L*D+S!)23L;*1M^&@L&GKH;M8X%S*.&9K#;Y;WY2M()&/QT'N[<8S4IN
M*O.''3E;.160G G#/AEQP'EH-F@4"@4"@4"@4"@4"@4"@4"@4"@4"@4"@4"@
M4"@4"@4"@4"@4"@4"@4"@4"@4$5J3[)$^_0_Q**"+Y9_DV#\Y[UJJ"R2XC$N
M*]%D)*F'T*;=2"4DI6"E0Q201L/100:- Z63:1:?9G50$J2MMI<A]1;*4E(X
M:RO,@921@D[:#WF:-TW,CN1WX8X3I:*@A;C>!81PV\A0I)1@CJ]7#$;Z"6CQ
MV(S#<=A ;9:2$-MI& 2E(P  ^"@T[J/Z]M^]#U3E!(4"@4"@4&"H $DX ;S0
M:T2Y6Z8I28<MF2IO^XEEQ#A3CNQRDX4'W'G0I*G$QI#3ZVCE=2VM*R@^1023
MA\M!]MOLNJ6EIQ"RTK(X$J!*5?RJPW&@\TW"WJEF&F4T9:?2CAQ)<'QHQS4'
MMQ6@Z&BM/%(S!O$9B!TX;\*#R=G0FFG779+3;3)P><4M*4H/D42<!\M!]HD,
M.,A]MQ*V"G,'4D%!3_-F&S"@\(EUMDQ9;B3&)+B1BI#+B%D#RD))H-N@UYTZ
M)!BNRYCR(\5A.=Y]Q02A"1TJ)W"@]6WV'#E0XE:LH5E203E5N.SH-!]T"@4"
M@4"@UFKG;GFG7FI;+C3)(><0X@I01OS$' ?+0?+%TMLAL.,3&'FBH-A;;B%#
M.=R<0?2/DH-A+S1=+06DNI 4IL$9@#N)&_"@RAUI94$+2HH.5820<I\A\E!]
M'90:\:=$D//LLOH=>BJ#<EM)!4VL@*"5#H.4@T&Q0*!0*!0*!0*!0*!016I/
MLD3[]#_$HH(OEG^38/SGO6JH+30*!0*#0NO]ZV_>AZIR@WZ"N:YNFJ[;:4OZ
M9MJ+I<%.!*F'%8!*#CBK %./[:Q9;6B-:QJWNWX,.3)IEOY=?;IJH(UKS[_]
MH1OVJ_\ %K7G/F^Y^E=?XSMG_8_ED\;<^_\ VA&_:K_Q*CSLWW/TI_QO;?\
ML?RR>-N?G_M"-^U7_B4C+F^Y^E'^-[;_ -C^64S8-0\Q[E"O+6JK$U:XJ(+R
MV9#2CM7D(RY2I?16;#?);ZU=%?W':;7'6)PY?,G7V:*?I:WRD-Z&$UF/:8EV
MLDFWQY=M6?:%N.Q4K#LG%#0P;0DJ2>M@OIK84ZQ6*^*T*F9:;_;X29%JM"YT
M:\6X8)EQ8Q",)"% +0\I13O)"B3@:"O:/O,NRSUQV?:?>FI[(_,<X\=YD&]L
M)<>4D%U"0I2FU@;.A%!T'ES;=.+T=8;@VTR[,=8;=<G.!)D*EK3B\5.'KE?$
M*@1C\%!B:4M\X+2MPA(?LLIMDG^):)#:U)'PA.V@JC.F[C?)VHY5J>BJD0M2
MKEQ8LW,J',+45#+C3H3MZA)P(!RJ&Z@LT&]1[ORQO+[$!-J7'CW"+(A-D*:;
M?92M+O"6@!*D%6T$"@T-,/W6Q\KC>DVBWQY$6R-OQ%Q"5N.EN.%#C8M->0$X
M*-!IN7K4=ON,..WJ)=Q$W3TVYJ:6ADK3(;0A3;J,B1_3Q4<J?WT&CK#7%\8L
MUJ,:X(4]*TO*N4I!2TX%O(0R6W5)4"-ZU=&%!(1+3=I>NM3NP+M)BW!RS0%Q
M<I:+0=6AW)B@HVI2H;/CH)/0&L+KJZZIE)=+5OMMN99ND0)3@;J\HEY"CAB.
M"EO</YJ"0YF7[F!9;/'?T58&]07!Q[(_'=<#8;;P)SX9D9MNS?0<U_\ DW]4
M/_UM$_YW_GT#_P"3?U0__6T3_G?^?0/_ )-_5#_];1/^=_Y]!9M(WGFKJZU7
MZTZZT^G24=^(IJ)=(SP*PIT%"L$YUX%....(H(>_RI5MT9JK2MUM4&-=H=G;
M?1/MFR/*C<3A(*TJ"5M.9AM2K''>#A0;E^TS'%JNU_O$-.G[:;;&8AQ8JT+D
M.7!ESB1I*4L_T^*E92AO#:<3CLH)[D^Y*D1+M-OXR:V<DAO43)P_I%" ([;0
M!.#7"P4G#>2:"ON7&[0[O>FK9,5!<N.L8T*0^A*%JX+L5&=("P1CLWT$@[J+
M43$A_3WO1W*=1,VD7=8;,EN*]%]JRXY0C/F_II44]-!#"\WFS2[_ !8,Y<Z3
M<-2Q;:Y/06$/);5#2<N=>#*7>J$9E#>=V-!NZBU-S"TM9!<Y!5*E1K@IF#97
M%LOR9T5UC,4.J83@'&% K"AAU!MH.CZ/==?TS;9#MP%U<D,)>7<$A(2Z7!FQ
M2$[ D8X"@F:!0*!0*!0*!0*"*U)]DB??H?XE%!%\L_R;!^<]ZU5!::!0*!0:
M%U_O6W[T/5.4&_08(Q^.@84&:C0-OEIH/-;#:VU-K2%MK!2M!V@A0P(/P5*(
MC1#V_1&D;<5&#:8S&=LLD);']M0P4@8XX)(W@42S'T5I./'>CM6J.EB1DX[>
M0$+X:@I ...Q*AB!NH)*5;8$MV.]*80\[#<XT5Q:05-.8%.9!Z#@<*#18TEI
MF/<C<F+:PW.*BLOI0 <ZO25ANQ/EPH-BZV&SW=E#-SB-RVVU9VPXG'*K=BD[
MQ\E!X/Z3TT_;V+<[;6#"C'-'8" E*#TE.&!!/3Y:#;8M5N8MPMK,9MN E!:$
M5"0&\B@0I.7=@<=M!I6G2&F;05&V6YF)F;X1#8('#_ERXX8?!01L?E_9H6I8
M5WML=B&S%C2(ST5ML#B>T%!Q*O(G)N^&@VV=!:+92M+=EB)#B%M+P:3M;=PS
MH^:K#=NH)!5BLYN+-S,-KV^,WP6).4!:6_Y 1_#\%!&Z,TJC3D&<V7$/2KE.
