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v3.19.1

FEES AND COMMISSIONS (Details) - CLP ($) $ in Millions | 12 Months Ended
--- | ---
Dec. 31, 2018 | Dec. 31, 2017 | Dec. 31, 2016
Fee and commission income |  |  |
Fees and commissions for lines of credits and overdrafts | $ 6,624 | $ 7,413 | $ 5,754
Fees and commissions for guarantees and letters of credit | 33,654 | 33,882 | 35,911
Fees and commissions for card services | 218,903 | 201,791 | 195,566
Fees and commissions for management of accounts | 33,865 | 31,901 | 31,540
Fees and commissions for collections and payments | 40,077 | 44,312 | 31,376
Fees and commissions for intermediation and management of securities | 10,147 | 10,090 | 9,304
Insurance brokerage fees | 39,949 | 36,430 | 40,882
Office banking | 15,921 | 15,669 | 14,145
Fees for other services rendered | 45,633 | 43,123 | 38,038
Other fees earned | 39,690 | 30,947 | 28,668
Total | 484,463 | 455,558 | 431,184
Fee and commission expense |  |  |
Compensation for card operation | (163,794) | (149,809) | (143,509)
Fees and commissions for securities transactions | (936) | (858) | (946)
Office banking | (4,096) | (15,283) | (14,671)
Other fees | (24,752) | (10,545) | (17,634)
Total | (193,578) | (176,495) | (176,760)
Net fees and commissions income | $ 290,885 | $ 279,063 | $ 254,424

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