XML 256 R233.htm IDEA: XBRL DOCUMENT v3.19.1
RISK MANAGEMENT (Details 8) - Credit Risk [Member] - Consumer Loans [Member]
12 Months Ended
Dec. 31, 2018
[1]
Performing Loan [Member] | New Client [Member] | Bottom of Range [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate 0.53%
Performing Loan [Member] | New Client [Member] | Top of Range [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate 19.75%
Performing Loan [Member] | Existing Clients [Member] | Bottom of Range [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate 0.05%
Performing Loan [Member] | Existing Clients [Member] | Top of Range [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate 11.92%
Performing Loan [Member] | Banefe [Member] | Bottom of Range [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate 0.13%
Performing Loan [Member] | Banefe [Member] | Top of Range [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate 18.67%
Renegotiated Consumer Loans [Member] | Existing Clients [Member] | Bottom of Range [Member] | Less Than 90 Days [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate 3.66% [2]
Renegotiated Consumer Loans [Member] | Existing Clients [Member] | Bottom of Range [Member] | Up To 3 Months [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate 41.50% [2]
Renegotiated Consumer Loans [Member] | Existing Clients [Member] | Top of Range [Member] | Less Than 90 Days [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate 30.40% [2]
Renegotiated Consumer Loans [Member] | Existing Clients [Member] | Top of Range [Member] | Up To 3 Months [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate 100.00% [2]
Renegotiated Consumer Loans [Member] | Banefe [Member] | Bottom of Range [Member] | Less Than 90 Days [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate 10.19% [2]
Renegotiated Consumer Loans [Member] | Banefe [Member] | Bottom of Range [Member] | Up To 3 Months [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate 51.11% [2]
Renegotiated Consumer Loans [Member] | Banefe [Member] | Top of Range [Member] | Less Than 90 Days [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate 43.71% [2]
Renegotiated Consumer Loans [Member] | Banefe [Member] | Top of Range [Member] | Up To 3 Months [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate 100.00% [2]
Non-Performing Loan [Member] | 90-120 Days [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate previously 41.50%
Non-Performing Loan [Member] | 120-150 Days [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate previously 60.15%
Non-Performing Loan [Member] | 150-180 Days [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate previously 68.86%
Non-Performing Loan [Member] | New Client [Member] | 90-120 Days [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate 31.78%
Non-Performing Loan [Member] | New Client [Member] | 120-150 Days [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate 51.17%
Non-Performing Loan [Member] | New Client [Member] | 150-180 Days [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate 59.98%
Non-Performing Loan [Member] | New Client [Member] | >180 Days [Member]  
Disclosure of detailed information about financial instruments [line items]  
Description of allowance for loan loss rate Charged-off
Non-Performing Loan [Member] | Existing Clients [Member] | 90-120 Days [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate 31.78%
Non-Performing Loan [Member] | Existing Clients [Member] | 120-150 Days [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate 51.17%
Non-Performing Loan [Member] | Existing Clients [Member] | 150-180 Days [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate 59.98%
Non-Performing Loan [Member] | Banefe [Member] | 90-120 Days [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate previously 51.11%
Non-Performing Loan [Member] | Banefe [Member] | 120-150 Days [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate previously 66.65%
Non-Performing Loan [Member] | Banefe [Member] | 150-180 Days [Member]  
Disclosure of detailed information about financial instruments [line items]  
Percentage of allowance for loan loss rate previously 78.50%
[1] Percentage of loans outstanding
[2] This category relates only to loans which were renegotiated and were less than 90 days past due at the time of renegotiation, migrating from such category as they reached 90 days past due since renegotiation.