MD7&6\VCAI4Y(7C@$XGT4@)H:K!C21F@4"@\9,6-*8<C26TO,.I*76U@*2I)W
M@@T$;&T?I>-"DP6+7'1$F "6UD!#H&X+QQ*@/)0;LJTVZ6F.B5';?3%<0]'2
MXD*"'&_06D'<4]%!ENV6]N>[<&X[:)TA"&GY(2 XM#>)0E2NG+CLH/ Z=L1=
M+Q@LEU4E,U2\@Q,E(RI>Q_G V8T&)6FK!*9ELR8#+K4]:79B5(!XKB  E:O\
MP"1@:#R&D=,)@/P$VN,(<HI5)8#2<KBD !*E##:H!(V[Z#[A:7T]"5'7$M[#
M*XF?V980,6RZ,'"DG;BH;#0;5MMEOMD1$.WQT18K9)0PT E S$J. 'PF@VJ!
M0#08QVX41KQT,:C4U8S5)$JQIG6[E\OUWM:K6_;T6Q#+K+LG!*WT/%8S\+>@
M8M'#,<2-M$O/0^L[CJB*FX>QQ8T%SBA*42R](26W5-CB-!M 3FR8^E3P'IJC
M6,JT7RTV:)%CO2+JB2XEZ7)]F:0(P2<,0APDJS[-E1$C<U$[,-DBNEML3/:H
M:N%G/"XG'00.)EQRX_Q9?DJ1I\L_R;!^<]ZU5!9W'$-H4MQ00A()4M1   VD
MDF@CW]2:?CP&;@_<HS4&0<K$I3J TL[=B%DX*.P[J#WEW:UQ(0G2I;3$(Y2)
M+JTH;Z_H]8G#;CLH-I*DJ2%)(4E0!21M!!W84&A=?[]M^]#U3E!(4"@4"@4"
M@4"@4"@4"@4"@84"@4&#30XJ#>^;=LM.O&-)O15E3I;0Y-S (0MX8HZN\C;6
MK?=UKDBDN@VOIW+FV5MS6>6O#X+_ (BMISYB*!0:%UO=IM2&EW&6W%2^X&65
M.*"0IQ6Y(^&HFT1SG1FQ;?)DUZ(FVG'AQ;R3B*EA9H% H% H% H% H!H-&\7
M:':;9)N4U8;BQ$%QY9\@\YV5XM:*UUEEV^WOER5QTC6UIT<X7S]T\=,&YL,.
M*N;KJX\6U$@N*6/14HIW)./QUJ?CJ376.?L=''I+<1N/+M/R1&LV\(;')[76
MH=0OWN%J'!%P@NI6EG(&RVVL89"/@(Z:;/<VR:Q;G!ZB[/AVL8[89ZJ7CG[X
M2UFCZD;U_>KJ_9G&(%QBQ8[$A3["L%1>*25)0M2@%\08;*WG+H-EZ*[S/LD5
M-M9T[<(K,B1*;;4R7)B7$%(:_P!/B"D*_J8N8'9L%8_,CJZ?%LUV>6</G:?T
M]=%DNQND^ U[QT@U<GE(=!CK>C.AE68I2,SH3L<3@24;1Y*R-9%7#2MXB\I8
M^FGY"7[JI+<4.E2N&''GL$(S^GE1G"<=^ H)OEG^38/SGO6JH+%.2%17<8_M
M0RG_ $V"3Q-GH]<A.WX:#G</3MV5HNV09MBEMS[?)?7'3%F,,NLJ<4X6W4+2
MYD*<KN4C''X#0;MWM6KI5FMC4R"FXS+2IM4G*ZTE,Q2XJVG%)2O*E(;<<QZV
M_>*"UZ9MTBVZ>MMODJ"Y$2,TRZH'$9D( .V@^;HW)]OMR^*G@&2!P<FW-PE[
M<^/^%!*T"@4"@4"@4"@4"@4"@4"@4"@4&#T40_,?-"#*GZ_U3<XZB'+(F,_L
MZ G(C'Y-]4&ZK,Y;3'V7UOL.:N/8X,5N6:;1]*ZZAY^QHZ[,Q9VVY)?2RY=7
MEXE+25X!3:2/XQMQK=R;^(FL1XN9V?I#)DC);)/3%>KI]^CLC2TK;2M.U*@%
M)/P$8U8UEQD\.#[WBI0_-G/#4\B[ZKX$0%=MTXI"7G$^B'W% JQ^5.7Y*HM_
MEFU^'*KZGZ1[?7%MM;_W,\3I_##]&P70]"8=&YQM"OI)!J\K.L1+YAEKI:8]
M[WJ6,H% H% H% H% -)'/N>LP1N6MR3CMD*99'RN _\ #6IOYTQ2Z3TG3JW]
M/W=9_1*M\J>37N:Z(O\ ='6I25,(<MK0!)0IQ(45+!&&9.. PK7VFRZ+1>5E
MZC]4?B*>1CUK.L]7OT:5TU);M!<Y;Q.N(<%ONL-"\&DYB5G+T?.0:\SDC%GF
M9Y3#9P[*_<>TXZ8_KX[S'Y./[6WJ'FSJB]7E$+ES$]X,1$!Z<^IO,%X[D#$I
MR@?M->\F\M:^F..IJ;/T[@PX9R;VWES?A6/UO;EKIG7#^O[AJ;6$7@R4Q@S'
M6,H02O#8@))]%(PIML62<LWN\]ZWNTKL:;?:SK'5K+L JQ<:B]2?9(GWZ'^)
M14B+Y9_DV#\Y[UJJ"TT&,*!@*#-!H77^];?O0]4Y0;] H% H% H% H% H% H
M% H% H,8G'X*(-IH:N-:/ML>]<Q>8<>3UHTM/LJ\/Y22/\*K=O7JR9(GQ=OW
M//;!L-I:OUJZV8U'R;MUFY972):DJFW4*1*5*6 '%AE6)2D#' !&.RHR[**X
MIBO,V'J;)N-_2^6>G'QKIX<80D?G[-:GV1+3)-GBQF6KT%(Q7Q, A:TJZ,N&
MSRUXKW+32-.'BL+^CXM3+,SIDFTSCXQI,.N:MUE"LVBY6H6G4NLEG-"6D[%K
M=&#6'RG&K#+FBM.IQG;NW7S[JN"8TG7C[M.;D#^CWX7(ZY7::DFYW5YJX2%*
M'6RESJ?N65?+57.&8V\VGG,ZNVIW.+=XICI_;QQ-(_7]#M>BY9F:2M$D[W8C
M*NP*ML4ZUB7!]RQ]&YR5]EY359&D4"@4"@P2<?@H/%R6PTZVTZZA#CN(:2H@
M%1'0D'?43+U6MIB9B)TCFU[I>[7:HQDW&6S$93O6\L('[Z6M$<YT>L.&^6=*
M5FWPC5M1Y+,B.W(96'&74A;;B3B%)(Q!!J8F)>+5FLZ3PE]YJB?8\S+EOZ@W
