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v3.19.1

FEES AND COMMISSIONS (Details 1) - CLP ($) $ in Millions | 12 Months Ended
--- | ---
Dec. 31, 2018 | Dec. 31, 2017 | Dec. 31, 2016
Commission income |  |  |
Commissions for lines of credit and overdrafts | $ 6,624 | $ 7,413 | $ 5,754
Commissions for guarantees and letters of credit | 33,654 | 33,882 | 35,911
Commissions for card services | 218,903 | 201,791 | 195,566
Commissions for account management | 33,865 | 31,901 | 31,540
Commissions for collections, collections and payments | 40,077 | 44,312 | 31,376
Commissions for intermediation and management of values | 10,147 | 10,090 | 9,304
Remuneration for insurance commercialization | 39,949 | 36,430 | 40,882
Office banking | 15,921 | 15,669 | 14,145
Other remuneration for services rendered | 45,633 | 43,123 | 38,038
Other commissions earned | 39,690 | 30,947 | 28,668
Total | 484,463 | 455,558 | 431,184
Commission expenses |  |  |
Remuneration for card operation | (163,794) | (149,809) | (143,509)
Commissions per transaction with securities | (936) | (858) | (946)
Office banking | (4,096) | (15,283) | (14,671)
Other commissions | (24,752) | (10,545) | (17,634)
Total | (193,578) | (176,495) | (176,760)
Total Net commission income and expenses | 290,885 | $ 279,063 | $ 254,424
Transferred Over Time [Member] |  |  |
Commission income |  |  |
Commissions for lines of credit and overdrafts | 6,624 |  |
Commissions for guarantees and letters of credit | 33,654 |  |
Commissions for card services | 34,856 |  |
Commissions for account management | 33,865 |  |
Commissions for collections, collections and payments |  |  |
Commissions for intermediation and management of values |  |  |
Remuneration for insurance commercialization |  |  |
Office banking |  |  |
Other remuneration for services rendered |  |  |
Other commissions earned |  |  |
Total | 108,999 |  |
Commission expenses |  |  |
Remuneration for card operation |  |  |
Commissions per transaction with securities |  |  |
Office banking |  |  |
Other commissions |  |  |
Total |  |  |
Total Net commission income and expenses | 108,999 |  |
Transferred At Point In Time [Member] |  |  |
Commission income |  |  |
Commissions for lines of credit and overdrafts |  |  |
Commissions for guarantees and letters of credit |  |  |
Commissions for card services | 184,047 |  |
Commissions for account management |  |  |
Commissions for collections, collections and payments | 15,719 |  |
Commissions for intermediation and management of values | 10,147 |  |
Remuneration for insurance commercialization |  |  |
Office banking | 15,921 |  |
Other remuneration for services rendered | 45,633 |  |
Other commissions earned | 39,690 |  |
Total | 311,157 |  |
Commission expenses |  |  |
Remuneration for card operation | (163,794) |  |
Commissions per transaction with securities | (936) |  |
Office banking | (4,096) |  |
Other commissions | (24,752) |  |
Total | (193,578) |  |
Total Net commission income and expenses | 117,579 |  |
Accrual Model [Member] |  |  |
Commission income |  |  |
Commissions for lines of credit and overdrafts |  |  |
Commissions for guarantees and letters of credit |  |  |
Commissions for card services |  |  |
Commissions for account management |  |  |
Commissions for collections, collections and payments | 24,358 |  |
Commissions for intermediation and management of values |  |  |
Remuneration for insurance commercialization | 39,949 |  |
Office banking |  |  |
Other remuneration for services rendered |  |  |
Other commissions earned |  |  |
Total | 64,307 |  |
Commission expenses |  |  |
Remuneration for card operation |  |  |
Commissions per transaction with securities |  |  |
Office banking |  |  |
Other commissions |  |  |
Total |  |  |
Total Net commission income and expenses | 64,307 |  |
Individuals And PYMEs [Member] |  |  |
Commission income |  |  |
Commissions for lines of credit and overdrafts | 5,901 |  |
Commissions for guarantees and letters of credit | 11,099 |  |
Commissions for card services | 211,615 |  |
Commissions for account management | 30,386 |  |
Commissions for collections, collections and payments | 66,780 |  |
Commissions for intermediation and management of values | 4,050 |  |
Remuneration for insurance commercialization |  |  |
Office banking | 11,420 |  |
Other remuneration for services rendered | 40,901 |  |
Other commissions earned | 6,908 |  |
Total | 389,060 |  |
Commission expenses |  |  |
Remuneration for card operation | (159,817) |  |
Commissions per transaction with securities | (169) |  |
Office banking | (2,374) |  |
Other commissions | (6,168) |  |
Total | (168,528) |  |
Total Net commission income and expenses | 220,532 |  |
Companies And Institutions [Member] |  |  |
Commission income |  |  |
Commissions for lines of credit and overdrafts | 271 |  |
Commissions for guarantees and letters of credit | 16,258 |  |
Commissions for card services | 6,193 |  |
Commissions for account management | 2,678 |  |
Commissions for collections, collections and payments | 1,693 |  |
Commissions for intermediation and management of values | 134 |  |
Remuneration for insurance commercialization |  |  |
Office banking | 3,893 |  |
Other remuneration for services rendered | 3,833 |  |
Other commissions earned | 9,743 |  |
Total | 44,696 |  |
Commission expenses |  |  |
Remuneration for card operation | (3,186) |  |
Commissions per transaction with securities | (3) |  |
Office banking | (985) |  |
Other commissions | (3,776) |  |
Total | (7,950) |  |
Total Net commission income and expenses | 36,746 |  |
Global Corporate Banking [Member] |  |  |
Commission income |  |  |
Commissions for lines of credit and overdrafts | 453 |  |
Commissions for guarantees and letters of credit | 6,239 |  |
Commissions for card services | 1,036 |  |
Commissions for account management | 799 |  |
Commissions for collections, collections and payments | 458 |  |
Commissions for intermediation and management of values | 7,221 |  |
Remuneration for insurance commercialization |  |  |
Office banking | 608 |  |
Other remuneration for services rendered | 819 |  |
Other commissions earned | 23,320 |  |
Total | 40,953 |  |
Commission expenses |  |  |
Remuneration for card operation | (134) |  |
Commissions per transaction with securities | (419) |  |
Office banking | (722) |  |
Other commissions | (4,614) |  |
Total | (5,889) |  |
Total Net commission income and expenses | 35,064 |  |
Others [Member] |  |  |
Commission income |  |  |
Commissions for lines of credit and overdrafts | (1) |  |
Commissions for guarantees and letters of credit | 58 |  |
Commissions for card services | 59 |  |
Commissions for account management | 2 |  |
Commissions for collections, collections and payments | (28,854) |  |
Commissions for intermediation and management of values | (1,258) |  |
Remuneration for insurance commercialization | 39,949 |  |
Office banking |  |  |
Other remuneration for services rendered | 80 |  |
Other commissions earned | (281) |  |
Total | 9,754 |  |
Commission expenses |  |  |
Remuneration for card operation | (657) |  |
Commissions per transaction with securities | (345) |  |
Office banking | (15) |  |
Other commissions | (10,194) |  |
Total | (11,211) |  |
Total Net commission income and expenses | $ (1,457) |  |

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