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v3.19.1

OTHER LIABILITIES (Tables) | 12 Months Ended
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Dec. 31, 2018
Other Liabilities |
Schedule of other liabilities | The other liabilities line item is as follows:
|  | As of December 31,
|  | 2018 |  | 2017
|  | MCh$ |  | MCh$
Accounts and notes payable |  | 163,216 |  | 196,965
Unearned income |  | 673 |  | 601
Valuation adjustments by macrohedges |  | 7,039 |  | -
Guarantees received (margin accounts) (1) |  | 540,091 |  | 408,313
Notes payable through brokerage and simultaneous transactions |  | 50,807 |  | 17,799
Other payable obligations (2) |  | 94,779 |  | 58,921
Withheld VAT |  | 1,990 |  | 1,887
Other liabilities (3) |  | 41,812 |  | 60,877
Total |  | 900,407 |  | 745,363
(1) | Guarantee deposits (margin accounts) correspond to collateral associated to derivative financial contracts to mitigate the counterparty credit risk and are mainly established in cash. These guarantees operate when mark to market of derivative financial instruments exceed the levels of threshold agreed in the contracts, which could result in the Bank delivering or receiving collateral.
(2) | Other payable obligations mainly relates to settlement of derivatives and other financial transactions derived from the operation of the Bank.
(3) | Other liabilities: mainly include reimbursement of insurance commissions.

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