M,=+6V%__ &W!I&'EP!-:'<K?)$>V77^C,?\ ]-[_ '<=I=-B1PQ#98&P--I1
M]%(%;]8X.3R6FUIGVJ=K7E79=6WN%<KBZXE,5I3+C#> #B224XJWC*36OGV=
M,LZV7G:_4&?98K8\>FEIUX^"8T?HFQ:4MA@6EM24K45NO.$*<6K_ #* &[HK
M)AP5QQI5H]R[IFWN3KR3^3PA/);2-U9IE71&CZ PJ$HK4GV2)]^A_B44$7RS
M_)L'YSWK54%IH% H%!H77^];?O0]4Y0;] H% H% H% H% H% H% H% H,$@&
MHB$.2\R]7:V:UW;-/Z16#+1'5+?C$)*7=YRKQ_RIV;:T-SFO&2*T=AV7MFUM
MM+Y]SK%>KIB?8<CH]Z7<M47.\0G(4N7)05MK0I S=8K"<V\ U&RI>+6FT::O
M7JK+A\O!CQ7B]:5GC#K!2"""G$'>/+C5@X[7Q5I?+G1@B7&,S:F6$W1!1,6V
MDA2L3B""3LP5MV5B_#TTF-.:RKWC=1>MYO:9I/#67&;]H/F!;7[3HUUY5RTQ
M(F(7&6V@D-I"^LEPX=7!))\E5EMMEC3'SKJ[K9]WV.2,FZT\O<=,QI/C.G@Z
MSS8C-HY9WEAI.#;,9(0GR!"DX?[*L-W_ &K?!R'IV^O<,<SSZOI;O+!SB<OK
M"K_TB!^S94[7^W7X,'?8TWN7^):*V%24"@4"@P=]-27%>;=OFZBYEZ<T_#E*
MAR$QG)#<E..+:L5*"MA__75;NXF^6M(G1W/IS)3;]OS9\E8O'5$:3_KWL7/D
M=-?L]QN6H;W(O5Z:C.*A;5!M*DI)3Z76.[=49-EK69M:9EYVOJBN/+CI@Q5Q
M4U^;QF8^*+T3S1UVBQ0+?9M..7.-:6.'-=4%!2B%'#(1NP3T;:\8=UDK2(BL
MRV^Z]AVEMQ>^3-&/S)UK#J7+W7L;6,"3(1%7!D0G>!*BN$**588[QA6]@W$9
M(GVPY+N_:;;*\1:8M%HUB8]BG\XGT736&D=-QSQ9/M:9;[2=I2V"!B?D2HUJ
M[SYKTK[U_P"FJSAVNXW$\(Z>F)=>WU9.*B6*!A0TXLT24$5J3[)$^_0_Q**"
M+Y9_DV#\Y[UJJ"TT"@4"@T+K_>MOWH>J<H-^@4"@4"@4"@4"@4"@4"@4"@4'
MR1B<:E#D^BD^]N=&K+DX?^FH3#8\F!.7_@JNP?-GM;V.R[K'D]IP8_\ DF;2
MZNE)&W]U6.CC9YONH24'SAC4BL<T&^)R]OX_]&XK]@QK7W7]NWP6_8)TWV&?
MWX>'*)S/RWL)\D<C]BU"O.S_ +5?@R>HZZ;_ "Q^]^J%PK94A0*!0*#!J-!R
M:%C</U"2W?2;MEOX8^ J2!_QFJZL=6YGW0['+/E=DK'_ "9/]?0ZP4@C]U64
M\N+CGPTTAK8VE*4[R$C 8_)41I!,S,\9F7(=$SXVFN9&NH4LAJ)E-SQ)PZB<
M5JP^1RJ[;S%,MXGES=MW;';=;#:WK&MOJ?J_4]>4$"5J&_7;F#<D=>8XJ/;$
MJ_@:3L)3\G5_;39UF]K9)_(\>I,M=KAQ[''/U?FO[Y=>&ZK)QA0*!0*"*U)]
MDB??H?XE%!%\L_R;!^<]ZU5!9)3C[;"UQVP\\$DH:*@C,K#8,QW4%0\=W)S3
M%JN+$!I5UNCSK#<-3J@R%,!U2_Z@05>BR<.K0;=QUFZFP6FXVR*E^5>@DPX[
MZRVD LJ?5G4D+.Q*"-@WT$W9+HW=;1#N3:"AN8RA]*%;TA:<<#\5!X727'-P
MMT4+'M DA7#Z<.&O;02M H% H% H% H% H% H% H!H,$G"H)?(.S$]&W'HJ8
ME#E/([&5<]87-0^T7$I2KRA)4?\ &J[8?6O/O=EZJ^7%M\?W<;K(%6+CB@4#
M"A*N\PD%>A;^CRP7\/\ EFL&Y_MV^"S[).F]Q?QU^E%<F',W+2RX?PH<2?D=
M76/8S_2AN^JHT[AE^,?1"Y!]!=+0<274X%2 1F .XD5M\-7/Z3IJJ_,[63FD
M])2+G'*#.4I+,)+@Q27%GI'2 D$UK[G-Y=-?%;]B[9^,W-<<_5YV^#TY<:O5
MJK2<.ZNY4RSBU,2@8)#R/2P'D.^IVV6<E(L\]Z[=^#W-L7ASCX3R6?$UG5.J
MKZ[YAV;1L!F5< MUR0HHCQV@"M67:H[=@ QK!FW%<<:RM.U]HS;V\UQQ]7FE
M[-?K==X$.;$>2IJ<T'F 2 LIZ>KOZIV&LM+Q:-8:6XVU\.2:6CC6=)<YY783
MN9FN+H-J \F.CX,JB/\ @JOVGS9;V=9WV>CM^UQ_N]3K&%63C6,,*@U?GOGS
M;+BQK>&_;L0[?HGL*@G^,A804?*"FJG?XY\R)K]J-)?2O2.XQVVEHR<L-NJ/
MI=PTM96;+I^!:F@ F&RALD=*@,5'Y58U9XJ=-(B'S_?;F<^:V6?M2EJR-4H%
M H%!%:D^R1/OT/\ $HH(OEG^38/SGO6JH+))9+S"V@M;6=)3Q&R M./2DD':
M*"M-\O;4W8FK-[5.6Q'>4_&D%\>T-J<"@L(<"1@%!Q0.SIH-B9H:SRH8B<22
MPRV6C%#+Q3P."V60&<00@*;40KRT$W!A1X,-B'&0&X\="6F4#H0@8)'[*#7N
MO]ZV_>AZIR@WZ!0*!0*!0*!0*!0*!0*!08-!5^9=Y79M$7:>VLMO)84VRH'
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M<:#[H% H(K4GV2)]^A_B44$7RS_)L'YSWK54%IH% H%!H77^];?O0]4Y0;]
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M5J3[)$^_0_Q**"+Y9_DV#\Y[UJJ"TT#&@QB*#(.-!'W7^_;?O0]4Y02% H%
