XML 81 R58.htm IDEA: XBRL DOCUMENT
v3.19.1

LOANS AND ACCOUNT RECEIVABLE AT AMORTISED COST (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2018
Disclosure of detailed information about financial instruments [line items] |
Schedule of loan portfolio composition | As of December 31, 2018 the composition of the loan portfolio is as follows:
As of December 31, 2018 | Assets before allowances |  | ECL allowance |  | Net Assets
Stage 1 | Stage 2 | Stage 3 | Total | Stage 1 | Stage 2 | Stage 3 | Total |
MCh$ | MCh$ | MCh$ | MCh$ |  | MCh$ | MCh$ | MCh$ | MCh$ |  | MCh$
Commercial loans |  |  |  |  |  |  |  |  |  |  |
Interbank loans | 15,093 | - | - | 15,093 |  | 10 | - | - | 10 |  | 15,083
Commercial loans | 9,684,451 | 841,123 | 608,192 | 11,133,766 |  | 52,782 | 41,954 | 274,050 | 368,786 |  | 10,764,980
Foreign trade loans | 1,646,337 | 56,295 | 49,805 | 1,752,437 |  | 5,466 | 735 | 33,716 | 39,917 |  | 1,712,520
Checking accounts debtors | 183,290 | 16,452 | 15,420 | 215,162 |  | 2,108 | 467 | 11,209 | 13,784 |  | 201,378
Factoring transactions | 370,391 | 6,005 | 4,587 | 380,983 |  | 829 | 91 | 3,433 | 4,353 |  | 376,630
Student loans | 64,381 | 6,049 | 9,486 | 79,916 |  | 2,705 | 2,170 | 6,315 | 11,190 |  | 68,726
Leasing transactions | 1,225,755 | 169,196 | 48,773 | 1,443,724 |  | 7,236 | 9,033 | 22,531 | 38,800 |  | 1,404,924
Other loans and account receivable | 123,108 | 5,135 | 36,820 | 165,063 |  | 2,594 | 1,190 | 26,178 | 29,962 |  | 135,101
Subtotal | 13,312,806 | 1,100,255 | 773,083 | 15,186,144 |  | 73,730 | 55,640 | 377,432 | 506,802 |  | 14,679,342
Mortgage loans |  |  |  |  |  |  |  |  |  |  |
Loans with mortgage finance bonds | 15,261 | 1,241 | 924 | 17,426 |  | 20 | 40 | 117 | 177 |  | 17,249
Endorsable mortgage mutual loans | 101,074 | 3,454 | 4,008 | 108,536 |  | 87 | 126 | 592 | 805 |  | 107,731
Other mortgage mutual loans | 9,142,627 | 442,801 | 439,591 | 10,025,019 |  | 8,899 | 14,936 | 66,453 | 90,288 |  | 9,934,731
Subtotal | 9,258,962 | 447,496 | 444,523 | 10,150,981 |  | 9,006 | 15,102 | 67,162 | 91,270 |  | 10,059,711
Consumer loans |  |  |  |  |  |  |  |  |  |  |
Installment consumer loans | 2,693,260 | 231,107 | 265,303 | 3,189,670 |  | 50,748 | 48,622 | 148,017 | 247,387 |  | 2,942,283
Credit card balances | 1,385,783 | 14,977 | 16,392 | 1,417,152 |  | 15,087 | 4,961 | 8,740 | 28,788 |  | 1,388,364
Leasing transactions | 3,974 | 133 | 50 | 4,157 |  | 83 | 22 | 22 | 127 |  | 4,030
Other consumer loans | 258,723 | 2,822 | 3,765 | 265,310 |  | 4,986 | 767 | 2,287 | 8,040 |  | 257,720
Subtotal | 4,341,740 | 249,039 | 285,510 | 4,876,289 |  | 70,904 | 54,372 | 159,066 | 284,342 |  | 4,591,947
Total | 26,913,508 | 1,796,790 | 1,503,116 | 30,213,414 |  | 153,640 | 125,114 | 603,660 | 882,414 |  | 29,331,001
Commerical Loans [Member] |
Disclosure of detailed information about financial instruments [line items] |
Schedule of gross carrying amount expected credit loss | An analysis of changes in the gross carrying amount and the corresponding ECL allowance is, as follows:
| Stage1 | Stage2 | Stage3 | TOTAL
| Individual | Collective | Individual | Collective | Individual | Collective
