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REPORTING SEGMENTS (Tables) | 12 Months Ended
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Dec. 31, 2018
Reporting Segments |
Schedule of reporting segment | Below are the tables showing the Bank’s results by reporting segment for the years ended December 31, 2018, 2017 and 2016 in addition to the corresponding balances of loans and accounts receivable from customers:
|  | For the year ended December 31, 2018
| Loans and accounts receivable at amortised cost (1) | Net interest income | Net fee and commission income | Financial transactions, net (2) | Expected credit losses | Support expenses (3) | Segment`s net contribution
| MCh$ | MCh$ | MCh$ | MCh$ | MCh$ | MCh$ | MCh$
Retail Banking | 20,786,637 | 949,764 | 220,532 | 19,694 | (287,739) | (553,157) | 349,094
Middle-market | 7,690,380 | 272,912 | 36,746 | 16,848 | (26,314) | (92,377) | 207,815
Commercial Banking | 28,477,017 | 1,222,676 | 257,278 | 36,542 | (314,053) | (645,534) | 556,909
Global Corporate Banking | 1,613,088 | 96,722 | 35,064 | 57,340 | 2,339 | (64,913) | 126,552
Other | 123,309 | 94,970 | (1,457) | 11,200 | (5.694) | (11,486) | 87,533
Total | 30,213,414 | 1,414,368 | 290,885 | 105,082 | (317,408) | (721,933) | 770,994
Other operating income |  |  |  |  | 23,129
Other operating expenses and impairment |  |  |  |  | (32,381)
Income from investments in associates and other companies |  |  |  |  | 5,095
Income tax expense |  |  |  |  | (167,144)
Net income for the year |  |  |  |  | 599,693
(1) Corresponds to loans and accounts receivable at amortised cost under IFRS 9, without deducting their allowances for loan losses. (2) Corresponds to the sum of the net income from financial operations and the foreign exchange profit or loss. (3) Corresponds to the sum of personnel salaries and expenses, administrative expenses, depreciation and amortization.
|  | For the year ended December 31, 2017
| Loans and accounts receivable from customers (1) | Net interest income | Net fee and commission income | Financial transactions, net (2) | Provision for loan losses | Support expenses (3) | Segment`s net contribution
| MCh$ | MCh$ | MCh$ | MCh$ | MCh$ | MCh$ | MCh$
Retail Banking | 19,233,169 | 970,332 | 206,449 | 20,595 | (293,956) | (534,970) | 368,450
Middle-market | 6,775,734 | 264,663 | 36,280 | 13,751 | (19,235) | (91,882) | 203,577
Commercial Banking | 26,008,903 | 1,234,995 | 242,729 | 34,346 | (313,191) | (626,852) | 572,027
Global Corporate Banking | 1,633,796 | 100,808 | 27,626 | 50,714 | 6,440 | (62,685) | 122,903
Other | 83,215 | (9,112) | 8,708 | 44,692 | 4,496 | (15,356) | 33,428
Total | 27,725,914 | 1,326,691 | 279,063 | 129,752 | (302,255) | (704,893) | 728,358
Other operating income |  |  |  |  | 62,016
Other operating expenses and impairment |  |  |  |  | (74,057)
Income from investments in associates and other companies |  |  |  |  | 3,963
Income tax expense |  |  |  |  | (145,031)
Net income for the year |  |  |  |  | 575,249
(1) Corresponds to loans and accounts receivable from customers, without deducting their allowances for loan losses. (2) Corresponds to the sum of the net income from financial operations and the foreign exchange profit or loss. (3) Corresponds to the sum of personnel salaries and expenses, administrative expenses, depreciation and amortization.
|  | For the year ended December 31, 2016
| Loans and accounts receivable from customers (1) | Net interest income | Net fee and commission income | Financial transactions, net (2) | Provision for loan losses | Support expenses (3) | Segment`s net contribution
| MCh$ | MCh$ | MCh$ | MCh$ | MCh$ | MCh$ | MCh$
Retail Banking | 18,604,936 | 931,105 | 196,845 | 21,141 | (323,888) | (529,909) | 295,294
Middle-market | 6,396,376 | 244,960 | 30,851 | 19,577 | (26,748) | (83,412) | 185,228
Commercial Banking | 25,001,312 | 1,176,065 | 227,696 | 40,718 | (350,636) | (613,321) | 480,522
Global Corporate Banking | 2,121,513 | 95,105 | 25,077 | 55,927 | 7,579 | (53,935) | 129,753
Other | 83,606 | 10,196 | 1,651 | 43,713 | 974 | (19,649) | 36,885
Total | 27,206,431 | 1,281,366 | 254,424 | 140,358 | (342,083) | (686,905) | 647,160
Other operating income |  |  |  |  | 6,427
Other operating expenses and impairment |  |  |  |  | (69,136)
Income from investments in associates and other companies |  |  |  |  | 3,012
Income tax expense |  |  |  |  | (109,031)
Net income for the year |  |  |  |  | 478,432
(1) Corresponds to loans and accounts receivable from customers, without deducting their allowances for loan losses. (2) Corresponds to the sum of the net income from financial operations and the foreign exchange profit or loss. (3) Corresponds to the sum of personnel salaries and expenses, administrative expenses, depreciation and amortization.

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