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MSR9*[6<V>,>.NEK3II[%:Y=<M-5\R^8YE:\CR'K,IAZ7(N"$EEM]3G50&UI
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M '>ZQ^7DM'3KKIHN8V"MA3% H% H% H% H% H% H% H% H% H% H% H% H%
MH(K4GV2)]^A_B44$7RS_ ";!^<]ZU5!::!0*!0:%U_O6W[T/5.4&^1C05CF/
MI9>I](SK0R4IDNI2N,I6X.-JS#'X]U8=SCF^.8CFM.R]PC:;JN6>,<I^$N<<
MK;%K&7KI%ZU' 7#%I@)M[*G 4A:FQPTE.._JXDD;*TMMBO:\6MPZ8T=-W_>;
M7'L_)P6ZO,R=?P\7;,H^*K+DX3X-2Z6JWW6 _ GLB1$DIR/-*W*3\E+4BT:3
MR9L.>^*\9*3TWCQ?,:S6Z):$VB,REJWH:+"&!M2&R,,-OQU$4K6-(Y)ON,EL
MGF3/SZZOSPY?Y.D-):JT'<4+9E!:EVY9W.,O+2#A_NC,/EJGZ_*QWQSS?3*[
M.-[O-OO:<:_:_BK#L>B='V1O1]@:FP&)$B-&:<;==;2I25K&?$$C$'K58X<5
M8I76..CA^Z=QRSNLLUO:(M:8X3SB."PVW3UCMC[SUN@L1'9!Q?6RVE!7T]8C
M?66N.L:Z0K<^[S98B+WM:*\HF>3>6VA:"A0"DJV*!V@CR&O>OM:\3['A;K7;
M[=&3&@1VXL9))#+20A().). I6L5C2'O+FODMU7GJEM [:EXEF@4"@4"@4"@
M4"@4"@4"@4"@4"@4"@4"@4"@4"@4"@4$5J3[)$^_0_Q**"+Y9_DV#\Y[UJJ"
MTT"@4"@T+K_>MOWH>J<H-^@4# 4"@4 [J#AG/S2,B=J.P7",RMSVU28+Y0DJ
MP(<!258;MBC55O\ !-KUF/%] ](=SKCV^;':=.F.JOYO]G;HK*&8S3*1U6D)
M0!\T85:1&C@;VZK3/MEZU+R4"@4"@4"@4"@4"@4"@4"@4"@4"@4"@4"@4"@4
M"@4"@4"@4$5J3[)$^_0_Q**"+Y9_DV#\Y[UJJ"TDT&,:#)V4 '&@T+K_ 'K;
M]Z'JG*#?H% H% H%!\J1CA\%-$/H424"@4"@4"@4"@4"@4"@4"@4"@4"@4"@
M4"@4"@4"@4"@4"@4"@BM2?9(GWZ'^)101?+/\FP?G/>M506G#&@Y=-U#J95C
M9OK$_AQ6WKA(N$)+S+4E3+#Q;:2SQFW0H(2V>KLQ)WT$IKC5DR/%A&U3Q%26
M)<EYW!M2B[%90ZW%6%!64N9\%#TO)03FEKC+DSKLQ))(:7'>;2K:4"3'2ZIO
M;T)43A0>]\ER43("&XCCJ4R4D.)4V 3PUC+@I0-!M>\+AW8]]-CZ] ]X7#NQ
M[Z;'UZ![PN'=CWTV/KT#WA<.['OIL?7H'O"X=V/?38^O0#<+AA_TM_Z;/UZ#
MR1>92Y#L=-M?+C(2I8SLX +QR[<_P4'K[PN'=CWTV/KT#WA<.['OIL?7H'O"
MX=V/?38^O0/>%P[L>^FQ]>@&XSP/^F/?38^O0>3=YE./.M(MKY<9*0X,[.S,
M,P_C\E!Z^\+AW8_]-CZ] ]X7#NQ[Z;'UZ![PN'=CWTV/KT#WA<.['OIL?7H'
MO"X=V/?38^O0>;]WEL,N/.VU\-M)*UG.R<$I&)V9Z#[1<YRDA2;8_@H @YV.
MG;_/09]X7#NQ[Z;'UZ![PN'=CWTV/KT#WA<.['OIL?7H'O"X=V/?38^O0/>%
MP[L>^FS]>@\V[S*<>=93;7RXSEX@SL[,XQ&W/0>GO"X=V/?38^O0/>%P[L>^
MFQ]>@>\+AW8]]-CZ] ]X7#NQ[Z;'UZ![PN'=CWTV/KT W&>/_P#,>^/.S]>@
M\XUXER8[<AJVOEMU(4@E;(V'X,]!Z>\+AW8]]-CZ] ]X7#NQ[Z;'UZ![PN'=
MCWTV/KT#WA<.['OIL?7H'O"X=V/?38^O0(]T==G>QN0W6%\/BE2U-E(3CE_A
M4KIH)"@BM2?9(GWZ'^)101?+/\FP?G/>M506@C=01+&E;&TDA<-J0!(<E,!]
M"'."X\K.OA%0ZO6V[*#9>LMI?3@_!CNCB^T8+:0K^L/^TV@]?9Z6^@6ZTQX,
MB=(;*E/W![CR%K.)Q"0A*1Y$I2D 4'NI^&J2(ZG$&2A/%2SB"L)QRY\N\#'9
MC0>^- H% H% H-2W3[9/;7)M[[4EH+4RXZRH+&=HE*D%0Z4G90;= H% H,'=
M0:ELN%KN#*I=ND-2F2M3:WV5!:2MLY5))3TI(PH-R@4"@4"@T[G<;9 8#EQD
M-1H[JTLI4\H)2I;ARI1UMY4>B@W  !@-PW"@4"@4"@&@T[=<;9/#SL!]J2&W
M%,ON-*"L'&]BD*(Z4T&Y0*!0*!0:MQN5OMT54JX2&XL5)2%//*"$ J.5(Q/E
M)H-A"4I0$I "0,$@;!A0?5 H% H,$@4&I"N-KG/2/8Y#4AV(X8\DMJ"BVX.L
M6U$;CMW4&Y016I/LD3[]#_$HH(OEG^38/SGO6JH+30* :"+O=Y,*,\W"#4J\
MEI3D&VJ=2VMY0V#8>MEQWD"@YC.EZAN-^F/VI3\6X3&TM3[2PZRU/B7".@):
M4I3N =@D=?J;]_3A0=;@B2(3 EE*I8;3[0I/HES*,Y'P9J#WH% H,$X4%-U'
MK&U+4J$MI4S3CJ%,W:]0GP4Q'%+R)0[PSG2#_$H>B-^R@V=,6I%LO]R]U(9.