Gross carrying amount at January 1, 2018 | 8,899,468 | 3,338,916 | 630,515 | 208,018 | 372,744 | 350,747 | 13,800,408
Transfers |  |  |  |  |  |  |
Transfers to stage 2 | (225,062) | (53,020) | 225,062 | 53,020 | - | - | -
Transfers to stage 3 | (16,654) | (67,886) | - | - | 16,654 | 67,886 | -
Transfers to stage 3 | - | - | (59,688) | (40,853) | 59,688 | 40,853 | -
Transfers to stage 1 | 13,199 | 52,755 | (13,199) | (52,755) | - |  | -
Transfers to stage 2 | - | - | 4,451 | 36,247 | (4,451) | (36,247) | -
Transfers to stage 1 | - | 718 | - | - |  | (718) | -
Net changes on financial assets | 1,497,618 | 708,531 | 138,436 | 48,323 | 4,240 | 70,848 | 2,467,996
Writte-off | - | - | - | - | (53,921) | (74,430) | (128,351)
Foreign Exchange adjustments | (472,732) | (363,045) | (57,794) | (19,528) | (8,025) | (32,785) | (953,909)
At 31 December 2018 | 9,695,837 | 3,616,969 | 867,783 | 232,472 | 386,929 | 386,154 | 15,186,144
| Stage 1 | Stage 2 | Stage 3 | TOTAL
| Individual | Collective | Individual | Collective | Individual | Collective
ECL allowance at January 1, 2018 | 29,797 | 50,014 | 28,282 | 23,041 | 191,397 | 160,182 | 482,713
Transfers |  |  |  |  |  |  |
Transfers to stage 2 | (2,719) | (1,525) | 8,005 | 8,169 | - | - | 11,930
Transfers to stage 3 | (241) | (2,697) | - | - | 6,612 | 29,839 | 33,513
Transfers to stage 3 | - | - | (5,541) | (6,776) | 22,705 | 17,475 | 27,863
Transfers to stage 1 | 167 | 553 | (411) | (3,402) | - |  | (3,093)
Transfers to stage 2 | - |  | 330 | 1,854 | (1,704) | (6,776) | (6,296)
Transfers to stage 1 | - | 22 | - | - | - | (72) | (50)
Net changes of the exposure and modifications in the credit risk | 4,105 | 3,770 | 2,740 | 2,855 | 1,251 | 29,253 | 43,974
Writte-off | - | - | - |  | (37,439) | (58,510) | (95,949)
Foreign Exchange adjustments | (920) | (6,696) | (2,339) | (1,167) | 15,293 | 7,926 | 12,197
At 31 December 2018 | 30,189 | 43,541 | 31,066 | 24,574 | 198,115 | 179,317 | 506,802
Consumer Loans [Member] |
Disclosure of detailed information about financial instruments [line items] |
Schedule of gross carrying amount expected credit loss | An analysis of changes in the gross carrying amount and the corresponding ECL allowance is, as follows:
| Stage1 | Stage2 | Stage3 | TOTAL
| Collective | Collective | Collective
Gross carrying amount at January 1, 2018 | 3,978,393 | 257,580 | 321,719 | 4,557,692
Transfers |  |  |  |
Transfers to stage 2 | (46,936) | 46,936 |  | -
Transfers to stage 3 | (33,161) |  | 33,161 | -
Transfers to stage 3 | - | (19,327) | 19,327 | -
Transfers to stage 1 | 29,777 | (29,777) | - | -
Transfers to stage 2 | - | 17,988 | (17,988) | -
Transfers to stage 1 | 37 | - | (37) | -
Net changes on financial assets | 766,069 | 1,063 | 76,398 | 843,530
Writte-off | - | - | (115,933) | (115,933)
Foreign Exchange adjustments | (352,439) | (25,424) | (31,137) | (409,000)
At 31 December 2018 | 4,341,740 | 249,039 | 285,510 | 4,876,289
| Stage 1 | Stage 2 | Stage 3 | TOTAL
| Collective | Collective | Collective |
ECL allowance at January 1, 2018 | 72,712 | 54,557 | 170,090 | 297,359
Transfers |  |  |  |
Transfers to stage 2 | (2,117) | 14,655 | - | 12,538
