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CONSOLIDATED STATEMENTS OF INCOME - CLP ($)
$ in Millions
 12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
OPERATING INCOME      
Interest income $ 2,244,317 $ 2,058,446 $ 2,137,044
Interest expense (829,949) (731,755) (855,678)
Net interest income 1,414,368 1,326,691 1,281,366
Fee and commission income 484,463 455,558 431,184
Fee and commission expense (193,578) (176,495) (176,760)
Net fee and commission income 290,885 279,063 254,424
Net income (expense) from financial operations 53,174 2,796 (367,034)
Net foreign exchange gain 51,908 126,956 507,392
Other operating income 23,129 62,016 6,427
Net operating profit before provision for loan losses 1,833,464 1,797,522 1,682,575
Provision for loan losses (317,408) (302,255) (342,083)
NET OPERATING INCOME 1,516,056 1,495,267 1,340,492
Personnel salaries and expenses (397,564) (396,967) (395,133)
Administrative expenses (245,089) (230,103) (226,413)
Depreciation and amortization (79,280) (77,823) (65,359)
Impairment of property, plant, and equipment (39) (5,644) (234)
Other operating expenses (32,342) (68,413) (68,902)
Total operating expenses (754,314) (778,950) (756,041)
OPERATING INCOME 761,742 716,317 584,451
Income from investments in associates and other companies 5,095 3,963 3,012
Income before tax 766,837 720,280 587,463
Income tax expense (167,144) (145,031) (109,031)
NET INCOME FOR THE YEAR 599,693 575,249 478,432
Attributable to:      
Shareholders of the Bank 595,333 562,801 476,067
Non-controlling interest $ 4,360 $ 12,448 $ 2,365
Earnings per share attributable to Shareholders of the Bank :      
Basic earnings $ 3.159 $ 2.987 $ 2.526
Diluted earnings $ 3.159 $ 2.987 $ 2.526