MG)[3+[)84DMMRVQPG4)">A:$H/Q@T%JH% H%!2=2ZSM"RJ$^RJ5IA]!8NM[A
MO@HBNK7D2V[PSG2DX==8]'$8[*#<TQ:A;+W<Q:DL^&YR&I$?@*3PVI2!P74)
M2GH4E"%?'C06H;J!0*!0:UPN=OMS'M$^2U$8S!/%?6EM.8[ABHC::"C/2;%J
MU<JWZCAKM5W3'=;@LR7 4*COJRMRXYQR%?HX_P 23LH+=IDW?W#!3>&PW=$,
MI1, (4"XCJE0(_FPQH)2@4"@P3A05#4FM+:@JC!M4VQJ0ZS>[I!>2HP22$#B
M!LYQO.8C:D;:#[TW:6[;J.6[94,JTY/BM*5P%I*&Y<?!L8!)V\1DIQ/E306V
M@4"@4&O.N,"!'5)G2&XL9! 6\\M*$ DX#K*P%!27+EI_4\QVWZG@FWNI1(%J
M$ET*8DQ7"6O:62#P^)AT'K)QQ&^@LVD6KPQIV%&NZ0+A%1P'E A06&B4(<V?
MSI2%4$Q0*!08)PH*GJ76D2*K@1V57&"CB-WV3!=2IV V !G4A)*\>MMPV@ F
M@\M.6F%!U&F7IP,N:=G0DMR^ XE2426""RX<#BI3C3AS'?L&-!<J"*U)]DB?
M?H?XE%!%\L_R;!^<]ZU5!::!00M_OKL M0H;/M%VFH<]WM+ZK2UMX%04OHRI
M.;#I -!S2?"O,^\W9J?!BSKQ(6&&U170Q*CRXK*5,2H:G3F#10I)<3CU5>4&
M@Z=:[''9D"[2FD.7UZ.U'ES ,20V-J48^BG,2<!02] H%!A6Z@HVHM87!;5R
M1!@ARTVTJC7UYY:F7TAPA"O9D@'$I;7Q,5;"-U!&:?TK=EW)B.IF.B'&8>MU
MQO$)U"1.BY"AMMUA.U,AM1!*CNV^6@Z!9[1;;/;H]MML=$:#%0&V&6Q@ D?X
M_#0;M H,$@;SA0474NK[@XU<FH4$.6> ?9+X^XM34A)>4&U",E(5B4(6',5;
M"-U!%6#25T=N+49QF,W!CQG[9=+K =0&Y\8)X;2'&$CJ2&_XE'=M .V@Z):+
M3;K3;H]MML=$:%%0&V&4#!*4C_\ -M!N4"@4&E>KM%M%KD7.4%F-%3G>X:<R
M@G$ G#R#'$_!0<]O$S4-TGQ5W*#!8?AM^WVZ)(="X\B-)/L[L605IRH?P*2A
M2<1B<*"9TMHIH1XC]X@\,VV4](L=O=<$CV)MX 9,XV'+MR?R@X=%!=L!0*!0
M8)P%!2M1ZPNB57)FUVX2(MH!%[6^LLN9%I!RQ0D*S*+:LX4K9LPWT$-8-+71
M%SA,1V8_LL .0Y5\BO(094(MD(8DQTC'VA!4#B=V_IPH.@62RVNRVQBV6R.B
M-"C)RM-(& WXDGRDG:30;] H%!J76Y,VRW2;@^E:V(J"Z\&DYUY$[5$)&_ ;
M:#GE]N6H+M)B"7%A1 V%72R<=WB,/-MGA.,3,PR)+C;H4A2<<I(\E!*:9T2T
M\TA=YMR8T2'.,ZR6=;H?1%4I 2K I&7+G*E-IW)QH+T-W^V@4"@4%0U!JZ[L
MOSXMFMZ)3EH1Q[I[2LL@LE 6D,90HK4M.; G8"DT%<T_IVY"XVT6]F.IB"X3
M[^9<0AY4!])<5$F, 9E.]<8';MZVPT'0+!I^TV&VMVVU1TQXC9*@A.\J42I2
MU'^)2B=IH)*@BM2?9(GWZ'^)101?+/\ )L'YSWK54%IQH(>\ZMT_9GH[%PF)
M9?EJR,)(4H8XA.*R@*R)S$)S*P&-!1[U/U,PB/9;ZE,G4"G1/TU<839*''F3
MG7'<0/[92@E!4>JI)\NR@NUGL=H1-?U"S"]GNUU;:5,6YB7!E;"0C DA. &!
MPWT$T-U H% Q H*9=M7S+C+-NT@_'>N<)PO3&):7$-OL-YDK;8<("5$N#(5)
M)RG?0145RWZLN<AV)&D>[;LPNTZHB$*:<C2602V2L8#,C%3:B@G^&@OMKM<&
MUP68,%D,16$A+;:?(.DD[23O).TT&W0* 3A0<SUWS#?4P^QIB0Z7K>EYVXNL
MMISA+0RI4T9 2TXTE[!+Q024T'S; [JJ;-3,MZVX=S:-IU&B.^E;7'9:2ZU)
M9?:.!!2LMDIV@X>2@Z%:K5!M<%F#!92Q%82$-MIZ!Y2>DD[2>F@W*!0*#2N]
MXM]H@KFSG.&P@A/525K4I1P2A"$@J4I1V  4%+=UNXVEZ[70,R]!W3!B/)90
MOC1LR0@IE-D9BEQPJ3L&*3L-!MZ8TG&DH@OWB*MZ58"N-:9#Q(2Y&.5;#JFS
ML*THP3UMH4#0748X;:#- H,$@;Z"@ZNY@PFWDVZVW!<13#^6Z7!#)<X#"24+
M<:XB2VYPW2E+N&.4&@T;4BX7FZ/&2&[@AX+LE]F0% ,OL*:XT:6@I/56G.4+
M .PGXJ"_V>S6^SVYBWVYD,Q&!E0G$DGRJ4H[5*/23OH-Z@4"@U+G=(-LA.S9
MKG"CM %:L"H[3@ $IQ)))P %!2W]=R&5.Z@D!J5H1_!A;B$+$J&H#(XN2TH!
M60N8H4G#,G?TT'KIK2D&:S#3<XKCT>PO+7I]UTJ2A<60E*VL[9PS*:'5P6-A
M&-!>0,*#- H,$@;Z"C:SU["B*5;;=-<9ELO)]XR&F2X68R3_ *A314DMK6UF
M25I&)2#CA01EI?N5RO7%4XU=C'PM=TN$+*&Y=OFMEUA_!)P2XRK8L#H)(WT%
M[L&G[78;6S;+6SP8K(P&)*EJ.XJ6M766H])-!)4"@BM2?9(GWZ'^)101?+/\
MF0?G/>M5026H;^;/':6W"D7&2^HI9B14@K5E25K)*BE*0E(Z3\%!2Y$6SW.Y
M%98$FRZRC(D1D/*4T#,C *,9PC%24.I2%*3_ #(-!;M(Z>-EL\:)(4EV6T%G
M.G%26TN+*^"TI>*^&G<,:"=H% H%!4]0WRTS[A*T=*+\*3,9"8EP*2AE4A:2
MM#;3N[BHP"LO300D?3S.JXELGEAF)>;<Z(MRD=;C17(CN=U,5*<$H+RQB5'>
ME730=!BQ8T=D-1FD,- E61M(2G%1Q4<!AO)VT'M0*!04S4U]:N$A_3+D*4Q&
MF*]C:O8P2RW.*.*RD#'.<%)'6 PQV4$?'MEQU1"LDJ.\S;G8!EP;^V&P7,RB
ME#Z&AZ(*W&\<5#T58T%[@V^% BMQ83#<:,T,&V&DA"$CX$C 4&Q0*!0:]PFM
MP83\MQ*UH80IQ2&TE:R$C'!*1M)/10<YDZTMDN_19[Z# GVY\V^]VA]Q"W6V
M'2DLRTY"I/\ 1<<2<PVIS'&@GM-Z!M]INL^2B.PU"?+0C0F\RTE32E+]J>*\
M<SZE*/6&X=-!<,*!0*!04W7&J[3!E(L%W:=8MUSBN%Z\).#48Y@V@N$;4==0
MZ^X'#&@A&=-Q=862$MQN.B[VYTPYTTYBIDMN!QQZ*E/5"Y."5YSO!Z:#HL*#
M"A1Q'A,-QF$DE++2$H0"=I.5( VT&Q0*!0>,V6U#AORWLW!CMJ=<R)*E94 J
M."1M)P&Z@YM/UU8+@[9K\S(:$B..)-MH<#JC;WR/ZI ZO$8.1TI&U QH)ZRZ
M"MT&^3;@AA@0)*$I1&1F<X[G$XQDR5+Q"G<_H8;ATT%PPV[Z#- H%!5M4ZHL
ML28]9;H>%$=A%Z7(S',$.J+2$M(0%+6LJ2HG+Z(&-!5H-CA:STTS&QCOW2UK
M5$7<5%1"&UX*$Z.A. +SS6525GIQ^$4'2+?;(-OCAB&RB.V-JDMH2@*4?240
MD 9CTF@VA0*!016I/LD3[]#_ !**"*Y:?DR#\Y[UJJ#3O$74FGKHY>K8M^]L
MW.0EN79%G#)FP0VY&7N;"/\ M,VPC;OH-_2NBH]FA@2W57"9Q.,AQX I9(4I
M2$,I'52&\Y&8;3O-!9\!0*!0*!01.IM/1-06:1:I14VS(RXO(PXB"E0(4VK>
ME8PV*&T=%!L6FRVRU,%B PEE"\I<(Q*EJ2D("ED[2K*D;:#>H% H%!"ZJTVB
M_P!M:A&6]"X<AJ0)$? .?TE8Y03NS#9CT4&[:[-;+6RIJ#'2PA>4N88DJ4E(
M0%*)QQ.5(VT&[0*!0*!L\F-!7Y6C+5+NWMTE"76$MNMMP0VA+>:2,'W%J S+
M4L;-IV4$^A"4)"4C!*0 !\ H,T"@4"@A-0Z1LFH'(QNC2GFHV<%@**6W4.#!
M3;R1Z:-@.4[,:#=M5EM=K;X<".F.DI;0H)QQ(:0$-XD[\J1A0;V&% H% H!H
M*[)T39WYT9U3+:8$4/ENV-M(0T7I22V\ZO* 5%2%E.&[;03S++3+*&6TA#;:
M0A"1N"4C "@]*!0*!00>H])P+T_#F*==A72WE2H-RC%*7F@X,JT]8*2I*T[P
MH4&Q9-.6BRL(9M[ ;RMMLK<.U:TM8Y<YZ3UC02E H% H(K4GV2)]^A_B44$7
MRS_)L'YSWK54%IH% H% H% H% H% H% H% H% H% H% H% H% H% H% H% H
M% H% H% H% H% H% H% H(K4GV2)]^A_B44%5T)JO3UMTQ%ASYS<:6TIWB,K
MS!0Q<41T?#06#Q[H[O5GM>:@>/='=ZL]KS4#Q[H[O5GM>:@>/='=ZL]KS4#Q
M[H[O5GM>:@>/='=ZL]KS4#Q[H[O5GM>:@>/='=ZL]KS4#Q[H[O5GM>:@>/='
M=ZL]KS4#Q[H[O5GM>:@>/='=ZL]KS4#Q[H[O5GM>:@>/='=ZL]KS4#Q[H[O5
MGM>:@>/='=ZL]KS4#Q[H[O5GM>:@>/='=ZL]KS4#Q[H[O5GM>:@>/='=ZL]K
MS4#Q[H[O5GM>:@>/='=ZL]KS4#Q[H[O5GM>:@>/='=ZL]KS4#Q[H[O5GM>:@
M>/='=ZL]KS4#Q[H[O5GM>:@>/='=ZL]KS4#Q[H[O5GM>:@>/='=ZL]KS4#Q[
MH[O5GM>:@>/='=ZL]KS4#Q[H[O5GM>:@>/='=ZL]KS4#Q[H[O5GM>:@>/='=
MZL]KS4#Q[H[O5GM>:@>/='=ZL]KS4#Q[H[O5GM>:@>/='=ZL]KS4#Q[H[O5G
MM>:@>/='=ZL]KS4#Q[H[O5GM>:@>/='=ZL]KS4#Q[H[O5GM>:@CKWK32\B-'
70Q<6G%(EQ75!.;$(;?2I:MVX)&-!_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>15
<FILENAME>img013_v1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 img013_v1.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    /   _^X #D%D
M;V)E &3      ?_; (0 !@0$! 4$!@4%!@D&!08)"P@&!@@+# H*"PH*#! ,
M# P,# P0# X/$ \.#!,3%!03$QP;&QL<'Q\?'Q\?'Q\?'P$'!P<-# T8$! 8
M&A41%1H?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?
M'Q\?'Q\?'Q\?_\  $0@! 0%W P$1  (1 0,1 ?_$ *D  0 " P$! 0
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MA.&F8^*[(F.6>G8JHKOW9)V,<GGW6N5 ,IA#PO=5EBU4 RX
M                            ,#C7%U+A.X9KZJZ2IJZ:#)[5E*Q'.:U?
M.]RN5J-:GVY0(MY8]HKOQ;=>'*FAJD?>R[RDKD2-8%E2-TN\5$=[7(C6+E?O
M-ZB^3*!:$        @WSS..U4GQ48$;"'A>ZK+%JH!EP
M                         5;:5AB^,482K+@NNKIZ)]>B1U$]3&^5$BRY
M5WC6/C^]E1//Y ,/>&SV_;VQ7AZ_;RKZ&)]R.CGDFHJ5\57(]D;F/IDJ'2._
M_+(Y^^5CD5=S*!L%        (-\\SCM5)\5&!&PAX7NJRQ:J 9<
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M*7U*K    @WSS..U4GQ48$;"'A>ZK+%JH!EP
M              !QWM1^HF(+9)ZR+W>K5Q>[]O=!DX(58UMCM V -@#8"^9?