Transfers to stage 3 | (1,431) | - | 16,311 | 14,880
Transfers to stage 3 | - | (3,913) | 10,721 | 6,808
Transfers to stage 1 | 1,320 | (4,890) | - | (3,570)
Transfers to stage 2 | - | 2,943 | (9,107) | (6,164)
Transfers to stage 1 | 6 | - | (18) | (12)
Net changes of the exposure and modifications in the credit risk | 3,782 | (8,572) | 42,194 | 37,404
Writte-off | - | - | (64,506) | (64,506)
Foreign Exchange adjustments | (3,368) | (408) | (6,619) | (10,395)
At 31 December 2018 | 70,904 | 54,372 | 159,066 | 284,342
Residential Mortgage Loans [Member] |
Disclosure of detailed information about financial instruments [line items] |
Schedule of gross carrying amount expected credit loss | An analysis of changes in the gross carrying amount and the corresponding ECL allowance is, as follows:
| Stage1 | Stage2 | Stage3 | TOTAL
| Collective | Collective | Collective
Gross carrying amount at January 1, 2018 | 8,191,229 | 469,349 | 436,317 | 9,096,895
Transfers |  |  |  |
Transfers to stage 2 | (87,473) | 87,473 | - | -
Transfers to stage 3 | (64,949) | - | 64,949 | -
Transfers to stage 3 | - | (54,488) | 54,488 | -
Transfers to stage 1 | 162,432 | (162,432) | - | -
Transfers to stage 2 | - | 79,159 | (79,159) | -
Transfers to stage 1 | 2,612 | - | (2,612) | -
Net changes on financial assets | 1,226,259 | 34,653 | 10,215 | 1,271,127
Writte-off | - | - | (31,664) | (31,664)
Foreign Exchange adjustments | (171,148) | (6,218) | (8,011) | (185,377)
At 31 December 2018 | 9,258,962 | 447,496 | 444,523 | 10,150,981
| Stage 1 | Stage 2 | Stage 3 | TOTAL
| Collective | Collective | Collective |
ECL allowance at January 1, 2018 | 14,602 | 20,227 | 73,190 | 108,019
Transfers |  |  |  |
Transfers to stage 2 | (516) | 3,846 | - | 3,330
Transfers to stage 3 | (383) | - | 9,060 | 8,677
Transfers to stage 3 | - | (2,518) | 8,056 | 5,538
Transfers to stage 1 | 263 | (6,255) | - | (5,992)
Transfers to stage 2 | - | 2,296 | (10,185) | (7,889)
Transfers to stage 1 | 91 | - | (232) | (141)
Net changes of the exposure and modifications in the credit risk | 1,601 | 575 | (1,784) | 392
Writte-off | - | - | (13,548) | (13,548)
Foreign Exchange adjustments | (6,652) | (3,069) | 2,605 | (7,116)
At 31 December 2018 | 9,006 | 15,102 | 67,162 | 91,270

X
- Definition Tabular disclosure for gross carrying amount expected credit loss. + References No definition available. + Details
Name: | bsac_ScheduleOfGrossCarryingAmountExpectedCreditLoss
Namespace Prefix: | bsac_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition The disclosure about loan portfolio composition. + References No definition available. + Details
Name: | bsac_ScheduleOfLoanPortfolioComposition
Namespace Prefix: | bsac_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes of the table. + References No definition available. + Details
Name: | ifrs-full_DisclosureOfFinancialInstrumentsLineItems
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | ifrs-full_ClassesOfFinancialInstrumentsAxis=bsac_CommericalLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_ClassesOfFinancialInstrumentsAxis=bsac_ResidentialMortgageLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |