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OTHER OPERATING INCOME AND EXPENSES (Tables) | 12 Months Ended
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Dec. 31, 2018
Other Operating Income And Expenses |
Schedule of other operating income |
Other operating income is comprised of the following components:
| For the years ended December 31,
| 2018 |  | 2017 |  | 2016
| MCh$ |  | MCh$ |  | MCh$
Income from assets received in lieu of payment | 7,106 |  | 3,330 |  | 1,663
Income from sale of investments in other companies | - |  | - |  | -
Release of contingencies provisions (1) | 12,020 |  | 29,903 |  | -
Other income | 4,003 |  | 28,783 |  | 4,764
Leases | 222 |  | 264 |  | 519
Income from sale of property, plant and equipment (2) | 2,490 |  | 23,229 |  | 2,017
Recovery of provisions for contingencies | - |  | - |  | -
Compensation from insurance companies due to damages | 144 |  | 1,237 |  | 1,530
Other | 1,147 |  | 4,053 |  | 698
Total | 23,129 |  | 62,016 |  | 6,427
(1) In accordance with IAS 37, the Bank recorded contingencies provisions, which during 2018 were favorable to the Bank. (2) Corresponds to legal cession of rights made by Bansa Santander S,A, which result in an income of Ch$2,122 million, as stated in Note N°26.
Schedule of other operating expenses |
Other operating expenses are detailed as follows:
| For the years ended December 31,
| 2018 |  | 2017 |  | 2016
| MCh$ |  | MCh$ |  | MCh$
Allowances and expenses for assets received in lieu of payment | 2,537 |  | 5,591 |  | 11,416
Provision on assets received in lieu of payment | 816 |  | 3,912 |  | 9,246
Expenses for maintenance of assets received in lieu of payment | 1,721 |  | 1,679 |  | 2,170
Credit card expenses | 3,151 |  | 3,070 |  | 3,636
Customer services | 3,635 |  | 2,563 |  | 3,734
Other expenses | 23,019 |  | 57,189 |  | 50,116
Operating charge-offs | 798 |  | 1,607 |  | 6,146
Life insurance and general product insurance policies | 9,964 |  | 23,475 |  | 18,393
Additional tax on expenses paid overseas | - |  | - |  | 142
Provisions for contingencies | 21 |  | - |  | 4,238
Retail association payment | 898 |  | 912 |  | -
Other | 11,338 |  | 31,195 |  | 21,197
Total | 32,342 |  | 68,413 |  | 68,902

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