M054EW%<_5-%9XM1"74;H?.MQJ58IYI9<P@  !!OGF<=JI/BHP(V$/"]U66+5
M0#+@                                      #CO:E]1,06V3UD7N]6
MKB]W[>Z#)P0JQKNT   #<7T!27<5S]4T5GBU$)=1NA\ZW.I5BGFEES"   $&
M^>9QVJD^*C C80\+W598M5 ,N
M    ..]J7U$Q!;9/61>[U:N+W?M[H,G!"K&N[0   -Q?0%)=Q7/U316>+40E
MU&Z'SK<ZE6*>:67,(   0;YYG':J3XJ,"-A#PO=5EBU4 RX
M                          X[VI?43$%MD]9%[O5JXO=^WN@R<$*L:[M
M   W%] 4EW%<_5-%9XM1"74;H?.MSJ58IYI9<P@  !!OGF<=JI/BHP(V$/"]
MU66+50#+@                        #"7GC7#%V7W27)7US8+RK58E/"K
M7JU5D56QHZ1&K&Q9'-5&(]R;[)Y ,V            ''>U+ZB8@MLGK(O=ZM
M7%[OV]T&3@A5C7=H   &XOH"DNXKGZIHK/%J(2ZC=#YUN=2K%/-++F$   (-
M\\SCM5)\5&!&PAX7NJRQ:J 9<                         :TQ]L^O7$&
M+KMGH634U LU#4WQ6)5-;!(R[IW3QQK2;Q9'RY?(UZ/1J9?+Y@-E@
M    !QWM2^HF(+;)ZR+W>K5Q>[]O=!DX(58UW:   !N+Z I+N*Y^J:*SQ:B$
MNHW0^=;G4JQ3S2RYA   "#?/,X[52?%1@1L(>%[JLL6J@&7
M         A7G?-W76R-]=-[%LJJUBJBKE5$RKY@,?WWPQTU. _0 [[X8Z:G
M?H =]\,=-3@/T .^^&.FIP'Z '??#'34X#] &2NV]*&\H%GHI?:Q-<K%=D5/
MO(B+D\OI E@        ..]J7U$Q!;9/61>[U:N+W?M[H,G!"K&N[0   -Q?0
M%)=Q7/U316>+40EU&Z'SK<ZE6*>:67,(   0;YYG':J3XJ,"-A#PO=5EBU4
MRX                     %*VG<SH/>OU -?@   #P#96S;J*:TOU6@6P
M      !QWM2^HF(+;)ZR+W>K5Q>[]O=!DX(58UW:   !N+Z I+N*Y^J:*SQ:
MB$NHW0^=;G4JQ3S2RYA   "#?/,X[52?%1@1L(>%[JLL6J@&7
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MN*Y^J:*SQ:B$NHW0^=;G4JQ3S2RYA   "#?/,X[52?%1@1L(>%[JLL6J@&7
M                     I6T[F=![U^H!K\    > ;*V;=136E^JT"V
M    ..]J7U$Q!;9/61>[U:N+W?M[H,G!"K&N[0   -Q?0%)=Q7/U316>+40E
MU&Z'SK<ZE6*>:67,(   0;YYG':J3XJ,"-A#PO=5EBU4 RX
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M5-%9XM1"74;H?.MSJ58IYI9<P@  !!OGF<=JI/BHP(V$/"]U66+50#+@
M    /Q%!%"S>1,;&S*KMZQ$:F5RY57(GVJH'[           %*VG<SH/>OU
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M\TLN80   @WSS..U4GQ48$;"'A>ZK+%JH!EP   !!OSJ6OL\NHH&ET\P'H
M  SF"/%%%_,_IN VR         I6T[F=![U^H!K\    > ;*V;=136E^JT"V
M         ..]J7U$Q!;9/61>[U:N+W?M[H,G!"K&N[0   -Q?0%)=Q7/U316
M>+40EU&Z'SK<ZE6*>:67,(   0;YYG':J3XJ,"-A#PO=5EBU4 RX    @WYU
M+7V>744#2Z>8#T    9S!'BBB_F?TW ;9         4K:=S.@]Z_4 U^
M/ -E;-NHIK2_5:!;         ''>U+ZB8@MLGK(O=ZM7%[OV]T&3@A5C7=H
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%U5 __]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>16
<FILENAME>img014_v1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 img014_v1.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    /   _^X #D%D
M;V)E &3      ?_; (0 !@0$! 4$!@4%!@D&!08)"P@&!@@+# H*"PH*#! ,
M# P,# P0# X/$ \.#!,3%!03$QP;&QL<'Q\?'Q\?'Q\?'P$'!P<-# T8$! 8
M&A41%1H?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?
M'Q\?'Q\?'Q\?_\  $0@!"0%W P$1  (1 0,1 ?_$ +H  0 " P$! 0
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ME+XC)U\GC:N0KOK#;B":/]AMKI^Y;*S$QJA;C%;%DM2W.LZ2W6?5>FMZ@("
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MU9I0Y7=NEF<B;@C*Y>'VP,%L3;4.W\*QO5B,Y3EE=BEDDD?4B-V9OV?L065
M0$!!K9#&X_(UWK7ZT5NN3B10S@,@.XOJ+\I,[<'0>5,5C:<]B>I4AKS6B8K,
MD48@4A,VC.;BVI:-YT&T@@]V_5<=]YT?;B@P^'GY-QGS9>T)!8D!!$;MB"7;
M.2B.T=$9(#%[D0D1Q<S:<[,'I>C\""(\,Y)GP=B$M)*\%DPJWA[9@M1\HEVH
MM.4AMZ3N/QM-6X()>^]SOG',0Q_1>V/D)G+M.;L3Z6TTT02Z @(" @(" @("
M#F_B)X][!V1)]#LV7R68=V8<51TEF;_.[>B'[^*"D%^IG<>?G*/P^V->S4,;
M,TMJQK& F_DT!B;A\)(*+-M+>_C'XOP4O$+#6=NU\9CB[7Z*SL&C'S!RRFQ@
M[F1^3S(+-NCP;WEX65)-T^&.<O3U:!#->V[._:C)$+_S'9FX%PXNW+KIT.@^
MJOC-XP^)68&'PRQ\6+QM*L!Y"UDXV<"L$[,48F6K<'X"S<7Z734<G\2W\5-Q
M;M"KX@,]:U@HWAK6JT;Q0D1EV@R1$WHF[\.+>91=WN/2K'FO>P=G_'9II,Z5
MB-=5@V=FO$CPXEP^\;EX,CMW<=\,??DLBYV.S N).;\6U;5V?7R)MIK>.N(T
MF3OE<VWO&UO?KICY?#5^M\9@L+1M6[U"J$-C(DTEN8.F5VZ"=;ZXXK,S$<U5
MEW63)6M+6UK3E\'.O%+]0FV=CY%\)6JS9S<0L)RXVLSZ1 [<VLAZ%H_+QT9>
MT=@Q'ZJ/!^_6BDL923'6#8>TKV8)-0)^EG(1(=&?RH+=+XP^%L+B,NZ<:+D+
M&+/8#XI-JS]*";P.Z=M[@@*?"9.MDHA^,5:49-/VLSZL@E7^!!2M_>*^T-G8
M7*9"W?AGN8QA$L9'(+SE-(VL4;ATCS?U,@XUX<>!;;MV-G]T;QQ\9[GW3++<
MQ93N8E7"1M0+@_H\Y/Y6Z-%XR1,Q.G-(VM\=<E9R1KCUXQ\'0_"SP#V=M3$@
M61Q56[FS=SGL3#V[!KT!'SZ\&\Z\XJ6B/JG66WN.;#?+/HUZ<;HN(VY@,-'(
M&)QU?'A,7-*-:(8F(F\I<K-JMR"D"C A<2%G%VT<7XL[/Y-%@B%1\5\ &7\,
M-QXF&-F:7'S/#&+:,Q1#V@,S-_B!&='YE_3MM63Q.W%!<W7"]W;^T*$-.C5D
M<NP*5G?LQ=NA]&9W)OV(/V/#!#!$$,$8Q0QLPQQ@S"(BW!F9FX,R#[0$! 0$
M!!HWLYAJ$K17;]>K*3<PA-*$;N/1KH3MP0;$-JO- -B&4)*Y-S#*!,0./G8F
M?31!CHY/&WP,Z-N&V,;\LA02#(POYGY7?1!&[M^JX[[SH^W%!A\//R;C/FR]
MH2"Q(" @((_(_7\9\^?L302" @(" @(" @\=V9M?)YT'YMWGG/$'Q0\5,AM7
M8&>?$87;U4H[^0C(NQDGD?E-G>/7F_NC^QW0=*\-/ ?96R(0LC7;)[@-M;67
MMMVDCF_QGC8M>1G?]Z#HE>M7KAR01!"&NO+&+ VK^70=$&5!X^CL[/QU08H8
M*]<.S@C"&/5WY %A'5_+HR:CD^_XX\YXP;4P4@--5JQG:LQ$VHNS\Q:$S^30
M&5=N-+YZU\N;LNSVMM^UY\T<+6F*Q*:\8O#)]W^&EO;.'CAKVHBCGQ<;Z1Q#
M)$6K#JS>BQ"Y,K"*Q$:0Y"V2UYFUIUF7.L9MG]5NSJD4-#)T-S5& 2*O:)BD
MC=FXQB<C 3LW^99U>(3O@3X?[LJ;AW5O3?6/CJ[@SM@6@AU"3LX6U<^31RY1
M?5AZ>AD'2,KX;[!RHR-?V]CYWE%Q,WKQL>A-H_I,S.SH*EC_ -,W@Q3A>)]O
MC9U)R[2Q+*9MKY&?F'@R#F/B5MO%>!V^]N;ZVK7EJ;>NR%1SN.B(C A=N;06
M-_XAU=M7Z109+6XOU$>),<VYMI1/MK;V-_W&)I2/RS7W!]68M6]/F9NA]!\B
M#!X5?ITR6Y<K'X@>(IRCD+-V:W8P4T7+VCB7H/+J_ >;7T-.C1!^H6%F!A9F
M9F;1F;H;1 T= ;71!Z@^)8PEC*,V8HS9Q,7Z'9VT=D$7MG:>W=KXY\;@*$6/
MI/(4KPQ,^CF;^D3N^KH)= 0$! 0$!!2O%*:"+!-6@K03YW,2!B\24L8&0R6'
MT(V<F)^6*/FD?]B"=Q^.PN$P57 QE"%:I4:&.&4A'FBC%A(B9WZ/[SH*=M2*
M:EXHY""[5JT[%S$Q'5BQ?&L\$$[LYSZB#]LY2:#Z.G*W2@MN[?JN.^\Z/MQ0
M8?#S\FXSYLO:$@L2 @(""/R/U_&?/G[$T$@@(" @\(Q%G=WT9FU=WX,S((C#
M[PVKFK$M;$9:I?L0:M+#7F"0QT\XL^J"4FGBAB.64QCBC9RDD)]!$6;5W=WX
M,S(-;&9O#Y2!K&-O0787;7M() D;3_2[H/S_ )?+[Y\:MY9;;.V\D6"V%A)?
MHN3R4#N\MJ1G=G$7;3IT?1NC3BZ#L7AWX:;6V#AGQF @(&F)I+=J5^:::1FT
MYI"_L9N#(+6@("#YX]#<4YL2Y%E/'&[5W/E,/0P4F4&I)V%8Z[EJ4@\"Y]&?
M1M==%7VW^EIK$:NPQ>U8MMZ9KY*TZHUG7R^#)L#$;PRGB'<WCN/%OBP.IV%.
M%R9WXZ,S-QU^*W'58V]+VR^I:-'KN^ZVN'8UVF"_7]6LRZVK%QP@\T0>H"#0
MR^"P^9K-5RU.&_58QD:"P R QC\4M"\K(-T(@ ! !80!F8!9M&9FZ&9F0?2
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M[<?2T55O=Q6]8I6=9F7>^U^T9]OGG/FI-:TI,\78\11CH8RI2C;E"M#'$+?
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M !P?T7?@W[!;SJ)DO;<6BL1I$+W9;3%VC%;<7M7+>>%>GXN]U8 KUH:X?$A
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M! 0$$'NWZKCOO.C[<4&'P\_)N,^;+VA(+$@(" @C\C]?QGSY^Q-!((" @("
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ML#K0.\<?[U#ZP.M [QQ_O4/K ZT#O''^]0^L#K0.\<?[U#ZP.M [QQ_O4/K
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> 0$! 0$! 0$! 0$! 0$! 0$! 09(NE_V%_W70?_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>17
<FILENAME>img015_v1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 img015_v1.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    #P  _^X #D%D
M;V)E &3      ?_; (0 $P\/%Q$7)186)2\D'20O+"0C(R0L.C(R,C(R.D,]
M/3T]/3U#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0P$4%Q<>&AXD&!@D
M,R0>)#-",RDI,T)#0CXR/D)#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#0T-#
M0T-#0T-#0T-#_\  $0@ #@ / P$B  (1 0,1 ?_$ %P  0$!
M      $ !0$! 0                  !080 0 " @(#              $Q
M @ 140,A8;$1  (" P                 !$2&! A+_V@ , P$  A$#$0 _
C ,R_99LJN]\XU[+#+#\PM4%\D^\JU-R0\\8?<E>WKS@__]D!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
